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warc | 202143 | WASHINGTON (CNN) — Election Night 2014 was more than a landslide win for congressional Republicans — it was a historic moment for black Republicans in particular.
Come January, newly elected representatives Mia Love of Utah and Will Hurd from Texas along with Sen. Tim Scott — who won election to the South Carolina Senate seat he had been appointed to — will make up the largest number of black Republicans serving in a single Congress since Reconstruction.
Changing demographics – a growing Hispanic population in particular – spell trouble for Republican national candidates and the party is eager to broaden its appeal to minorities to help them win the presidency in 2016 and beyond. The key question is whether these three conservative politicians from red states can help woo more black voters to a party that has struggled to attract them for decades.
“(Republicans) made black voter engagement a top priority by committing time, talent and resources across the country in pivotal states and urban centers. The midterm results are the beginning fruits of that labor” said Tara Wall, a spokesperson for the Republican National Committee, who acknowledged there was still much more work to be done.
For starters, it’s not clear that simply having a black candidate draws more black voters, said CNN Polling Director Keating Holland, pointing to the two Senate races in South Carolina, where both Lindsey Graham, a white Republican, and Scott were running. Scott brought in 10 percent of the black vote to Graham’s 6 percent.
“That tells me that having a black Republican on a ballot gets a handful of votes,” Holland said. “It may increase the Republican share of black vote by low single digits.”
The Republican Party’s focus so far has been more on biography than ideology — finding black candidates who fit the conservative mold but have a compelling story that could appeal to blacks.
Mia Love, the Mormon former mayor of Saratoga Springs, Utah, first made a splash on the national stage as a speaker at the Republican National Convention in 2012. She stressed her background as a child of Haitian immigrants who arrived in America with $10 in their pocket and raised her with an ethos of self-reliance. Arriving on Capitol Hill for new members’ orientation shortly after election day, Love stressed her desire to represent everyone, regardless of race or gender.
“All the issues that we face in this country, they’re not black issues, they’re not white issues, they’re not gender-specific, they’re people issues and I’m doing everything I can to get the decision making closest to people,” she said as she made her way to the welcome reception.
Her campaign to become the first black Republican woman ever elected to Congress focused on conservative principals like local control of education and blasting Obamacare.
Scott, who is the first black senator elected in the South since Reconstruction, has focused on issues like tax reform, expanding school choice and reigning in government spending.
But he has also addressed the historic nature of his election.
“In South Carolina, in America, it takes a generation to go from having a grandfather who is picking cotton to a grandson in Congress,” he wrote in a series of tweets. “We are thankful for those trailblazers who came before us and said the status quo was not enough.”
He added: “We have too many young people being trapped in poverty because other people are defining them with low expectations.”
Campaign ads for Hurd, a former CIA officer from San Antonio, emphasized issues like securing the border and his respect for conservative values that he said would help create jobs. He is the first black Republican Texans have ever sent to Congress, but he told CNN, his victory went beyond race.
“It’s exciting,” Hurd said outside new member check in station at a Capitol Hill hotel. “When my parents moved to San Antonio in 1970, there were houses they weren’t allowed to get because of the color of their skin and now they have a son, you know, who’s in Congress, and to me this is a victory for the voters of Texas and the voters of my district that have gotten beyond skin color.”
Hurd was elected with the help of white and Hispanic voters, while Love and Scott won with support mostly from white voters.
Black turnout for certain Republican candidates this year hit double-digits in Florida (12%), in Arkansas, South Carolina and Wisconsin (10%) and in Ohio, where Republican Gov. John Kasich won 26 percent of the black vote. It’s news Republicans are applauding as a sign the party is making inroads with black voters, whose strong Democratic leanings are well documented.
Potential presidential hopeful Sen. Rand Paul (R-Kentucky) believes that the GOP could attract blacks in even bigger numbers.
“If Republicans have a clue and do this and go out and ask every African-American for their vote, I think we can transform an election in one cycle and that doesn’t mean that we go to a majority of African American votes in one cycle but I think there’s fully a third of the African American vote that is open to much of the message, because much of what Democrats have offered hasn’t worked,” Paul told Politico.
That’s wishful thinking, analysts say. While the election of Love, Hurd and Scott is a good sign for Republicans as they try to broaden their base, it’s important not to read too much into their wins, said Larry Sabato, Director, Center for Politics, University of Virginia.
“Obviously, he’s dreaming,” Sabato said, of Paul’s goal of capturing a third of the black vote. “I just don’t think it’s practical to spend a lot of time and money on the African American vote because it’s so heavily Democratic and so intensely Democratic. Look at the intensity of African American support and it’s very high.”
In the last two presidential elections, more than 90 percent of black voters supported the Democrat, Barack Obama, who also happened to be black. But even in 1972, the most recent low-point in terms of black vote share, the white Democrat George McGovern got a whopping 82 percent.
One big problem is the perception that the Republican Party is not as open to minorities. A September analysis by David Wasserman, the U.S. House editor for the nonpartisan Cook Political Report, found that in 1950, 98 percent of House Democrats and 97 percent of House Republicans were white men. By this year, 89 percent of House Republicans were white men. Just 47 percent of Democrats, by comparison, are white men.
“They won by getting white voters, said Amy Walter, national editor for The Cook Political Report.” If Republicans don’t have policies that attract minority voters, then having candidates who are minority isn’t going to be enough.”
Paul is one exception on the policy front, a Republican whose focus on criminal justice issues like incarceration rates and other matters, like school choice, appears aimed at drawing black support. While that outreach is significant, it’s not clear he is speaking for anyone else in his party, said Ron Brownstein CNN Senior Political Analyst and editorial director of the National Journal.
So for now, it seems that the biggest impact these black Republicans may be having is on white Republicans.
“Here is what we see happening throughout the country, people are aligning their votes for values and voting for candidates who are not of their own complexion,” Scott told CNN’s Erin Burnett the day after the election.
Meanwhile, the Congressional Black Caucus, which is dominated by Democrats, is ready to accept the new class of Black Republicans with open arms and say they could help improve bipartisanship.
“I’ve reached out to congratulate all of the newly-elected African American Members of Congress on their win, including Representatives-Elect Love and Hurd, and to invite them to join the Congressional Black Caucus,” said CBC Chair Rep, Marcia Fudge (D-Ohio). “Government is most effective when both parties work together for the greater good of the country. I have no doubt that all of the new Members of the CBC will bring their own unique perspective and skills, further solidifying our strength as a Caucus.”
While Scott is not a part of the CBC, Love said she planned to join. Asked about his plans, Hurd told CNN “We’ll see.” | 8,664 | 3,943 | 18,176.162313 |
warc | 202143 | Come on, even picky skin deserves to be clean.Start Shopping
Always tired, achy, a little depressed, and a bit moody. Let customer Anthea Counsel tell you about her experience with fibromyalgia.
Meet Anthea. She suffers from fibromyalgia, chronic fatigue and depression. She used to have major dermatitis flare ups, but we sorted that out.
Fibromyalgia affects around 2% of the Australian population. (Well, the diagnosed). It’s a disorder characterised by widespread musculoskeletal pain with the main symptoms being bone pain, fatigue, sleep, memory and mood issues. But, it’s soooo much more than that.
I interviewed Anthea on her experience from working a 9-5 (which was actually a 24hour a day) job, being a full time uni student, plus the rest, to now working a couple of hours a day as a Pilates instructor. Her body was trying to tell her to slow down, and lockdown has been a blessing for her as now she’s flipped her life around and is managing her fibro like a champ.
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Listen on Spotify, Apple podcasts or wherever you listen to your podcasts.
Links and resources: Did you enjoy this episode?
If you enjoyed this episode and the Allergy Proof® podcast, we have a favour – If you could subscribe, and write a rating and a review? You can simply do that by clicking here. We’re on a mission to help people banish horrible symptoms to live a better life – this will help the podcast reach more people, to let us all live healthy and happy lives.
Her body was telling her to slow down with a major dermatitis flare-up that would not go away. Here’s her before and after from using CLEAN + COAT. | 1,657 | 923 | 2,883.144095 |
warc | 202143 | When vaccinations were originally offered around the world, many people were dubious about them. One of the concerns has been if they are safe to eat and would not cause any fatalities.
According to stories and news that have surfaced over the previous few months, people have died after becoming vaccinated. Many people have been led to believe that vaccines cause death, and as a result, many people have refused to be vaccinated.
In South Africa, such rumors are regularly circulated, and many people are unwilling to get vaccinated. The South African health ministry has finally made available information explaining whether or not these vaccines are causing harm to anyone in the country.
According to the report, no one has died in South Africa as a result of vaccination. Although some people have died as a result of immunizations, it is believed that this is not attributable to the vaccine.
The belief that people are not supposed to die after being vaccinated is common, and this belief is overshadowing the vaccine's genuine consequences. Some people die of natural reasons or from pre-existing health conditions, and people claim it's because they were vaccinated all over social media and the internet. It's vital to note that the vaccine only protects patients from coronavirus-related death, not from other illnesses.
With this in mind, it's far better to look into what caused someone's death rather than determining whether or not they were vaccinated. The virus is thought to have never left the world, let alone South Africa, due to misinformation.
What are your opinions on the matter? Do you think people are dying as a result of the virus, and the department is keeping it hidden, or do you think it's all a lie?
Please leave a comment and subscribe to my blog for more interesting content.
Sources:
https://twitter.com/eNCA/status/1433281254351261696?s=19
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warc | 202143 | Ethnohistoric review of amylolytic fermentation in Amazonia
In South America’s lowlands, it was believed that fermentation processes for amylaceous substances were performed only with the inoculation of salivary amylase in the mash. In 2004, Henkel identified a unique fermentation process that was not previously known in the Americas: fermentation performed with the inoculation of an amylolytic mold, Rhizopus sp. Amylolytic fermentation is an important way to transform and enrich carbohydrates and is widely used in the eastern and southeastern Asia for the enhancement of beverages and food. To verify if this process was unique, extensive research has been carried out by analyzing reports by missionaries, travelers, and anthropologists to search for hints of a larger diffusion of such processes. This research made it possible to verify that the use of amylolytic molds was widespread throughout the Amazon basin, from Rio Napo and the upper Amazon to Guianas and Orinoco. In addition, it was possible to verify that Rhizopus sp. was not the only mold employed. It is probable that the other molds used were Monascus sp. and Aspergillus sp. This leads us to believe that the fermentation processes in the Amazon basin were likely more varied than previously thought, and are worthy of deeper studies.
Alessandro Barghin Dossiê | 1,350 | 693 | 2,602.597403 |
warc | 202143 | The Bible Verses Let’s look at Scripture passages directly referring to same-sex behavior in order to determine what these verses might have to say. It's important to take into account the historical, social, and religious lenses of the times in which they were written, then investigate how they have been understood in the past, and finally, consider what the passages mean for us today. There are six biblical passages referring to same-sex behavior.Three are in the Old Testament—Genesis 19:1-13; Leviticus 18:22; Leviticus 20:13—and three are in the New Testament—Romans 1:26-32; 1 Corinthians 6:9-10; 1 Timothy 1:10.
Doubtless, all six passages of Scripture depict negative views of males having sex with males, but can these verses be used as blanket condemnations of all forms of homosexuality, even long-term, monogamous relationships between equal-status partners? In order to answer that question, it’s vital to understand what those referred to by the passages as engaging in same-sex behavior were doing and under what circumstances. Awareness of that context may inform our application of the texts to modern-day questions of moral and sexual ethics.
In 1946, the creators of the Revised Standard Version (RSV) of the Bible were the first put the word homosexual in the Bible. They combined and translated two Greek words associated with and abusive form of same-sex behavior as “homosexual.” Some may argue that though prior translators and even those who wrote the original texts may not have known the word “homosexual,” they used the language they did have to convey the concept of homosexuality. In 1971, the word "homosexual" or "homosexuality" was added in five more places in the Bible in The Living Bible Translation.In original context, what do the word or phrases that were translated as homosexual/homosexuality mean? A discussion of each of those passages can be found by clicking on the corresponding box. Stay Connected
As we all know, sometimes it takes a village. | 2,048 | 1,056 | 3,867.151515 |
warc | 202143 | There are various issues that a person ought to know before deciding on a CBD information. Some of the foremost things that have to be taken into consideration are the market it is obtainable in, the power and usefulness of the product, the authorized necessities and guidelines, the value of the product and the availability of the product. You could take the time to do your homework before you will discover the very best CBD merchandise on your use.
The very first thing you must look for on the web is an internet site that gives opinions and feedback from users. These offers you an thought of the product that you're shopping for. Be sure you go for a website that has been around for a while. As there is a good chance that the proprietor has been coping with the trade for a while and has firsthand data.
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warc | 202143 | Whether a licensed electrician is apprentice or college trained, they will require to have completed 6,000 to 8,000 hours of more than a job training, 144 hours of coursework, and have passed their licensing exam. However, their schooling doesn’t end there, because to maintain their license they have to complete even more continuing education classes. At each new skill level, an electrician must pass a licensing exam, get even more work experience, and keep taking classes to keep themselves current in their field. With all this in mind, it is to see why an electrician is qualified for the job.
What Kind of Training will My Electrician Have?
The first step to for being an electrician, usually, is an apprenticeship program. An apprenticeship program is a period, usually lasting four or five years of on the job training beneath a more experienced, licensed electrician, either a journeyman or master. Your licensed electrician will also require to complete his or her classroom work successfully before or even she can take is licensing exam.
Are there Further Requirements for My Electrician?
After your electrician has gone the licensing exam, she or she is a journeyman that can work unsupervised, but the course work is not over. She or she must take continuing education classes each year to keep their license and skills current. Number varies state by state, but is frequently between four and eight hours per year. These is chosen in the state, and may include national while stating code changes to hold the electrician a maximum of date.
What if My Electrician is not Licensed?
If person working to be able to does not have a current electrician’s license, it could become a true problem you. Apprentices aren’t licensed, additionally they are only allowed to under the supervision for the licensed domestic electrical engineer. Some states don’t require an electrician to be licensed, so check your state’s regulations. However, if she or she is critical to possess a license there may be ramifications (which are ranging from a small fine together with a jail sentence).
Does the operation is Matter if ever the Electrician is Licensed are going to Just a small Job?
As stated above, expensive as you think unlicensed electrician could result not only in problems for the electrician, but for you as carefully. Beyond any fines you may receive, tend to be trusting the home or business to someone who may not know back as they are providing. Electrical problems would be the most common source of fire in every buildings. May possibly possibly be risking everyone’s safety, not to mention your livelihood, on an unlicensed specialist. The money it can save now might you more in earth.
Training to turn a licensed electrician is rigorous, time-consuming, and exacting, but the mulch can become is done, you will know that learn their job thoroughly, while having proved it by getting their license, which is called for to work without supervision in most states. Their license is proof how the electrician you hired is qualified, highly skilled, and dedicated to his or her profession, may can feel safe that could handle any task you allow them with and pleasure.
Electrician Akron Ohio
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(234) 224-1813 | 3,280 | 1,542 | 6,883.320363 |
warc | 202143 | California navel orange shipments are winding down for the season as loadings of Valencias are on the horizon. Meanwhile, Salinas Valley inconsistent vegetable shipments are enough to drive one nuts!
Shipments of California navel oranges from the San Joaquin Valley are is entering its home stretch, and volume is great than originally expected. Meanwhile, shipping gaps with Salinas Valley lettuce are occurring as predicted.
Orange shipments could surpass the 86 million cartons the National Agricultural Statistics Service predicted for the 2015-16 season.
As it is, an 86-million carton haul would be a more than 8 percent increase from last year’s 76 million cartons harvested. This would come with at least 2,000 fewer acres of bearing trees in the ground.
The amount of fruit that has been shipped as fresh and not diverted to juice — have consistently scored above 80 percent all season.
Shipments should continue through June.
Meanwhile, some Valencia orange shippers are beginning to pick what is expected to be a 21 million-carton crop as packing houses are shipping exports. Most shipments will begin after navels are completed. California had about 20 million cartons of Valencias last year. This was a little more than half the 39 million cartons produced in 2001-02 season.
Southern California orange shipments from grossing about $5300 to Atlanta. Bell Pepper Shipments
Meanwhile bell pepper shipments have hit stride in the California desert from the Coachella Valley. Red, green and yellow peppers should be shipping into June, before loadings will shift to the Selma, CA area.
Lettuce Shipments
Just when really good vegetable volume should be building in the Salinas Valley, the leading items — various types of lettuce — are experiencing serious shipping gaps. The cause is weather, ranging from heat in the mid 90s, to ice on the product due to cold nights, plus winds up to 40 mph.
The only sure thing from now until we get into June, is much lighter volume than normal, plus quality issues. Just make sure you and your receiver know what’s being placed in the truck.
California Cherry Shipments
Reports are coming in from heavy rains that hit the California cherry crop a week ago. Anywhere from 20 to 50 percent of the of the remaining shipments will be knocked out.
The good news is loadings were actually up over last year in California through May 7th. Around 23 million pounds were shipped the week ending May 7th, up from 10.9 million pounds from last year in the same week.
Season-to-date, about 32 million pounds had been shipped, up from 15.5 million pounds in 2015.
California cherry shipments are expected to be finished by around May 20th.
San Joaquin Valley cherries and vegetables – grossing about $4500 to Chicago. | 2,802 | 1,321 | 5,839.44436 |
warc | 202143 | Introduction Design of Future Everyday Interactive Things IPD Lab researches personal lifelog data, IoT, product design, and tangible interaction. We are exploring techniques and designs for expressing and physically interacting with dematerialized information such as digital schedules, reading activity, and music/audiobook listening data through the form of everyday objects. Our lab mainly uses the case design-development+field study method, and the research results are mostly published in academic societies such as ACM CHI & DIS along with HCI-related journals. 인터랙티브 제품 디자인 연구실은 개인의 라이프로그 데이터, IoT, 제품 디자인, 탠저블 인터랙션 관련 연구를 수행하고 있습니다. 스케줄, 독서량, 음악/오디오북 감상 기록 등과 같이 비물질화된 정보를 일상 오브젝트의 형태를 통해 표현하고, 이와 물리적으로 상호작용하는 기법 및 디자인 대해 탐구하고 있습니다. 저희 연구실은 사례 디자인-개발+필드 스터디를 주된 연구 방법으로 택하고 있으며, ACM CHI, DIS 등의 학회와 HCI 관련 저널에 그 연구 결과들을 게재 합니다. Primary Lab Activities Design & Realization of Creative Concepts: Our lab focuses on thinking and inventing creative products that can provide effective, playful, and emotional value to the users. The key approach for thinking and making creative products are "systematic brainstorming of new ideas" and "iterative prototyping". Our lab members and the director will have weekly meetings to think together about new products and services, along with the continuous investigation of existing products and researches. We will use idea generation cards to generate unexpected and imaginative future product concepts, and we will conduct discussion periodically to select the concept that we will design and implement. During the prototyping process, we will seek for novel materials and devices that we can hack and apply on our development. Once the initial prototype has been produced, we will conduct a pilot study to gather effective user feedback. After iterations of this prototyping process, our goal is to develop complete products that can be used in our everyday life and to provide a feasible bridge to the industry.
Design-driven HCI Research: So far, methodologies and theories for user-centered design (e.g., Affordances and Conventions, Cultural Probes and Research through Design) have received attention in design studies. On the other hand, the design concepts and products in design research have mostly resulted in suggestions and directions or concepts. In particular, design cases implemented in the computer science-driven HCI field have received more attention and become notable interaction design cases in the area of design and HCI research. Even though those cases are recognized as typical interaction designs, a few cases were progressively developed by using conventional design methodologies or by the active contributions of designers in those studies. That is, the development of design cases in design and HCI studies is divided and actually designed prototypes and products tend to depend more on individual studies from CS researchers who could implement novel technologies, rather than from design researchers who should design and develop more cases. As the phenomenon of estrangement is occurring between design-driven and technology-driven HCI studies, we aim to make design studies in order to produce and complete more products than or with engineers in the HCI field, and to present design cases that can receive high attention. In addition, we aim to improve on the existing design research trends and present solutions by applying and transforming new technologies, as well as implementing concepts into highly finished prototypes.
Collaboration with Engineers: We aim to create final product designs in systematic ways by collaborating and communicating with engineers in the early stages of the design process, in order to derive and develop creative initial design cases. Prior to collaborating, we will endeavor to understand the technologies, implement their concepts, and show them to engineers. The concepts and prototypes from our lab will be a communication tool with engineers and could mean for designers and engineers to understand and respect each other’s roles when driving the concept prototypes until completion.
Design Research to Practice: Our lab aims to propose methods and design research directions that blend design research with practice. Most of the previous examples of design studies connected to practice are mainly products made by intuitions from stylistic and experienced designers. On the other hand, interactive products in design studies mostly result in academic papers, patents, or exhibitions due to technical and structural design deficiencies. This issue has also remained unsolved in cases developed in many HCI labs in which the interactive future concepts are presented and implemented. It is important not to limit the use of technologies when implementing creative concepts; however, it is also important to find and apply design and technological alternatives to use in-situ through compromising on practice and technological reductions. We aim to complete concepts by presenting designs, structures, and technologies that might be connected to practice, rather than only aiming to present and implement fancy concepts. By maintaining this process, our lab will be able to contribute to design research and practice through new inventions in the process. | 6,185 | 2,724 | 11,990.816814 |
warc | 202143 | politicalspectrum02458.dreamyblogs.com Excitement About Overton Window Excitement About Overton Window Blog Article The 45-Second Trick For Political Cartoons
In the fall, pupils in the M.A. National politics seminar will certainly learn more about the formation of the nation state why it won out over expansive, multi-ethnic realms or city states. We use this rich scholarship to aid us recognize why there is not a systematic main state in Afghanistan or Somalia (political cartoons).
To be certain, there are some positives. A large bulk of Americans (74%) claim the army management in the united state does not publicly support one celebration over an additional, as well as nearly as lots of (73%) say the phrase "people are totally free to quietly object" defines this nation really or somewhat well. In basic, nonetheless, there is a striking inequality in between the public's objectives for American freedom and also its views of whether they are being met.
Senate, as well as there is little assistance for expanding the size of your home of Reps. As in the past, nevertheless, a majority (55%) sustains altering the means presidents are elected to ensure that the prospect that receives the most total votes nationwide as opposed to a majority in the Electoral College wins the presidency (political spectrum).
The Single Strategy To Use For Cnn Politics
That stands in contrast with sights of the current governmental prospects; simply 41% claim the top quality of presidential candidates in recent political elections has actually been great. Simply a quarter of Americans state "the tone of dispute among politicians is respectful" is a statement that defines the country well. The public is much more divided in basic sights regarding tone and discussion: 55% state too lots of people are "conveniently annoyed" over the language others use; 45% say people require to be more mindful in using language "to stay clear of upseting" others.
In addition, a 56% bulk say they have little or no confidence in the political wisdom of the American people. Since the governmental political election, Republicans have actually ended up being extra certain in people's political knowledge.
As well as virtually two-thirds of Americans (65%) state brand-new legislations might be reliable in minimizing the role of money in politics. Huge majorities claim it is extremely essential to vote, pay tax obligations and always follow the legislation in order to be an excellent citizen. Fifty percent of Americans say it is extremely crucial to understand the Promise of Allegiance, while 45% state it is very vital to object federal government actions an individual thinks is wrong (identity politics).
The 7-Minute Rule for Identity Politics
Republicans have a lot more favorable sights of the means democracy is functioning than do Democrats: 72% of Republicans as well as Republican-leaning independents say democracy in the U.S. is operating at least rather well, though only 30% state it is functioning quite possibly. Amongst Democrats and also Democratic slimmers, 48% claim democracy operates at least rather well, with just 7% stating it is functioning extremely well.
By more than two-to-one (68% to 31%), Democrats say significant adjustments are required. Republicans are equally divided: 50% claim considerable adjustments are required in the framework of government, while 49% claim the current structure offers the nation well and does not need substantial changes. The public has blended examinations of the country's political system contrasted with those of various other industrialized nations.
political system is the very best in the go to my site globe (15%) or above average (26%); most say it is average (28%) or low-grade (29%), when compared with other developed nations. Numerous various other nationwide institutions as well as aspects of life in the U.S. consisting of the armed force, criterion of living as well as scientific success are a lot more highly ranked than the political system.
Political Spectrum for Beginners
political system is best on the planet or over standard (58% vs. 27%). As lately as four years back, there were no partisan differences in these point of views. Bipartisan criticism of political system in a variety of areas Majorities in both events state "individuals are free to quietly protest" explains the united state
And there is bipartisan belief that the military leadership in the U.S. does not publicly favor one celebration over one more. Nonetheless, partisans vary on exactly how well the nation lives up to democratic ideals or bulks in both events say it is dropping short. A few of one of the most pronounced partial differences are in views of level playing field in the united state
Republicans are two times as likely as Democrats to state "everybody has a level playing field to do well" explains the United States really or somewhat well (74% vs. 37%). A majority of Republican politicians (60%) say the legal rights and freedoms of all individuals are respected in the USA, compared to simply 38% of Democrats.
No extra than about a 3rd in either party say elected authorities that take part in misconduct face severe consequences or that federal government "performs its job freely as well as transparently." Comparably small shares in both events (28% of Republicans, 25% of Democrats) claim the list below sentence describes the country well: "People who give a whole lot of money to chosen authorities do not have more political influence than other individuals." Less than half in both celebrations also state news organizations do not favor one political event, though Democrats are more probable than Republicans to state this explains the country well (38% vs.
The 10-Second Trick For Overton Window
There likewise is uncertainty in both celebrations concerning the political self-reliance of judges. Almost fifty percent of Democrats (46%) as well as try this out 38% of Republican politicians state courts are not affected by political celebrations. Partisan voids in point of views concerning several facets of U.S. elections Generally, Democrats and Republicans agree concerning the significance of international politics numerous concepts pertaining to political elections in the U.S
But there are some notable distinctions: Republican politicians are virtually 30 percentage points more probable than Democrats to state it is really crucial that "no ineligible citizens are allowed to vote" (83% of Republicans vs. 55% of Democrats). And also while majorities in both celebrations say high turnover in governmental elections is extremely vital, extra Democrats (76%) than Republican Politicians (64%) focus on high voter turnout.
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warc | 202143 | Household Regulation Attorneys Help Establish Youngster Wardship as well as Post-Nuptial Agreements
Household law is an area of the legislation that deals specifically with matters entailing family connections, including separation, adoption, spousal support, and also child custody, among several others. Family lawyers practicing in this area can additionally draft legal files for customers, consisting of court requests or divorce documents, and can represent them in family members court procedures along with in various other negotiations. In many cases, household law may additionally be called family law lawsuits, or family members courts. These are terms that can be used to refer to the entire field of laws that deal especially with family members relevant concerns. Household law can include numerous certain techniques, consisting of the adoption of children, divorce process, annulment, as well as surrogacy. In the context of adoption, an attorney can handle problems that entail fostering, including the procedure of adoption and also establishing what type of fostering (complete or partial) will work best for the particular household circumstance. Divorces include problems that typically concern separation, consisting of issues regarding property division, youngster assistance, and also rehab, as well as family legislation lawyers are commonly sought out to supply legal counsel to pairs that are having hard separations that call for specific lawful counsel. Spousal as well as cohabitants are additionally frequently stood for by a family legislation attorney in issues that entail these types of connections. A household regulation attorney might additionally supply lawful solutions in the area of prenuptial arrangement instances. When a pair agrees upon marital settlement before the marriage, they might be needed to participate in a prenuptial agreement, which lays out the specifics of the marital relationship and its individual terms. In some situations, such contracts may cause youngster assistance payments being granted to one or both parties; the details of the contract may vary depending upon where the marriage takes place as well as who is involved. If a family legislation lawyer stands for a customer in a prenuptial arrangement case, they might be called upon to represent both the hubby or better half of the person being filed a claim against, in addition to any kind of other people who were an event to the marital relationship, such as moms and dads or grandparents. A lawful solutions company may additionally give extra information on prenuptial agreement situations. A family law attorney might also be able to assist customers that are concerned about issues bordering spousal support and/or youngster safekeeping after a divorce. Spousal support is usually awarded at the time of a separation judgment, and also is generally established by what was specified as a “irreversible” criterion of living when the marriage was granted. Some couples choose to change their way of livings after they obtain married, making their previous way of living negative and undesirable, so they ask for and obtain spousal support. Nevertheless, some partners discover themselves incapable to make these way of living adjustments, so they request even more cash or worse, they look for to have their spousal assistance payments lowered or got rid of. Household attorneys deal with situations that manage these concerns, along with fosterings and also other associated problems. Any individual that needs to acquire information or suggestions concerning numerous problems can call a household legislation attorney’s office. Household lawyers are also knowledgeable about the probate procedure, so they frequently supply a free appointment where anyone can come and also talk with them. During this examination, they will certainly be able to review the prospective court activities, advise their clients, and also give details on numerous options. If their customers assume a certain course of action might be helpful for their circumstance or a bargain, they must speak to the family members legislation attorney and see what they have to state. Any individual who is going through a divorce or thinking about a divorce can use the assistance of a family members law attorney. They recognize with every one of the existing divorce regulations, as well as they can assist their customers navigate the system and resolve inquiries pertaining to youngster custody and also spousal assistance, alimony as well as other issues. Customers must consult with a family law lawyer before deciding on a course of action or acquiring an attorney. They can tell their customers what to do and also what to anticipate regarding post-nuptial arrangements, safekeeping and also other family members connections. | 4,852 | 2,056 | 11,407.863813 |
warc | 202143 | Are Tesla and Texas a Perfect Match? It’s Questionable.
While its C.E.O., Elon Musk, and the state’s conservative lawmakers share libertarian sensibilities, they differ greatly on climate change and renewable energy.,
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Are Tesla and Texas a Perfect Match? It’s Questionable.
While its C.E.O., Elon Musk, and the state’s conservative lawmakers share libertarian sensibilities, they differ greatly on climate change and renewable energy.
The Texas State Capitol in Austin. Tesla’s decision to move its headquarters there might not be an easy fit in a state run by conservatives who are protective of its fossil-fuel industry.Credit…Matthew Busch for The New York Times
Tesla’s move from Silicon Valley to Texas makes sense in many ways: The company’s chief executive, Elon Musk, and the conservative lawmakers who run the state share a libertarian philosophy, favoring few regulations and low taxes. Texas also has room for a company with grand ambitions to grow.
“There’s a limit to how big you can scale in the Bay Area,” Mr. Musk said Thursday at Tesla’s annual meeting hosted at new factory near the Texas capital. “Here in Austin, our factory’s like five minutes from the airport, 15 minutes from downtown.”
But Texas may not be the natural choice that Mr. Musk makes it out to be.
Tesla’s stated mission is to “accelerate the world’s transition to sustainable energy,” and its customers include many people who want sporty cars that don’t spew greenhouse gases from their tailpipes. Texas, however, is run by conservatives who are skeptical of or oppose effort to address climate change. They are also fiercely protective of the state’s large oil and gas industry.
And, despite the state’s business-friendly reputation, Tesla can’t sell vehicles directly to customers there because of a law that protects car dealerships, which Tesla does not use.
In February, a rare winter storm caused the Texas electric grid to collapse, leaving millions of people without electricity and heat for days. Soon after, the state’s leaders sought — falsely, according to many energy experts — to blame the blackout on renewable energy, a growing business for Tesla.
“This shows how the Green New Deal would be a deadly deal for the United States of America,” Gov. Greg Abbott said of the blackout on Fox News. “It just shows that fossil fuel is necessary for the state of Texas as well as other states to make sure we will be able to heat our homes in the wintertimes and cool our homes in the summertimes.”
Mr. Musk, a Texas resident since last year, seemed to offer a very different take on Thursday, suggesting that renewable energy could in fact protect people from power outages.
“I was actually in Austin for that snowstorm in a house with no electricity, no lights, no power, no heating, no internet,” he said. “This went on for several days. However, if we had the solar plus Powerwall, we would have had lights and electricity.”
Tesla is a leading maker of solar panels and batteries — the company calls one of its products Powerwall — used by homeowners and businesses to store renewable energy for use when the sun has gone down, electricity rates are higher or during blackouts. The company reported $1.3 billion in revenue from the sale of solar panels and batteries in the first six months of the year.
Mr. Musk’s announcement that Tesla would be moving its headquarters, currently in Palo Alto, Calif., came with few details. It is not clear, for example, how many workers would move to Austin. It’s also unknown whether the company would maintain a research and development operation in California in addition to its factory in Fremont, which is a short drive from its headquarters and which it said it would expand. The company has around 750 employees in Palo Alto and about 12,500 in total in the San Francisco Bay Area, according to the Silicon Valley Institute for Regional Studies.
Biden points to rising wages and falling unemployment rate as signs of progress after a disappointing jobs report.The jobs data underscores the divide between college graduates and those without degrees.The Delta variant is disrupting the usual annual hiring patterns.
After the blackout, in which dozens of people died of hypothermia, smoke inhalation and other causes, Mr. Abbott doubled down on use of fossil fuels.
In a letter to state regulators in July, the governor directed the Public Utility Commission to incentivize the state’s energy market “to foster development and maintenance of adequate and reliable sources of power, like natural gas, coal and nuclear power.”
Mr. Abbott also ordered an accelerated development of transmission projects to increase connections among natural gas, coal and nuclear plants. Texas operates its own electric grid, which is managed by the Electric Reliability Council of Texas, in part to avoid federal oversight. Many energy experts have said that arrangement limited the state’s ability to import power from elsewhere in February.
A Tesla factory under construction in Austin, Texas, in September.Credit…Joe White/Reuters
The governor also ordered regulators to charge suppliers of wind and solar energy “reliability” fees because, given the natural variability of the wind and the sun, suppliers could not guarantee that they would be able to provide power when it was needed.
Mr. Abbott’s letter made no mention of battery storage.
Texas has no clean energy mandates, though it has become one of the nation’s leaders in use of solar and wind power — driven largely by the low cost of renewable energy. The state produces more wind energy than any other.
Tesla has also struggled for years to find a way to sell its cars directly to Texans.
As in some other states, Texas has long had laws to protect car dealers by barring automakers, including Tesla, from selling directly to consumers. California, the company’s biggest market by far, has long allowed the company to sell cars directly to buyers.
Tesla has showrooms around Texas, but employees are not even allowed to discuss prices with prospective buyers and the showrooms cannot accept or process orders. Texans can buy Teslas online and pick the vehicles up at its service centers.
Once the Austin factory starts producing vehicles, including a new pickup truck Tesla calls Cybertruck, those vehicles will have to leave the state before they can be delivered to customers in Texas.
Tesla has lobbied for years to change the law but has made little headway, in large part because car dealers have tremendous political influence in Texas.
State lawmakers have proposed changing that law, but the efforts have gone nowhere, including during the legislative session that concluded this year. Perhaps once Tesla has moved to Austin and started producing cars at its factory with thousands of employees, Mr. Musk might have enough political clout to get the Legislature to act. Texas lawmakers meet only every two years, however, so it would most likely take at least until 2023 for the company’s customers to receive a car directly from its factory there.
Michael Webber, professor of mechanical engineering at the University of Texas at Austin, said Mr. Musk’s decision to move to Texas might have been influenced in part by the ability to pressure the state to change its law.
“The Texas car market is the second largest car market in America after California so if you are selling cars it kind of makes sense to get closer to your customers,” Mr. Webber said. “The Texas car market is particularly difficult outside of cities because of the legislative barriers.”
Susan C. Beachy contributed research. | 7,933 | 3,488 | 17,335.242546 |
warc | 202143 | Study finds depressed COVID patients respond better to antidepressants
11/10/2021
A pilot study has shown that depressed patients who have suffered from COVID respond better to standard antidepressants than people who have not had COVID.
The findings of the study were published in the journal 'European Neuropsychopharmacology'. Around 40 per cent of COVID sufferers report the development of depression within 6 months of infection. The inflammation caused by COVID is believed to be the main reason for the development of depression. Now new research has shown that around 90 per cent of patients who have suffered from COVID respond to SSRIs, significantly more than would be expected. Lead researcher Mario Mazza MD, San Raffaele University, Milano said, "We know that COVID has led to an epidemic of mental health problems. Post-COVID depression is a serious issue, with around 40 per cent of COVID patients developing depression within 6 months of infection. But this study indicates that patients who have had COVID have a better chance of managing their depression than we thought." The researchers, from Professor Francesco Benedetti's Laboratory of Psychiatry and Clinical Psychobiology at San Raffaele Hospital in Milano, treated 58 patients who had developed post-COVID depression with SSRIs (Selective Serotonin Reuptake Inhibitors) such as sertraline, paroxetine, fluvoxamine, and citalopram. Normally around a third of patients don't respond to SSRIs, but the team found that that 91 per cent of those with post-COVID depression responded to treatment within 4 weeks (response was measured using the standard Hamilton Depression Rating Scale: a patient was considered to have responded if they showed a 50 per cent reduction in the scale after 4 weeks of treatment). "This is a pilot study, but it does indicate that post-COVID depression is treatable. We would normally have expected around 40 of the 58 patients to have responded positively to treatment, but in fact, we found that 53 of the 58 responded," Dr Mazza said. "Considering the anti-inflammatory and antiviral properties of SSRI, we hypothesised that post-COVID depression triggered by infection and sustained by infection-related systemic inflammation could particularly benefit from antidepressant treatment. We are now taking this work forward to a larger scale trial," Dr Mazza added. "We also want to investigate whether SSRIs can also help with other post-COVID symptoms, such as cognitive impairment and fatigue, and to look at the role of inflammation in post-COVID depression," Dr Mazza explained. Commenting, Dr Livia De Picker MD PhD (University of Antwerp, Belgium) said this study is of particular importance to the large group of patients and clinicians who are currently dealing with long COVID syndromes. "Long COVID consists of a combination of persistent physical, psychological and neurocognitive symptoms after COVID-19 infection, which may present very different in different individuals. Even if we still do not understand all the causes of long COVID, this study indicates post-COVID depressive symptoms respond very well to serotonergic antidepressants," Dr Picker said. "This does not come as a surprise to me, as recent studies have pointed out such compounds may also protect patients against severe COVID-19 illness and several antidepressants are currently under study as COVID-19 treatment options. I hope the current findings will prompt further research into the mechanisms through which antidepressants can help against both acute and long-term COVID-19 complaints," Dr Picker added. "Most importantly, these findings stress the importance of adequate screening and treatment of mental health symptoms in patients who suffer from persistent health problems after having been exposed to COVID-19," Dr Picker concluded.
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warc | 202143 | As a consumer you have many options when it comes to selecting a service provider for your home. There are so many companies to choose from where the procedures and costs vary widely from one company to another. Unfortunately, many consumers feel as though they need to become an expert in order to determine which
It’s not unheard of to have a plumber or contractor discover mold while working in a home. And on occasion the problem is small (less than 1 square meter). Knowledgeable trades’ people who have a good understanding of industry practices can effectively deal with a small mold problem without causing you larger problems in the
The short answer to this question is no. But perhaps this is not the only question you should be asking yourself. If you are looking to renovate your home, one of the decisions you need to make is what type of flooring makes sense for you and your family; hardwood, carpet, laminate, tiles? Unfortunately, in
Controlling the humidity levels in your home can be time consuming and costly. Here’s a few easy, low cost and even better - NO COST steps you can take to moderate the moisture levels in your home. Ventilation is the key! On nice days, open a few windows in your home and let some fresh | 1,257 | 704 | 2,208.677557 |
warc | 202143 | God has told you, O mortal, what is good; and what does the Lord require of you but to do justice, and to love kindness, and to walk humbly with your God. (Micah 6:8)
At the heart of our faith, we are to devote our lives to the things that matter most to God. God will not be bought with gifts or piety or religious activity. What God wants most is for our hearts to care about the same things that God cares about. Where there is injustice we are to work for justice. Where there is isolation and loneliness we are to bring kindness and mercy that restores relationships. And we are able to see these things and sustain this work because we humbly pay attention to our relationship with God.
That puts this week’s capital campaign and stewardship emphasis in perspective. Martin Luther was very clear on why we give what we give. We do not do it to appease God or to offer God what God wants. God is God and the whole creation is available. No, there is nothing we can give God that God actually needs. We give out of gratitude to the things that matter to God. We do so to make the world God loves be more filled with the love that God has for the world. Ultimately, Luther said that if we love God we show it by loving our neighbors.
This week, we ask all of us to pray about our giving to the work of the church. That includes both the ongoing work of the church to provide worship, education, service and more to the both the local community and to members of the church. That work continues to be stretched by current resources and we need to continue to grow the base for this work by asking if God is calling us to grow a bit in our giving in the coming year.
We are also asking for an extra mile effort from people. We know that God has called us to welcome all people to the life of the church and to its work. That commitment has been regardless of age, race, ethnicity, gender, sexual orientation, economic status, etc. But we have not been able to say that about people whose mobility has been limited by disabilities. As a congregation our hearts felt the injustice needed to be corrected. We believe that God is calling us to think with kindness on the people who cannot come for soup kettle, community events, worship, a friend’s funeral, or other things that happen in our space. And as we humbly listened for God’s voice we heard God say, “You can do this.”
Please walk humbly with God and listen for God’s voice in your own life with regard to these important works. Together, if Zion can strengthen its resources and also accomplish the Handicap Entrance project, we will be poised to continue to the important work of Jesus Christ for many years to come. | 2,712 | 1,309 | 5,542.093201 |
warc | 202143 | How can research be used for advocacy?
Common advocacy outcomes to which research may contribute include
lobbying, testifying, pursuing a lawsuit, and seeking media coverage to raise public awareness. … Advocacy groups typically address concerns about public health, social welfare, and public safety. What is research advocacy?
:
research that is carried out with the intention of providing evidence and arguments that can be used to support a particular cause or position Advocacy research is commonly carried out by pressure groups, lobby groups and interest groups (such as trade unions) and, occasionally, by political parties, journalists and … Why is research important in policy making?
Policymakers and practitioners use research in various ways, including instrumental, conceptual, political, imposed, and process uses. Increased knowledge of these nuances should enable researchers
to produce more useful work and better engage with policymakers, practitioners, and intermediaries. What is research its importance?
Research is
essential to find out which treatments work better for patients. … Research can find answers to things that are unknown, filling gaps in knowledge and changing the way that healthcare professionals work. Some of the common aims for conducting research studies are to: Diagnose diseases and health problems. Is research a form of advocacy? Researchers become advocates when they give public support to a cause or policy or urge a particular course of action to be taken. The key distinction here is urging or recommending (rather than reporting and interpreting) as a researcher or professional expert (rather than just as a normal citizen). What do you mean by advocacy?
Advocacy is defined as
any action that speaks in favor of, recommends, argues for a cause, supports or defends, or pleads on behalf of others. What are the 3 types of advocacy?
Advocacy involves promoting the interests or cause of someone or a group of people. An advocate is a person who argues for, recommends, or supports a cause or policy. Advocacy is also about helping people find their voice. There are three types of advocacy –
self-advocacy, individual advocacy and systems advocacy. What are the 5 principles of advocacy? Clarity of purpose,Safeguard,Confidentiality,Equality and diversity,Empowerment and putting people first are the principles of advocacy. What is the importance of research in sports?
Sport research is
designed to explain the underlying mechanisms about how athletes function. It gives coaches and athletes a way to gain solid information and apply it to sport performance. It helps coaches form beliefs about how to develop programs and coaching techniques. What is the importance of research in community?
Community health research is a collaborative process; each researcher contributes a
piece to solving the puzzle of disease and morbidity. Community-based research is necessary to remove the various social, cultural, and logistical barriers that confound the well-intentioned efforts of many public health programs. What is the role of research in policy formulation?
Research results are seen as having highly varied roles in policy formulation, the most effective perhaps being to change the “terms of the debate” on a given issue, depending on the actors’ political power of persuasion and their ability (using politics and lobbying) to
keep the specific issue on the policy agenda … | 3,493 | 1,628 | 7,365.767199 |
warc | 202143 | Red Tail sharks are one of the most popular freshwater fish that is easy to take care of. Their mesmerizing colors and entertaining natures make them one of the best aquarium fish.
Red tail sharks were considered extinct a while ago, the aquarium trade is responsible for the species remaining. Thus, right now red-tailed sharks are endangered species.
It is advised to anyone keeping a Red tail shark or planning on keeping one to keep only one and take complete care of them. This care guide will help you raise your Red tail shark in the best possible habitat and to take good care of them.
Let’s learn more about Red tail sharks in detail.
Origin:
A red-tailed black shark was first seen in Thailand at Bueng Boraphet (a freshwater lake) around the 1930s. It was found around the same time at Chao Phraya River of Bangkok in progression to their discovery in Thailand.
Scientific Name Epalzeorhynchos bicolor Kingdom Animalia Phylum Chordata Class Actinopterygii Species E.bicolor
Red tail shark biologically named
“Epalzeorhynchos bicolor” is also known by a variety of names such as “Red-tailed Black Sharks” or “Red tail Shark Minnow”. Fire Tail Shark:
About its red-colored tail, it is often called a
“Fire Tail Shark”. As it is already said that Red tail sharks are highly endangered species, all thanks to the aquarist for their increased interest in keeping this fish that keeps them alive. Appearance:
The name Red-tailed black sharks correctly describe the appearance of this fish. The lean shark-like body with just two colors distinctly complements each other. One of the key features of this fish is a distinctly marked line from which the red color begins.
There is a pair of whiskers or barbels around their mouth that help in the detection of food. Their mouth is shaped such that the upper lip is overhanging that gives an advantage while scraping off algae from various surfaces.
Colors:
Their whole body is pitch black with all the fins reflecting the same color, but the caudal or anal fins are where everything changes.
At the beginning of the caudal peduncle, there is a fine line without any gradient formation where a bright red fiery color begins. The red color is uniform throughout the tail.
Moreover, the eyes of this shark have a deep red color.
The shape of the fins:
Red-tailed sharks have slim, elongated bodies with a marked curve in their back. From the curve of the back, midway through their body arises the dorsal fin with a characteristic curved shape. The anterior border is markedly elevated with a pointed edge.
Furthermore, there is a pair of pectoral fins, a pair of pelvic fins, a single dorsal, anal, and caudal fin.
Difference Between Red Tail Shark and Rainbow Shark:
Red tail sharks are often mistaken for rainbow sharks as the two species display similar shapes and
Both of these sharks belong to the same family that is Cyprinidae family, but both are separate species. The rainbow sharks have a more linear and elongated body with a slightly lighter color than that of the Red tail shark.
The greatest difference lies in their fins, all the fins of the rainbow shark are bright red whereas in the case of the Red tail shark only the caudal fin is red. Lifespan: The average life span of a Red tail shark is 5-7 years at most. The lifespan of a fish is usually dependent on many factors such as appropriate living conditions, suitable diet, compatible tankmates, and efficient disease management and prevention.
A better lifestyle and disease prevention can increase the life expectancy to a few more years. Similarly, if not taken care of properly their lifespan can reduce drastically.
Size of Red Tail Shark: 5 inches
Red tail sharks can reach a size of 5-6 inches at most. Given the care and the appropriate living conditions, they can grow a little longer but that’s it.
Fishes that are under stress or suffer from any ailment during their lifetime may not be able to reach this size.
Behavior and Temperament:
Generally, Red tail sharks are quite aggressive and territorial if paired with the wrong tankmates. This shark species usually inhabits the bottom of the fish tank and any other tank mate that remains at the bottom will annoy your shark and they will become hostile toward others.
They usually tend to wander a lot and thus require lots of space, they will scare away other fishes by chasing them. They are good as long as they have their personal space for swimming and eating.
Red Tail Shark Diet:
Red tail sharks are omnivores which means that they consume both plants based and meat-based diets. The major component of their diet is algae and dead organic matter in the aquarium.
Red-tailed black sharks are not picky-eaters and usually enjoy plant materials a lot so there is always a risk of overfeeding. Make sure to give them enough food that they can consume in a couple of minutes.
In the wild environment, they mostly survive on algae, small insects, planktons, crustaceans, and other organic matters. Now we will discuss every component of their diet in detail.
Plant-based Food:
It mainly includes green vegetables such
as peas, cucumber, zucchini, or spinach as well. Make sure to dice the vegetables into small pieces for the fish to grab and swallow easily.
To avoid waste buildup in the aquarium, make sure to remove uneaten food at the earliest. Especially the plant materials need to be eradicated to prevent them from rotting inside the tank.
Meat-based Diet:
To fulfill nutritional requirements and for the sake of variety meaty stuff should be a part of their diet.
As for meat following, items can provide sufficient proteins and other nutrition to meet their needs.
Bloodworms Ghost shrimps Brine shrimps Insects Daphnia Tubifex Krill
This proteinaceous material is responsible for the vibrant pigmentation of your fish and it quickly enhances it.
Store-made Food:
Although, any diet we provide can never match their original diet in the wild ecosystem there are various formulations available that provide significant nutrients.
Fish flakes and pellets are usually given priority as they contain all the vitamins, minerals, and nutrients necessary for your fish. For Red tail sharks, you should prefer heavier pellets, so they sink to the bottom f the tank where this shark usually resides.
Ideal Tankmates for Red Tail Shark:
For a peaceful environment in an aquarium choice of the tankmates matters. As for Red-tailed black sharks they are quite aggressive when it comes to someone invading their space.
Moreover, these sharks are bottom dwellers so you should avoid keeping any other bottom dweller or else they will fight for territory. Such fights are never good and mostly end up injuring each other.
The best tankmates for Red tail sharks are shy, least curious fishes and those who remain in the upper half of the tank. Following are the best possible tankmates for Red tail sharks.
Honey Gourami Sparkling Gourami Angelfish Danios Barbs Tetras Bala Shark
The above-mentioned are the tankmates that won’t cause any problem with Red tail sharks.
Worst Tankmates for Red Tail Shark:
Any aggressive, overly curious, or overly active fish can cause a problem with Red tail sharks. Interesting Enough any fish with the vibrant red coloration is a potential enemy for your fish and it will become hostile.
As long as these above-mentioned fishes are not in a tank with Red tail sharks you are good to go.
Can I keep Two Red Tail Sharks Together?
Well, if you want a huge fight in the aquarium sure keep two Red tail sharks together. Red tail sharks are extremely aggressive and territorial, and they especially bully fishes with red colors. This means two Red tail sharks will fight endlessly for dominance.
Thus, it’s best if you keep a single fish at a time or if you want you can keep a few of them together. never keep two Red tail sharks together in an aquarium.
Plus, if you’re keeping a few of them together make sure to have a huge tank with enough space to accommodate all of them without initiating a fight.
Can I keep Red Tail Shark with Rainbow Shark?
The same goes with rainbow sharks, they have bright red fins and inhabit the bottom of the tank so a fight between these two is a must.
No, you should never keep a Red tail shark with a rainbow shark in the same tank.
Red Tail Shark Aquarium Care Guide:
For the better growth and development of your fish and to protect them from stress and diseases, their tank environment should be close to their natural habitat. Following are important guidelines for you to build a perfect aquarium for your Red tail shark.
Aquarium Size: The tank size for a Red tail shark is 55-60 gallons at most. Tank size is one of the first things you should consider opting to get a fish. Red tail sharks need plenty of space to wander around and make a territory.
Lack of available space for invasion of their privacy can put unnecessary stress on your fish.
Water Parameters:
Suitable water parameters are key to the healthy living of your fish and the prevention of diseases. Thus, it is important to maintain the below-mentioned water conditions and keep testing them regularly.
There are various kits available in the market that can measure various parameters at once for the convenience of fish keepers.
Tank Size 55 gallons Water Temperature 72–80-degree Fahrenheit pH 6.8-7.4 Levels of ammonia Less Than 5ppm Water Hardness 8-15 dH Essential Equipment :
For the maintenance of the above-mentioned water parameters following equipment are necessary.
Efficient water Filtration System Water Heater Water Aeration System A water pump Water Testing Kits Siphon and vacuum cleaner
The efficient water filtration system will ensure clean water that mimics your fish’s natural environment. moreover, water filter removes waste buildup from the aquarium resulting in disease prevention in fish.
Water heater to maintain the temperature in cold climate areas.
An aeration system is optional, but it mainly ensures accurate levels of oxygen and carbon dioxide in the aquarium. Thus, it eventually helps in reducing stress and ensuring better living conditions for your Red tail shark.
A water pump to replicate natural water currents in the aquarium. It also improves the aesthetics of your aquarium.
Water testing kit to monitor water parameters at regular intervals. Siphon and vacuum cleaner to perform regular water changes and remove waste from aquarium gravel.
Plants and Decorations:
This tropical freshwater fish will love a planted aquarium that will mimic their natural environment. Small plants such as hornwort, java fern, or Vallisneria are better options for your planted aquarium.
To enhance the aesthetics of your aquarium you can always add some driftwood to it. Make sure to leave enough space for your fish to wander.
Medium-sized gravel covering at least 2 inches of the bottom of the aquarium is highly recommended by many aquarists. As Red tail sharks are bottom residents so you should avoid any hard object at the bottom of the tank.
Difference Between Male and Female Red Tail Shark:
There is not much to talk about when it comes to the difference between the two genders. Males are usually slimmer as compared to females. Females are more vibrant in color and better pigmented.
It is usually better to distinguish them once they reach maturity. Females become fatter, plumper, and more pigmented.
How to Breed a Red Tail Shark:
Breeding a Red tail shark is not something we hear every day; it is very rare. Many aquarists have given it a try but all in vain. So, as long as we hear something productive to tell you this section won’t help to get anywhere.
The reason behind these fish getting endangered or extinct is that they can’t be bred easily which is leading to a drastic reduction in their numbers.
In the wild a red-tailed black shark usually lays eggs and hides them until they hatch. It takes 2-3 days (40-65 hours approx.) for eggs to hatch. The newborns are silver in a color that gradually changes to black color till they get to adulthood.
Disease Affecting Red Tail Shark:
Although Red tail sharks are quite hardy, they can tolerate starvation for a few days, can deal with fluctuations in water parameters but it is not ethical to push your pet to its limits. So, taking good care of your fish is your moral obligation especially those that are close to extinction.
There are not any specific diseases that can affect Red tail sharks, those common conditions that affect many other fishes such
Hole in the head disease
These are some common infectious diseases that can put stress on your fish and weaken their immunity.
Moreover, small aquarium space, drastic changes in water parameters, incompatible tank mates, or overcrowding can cause your fish to stress out.
Overfeeding is one of the major problems you can face with this shark as it can eat almost anything, and you can go overboard. To treat overfed fish stop feeding them for the next few days and your fish will be alright.
How Much Does a Red Tail Shark Cost? One Red tail shark = 5-10 $
A Red tail shark can cost up to 5-10 dollars maximum. These are small fishes that can reach a maximum length of 5-6 inches.
FAQs How big do Red tail sharks get? “6 inches” Red tail sharks can reach a maximum size of 6 inches if taken care of in the best way possible. What do Red tail sharks eat?
Red tail shark feeds on plants such as peas, cucumber, and zucchini. Meat such as bloodworms, brine shrimps, daphnia, krill, and insects. Moreover, in wild, they eat algae, plankton, insects, and dead organic matter.
Are Red tail sharks aggressive? Yes, Red tail sharks are very aggressive if someone invades their personal space. They won’t physically harm other fish but can chase them until the other fishes are exhausted. Conclusion:
Red tail Sharks are quite easy to take care of and they are hardy fishes thus it’s pretty suitable for beginners as well. Regarding the current circumstances when their population is drastically decreasing it is important to keep them safe.
Red-tailed black sharks or fire tail sharks are very active and agile, they can enhance your aquarium aesthetic with their presence. I hope this article provided you all the information you needed to keep this fish at home.
Best of luck with your aquarium!!! | 14,475 | 6,120 | 33,739.522059 |
warc | 202143 | Many recently manufactured automobiles come equipped with ADAS, which increases safety for both the vehicle and the driver. Some of the functions performed by ADAS include lane departure warning, adaptive cruise control, automatic emergency braking, adaptive head lights, adaptive light control, automatic parking, automatic braking systems, night vision, traffic sign recognition, lane change assistance, blind spot monitoring, rear view cameras, turning assistance, forward collision warnings, and driver drowsiness detection. More information about ADAS can be found on our Frequently Asked Questions page.
Most Advanced Driver Assistance Systems (ADAS) operate through the functioning of a camera that is located on the windshield behind the rear view mirror. When your vehicle’s windshield is replaced, the camera along with its associated sensors may become misaligned. It's therefore important to have your camera recalibrated according to the manufacturer's standards to make sure it's functioning accurately with the new windshield in place. Failure to recalibrate your vehicle can pose a serious safety risk to you and your passengers.
You can count on us for accurate and hassle-free ADAS recalibration that is performed on-site in our shop. We would be happy to complete this recalibration when we replace your windshield, and the cost of this maintenance may even be covered by your insurance plan. Our qualified service technicians are equipped with the knowledge and equipment to recalibrate the ADAS on most vehicles, and we would be happy to provide this service to you with a focus on superior workmanship and customer satisfaction.
Windshield replacement and automotive glass repair have been specialties of ours for over four decades. We are a full-service autoglass repair shop and offer windshield and auto glass replacement and repair services for all types of vehicles, including cars, trucks, vans and recreational vehicles in Surrey, Langley, the Lower Mainland, Fraser Valley, and surrounding areas.
Please
contact us to discuss your auto glass needs and receive a free, no obligation quote.
Repairs take about 30 minutes & may be free with your insurance coverage. We'll look after all the paperwork and get you back on the road as quickly as possible. Contact us to find out more! | 2,322 | 1,157 | 4,633.965428 |
warc | 202143 | A Dutch court obliges the oil company Shell to cut its emissions by almost half. It is true that the climate should be protected – but who authorized the judges to make climate policy?
Dhis court ruling is really a hammer: the British-Dutch oil company Shell is expected to cut its sales of oil and natural gas products by almost half in a few years. This is the result of a judgment from the Netherlands. The District Court of The Hague demands that Shell reduce its global emissions of climate-damaging carbon dioxide by 45 percent by 2030 compared to 2019. Mind you: This also includes those emissions that result from the consumption of all oil and gas products that the group sells anywhere in the world. They make up by far the largest part of the climate footprint of Shell’s operations.
It is the first time ever that a large corporation has been forced by a court into such a drastic change of course. Shell will of course appeal the district court’s decision. But it could take several years for the case to be settled in the last instance. Until then, a sword of Damocles hovers over one of the largest companies in the world. The only consolation for the Shell managers: The stock exchange has not yet taken the court in The Hague for full. The share price hardly reacted at all to the sensational judgment. Investors are obviously assuming that it won’t last.
Who authorized the judges to make climate policy?
But can Shell really be that sure of that? The decision of the judges is astonishing in several respects. First, of course, the question arises whether Shell can really be held responsible for its customers’ emissions. Isn’t it more likely that the driver is responsible for the climate damage than the petrol station at which he tapped the petrol? Second, the Shell court mandates not only to cut emissions by almost half in the Netherlands, but also in every other country in the world. Of course, the judges provide a reason for this that is more plausible: Shell’s CO2 emissions damage the citizens of the Netherlands because they contribute to further heating up the atmosphere. It doesn’t matter whether the emissions arise in Amsterdam, Los Angeles or Beijing.
But there is a third, much more fundamental objection to the judgment. The court is effectively pursuing climate policy, with very far-reaching consequences. Who authorized the judges to do so? In democracies, such far-reaching decisions should be made by elected MPs.
Climate protection is indisputably one of the most urgent tasks facing humanity. And the fossil fuels that companies like Shell market are responsible for the lion’s share of global carbon emissions. But climate protection measures must also be decided democratically. The court’s demand to sell far less oil and gas in the future than before is reminiscent of the planned ban on internal combustion engines in cars in various countries. But these bans were initiated by elected governments and passed by parliaments – not in the courtroom.
If the example of the Shell ruling catches on, that would be alarming. Not because tough measures against climate change are being initiated here. On the contrary: there is an urgent need for the consumption of oil and gas to be reduced rapidly and sharply. In Germany, the constitutional court has obliged politicians to do so. That’s the better way. If the judges conduct climate policy instead of the MPs, then that is dangerous. Climate protection will bring hardship and sacrifices. The cost will be huge. There will be winners and losers. This is precisely why the democratic legitimation of the measures is so important. Otherwise they will not be enforceable. Climate change cannot be combated simply by a court ruling that every second petrol station is closed. | 3,840 | 1,769 | 8,185.777275 |
warc | 202143 | Ages before the terms Native American or Indian were necessary, the tribes were spread all over the Americas. Before any white man set foot on this land, it was settled by the forefathers of bands we now call Sioux, or Cherokee, or Iroquois.
For centuries, the American Indian developed its customs and legacy without interference. And that history is captivating.
From Mayan and Incan ruins, from the mounds left in the central and southern parts of what is today the U.S. we have learned much. It’s a tale of beautiful artwork and deep spirituality. Archaeologists have unearthed remarkably advanced buildings and public works.
While there was inescapable tribal conflict, that was just a slight blemish in the history of our forebears. They were at peace with this beautiful continent and deeply connected to nature.
The European Settler Arrives
When European leaders sent the first ships in our direction, the plan was to discover new resources – but the quality of climate and the bounty of everything from timber to wildlife soon changed their tune. As those leaders learned from their explorers, the motivation to colonize spread like wildfire.
The English, French and Spanish raced to slice up the “New World” by sending over poorly prepared colonists as fast as they could. At the outset, they skirmished with the alarmed Indians of America’s eastern seaboard. But that ultimately gave way to trade, since the Europeans who arrived here understood their survival was doubtful without native help.
Thus followed decades of relative peace as the settlers got themselves established on American land. But the pressure to push inland followed soon after. Kings and queens from thousands of miles away were impatient to find even more resources, and some colonists came for freedom and opportunity.
They needed more space. And so began the process of driving the American Indian out of the way.
It took the form of cash payments, barter, and notoriously, treaties that were nearly uniformly ignored once the Indians were moved off the territory in question.
The U.S. government’s policies towards Native Americans in the second half of the nineteenth century were motivated by the desire to expand westward into regions inhabited by these Native American tribes. By the 1850s virtually all Native American tribes, roughly 360,000 in number, lived to the west of the Mississippi River. These American Indians, some from the Northwestern and Southeastern territories, were confined to Indian Territory situated in present day Oklahoma, while the Kiowa and Comanche Native American tribes shared the land of the Southern Plains.
The Sioux, Crows and Blackfeet dominated the Northern Plains. These Native American groups experienced hardship as the constant flow of European immigrants into northeastern American cities pushed a stream of immigrants into the western lands already inhabited by these various groups of Indians.
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The early nineteenth century in the United States was marked by its continual expansion to the Mississippi River. However, due to the Gadsden purchase, that lead to U.S. control of the borderlands of southern New Mexico and Arizona in addition to the authority over Oregon country, Texas and California; America’s expansion did not end there. Between 1830 and 1860 the U.S. nearly doubled the amount of acreage within its control.
These territorial gains coincided with the arrival of hordes of European and Asian immigrants who wished to join the surge of American settlers heading west. This, combined with the discovery of gold in 1849, presented attractive possibilities for those ready to make the extended trip westward. As a result, with the military’s protection and the U.S. government’s assistance, many settlers started establishing their homesteads in the Great Plains and other parts of the Native American tribe-inhabited West.
Native American Tribes
Native American Policy can be defined as the laws and procedures established and adapted in the United States to summarize the relationship between Native American tribes and the federal government. When the United States initially became an independent nation, it implemented the European policies towards these local peoples, but over two centuries the U.S. designed its own widely varying policies regarding the evolving perspectives and necessities of Native American oversight.
In 1824, in order to apply the U.S. government’s Native American policies, Congress made a new bureau within the War Department called the Bureau of Indian Affairs, which worked closely with the U.S. Army to enforce their policies. At times the federal government recognized the Indians as self-governing, separate political communities with varying cultural identities; however, at other times the government attempted to compel the Native American tribes to give up their cultural identity, surrender their land and assimilate into the American customs.
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With the steady stream of settlers in to Indian “” land, Eastern newspapers printed sensationalized reports of cruel native tribes committing widespread massacres of hundreds of white travelers. Although some settlers lost their lives to American Indian attacks, this was not the norm; in fact, Native American tribes often helped settlers cross the Plains. Not only did the American Indians offer wild game and other supplies to travelers, but they acted as guides and messengers between wagon trains as well. Despite the good natures of the American Indians, settlers still feared the risk of an attack.
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To quiet these fears, in 1851 the U.S. government presented a conference with several local Indian tribes and established the Treaty of Fort Laramie. Within this treaty, each Native American tribe accepted a bounded territory, allowed the government to construct roadways and forts in this territory and agreed to never attack settlers; in return the federal government agreed to honor the boundaries of each tribe’s territory and make total annual payments to the Indians. The Native American tribes responded peacefully to the treaty; in fact the Cheyenne, Sioux, Crow, Arapaho, Assinibione, Mandan, Gros Ventre and Arikara tribes, who signed the treaty, even consented to end the hostilities between their tribes in order to accept the conditions of the treaty.
Navajo Jewelry is Celebrated Worldwide by American Indian Art Collectors
This peaceful agreement between the U.S. government and the Native American tribes didn’t hold long. After hearing tales of fertile terrain and great mineral wealth in the West, the government soon broke their promises established in the Treat of Fort Laramie by allowing thousands of non-Indians to flood into the region. With so many newcomers moving west, the federal government established a policy of limiting Native Americans to reservations, limited swaths of acreage within a group’s territory that was earmarked exclusively for their use, in order to provide more property for “” non-Indian settlers.
In a series of new treaties the U.S. government made Native Americans to abandon their land and move to reservations in exchange for protection from attacks by white settlers. In addition, the Indians were allocated a yearly stipend that would include money in addition to food, livestock, household goods and farming equipment. These reservations were created in an effort to pave the way for increasing U.S. growth and involvement in the West, as well as to keep the Native Americans isolated from the whites in order to decrease the chance for conflict.
History of the Plains Indians
These accords had many challenges. Most importantly many of the native peoples didn’t altogether understand the document that they were confirming or the conditions within it; furthermore, the treaties did not acknowledge the cultural norms of the Native Americans. In addition to this, the government agencies responsible for administering these policies were plagued with awful management and corruption. In fact most treaty terms were never carried out.
The U.S. government almost never fulfilled their side of the deals even when the Native Americans went quietly to their reservations. Dishonest bureau agents sometimes sold the supplies that were meant for the Indians on reservations to non-Indians. Additionally, as settlers required more territory in the West, the federal government constantly reduced the size of the reservations. By this time, most of the Native American peoples were dissatisfied with the treaties and angered by the settlers’ persistent appetite for land.
A Look at Native American Symbols
Angered by the government’s dishonorable and unfair policies, some Native American tribes, including bands of Cheyennes, Arapahos, Comanches and Sioux, fought back. As they struggled to defend their territories and their tribes’ survival, more than one thousand skirmishes and battles broke out in the West between 1861 and 1891. In an effort to compel Native Americans onto the reservations and to end the violence, the U.S. government responded to these hostilities with significant military operations. Clearly the U.S. government’s Indian policies were in need of a change.
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Native American policy changed radically after the Civil War. Reformers felt that the scheme of driving Native Americans inside reservations was far too strict even while industrialists, who were worried about their land and resources, regarded assimilation, the cultural absorption of the American Indians into “white America” to be the single permanent means of ensuring Native American survival. In 1871 the government passed a critical law stating that the United States would not treat Native American tribes as sovereign nations.
This legislation signaled a significant change in the government’s relationship with the native peoples – Congress now deemed the Native Americans, not as countries outside of its jurisdictional control, but as wards of the government. By making Native Americans wards of the “” government, Congress imagined that it was better to make the policy of assimilation a widely acknowledged part of the cultural mainstream of America.
More On American Indian History
Many U.S. government officials considered assimilation as the most effective solution to what they viewed as “the Indian problem,” and the only long-term method of protecting U.S. interests in the West and the survival of the American Indians. In order to accomplish this, the government urged Native Americans to move out of their customary dwellings, move into wooden houses and turn into farmers.
The federal government passed laws that required Native Americans to abandon their established appearance and way of living. Some laws banned common religious practices while others instructed Indian men to cut their long hair. Agents on more than two-thirds of American Indian reservations founded tribunals to enforce federal polices that often restricted traditional ethnic and spiritual practices.
To speed up the assimilation operation, the government started Indian facilities that attempted to quickly and vigorously Americanize Indian youth. According to the director of the Carlisle Indian School in Pennsylvania, the schools were created to “kill the Indian and save the man.” To be able to achieve this goal, the schools required students to speak only English, put on proper American clothing and to replace their Indian names with more “American” ones. These new policies helped bring Native Americans nearer to the end of their classic tribal identity and the start of their existence as citizens under the absolute control of the U.S. administration.
Native American Treaties with the United States
In 1887, Congress passed the General Allotment Act, the most important part of the U.S. government’s assimilation platform, which was created to “civilize” American Indians by teaching them to be farmers. In order to accomplish this, Congress needed to establish private title of Indian land by dividing reservations, which were collectively owned, and giving each family their own block of land.
Additionally, by pushing the Native Americans onto small plots of land, western developers and settlers could purchase the left over territory. The General Allotment Act, better known as the Dawes Act, required that the Indian lands be surveyed and every family be given an allotment of between 80 and 160 acres, while unmarried adults received between 40 to 80 acres; the residual territory was to be sold. Congress hoped that the Dawes Act would split up Indian tribes and stimulate individual enterprise, while lowering the cost of Indian administration and providing prime land to be purchased by white settlers.
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The Dawes Act turned out to be catastrophic for the American Indians; over the next decades they existed under policies that outlawed their traditional approach to life but failed to provide the critical resources to support their businesses and families. Splitting the reservations into smaller parcels of land led to the significant reduction of Indian-owned property. Within three decades, the tribes had lost over two-thirds of the region that they had controlled before the Dawes Act was enacted in 1887; the majority of the remaining land was purchased by white settlers.
Commonly, Native Americans were cheated out of their allotments or were required to sell off their land in order to pay bills and provide for their own families. Because of that, the Indians were not “Americanized” and were often unable to become self-supporting farmers or ranchers, like the makers of the policy had desired. Aside from that it generated resentment among Indians toward the U.S. government, as the allotment method sometimes destroyed land that was the spiritual and social hub of their lives.
Native American Culture
Between 1850 and 1900, life for Native Americans changed drastically. Through U.S. administration policies, American Indians were forced from their housing as their native lands were parceled out. The Plains, which they had previously roamed without restriction, were now filled with white settlers.
The Upshot of the Indian Wars
Over these years the Indians have been defrauded out of their property, food and lifestyle, as the federal government’s Indian plans forced them inside reservations and attempted to “Americanize” them. Many American Indian bands would not survive relocation, assimilation and military loss; by 1890 the Native American population was decreased to less than 250,000 people. Thanks to generations of discriminatory and dodgy policies implemented by the United States government between 1850 and 1900, life for the American Indians was altered forever.
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warc | 202143 | The Recognition: The Politics of Human Exchange program exemplifies
the award-winning educational opportunities available at Evergreen. The
overall structure and function of this program is exceptional. The
availability of individualized self-directed learning experiences,
terrific support facilities, and outstanding faculty involvement, are
why I chose Evergreen, rather than the many Colleges and Universities
closer to my home in Marysville. I gladly drive for 2 hours each way,
to receive this quality of education!
I cannot thank Gary Peterson, Raul Nakasone, and David Rutledge enough for their outstanding work this year! It is their commitment to the goals of this program, and to the education of their students that maintains the exceptional quality of this program. Many of the students in the program this year are graduating and going on to graduate school. Many of us (myself for sure) would never have chosen to go on if it were not for the advise, encouragement and direct involvement of our instructors! This program is part of an ongoing 20-year plan. It is extremely well thought out and I feel it is well structured to bring out the very best in each student. Their ability to organize such a wide variety of students, each with their own educational goals into a functioning community of learners is simply amazing. They utilize a list server on campus, a website, a suggested reading list, group discussions (primarily student led), instructor led lectures, guest speakers and constant personal contact via email and in person to weave this magic. They lead us gently but effectively to find, recognize and assimilate the important concepts of what we had chosen to study. Our learning community, this year, was composed of a very wide range of students. Some just out of high school, some in the middle of their lives, and others, such as myself, who have been around a lot longer. We had a very wide range of educational goals for our experiences in this program. We had students who were studying teaching, physics, Native American studies, microbiology, Spanish, psychology, and many many more. Our needs were addressed, with encouragement, enthusiasm, guidance, fairness and at a level that would most benefit us, in our individual journeys. They challenged us again and again to widen our experiences, refine our goals, and increase our efforts and to form community. They guided our discussions with extreme tact and subtlety. They entered into our discussions in the stance of “co-learners” but their effect was to guide our discussions with provocative questions and ideas. They were always guiding us but with a gentle enticement rather than a heavy hand. This is quite a team of instructors! Evergreen and its students are fortunate to have them. They work together like a well-oiled machine. They consistently gave authority to the students to direct their own learning, while acting as the facilitators of that learning. They expressed their viewpoints in our discussions as simply their viewpoints and encouraged us to express ours. This created an atmosphere of tolerance and exploration that added greatly to our experience. They are all extremely well educated and highly polished in the craft of teaching. Their skill, as instructors, is to be commended. I wish more of the instructors at Evergreen had their level of commitment, expertise, involvement and attitude.
Patricia Parsons
EVALUATION OF TEACHERS -
In one of many e-mail correspondences with Raul, he once wrote: "I am glad you are witnessing an important change at schooling, what we used to think was play at childrens' age, is really active learning. At that age and, really at any other age, we humans learn more by doing activities than by being taught. Our brain is an organ for learning not so much a storage for information. That is the main reason David, Gary, Yvonne and I have these kind of programs like Recognition." This statement made me feel happy knowing that I was successfully accomplishing the goal that this class was designed for. Having these three teachers and participating in the Recognition program for the past three quarters has been a great experience for me. I hope that in the future this program is offered and that other students get the chance to explore the many different opportunities of learning as I did with these teachers. It has truly been a great experience. Stephanie Howard Program/Faculty Evaluation Recognition: The Politics of Human Exchange is an excellent class to take. This course promotes student learning through interaction with one another. Some students thrive on group interaction and others prefer to work more independently. One thing that I really liked about this class was the expectation that each student would present their project in front of the class. I enjoy hearing from everyone and students have control over their own presentation style, length, and format. Even though students chose diverse project topics, we were able to collaborate with one another during class time and through Web Crossing. Web Crossing is an internet site which is an integral part of the class. This site enables classmates to interact with one another while away from class. This site helps students who missed class catch-up and also lets student’s carry-on their conversation out of class. Some students who are quiet are able to voice their opinion on Web Crossing. It is nice to have a variety of media to appeal to everyone’s unique style. This class is flexible enough for each student to learn what ever they want. This course really allows each one of us to have a hands-on learning experience of our own choosing. The Recognition class time, gives us the opportunity to network with other classmates. Our peers are our community and we all give each other respect. It is exciting to hear about others’ topics and learn from their research. Recognition is different from other courses here at Evergreen. This class is shared by three facilitators: Raul Nakasone, David Rutledge, and Gary Peterson. All three take the time to get to know their students. The facilitators are flexible and willing to work around individual schedules to fit individual student needs. If students aren’t able to attend class during the week, they may attend a Saturday class. The facilitators also keep in touch with students through Web Crossing. These three facilitators are dedicated to their job of teaching and helping their students learn. They have helped open the eyes of the students to realize that learning can be fun and to go seek your passion. The facilitators also push for all students to interact and get to know the community. These three aren’t your normal everyday teachers. They don’t take out a red pen and mark all over your papers. They use a different method of teaching. Students are able to direct the discussion and learn from each other. The free-form of this course really causes one to decide how they wish to spend their time. Life is all about choices and we have to live with the choices we make. Some students really apply themselves and walk away with a wonderful learning experience. Others choose a more laid back approach and some will probably regret that decision later in life. Merrill May 24, 2004 "Every lesson is the first lesson. Every time we dance, we do it for the first time. It does not mean we forget what we already know. It means that what we are doing is always new, because we are always doing it for the first time." - Al Chung Liang Huang The Dancing Wu Li Masters By Gary Zukav "Whatever he does, he does with the enthusiasm of doing it for the first time. This is the source of his unlimited energy. Every lesson that he teaches (or learns) is a first lesson. Every dance he dances, he dances for the first time. It is always new, personal, and alive." - Gary Zukav The Dancing Wu Li Masters To learn about liberation, and libratory education a student must learn about oppression. To challenge what is socially expectable education at the same time providing a learning environment saturated with substance and opportunity, to trust and support students, and to believe one hundred percent in what students are doing is what it means to be a faculty member in a student centered program. The flexibility to swiftly coordinate subject-to-subject, theory to praxis and practice is what it means to be a faculty member in a student centered program. The genuineness to always start with the first lesson, to courageously identify with students as equals and to allow the dialogical curriculum of the students to emerge naturally without force, is what it means to be a faculty member in a student centered program. Our faculty team Yvonne, Gary, David and Raul quickly deconstructed the student teacher dichotomy from the first day of class with an authenticity that maintained consistent throughout the entire year. They boldly commit themselves to student centered learning with truly liberating pedagogy. They make intellectual invitations to their students to exercise their higher level thinking skills. They have made a point of not getting in the way of students learning but finding a way to coordinate their knowledge and wisdom in a compassionate way withthe emerging curriculum of the students. They regularly stay after class to speak with students, and always listen attentively to students so that they can support them with whatever they are doing. They are very active in creating a learning community that is rich in knowledge and is based upon freedom, the process of liberation, history, cultural pedagogy, and praxis; the action of reflection. By creating the bridge program our faculty team created the most successful Native American studies program. The bridge program connected History: A Celebration of Place with the Reservation Based Community Determined program creating cultural and educational opportunities unique only to Evergreen. Students were given to opportunity to critically think about previous educational agendas, and to go beyond learning about cultures, to learn from and with cultures other then their own. Students of Recognition become masters of their own thinking. They learn the value of curriculum development, and instruction. Students become administrators of their own education while being immersed in an environment rich in culture, direction, and opportunities. Our faculty team is commited to student centered learning. Their abundance of knowledge greatly enriches the learning enviroment. They empower students and give them the opportunity to take their education beyond modern conventions. They are truly a great asset to The Evergreen State College. Isaac From:
Paul Przybylowicz
[mailto:przybylo@evergreen.edu] Sent: Monday, May 03, 2004 2:30 PM To: All Faculty
Dear colleagues,
I recently came across this article which I thought others might enjoy reading. It’s both an attachment and within the email -- Paul Przybylowicz Lab II, rm 3271 The Evergreen State College Olympia, WA 98505 "Think
critically, America needs the help!"
360.867.6476 By MARSHALL GREGORY A couple of years ago, in one of the "idea of the university" seminars that I regularly direct for professional staff members, I spoke with a recruiter from the admissions office who enthusiastically agreed with everything I had to say about the aims and practices of liberal education but who reported that she hardly mentioned the nature of liberal education in her standard pitch to prospective students and their parents. When I asked why not, she hemmed and hawed and then blurted out: "If we had the luxury of really explaining liberal education to prospective students the way you are explaining it to us, we'd do it -- but we just don't have that luxury. What our students want to hear about is not liberal education, but jobs!" As we sat there a moment, silently, the line that Emperor Joseph II repeats in the movie Amadeus kept running through my head: "Well, there it is." So helping students get jobs is a necessity, but helping them get a liberal education is a luxury? If that is the case, I thought, then there's not much difference between liberal education and sports teams, exercise centers, campus movies, and ice cream in the cafeteria, is there? Are we willing to live with that trivialization of higher education? Those of us who spend our careers putting our hearts and souls into liberal education sometimes fail to realize that the most potent threat to the mission we love comes not from outside enemies but from the proponents of liberal education themselves. At universities that focus on the bottom line -- and what university these days does not? -- supporters of liberal education have been on the defensive for so long, they no longer know how to fight prevailing trends. They don't challenge the current orthodoxy that the modern university must go along to get along, especially in relation to marketplace practices and values. Their friends' support is only lukewarm, sometimes no more than lip service, and would vanish if liberal education became powerful enough to threaten others' resources. The liberal-education rhetoric that developed in the last century is subtly and quietly accommodationist. Often, in fact, it is a rhetoric of silence. It implicitly concedes the strongest ground in any discussion of educational aims to faculty members from professional and preprofessional programs, who love to insist that students' progress should be measured exclusively by grades and skills, and who seem to believe that making lots of money is an imperative somehow woven into the fabric of the universe itself. Such people almost always talk in narrow, instrumental terms about what a student is to do, rather than talk in broad terms about who that student is to be. The proper response is to point out that students' overriding concern with postgraduation employment is simply misguided. The real danger is not that students will miss out on a job, but that they will miss out on an education. In 35 years of teaching, I have never seen a student who really wanted a job fail to get one after graduation, regardless of his or her major. (The best predictor of students' future incomes is not their college major; it is their parents' incomes.) But I have seen many students fail to get an education because they were fixated on the fiction that one particular major or another held the magical key to financial success for the rest of their lives. Students' overriding concern should be how to develop as fully as possible their basic human birthright: their powers of imagination, aesthetic responsiveness, introspection, language, rationality, moral and ethical reasoning, physical capacities, and so on. Those are the powers that students must cultivate if they wish to strive for excellence. Moreover, those are the powers that higher education is especially suited to help students hone. But while many faculty members talk twaddle about accommodating liberal and vocational education -- by which they mean to "accommodate" liberal education all the way outside the city limits where it won't bother anyone -- we liberal educators too often make no response or, worse, make small, meek noises that suggest we will be content with any moldy corner in the university as long as we can, please heaven, just have that corner. I cannot remember the last time I heard any liberal educator bluntly and emphatically challenge the presumptions behind the preprofessional rhetoric of narrow utilitarianism, which always paints itself as simply being realistic (a rhetorical strategy that condescendingly marks liberal educators as people with no proper grasp of reality). Accommodationist rhetoric began as a coping mechanism to allow liberal education to coexist with burgeoning professional and preprofessional programs. However, coping mechanisms that stay around too long run the risk of becoming dysfunctional. Liberal educators have tried immensely hard to avoid giving offense to the futurists and instrumentalists who increasingly control university programs today. And we have succeeded. We are nothing if not inoffensive. However, our rhetoric of accommodation also makes us seem irrelevant and hopelessly old-fashioned, like the crocheted doilies that my grandmothers placed on every armchair in their homes. Liberal education should not be about going along to get along. It's not about a genteel frosting of humane learning -- like knowing that Bizet, despite composing Carmen, was French, not Spanish. It's not merely about being well rounded, whatever that cliche means, nor is it about being able to discuss a variety of entertaining topics at cocktail parties. Con men can be well rounded, and fools can be entertaining. Liberal education is the pursuit of human excellence, not the pursuit of excellent salaries and excellent forms of polish and sophistication. Liberal education is not even about excellent intellectual achievements. Its goal is more ethical than intellectual: It focuses on the development of individuals as moral agents, and it teaches students how to reflect both analytically and evaluatively on the fact that the choices we make turn us into the persons we become. If the enterprise I have just described is a luxury, then I cannot begin to define a necessity. What could be more necessary for any human being than learning how to claim, develop, enjoy, and put to public use the distinctive advantages of our nature -- to be able, first, to choose the kind of person that we turn out to be and, second, to influence the kinds of persons that others turn out to be? If liberal education is a luxury, then so is truth in a courtroom, love in marriage, or kindness in response to suffering. I regret that I must contradict the young recruiter in my staff seminar. She was, after all, only reflecting accurately and conscientiously the views and pressures that she receives from her usual audience of prospective students and their parents. But challenging those views, no matter who expresses them, is crucial for liberal educators. No matter what career we choose, the single job that every human being has to work at is the job of deciding what kind of person he or she will become. That is a requirement grounded in the existential conditions of human life. What are discretionary are goals that have little to do with the pursuit of human excellence. And when those discretionary pursuits begin to define all of education, as they threaten to do in academe today, then true education becomes trivialized. Most of the professional and technical training that people need for their jobs actually takes place on the job, and valuing that training above education comes perilously close to making colleges and universities minor-league farm clubs for the world's corporations and bureaucracies. Liberal education represents the last and best -- but least understood and least appreciated -- mechanism for achieving the fullest development of human potential. Today's universities too often pander to, rather than challenge, students' educational utilitarianism. But who is better equipped to help cure that problem than liberal educators? Surely we can make a strong case for liberal education instead of using accommodationist rhetoric that gives the store away before students have a chance to see what's on the shelves. Without our assistance, students may never understand that they get the profits from buying the wares of liberal education, and that those wares appreciate in value as students use them in a lifetime pursuit of human excellence. Marshall Gregory is a professor of English, liberal education, and pedagogy at Butler University.
Quotes from Paulo
michaeLgraneY
- 08:52am Nov 7, 2003 | 19,886 | 8,245 | 47,762.57829 |
warc | 202143 | As we get older, we lose bone and deep fat in our face which gives us that plumpness and definition to look our best. Added to that, the structure of our skin deteriorates as a result of many environmental factors, but particularly sun exposure. The tissues of the face droop and our skin becomes looser, causing jowls and often a less defined an even ‘sad’ appearance.
Don’t stress! We have options to address the mild and more severe ends of the spectrum. | 475 | 313 | 693.530351 |
warc | 202143 | Question
Hi Gramps,
My 27-yr-old son and his wife have been complaining that we’re “intrusive.” Each week we ask if they’re praying as a couple, reading scriptures, attending the temple, etc. They also say we’re pushy with our opinions about major decisions. Does a parent’s stewardship change as the kids grow up and get married?
Colleen
Answer
Dear Colleen,
You and your husband sound like very loving parents. Some parents mistakenly believe that their role ends when their child turns 18. As you know, this is not the case.
On the other hand, your son is right. While your stewardship as a parent does not end when your child marries, it does change. Fortunately, we have some counsel on that in the Ensign. Richard B. Miller, a Professor of Family Life at BYU explains it this way:
“Marrying and leaving the parents’ home requires a fundamental shift in the relationship between children and parents. While parents of young children have a divine mandate to supervise and discipline their children, it is not appropriate for parents to control their adult children. Instead, the hierarchy of supervision and control dissolves so that parents and their adult children are on equal footing. This shift allows parents and adult children to develop relationships that are built on mutual respect and friendship.” For Newlyweds and Their Parents
This can be a wonderful transition for parents and their grown children. If this transition is difficult, remember that in the pre-existence you did not share a parent/child relationship, but were spiritual siblings. For a short-time here on earth you were the mentor of a spirit brother, and now it is time to move to the next phase of “mutual respect and friendship.” This is a blessing for both couples.
Bro. Miller also wisely reminds us that there needs to be reciprocity in this new phase of the relationship. Adult children should not expect their parents to be “Santa Claus”. They need to be as financially independent as possible, as soon as possible. And while adult children will likely not have the same financial resources as their parents, they can reciprocate in other ways. Bro Miller gives a couple examples:
“One couple was fortunate to have the wife’s parents come to their home for the weekend to help paint the outside of the house. As a sign of appreciation, the young couple took the parents out to dinner. In another family, the adult children got together and planned a surprise birthday party for one of their parents. In both cases, the married children acted like adults by treating their parents like adults, thereby fostering adult-to-adult relationships. These relationships are based on friendship and mutual respect, with each being concerned about the happiness and well-being of the other. Most important, these relationships are satisfying for both the parents and the adult children.”
While this transition from parent/child to mutual respect and friendship may feel odd at first, it is worth the effort. Bro. Miller warns of the consequences of not making the transition:
“Unfortunately, some parents have a hard time letting their children grow up and become independent. President Kimball said: ‘Well meaning relatives have broken up many a home. Numerous divorces are attributable to the interference of parents who thought they were only protecting their loved children.’ He also observed that sometimes parents ‘will not relinquish the hold they have had upon their children.’ Wise parents will honor their children’s adulthood, foster their independence, and respect their marital boundaries, thereby giving their children the opportunity to establish strong marriages.”
It sounds to me, like you are a wonderful and loving parents. Enjoy this new phase of your relationship with your son and his wife. Strive to love her like one of your own. You’ve worked hard, now enjoy the fruits of your labor.
Gramps | 4,033 | 1,883 | 8,344.433351 |
warc | 202143 | The-Coimbatore headquartered driver information system major is looking to diversify into automotive sensors and electronics, and coolant pumps through joint ventures and technical alliances.
The Chinese EV maker, formed by a group of investors from China, India and USA, opened bookings for its electric scooters in India on Thursday. Deliveries are scheduled for mid-January. After subsidies the scooter will cost INR 86,000 . The company plans to make India an export base and it will launch at least two new models every year, the company said.
September witnessed 19.7% drop in total domestic sales to 1,717,728 units as against 2,140,549 units in the same month last year. These include PVs, three-wheelers, two-wheelers and quadricycles.
In his most recent assignment, Singh was the Global Head of Marketing at Royal Enfield.
Having released a robust policy, Gujarat now needs to ensure effective coordination between city administrations, industry stakeholders, and various state government agencies. The state can galvanize support for policy implementation and industry collaboration by facilitating pilot projects across various use cases. This would not only help early adopters but also create more visibility for EVs. The State’s swift transition to EVs can help unlock the billion-dollar EV opportunity and drive green economic recovery in the post-COVID-19 world by creating thousands of jobs and livelihood opportunities.
Even when EVs become mainstream, their cumulative demand for power would be a small fraction of India's overall capacity. Power sector actually needs more consumers but the concern is whether the grid will be flexible enough to handle EVs.
A new trim level strategy, starting with the Tata Punch, aims to also remove any social stigma that may be associated with lower priced variants.
TPG Rise Cimate's $ 1 billion fund infusion gives broad wings for Tata's EV business to fly. Valued at $ 9.1 billion, it is already more than 7 times the size of the traditional passenger vehicle business unit.
Gadkari wants sugar companies to set up ethanol pumps, to approach SC for relaxation in emission norms
Higher blend of ethanol with petrol will not meet India's stringent BS VI emission norms. Gadkari wants them to be relaxed to BS IV to help sugar industry.
Why buy an EV if you can convert your existing vehicle into one? That is what Power Global wants to do with around 9 lakh three wheelers that run on diesel or CNG over the next 6-7 years. In the next phase it plans to do the same with petrol two wheelers too.
Pick of The Month
Since the ending of a three-week-long hiatus in rate revision in the last week of September, this is the 15th increase in petrol price and the 18th time that diesel rates have gone up.
During the meeting, Sitharaman shared the measures being taken by India to contain the spread of the second wave of COVID-19 pandemic, including the major role played by India on the global COVID-19 effort, the ministry said.
In a communication to the transporters’ organisations, the ministry said, “It’s clarified that this is the last such extension and no further extension in this regard will be given by the central government.”
Burry's Scion Asset Management said in a regulatory filing in mid-May it had put options on 800,100 Tesla shares as of the end of the first quarter. Details on the strike price of the puts, their value and whether they were part of a broader trade were not available.
The brand is currently operational in Delhi, Mumbai, Pune, Chennai, Ahmedabad and Hyderabad. The RV400 comes with a 3KW motor, powered by a 3.24KWh lithium-ion battery that can churn out a top speed of 85km/h.
Researchers at AAA, a federation of North American motor clubs, found that vehicles' auto emergency braking systems, in several instances during simulated rainfall, no longer recognized stopped vehicles ahead and that vehicles' lane-keeping systems performed considerably worse.
Aluminium Association of India said aluminium Industry has not received any relief with respect to the ongoing coal supply crisis.
Turning diesel vehicles into electric! This company led by a former Elon Musk aide wants to do it Tata Motors to invest Rs 15,000 crore in EV business over next 5 years Tata Motors adopts a new approach to define its cars, SUVs Blow to Mahindra, Bajaj : Govt not in favour of extending FAME subsidy for electric quadricycles Semiconductors: Why India Should Not Make Chips What the latest EV bet means for Tata Motors Tata Motors' EV dream: 7 reasons why the stock is soaring today Tata Motors appoints Royal Enfield's Shubhranshu Singh as VP of marketing, CVBU Gadkari wants sugar companies to set up ethanol pumps, to approach SC for relaxation in emission norms Chip shortage impact: Maruti Suzuki's production in September crashes 51%
Mechanic Guru has partnered with many independent garages and added a touch of modern technology to the whole set-up.
The company, which has been diversifying into funding of passenger cars, construction and farm equipment in the past few years, would look at co-lending to build newer asset classes, said Rajiv Lochan, a former McKinsey consultant who is now the managing director of the Chennai-based lender.
Praman is a groundbreaking agriculture produce trade exchange platform, with integrated quality assessment. It facilitates spot-trading and e-auctioning in agri-commodities including cardamom, onion, garlic, pomegranate, apple, potato, and tomato.
Lead for delivery in July edged up by 35 paise, or 0.24 per cent, to Rs 148.10 per kg in 40 lots.
Supreme Facility Management ventured with ialpha Mobility for expansion of ETs and Logistics Business across India
Speaking on the Partnership, N Anand said the company is looking at diversified operational revenue under the transportation and logistics segment, the performance strategy pivoting to a B2B-centric model where we are expecting a massive spike in revenues from its employee transportation and logistics services with the economy opening up after Covid 2nd wave.
The first round of the 24th JK Tyre FMSCI National Racing Championship is scheduled from October 22-24 at the Kari Motor Speedway in Coimbatore, a press release said.
"By going for a clampdown on the tax evading operators and impounding buses running without permits, the state has noticed an increase in booking of government buses and daily revenue of PRTC has increased from Rs 1.70 crore to Rs 1.87 crore," he said. | 6,529 | 3,347 | 12,626.894831 |
warc | 202143 | We recently released an article where we talked about some of the best financial subreddits to follow if you were looking for advice with your money.
While Reddit can be a great resource, we understand that not everyone wants to learn how to navigate around a new website or participate in a large-scale messaging board.
An alternative to Reddit would be Twitter. What we love about Twitter is that you can get a ton of financial information all condensed into easily digestible tweets. The character limits can really help a company get to the point of what they are trying to discuss.
For anything that is longer than the standard tweet, people can choose to either link their information or display it across multiple tweets.
Regardless of the situation, the point is that Twitter can be a great financial resource for you if used correctly. We are going to be detailing some of the best financial Twitter accounts out there and what you can expect if you follow them.
Personally, we’d recommend giving all of these a follow, but in the case you aren’t convinced right away, we will give you a little background information. Here are the best financial Twitter accounts to follow in our opinion.
What we love about this financial Twitter account is that it is dedicated to helping people under 30 get the financial education that they need to make wise choices.
Most people don’t take the time to learn about finance in their life early on.
The problem that arises here is that you’ve now had a ton of wasted years where you could have been making smart choices with your money.
Money under 30 is just one of many financial Twitter accounts that will give you some great information that you can instantly start applying into your life.
While the information is catered to those in their twenties, that doesn’t mean you won’t find something for yourself if you are older.
From learning how to travel with your money, to security tips, to insurance information, this is one of the best financial Twitter accounts when it comes to knowledge and information.
Finding financial success isn’t just about learning how to invest and learning how to get the best insurance rates for yourself.
You also have to learn how to be frugal and spend your money correctly.
There are many financial Twitter accounts out there dedicated towards frugal living, however, we found that @wisebread was one of the best ones out there.
Their tweets will often link over to their website which means there is a bit more reading involved, however, the information is still presented in a way that is easily digestible.
Just by scrolling through their feed, you’ll easily be able to identify the topic of each article and find which ones suit your needs.
If you are looking for a financial Twitter account that can teach you about frugal living, @wisebread is the account for you.
@benzinga (Best For Financial News)
In order to make the best investing decisions, you have to have the necessary information.
Getting this information can be quite difficult however as you aren’t sure what you can trust and where to find what you are looking for.
We found that @benzinga is one of the best financial Twitter accounts out there for giving you the latest news when it comes to finance.
While there are some tweets out there that can provide you with information that you can use while investing, there are also many general pieces of information that are interesting to read about.
We also found that @benzinga contained a ton of information surrounding cryptocurrency so we recommend checking them out if you are heavily involved in bitcoin. It’s by far and away one of the best financial Twitter accounts for news.
Stefanie O’Connell is the host of a podcast called ‘Money Confidential’ and she has one of the best financial Twitter accounts when it comes to empowering people in the workplace.
Not only does she provide basic information that is great for everyone, but she also has some tweets that are solely dedicated to helping women in the workplace.
When it comes to encouraging people to find success, Stefanie O’Connell is one of the best out there.
From learning how to get through your money struggles, to getting represented in the workplace, she has one of the best financial Twitter accounts out there for the standard person.
If you want to feel empowered and get motivated, we would recommend checking out her account.
Similar to @wisebread, @thebudgetnista (Tiff the Budgetnista) is one of many financial Twitter accounts that is dedicated to living on a budget and helping to save money.
You can have all the money in the world, but that means nothing if you don’t know how to properly save it and be frugal.
Compared to @wisebread, Tiff provides a whole lot more personality into her financial Twitter account and presents the information with a bit more extra flair.
We have to say that while @wisebread goes into more detail, Tiff’s hint of personality makes it quite enjoyable. It’s another great financial Twitter account and we recommend giving it a read.
First off, we want to say that we love the pun that’s going on with the @centsai financial Twitter account.
Diving deeper, this is a Twitter account that sets out to help educate millennials and Generation X about finance through storytelling.
It’s one of the best financial Twitter accounts out there as they make sure that the information can be easily digested and understood by just about anybody.
Whether you are just starting out in the financial world, or have been learning about things for a while, you are going to find something from @centsai that interests you.
Kimberly Palmer is a financial expert and she has one of the best financial Twitter accounts out there when it comes to user engagement.
She encourages discussion on her tweets and she interacts with her followers as much as possible.
This can allow you to get the information that you are looking for while also being able to ask questions.
Even if Kimberly doesn’t respond to you herself, the community surrounding her might help you out as well. We checked out her Twitter account for a few days and overall we have to say we were quite impressed with her financial Twitter account.
Trae is another person dedicated to frugal living, but her area of expertise lies in smart shopping.
If you struggle with finances due to shopping, she is going to be one of the best financial Twitter accounts for you to follow.
Trae will help to teach you what to look for while shopping, while also helping you to become debt-free.
It’s incredibly easy to spend too much money while shopping, so we loved her tips and learned a few things ourselves.
Final Thoughts
You might not be interested in all of these financial Twitter accounts but there definitely are some that are going to be helpful for you. If you don’t have a Twitter, we recommend quickly creating one just so you can follow some of these accounts.
Having your own account means you can easily access all of this information and also participate with other people in discussions.
While the thought of Twitter and social media might turn you off, there are plenty of upsides and additional uses with things like financial Twitter accounts. | 7,380 | 2,933 | 18,166.92806 |
warc | 202143 | Years of mindless exploitation have led to global warming and climate change with their natural calamities and chronic pollution. We are all responsible for not having made prudent and conscious use of our valuable natural resources. India is not far behind when it comes to environmental problems like pollution resulting […]
Read all posts from ‘Earth-day’
As Earth Day comes and goes every year, so too do our sea levels elevate, suspended sediments reach ocean waters, and vulnerable coral communities in the Great Barrier Reef face thermal stress in reaction to climate change. The removal of 46 million cubic metres from the Great Barrier Reef’s sea-floor […]
On April 22, 2012, the 43rd Earth Day was celebrated. On the same day, Vladimir Lenin celebrated (posthumously, of course) his 142nd birthday, meaning he was born exactly 100 years prior to the first Earth Day. As far as I can tell, this is a coincidence. But some people aren’t […]
In reading through the Earth Day article, I decided to google various ‘eco related pages’ and I came across a quiz available on Earth Day 2012 homepage. Then…I probably just took the most shocking quiz of my life, in all the millions and gazillions of quizzes that there are in […]
There is perhaps no area where interdependence and the futility of a strictly national approach are clearer than on the environment. Whether we’re talking about shrinking stocks of over-consumed fish, rising air pollution or the radioactive particles from a nuclear accident, national boundaries offer no protection. This reality is […] | 1,639 | 909 | 2,825.426843 |
warc | 202143 | 1by Lawrence, Susan C“...When the new HIPAA privacy rules regarding the release of health information took effect, medical historians suddenly faced a raft of new ethical and legal...” [2016]
2Typologies of Mobile Privacy Behavior and Attitude: A Case Study Comparing German and American Library and Information Science Students“...The usage of smartphones and apps to communicate, retrieve information, locate places, and entertain is a norm today. However, to this day, many users are...”
6
7“...This is the first history of public health surveillance in the United States to span more than a century of conflict and controversy. The practice of reporting...”
8by Hartzog, Woodrow“...Every day, Internet users interact with technologies designed to undermine their privacy. Social media apps, surveillance technologies, and the Internet of...” 2018
9by Solove, Daniel J“...Teeming with chatrooms, online discussion groups, and blogs, the Internet offers previously unimagined opportunities for personal expression and communication...” 24.10.2007
10“...This case will cover the experiences that the Online Learning Librarian (OLL) and E-resources Librarian (ERL) worked on adding a module about privacy to a 1...”
11“...This article is a case study of privacy considerations in the adoption of a Research Information Management (RIM) System. RIM Systems collect, store, and link...”
12“...While libraries have always embraced patron privacy, librarians often fail to promote their core values. User data flows across social media outlets and search...”
13by Ziegler, Mary Ziegler“...Roe's privacy rationale inspired left-leaning movements unrelated to abortion-around sexual orientation, class, gender, race, disability, and patient rights...” 2018
14by York, Jillian C“...What is the impact of surveillance capitalism on our right to free speech? The Internet once promised to be a place of extraordinary freedom beyond the control...” 2021
15by McKeon, Michael“...Taking English culture as its representative sample, The Secret History of Domesticity asks how the modern notion of the public-private relation emerged in the...” 2005
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17Die Zukunft der Datenökonomie: Zwischen Geschäftsmodell, Kollektivgut und Verbraucherschutz 1st ed. 2019by Ochs, Carsten Friedewald, Michael Hess, Thomas Lamla, Jö“...Digitale Daten gelten sowohl als Quelle fur Wirtschaftswachstum, Innovation und Arbeitsplatze wie auch als Treiber der datenbasierten Reorganisation praktisch...” edited by Friedewald, Michael ¬[Herausgeber] Ochs, Carsten ¬[Herausgeber] Lamla, Jörn ¬[Herausgeber] Hess, Thomas ¬[Herausgeber] 2019 | 2,780 | 1,461 | 4,956.810404 |
warc | 202143 | The mission of the Foundation is to devote itself to furthering and supporting operations and activities which address the short-term and long-term unmet needs of individuals and the Newtown community arising from the tragic events at Sandy Hook Elementary School on December 14, 2012. This report has been prepared and released by the Distribution Committee of the Sandy Hook School Support Fund based on solicitation of public input into the current individual and community needs as it relates to the tragedy on 12/14/12.
The Distribution Committee is comprised of nine Sandy Hook/Newtown residents who represent perspectives from many different impacted groups including victims, surviving children, surviving teachers, emergency responders, Sandy Hook parents, community members, and the faith community. It is the responsibility of the Distribution Committee to solicit public input in order to better understand the needs and gaps that exist in the community as well as the strengths so that they can be built upon for long-term sustainable recovery.
For background on the history and formation of the Newtown-Sandy Hook Community Foundation, Inc. and the Sandy Hook School Support Fund or information about funds spent to date please visit www.nshcf.org.
Methodology This year the Foundation chose to utilize a statistical methodology in the community assessment to have a better understanding of correlations between groups of individuals and how best to provide services and assistance to those groups. An anonymous on-line survey was released to the public on May 10, 2016 and remained open until June 9, 2016. The survey was disseminated through the Newtown Public Schools (Superintendent’s office), the Newtown Bee (May 12th), the Danbury News Times (May 26th), social media, and the internal distribution lists of the Foundation. The survey generated 945 responses compared to 999 in 2015 and 1,633 in 2014. It is understood by the Distribution Committee that this survey represents only a small percentage of the overall community. Input is continuously sought through on-going dialogue with community groups and individuals.
Key Findings The survey focused on better understanding the strengths of the community, what has been helpful in the 12/14 recovery, what barriers or challenges remain, and what impact the tragedy continues to have on various segments of the community. Data from the survey is presented in the following pages using charts and visual graphics to depict the results in order to help the reader get an overall sense of the responses. A summary of findings and analysis can be found at the end of the report.
There was statistical significance for Sandy Hook staff/teachers discontinuing services due to scheduling and logistical difficulties’, feeling that therapy was not helping, and that the provider did not have proper training for their situation. For parents of children enrolled in Sandy Hook on 12/14 there was statistical significance for discontinuing services in 4 out of the 6 categories listed above (everything except believing that therapy was not helping and that providers were not properly trained). No other groups showed statistically significant correlation.
Qualitative analysis of treatments that have allowed for healing to take place were those that were supportive via group therapy, talk therapy with a judgment free therapeutic relationship, transcendental meditation/yoga, and brain based therapies such as Brainspotting, neurofeedback, and EMDR. Analysis of treatments that have not been helpful were talk therapy where it became a place to ‘vent’ and not necessarily resolve trauma issues, inconsistent therapy, poor therapeutic alliance, therapist not being a good fit, provider lacking trauma training, lack of experience working with children, a need for group therapy, and not receiving enough feedback from therapists. It is important to note that while many non-traditional treatments were listed among the most helpful, there is a gap in the number of clinicians who are trained to provide such modalities. It may be prudent to do further investigation into some of the treatments listed and invest in building resource capacity for those that prove efficacious.
Respondents were asked to rate their symptomatology directly related to 12/14. Anxiety, stress, excessive fear/worry, and anger continue to persist with the most frequency. These symptoms were also reported by clinicians of their clients in a separate survey. There was higher statistical correlation for nearly every category for populations most directly impacted (parents of children enrolled at SHS, SHS staff/teachers, and family members of loved ones killed).
Conclusion & Recommendations The use of statistical analysis this year underscored the importance of using data to examine community needs and make informed decisions about funding and programming. The Committee was pleased that the assessment validated decisions previously made, such as the importance of supporting a wide range of trauma treatments and recovery services, including those considered by some to be ‘non-traditional’. The Foundation is currently leading an effort to get systems and organizations within Newtown to develop and implement more effective data monitoring systems. Such systems would allow the Foundation, and others, to have a better understanding of aggregate trends with impacted populations throughout the community and respond accordingly. As recently reported by New York University (NYU) in a study of the community, “data monitoring systems, particularly if integrated across a network of providers, can create coordinated services, reduce inefficiencies, document progress, and be used for continual learning and quality improvement. The absence of regular data tracking on services delivered and outcomes associated with specific services interferes with quality improvement efforts. The creation of a shared data monitoring system across agencies would strengthen the coordination and cohesiveness of the network. This should also be a tool used by the collaborative oversight coalition to monitor the community’s progress towards shared goals.” Therefore, the Foundation sees this survey as just scratching the surface on what we can learn about how the community and those impacted by the tragedy are doing and what we can do to best support on-going recovery and community health. The Distribution Committee will use the information in this survey along with continued research into best practices to make the best decisions possible while always upholding donor intent, the mission of the Foundation, and being compliant with IRS regulations governing non-profit organizations. To date the Distribution Committee has been focused on using the resources of the Sandy Hook School Support Fund to assist individuals and the community as a whole based on continuous public input and on-going research.
That has included the following;
Individual Brain Health & Wellness – providing direct financial support to meet as many individual brain health & wellness needs and requests as possible.
Grants Program – providing grants into the community to build capacity for long term recovery, expand access to alternative trauma treatments, host conferences and workshops to build knowledge and tools for helping, and develop opportunities to build compassionate and caring connections throughout the community.
Community Events – supporting and sponsoring events in the community that provide opportunities to learn, share, and connect with one another.
We appreciate all of those who participated in this important survey and ask that you continue to provide feedback through both formal and informal opportunities so that we can be as responsive as possible to the needs that exist in our community. Committee members, as well as executive director Jennifer Barahona, are available to meet with individuals and small groups on an on-going basis to solicit additional feedback. If interested please contact Ms. Barahona at 203-460-0687 or jbarahona@nshcf.org to arrange a time to meet. Respectfully,
Members of the Sandy Hook School Support Fund Distribution Committee Dr. Robert Bazuro Jennifer Clark Kevin Cragin Cindy Mattioli Rev. Rob Morris Anka Roberto Bob Schmidt (Chair) James Viadero Joeline Wruck | 8,423 | 3,668 | 19,167.606598 |
warc | 202143 | Primary School – Emotional Intelligence & Social Confidence – Full description
Emotional Intelligence and Social Confidence are two related areas that have been increasingly linked with a young person’s wellbeing and especially in relation to performance, achievement and protective factors against mental health conditions.
What is emotional intelligence & social confidence?
Why is emotional intelligence & social confidence so important for healthy functioning and early intervention?
What can teachers do to improve and support the self-esteem of the young people?
What is emotional intelligence and social confidence?
Emotional intelligence has been defined as:
“the ability to monitor one’s own and others’ feelings and emotions, to discriminate among them and to use this information to guide one’s thinking and actions.” (Salovey & Mayer 1989)
Emotional intelligence is relatively new concept that has been popularised by the work of Daniel Goleman.Goleman suggested that emotional intelligence is distinct from intellectual intelligence and that at its foundation operates in two ways; awareness and management of one’s own emotions and awareness and management of others’ emotions. More recent models have focused on 4 areas.
Perceiving Emotion – relates to the ability to interpret emotions in others through their bodylanguage, facial expressions and tone of voice.
Understanding Emotion – relates to an ability to work out why someone else might be expressing an emotion for example “why is this person angry, what happened to them?”
Managing Emotions – relates responding appropriately to internal emotions and to those of others.
Using Emotions – relates to our prioritising of attention to what we react and respond to.
We can see from this that emotional intelligence is a complicated process with several different areas of functioning coming together for us to successfully navigate the world around us. These processes encompass what emotional cues we perceive in others, the ability to understand that another person’s thoughts and feelings may be different from their own (theory of mind), manage our own emotional regulationand direct our emotion to completing tasks and goals.
Social Confidence
Social confidence refers to a young person’s ability to manage social interactions and connections. Children develop ways of coping with social interactions based on their early experiences around trauma. When a young person displays a lack of interest or ability to socialise it is referred to as social withdrawal. Social withdrawal is defined as:
“the behavioural tendency to isolate oneself from peers” (Rubin, Coplan & Bowker, 2004)
Motivations behind social withdrawal are varied, ranging from a disinterest in engaging with peers to the anxious avoidance of social contact. Models of social withdrawal suggest that there are two dimensions of socially withdrawn behaviour; an approach tendency (desire to interact with others) and an avoidance tendency (desire to avoid others).
Breaking social withdrawal into subtypes can help us understand that not all socially withdrawn children are simple uninterested in others but are perhaps struggling with the complicated aspect of social interactions. A shy child may struggle with the possibility of negative outcomes from a given interaction, whilst an avoidant child may have already embedded an idea of being inadequate, feeling that they are undeserving of social interactions in the first place. An unsociable child, whilst not struggling with interactions or any internalised inadequacy, may simply not see the value of social interactions. Looking at social confidence and withdrawal in this manner helps us better cater for the problems with social interactions young people are facing.
Why is emotional intelligence & social confidence so important for healthy functioning and early intervention?
Social relationships are critical for the maintenance of health. Lev Vygotsky’s sociocultural theory of learning (something most teachers will be familiar with) suggests that interacting with others is essential not only to learning but healthy cognitive development. Vygotsky suggested the idea of a “zone of proximal development” in which a child develops through their interaction with others, at first learning through support and subsequently being able to perform what they have learnt independently. This not only occurs on the academic level but the intrapersonal social emotional level as well allowing the brain to develop itself by creating new pathways.
It is therefore quite easy to see how poor social confidence can lead to limited or impaired social interactions which in turn limits opportunities for healthy cognitive development. In a similar fashion low levels of emotional intelligence can make interacting with others difficult therefore limiting opportunities to build social confidence.
This is important to consider with children that may have diagnosed or undiagnosed who may struggle to understand their own emotions and interpret the emotions of others. This is also a particular problem for children that are yet unable or learning to speak English as they may struggle with communicating and maintaining friendships. This can be even more difficult still for children arriving in the UK as refugees or seeking asylum who may have language barriers and have experienced severe traumaand loss of family. With this in mind it is also important to consider how issues around diversity, and gender identity may impact on a child’s social confidence.
All young people need exposure to situations in which they can develop emotional intelligence and build the social confidence to sustain meaningful fulfilling relationships. Social withdrawal and the isolation that accompanies is linked to whole range of poor physiological and psychological outcomes including high levels of stress, anxiety and low mood & depression> in children and adolescents at the time, and in later life.
What can teachers do to improve and support the emotional intelligence and social confidence of the young people?
Teacher wellbeing
As with all matters of wellbeing taking time to focus on areas such asemotional intelligence and social confidence helps to build an outlook that feeds into the interactions a teacher has with the young people they support. Whilst we are preparing ourselves to help others we must also look after ourselves, we’ve got some advice and guidance on this in the teacher wellbeing section.
Social and Emotional Wellbeing
Breaking down social and emotional learning into emotional intelligence and social confidence helps us to target specific areas a young person might be struggling with and reduce the risk of poor emotional intelligence and poor social confidence magnifying each other.
Emotional Support
A key part of contemporary theories of emotional intelligence are related to emotional regulation which we have some advice and guidance on in our emotional regulation section. Helping a young person learn to regulate themselves is a big step towards them being prepared to better direct and focus their emotions appropriately and advantageously to their continuing emotional development.
Talk about emotions
Talking about emotions in a safe, inclusive environment helps a young person identify and understand what their emotions are. As adults we take it for granted to be able to name, label and understand our emotions but young people are still learning what emotions actually are. Giving young people an opportunity to name and consider emotions helps them understand and practice dealing with emotions outside of when they are experiencing them.
Creating a short story referring to emotions but leaving the names of the emotions blank, allows pupils to then try and name and decide what emotion the characters in the story are portraying. Pupils can do this on their own or together as a group.
Another exercise could be to have everyone sat in circle and ask them to talk about things that made them feel certain emotions, then using a set of pictures not clearly linked to emotions (e.g. places, artwork, animals etc..) ask the group to choose pictures that represent emotions. This should be quite easy for some emotions such as sadness (a picture of a rainy day) or happiness (a picture of the sun) but should be more interesting for emotions like worry or frustration.exercise emotion cards>
It is quite common for young people to feel that emotions are something they have to hide, feel ashamed of and never talk about. The underlying goal of both of these exercises is to get young people thinking about emotions and how important it is for us to understand them to remain healthy.
Social Confidence
Social confidence is related to how we see ourselves in our interactions and is very much related to our self-esteem. Therefore, using techniques to improve self-esteem can often translate into improved social confidence.
Individuals
Directly improving social confidence for individuals can be tricky as it often involves exposing a young person with low social confidence to social situations. Here the problem might be that a young person is overwhelmed by the situation therefore considering what level of interaction is suitable is key; for example, a low exposure social interaction might be to give a child a class role such as handing things out in the class room for tasks, a higher exposure role might be for them to collect feedback from other children on a lesson therefore requiring more interacting. Remember to take into account the difference types of social withdrawal and adapt exercises to account for them; so an avoidant child will need much more personal support and encouragement prior to carrying out the interaction, whilst a shy child will need more support whilst carrying out the interaction.
Groups
Group work provides another opportunity for young people to develop social confidence and can be easily mapped to other activities therefore teaching multiple skills. An example here might be to place pupils in small groups and give them a task to work on together (designing a piece of clothing/a party to celebrate the school’s anniversary). Then after completing the task in groups, as a class getting them to discuss what went well and what problems occurred; doing this with a focus on social confidence (for example how did people feel working together?). Exploring this with the class then helps to identify what is important in positive social interactions; then carrying out another group task allows them to apply what they have learned to an interactive experience | 10,805 | 4,329 | 26,537.020097 |
warc | 202143 | BROOKINGS – Last week, a Brookings resident reported recording a large animal on their surveillance camera. A presumed mountain lion was seen in a backyard near the 1100 block of Seventh Avenue South.
In the past, Brookings area mountain lion sightings have primarily occurred outside of city limits, which made this sighting more unsettling for some residents.
Before he retired, Jonathan Jenks, a South Dakota State University distinguished professor emeritus of wildlife science, spent much of his 29-year-career focused on a variety of species in South Dakota, including mountain lions. His work was so extensive that he published a book titled “Mountain Lions of the Black Hills,” reporting on the cat’s population dynamics, diet, behavior and impact on the region.
According to Jenks, the mountain lion sighting in town was not surprising at all, because when mountain lions are moving through unfamiliar territory, they are generally looking for food. Jenks said that it is possible that deer in town may have drawn the mountain lion in.
Outside of deer, Jenks said that mountain lions are “opportunistic” animals and while 70-80% of their diet is deer, when traversing the prairie, that number goes down. They then resort to eating badger, mink, rabbits, domestic cats, as well as other species.
“The timing (of the sighting) is right in line with the data that we have collected on the species in the Black Hills,” Jenks said. “If this is a dispersing individual, lions generally disperse from their mothers about 12 to 14 months after birth, generally born during the summer, and the dispersal period can be in September and October, so it pretty much fits with what to expect from a dispersing individual.”
Jenks said that many of the lions that come through town originate in the Black Hills, but that does not mean that this particular cat is from the western side of the state. Jenks said it is possible that lions in North Dakota could disperse this way as could lions in Nebraska, near the Pine Ridge area.
Colorado and Wyoming could also potentially be places of origin for this mountain lion.
Jenks said that “it’s more than likely male,” but females do disperse as well. Jenks said that a female lion was seen in Howard years ago. If the lion was male, it is likely looking for a female mate, and it’s difficult to tell which direction the lion is going. Jenks said that through his research, he found mountain lions travel about 9 miles a day, traveling upwards of 600 miles during their dispersal.
“He either dies or finds a female,” Jenks said. “Maybe he wants to set up a territory around that female.”
In the past, Jenks believed that a mountain lion seen in Connecticut originated in the Black Hills, traveling over 2,000 miles. Being nocturnal, most of their movement occurs at night, rarely being sighted during the day.
Jenks said that “you want to be careful with mountain lions because you don’t know how they will react to you.” He said that dispersing males could be aggressive if they are really hungry, but for the most part, mountain lions want to avoid humans.
“There’s very little to be afraid of unless you’re in an incorrect situation or have an aggressive animal,” Jenks said, explaining that an incorrect situation would be getting stuck in between a female lion and its cubs. “But in most cases, they are just going to want to stay away from you.”
Anyone observing a mountain lion or other wild animal in the area is asked to contact Brookings Police at 605-692-2113.
Contact Addison DeHaven at [email protected] | 3,705 | 1,729 | 7,615.714286 |
warc | 202143 | You are here Corticospinal Circuits from the Sensory and Motor Cortices Differentially Regulate Skilled Movements through Distinct Spinal Interneurons. Abstract
Little is known about the organizational and functional connectivity of the corticospinal (CS) circuits that are essential for voluntary movement. Here, we map the connectivity between CS neurons in the forelimb motor and sensory cortices and various spinal interneurons, demonstrating that distinct CS-interneuron circuits control specific aspects of skilled movements. CS fibers originating in the mouse motor cortex directly synapse onto premotor interneurons, including those expressing Chx10. Lesions of the motor cortex or silencing of spinal Chx10+ interneurons produces deficits in skilled reaching. In contrast, CS neurons in the sensory cortex do not synapse directly onto premotor interneurons, and they preferentially connect to Vglut3+ spinal interneurons. Lesions to the sensory cortex or inhibition of Vglut3+ interneurons cause deficits in food pellet release movements in goal-oriented tasks. These findings reveal that CS neurons in the motor and sensory cortices differentially control skilled movements through distinct CS-spinal interneuron circuits. | 1,235 | 593 | 2,565.801012 |
warc | 202143 | I would recommend LQD to anyone available in the market for progress capital. LQD Business Finance delivers dynamic, customized financing options to businesses nationally.
Your schedule may be packed, but ensure you take some time to clear your head with one of many many recreational actions occurring at Liberty University. When a bank needs collateral to safe a loan, however you don’t want to threat property, you would possibly wish to considercash circulate loans. These use the predicted amount of cash you’re anticipated to obtain in gross sales or liquidated belongings because the means for establishing danger. The financial institution can determine that you just’re good for a certain amount based on money move alone.
Why Main In Finance?
Interpret stockholders’ report and fundamental financial statements together with revenue assertion, steadiness sheet, statement of retained earnings and cash circulate assertion. Sign Up NowGet this delivered to your inbox, and extra data about our products and services. Continue to strengthen the University’s financial resources to support its academic mission. The Division of Business and Finance offers stewardship of the university’s human, monetary, and bodily resources, all of which improve the university’s ability to realize its mission. Successful stewardship is completed by providing fiscal leadership, safeguarding University assets , and offering a safe, attractive, and comfortable bodily setting.
What are the principles of business finance?
The Principles of Business Finance course provides students with the skills needed to make financial decisions in a business environment. In addition, fundamental financial topics are covered, such as the time value of money, capital budgeting, business valuation, risk management, and personal finance.
In some areas, monetary clerks may have specific technical training, for example, within the gaming business clerks want education in regulations, procedures and policies. Some monetary analyst jobs might require a bachelor’s diploma Business, similar to a Bachelor of Accounting diploma, Bachelor of Business Administration degree, or a Bachelor of Finance degree. Related fields of examine, corresponding to economics and statistics, are also applicable to financial analysts.
Accrual Foundation Accounting
It’s important to know the APR earlier than signing a mortgage settlement as a result of it provides you the complete cost of borrowing. Equity financing requires you to surrender a portion of your fairness within the business to acquire funding. At some level, you may search a small business loan or another type of financing to fund your next project. Knowing each Finance business financing time period and definition might help you perceive your choices and discover affordable loans. It ought to only be considered if you’ve exhausted different choices, as it’s going to put a derogatory mark in your credit report that may influence your ability to secure future funding.
Courses could be chosen with the assistance of a faculty advisor to meet individual academic and profession goals. We are transforming the way we provide customer service to employees and students at UC Davis. By bringing collectively key campus items that help the stewardship of information and finance, we will deliver probably the most optimized customer-pushed expertise for Finance & Business. Through this strategic web reorganization, we assist the college turn out to be better daily. This track prepares students to enter into a career of wealth management and monetary planning. Community Business Partnership established the Business Finance Center in 1998 as its main financing conduit.
Colleges
It does not represent a contract, nor does it guarantee course availability. If this pathway is followed as outlined, you’ll earn an Associate in Arts diploma Business & Finance. One course will satisfy the Human Diversity requirement, and is labeled with an in the sequence below.
This is a reliable resource providing an entire overview of small business tax planning with the knowledge wanted to inform your tax decisions. Considered a required studying for small companies, the guide is replete with ideas and ideas that will help drive optimistic financial results. It also provides instruments and approaches that business house owners can immediately begin using of their business to create more healthy, profitable and predictable financial results. | 4,547 | 2,201 | 9,240.677419 |
warc | 202143 | Search for
Results of search for Managers
Records found: 25
DP16337
The Benefits of Access: Evidence from Private Meetings with Portfolio Firms
Author(s): Marco Becht, Julian R Franks and Hannes Wagner Published: July 2021 DP16161
THE INFLATION EXPECTATIONS OF U.S. FIRMS: EVIDENCE FROM A NEW SURVEY
Author(s): Bernardo Candia, Olivier Coibion and Yuriy Gorodnichenko Published: May 2021 DP16064
Managerial Talent and Managerial Practices: Are They Complements?
Author(s): Audinga Baltrunaite, Giulia Bovini and Sauro Mocetti Published: April 2021 DP15265
Cognitive Ability and Employee Mobility: Evidence from Swedish Microdata
Author(s): Pooyan Khashabi, Tobias Kretschmer, Ali Mohammadi and Joseph Raffiee Published: September 2020 DP15028
Informed Trading in Government Bond Markets
Author(s): Dong Lou Published: July 2020 DP15027
Dream Jobs
Author(s): Giordano Mion, Luca David Opromolla and Gianmarco Ottaviano Published: July 2020 DP14767
Careers in Finance
Author(s): Andrew Ellul, Marco Pagano and Annalisa Scognamiglio Published: May 2020 DP14285
Import Competition, Heterogeneous Preferences of Managers, and Productivity
Author(s): Cheng Chen and Claudia Steinwender Published: January 2020 DP13908
Building a productive workforce: the role of structured management
Author(s): Christopher Cornwell, Ian M. Schmutte and Daniela Scur Published: August 2019 DP13125
Middle managers, personnel turnover and performance: A long-term field experiment in a retail chain
Author(s): Guido Friebel, Matthias Heinz and Nick Zubanov Published: August 2018 DP13089
Discrimination, Managers, and Firm Performance: Evidence from "Aryanizations" in Nazi Germany*
Author(s): Kilian Huber, Volker Lindenthal and Fabian Waldinger Published: December 2020 DP13051
Are Bureaucrats Really Paid Like Bureaucrats?
Author(s): Ruben Enikolopov Published: July 2018 DP12851
Career Risk and Market Discipline in Asset Management
Author(s): Andrew Ellul, Marco Pagano and Annalisa Scognamiglio Published: April 2018 DP11771
The Origins and Extent of Entrepreneurial Action-Orientedness: An Experimental Study
Author(s): Ahmad Barirani, Randolph Sloof and Mirjam van Praag Published: January 2017 DP11706
The Diffusion of Knowledge via Managers' Mobility
Author(s): Giordano Mion, Luca David Opromolla and Alessandro Sforza Published: December 2016 DP11012
Managers and Productivity Differences
Author(s): Nezih Guner, Andrii Parkhomenko and Gustavo Ventura Published: December 2015 DP10993
Productivity and Organization in Portuguese Firms
Author(s): Lorenzo Caliendo, Giordano Mion, Luca David Opromolla and Esteban Rossi-Hansberg Published: December 2015 DP10536
Fire Sales and Information Advantage: When Informed Investor Helps
Author(s): Massimo Massa and Lei Zhang Published: April 2015 DP9070
On the International Transmission of Shocks: Micro-Evidence From Mutual Fund Portfolios
Author(s): Claudio Raddatz and Sergio Schmukler Published: August 2012 DP8936
Competition for Managers and Corporate Governance
Author(s): Viral V. Acharya, Marc Gabarro and Paolo Volpin Published: April 2012 DP8879
What Explains the Rise in CEO Pay in Germany? A Panel Data Analysis for 1977-2009
Author(s): Francesca Fabbri and Dalia Marin Published: March 2012 DP8457
Strategic Asset Allocation in Money Management
Author(s): Suleyman Basak and Dmitry Makarov Published: June 2011 DP8230
Managers' Mobility, Trade Status, and Wages
Author(s): Giordano Mion and Luca David Opromolla Published: February 2011 DP7207
Matching Firms, Managers, and Incentives
Author(s): Oriana Bandiera, Luigi Guiso, Andrea Prat and Raffaella Sadun Published: March 2009 DP7118
Bonus Payments and Fund Managers? Behaviour: Trans-Atlantic Evidence
Author(s): Thomas Gehrig, Torben Lütje and Lukas Menkhoff Published: January 2009
Records Found
25 | 3,863 | 1,886 | 7,781.302757 |
warc | 202143 | COMPANY Data My FAVORITES Movers and SHAKERS
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One Great Protection Inherent in SPACs for Investors
There are many features in SPAC deals that attract investors to them. Some of these are related to owning an interesting company as it goes public. But another feature, dictated by the SEC, limits downside risk during the pre-SPAC stage if the SPAC manager fails to consummate a merger.
Limited Downside
We all buy stocks with the idea that we want them to go up. But, we certainly know they may go down. Our stock may even go down all in one large price move, or gap lower at the open. Special Purpose Acquisition Companies, during the target search phase (usually 24 months), have a de facto floor that helps prevent steep drops in price. The very structure helps protect from great losses pre-deal and allows for a final decision to opt-out if and when a target is found.
The protection is in the disbursement from the trust account. If the purchase price was $10 per share, the proceeds from everyone’s $10 were initially placed in a trust account while the managers shopped and negotiated. From the trust account they paid bills, they also earned incremental interest. If a deal isn’t made, the original investment, less expenses, plus interest accrued, is returned. Very often, this would be incrementally lower than the purchase price. However, something would have had to have gone terribly wrong for the loss to be large.
Recipients of the pro-rata disbursement of the trust account may even make money. It's like you buy a pair of sunglasses online because you want them for the weekend, they get delivered on Friday, you open the package, and find you don’t like them. You may or may not have to pay the shipping to return the glasses, but you don’t lose much of your money. If you're upset it's because of lost opportunity, you wanted to have a new pair of sunglasses on Saturday.
Take-Away
For everyone involved, the ideal scenario is that their SPAC merges with the perfect target and that this perfect target does well after the merger. This could then cause investors to exceed market returns on their $10 per share SPAC investment. Under a less rosy scenario, the downside is minimal in that the investor can opt-out before any merger, or receive their disbursement if nothing was found. For investors that purchased their SPAC on the open market at a discount, they may receive oversized returns from any disbursement.
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warc | 202143 | Here is the revelation that is shaping my life today – the redemptive plans and glory of heaven invade earth through the portal of exercised faith.
Acts 3:16 NLT
“Through faith in the name of Jesus, this man was healed-and you know how crippled he was before. Faith in Jesus’ name has healed him before your very eyes.
Observation
Faith, a commodity no one lacks that releases Heaven on earth. No one stands outside of their exercising of faith. For the freedom to choose was the victory of the cross, we are no longer slaves but free, free to choose. And therefore the choice to exercise faith always lies within my ability. It may be more difficult given my circumstances, my brokenness, the vows I have made, but difficulty never removes possibility when it comes to faith. God is poised and postured to receive all who come to Him by faith.
Now faith is not a way of manipulating God. We do not come by faith and demand what we want. For faith postures me to say “not my will but yours be done.” In the complexity of this random, interconnected, spiritual intertwined physical world, God moves with healing as He knows is best. So faith does not march in demanding a trade – here is my faith give me my desire. So often people feel let down by God because He did not move as they wanted based on their faith stance. Or they become disillusioned with themselves that maybe they didn’t have enough faith. We find it hard to accept that we don’t have the answers to the way and why God responds to our faith stance. It is interesting that faith is a stand in mystery, but we want to remove the mystery of the way God responds to faith. What is clear is that Heaven comes to earth when I stand by faith, but heavens manifestation, heavens timing, is beyond my comprehension. By faith, I come before my God who is faithful and is for me, and by faith, I hold on until His redemptive good is realised in my life, whatever that looks like. Faith stands in God’s future until it becomes my present.
Faith is not measured by quantity, for faith, the size of a mustard seed moves mountains. It is called little faith when it is little exercised. This is the measure of faith – is it used, is it exercised. Faith is a gift of God and Holy Spirit is the enabler of every exercise of faith I make. So even faith is not left up to my capacity. When I ask Holy Spirit to take me by the hand and lead me by faith, in that choice, that request, faith is exercised. So when you hear the voices that say “you don’t have the faith for that,” tell them that you are never in lack when it comes to faith. And exercise your heart out!
Application
I will live the life of faith. I will by faith stand in all that God has declared over my life and for my life. I will never be seduced into the lies of “not enough faith.” I will never pick up my faith and make demands of Heaven, I will live by faith releasing the freedom in me to declare – “not my will but yours be done.”
Response
Thank you that living heaven on earth is not done by hard works or intellectual gymnastics, rather it is the simplicity of a life of faith. Faith lays down the demands that ‘I make it happen’ and rests my mind and body confidently in your faithfulness and presence. This is how you desired and designed life to be lived. What a beautiful life, I am blessed.
Meditation
Meditation truth – “Faith in Jesus’ name has healed him.”
Consider
Do you hear the voices of lack of faith? Have you allowed their lies to keep you from exercising faith in any area of God’s promises for you?
Do you know the rhythm and posture of a life of faith? Ask Holy Spirit to guide you in faith. | 3,776 | 1,758 | 7,805.45165 |
warc | 202143 | FaraLand traders use a variety of tools to try and determine the direction in which the FARA market is likely to head next. These tools can roughly be divided into indicators and chart patterns. When trying to predict the FaraLand price, traders also try to identify important support and resistance levels, which can give an indication of when a downtrend is likely to slow down and when an uptrend is likely to stall.
FaraLand Price Prediction Indicators
Moving averages are among the most popular FaraLand price prediction tools. As the name suggests, a moving average provides the average closing price for FARA over a selected time period. For example, a 12-day simple moving average for FARA is a sum of FARA’s closing prices over the last 12 days which is then divided by 12. In addition to the simple moving average (SMA), traders also use the exponential moving average (EMA). The EMA gives more weight to more recent prices, and therefore reacts more quickly to recent price action.
50-day, 100-day and 200-day moving averages are among the most commonly used indicators to identify important resistance and support levels. If the FARA price moves above any of these averages, it is generally seen as a bullish sign for FaraLand. Conversely, a drop below an important moving average is usually a sign of weakness in the FARA market.
Traders also like to use the RSI and Fibonacci retracement level indicators to try and ascertain the future direction of the FARA price.
How to read FaraLand charts and predict price movements?
Most traders use candlestick charts, as they provide more information than a simple line chart. Traders can view candlesticks that represent the price action of FaraLand with different granularity – for example, you could choose a 5-minute candlestick chart for extremely short-term price action or choose a weekly candlestick chart to identify long-terms trends. 1-hour, 4-hour and 1-day candlestick charts are among the most popular.
Let’s use a 1-hour candlestick chart as an example. The chart is divided into “candles” that give us information about FaraLand’s price action in 1-hour chunks. Each candlestick will display FARA’s opening price, closing price, as well as the highest and lowest prices that FaraLand reached within the 1-hour period. It’s also important to pay attention to the color of the candle – a green candle means that the closing price was higher than the opening price, while a red candle tells us the opposite. Some charts will use hollow and filled candlestick bodies instead of colors to represent the same thing.
What affects the price of FaraLand?
Just like with any other asset, the price action of FaraLand is driven by supply and demand. These dynamics can be influenced by fundamental events such as FaraLand halvings. Regulations, adoption bycompanies and governments, cryptocurrency exchange hacks, and other real-world events can also affect the price of FARA.
When trying to make a FaraLand forecast, many traders also try to monitor the activity of FARA “whales”, which are entities and individuals that control large amounts of FARA. Since the FaraLand market is relatively small compared to traditional markets, “whales” can single-handedly have a big influence on FaraLand’s price movements.
Bullish and bearish price prediction patterns
Some traders try to identify candlestick patterns to try and get an edge over the competition. Some candlestick formations are seen as likely to forecast bullish price action, while others are seen as bearish.
Here are some of the most commonly followed bullish candlestick patterns: Here are some common bearish candlestick patterns: Hammer Bullish Engulfing Piercing Line Morning Star Three White Soldiers Bearish Harami Dark Cloud Cover Evening Star Shooting Star Hanging Man
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The information provided is for general information purposes only. No information, materials, services and other content provided on this page constitute solicitation, recommendation, endorsement or any financial, investment, or other advice. Seek independent professional consultation in the form of legal, financial, and fiscal advice before making any investment decision. | 4,294 | 1,900 | 9,507.82 |
warc | 202143 | International Development Committee
Oral evidence: Climate change, development and COP26, HC 99
Tuesday 20 July 2021
Ordered by the House of Commons to be published on 20 July 2021.
Members present: Sarah Champion (Chair); Theo Clarke; Mrs Pauline Latham; Chris Law; Mr Virendra Sharma.
Questions 78 - 129
Witnesses
I: Dr Amal-Lee Amin, Director of Climate Change, Value Creation Strategies team, CDC Group; Colin Buckley, General Counsel and Head of External Relations, CDC Group; Dario Kenner, Lead Analyst on Sustainable Economic Development, Catholic Agency for Overseas Development (CAFOD).
II: The Rt Hon. Lord Goldsmith of Richmond Park, Minister for Pacific and the Environment, Foreign, Commonwealth and Development Office (FCDO) and Department for Environment, Food and Rural Affairs (Defra); Vel Gnanendran, Climate and Environment Director, FCDO.
Examination of witnesses
Witnesses: Dr Amal-Lee Amin, Colin Buckley and Dario Kenner.
Q78 Chair: I would like to start this session of the International Development Select Committee. This is our third session looking at climate change and the UK’s responsibility and commitment towards it. We will be having two panels today. The first panel is Dr Amal-Lee Amin and Colin Buckley from CDC, and Dario Kenner from the CAFOD organisation. Could I ask you to introduce yourselves and your organisations?
Dario Kenner: Thank you for the opportunity to speak. I am Dario Kenner. I am the lead analyst on sustainable economic development at CAFOD. CAFOD is an international development agency. We have been working with partners since the 1960s across the Global South. Many of those have been seeing and feeling the impacts of extreme weather events of increasing frequency and intensity. I have been working with CDC for the last four years and I am very interested in its energy investments. We really are keen for ODA not to be anywhere near fossil fuels. I have engaged with a lot of CDC staff over the last years, from board members to lower down.
Dr Amin: Good afternoon and thank you. My name is Amal-Lee Amin. I am director of climate change and head of the climate change team at CDC Group. I am also seconded one day a week by CDC to the COP26 Unit, advising on public finance ahead of Glasgow. I will let Colin introduce CDC, as our chief operating officer.
Colin Buckley: I am Colin Buckley. I am the general counsel and head of external relations at CDC. CDC is the UK’s development finance institution. We are funded by FCDO and we represent the UK’s development arm for private sector development. It is delightful to be here and sharing a panel with Dario and with Amal-Lee.
Q79 Chair: Could I start, Dario, with a question to you? How do you rate the UK’s new fossil fuel policy compared to that of other high-income countries?
Dario Kenner: Our position is more whether ODA is going towards fossil fuels or not, rather than the UK’s fossil fuel policy, which has quite a few exemptions in it, including some for gas and also for petrochemicals. Our position is that ODA, which is precious and has become more so since the aid cuts, really needs to be going to where it is needed, which is into the low-carbon transition, and particularly in low-income countries.
Q80 Chair: Are we not doing that?
Dario Kenner: There is the future climate finance spend, which the Government talk about and project into the future. Because we are here with colleagues from CDC, we are also interested in existing investments and existing ways that ODA has been used. That is why we feel it is really important for ODA not to be, as I said, anywhere near fossil fuels. That includes, for example, in oil, gas and coal investments, which CDC still has. For example, we have seen from its website that it has active investments in coal in India, which are from its legacy portfolio, and it would be good to see divestment from those, particularly from GMR Energy in India, which runs huge coal-powered plants. It really matters when we are talking about past use of ODA as well as future use.
Q81 Chair: Amal, thinking about the future fossil fuel policy, does it support a shift towards low-income countries to a greener and more sustainable model of development?
Dr Amin: Yes, absolutely. CDC’s fossil fuel policy is fully aligned with the Government’s. We take a presumption against all fossil fuels, with some very limited exceptions.
Q82 Chair: They are quite broad exceptions, to be fair.
Dr Amin: The way in which we have interpreted that through our gas guidance tool is very specific. We have, from what we hear, what is considered best practice in terms of tools to assess the extent to which a gas-power investment could be Paris-aligned or not. This really is for the lowest-income countries, where there really is going to be no alternative to help build up their energy sector in a way that will enable them to bring in more renewables and transition to net zero over time. I would not agree that they are broad. We have interpreted that through the gas guidance note in very specific terms.
Q83 Chair: Dario, do you agree with that assessment?
Dario Kenner: In our research, which we published last September and also subsequently, we found that there are quite a few exemptions in CDC’s fossil fuel policy, as well as the UK Government policy that I just mentioned. They can still invest in fossil fuels but, like I said, past investments really matter. There are hundreds of millions of pounds of taxpayers’ money still in oil, gas and coal, and that needs to come out.
Q84 Theo Clarke: My question is first to Dario and then Colin. What opportunities does COP26 bring for rethinking the strategic direction of the UK’s climate policy towards lower-income countries?
Dario Kenner: It is a great opportunity. What we would suggest to the Government—because it is the Government that can mandate what CDC should do in this case, and we are talking about CDC today—is that, ahead of COP26, the Foreign Secretary could instruct CDC to stop all new fossil fuel investments and also to divest from its existing investments. This would also be good timing because, currently, FCDO is writing CDC’s business case for the next five years and making decisions on how much money to give it and for what.
If the Foreign Secretary was to do this before COP26, it would very likely increase trust with developing nations that are going through the pandemic and an increasing debt crisis. It would increase trust that the UK was serious about using its ODA in ways that support the low-carbon transition. It could also possibly encourage other countries to match that climate ambition.
Colin Buckley: With your permission, I am going to pass this to Amal-Lee, who is uniquely qualified to speak about the benefits of COP26.
Dr Amin: COP26 presents an incredibly important opportunity for pivoting the world away from unsustainable practices. Through our new climate strategy, which includes our new fossil fuel policy but also our approach towards Paris alignment, CDC aims to do exactly that. We are investing in renewables as much as we possibly can, such as utility-scale storage. We are very excited that we are going to be investing in the first commercial-scale battery storage investments this year in Mozambique. We are also looking to do the same in a number of other countries in Africa.
COP26 is marking a pivot for all of us and, through our climate strategy, we are leading the way with many of our DFI peers. You may have seen the climate and energy statement last year by the European DFIs, which sets out an approach more or less aligned with our climate strategy. It also commits all European DFIs to the Task Force on Climate-related Financial Disclosures for the first time. It was only us and one other DFI prior to that.
In that, we have also managed to get other DFIs to commit to align with the fossil fuel policy that the UK Government have set out. We are showing a very strong commitment and are doing our absolute utmost to take the opportunity that COP26 provides to not only deliver on our climate strategy but bring our DFI peers along with us. I would love to say a bit more about what we are doing on adaptation finance as well, if I may.
Chair: If we have time, we will bring you back. If not, you could write to us on that, because we would be fascinated by that. Dario wanted to come back in.
Dario Kenner: I just wanted to raise the point that you were asking about ahead of COP26. It is a really crucial time to make sure that that summit is as much of a success as possible. In terms of UK ODA, how it is used and CDC’s role, it is really important to respond to what countries in the Global South are calling for, and particularly those climate-vulnerable countries.
There was a V20 communiqué issued very recently. The V20 represents 48 countries, many of which CDC invests in. They are the most climate-vulnerable countries. Just to quote what it put in its communiqué, it said: “The high capital costs in the climate vulnerable countries are already estimated to be 10% greater because of the disproportionate climate risks we face, which are likely to worsen rapidly.”
This is where we see that CDC could play a really positive catalytic role, by responding to that call from low-income and climate-vulnerable countries and trying to push for, build and transform nascent green markets, which sometimes do not exist but have potential to grow. It is really crucial, ahead of COP26, to listen to what countries in the Global South are calling for.
Q85 Chair: Amal, what factors influence the Government’s decision making on climate change policy, specifically towards low-income countries?
Dr Amin: I do not really want to comment on Government policy decision making from CDC’s perspective. We align ourselves with Government policy.
Q86 Chair: Tell us from your perspective. I was struck by what Dario was saying about that call and what CDC could be doing, so how do you interpret that and how are you responding to that?
Dr Amin: The point that Dario made was exactly what I was about to follow up with on the previous point, but I realised I was talking for quite a while. On the issue that Dario mentioned, we are acutely aware of the physical climate risks to the geographies that we support and finance. We know that they are the most vulnerable in the world, particularly in sub-Saharan Africa, as well as India and the rest of South Asia.
Last year, we worked to launch a new initiative that was recognised in the G7 foreign and development ministerial earlier this year. We are working with other DFIs and with other public development banks and multilateral development banks to look at how we can accelerate finance for adaptation in the developing world. As Dario said, that means ensuring that we really help those countries manage climate risks and build resiliency in a way that ensures that they will not then be penalised in terms of trying to raise costs of capital. That means investing more in businesses that can bring those types of solutions.
One investment that we made quite recently in India was in CropIn, which is a fantastic company that uses artificial intelligence to provide climate risk data services to 4 million farmers in India. That is exactly the type of investment that we want to do more of. As Dario said, though, a lot of these are very early stage, nascent types of businesses, so that is exactly why we are working with our DFI peers to collaborate on accelerating adaptation and resilience, where we are looking to really step up commitments globally from all our peers in Europe and the US. The DFC has joined and taken a very active role in that, as has FinDev Canada. This is absolutely a key priority for us at CDC.
Q87 Mr Sharma: Are the Government doing enough to encourage and support countries in transitioning away from fossil fuels?
Colin Buckley: It is hard to define what “enough” is. What the climate change strategy shows is a significant step up in at least the CDC’s efforts at doing that. In just the one year that we have had the climate change strategy, we have doubled the amount of renewables that we have in our portfolio. As Amal-Lee pointed out, moving forward, we would expect that well over 90% of our energy investments would be in renewables.
Increasingly, we are not just doing energy production but a much broader slice of the climate pie. We are doing everything from enormous utility-level renewable investments, like a solar park in Egypt that is so large that you can see it from space, down to M-KOPA, which are small, off-grid solar home installations that have brought energy to about 38 million people in Africa. At the same time, we are working on battery storage and on mangroves and forestry. We are trying to come at this in as many ways that we can.
Chris Law challenged me on this the last time: are we doing enough? We all feel we are never doing enough but we are doing a lot more than the last time I was before this Committee.
Dario Kenner: As I have already said, it is really important to look ahead. In terms of what CDC is doing, we see many positive changes in terms of the outlook and the intention, and particularly the catalyst portfolio and the investments in resilience that Amal referred to.
We also see the contradictions, like the coal investments that are still on the books. That directly contradicts the UK’s announcement in 2013 that it would not invest in coal anymore. The UK is a co-chair of the Powering Past Coal Alliance. It is important where CDC money is still invested, because it could be undermining that same transition that CDC could play a role in being part of. It really matters what is happening with all of the portfolio, not just what is happening in the future.
Q88 Mrs Latham: To what extent does the UK’s new climate change strategy facilitate a transition to greener and better jobs in low and middle-income countries, especially for women?
Dr Amin: I will say a bit about CDC’s climate strategy, which follows the UK’s approach. We have set ourselves three main building blocks for how we are already aligning with the goals of the Paris agreement. The first is that we have set ourselves the objective to be net zero by 2050. That is looking at the portfolio level, but we are also looking at each individual project to assess the extent to which that is also aligned with that pathway to net zero.
We are also investing in a way that supports a just transition. It is quite a unique focus of our climate strategy. We have a particular focus on ensuring that we can provide workers with the necessary skills to be part of the transition and also look at how we can help minimise some of the potential negative implications of the transition—for example, a transition out of sectors that will no longer be viable on that pathway.
As Colin referred to, we have a particular focus on gender. We are a leading member of the 2XCollaborative, which is around increasing gender finance. In that investment in India, for example, we trained over 600 women to take on more senior roles within the renewables sector in India. That is very much part of how we see this agenda in terms of a just transition.
The third building block is a focus on adaptation and resilience. We know that climate change disproportionately affects women and girls in the poorest countries. By investing and focusing more on how we increase the resiliency of our investments as well as those types of projects that can bring the necessary countries, we also are working to ensure that we are protecting women and more vulnerable parts of society as communities, as well as bringing those into jobs, including into leadership positions, which is a big focus of the 2XCollaborative.
This year, we are leading, with the European Investment Bank and the EBRD, a Gender and Climate Finance Taskforce to develop a toolkit on how to best integrate gender and climate. We launched the first part of that a few weeks ago, but it will be formally launched at COP26.
Dario Kenner: It is a great question in terms of setting out what needs to happen with that green transition, and particularly reaching marginalised women. I am sure that Colin and Amal will bring this up anyway, but there is an investment that will potentially have a really positive impact, which is Ayana Renewable Power. It specifically tries to skill up women from marginalised backgrounds, who maybe would not have those opportunities. It is related to solar power. What we like about the intention behind that investment is that it was deliberate, and CDC played a really catalytic role in making that investment happen. Using that example, that is what we would like to see across the CDC portfolio.
I wrote a briefing on this, which I published last year, and I engaged with many CDC staff, including board members, about this. It was looking at how to take those positive examples and scale them up, but also make them apply across the portfolio. In that same briefing, I set out how that could happen. It is the FDCO and the Government that can set the parameters for how CDC invests, to make sure that those positive examples are replicated across the portfolio. CDC does the day-to-day investments. They are the experts—I fully recognise that—in identifying the investments, making sure they happen, monitoring them and working with the investees.
In terms of the parameters—as you said in your question, for example, to reach marginalised women—they come from the shareholder, which is the FCDO. What really matters is the choice of company. I have had many conversations with colleagues at CDC about development impact and measuring it. That is often after the fact, as it were. What really matters is the choice of company.
I understand that it is difficult in the environments that CDC operates in, in terms of quality jobs, et cetera, but I still really think, as I set out in that briefing, that companies that have a higher likelihood of creating quality jobs and of enabling green goods and services are the kinds of companies that FCDO should be instructing CDC to invest in, to ensure that it does not continue to invest in fossil fuel companies, which, unfortunately, it is still doing in gas and petrochemicals, et cetera.
Dr Amin: The Ayana platform was exactly the example I referred to. What was also really valuable in that case was the partnership that CDC had with DFID offices in India to help design that programme and to bring that training for women and underserved, marginalised communities. It was very much a partnership approach.
Q89 Chris Law: Dario, we all know that time is against all of us and our planet. The Government list a fairly large number of exemptions for continued fossil fuel support. Some would argue that their approach is both half-hearted and half-baked. Are these not loopholes and, if so, does the UK Government’s position on fossil fuels reduce their credibility as the host of COP26 as far as low-income countries are concerned?
Dario Kenner: Yes, there are loopholes in UK Government policy and also in CDC policy. Yes, they do reduce the credibility of the COP26 host. If you want me to elaborate, I am happy to do so.
Chris Law: Please do, yes.
Dario Kenner: We can talk about the future, and CDC is definitely moving in the right direction, but if we look at one of the biggest investments that CDC has, it is in a company called Globeleq. As I understand, it has about a 70% shareholding, so it is the majority shareholder. When it comes back to this question that you are asking about credibility as COP26 president, it really matters how this ODA is being used and how this UK development finance institution is operating.
We still do not know—it would be useful if CDC colleagues could clarify this today—the level of interaction between CDC and Globeleq. The reason I ask is that Globeleq has around 70% of its portfolio invested in fossil fuels and is investing in more fossil fuels—gas-powered plants, et cetera. It would be useful to know what their relationship is, as well as the level of involvement.
Something that will come up in this session, I am sure, is energy access. It is about who gets the energy. Again, as we know, there are many people without energy access in countries in the Global South. Resolving that would help those particular people and would help improve the economy in those countries. It does matter who is getting the energy. In the case of Globeleq, from what we can see—and it would be useful to have it confirmed—it is providing grid support to many users, but we have seen power plants in Nigeria, for example, supplying electricity to British American Tobacco, Pepsi and Coca-Cola. It really is important that, when we are talking about how ODA is used, which has a poverty mandate and that credibility as COP26 host, we are talking about how it is used for energy access particularly for the poorest.
Q90 Chris Law: Perhaps we could have a response to that question from a member of the CDC here today.
Dr Amin: I do not believe that there are loopholes in the fossil fuel policy, and certainly not in how we are interpreting that through particularly the use of our gas guidance tool, where gas power is really the only major exception. There are also some exceptions for liquefied petroleum gas for cooking, which can address very significant development needs in terms of shifting not just from kerosene but also, very importantly, from fuelwood, which can significantly reduce deforestation in many countries. There are some exceptions but they are not loopholes, and they are only exceptions where a very particular development case can be made for their use, as our gas guidance note sets out very clearly.
Globeleq is also applying the gas guidance tool. We are a major shareholder in Globeleq and it is now fully applying the gas guidance note. Earlier this year, it developed its own climate strategy, and that gas guidance note is a core part of its strategy moving forward. We are seeing it investing more and more in renewable energy, where it can, and that is now very much part of its climate agenda moving forward.
Q91 Chris Law: You say that they are exemptions and not loopholes, but is it not the case that these exemptions could lead to new investments in fossil fuels that are not aligned with the 1.5-degree trajectory that we all agree upon here?
Dr Amin: Our gas guidance tool is very clear that we need to look at the potential for an investment being aligned with the 1.5-degree scenario and the extent to which it will be consistent then with a country’s pathway to net zero by 2050, which is what the IPCC is saying is needed for meeting the 1.5° temperature goal. We can share a lot more details with you about the tool, because there are a number of criteria that we use to assess exactly that point to ensure that, where an investment passes through the tool, we have confidence that it can be consistent with a pathway to net zero.
Q92 Chris Law: Dario, if you have further information to share on that, it would be really helpful.
Dario Kenner: I can share some of that information now. The reason I was asking about Globeleq is that it is still investing heavily in fossil fuels. It has solar and wind projects as well, primarily in South Africa, but that is the smaller portion of its portfolio. It is developing new gas-powered plants in places like Nigeria and Mozambique.
I was asking about the relationship because, if we are talking about CDC going forward, in the annual review published at the start of July, in the list of its commitments in 2020 is £95.6 million in Globeleq, but there is no further information about what that money went to.
If we look at what Globeleq has done over the past year, the gas-powered plant that I mentioned, which is supplying electricity to British American Tobacco and the bottling companies, was acquired in January 2021—CPGNL Limited. That was January 2021. It would be interesting to know what influence CDC, as the majority shareholder, has over Globeleq and whether it is ensuring that Globeleq no longer invests in fossil fuels, or the percentage of that.
Q93 Mr Sharma: What change would you like to see to the UK’s strategy and policy as regards fossil fuels and the transition to renewable energy in lower-income countries?
Dr Amin: Our new strategy that we launched last year takes a whole-of-economy approach. We have talked quite a lot about the energy sector, but we are also very much looking at all sectors and how we can work to invest in and decarbonise all sectors as well as increasing the resiliency of those investments and contributing towards the solutions needed for countries. This approach is very much what we are already doing now and builds on our previous climate strategy, which was heavily focused on the energy sector. We are now shifting to focus on a whole-of-economy decarbonisation approach, and that is really what is now needed in low-income countries.
Dario Kenner: There is lots of positive change in terms of the UK Government making climate change and biodiversity a foreign policy priority in the Integrated Review. In terms of looking ahead, there are lots of positive things that can be done.
In terms of UK policy and ODA in the past, ODA should be nowhere near fossil fuels. Each tonne of carbon dioxide that is added pushes us further towards going above 1.5° and we have already seen the impacts on our partners and local communities that we work with, whether that is hurricanes in Mozambique or flooding in central Africa. We are responding to those humanitarian situations, but ODA should not be fuelling the climate crisis. It is really important that FCDO instructs CDC to divest immediately from all fossil fuel investments.
Q94 Theo Clarke: I just wanted to pick up on Dario’s point about private sector investment. I have visited one of Globeleq’s projects in Kenya to see its major solar farm in Malindi, which is a very good example of ODA being spent on investing in renewables in Africa. Given the scale of the reduction in the UK aid budget, are the Government going to need to rely more on the private sector, particularly in order to commit to the agreements we made in Paris?
Dario Kenner: The private sector has a role alongside public sector climate finance. Grant-based climate finance is particularly important at this time when the Covid pandemic has exacerbated the debt crisis in many countries in the Global South. That grant-based climate finance is really crucial.
In terms of the private sector, it definitely has a role to play. As I mentioned before, the V20 communiqué was about countries in the Global South in vulnerable climate situations specifically asking for more support to stimulate more private-sector investment, because they are highlighting that it is difficult. The private sector clearly has a role to play.
In terms of the aid cuts, we would say that it is really important for CDC and ODA not to be used for fossil fuels. It is really important for ODA to be prioritised to deal with the climate crisis and to facilitate that green energy transition.
Dr Amin: I fully agree that, as Dario said, it is essential to work to bring private sector solutions to the poorest countries, so that they can grow and benefit economically and socially from those private investments, as well as to bring many of the innovative solutions that are going to be needed to tackle the climate crisis, in renewables, battery storage and those more innovative types of solutions that are critical in helping adaptation to climate impacts that we know are already being felt and are only going to worsen over time.
Q95 Chair: Amal, if you could write to us about adaptation, it is something that this Committee is interested in and that this inquiry is particularly focusing on. Colin, could I direct the last question to you? One of the problems that we have had as a Committee, and that the sector has had as a whole, is getting the data to really understand CDC’s investment strategies, both retrospective and going forward. It is quite opaque trying to get the information from you. I wonder if that is something that you plan to change in the future, or is it a deliberate strategy?
Colin Buckley: It is certainly not a deliberate strategy. Two years ago, we were among the first DFIs to sign up to the climate financial disclosure rules. We have all that information now online. Increasingly, we are also putting information up about the climate aspects of individual transactions. I will let Amal-Lee speak about the disclosure that we are doing moving forward.
Dr Amin: This year, we did what we would probably say is our full disclosure under the Task Force on Climate-related Financial Disclosure, but it is very much an evolving process. In the private sector, whether that is corporates or the financial sector, there is still no real best practice in that respect, but, being modest, we are leading the way with respect to our DFI peers in terms of the way we are reporting under TCFD.
Getting the right kind of data from our geographies and markets, particularly as we start to look at some of the climate impacts and scenarios in our geographies, is also one of the biggest challenges, without a doubt. However, we are partnering with relevant initiatives that are bringing forward different types of solutions that will help improve that data, including the new UK centre for greening the financial sector, which has a particular objective to increase relevant data and analytics for managing climate and environmental risk more broadly, globally; obviously we are interested in the developing and emerging world.
Q96 Chair: Dario, you get the last word. We like a fair fight on this Committee, and it is two against one, so that is why you get the last word. Amal-Lee said that we are leading the way in terms of transparency of data. We are looking at 75% of the investment being taxpayers’ money. Do you agree with that assessment or could more be done? If so, do you have comparators? What would you like to see in the public domain, understanding market sensitivities, of course?
Dario Kenner: We have noticed that CDC’s website and the information on it has improved a great deal in the past few years, so there is definitely more disclosure. However, there is room for improvement, particularly in the area of financial institutions and intermediaries, where it becomes very difficult to assess what is happening with CDC’s money, so ODA. That is where the improvements can be made.
To give one example of that, in the 2020 commitments that were just released a few weeks ago, there is £100 million in Absa bank, but there is no further detail on what that money is being used for. That bank does many things, but in terms of just a quick search on whether Absa bank is invested in fossil fuels, it did a media interview recently saying that it invests in oil and gas and was even hiring someone to work on oil and gas. There is room for improvement in terms of explaining to people like us and civil society, who are going through the annual report and accounts, where money is actually going.
Chair: Thank you very much. CDC is always very open and transparent in front of the Committee, and I am grateful for that. Dario, thank you for all of your contributions. It has been very helpful. Amal, if you could follow up on that, we would be really grateful. Thank you very much to my first panel.
Examination of witnesses
Witnesses: Lord Goldsmith of Richmond Park and Vel Gnanendran.
Q97 Chair: I would now like to turn to our second panel of the day. We are very fortunate to be joined early—thank you for that—by the right hon. Lord Goldsmith and Vel Gnanendran, both from FCDO. I wonder, though, if you could explain your job titles and roles.
Lord Goldsmith of Richmond Park: First of all, thanks very much for having me. I cross two Departments—Defra and FCDO. In Defra, half of it is a domestic role—forests, trees, animal welfare and so on. Beyond that, my role in Defra is in international conservation, international climate and our positions on multilateral fora in relation to conservation, climate and the environment. In FCDO, I have the geographical focus of the Pacific, but my thematic focus is on climate change and the environment.
Vel Gnanendran: Good afternoon. I am Vel Gnanendran. I am the director for climate and environment at FCDO. In that role, I have responsibility for our climate, environment and energy work, so that is strategy, policy, some programming and also the tasking of the global network.
Q98 Chair: Minister, could I just ask one question? You work across two Departments. BEIS is also involved in this. How do you maintain a joined-up approach when it comes to climate change across the Government?
Lord Goldsmith of Richmond Park: I have been lucky in the sense that I have one team, which was a choice at the very beginning, rather than two teams. I often do not know whether who I am talking to belongs to Defra or FCDO. They have managed things in such a way that it is, from my point of view, seamless between those two Departments.
I do not have a direct authority in relation to BEIS, but I often work with BEIS officials whenever the issues cross over into BEIS. BEIS has a great track record when it comes to international forest issues, for example—anything around REDD+. It has a supersonic team and I work very regularly with it. I can honestly say that there has never been a moment where I have felt any kind of departmental limitation. I have been able to talk to who I need to talk to, and the Government are, on this issue, increasingly behaving as one.
If I could just add one further point, there was a new innovation in relation to nature, which is the international nature board. It is the coming together of relevant officials from across Government to ensure that the whole Government understand the international nature strategy and contribute to pursuing it, whether that is Defra officials negotiating at CITES, BEIS officials working with Amazon countries to try to tackle the increasing problems there, or the FCDO through its programming.
It feels to me that that innovation has worked really well and is helping us to position ourselves to take maximum advantage of the new commitment that we made, having doubled international climate finance to £11.6 billion, that around £3 billion of that would be invested in nature-based solutions. The international nature board has been really valuable in terms of ensuring that we have a single, coherent and consistent approach.
Q99 Chair: I know that Alok Sharma is spearheading COP. At Cabinet level, is there a Minister who is responsible for climate change, or does it fall across everyone’s portfolios?
Lord Goldsmith of Richmond Park: Alok attends Cabinet, so he is effectively a Cabinet Minister. He is the first responder on international climate. It depends on the issue. The Secretary of State for Defra will represent Defra. We are quite a small ODA Department, as you know, but the focus that we have on nature and biodiversity is an incredible one. It really depends on the questions that are asked.
I am not in the Cabinet but I will report to it, when invited to, on these issues. I will then bring all the various strands together in as effective a way as I possibly can. It really depends on the issue. If it is energy-related and domestic, you will have BEIS. If it is COP, you will have Alok. If it is biodiversity and nature, you will have George Eustice.
Chair: I am sure that you are aware that my line of questioning is about who the champion for it is and who is making sure that there is that joined-up approach.?
Q100 Mr Sharma: The impact of climate change on low and middle-income countries is increasingly visible. Why did the Government not set earlier targets for discontinuing investment in the fossil fuel energy sector abroad in their strategy?
Lord Goldsmith of Richmond Park: I am going to say that I wish the Government had, many years ago, taken the position that they have. We have known for a long time about climate change, but I am relieved that the Government have taken the position that they have. The value in having done so is that it has, without a doubt, had an impact on other countries’ policies and has led to other countries reviewing their own subsidies for international fossil fuel investment.
We are in the right place now. There were a few examples where export finance in particular was almost obliged to make investments in fossil fuels as a consequence of the structures governing it, and those structures needed to be changed. Some of those examples were particularly egregious, and that hastened the move towards making that decision that we were not going to be investing in any fossil fuels overseas. I caught the very last part of your last panel, and I think you had representatives from the CDC, which has also ended all investments in fossil fuels, except in specific circumstances. We are in the right place now, but I am not going to pretend that I do not wish we had got there earlier.
Chair: We will come back to specific circumstances in later questions, if that is okay.
Q101 Chris Law: Thank you, Lord Goldsmith, for being here this afternoon. Given what many would describe as the sheer stupidity of the recent cuts, without any consultation with partner NGOs, vital projects on combating climate change across the world are now being immediately cancelled, even when the projects are only midway through their completion. Can you tell me how these aid cuts have been applied? Is it more work on climate adaptation or climate mitigation?
Lord Goldsmith of Richmond Park: I will come back to the cuts in a second, but our policy approach is that we want, more or less, an even split between adaptation and mitigation. There are very important reasons for that, the obvious one being that, even if we manage to keep within 1.5°, we are still going to see, as we are already seeing, extremes. The people who are most affected by them will likely be the world’s poorest people, so mitigation matters for that reason.
It also matters because there is a sense among many countries, particularly climate-vulnerable countries, that there is an injustice in what is happening. Their contribution to climate change has been minimal but they are on the frontline when it comes to the effects of climate change. There has been a lot of discussion around loss and damage, compensation and so on. We know that, in relation to that language, that is a red line for a lot of big donor countries. By focusing on adaptation, we are, in a sense, helping countries to become more resilient to changes that are inevitably going to happen. In a sense, that is a proxy for loss and damage, without crossing any red lines. That is our policy.
In terms of our approach on the quantum, the amount of money, we made the commitment that we would spend £5.8 billion up until the end of this financial year. We made a commitment that we would double that to £11.6 billion for the next session, and we have maintained that. We have not gone back on those obligations and commitments, so the total amount of investment that we are putting into tackling climate change remains the same.
As you imply in your question, there has been disruption, undoubtedly and unavoidably, as a consequence of the temporary shift from 0.7% to 0.5%. Your question was whether those disruptions have affected the mitigation bit or the adaptation bit. If you will allow me, I am going to ask Vel. I hope that that is not unfair, Vel, but on the numbers you are probably better placed than I am.
Vel Gnanendran: I would say two things. First of all, we are not seeing so many projects cancelled. We are seeing slowdowns in activity. That is the first thing to say, which is relevant to meeting the future commitment that the Minister spoke about.
Secondly, where activity has slowed, there has not been a disproportionate impact on either mitigation or adaptation. It is broadly the same across both areas.
Q102 Chris Law: Can I possibly stop you there? You say that it is not as bad as it seems, but I can give you an example. Alok Sharma was in Indonesia in May, talking about getting a move on with protecting forests in the region. Only weeks later, the funding for that was completely cut, which brought a complete end to a five-year project after three years. It was described as one of the most highly effective green programmes in Indonesia. How do you square that with what you are suggesting just now, Vel?
Vel Gnanendran: Undoubtedly, there have been reductions and cuts. I am not implying that there has been no pain across the organisation. I was simply trying to say that the idea that lots of programmes have stopped across the entire global network is not what we have seen. We have seen some of that happening, and the example you have given is perhaps one of those. We also have seen programmes slowing down.
Lord Goldsmith of Richmond Park: Would you be happy for me to jump in on that as well?
Q103 Chris Law: Yes, but I will add a point to this. Should this work not be protected at the very point when we have COP26 this autumn? If they are not happening now, cuts are going to come down the line as a result of this indefinite reduction in ODA.
Lord Goldsmith of Richmond Park: As I say, the quantum is staying the same, so there will not be a measurable reduction in the amount of money we are spending. On the contrary, that amount will double. That is a pledge that was made, and that pledge is being protected.
You mentioned Indonesia, and what Vel has said is correct. At the same time and alongside that, we are now working with our teams in Indonesia and with our experts here, and talking to other donor countries. We are working on some really big packages alongside the Indonesian Government, with a view to doing much more than we have ever done before in relation to forests in Indonesia. We have a good partnership there. Our partnership with Indonesia on this issue is probably better than any other donor countries, and we are building on that. The direction of travel is the right one.
What I have just said in relation to Indonesia is true of other key forest regions of Earth as well. As a consequence of this commitment to spend much more on nature-based solutions, which includes forests at the heart—it is not just forests—we are in the wonderful position of being able to develop new, much more ambitious and really significant interventions. Although I cannot guarantee it, I hope that we will be able to tell the story of what we are going to be doing with those programmes this side of COP, but that is an aspiration, not a pledge.
Q104 Chris Law: No, I appreciate that, Lord Goldsmith. I just want to emphasise the green economic growth programme, which I would really like to see a reverse on. It was intended to preserve 90% of Papua’s forest cover. A letter that went to the ambassador last month said that the UK will no longer continue its support for the programme. It said: “I understand that the closure of” this programme “will be unwelcome news and it is a decision we are very disappointed to have to make”. That was just last month, so please come back to me and see if that could be reversed.
I would like to move on to my next question, Lord Goldsmith. May I first welcome your colleague to her unelected place in the House of Lords, Baroness Ruth Davidson of Lundin Links, who described her Tory colleagues last week as a “bloody disgrace”—her words, not mine—for condemning millions of the world’s people to this Government’s death sentence of cuts last week, which, of course, includes climate. Do you share that view, Lord Goldsmith?
Lord Goldsmith of Richmond Park: Like any normal person, I wish we had not been in the position where the cuts happened.
Q105 Chris Law: It was a political choice.
Lord Goldsmith of Richmond Park: We are in an unparalleled and unprecedented situation in terms of what has happened to our economy.
Q106 Chris Law: That is accepted, but so is every other economy. All G7 economies are not cutting but increasing their budgets.
Lord Goldsmith of Richmond Park: You are not going to find any Minister who tells you that they welcome the cuts. I am not going to pretend that this is a good thing, but I can tell you that there is a very clear rationale for it. People outside of politics might imagine that our aid budget has been completely destroyed. The reality is that we are still among the most generous countries in the world as a proportion of our GNI, even despite the move from 0.7% to 0.5%.
When it comes to climate change, I am convinced that we are world leaders in terms of our contribution. On the back of that, we are able, with moral authority, to talk to the rest of the world and to other donor countries and ask them to step up. We can do so without being embarrassed, and it is having an impact. I am very optimistic about the pathway we are seeing to COP in relation to some pledges that we and other countries have made in terms of the total amount of money that needs to be spent per year on climate change. The UK has really done a lot of heavy lifting and its diplomatic efforts are paying off.
Of course, I am not going to say I am happy about the cuts—I do not think that any Minister or politician, or at least very few, would tell you that they are happy about the cuts—but we are in a position of moral authority, notwithstanding those cuts. On climate and environment, we are leading the way. With no doubt at all, we are world leaders.
Q107 Chris Law: High rates of poverty and gender inequality drive vulnerability to climate change. We also know that there are underlying drivers of vulnerability to climate change such as high rates of poverty and gender equality. Do you accept that cutting ODA has undoubtedly reinforced such vulnerability—yes or no?
Lord Goldsmith of Richmond Park: Aid is a very good thing and I hope that we will be able to return as soon as we can to 0.7%. I know that that is the policy position of Government. We are learning all the time how to spend the money that we are spending more effectively. My view is that, by committing to spend £3 billion of climate finance on nature-based solutions, that money will go much further than it would otherwise have done. You tend to get much more bang for your buck investing in nature-based solutions. You tend to be dealing with mitigation, adaptation, poverty and a whole bunch of other issues when you invest in nature as your default position to solve problems.
All the time, our challenge is to get the absolute most out of the money that we are spending. The gap between the amount of public money that is being spent and the amount of money that needs to be spent to tackle climate change or biodiversity loss is huge. Even if every country were to double their contributions, we would still be a long way off from where we need to be, so we need to get as much leverage as possible from the money that we are spending, and the UK is pretty good at that. We have a lot to learn and a lot more to do, but we provide a pretty good model for other donor countries to follow.
When it comes to the issues that we are talking about today, my limited experience—I have been a Minister for not quite two years—is that other Governments, including very generous ones that have a particular interest in climate and the environment—are happy to weigh in behind us on programmes, on the basis that we have a very good track record. We are in a place where we do get bang for our buck, and we have some very talented people in BEIS, FCDO and Defra to ensure that we do.
Q108 Mrs Latham: Good afternoon. It is good to see you. Can you tell us what concrete steps the UK Government are taking to facilitate access to climate finance for applicants to multilateral climate funds, most notably the Green Climate Fund?
Lord Goldsmith of Richmond Park: This is a really good point. As Minister for the Pacific, a lot of the countries that I deal with are small island developing states. As we have seen with Covid, small island developing states are particularly vulnerable to shock, whether from Covid or climate change, much more so than their income peers. Even though, on a bit of paper, they might look like they are in good shape, in reality they have particular vulnerabilities. We are working on improving our SIDS strategy, so that we can learn lessons from Covid and step up our support for small island developing states in the face of changing climate and environmental damage. There is a direct approach there through our ODA.
At the same time, we are one of the most generous countries in relation to the multilateral system. We are getting better at using our leverage to change the way those multilateral organisations function. One recent example, though not the only one, of where we have had a big impact is with the global climate fund, where we have managed to push it to such a point where more than half of its funding is now targeted towards climate-vulnerable nations; Vel, correct me if I am wrong. That is something that, having pushed and secured that, we continue to push to go even further.
We have set up, with Fiji, the Taskforce on Access to Climate Finance, which is a direct recognition of the problems that some of these smaller countries face. They have acute issues and real needs, but the process is so cumbersome, bureaucratic and long winded that they are often not in a particularly good place to tap into those multilateral institutions, so this taskforce is designed to come up with solutions for the multilateral funds, so that they simplify and streamline the process to make it easier for those climate-vulnerable nations to access finance.
I have been talking to other donor countries only in the last few weeks to ensure that we are all on the same page. I am pleased to say that we are. This is something that has been recognised by the main contributors to the GCF, and I am hoping, therefore, that we will continue to see progress.
Q109 Mrs Latham: How long will it be before it is easier for people to access green finance?
Lord Goldsmith of Richmond Park: I would say that it is already easier in the sense that a greater share of the finance is now specifically available to most climate-vulnerable nations and small island developing states—there is a big overlap between the two—but it is a journey. I am not sure that there will ever be a particular endpoint. The GCF is going to have to work continuously on improving the manner in which it relates to the grantee countries. It is going to have to make the process simpler. It is going to have to work on its selection of projects to fund. That is true of all aid organisations and of FCDO. We are always trying to improve the way we invest money. We are always trying to make it easier and more effective.
I may have given you an incomplete answer there, but in terms of the GCF, that is probably all I can say. If you are happy to, check in with Vel to see if he wants to add anything, because a key commitment is access to finance.
Vel Gnanendran: It is a really important question and concern that you have raised. I just wanted to add to what the Minister said. The next GCF council is in October. For that meeting, we are hoping to directly raise some of these access issues—for example, the possibility of simplified access procedures for the GCF, which will potentially take about 100 days off the application process. Hopefully, that will be approved, but it will take some time to be implemented. As the Minister said, it is a journey, but we are constantly pushing to try to make incremental progress on this.
Q110 Mrs Latham: If 100 days are being taken off, what will it end up being? That sounds like a very long time to me. If 100 days are taken off the process, what length of time is it currently?
Lord Goldsmith of Richmond Park: I cannot give you that answer. Vel, do you know the answer to that?
Vel Gnanendran: It varies. They have set time limits for certain things, so two weeks to do due diligence or three weeks to do the fiduciary risk assessment. They are shaving some of those timeframes off. It would still vary, but they think it would take at least 100 days off.
Lord Goldsmith of Richmond Park: If I can add, the other issue is that the process has been opened up so that decisions around funding can be made in between those board meetings, which means that, if there is a particularly urgent request or application, it can be dealt with in a way that, until now, it has not been able to be dealt with. It has all been a little too rigid and inflexible. That is another thing that we are pushing to change with the GCF.
Q111 Chair: Lord Goldsmith, in the last panel that we had on this inquiry a couple of weeks ago, the local organisations were saying that it could take up to two years. I am not sure if that sounds like a realistic timescale to draw down funds. I wonder if you could write to us, if you have this set timetable of how long each stage takes. We would be very interested to find that out, if that is okay, because some things do not have two years.
Lord Goldsmith of Richmond Park: Is that specifically GCF?
Chair: No, I do not think it was. It was a discussion on funding going to local organisations in general. I do not know which particular funds he was referring to, but we could find that out.
Lord Goldsmith of Richmond Park: We will certainly put that in writing to you. We will also tell you what our position is, from a negotiating point of view, in terms of what we are asking of the GCF and other organisations such as the World Bank, where we are, as I say, increasingly flexing our muscles and trying to move things along, particularly in the run-up to COP.
Chair: Again, that information would be really helpful, because, if we could reinforce that sort of message, we would be very keen to do that as a Committee.
Q112 Theo Clarke: Lord Goldsmith, just picking up on your remarks on nature-based solutions, I would like to know what the Government are doing to ensure that nature-based solutions are not increasing the vulnerability of local communities.
Lord Goldsmith of Richmond Park: It is a really important question. The simple answer is that there is no contradiction between investing in nature-based solutions, and protecting livelihoods and improving the resilience of vulnerable communities.
On the contrary, all the evidence suggests that investing in nature-based solutions, first, provides you better value for money; in other words, the solution is often cheaper. Secondly, the solutions tend to be, pound for pound, better in terms of the number of local people employed, and there is stacks of evidence for that. By investing in nature-based solutions, you tend to be solving lots of different problems. The ugly term “solution multiplier” applies perfectly to nature-based solutions.
If you plant mangroves, for example, you protect communities on the coasts against unpredictable storm surge, you provide fuel, you provide breeding grounds for the fish that communities along the coast tend to depend on, and you are doing adaptation and mitigation. There are so many different layers of solutions that you are providing.
I gave you the example of mangroves, but probably a better example is water. Traditionally, aid has always focused on enabling people to access clean water, which is crucial for life; it is about as important as it gets. The nature-based-solution approach is one that deals not only with access to water but with the quality of the water, the pollution that is in the water and, even more important than any of this, the source of water, so protecting water towers by planting in certain areas in order to ensure more water in the dry seasons and slower water in the wet seasons and, therefore, reduced flooding. Again, it is a cascade of solutions through one investment. That is why nature-based solutions are so important.
The last point is that, as you know from your work both while and prior to being an MP, the people who are most affected when we destroy nature and undermine those free services that nature provides are the people who depend most on those free services; they tend to be the poorest. If you do not have much income, you are going to rely on your environment to provide at least some of your sustenance, whether for fuel, food or anything else. As we undermine those free services that nature provides, it is the most vulnerable communities that are hit hardest. There is a direct link between protecting those free services and protecting nature so that she can continue to provide those free services and secure livelihoods.
No matter which NGO, science organisation or computer model you reference, there is no clear pathway to net zero that does not involve a serious increase in our support for nature, both in terms of protection and of restoration. We know that climate change is perhaps the biggest threat of all to the most vulnerable people in our world.
For so many different reasons, that focus is absolutely crucial. I am pleased to say that, because of the position that the UK Government have taken—and particularly the Prime Minister, where he began this agenda, in a sense, through an important speech at UNGA two years ago—we have seen a very significant movement from other donor countries towards an appreciation of the importance of nature-based solutions. It feels like the debate has moved quite considerably in the last 18 months or two years.
Q113 Theo Clarke: Thank you. Those were some helpful examples. We also heard from our previous panel that adaptation projects can exacerbate the vulnerability of local communities to climate change. We would be interested to hear how FCDO is responding to the increasing calls to ensure that adaptation focuses more specifically on the social causes of vulnerability rather than simply the physical risks such as the ones that you have already described.
Lord Goldsmith of Richmond Park: That is, again, a really important point. I do not know if this is in line with protocol, but I would love to see the examples of where investing in nature-based solutions as part of our adaptation has undermined communities. I do not say that in a sceptical manner; I just would love to see the examples.
FCDO’s approach is generally a pretty robust and holistic one, so we will look at our investments and at all the different implications before making a decision as to whether to back a particular programme. I can say with absolute certainty that, if there was a sense that, by doing a particular thing to tackle one problem, we were going to be generating another problem, that would show up in the comprehensive process that FCDO pursues. Again, I can only speak from experience of the last 18 months to two years, but I have been impressed by the completeness of the approach that FCDO and Defra take.
Vel, do you have anything in particular on this issue or any examples that you can think of?
Vel Gnanendran: Not in terms of causing maladaptation, which Theo was referring to. I would just reinforce your point, Minister, that the “do no harm” principle is fundamental to how we do all development, and our processes are designed to ensure that we do no harm. That includes some of those social issues. For example, every business case has to have a gender equality assessment, and social development advisers are involved in some of the social implications of all programmes.
Q114 Theo Clarke: Since the merger of DFID with FCDO, I would like to know what the continuing legacy is in the Department on poverty reduction and adaptation. At DFID, it was a major focus, so I would like to know if that has continued post merger.
Lord Goldsmith of Richmond Park: That is the underlying purpose and mission of our ODA budget. Everything feeds into that. Where we invest in something that is going to have a good impact, for example on biodiversity, whatever that project is has to have an impact in terms of livelihoods as well. We cannot do pure biodiversity for the sake of it. There are budgets outside of ODA where that happens, but, within ODA, everything effectively points back towards poverty prevention and alleviation. There has been absolutely no policy change at all.
Where we have had a change, it is by focusing. As you will know from the Integrated Review, we have put nature and climate as a top international priority, but the context there remains poverty. We regard those things as perhaps the biggest threat to people around the world, particularly to vulnerable people, and we have therefore decided to increase our efforts in terms of tackling them. Again, the basis is poverty.
Q115 Chair: Lord Goldsmith, I declare an interest. I am on the APPG for zoos and conservation. I wonder if you could comment on how conservation work could, does and should go hand in hand with the climate agenda and the projects that you fund and support.
Lord Goldsmith of Richmond Park: It is a really important point. We are developing programmes. One that has only recently been announced is a good example that would answer this question, and that is the biodiverse landscapes fund. It is a £100 million fund. We are looking at five landscapes and, hopefully, we will be able to scale that up. In each of the areas, we are looking at ways in which we can maximise the opportunities for nature revival and recovery—everything from habitat to individual species, like the iconic elephant. At the same time, we are trying to ensure that, in doing so, we create opportunities for employment, with the view that, if nature is going to last in the long term—in other words, if we are not just going to see our work dashed against the rocks as a consequence of some sudden change of regime in a given country—the only way to do that is to ensure that the livelihoods of people, the economies in which they live and the natural world are completely intertwined, so that it becomes an economically nonsensical thing to do to destroy the environment.
This has always been the challenge, and this is true on a really big scale as well. The Congo Basin has extraordinary forests and biodiversity. If we want those ecosystems to be protected for the long term, the only sure way of doing that is by ensuring that the economies of the countries presiding in the Congo Basin benefit and are imbued with the natural world around them.
One example of that where they are getting it right is Gabon. It is really extraordinary. It has massively reduced deforestation. It has 89% forest cover. It has greatly reduced the number of trees that are cut down, while, at the same time, increasing the number of people working in the timber sector. It has increased the proportion of the Gabonese economy that comes from timber from what it was before. It has massively reduced harm. It has managed to level at 89%—and there are no signs that it is going to go beneath 89%—while, at the same time, making timber a much more significant part of its economy. It has done that by banning the sale of raw timber and by requiring the processing to happen in Gabon. It has reconciled its economy and its need for development with the need to protect its environment as well. It is not finished, but I would say that is one of the best examples, certainly in Africa.
Costa Rica is another example where you have seen nature growing and the forest cover doubling in the last century. At the same time, that country has gone from being one of the poorest in the continent to one of the most prosperous and stable. Nature has grown alongside the economy. Ultimately, that is what we need to do everywhere. That is the only way that we are going to resolve this issue.
Chair: Your passion is coming across loud and clear, and is one that I share.
Q116 Mr Sharma: I will give Lord Goldsmith a little rest and ask Vel what the challenges have been in merging the FCO and DFID in the midst of the preparations for COP26.
Vel Gnanendran: It is a very important question. The first thing I would say is that the two legacy organisations had different roles in terms of preparing for COP. DFID, as was, was very focused on some of the issues that this Committee has spoken so strongly about in terms of adaptation and development, with a focus on the policy and programming around all of that.
That was to caricature slightly the ex-DFID role, whereas the ex-Foreign Office role was different and was much more around the tasking and management of the global network to lobby other countries and deploy Ministers behind COP priorities. The two roles were quite different and, when we merged, we were able to bring those two together in a relatively straightforward way, because the functions were so different and complemented each other. Over time, we have increasingly integrated those functions at HQ level.
That is not to say that it was not without challenge. I would say that we are still in the process of merging cultures. It takes time and the investment of management time to bring all of that together, but I would generally say that, on the climate side, which is the one that I can speak for, it has been relatively straightforward, because the functions were so different and complementary, and we have been able to keep our heads focused on COP26 delivery.
Q117 Mrs Latham: Women and girls are among the most marginalised and vulnerable groups, despite their pivotal role in responding to climate change. Will the significant cuts in aid to important measures for the wellbeing of women and girls reduce their capacity to adapt effectively to climate change?
Lord Goldsmith of Richmond Park: It is impossible to say that the cuts in aid will not have an impact. One of our principal focuses—it is a key priority that the Prime Minister set pretty much on day one, alongside climate change and nature—was education for women and girls. Through successful programmes of educating particularly girls, but women as well, there is a cascade of benefits that flow from that, including in relation to the environment and climate change.
Although we are undoubtedly world leaders in that regard, I cannot tell you that there is going to be no impact in this, hopefully, very short window where the benefit has gone from 0.7% to 0.5%. It remains a top priority for the UK from the point of view of ODA as well as our diplomatic efforts, and that is clearly right.
When it comes to COP, which provides a very helpful focal point for us, we are doing everything that we can to maximise the possibilities for women particularly, as well as for young people, to have a more meaningful role when it comes to those key negotiations. Historically, the negotiations have been conducted by a very narrow bunch of people who tend to be men, and it tends to be quite lacking in transparency. We are trying to change that. Now that we are, effectively, in charge of COP, we are steering that ship and putting a lot of emphasis on getting other types of hands on the steering wheel. It is a big part of the focus.
Women are at the top of the list, but we are also attempting the same in relation to indigenous people, who have such an important role to play and are so often overlooked, except in a very superficial, box-ticking manner.
Q118 Mrs Latham: You mentioned negotiators there. The UK Government were sponsoring a mentoring scheme to support these women negotiators. Has that scheme been protected from the cuts or not?
Lord Goldsmith of Richmond Park: I believe it has, but I do not want to misinform you. I do not know whether Vel knows the answer to that; if not, we will follow up in writing. When last I saw it, it was protected. Vel, do you have any updated information on that?
Vel Gnanendran: If it is the same scheme that I am thinking about, it is protected. We can perhaps follow that up offline.
Q119 Mrs Latham: Yes, if you could, because that is a really key thing for women to be involved in. If you could, just let us know in writing if it has definitely been protected.
Lord Goldsmith of Richmond Park: I can tell you for sure that we continue to fund it, and I am almost certain that it remains at the same level as before, but we will get back to you if it has been reduced. It definitely continues.
Q120 Mr Sharma: To what extent are the UK Government relying on the private sector to support their aim in increasing funding for climate adaptation in particular?
Lord Goldsmith of Richmond Park: As I said before, there is no way that public money is ever going to be enough, no matter how generous countries are. We continue to work on Governments to get them to increase their finance for climate and nature, but even if we are wildly more successful than we even think we can be, there is not going to be enough, so we need the private sector.
Before we focus our attention on the private sector, there is a middle bit that does not get enough attention but that is more important than any of this, which is making sure that, when Governments spend taxpayers’ money, they do so in a way that does not subsidise destruction.
If you consider that the top 50 food-producing countries in the world spend, each year, $700 billion subsidising often very destructive land use, a major part of our campaign in the run-up to COP is to try to persuade as many of those countries as possible to rethink their subsidies in the way that we are attempting here in the UK, and to shift it so that that money goes towards renewal rather than destruction. If we do that, that is going to be much bigger than whatever we can pull out of the hat from public sources, and it is probably bigger than what we can get in terms of direct finance from the private sector as well. That is a really important part of it.
When it comes to the private sector, we are doing everything we can, working on two levels. As Dasgupta recommended in that seminal piece of work that he produced, we are trying to get the private sector to commit en masse to mainstreaming nature through their portfolios, their investments and the decisions that they make. That is essential. We are pushing the multilateral development banks to do the same. We want a clear commitment that this will happen by a certain date. Alongside that, we are trying to encourage some big financial players to join us in a public-private venture to raise really significant sums of money to protect forests in the key areas of the world. You may have heard of the LEAF programme. So far, there is no publicly available specific number, but I can tell you that the commitments that we have secured exceed £1 billion, and I think that we can go very many times further than that as well. That is a combination of Governments and the private sector.
I am looking forward, in the next few weeks, to putting in a lot of begging phone calls to try to get Governments and companies on board. If we grow it to the extent that I think we can, that could become a gamechanger in terms of providing a really clear economic incentive for those countries to work with us and to protect the forests that they have, without losing out in terms of livelihoods. The private sector has a very big role.
Q121 Mr Sharma: Given the announced ODA cuts, are the Government going to rely on the private sector to fulfil their commitment to the Paris agreement?
Lord Goldsmith of Richmond Park: No, not because of the cuts. The answer is that, as I said before, our climate finance is doubling and our nature finance is mushrooming from where it was originally, in significant sums, to the £3 billion that I mentioned earlier. Notwithstanding that, yes, we are relying on the private sector to step up. At COP, we will want to have some really significant moments, where the private sector demonstrates that they have finally understood and got their head around this problem, and that they are acting not in a corporate social responsibility sense or in a PR sense, but in a meaningful sense. We need the private sector to step up, and that will be a big focus of what we hope to be able to showcase and achieve at COP.
The answer is yes, we rely on the private sector for delivery of all these ambitions. The private sector has a massive role. Reconciling our economies and our businesses with nature and climate change is the paramount goal that we all face. That is not a consequence of the cuts; it is a separate thing.
Q122 Chris Law: Thank you for all the answers you have given to the questions this afternoon, Lord Goldsmith. I have another one for you with regard again to the cuts, coming up to COP26. The director of the International Centre for Climate Change and Development in Bangladesh said at the weekend that the Chancellor has cut the COP26 President off at the legs, and that he will not have any credibility asking other countries to be more ambitious on climate change. You suggested earlier that he sits in on the Cabinet every week. How do the Government intend to persuade other Governments to provide more ambitious nationally determined contributions, or indeed plans to address climate change, when they are reducing UK ODA?
Lord Goldsmith of Richmond Park: If you look at the staging posts that have happened since we got the presidency up until today, we had the Climate Ambition Summit in December, and there have been other moments since then, the G7 being a particularly important one. We have demonstrated that we have been able to cajole countries into raising their ambition. The environmental commitments that came out of the G7 massively exceed anything that has ever happened at a G7 before. We had some really serious commitments, whether it is the 30x30, protecting 30% of our land and ocean by 2030, tackling the perverse subsidies that I mentioned earlier, or breaking the link between commodities and deforestation. We had some really big commitments from the G7.
At the Climate Ambition Summit, we saw countries coming to the table with pledges that were much greater than people were expecting at the time, all the way from China’s sudden commitment to net zero by 2060, which we think will come forward, to Pakistan’s commitment to stop financing coal. They have decided that, other than the ones already in the pipeline, there will be no new coal plants. That sent a massively powerful message throughout that region.
We have demonstrated that we are in a position of leadership in terms of our commitment to double climate finance; our commitment domestically in terms of being the first country to legislate for net zero; our NDC being the most ambitious of any developed economy; our commitment to stop investing in fossil fuels overseas using public money; and our commitment to legislate to prevent the import of commodities grown on illegally deforested land. All these things are world firsts. We were the first country to do these things, and that has given us an authority that we have needed in order to persuade the rest of the world to do things that perhaps they were not ready to do before.
I do not say this just as a mad Government loyalist. I will tell you with all sincerity that I am surprised by how effective our teams have been in persuading countries to raise their sights and their ambitions. We have a long way to go between now and COP, and there is much more we are going to need to deliver, but the UK has done some very serious and impressive heavy lifting.
By the way, that is also recognised by a lot of other countries in my dealings with them. I often talk to my counterparts in the United States. We have a new Administration now; everything changed with the election. Suddenly we have a partner in the United States on this issue. The US recognises that it has a lot of catching up to do. The US has been increasingly looking to the UK as a natural partner when tackling climate change and biodiversity loss. We are increasingly walking in lockstep.
Q123 Chris Law: That is really helpful, and I know you are very positive about the direction the Government are going in, which is good, but should we not reach the target of $100 billion a year for the next five years by November, when it was set to be done years ago for this year, will you accept that perhaps the leadership of the UK Government is not credible when they are cutting UK ODA at the same time?
Lord Goldsmith of Richmond Park: On the $100 billion, that is a really important pledge that was made.
Q124 Chris Law: We are now at roughly $80 billion. Is that correct?
Lord Goldsmith of Richmond Park: It is more than $80 billion. I am not sure whether they have been released or are public, but I saw figures yesterday in terms of what we expect, assuming that there are no big advances. We are, without a doubt, moving absolutely in the right direction. I was reassured by the numbers that I was given yesterday that we are on track, but what we cannot do is tell you what other countries are telling us in private. They have to make their announcements and their commitments publicly, but there is a lot of stuff happening there and I am pretty confident. As you imply, it is really important that we get to that number, but I am confident that we will.
Ultimately, we cannot force countries to step up financially, but we can apply as much pressure as we are able to. We can persuade and bring countries along with us and, by and large, that is what we are doing. I never know what I am and am not allowed to say, so I am going to go to Vel and ask whether I have said enough or whether there is anything he can add without me breaking any kind of ministerial codes.
Vel Gnanendran: You are right. It is $80 billion, but that is for 2018, which is the last year for published data. It does not capture new commitments. We have done modelling on what that means, which is probably what Lord Goldsmith is referring to. It is fair to say that, for COP, we are unlikely to be in a position where we can evidence that the $100 billion has been met for 2020, because the data is lagged, but what we want to be able to do is to show a credible pathway by which that is going to be achieved.
Q125 Chris Law: Lord Goldsmith, I know that I am taking up quite a bit of your time, but you mentioned earlier the red lines around loss and damage, and that mitigation and adaptation were the only two areas where it would be okay to delve into. Can you tell me why that is the case? For example, the Scottish Government brought forward climate justice from 2012 and has just doubled the budget this year from £3 million a year to £6 million a year. Why are the UK Government so reticent, to put it politely, to bring forward something that would match that ambition, which will absolutely benefit the poorest and most vulnerable in the world who are most impacted by both loss and damage?
Lord Goldsmith of Richmond Park: First of all, I do not doubt the premise of where you are coming from, in the sense that there is no doubt that countries that have done very little to contribute to climate change are already suffering and will continue to suffer disproportionately as a consequence of climate change. That is the basis of the argument that you are putting forward, and I and the Government agree with that.
Our job is to try to get as much finance and as many commitments from Governments as we possibly can to tackle climate change—both adaptation and mitigation, for the reasons that we have already talked about. I can tell you that, although I am confident that we will get the $100 billion that we were just talking about in the previous exchange, the idea that we would be able to create a whole new class of finance alongside that from donor countries to put into loss and damage, as opposed to adaptation and mitigation, is highly unlikely. I know that the reaction from a number of other leading Paris donor countries would be such that that concept is quite a long way away from being on the agenda.
I guess the answer that I have given you is a political one, but it is a political issue. If countries wanted to step up, they could, but it is hard enough getting countries to step up on existing climate commitments for adaptation. Mitigation is firmly on the agenda. We are pushing really hard to get countries to come up with plans around adaptation. We have a long way to go. I do not see how, given those difficulties, we are going to be able to go out and get the main donor countries to agree a whole new chapter.
Q126 Chris Law: On that note, what are the UK Government doing? They do not need to wait for other countries. Why do we not lead on this?
Lord Goldsmith of Richmond Park: The reality is that, instead of doubling our climate finance, we could have increased our finance and created a separate pot for loss and damage. If you look at the numbers in relation to our GNI, we are among the most generous donors when it comes to tackling climate change overseas. I am not sure that we are the most generous—we may well be—but we are certainly pretty close to the top of the list, so I do not think that anyone doubts our commitment to put our money where our mouth is.
Our approach of pushing very hard for a clear, even split between adaptation and mitigation is, in a sense, probably the most elegant way through what would otherwise be an impasse, by getting countries that may not accept the language of loss and damage, or compensation, to accept the idea that we need to help those frontline countries that are most vulnerable to climate change to prepare, to become more resilient and to adapt to climate change. The difference between that and loss and damage, as normally understood, is pretty narrow.
It feels to me that, in terms of maximising what we can bring to the world and the ambition that we can generate, it is probably the case that we have struck a pretty nuanced but correct balance. That is not a very scientific answer that I have given you there, because I have not been involved directly in the politics, but I am going to encourage you, cruelly, to turn that question to Vel, because he might be able to fill in some gaps. As I see it, that is why we have adopted the position that we are in, and I think it is broadly the right position.
Q127 Chris Law: I accept that, Lord Goldsmith. Vel, on that point, it was a recommendation in our climate change report in 2019 for climate justice to be looked at separately. Can you tell me why the UK Government have so far chosen not to set up a separate fund or even a separate category under climate justice to look at how we can impact the world outlook and lead the world on climate change?
Vel Gnanendran: The issue of climate justice is absolutely one that we recognise. It is the idea that climate impacts disproportionately affect both the countries and the communities that have done the least to cause it. That issue is one that we absolutely recognise, and through a range of programmes. At an international level, the £11.6 billion is partly to support building those low-carbon, resilient futures, so trying to, in some way, support that. Also, within our programmes in countries, we really try to target the most marginalised and vulnerable groups with our programmes.
We do not tend to set up standing funds that do these sorts of things, but I just wanted to say that we completely agree with the principle of trying to focus our effort on the groups that are bearing the heaviest burdens, and we do that through the bilateral programmes as well as the umbrella commitment to climate finance and to supporting developing countries.
Q128 Chair: Lord Goldsmith, if I could follow up on that point, climate justice is the thing that really rankles with me, in that the wealthiest countries have done the most damage and it tends to be the poorest in the world that are dealing with the consequences of that. With the funding and support that comes from our Government, how are you making sure that the voices of the local communities are embedded in the decision making, the delivery of the project, and then physically getting the cash that they need to run the projects themselves? It does stick in my throat that the world’s wealthiest make the decisions around where this money is going to go, and the local people tend not to even get the contracts to deliver on it.
Lord Goldsmith of Richmond Park: It is a point that is often made when I talk to, for example, counterparts in small island developing states, particularly in the Pacific but also the Caribbean and other areas. The same point is raised all the time, and it is a completely valid and correct point to raise.
When it comes to the UK’s positioning, we are still figuring out exactly what it means, but we very publicly committed to small island developing states and climate-vulnerable countries that their involvement in COP will be a meaningful one. We are not just talking about creating platforms where things can be said, speeches landed and everyone moves on, but that there is a real sense along the small island developing states and climate-vulnerable nations that it has been their COP and that they have been listened to.
It is a moment in the calendar where their voice is loudest and where they have most authority. Normally, they are dwarfed by other countries in most negotiations, but, when it comes to climate and the environment, it is right that their voice should be among the loudest.
We are very determined to do that. We are still figuring out what that means. One of the people who we have been talking to a lot, who I am sure you have had talking to you before, is former President Mohamed Nasheed of the Maldives. I am not sure of his technical title but he has been asked by Bangladesh, as chair of the climate-vulnerable nations, to co-ordinate things, and he is one of the great climate leaders. I have been talking to him a great deal about what he thinks we should be doing in the UK, as President of COP, to ensure that that voice is properly captured. We have made the commitment. We are still figuring out what it means.
The other area, which I briefly mentioned earlier, is indigenous people. You often get the dazzling moment at UNGAs and COPs where people have made the difficult journey over, say some colourful things, get a few headlines and then go. The truth is that 80% of the world’s intact ecosystems are lived in by indigenous people, which is not a coincidence. They have enormous moral authority when it comes to talking about these issues and, again, tend to be politically the least advantaged. They tend to be the people who lose out first, who feel the brunt of climate and environment change first and sometimes hardest, and who are often swatted aside by various Governments. We see conflicts between indigenous people and Governments all over the world.
We are also trying to work out how best we can elevate and amplify the voice of indigenous people in a meaningful way, so that they too feel that this is an international moment where they have been able to fairly have their say. I am not convinced that that has happened before, and we are not yet completely settled on what that means, but it is a commitment that we have made and I am happy to make it again.
Q129 Chair: I am very glad to hear that commitment, but you are giving people a platform for a week, potentially once every five years. You are in control of where the cash goes, and so, with the portfolio that you oversee, are there concrete actions that you are taking to make sure that local communities and indigenous people, rather than just Governments and big organisations, have the say and have the cash as a result to make some changes?
Lord Goldsmith of Richmond Park: Sorry, I misunderstood your question; I was talking specifically about COP. We are in the process now of developing this new pipeline on the back of that £3 billion commitment. We are absolutely determined that that money goes to the grassroots and that it helps support meaningful change on the ground.
Whether that is the Blue Planet Fund helping the fishing community to develop a sustainable fishing plan, to tackle illegal fishing that is threatening them off the coastline, or to create marine protected areas that are ultimately going to benefit the fishing communities more than anyone, or whether that is the biodiverse landscapes fund that I mentioned earlier, which is all about supporting the work that is already being done but making it worthwhile financially for communities to accelerate that work, it is all about working with local communities.
If we are going to do something really meaningful in the Congo Basin, which I mentioned earlier, it is not going to be by dumping loads of cash on the Governments of the Congo Basin, but by trying to ensure that, from the ground up, economies and communities directly benefit from, and therefore have a vested interest in, being part of the overall endeavour to protect that extraordinary ecosystem. Without that, it is not going to work. Governments come and go, but the communities do not.
The answer is yes. Vel will give you the same answer in a more eloquent way, but I know that he shares that commitment.
Vel Gnanendran: I completely agree with that. I was just going to add one point. The UK has also endorsed the locally led principles, which focus on adaptation particularly, but it is about how we hold ourselves to account on exactly what the Minister has talked about, which is involving communities in programme design and making sure that funds flow to the lowest levels possible.
Chair: Thank you both very much for your time. Lord Goldsmith, you kindly came early, but we have still managed to keep you for an hour, so hopefully you can now go and have a cup of tea before your next meeting. We will be writing up this report over the summer and look forward to sharing it with you, because I think that we do have common goals here, but they sometimes get lost a little in delivery, so we will try to hold you to account on that side of it, too. Thank you all very much. | 91,176 | 32,678 | 252,085.81994 |
warc | 202143 | Learning Objectives Describe solubility of non-polar compounds in water. Does oil dissolve in water?
In 2010 a major oil spill occurred when an explosion on a drilling rig in the Gulf of Mexico released millions of gallons of crude oil into the Gulf. Oil is primarily a mixture of hydrocarbons (organic compounds composed of only carbon and hydrogen atoms). Because of its composition, oil does not dissolve in water. As a result, much of the Gulf of Mexico was contaminated, as was a great deal of shoreline in the affected area.
Liquid-Liquid Solutions
Nonpolar compounds do not dissolve in water. The attractive forces that operate between the particles in a nonpolar compound are weak dispersion forces. However, the nonpolar molecules are more attracted to themselves than they are to the
polar water molecules. When a nonpolar liquid such as oil is mixed with water, two separate layers form because the liquids will not dissolve into each other (Figure below). When another polar liquid such as ethanol is mixed with water, they completely blend and dissolve into one another. Liquids that dissolve in one another in all proportions are said to be miscible . Liquids that do not dissolve in one another are called immiscible . The general rule for deciding if one substance is capable of dissolving another is “like dissolves like.” A nonpolar solid such as iodine will dissolve in nonpolar lighter fluid, but will not dissolve in polar water.
For molecular compounds, the major factor that contributes to the material dissolving in water is the ability to form hydrogen bonds with the water solvent. Small compounds such as methanol, ethanol, acetic acid, and acetone have polar groups that can interact with the polar H of water. However, as the non-polar portion of the molecule gets larger, solubility with water drops off. The non-polar portion of the molecule increasingly repels to water and eventually overrides the interaction of the polar component with water.
Key Takeaways Non-polar molecules are usually insoluble in water. A nonionized molecule must be relatively polar to interact with water molecules. Practice
Use the link below to answer the following question:
Explain why ethylene glycol will dissolve in water. Review What are the main forces that operate between nonpolar molecules? What part of a molecule is needed for that molecule to dissolve in water? List some organic molecules that will dissolve well in water. Glossary immiscible:Liquids that do not dissolve in one another. miscible:Liquids that dissolve in one another in all proportions. polar:Molecule that has partial negative and positive charges | 2,660 | 1,176 | 5,971.428571 |
warc | 202143 | Learning Outcomes Identify the five stages of a telephone conversation
Setting aside for the moment large dial-in experiences such as presentations or meetings in which just a few people will be doing all the talking, there are five stages to one-on-one and small-group business conversations via audio:
Openings and Greetings Establishing Expectations Content, Conversation, Business Wrap-up, Next Steps, and Feedback Closing
If you’re talking to just one or two people, calls can be pretty spontaneous. If you are talking to a larger group, these five stages assume that you have sent an invitation with some detail about the purpose, length, and expectations of the call.
Openings and Greetings
In a one-on-one call, you can simply exchange greetings as you would with a friend.
DAVE: (answering phone): David Jeffries.
LANIE: Hi Dave, it’s Lanie. How are you this morning?
DAVE: Hi Lanie, I’m fine, how are you?
LANIE: Great, thanks.
In a group call, the call host generally establishes who’s on the line and greets each person as they dial in. If the call is unusually large, the host might do a roll call to be sure everyone has dialed in.
CHARISSE (the host of the call): Hi everyone. Thanks for calling in. I know we have Lori, Sophia, Charles, and Rudi on the line. How are you all doing?
GROUP: Fine, great, still sleepy, etc.
CHARISSE: Are Michael and Ginger on the call yet?
MICHAEL: I’m here.
GINGER: Yes, sorry I’m a bit late.
CHARISSE: Great! Let’s get started.
Establishing Expectations
Sometimes, this is called the “feedforward” section. In this part of the call, you establish two key points: the timing of the call and the topics to be covered. It sounds simple, but it’s easy to forget, and it can lead to frustration if expectations are different among the people on the call.
In one-on-one situations, this is really all you need to do:
LANIE: Do you have fifteen minutes or so to talk about the last batch of job applications we received?
DAVE: Sure. I have another call at ten o’clock, but I’m all yours until then.
In a larger group setting, you should also address how elements of the call—such as questions and answers—will be handled.
CHARISSE: This call is scheduled to last until 11:00. What I’d like to do is to let Lori and Michael tell us what they learned at their store visits. Michael will go first and tell us what he learned about merchandising and then Lori will discuss operations. I’d like to save Q&A for the end so that both of them can get through everything they have to say.
Content, Conversation, Business
In this part of the call, the work gets done. This is the part of the call people prepare for, but it goes much more smoothly if you remember to include what comes before and what comes after.
Wrap-up, Next Steps, and Feedback
Once the business has been conducted, the final task is to recap the conversation and set next steps, if there are any. This is pretty much the same for both one-on-one and group conversations. In a group call, it’s especially important for the call leader to make sure she’s left time for this stage. It shouldn’t be rushed or feel like an afterthought.
LANIE: This has been really helpful, Dave, thanks. So you will review and sort the applications for assistant manager, and I’ll go over the ones for stockroom staff, right? Then we can talk again on Friday about which ones to interview.
DAVE: Sounds good. If anymore assistant manager applications come in, just email them to me, okay? Oh, and I have a dentist appointment on Friday afternoon, but I can talk any time before 3:00.
LANIE: Great, I’ll send you a meeting invite through Outlook.
Closing
This is where you say good-bye and thank you just as you would in a personal conversation.
DAVE: Thanks for taking the initiative on this call. I’ll talk to you soon!
LANIE: Have a great day, Dave. Bye!
Practice Question | 4,004 | 1,892 | 8,162.488372 |
warc | 202143 | Key takeaways
China’s judiciary is reportedly preparing a legal interpretation of the country’s new crypto regulations to be used in prosecuting defaulters. The new regulations which will reach even foreign entities has crypto-market participants worried. Number of crypto-businesses leaving China continues to grow.
China’s cryptocurrency regulation is about to enter a new gear. According to a report from Caijing Magazine – a local news outlet, China’s judiciary is exploring how to implement the latest round of regulatory rules for the cryptocurrency market.
Late last month, the People’s Bank of China (PBOC) along with about 10 other regulators including the Cyberspace Administration of China, and the Public Security Bureau jointly issued a notice that effectively made all cryptocurrency-related activities from tradíng to mining “illegal.”
Currently, the regulation does not clearly define what is to be done to defaulters. Hence, the judiciary is now working on providing clear laws for prosecuting, convicting, and sentencing crypto-market participants. Notably, the regulation is the strictest so far as it makes participation in the crypto-industry illegal for Chinese citizens both at home and outside the borders of China. According to the notice, overseas virtual currency exchanges that provide services to Chinese residents are also conducting illegal financial activities. It also stipulates that domestic staff of relevant overseas virtual currency exchanges shall be held accountable in accordance with the law.
“For domestic staff of relevant overseas virtual currency exchanges, as well as legal persons and unincorporated persons who know or should know that they are engaged in virtual currency-related businesses and still provide them with services such as marketing promotion, payment, and settlement, technical support, etc. Organizations and natural persons shall be held accountable in accordance with the law,” a translated excerpt from the regulation reads according to Caijing Magazine.
Onlookers have noted that the new regulations may have untold consequences for the cryptocurrency industry. One major concern is that instead of outrightly stopping crypto-trading, it may cause activities to go underground, further escalating illegal and criminal use. Before now, all major entities in operation have been cooperating with relevant authorities to implement KYC and AML rules for their users. With all of them leaving, peer-to-peer transactions, as well as evasive methods to escape scrutiny, may be adopted by Chinese crypto-proponents.
Additionally, the recent revelation also has crypto-businesses and companies bothered. Most of them had already begun to implement moves to leave Mainland China for other jurisdictions or completely end their operations. By a recent count, as many as 24 crypto-businesses have already announced their plans and are at different stages of exiting the country.
Among the crypto-businesses and companies ramping up their exit from the country is Bitmain which has announced it’s stopped shipping crypto mining equipment to China . Similarly, Matrixport, a crypto staking platform founded by Johan Wu also announced that it would end its services to users in China from October 15.
The prospects for the industry in China seem particularly bleak at the moment, especially as a recent report noted that unregulated fund outflow dropped by 40% in China after the recent round of tightened crypto regulations.
Fonte: bitrss.com | 3,569 | 1,653 | 7,550.38899 |
warc | 202143 | The book The Courage to Be Disliked is based on how the psychology plays an important role in controlling the mind.
The book is presented in the form of dialogue between the philosopher and a youth.
Ones who are familiar with the field of psychology must be familiar with the two giants namely Sigmund Freud and Carl Jung. The third giant Alfred Adler’s ideas are opposite to theirs, and this book is based on
Adlerian Psychology.
Adlerian Psychology
The approach focuses on the meaning we give to situations we experience instead of attributing to the cause and effect of the situations faced.
It gives different perspective from the “cause and effect psychology” that most people can relate to.
Basically one need to realize the meaning of the positive or negative happened to him/her rather than crying or regretting to the happenings.
Some of the key learning’s from the book “The Courage to Be Disliked” are as follows
Key Learning 1
People can change and be happy from this moment onwards: Adlerian Psychology does not believe in cause and effect because if that happens, everything will turn out the same way.
For example, every person abused during young will be vengeful as an adult. It’s not true. One can be a better person even if miss happenings have hit him/her.
It states that a person is not shaped by the experiences one has, rather the meaning one gives to the experiences. It doesn’t mean that the experiences do not have any influence on the person rather it is him/her who decides how to live on from that moment on, by giving meaning to these incidents.
The important point to note from this is the past doesn’t matter, what matters is the “now” and it’s our responsibility on how you choose to live the life.
You have the power to change from now. You have the power to be happy right now.
Key Learning 2
All problems are interpersonal relationship problems: There is no such thing as internal worry in Adlerian psychology because whatever problem/worry one has, there must be other people directly or indirectly involved.
This happens because of comparison in competition which leads to feelings of inferiority. Such feelings lower one’s self confidence and make them feel unhappy and worried.
These feelings also let people stop trying because they feel, they are not good enough. The feeling that disturbs due to interpersonal relationship gives nothing to a person except stress and anxiety. However if one adopts the mind set of growth it is a healthy way of life. Progress matters.
It does not matter how slow you go, as long as you don’t stop
Key Learning 3 The problem is not of ability but of courage: One must Change. Be it the mind set or the behavior, change is important.
Most people do not change because it is easier and most secure to remain as they are.
One wants a stronger and fitter body but it’s too hard to put in the training. One wants a better relationship but it requires a lot of efforts he/she does not want to put into.
Why?
Reason: Change is uncomfortable. It can result in anxiety and disappointment if it is not successful. In this one must learn to have the courage to fail.
You are putting your courage to test;
The courage to accept who you are; to
Accept that can’t be changed; to
Change what can be changed; to
be happy; to
be free of the opinion of others
And
The courage to be disliked.
Also read: | 3,474 | 1,590 | 7,339.098113 |
warc | 202143 | Kennel cough home remedies may be the only required treatment if your dog moans of mild symptoms of kennel cough. This is because kennel cough in most cases, resembling the common cold of humans, is mild and may improve spontaneously with no need for treatment. In these mild cases, we use kennel cough remedies as soothing agents that fasten the cure, modify the symptom and help our canine friend to breathe more easily and feel better. But, be careful, if the symptoms don't improve within ten days, or they worsen, you have to consult a veterinarian.
We will focus on the most common home remedies which help to cure kennel cough at home and how they affect the diseased dog and enable it to feel better and accelerate its cure.
What is kennel cough?
Kennel cough is a highly infectious respiratory disease that affects the trachea and bronchioles in dogs and it's caused by different types of viruses and bacteria. It's further called canine infectious respiratory disease (CIRD) or infectious tracheobronchitis. Its manifestations vary depending on the severity, which may be mild dry hacking cough or worsen resulting in severe life-threatening pneumonia. The dog gets kennel cough when it comes in contact with other infected dogs and becomes exposed to their respiratory secretions and saliva. This occurs especially in crowded places as in cases of animal shelters, boarding kennels, dog daycare services, grooming services, and dog parks. In most circumstances, spontaneous improvement and cure happen with no need for drugs. Kennel cough home remedies may be all that you need to treat kennel cough at home.
Commonly used kennel cough home remedies : Probiotics:
They are foods and supplements containing beneficial bacteria that support the immune system greatly. They are helpful for both humans and our canine friends. They have a crucial role in treating kennel cough, as it may progress into life-threatening pneumonia. When Providing your dog with probiotics, be certain that they are supplements prepared for dogs. Pet Dophilus by Jarrow is a probiotic made for the dog, which you can use safely.
If your dog's vet prescribes an antibiotic, you have to ensure that the probiotics are taken after the antibiotic by two hours at least. As both antibiotics and probiotics eliminate the effect of each other, if they are taken at the same time, no benefit will be obtained and the cure of kennel cough will not occur.
Honey:
Honey is the most commonly used of all kennel cough home remedies. It helps in soothing the throat of a diseased dog and decreases the nasal congestion which accompanies kennel cough. lt also has an antibacterial effect. Its sweet taste is enjoyable for most dogs. The dose is half a teaspoon twice a day and increases to one teaspoon for large dogs. Be certain you introduce raw honey to your dog and not honey with preservatives or artificial flavors.
Coconut oil:
It is another magic food supplement, that is considered one of the most commonly used kennel cough home remedies. It has anti-viral properties. A spoon is poured over the dog's food to improve its condition and enable it to cure more rapidly. your dog will enjoy the smell of coconut oil.
Cinnamon: It's a great food supplement for your dog with antiviral effects .you may sprinkle half a teaspoon of cinnamon over your dog's food to fasten its cure. Wild Cherry Bark Syrup:
It is Obtained from food markets. Its ingredients include raw honey, apple cider vinegar, wild cherry bark, propolis, elecampane root, rose hips, licorice root, slippery elm bark, peppermint oil, eucalyptus oil, lemon oil, and ginger root. It can be mixed with honey and given in a dose of half a teaspoon three times a day for a small dog, and one teaspoon three times a day for a large dog.
Tossa K:
Its role is directed to fight infection. It contains mustard seeds, black seeds, olive leaves, and pau d'arco. Its dose is half a teaspoon four times a day.lt alleviates upper respiratory infection through its effect on the immune system and killing viruses and bacteria.
Humidifier:
It produces steam that helps to soften bronchial secretions.
Steam bath: It helps to soften the mucus secretions of the nose and bronchial tree making air entry easier. You place your dog in a bathroom and use a vaporizer or shower with warm water to fill the bathroom with steam. Stay for about 15 to 20 minutes with your pet in that bathroom. Repeat this 2-3 times a day. Herbal support:
As in the human common cold, we need to support the immune system using immune-boosting herbs like Echinacea. It helps the dog's immune system to get rid of the virus and helps to decrease the duration and severity of kennel cough.
Benefits of kennel cough home remedies :
It is an easy matter to treat and cure a dog with kennel cough at home. You can do this without too much cost. It is similar to the common cold of humans, not difficult to treat by home remedies. These kennel cough home remedies are effective and help greatly your dog improve and cure more rapidly. This is obtained with comfort at home.
Cost of kennel cough home remedies :
It varies widely depending on the number of remedies used at the same time. Of course, the cost will increase when you utilize more remedies. Moreover, when honey is used, the expenses change according to the type of honey used. A wide range of honey products is available in the market, its price varies, too. For example, honey treatment with wild cherry berk syrup will increase the cost more than that of other types of honey.
Improvement time of kennel cough by home remedies :
It depends on your dog, its immune system response, and the severity of kennel cough infection. After exposure to infection, it takes from five to ten days for the dog to show the initial manifestation. A dog may cure completely within a period of one week to one month from the appearance of the first symptom.
When symptoms continue without improvement for more than ten days, you have to consult your veterinarian. And certainly, if cough worsens or increases to more serious symptoms like dyspnea or wheezing, you should visit the vet clinic.
Effectiveness of kennel cough home remedies : We have to know that kennel cough will complete its course and home remedies just soothe the throat of the dog, improve the symptoms, and strengthen the immune response, not deal with the problem itself. Yet honey has reasonable antimicrobial properties so it's useful for making symptoms of kennel cough less uncomfortable. So honey and other kennel cough home remedies just cause cough to become less hoarse and annoying, moreover, give a coating for the throat of the dog making cough easier. Summary
Kennel cough home remedies are considered an easy, effective, comfortable, safe, and less costly treatment for kennel cough at home. You can use them safely in mild cases kennel cough. Still, you have to visit your vet immediately if the symptoms don't improve or the manifestations increase to a life-threatening condition.
By: Dr. Hanan Abdou | 7,061 | 2,981 | 16,654.10634 |
warc | 202143 | COVID-19 Mitigation Measures, Economic Impact and Factors in Recovery
Volume 34, Issue 2 (2021), pp. 179–190
Pub. online: 12 July 2021 Type: Article Open Access
Published
12 July 2021
12 July 2021
Abstract
The purpose of the paper is to analyse various factors influencing the speed of recovery and the return to the Old Normal, i.e., GDP
levels of 2019 Q4. Most countries have imposed strong Covid-19 containment measures. The research paper reveals various implications
of the Covid-19 mitigation policies on GDP growth, the budget deficit and the increase in the outstanding public debt. The
analysis will show various correlations between the stringency of containment measures and the mobility of the population and the
relationship with the decrease in GDP. It concludes that the size of the fiscal response is important, but does not guarantee immediate
recovery. Besides monetary and fiscal policy, there are also other important elements, such as the strictness of the containment
measures, the size of the tourism sector, the size of the outstanding pre-crisis debt level, and the quality of governance, which for
many countries warrants a smaller decline in GDP. The paper concludes that countries with, on average, less stringent containment
measures, with less accumulated pre-crisis public debt, a smaller tourism sector and more efficient governance, tend to have a smaller
GDP slowdown and smaller budget deficits, and will recover sooner to pre-crisis levels. | 1,499 | 759 | 2,915.051383 |
warc | 202143 | In 2011, the United Nations asked for proposals to make clean energy accessible to people at large. Tripathi, along with her son—an electrical engineer from Penn State University—seized on this opportunity. Aided by a grant of Rs 2.5 lakh from the Ministry of New and Renewable Energy, they prepared a detailed report on solar-powered water purification systems for the UN. “We found that lack of power supply was a major hindrance in providing clean water. So, we decided to devise solar-powered purifiers,” says Tripathi.
Though this proposal did not win favours at the UN, it finally led to the founding of Swajal Water in December 2014. The startup provides Internet-of-Things (IoT)-based, solar-powered, clean drinking water dispensers. The purifiers are designed to deal with area-specific contaminants.
“When we started testing water quality in villages and slums, we found the problems varied across areas. Some had higher amount of fluoride, some had arsenic, etc. So, every Swajal water purifier is designed and engineered, keeping in mind the issues of a particular area,” says Tripathi, winner of the Women Entrepreneurial Quest Award 2016 by the Indo-US Science and Technology forum.
IoT-based monitoring of the machines allows the startup to remotely manage, update and even repair the dispensers. The company has set up around 250 water-purifying systems across the country, catering to more than two lakh people. Around 70% of these purifiers have been installed in villages and urban slums and the rest in high footfall areas such as railway stations. The company charges Rs 1 per glass and Rs 5 per litre for the water.
Seeded with an investment of Rs 40 lakh, put in by Tripathi, building an effective prototype of their water purifier was among the founders’ biggest challenges.
“Designing a prototype is a complex exercise and testing it for villages and slums was even more complex,” says Tripathi. As is the case with several startups, this socially-driven, environment-friendly business also had to find ways to manage its operations within limited funds. Over time, though, the company has secured around Rs 6.5 crore in funding— Rs 4 crore from a clutch of angel investors and Rs 2.5 crore in various grants.
Swajal Water has won several awards including Best IT and Innovation Award 2017 at TiE Con Summit and Millennium Alliance Award 2016. “We manufacture our own control panels and use our own patented proprietary technology, which gives us total control over the product. This allows us to innovate and makes us stand out,” says Tripathi.
The startup generated a revenue of Rs 4 crore in 2016-17, increasing it to Rs 6 crore in 2017-18. It recently won a Rs 7.5-crore contract to install 30 water-dispensing units in Guwahati. The founders are looking to accelerate the company’s growth, aiming to set up 1,000 waterpurifying units in India and South-East Asia by end 2018-19. “We are in the process of expanding operations to Africa as well,” says Tripathi.
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warc | 202143 | Effects of the European Monetary Union on High-Technology Exports
Timo Tohmo (),
Kari Heimonen () and
Mika Nieminen ()
Additional contact information Timo Tohmo: Jyväskylä University School of Business and Economics
Kari Heimonen: Jyväskylä University School of Business and Economics
Mika Nieminen: Jyväskylä University School of Business and Economics
Journal of Industry, Competition and Trade, 2021, vol. 21, issue 2, No 7, 285 pages
Abstract:
Abstract Our study estimates the effects of the European Monetary Union (EMU) on high-technology (HT) export and assesses the potential knowledge spillovers of such trade. Irrespective of the importance of the HT trade channel, none of the previous studies in the literature focus on the effects of a common currency on HT trade. Increasing trade in the HT sector may lead to more efficient use of resources and help countries to move towards a knowledge-based economy. Moreover, it may lead to higher overall growth. After considering multilateral resistances, pair fixed effects and bias correction in the preferred (three-way bias-corrected) model, EMU membership becomes negative and statistically non-significant for HT exports. Furthermore, our findings indicate that the effect of the EMU on HT exports is country-specific, which lends support to the notion of non-homogenous knowledge transfer and country-related knowledge-based economic development within the EMU.
Keywords: Trade; Exports; European Monetary Union; High technology; Knowledge-based economy; Poisson Pseudo-maximum Likelihood (search for similar items in EconPapers)
Date: 2021
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warc | 202143 | Dink Ladoo 250G
₹180.00
About the product:
A classic Maharashtrian recipe, the Dink Ladoo from FoodSpot is guaranteed to take your food buds by a storm. It has an earthy richness to it and can be consumed to celebrate any occasion. Further, Dink Ladoo serves as the perfect gift for everyone. It is made out of jaggery, grated dry coconut, poppy seeds, sesame seeds, nutmeg, dink or edible gum, and Kharik powder. Cooked in pure Ghee, it also contains a wide range of tasty dry fruits such as raisins, chopped cashew nuts, and chopped almonds. Every 250g of the DinkLadoo contains 754 kcal of energy, 6g of protein, 34g offat and 102g ofcarbohydrates.
Benefits: Contains a high quantity of carbohydrates Good for getting a boost of energy in a single consumption Dry fruits are a good source of antioxidants Rich in dietary fibres Unit : 250g Related Products ₹185.00 About the product:
The pillar of the Kutuchi cuisine of Kutch, India is the FiniyaLadoo from FoodSpot. It is suitable for every occasion and is a mouth-watering treat for all the sweet lovers out there. A simple yet lip-smacking sweet dish, the FiniyaLadoo is made out of simple ingredients such as wheat flour, sugar powder, ghee, and milk. The rich aroma and taste of the ladoo are incorporated by the use of cardamom powder in the recipe. It contains4.2g of protein, 11g of fat, and 24g of carbohydrates in every 250g. Further, consuming 250g of this heavenly treat can give you 211 kcal of energy.
Benefits: Good source of Vitamin B6, iron, and calcium Helps in better digestion Good source of antioxidants Perfect as a snacking as well as a gifting option Provides a good quantity of energy in one serving Unit :250g ₹190.00 About the product:
Moong Daliya Ladoo from FoodSpot has been a favourite sweet dish of hundreds of families for generations. This simple yet mouth-watering dessert cleanses your palette after a heavy meal and leaves you with a sweet after-taste. There is a hint of richness and creaminess in the Moong Daliya Ladoo as it takes over your taste buds and satisfies the sweet tooth in you. It is made out of unadulterated yellow moong dal, caster sugar, ghee, and cardamom powder. Further, it has the perfect combination of rich dry fruits such as whole cashews, badam, and pistachios. When it comes to nutritional value, every 250g of Moong Daliya Ladoo contains 136 kcal of energy, 2g of protein, 5g of fat, and 21g of carbohydrates in every helping of 250g.
Benefits: Rich in protein content Good source of antioxidants Perfect for gifting purposes during special occasions Unit :250g ₹350.00 About the product:
A tastier spin on the classic Soan Papdi, the Mewa Bite from FoodSpot has been winning hearts for decades. Made out of sugar, cashew, almond, butter, milk, edible vegetable oil, liquid glucose, milk solids & antioxidant (E 300), this bite-sized delicacy melts in your mouth and takes you to food paradise. It also contains a variety of dry fruits and nuts such as cashew, almond, peanut, other tree nuts & sesame seeds. The nuttiness of the sweet plays with your taste palette and is perfect for your hunger pangs. Every 250g of the Mewa Bite contains 133 kcal of energy, 11.2g of carbohydrates, 5.4g of protein, and 7.4g of fat. It also consists of 13.44g of saturated fatty acids.
Benefits: Easy for consumption due to bite-size packaging Perfect for gifting purposes during special occasions Dry fruits are rich antioxidants Unit :250g ₹250.00 About the product:
When one talks about quintessential Indian desserts, KajuKatri from FoodSpot is bound to pop into everyone’s head. A classic hit with sweet lovers of all age, it is made out of dollops of cashew, water, sugar, rose water, and ghee. The surface of the sweet has edible silver foil that makes it look extremely attractive and appetising. The sweet offers an earthy and rich taste that will fulfil the foodie in you and leave you wanting more. When it comes to nutritional value, it consists of 57 kcal of energy, 1g of protein, 3g of fat, and 6g of carbohydrates.
Benefits: Low in fat content Ideal for gifting purposes during special occasions Cashews can help in regulating levels of blood pressure Cashews can help in the reduction of cholesterol levels Fit for diabetic patients Good for better heart health Unit :250g | 4,339 | 1,898 | 9,818.75922 |
warc | 202143 | Horizon Europe - Cluster 2 - Destination 3 - "Conditions for the successful development of skills matched to needs"
The Commission estimates that an EU contribution of between EUR 2.00 and 3.00 million would allow these outcomes to be addressed appropriately. Nonetheless, this does not preclude submission and selection of a proposal requesting different amounts.
The total indicative budget for the topic is EUR 9.00 million.
Research and Innovation Actions
Expected Outcome:
Projects should contribute to both of the following expected outcomes:
- Enable policymakers to better understand, measure and reduce skills gaps and problematic mismatches between skills and jobs, thereby supporting the diffusion and adoption of innovation, the digital and green transitions, inclusive economic growth as well as individual wellbeing.
- Support the objectives of the European Skills Agenda for Sustainable Competitiveness, Social Fairness and Resilience as regards Vocational Education and Training (VET) and Adult Learning (AL).
Scope:
A considerable proportion of businesses in the EU report difficulties finding staff with adequate skills and consider the lack of skilled workers as one of their biggest challenge. At the same time, many young workers in the EU are classified as being overqualified and face a horizontal skills mismatch (i.e. they do not work in an occupation that corresponds to their field of study). In cases where such gaps and mismatches are not a result of individual choice, but rather the consequence of a lack of professional opportunities, of information or coordination, they may hinder the diffusion and adoption of innovation as well as reduce inclusive economic growth and individual wellbeing.
The European Skills Agenda for Sustainable Competitiveness, Social Fairness and Resilience recognises the importance played by cooperation, skills intelligence, VET and AL in ensuring that people – regardless of gender, racial or ethnic origin, disability, religion or belief, age or sexual orientation, and including low-qualified/skilled adults and people with a migrant background – have the right skills to access and progress in the labour market throughout life. To reduce skill gaps, and identify and reduce problematic forms of mismatches in an informed manner, innovative research activities are needed that focus on understanding them both from the supply and demand side. Such activities should look into the roles played by individuals, public and private employers, skills-development institutions and policy frameworks.
For example, research activities carried out under this topic may cover aspects such as the determinants of the choice of VET or study programme by individuals; the coordination, cost sharing and financing instruments for skills development, looking into which instruments lead to which outcomes, and why; the role of employers and work places in the provision of VET and AL. Other researched aspects may be the involvement of employers in defining curricula and organising training; the role of personal attitudes and gender stereotypes, information and structural factors in the decision to seek initial or adult education; the extent to which training balances the provision of general, job-specific and personal development skills (e.g. the levels and gaps of digital skills in the public or private sectors). Finally, proposals may look at the opportunities of informal learning and skills formation provided by workplaces; the coordination at local level between VET institutions, employers, R&I agencies or other public institutions; the interaction of skills development systems and institutions with other domains, in particular innovation and industrial policies, etc.
Where possible and relevant, research should draw lessons from recent policy interventions in a contextual manner, and propose adjustment measures, or test them through social innovation experiments. | 3,964 | 1,849 | 8,442.526771 |
warc | 202143 | “ Forgiveness isn’t approval for what has happened, it’s choosing to rise above it ” Forgiveness isn’t approval for what has happened, it’s choosing to rise above it ”
If you are struggling to recover emotionally from a divorce or other challenging transition in your life, have you ever considered it might be because you haven’t forgiven yourself?
Maybe you have played the blame game and want to point fingers, or maybe you are struggling with the hurt and anger from the past and are tormenting yourself about what role you played in said situation.
Here is the truth, it doesn’t matter why your marriage ended, why you got fired, why life decided to throw a shitstorm your way. By holding onto all of the negative feelings that come up, you are preventing yourself from moving forward.
But self-forgiveness, can often be a hell of a lot harder than forgiving someone else, am I right?
“Forgive yourself first. Release the need to replay a negative situation over and over again in your mind. Don’t become a hostage to your past by always reviewing and reliving your mistakes. Don’t remind yourself of what you should have, could have, or would have done . Release it and let it go. Move on.” -Les Brown
Everyone makes mistakes. We have all done things in our lives that we wish we could take back. They eat at us, and we feel awful about them. Maybe not daily but something often triggers a memory that can feel like it’s haunting you.
During my personal growth journey, I focused a lot on forgiving others, and I was forgetting there was one other person in my life, that I am closer to than anyone else, that I hadn’t forgiven for things she did—and that person was me.
Once I started focusing on that, I began to notice a change in myself. Forgiving myself facilitated healing.
Self-forgiveness is not about letting yourself off the hook. It simply means that you accept what has happened, acknowledge you can’t change the past, learn from your experiences and you work on moving forward.
Dr. Laura Schlessinger suggest that there are 4 stages of forgiveness: Dr. Laura Schlessinger suggest that there are 4 stages of forgiveness: Responsibility Remorse Repair Restore (or don’t repeat) My interpretation of her stages: OWN THAT SHIT!Even if you try to pretend it never happened, it’s not going away. Face what you have done. This is a hard stage because you might try to rationalize it or justify your actions. Even if there might be a tiny bit of justification, you need to do your best to set that aside and just sit with what you did or said. FEEL IT:Once you fully accept responsibility, this is where guilt and shame can enter which sometimes makes you want to start rationalizing or justifying again. This stage can be emotional, bringing up feelings of worthlessness or depression. But the guilt is natural. Feel it! WRITE IT/SAY IT:Write yourself a letter. Just for you. Tell yourself in this letter that you are forgiving yourself for XX. There is something to be said for getting your thoughts on paper, writing can be liberating. After it’s written read it out loud to yourself and then—get rid of it. Burn it or rip it up and let it go. Say itinvolves expressing remorse to another person. This isn’t always necessary in self-forgiveness; however, you might feel it’s necessary for your healing. Be prepared for the fact that the person on the other end might not be at a place yet in their life to forgive you—however, step can still be beneficial for you. LEARN YOUR LESSON:Everyone makes mistakes. Learn from your experience so you don’t repeat them and use them as an opportunity to grow. Change includes doing meaningful actions that will make a difference in your future.
Self-forgiveness is not something you do for others—it’s something you do for yourself.
Self-forgiveness doesn’t mean you are excusing your action. Self-forgiveness doesn’t mean you will never think about the situation again. Self-forgiveness doesn’t mean you should forget the incident ever happened.
Whether you are working through a trivial mistake you’ve made or one that influences many areas of your life, the stages you need to take in order to forgive yourself will look and feel the same.
By forgiving yourself you are accepting the reality of what happened and finding a way to live in a state of resolution with it. Being able to move forward in your life can be hard to do if you aren’t making peace with yourself from within. Forgiving yourself truly is treating yourself with kindness.
Remember
, You Got This! XOXO
If you would like to learn more about working with me, CLICK HERE. | 4,774 | 2,121 | 10,342.541254 |
warc | 202143 | Targeted Starch Nanoparticles that Illuminate Carious Lesions
LumiCare™ Caries Detection Rinse is a novel approach to the management of caries. It will greatly enhance oral care by providing dentists with a means to detect caries earlier. This capability allows for practitioners to administer the proper treatment, avoiding or delaying more invasive surgical restoration.
Sub-micron particles have not previously been used for the purpose of caries detection or assessment. The inherent high surface area of the particles provides for effective multi-functionalization to incorporate both targeting and imaging moieties within the same system.
GreenMark’s functionalized starch particles, developed with our collaborators at U-M, were first shown to selectively detect dental caries in vitro (read the
Advanced Healthcare Materials article). Starch was chosen because it is non-toxic and is readily degraded by amylase enzymes present in saliva. When modified with a positive charge (cationic functionality), biobased starch particles target and adhere to carious lesions by associating with negative charges (anionic functionalities) characterizing the interior of the lesion. Early Carious Lesions of Enamel
For an early non-cavitated carious lesion the surface normally remains intact, but open micropores allow acid to enter the enamel subsurface, such that the lesion becomes more and more porous until it eventually collapses into a cavity. Early detection and fluoride or remineralization treatment can prevent the formation of fully developed cavities and help avert or delay the typical restorative cycle. The small size and positive charge of the GreenMark starch particles facilitate entry into the microchannels of carious lesions. The particles are tagged with a fluorescent dye so early non-cavitated carious lesions illuminate using a dental curing lamp common to most dental practices, revealing the size and location of carious lesions.
Fluorescein was selected as the fluorophore because it is safe and already being used in oral applications and in medical procedures. With its ability to be illuminated with a blue LED like those found in dental curing lamps, [Eagling, E. M. et al. “Ischaemic papillopathy. Clinical and fluorescein angiographic review of forty cases”, The British journal of ophthalmology, 58.12 (1974): 990], this technology provides a quick way of detecting early-stage caries that may not be otherwise visible to the naked eye.
The starch-based composition of the particles is the ideal carrier material that allows for rapid degradation by salivary amylase making them fully bio-resorbable, so lesions no longer fluoresce upon leaving the dental clinic.
Targeted Starch Nanoparticles
At the core of GreenMark’s dental technology is its proprietary starch nanoparticle. Starch nanoparticles are small submicron particles that form highly stable aqueous dispersions. These particles are supplied by EcoSynthetix Inc. (TSX:ECO), a publicly-traded company co-founded by Dr. Steven Bloembergen, GreenMark’s Chairman and CEO.
By virtue of these starch nanoparticles, GreenMark in essence has a technology platform that can be applied to multiple applications within healthcare. These small particles are not solid as hard mineral-based nanoparticles, but they are what we affectionally refer to as “nano-sponges”. We utilize the function of these particles to load content on the inside and place functional bonds on the outside of these particles. In so doing, we developed a general device for the targeted bio-delivery of healthcare solutions. | 3,635 | 1,739 | 7,489.479586 |
warc | 202143 | Employment Law
An employment termination can be one of the most challenging and traumatic experiences in an individual’s life. The trauma of an employment termination is made worse when the employer acted illegally by firing an employee in violation of the employee’s civil rights, workplace rights, or in violation of an employment agreement.
However, it is important for Michigan employees to understand that they have rights and protections under the employment law that may prohibit their employer’s adverse employment actions. Furthermore, illegally terminated employees can recover significant damages and other remedies for their employer’s wrongful discharge.
What constitutes an illegal termination?
Wrongful discharge cases can result from a number of situations including, but not limited to:
Age Discrimination. Sex Discrimination. Sexual Orientation Discrimination. Sexual Harassment. Pregnancy Discrimination. Disability Discrimination. Race Discrimination. Religious Discrimination. Height and Weight Discrimination. National Origin Discrimination. Color Discrimination. Illegal Retaliation. Violations of the Family and Medical Leave Act (FMLA). Violations of the Michigan Whistleblowers’ Protection Act (WPA) Violations of the Uniformed Services Employment and Reemployment Rights Act (USERRA) Breach of Employment Contract. Wage and Hour Violations. Fair Labor Standards Act Violations. Wrongful Discharge in Violation of Michigan Public Policy. What damages can an employee recover to remedy an illegal firing?
A wrongfully terminated employee may have several remedies available, depending on the employer’s violation including, but not limited to:
Recovery of lost wages. Recovery of lost benefits. Reinstatement into the employee’s position. Liquidated damages. Punitive damages. Compensatory damages. Mental and emotional distress damages. Contractual damages. Attorney fees and costs.
“Amer and his team made me feel like my case mattered. They were always available for me when I had questions. They are professional and do a great job at keeping me updated with my case. There was a day I ran into Amer while I was running an errand and I was impressed that he knew exactly who I was and details about my case that he asked about. That small interaction made me feel even more confident in Amer and his team.”
We chose the most professional firm to handle my dad’s case. Amer Hakim is so smart, aggressive, and experienced, he always called us and gave us updates. Our phone calls never were ignored and Amer called back himself if he was unable to answer. He and the staff treated us like family. I’m so glad we made the right choice by choosing this firm and I highly recommend it.
“I can’t thank you enough Amer, Tony, and his amazing team for all your hard work and dedication within regards to my case. I experienced my first car accident. They were patient, kind, understanding, and went above and beyond to make me feel normal. With so much abnormality in my life after the accident THIS team made me whole again. They are very let me repeat VERY honest and they stand by their words. Not only they are a great law firm but a great family. God bless you all.”
Amer Hakim
Fadi Toma
Kevin Yaldoo | 3,311 | 1,542 | 6,926.904021 |
warc | 202143 | Heritage IMS Hospital has been gaining the name, fame, and reputation of being the best hospital in Varanasi – and certainly with some very big, and very valid reasons. Let us look at some of the reasons why Heritage IMS is being hailed as the most reliable, well-equipped, approachable, and affordable hospital in Varanasi.
HIMS is empanelled under the Ayushman Bharat Yojana or Scheme
The Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), as unfolded by the Honorable Prime Minister of India Shri Narendra Modi, aims at keeping our country healthy by making treatment affordable for those who are economically unguarded.
Many people have availed of this facility, and are leading healthy, active lives, now. People can present their PMJAY E-cards associated with the Ayushman Bharat Yojana to get cashless treatment at HIMS.
Recognized by the Medical Council of India (MCI)
MCI, the highest jurisdiction-giver in the matter of admission of patients and students is giving recognition to HIMS. HIMS is being hailed as the most advanced center of excellence in Varanasi.
Corona Care HIMS has been treating COVID – 19 patients. HIMS has also been providing vaccination for the prevention of COVID – 19.
Senior citizens and citizens above 45 years of age with specified co-morbidity can get themselves vaccinated from HIMS by registering themselves through the Co-Win App. They can also use the Aarogya Setu App.
People can visit HIMS directly, in case they are not tech-savvy or are encountering any problem in getting themselves registered for vaccination against the Corona Virus. HIMS can guide and aid every citizen approaching it regarding this matter.
24 / 7 Emergency Care Available at HIMS
HIMS is famed as the prime Emergency Care hospital in Purvanchal.
It is equipped with
Best Emergency Care Physicians State-of-the-art Equipment 4 Trauma Care Ambulances
HIMS has 750+ Beds
From the number of beds this hospital is equipped with for serving patients, you can get a fair idea of
The great recognition from the government that has been bestowed upon HIMS How well-established it is How big it is How successful it is
HIMS is Economical
HIMS offers some all-encompassing packages that are crystal clear, and very affordable.
The Ayushman Bharat Yojana under which this hospital is empanelled also makes it approachable by all.
Specialties of HIMS
Specialties of HIMS are immense.
Anaesthesiology Dentistry Dermatology ENT General Medicine Gynecology and Obstetrics IUI (Intrauterine Insemination) Neonatology and Pediatrics Ophthalmology Physiotherapy Psychiatry Pulmonology Surgery Urology
Departments like Psychiatry require a lot of specialization to be opened, and run. HIMS has the expertise for the same.
What else can one get from HIMS?
HIMS offers great Facilities
From
Clinical Laboratory Blood Bank Radiology and ECG
to
HIMS offers some great Facilities so that patients and their families can be served the best, with the least amount of time spent.
HIMS, therefore, does its best to offer Facilities that can ease and expedite the process of treatment, and healing. When it comes to treatment, every second saved can save a life.
Remote Clinical Check-Up via Video / Audio Facility is also offered by HIMS. You can book an appointment with a doctor. You can consult a doctor through digital conferencing.
From doctors to nurses, to clinical assistants, everyone at HIMS is as dedicated as the expert, and experienced. HIMS has 45 years of experience. According to many, it is the most trustworthy healthcare channel in Purvanchal.
The Purpose of HIMS is to ‘come up with extraordinary, empathetic treatment, utilizing cutting-edge technology and advanced medication at the most affordable costs. It has been living up to its Purpose, and people’s expectations. One of the reasons that gain HIMS the fame of being the best hospital in Varanasi. | 3,956 | 1,903 | 8,101.172885 |
warc | 202143 | Why are plants grown in the Netherlands?
The Netherlands is growing them with
far less water and pesticides than if production was happening in the soil or open air. They do it using greenhouse technology, termed ‘precision farming’, that some in the Dutch food industry claim is the most advanced in the world. How many plants are there in the Netherlands?
More than 24,500 species of animals and
10,000 types of plants live in the Netherlands, according to the Environmental Data Compendium. Which flowers are the Netherlands famously associated? The tulip is the national flower of The Netherlands. Today it’s famous for its large flower fields and Keukenhof, the largest flower garden in the world, receiving over a million visitors a year. During the 17th century, the tulip became a status symbol for the Dutch. Is Netherlands self sufficient in food?
The Netherlands, the world’s second-largest agricultural exporter,
would have enough food to feed its population even without trade, according to a study by farm-economy researcher Landbouw Economisch Instituut. … Consumers would lack imported foods such as rice and bananas, it said. What do the Dutch grow?
The main food crops are
barley, corn, potatoes, sugar beets, and wheat. Potatoes are the main crop by volume, and in 1999 Dutch farmers produced 8.2 million metric tons of the crop. What flag is Dutch?
The flag of
the Netherlands (Dutch: de Nederlandse vlag) is a horizontal tricolour of red, white, and blue. … Flag of the Netherlands.
Proportion 2:3 (not formalised by law) Adopted 1575 (first full color depiction) 1596 (red replacement for orange) 1937 (red reaffirmed) 1949 (colors standardised) What is the most popular plant in the Netherlands?
Netherlands – Flora and fauna
The most common trees are oak, elm, pine, linden, and beech. The country is famous for its flowers, both cultivated varieties (best known among them
the Dutch tulip) and wild flowers such as daisies, buttercups, and the purple heather that blooms on the heaths in September. What can I plant in March in Holland?
Now, for all the summer vegetables like
beans, cowpeas, corn, squashes, pumpkins, cucumbers, watermelons, gourds and sunflowers, you should plant those seeds directly into the ground around March 10, or if your soil is still very cold, once the soil is near 60° F in temperature. | 2,399 | 1,264 | 4,443.084652 |
warc | 202143 | At the end of a long day, a person can become quite sore or achy. That’s why we all need just a little pampering in lives. Luckily, pampering doesn’t have to just happen going at a salon. It really is create our very own pampering spot in our house.
Garage floor Coatings takes relatively much less time to ultimate. It does not take higher than a week’s time to complete the project. A long step using this method is to the garage floor for coating. First floor must be completely cleaned and then roughed up a bit for the epoxy to bind on the concrete floor coating. Then, there are options of adding what you want for the ground to convey a custom, showy piece get the job done.
Then it hits owners. Why not make a home burial container. Banks have vaults to protect valuables, precisely why not have one in your home. Skin doctor even have perfect location for it. Some homes the entire cement room under the porch; complete with cement walls and roof. All it needs is a safe and secure vault doorstep. The room may protected from theft, from fire and from your kids.
The Hamams also became an indispensable part of religious agriculture. The Koran states that cleanliness is imperative, actually the Hanafi branch of Islam, which takes in the Sunni Turks, requires that body hair be removed, and I’m talking about all. Women were likely to use a hair removing ointment called Rusma, which incidentally, contains arsenic, however at period of Ottoman rule, tweezing and waxing methods was an increasingly important issue for men. Women concubine was employed to clear out body hair from women, so features down towards Baths for wax and even a chat, and quite often it would take throughout the working day. Even wealthy ladies that had their very own hamam in their home would occasionally pop into the area to discover what appeared to be happening.
Think of your new entrance more as a car, we service our cars; check out our Door s? With servicing this will demonstrate up any unexpected faults before they occur. Along the lines of we wouldn’t want the door to be stuck locked on time of a procurement in a superstore an individual?
The action is preparing the ground by sweeping and removing all loose concrete chips and dirt-debris. Secondly, rub any oil stained areas with a huge quality degreaser so on remove all petroleum supplements. If you do not remove all the oil the resin on the epoxy won’t stick to the surface. It’s totally use water bead test to check whether you removed all of the oil by spraying a motion picture of water on flooring and checking for beading. You still have to do more degreasing if water beads up, but in the event the water tends to soak in then place move for the next process.
americanvisionwindows is finished a few coats of paint with a walls and doors might make the garage look as nice given that living room. Add a few storage systems for organizing and you just added 500 square feet to the home. Considering the average single family house is about $200,000.00 you can just add $10,000.00 additional in value to a home with compared to $1,000.00 investment capital. That’s easy money. | 3,187 | 1,649 | 6,066.70285 |
warc | 202143 | Fix-It Guy: 3 Easy 5-Minute DIY Appliance Fixes
After 30 years as an appliance technician, I’ve found three quick and easy home appliance repairs that anyone can do in less than five minutes. They require very few tools and will save you hundreds of dollars and extend the life of your equipment.
1. Gas stove burner that clicks but does not ignite
It is very common on a gas stove to have front burners that will not ignite even though you can see and hear the ignition spark. What happens is not enough gas gets to the spark to cause ignition. This is caused by a small blockage where the gas is released. Food that overflows into the burner while cooking can cause this clogging and prevent gas from reaching the igniter.
The good news is that you can fix it in less than a minute and all you need is a paper clip.
Step one
Align the paper clip by bending it with your fingers. Yes, you can bend steel with your bare hands.
Step two
Remove the large burner grate and then lift off the round metal burner lid.
Step three
Look for a small round or hexagonal brass-colored part in the center of the burner. You may need a good flashlight to see it. On many models, it’s about 1 inch from the top of the burner, right down the center. For some, it can be as low as 2 inches.
Use your straightened paper clip to get into the very small hole in the center of the brass-colored part. Push the paper clip in and twist it around like a drill. Six turns should be enough to clear the obstruction so that the gas can now flow.
Step four
Put the burner cap and the grate back on.
Now the fun part: turn on the burner and you have instant ignition and a more powerful flame. Consider doing this on all of your burners to get your oven working like new again.
2. Dishwasher does not start or does not drain
This is a very common and frustrating problem with dishwashers. Dishwashers must be able to drain easily for work. If you can’t get rid of the water from the last cycle, you won’t be able to start a new cycle.
Symptoms of a dishwasher that won’t drain include:
The dishes come out stained or with leftover food. The dishwasher does not start a new cycle. Water is visible above the filter after the cycle is finished.
The most likely point clogged in the drain system is the air gap, which mixes air with the sewage leaving the dishwasher to help the water flow more easily. You can find the air gap on the top of the sink near the kitchen faucet, it’s a silver, cylindrical thing that is about 3 inches tall.
This DIY solution will get your dishwasher up and running again in under five minutes.
Step one
Pull the silver metal cover of the air gap straight up.
Step two
Unscrew the plastic cap – or, on some models, carefully pry up the cap with a small flat-bladed screwdriver. On either side of the cap you will see plastic tabs that need to be pushed in to release the cap.
Step three
Look in the smaller diameter tube in the center of the larger opening for stuck food particles. If you can see the clog, just squeeze it between your fingers and pull it out. If you can’t see anything at the top of this little tube, use an outstretched wire coat hanger to push it into the tube several times. Try lowering the wire hanger 8 inches or more.
Step four
With the cap off, set your machine to pump out by pressing Cancel. (On some models, press and hold the start button for three seconds to abort the cycle and activate the drain motor.) Be sure to close the dishwasher door to start the drain cycle.
You should hear the engine start and you should see a column of water at least 3 inches high shoot out of the air gap. At this point, open the dishwasher door to stop the drain. Then close the door again for five seconds so that the water shoots out of the air gap again to clear the blockage.
Now you can put the cap back on the air gap as well as the silver cover. Let the hole on the silver cover point towards the sink so that an additional air gap can flow into the sink.
If you only see a drop of water coming out of the small tube during the drain test, or if your drain hose goes straight to your garbage disposal, there is an extra step you need to take. Remove the drain hose from the bottom of the air gap or take it out of the garbage can. Then place the hose in a bucket and start the emptying process again while shaking the hose. This should clear the clog and drain it again.
If you’ve ever asked yourself, “Should I wash the food off my dishes before I load it?” … here is my expert answer to this very common question:
Yes, definitely yes. 3. The oven door does not stay closed
This repair borders on appliance magic and many of my YouTube viewers who try this fix can’t believe how easy it was. You need two tea towels and you can complete this repair in less than two minutes.
The symptoms of an oven door that does not close properly are:
The oven lamp flickers or lights up continuously. The oven does not start. When it starts, the heat can escape from the top of the oven.
Here is the solution:
Step one
Fold the two small tea towels in half and then fold them again.
Step two
Place the two folded tea towels flat against the inside of the door in the lower right and left corners on the right where the hinges are.
Now to the magic.
Step three
Close the oven door and press in three times at the top.
Slide the door a little further each time. You will encounter some resistance, but with a little more effort you can fully close the door on the third press.
Now open the door, remove the tea towels and let yourself be impressed by your solution. Your oven door will now close completely. If you want to close it even further, repeat the above process after folding the tea towels one more time to make them a little thicker.
Hope you enjoyed these three quick and easy solutions. Thank you for fixing your device and helping keep more devices out of our landfills. If you have any questions, please contact me at: [email protected] We have hundreds of more quick and easy home improvement device repairs here on our YouTube channel: Green Appliance Repair Videos. You can also find the above fixes explained in video form.
Want more fixes for appliances from the fix-it guy? Check out 3 tips to double the life of your front loading washing machine. | 6,390 | 2,853 | 14,054.416404 |
warc | 202143 | BERKELEY, Calif. — Like so many major exhibitions slated for 2020,
New Time: Art and Feminisms in the 21st Century at the Berkeley Art Museum and Pacific Film Archive (BAMPFA) spent many painful months in limbo before opening at last in late August 2021, a year after intended. Originally planned to coincide with the 2020 presidential election, and initially inspired by 2016’s disastrous election results, New Time premiering right now might have seemed out of step with current events. Those intervening months have seen a global pandemic, a new Democratic administration that includes the first female, Black, and Asian VP, along with terrifying evidence of the reality of climate change. It’s a messy mixed bag that no art or exhibition could have predicted.
But
New Time feels very much of our time. It is curated by Apsara DiQuinzio (now at the Nevada Museum of Art), who also spearheaded the creation of the Feminist Art Coalition (FAC) of more than 100 museums and arts organizations currently producing programs engaging feminist art and thought. New Time was one of the first exhibitions created under the auspices of FAC.
What does “feminist” mean in this context? Both
New Time and FAC hold expansive takes on the term. According to FAC’s website: “Feminism is no longer a singular concept, but embraces and encompasses many different forms of thought and approaches to cultural change.” Similarly, a New Time wall label explains, “feminist art in the 21st century is multi-faceted, encompassing myriad complex issues and perspectives, and therefore cannot be reduced to a single subject, style, or agenda.” So, the plurality of “feminisms” in New Time’s subtitle is essential.
Michele Pred’s “Vote Feminist” (2020) and Luchita Hurtado’s “I Live Here” (2020–21) (image courtesy Impart Photography)
Aiming “to present a kaleidoscopic view of feminist artistic experiences
” since 2000, New Time includes some instructive history on the 19th-century pseudoscience of hysteria alongside 140 works by 76 contemporary artists and collectives. Yet more than looking back, New Time reveals an understanding of feminisms as a multitool for dismantling injustices, from misogyny to racism, economic inequalities to ecologic devastation, religious persecution to gender absolutism.
The first two artworks visitors see as they enter the museum are Michele Pred’s neon wall piece “Vote Feminist” (2020) and a landscape mural by Luchita Hurtado
, “I Live Here” (2020–21). While “Vote Feminist” might have seemed a better fit for 2020 when it would have premiered before the Presidential election, given recent anti-abortion legislation in Texas and the California recall election aiming to replace a pro-choice Democratic governor with a front-runner Republican who opposes all abortion, voting feminist is not just always on the agenda, but feels more essential than ever.
Dubai, and Helena Anrather)
Likewise, Hurtado’s only mural, a striated landscape inscribed with words like SKY, WATER, EARTH, and CORPSE, speaks to Hurtado’s long engagement with ecofeminism in a moment when the earth’s ecology and climate are clearly imperiled. Hurtado passed away at the age of 99 in August 2020. Earlier that year, her retrospective at the Los Angeles County Museum of Art was open just a month when the global pandemic forced it to close, a bitter capstone for an artist who was only recognized near the end of her life.
Hurtado’s life and career underlines the grim truth of one of the more famous Guerrilla Girls posters peppering the wall at the entry and exit of the galleries proper: “The Advantages of Being a Woman Artist” (1988). Number four is: “Knowing your career might pick up after you’re eighty.” A sad fact more than three decades later, rather than parody.
The first of the show’s eight sections is “Prelude: Arch of Hysteria,” a name at least in part inspired by a Louise Bourgeois piece inside, “Arched Figure” (1993), where a headless androgynous figure arches its torso off a striped mattress. Bourgeois’s figure echoes nearby 19th-century photographs, prints, and other images of female patients of Jean-Martin Charcot, director of the Salpêtrière hospital in Paris, where he documented a malady he helped create of “hysterical” women. Like Hurtado, Bourgeois found acclaim as an artist late in life, and was likely one of the artists the Guerrilla Girls originally had in mind. Similarly, though well known since the 1970s, Judy Chicago, who has two pieces in the
New Time section “Too Nice for Too Long,” is only now at age 82 the subject of a career retrospective at the de Young Museum across the Bay.
Laura Aguilar, “Grounded #111” (2006), inkjet print, 14 1/2 × 15 inches (collection Laura Aguilar Trust of 2016)
There is more work in
New Time than can possibly be explored in a single review, one of the pleasures and problems of such vast group shows. It can be difficult to focus and to linger when so much diverse work stands shoulder to shoulder. Though the frame of feminisms demands multiple viewpoints, including so many artists can feel like sacrificing depth for breadth. I sometimes felt the all-too familiar overwhelm of images, like scrolling Instagram when even if something interests you, you’re strangely compelled to move on.
That said, the pleasures of
New Time are many. Laura Aguilar’s Nature Self-Portraits photographs, for example, where the artist’s queer nude torso is as eternal as any stone or any eroticized nude of Western art history. And Mickalene Thomas’s monumental “Raquel: I See You,” which also upends traditional art history by replacing male artist and reclining nude with queer Black artist and her beautifully attired Black partner. While Thomas centers Black women’s sexuality, Simone Leigh’s “Hortense” Mugshot Portraits: Women of the Montgomery Bus Boycott, honor the Black women activists who have too often been overlooked.
So much of the art in
New Time is savvy in assessing the past while pointing a way forward. I’d say New Time is urgent — a much overused word — but urgent doesn’t begin to express how much we need what it offers in our time of catastrophic emergencies. The wall leading out of the main galleries is lined by a series of large rose quartz discs, a collaboration by five artists — ANOHNI, Kembra Pfahler, Johanna Constantine, Bianca Casady, and Sierra Casady — from their series 13 Tenets of Future Feminism. The first disc is inscribed: “The subjugation of women and the earth is one and the same.”
ANOHNI, Kembra Pfahler, Johanna Constantine, Bianca Casady, and Sierra Casady, “I—The subjugation of women and the earth is one and the same, from the series 13 Tenets of Future Feminism” (2013), rose onyx; 50 inches diameter (collection of ANOHNI, photo by Walter Wlodarczyk)
New Time: Art and Feminisms in the 21st Century continues at BAMPFA (2155 Center St, Berkeley, Calif.) through January 30, 2022. The exhibition is curated by Apsara DiQuinzio with assistant curator Claire Frost. | 7,377 | 3,567 | 14,427.236333 |
warc | 202143 | In 1989, the
New York Post reported that Ed Brzezinski, on a visit to Robert Gober’s exhibition at Paula Cooper Gallery, ate one of the donuts from Gober’s “Bag of Donuts” (1989). Brzezinski later said that the donut, coated in synthetic resin for preservation, “tasted stale.”
“Okay, I was hungry. I’d been drinking and I hadn’t eaten anything all day,” he said, post-ingestion. People were upset — likely because Brzezinski did not take seriously the delicate presence that the gallery and museum space requires of the viewer. He was hungry.
In 2016, at the Neues Museum in Nuremberg, Germany, an elderly woman defaced Arthur Köepcke’s 1965 “Reading-work-piece.” The piece includes a crossword puzzle, and the text “insert words”. Using a pen, she filled the crossword out as if in her kitchen on a Sunday morning. No one took the piece more seriously than her.
Of course, there are vast differences between the donuts or crossword puzzles we see at home, and the ones we see in museums. Both Brzezinski and the elderly woman broke the most important rule: Don’t touch. But they were not malicious in intent. Brzezinski was hungry, and the elderly woman was listening dutifully to the art’s command, but human error in the museum is incompatible with the museum’s expectation of viewing. When in the museum, the viewer has to be careful and aware of their presence in relation to the precious pieces of art.
We cringe at art touchers because they can’t control themselves within the extremely controlled museum space. Their negligence has a lasting effect: Their actions in the present have affected a piece of history and ruined it for the future. The nagging temptation to touch something in the museum space is a common urge. Whether done knowingly or accidentally, it reflects the desire to enter
into the piece, to irreparably place yourself within the bounds of the art through its defacement. The perpetrator is more than “dumb,” than they are an egotist; they have their hand (quite literally) in the art.
I don’t believe that these incidents are as simple as negligence and idiocy (though some of that is present). To me, there are no wrong ways to respond to art, only unaccepted ones — and even the unaccepted ones highlight integral questions of purpose. I do not advocate the destruction of art. Rather, I ask a question that seems simple at first glance, but is complicated by defacement: What do we want from our encounters with art? The answer is at the root of our human relationship with an object and reflects the value we get from that encounter. The importance of the question of purpose cannot be undervalued. We value our institutions vigorously; to allow them to serve us, and for us to serve them, they have to allow people the room to make mistakes.
By “mistakes,” I mean the most awful of mistakes — the mistakes that make us question society, and the mistakes that make us wonder how the hell someone can be so dumb. We expect instigations in the museum or gallery space, but only institutionalized instigations, curated and carefully placed into a cohesive framework that attempts to do justice to pieces of art and their histories. What I mean by “allowing” such mistakes is not encouraging the defacing of art, but moreover not dismissing the questions that these incidents bring to light. We can view these troubled interactions with art objects as something of a grounding exercise: People need the occasion to remember that we are not separate from the art objects we see. We are part of the piece, regardless of whether we touch it physically. The uncanny, twisted dreams that many of Gober’s pieces inhabit make us wonder about reality and our place in it. Was that donut real? Can we embrace both reality and artificiality, or even a lack of any state at all? Similarly, Köpcke’s crossword asks us to fill it in, and we see his invitation. We decline it (with one notable exception, of course). In this way, we are in conversation with the works.
There is a completion to defacement, as if the art asks a question and viewers jump into action to answer it. The act of touching allows a deeper sensory understanding for the viewer while simultaneously creating a rebellion against the terms of viewing, the defining terms of the museum and gallery space.
Our urges towards completion, to consume the donut, to complete the crossword, bring us back to the most integral and pressing of questions: Why do
we care? Where do we fit in?
We care because the pieces that we stare at stare back at us. This silent dialogue is what pulls me in and reminds me most greatly of my own existence. It is a catalyst to search for myself in the piece, and for the piece in myself, and to acknowledge all of the failures of representation and the questions that arise from this conversation. The egotism is there, regardless of our physical interaction with the piece. I do not champion human error, and I have rolled my eyes enough times for them to get stuck that way. Regardless, we are alive, just as the museum is. I welcome any reminder of that fact. | 5,256 | 2,471 | 10,799.154998 |
warc | 202143 | A recent NIST cybersecurity white paper outlined a mapping initiative between the NERC CIP standards and the NIST Cybersecurity Framework (NIST CSF) to handle the cybersecurity challenges in the electricity sector. The mapping can help organizations to mature and align their compliance and security programs and better manage risks, in addition to showing which cybersecurity framework subcategories can help organizations achieve a more mature CIP requirement compliance program while improving their security posture and potentially reducing the organization’s security and business risk.
The mapping spreadsheets show which subcategories and the informative references by extension can help organizations achieve a more mature critical infrastructure protection requirement compliance program, according to the white paper. Along with the compliance maturity, the user gains additional resources on how to improve their security posture and potentially reduce their organization’s security and business risks.
Along with compliance maturity, the document provides additional resources on how to improve an organization’s security posture and potentially reduce its security and business risks.
The NERC’s standards-driven cybersecurity requirements and NIST’s framework for assessing and mitigating cybersecurity risk are complementary in nature. NERC and NIST personnel have partnered to update the mapping between NERC CIP and the CSF to provide confidence to organizations seeking to secure their electric system infrastructure and operations. The NIST CSF delivers guidance on how both internal and external stakeholders of organizations can manage and reduce cybersecurity risk.
The North American Electric Reliability Corporation (NERC) Critical Infrastructure Protection (CIP) Reliability Standards have been designed to mitigate the risk of a compromise that could lead to misoperation or instability in the bulk electric system (BES), according to the document. Their scope is restricted to BES cyber systems that would impact the reliable operation of the BES. The reliability standards cover topics like the identification and protection of BES cyber assets, defining logical isolation perimeters, personnel and training, BES cyber system security management, disaster recovery planning, physical security, and supply chain risk management.
An initial mapping between the CSF v1.0 and NERC CIP Standards (both Versions 3 and 5) was completed in late 2014 by the NERC Control Systems Security Working Group, which was part of the former NERC Critical Infrastructure Protection Committee, according to the white paper. Since that time, both the NERC CIP Standards and the CSF have been updated, and a new mapping was needed.
Building on the 2014 effort, NERC and NIST updated the mapping to reflect the CSF v1.1 and latest NERC CIP Reliability Standards, the white paper said. In the spring of 2020, the NERC Compliance Input Working Group—now known as the Security Working Group (SWG) that is a part of the Reliability and Security Technical Committee, reviewed the mapping and provided recommendations for improving the resource.
In the final mapping, there are three distinctive spreadsheet tabs. The NIST CSF 1.1 to CIP v5 is oriented toward the CSF subcategories. This tab shows the NERC CIP Standards that map to each subcategory of the CSF Core, according to the white paper. A row is included for each unique mapping between a NERC CIP Standard and a CSF subcategory. Each row also includes a justification for the mapping, provides mappings to relevant Cybersecurity Capability Maturity Model (C2M2) practices, and lists industry recommended implementation guidance. The C2M2 maturity model focuses on the implementation and management of cybersecurity practices associated with IT and operational technology (OT) assets and the environments in which they operate.
In the CIPv5 to CSF 1.1 tab, the XREF reverses the mapping focusing on NERC CIP Standards, and lists the CSF subcategories that align with each NERC CIP standard requirement. A NERC CIP standard may span multiple rows if it contains multiple requirements, the white paper said.
The ‘Pivot’ tab shows the same information as the ‘CIPv5 to CSF 1.1 XREF,’ tab but is configurable. Users can expand or minimize each NERC CIP standard. They can also choose additional information to view, including function, category and subcategory information from the Cybersecurity Framework, C2M2 maturity indicator levels for each subcategory, or guidance from the first tab.
The mapping intends to help an organization mature its compliance and security programs, as they should be aligned. Subject matter experts are developing a companion tool to facilitate industry use of the NERC CIP-to-CSF mapping, the white paper said. The tool uses the mapping to help organizations self-assess their current security and compliance posture and develop an improvement plan for addressing identified gaps. The tool is the result of a collaborative effort by industry volunteers from NERC’s Reliability and Security Technical Committee Security Working Group and representatives from NERC and NIST.
Last month, industrial cybersecurity company Dragos identified that ICS threats from specific activity groups (AGs) are demonstrating new interest from hackers in the electric sector, as three out of the four new AGs that Dragos discovered last year, and eleven out of fifteen in total, have been observed targeting the electric utility industry.
Apart from these threats, a cybersecurity expert has asked the Federal Energy Regulatory Commission (FERC) to direct the NERC to conduct a comprehensive survey of all registered entities in the bulk power systems (BPS) to determine what Chinese equipment or systems are currently in use in the BPS, and how they are being used. The equipment identified can be also used in many other critical infrastructure sectors, including water and wastewater systems, pipelines, oil and gas, and manufacturing, according to Joe Weiss, the expert, who made a submission of his motion to intervene and comment, in a FERC complaint on the buying of critical equipment from the People’s Republic of China in the U.S. BPS and the electric grid. | 6,310 | 2,574 | 15,287.163947 |
warc | 202143 | Purchase this article with an account.
or
Liangbo Linus Shen, Mengyuan Sun, Holly Grossetta Nardini, Lucian V Del Priore; Natural History of Recessive Stargardt Disease in Untreated Eyes: An Analysis of Study- and Individual-level Data. Invest. Ophthalmol. Vis. Sci. 2019;60(9):5014.
Download citation file:
© ARVO (1962-2015); The Authors (2016-present)
Purpose : Controversy exists regarding the natural history of atrophic lesion secondary to recessive Stargardt disease (STGD) with the reported growth rates of lesion area varying widely across clinical trials. We performed a study- and individual-level analysis to investigate how the lesions grow over time in untreated eyes.
Methods : We searched in 5 databases for studies that monitored atrophic lesion progression in untreated eyes with STGD over ≥ 6 months. We extracted both study- and individual-level data from the included studies, and analyzed both levels of data using 3 models: (1) the area linear model (ALM), in which the lesion area enlarges linearly with time, (2) the radius linear model (RLM), in which the lesion radius expands linearly with time, and (3) the area exponential model (AEM), in which the lesion area changes exponentially with time. A horizontal translation factor was added to shift each dataset to correct for differences in subjects’ entry time into the studies. The model that best fit data was determined by the predicted age of lesion onset and dependence of growth rate on baseline lesion size.
Results : Of 1630 articles screened, we identified 9 studies that met our inclusion criteria. Among them, we extracted study-level data from all 9 studies (990 eyes) and individual-level data from 5 studies (228 eyes). Cumulative study- and individual-level datasets fit along a straight line in the RLM after horizontal translation (r2 = 0.98 and 0.93, respectively; Fig. 1 and 2). The age of onset of atrophy predicted by the RLM (21.0 ± 4.0 years) is similar to the reported age of onset (20.7 ± 3.4 years); in contrast, the predictions by the ALM and AEM deviate by more than 5 years (Fig. 1C). Based on the individual-level data, the growth rate of effective lesion radius was found independent of the baseline lesion size (r = 0.06); in comparison, the growth rate of area and natural log of area is significantly dependent on the baseline lesion size (r = 0.47 and -0.33, respectively).
Conclusions : The progression of atrophic lesion secondary to STGD best fits the RLM for both study- and individual-level data (growth rate = 0.091 mm/yr). This may assist the design of clinical trials on STGD.
This abstract was presented at the 2019 ARVO Annual Meeting, held in Vancouver, Canada, April 28 - May 2, 2019.
Fig. 1. Study-level data. (A, B) Before and after horizontal translations. (C), Age of atrophy onset.
Fig. 2. Individual-level data. (A, B) Before and after horizontal translations.
This PDF is available to Subscribers Only | 2,972 | 1,396 | 6,244.180516 |
warc | 202143 | It is very important to realize that there are two types of time travel and are fundamentally different.
Brian Greene, a professor of physics and mathematics at Columbia University, said. Surprisingly, few people know this theory, and they may have bones. Einstein said that as we enter space and travel at speeds close to the speed of light, we will return to time and time, and time will change more slowly. So when we come back, the time on Earth will be the future. "Einstein showed us his journey a hundred years ago, so I know what to do with it."
Einstein said the time would be slow for certain people as they get closer to the edge of a strong gravitational circle (neutron star, black hole) and almost the edge of the object. Therefore, when we return to Earth, the future will be far away.
This theory is not at all controversial.
said futurism.com Brian Green. But traveling back in time to the past does not seem like a reality. Many scientists have ruled out his possibilities. In this case, at least people think that they should be careful when traveling to the past. "All physicists who know what he says agree." . Albert Einstein discovered the wormhole. " Hole of the worm "
A wormhole is a bridge or tunnel that can move from one place to another. They found it in 1935, but when they manipulated the hole in the hole, they placed it close to the black hole. Then the time of the two holes in the tunnel does not flow in the same direction. So people will not only go elsewhere, but they will come at different times. This means that past and future in one direction can go in different directions.
But for clarity, scientists will not confirm the presence of red holes. Therefore, it is not even feasible to confirm whether these tunnels can actually move in space or time.
At least look at the Bratislava report.
source : noviny.sk/futurism.com | 1,882 | 954 | 3,681.144654 |
warc | 202143 | Vegetable producers and marketers make business decisions based on supply estimates. The U.S. Dept. of Agriculture provides estimates of planting intentions for field crops but not for most vegetable crops. This study developed models that can be used to forecast vegetable crop plantings. Multiple linear regression analysis was used to determine the factors that influence plantings of potatoes and onions. Field crop planting intentions, industry structure, lagged values of plantings, prices received, price volatility, and the price of sugar beets were found to be significant factors. The models and/or methods used in this study should be useful to those interested in forecasting vegetable plantings.
Search Results Joseph F. Guenthner Maude Lachapelle, Gaétan Bourgeois, Jennifer R. DeEll, Katrine A. Stewart, and Philippe Séguin
observations of vascular browning in ‘McIntosh’ and ‘Cortland’ apples, developed with weather data from five regions in Quebec from 1977 to 1995, and implemented in the Computer Center for Agricultural Pest Forecasting (CIPRA) software ( Bourgeois et al., 2014b
M.H. Maletta, W.P. Cowgill Jr., W. Tietjen, S.A. Johnston, T. Manning, and P. Nitzsche
Five variations of TOM-CAST and two sources of weather data were used to schedule tomato early blight control for research trials at the Snyder Research and Extension Farm, Pittstown, N.J. TOM-CAST scheduled fungicide applications were initiated at 15, 25, or 35 disease severity values (DSV) and resprayed at 15 or 25 DSV. Weather data for generating the DSVs was obtained on-site with a Sensor Instruments Field Monitor™ or through subscription to the electronic meteorological service SkyBit, Inc. Bravo 720, 3 pints/acre, was used for disease control. Foliar disease, yields, and postharvest decays were evaluated. Daily DSVs, cumulative DSVs, and forecast spray schedule varied with weather data source. Because SkyBit data generated more DSVs during the season than Field Monitor data, the SkyBit-based forecasts called for one or two more sprays than the Field Monitor-based forecasts. However, the number of sprays actually applied was the same, one more or one less for each combination of initiation and respray thresholds. All treatment schedules reduced disease compared to the untreated control. Variation in initiation threshold did not affect disease control. All TOM-CAST schedules respraying at 15 to 20 DSV were as effective as the weekly schedule. All fungicide treatments increased total yields and reduced postharvest decays compared to the untreated control. Most treatments also increased marketable yields. The most efficient, effective Field Monitor-generated TOM-CAST schedule required nine sprays compared to 13 weekly sprays. The comparable SkyBit-generated schedule called for 10 applications. Chemical name used: tetrachloroisophtalonitrile (chlorothalonil).
L.W. Lass, R.H. Callihan, and D.O. Everson
Predicting sweet corn (
Zea mays var. rugosa Bonaf.) harvest dates based on simple linear regression has failed to provide planting schedules that result in the uniform delivery of raw product to processing plants. Adjusting for the date that the field was at 80% silk in one model improved the forecast accuracy if year, field location, cultivar, soil albedo, herbicide family used, kernel moisture, and planting date were used as independent variables. Among predictive models, forecasting the Julian harvest date had the highest correlation with independent variables (R 2 = 0.943) and the lowest coefficient of variation (cv = 1.31%). In a model predicting growing-degree days between planting date and harvest, R(coefficient of determination) = 0.85 and cv = 2.79%. In the model predicting sunlight hours between planting and harvest, 2 R= 0.88 and cv = 6.41%. Predicting the Julian harvest date using several independent variables was more accurate than other models using a simple linear regression based on growing-degree days when compared to actual harvest time. 2 William H. Tietjen, Winfred P. Cowgill Jr., Martha H. Maletta, Peter J. Nitzsche, and Stephen A. Johnston
The effect of disease forecasting systems and stake or ground culture on foliar and postharvest disease control for tomato (
Lycopersicon esculentum) was evaluated during two growing seasons in northern New Jersey. Foliar disease was reduced and marketable yield increased by stake culture. Percent of postharvest losses, including loss due to anthracnose, was significantly reduced by stake culture. Effectiveness of disease control schedules, weekly or forecaster-generated, was not affected by cultural system. Disease forecasting was shown to have potential for optimizing fungicide use in tomato production by controlling foliar disease and fruit anthracnose with fewer applications than a weekly schedule. W.P. Cowgill Jr., M.H. Maletta, and S.A. Johnston
Two disease forecasting systems - FAST, Pennsylvania State University and CUFAST, Cornell University - were used to generate spray schedules for controlling
Alternaria solani Ell. and Mart. on `Celebrity' tomato ( Lycopersicon esculentum Mill.) at The Rutgers Snyder Research and Extension Farm in Northwest New Jersey. Disease control was compared to that obtained following standard weekly spray schedules. Chlorothalonil, 1.5 lb/A, was used for disease control for all treatments. Disease ratings of the FAST and CUFAST plots were significantly lower than that of the unsprayed control and were not significantly different from the plots sprayed according to standard spray schedules. A total of 10 fungicide applications were made following FAST recommendations; 7 applications were made following CUFAST recommendations; 13-15 applications were made following standard recommended schedules. Using CUFAST resulted in an estimated $200 per acre savings in spray costs. Chemical name used: tetrachloroisophtalonitrile (chlorothalonil). M.H. Maletta, W.P. Cowgill Jr., W. Tietjen, P. Nitzsche, and S.A. Johnston
The number of fungicide applications for tomato early blight control required by three disease forecasting systems—FAST, Pennsylvania State Univ., CUFAST, Cornell Univ., and TOMCAST, Ridgetown College, Ont.—was less than the number required following a weekly schedule. Foliar disease was significantly lower for all schedules compared to the untreated control. Cultural treatment had no significant effect on disease control, but disease incidence was significantly lower for stake culture than ground culture treatments. Total yield was not affected by cultural treatment, was significantly increased by a weekly fungicide application schedule, and was not appreciably different among the forecast fungicide application schedules. Marketable yield was significantly higher for stake culture than ground culture treatments and was significantly increased by all fungicide application schedules compared to the untreated control. Marketable yield was significantly lower for certain forecast schedules compared to the weekly schedule. Potential cost savings of $379 per acre and pesticide reductions of 33 lbs a.i. per acre for the season were calculated. Chemical name used: tetrachloroisophtalonitrile (chlorothalonil).
M.H. Maletta, W.P. Cowgill Jr., W. Tietjen, S.A. Johnston, and P. Nitzsche
Fourteen different fungicide schedules for early blight control, including eight variations of TOM-CAST, were evaluated at the Snyder Research and Extension Farm, Pittstown, N.J. Weather data was collected with Sensor Instruments Field Monitors. All calendar-based schedules—weekly, biweekly, grower simulation—reduced foliar disease compared to the untreated control. All forecast generated schedules—TOM-CAST variations, FAST and CUFAST—reduced foliar disease compared to the untreated control. Several of the forecast schedules resulted in disease ratings not significantly different from those following calendar based schedules or from each other. The fourteen different schedules required as many as sixteen to as few as four fungicide applications. Disease control schedule did not affect total yield, marketable yield and postharvest losses. Disease control with a TOM-CAST generated schedule based on weather data from an electronic meteorological service was not different from disease control obtained with a TOM-CAST schedule based on ground station weather data. Potential cost savings of as much as $295 per acre resulting from reduced fungicide schedules were estimated. Chemical name used: tetrachloroisophtalonitrile (chlorothalonil).
M.H. Maletta, W.P. Cowgill Jr., T. Manning, W. Tietjen, S.A. Johnston, and P. Nitzsche
Weather information has many applications in crop production practices, including disease forecasting. A variety of weather instruments are available for on-farm use, but associated costs and need for regular calibration and maintenance can limit actual use, especially by smaller growers. Subscription to an electronic meteorological service may be a viable alternative to on-site weather stations. In 1997 and 1998, hourly temperature, relative humidity and leaf wetness were monitored at six sites in a 400-m
2 area of New Jersey with Field Monitor™ data loggers (Sensor Instruments, Inc.) and by subscription to SkyBit, Inc., an electronic meteorological service. There was close correspondence in temperature data from the two sources at all sites, the average seasonal difference ranging from 0 to 2 °F. Relative humidity data was variable between the two sources, the greatest variation occurring at low and high humidity, the ranges at which relative humidity sensors had been shown to be least accurate. Leaf wetness estimates from the two sources agreed at least two-thirds of the time. Data differences related to source were attributed to both systematic and random error. The usefulness of electronic weather data in crop production depends on how sensitive the particular weather-dependent applications (e.g., predictive disease and insect models) are to variation in the input data. The TOM-CAST early blight forecaster for tomatoes was not particularly sensitive to differences between SkyBit and Field Monitor leaf wetness estimates. Arlie A. Powell, Karl Harker, Roger Getz, and Eugene H. Simpson
In order to provide timely weather information to county agents (CEA) and growers, a sophisticated user friendly weather information program was developed that provides over 900 weather files daily to users. This program uses a 420 Sun Server that automatically downloads files from the NWS office on the AU campus and makes them instantly available to CEA offices via the Extension Network. Growers may obtain information from CEAS or use their personal computers to access a “Weather Board”. A chilling/growing degree hour (GDH) model (mod. 45) has been developed for peaches that provides a good estimate of when rest is completed and allows prediction of phenological stages through flowering. This information assists growers with orchard management decisions. Studies with peaches were conducted using the chilling/GDH model to properly apply hydrogen cyanamide (Dormex) to replace lack of chilling. This work resulted in an effective application timing based on chilling accumulation and allowed development of a forecast model for grower use. | 11,383 | 4,428 | 28,992.2028 |
warc | 202143 | Effects for anabolic-androgenic steroids
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warc | 202143 | Many of us have been there. That moment when someone
or something triggers an overwhelming sense of anxiety from within.
When emotion takes over and our chests seem to lock up, it can become difficult to breathe.
Panic and worry can lead to feelings of hopelessness and resignation.
But according to Megan Riehl, Psy.D., a clinical health psychologist who specializes in treating patients with gastrointestinal conditions, diaphragmatic breathing can help individuals regain a sense of control when they’re experiencing life’s inevitable stressors.
“Feelings of stress and/or anxiety are natural and oftentimes, a part of our everyday lives,” said Riehl. “However, instead of allowing them to be all-consuming, effective tools like diaphragmatic breathing can actively help individuals cope with many aspects of life.”
Riehl regularly works with patients who have conditions that may lead to significant physiological
and psychologicalsymptoms.
Here, Riehl speaks to
Michigan Health about the benefits associated with diaphragmatic breathing, an often-misunderstood technique. What is diaphragmatic breathing? Riehl: Diaphragmatic breathing can be described as deep breathing that is applied to help alleviate both physical and emotional symptoms.
When someone is engaging in this type of breathing, they contract their diaphragm by exercising a deeper form of inhaling (and eventually, exhaling) that extends into their belly.
Typically, individuals breathe in their chests, which many refer to as ‘shallow breathing’ that can actually exacerbate feelings of anxiety and worry.
Through this deeper exchange of incoming oxygen and outgoing carbon dioxide, one’s body, as well as their nerves, are calmed down.
What conditions does diaphragmatic breathing help treat? Riehl: I think a lot of people have a loose familiarity with diaphragmatic breathing as a treatment used for mental health conditions.
But as a GI psychologist, I’ve recommended –
and taught – the technique to patients experiencing gastro-related conditions like diarrhea, constipation, irritable bowel syndrome and inflammatory bowel disease.
I’ve also seen great success from using this mechanism for patients with acid reflux, or GERD.
It’s important to note that diaphragmatic breathing activates the movement of the diaphragm. By breathing deeply, one is moving the diaphragm up and down in the process, which allows for a gentle massaging of the digestive organs.
In turn, this calms spasms, cramping or other issues that can lead to things like urgency (with diarrhea) or constipation.
Essentially, diaphragmatic breathing can reduce strain and cramping during bowel movements and therefore significantly lessen discomfort.
What are some misconceptions about this type of breathing? Riehl: A lot of people are surprised that a breathing technique can render such dramatic results. But the thing about diaphragmatic breathing is that it activates our body’s relaxation response and for a lot of my patients, this is hugely important.
The urge to use the bathroom, for example, when accessing one might not be very easy, might stir up feelings of anxiety and panic. By remembering this technique and consciously using it, however, that urgency can be better managed.
There absolutely is a brain-gut connection at play when it comes to GI conditions. And a lot of the strategies I work on with my patients tap into this relationship.
Brain-gut therapies aid in regulating the disconnections that can happen between the brain and gut. Diaphragmatic breathing paired with other relaxation interventions has physiological and psychological benefits.
The unique aspect of diaphragmatic breathing is that it’s a fairly simple intervention that patients, who have sometimes dealt with conditions without viable solutions, can use for years to come.
I teach it to nearly everyone I work with, including patients with chronic pancreatitis.
When someone is in the midst of a severely painful episode, diaphragmatic breathing can help them calm their nerves and serve as a coping mechanism shortly after the episode subsides.
Written by Jina Sawani.
If you care about anxiety, please read studies about new nasal spray can treat anxiety disorders and findings of PTSD, anxiety, and depression may not be mental diseases, study finds. | 4,404 | 2,009 | 9,413.029368 |
warc | 202143 | Entrance: Access is via Darley Street and North Head Scenic Drive from Manly. Turn left at the Bella Vista Café to the free car park – 2 and 4 hour limits. Grade: Easy – An Explore North Head Sanctuary map and information is available from the Visitor Centre at the car park. Time: Sanctuary loop 2 hours approximately is on the traditional lands of the Gayemagal people, now a Sydney Harbour National Park. It is a haven where natural heritage and Australian history combine with spectacular ocean and harbour views. It is a photographer’s delight, particularly wonderful in Spring! A delightful café and Visitor Centre await as well.North Head Sanctuary
Easy walks feature an amazing abundance of native plants in various environments from endangered Eastern Suburbs Banksia Scrub to the Hanging Swamp. The bushland provides a habitat for a wide range of native species so keep an eye out for rainbow lorikeets, little wattlebirds, echidnas, lizards, snakes and the long-nosed bandicoot.
The Sanctuary Loop walk passes by the former School of Artillery buildings and the Memorial Walk honours those who have served and supported the defence of Australia. The Third Quarantine Cemetery established in 1881 for victims of a smallpox epidemic is situated with a spectacular harbour view and is worth exploring for its beautiful native vegetation and poignant history.
Note: In October 2020 a bushfire hazard reduction burn at North Head spiralled of control burning more than 50% of the sanctuary. With good rain over the 2020/21 summer and as many Australian native plants rely on fire to germinate, visits over the next few years will reveal the resilience of the bush to recover from fire. Areas closed on North Head (as of 28 June 2021) Some parts of North Head in Sydney Harbour National Park are closed due to fire damage and geological instability. Do not enter the closed areas. Penalties apply for non-compliance The closed areas include: Bluefish Drive past the Gunner Road carpark entrance Fairfax lookouts North Head Sanctuary walk Open areas include: Q Station The track between Shelly Beach and Bluefish Drive North Head Scenic Drive Fairfax Walk Collins Flat Beach Collins Beach Road For more information, call the local park office on 02 9960 6266, or the National Parks Contact Centre on 1300 072 757 (13000 PARKS). https://www.nationalparks.nsw.gov.au/things-to-do/lookouts/north-head/local-alerts.
At North Head, the Australian Wildlife Conservancy (AWC) is contracted by the Sydney Harbour Federation Trust to deliver research and monitoring projects (of extant wildlife, feral predators and the Critically Endangered Eastern Suburbs Banksia Scrub) and reintroductions of locally extinct mammals. AWC is not contracted to deliver fire management at North Head.
In 2020, AWC celebrated a decade of effective conservation partnership at North Head, including the successful reintroduction of three locally extinct species, native
Bush Rats, Brown Antechinus and Eastern Pygmy Possum.
The uncontrolled and intense fire at North Head of October 2020 burnt through
approx. 62 hectares of bush and a substantial section of Australian Wildlife Conservancy’s (AWC’s) project area
All equipment (camera traps, SD cards, and data) in the burnt area has been destroyed, along with much of the habitat where we carry out threatened wildlife reintroductions and areas of the headland’s Critically Endangered Eastern Suburbs Banksia Scrub. Experiments running at the burn site have had to be abandoned. Using vital lessons learned from our Kangaroo Island and Wollombi Valley projects, we are installing refuge tunnels, nest boxes, and watering points and providing supplementary food for surviving animals.
In the field at North Head AWC ecologists delivered immediate action and are implementing a response plan. Please phone 08 9380 9633 or donate to their website to support the recovery efforts.
AWC’s team is installing refuge tunnels to connect patches of unburnt vegetation and provide shelter for surviving animals.
The latest details can be found on our | 4,127 | 2,042 | 8,221.663075 |
warc | 202143 | What is considered a large mass in lung?
Tumors that are generally larger than three centimeters (1.2 inches) are called masses.
If your tumor is three centimeters or less in diameter, it’s commonly called a nodule.
If the nodule forms in your lungs, it’s called a pulmonary nodule.
Hamartomas are the most common type of benign lung nodule..
Does size of lung tumor matter?
Tumor size is a known prognostic factor for many cancers including non-small cell lung cancer (NSCLC) with larger tumors predicting a worse prognosis in most cases. This is true especially for node-negative tumors, where tumor size is often the main determinant of stage and treatment.
Is a 3 cm lung tumor large?
The tumor is no larger than 3 cm across, has not grown into the membranes that surround the lungs, and does not affect the main branches of the bronchi (T1). It has spread to lymph nodes within the lung and/or around the area where the bronchus enters the lung (hilar lymph nodes).
Is a 7cm lung tumor big?
Or stage 3C can mean the cancer is bigger than 7cm or it has spread into one of the following: the muscle under the lung (the diaphragm) the centre of the chest (mediastinum)
How fast do lung tumors grow?
It takes about three to six months for most lung cancers to double their size. Therefore, it could take several years for a typical lung cancer to reach a size at which it could be diagnosed on a chest X-ray.
What is the average size of a lung cancer tumor?
In the study, published online in the British Journal of Cancer, the average total tumor dimension was 7.5 centimeters, or roughly 3 inches. Patients with total tumor dimensions above this size lived an average of 9.5 months. | 1,710 | 867 | 3,321.384083 |
warc | 202143 | If you notice a pipe lining issue, don’t hesitate to speak with the expert pipe relining plumbers in Glen Waverley today.
There was only one way to fix drains previously. You experienced to dig them up and replace the damaged sections. However, there’s a large issue with this. It’s disruptive for the homes and businesses, plus it creates a big mess. Furthermore, there’s a cost to fixing the house and the landscaping to obtain it straight back to their original condition.
Luckily, there is an alternative called drain pipe relining that is quick, reliable, and easy. This “no dig” option is utilised to repair blocked or damaged drains without resorting to disruptive and damaging excavations.
Drain pipe relining is really a very successful way to execute pipe repairs simply because it relies upon trenchless sewer repair. With this newer approach to pipe repair, you do not have to break along the walls in your residence or dig increase your exquisitely landscaped garden. Through the use of drain pipe relining, you are usually enhancing the reliability of your plumbing systems, enhancing the pressure water to your property, preventing corrosion and improving the structural integrity of your own plumbing system.
When it comes to drain pipe relining in Glen Waverley, homeowners, property managers and plumbing companies consider the group at Local Melbourne Plumbing for all those their relining needs.
Local Melbourne Plumbing is a locally owned and operated business with a strong work ethic, highly qualified in all areas of plumbing, plumbing maintenance and gas fitting. We strive to provide a professional yet personal plumbing service from the point of phone enquiry right through to job completion… and with upfront pricing!
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warc | 202143 | In therapy, I support my clients in understanding what it means to them to have a spiritual connection. Spirituality is different from religion. Spirituality supports you in understanding your greater connection to others and the world. Through this lens, you open up to seeing and experiencing life in new ways.
Spirituality is about connecting to the essence of who you are and your place in the world. You are the “experiencer” having the experience. Your spiritual connection will support you in defining what that experience is and what it means to you.
When you have a strong spiritual connection, it gives you a foundation to feel safer in the world. This sense of safety allows you to address issues in your life that may have seemed too scary or challenging to focus on in the past. My clients who report growth in their spiritual connection say they feel more hopeful about their future and the issues that brought them to therapy.
In order to “be”, it means to bring energy. What is the energy you are bringing to every situation, circumstance, and relationship in your life? The energy and life force that you bring to your experience has an impact on every outcome. Who you “be” affects what you “do” which results in what you “experience.”
Each day you wake up with a choice to be your highest and most authentic self. The challenge is in really knowing what that looks like and how that translates into your behavior and actions. In sessions, we will work together to assist you in identifying who you get to be in your life, what that really means and how to achieve the results you desire.
People who are mindful actually have better results in therapy because they are able to slow down and witness their experience in the present moment. This is where healing and transformation happens. Healing doesn’t happen when you think about it, it happens as you experience it.
Mindfulness is the practice of being aware of what’s happening in the present moment, moment by moment. It supports you in developing self-awareness and knowing who you are. In my practice, I use mindfulness to support you in connecting to what’s happening within you, right now. Mindfulness allows you to track your thoughts, feelings, sensations, awareness, and movements in real-time.
Mindfulness-focused therapy is about taking the time to slow down and tune in to what’s happening inside of you as you move through a therapy session. Mindfulness is the skill that allows you to stop reacting impulsively to your feelings and instead gives the space to process and move through what you are truly feeling. Only then can you have access to the truth and new awareness that leads to change.
My job is to walk you through the process and teach you how to use mindfulness in your life.
Each person is their own unique expression of consciousness. Spirituality is about connecting to the conscious moment. It’s about connecting to something greater than your physical self and something that is often hard to define and express. Spirituality is connecting to the essence and energy of who you are and your connection to everything else in the world. Mindfulness is the practice of how you do this.
Therapy is a safe and non-judgmental space to talk about all the issues that are important to you. Spirituality is just one of the many issues that we will work on. Your process is yours. My role is to accept and meet you where you are on your journey. My job is to support you in creating your own definition of what spirituality means to you. You are the expert of yourself. My job is to help you see this truth.
I am an NYC-based psychotherapist and my fees are competitive with other therapists in the area.
I am an “Out of Network” provider. Many health insurances have out-of-network benefits and my fees may be reimbursable. If you have a PPO health insurance plan, my services may be reimbursable by 50%-80% depending on your health insurance or employee benefit plan.
When checking with your insurance about what coverage you have, please ask the following:
As a service to you, I submit all claims electronically to insurance providers. Payment for each session is expected at the time of service. I accept all major credit cards, cash, Venmo, Zelle, and PayPal.
As is standard with psychotherapy, if you do not show up for your scheduled appointment and have not
notified me at least 48-hours in advance, then you will be required to pay the full cost of treatment.
Yes, I do see clients remotely. In order to get the most out of working remotely, you need to give yourself permission to put everything else aside. Find a quiet place to focus on yourself that is free from distractions. I treat working remotely with the same care and attention as an in-person session.
If you believe that I would be the right therapist to support you in working through the challenges you experience, click here to reach out and schedule a free consultation. | 5,044 | 2,177 | 11,443.41571 |
warc | 202143 | The measure seeking to establish the Bulacan Airport City Special Economic Zone and Freeport continues to breeze through committees in the House of Representatives.
The House Ways and Means Committee chaired by Albay 2nd district Rep. Joey Salceda approved the unnumbered substitute bill to House Bill (HB) No.7483 during a virtual hearing Wednesday, roughly 24 hours after it hurdled the Economic Affairs panel.
Filed by Bulacan 1st district Rep. Jose Antonio Sy-Alvarado only last August 25, the bill proposes the creation of the Bulacan Airport City Special Economic Zone and Freeport Zone adjacent to the proposed New Manila International Airport in Bulacan which San Miguel Aerocity Inc. will operate.
The construction of the P735-billion domestic and international airport will be carried out by top conglomerate San Miguel Corporation (SMC) at zero cost to the government. The airport’s franchise application bill, HB No. 7241, gained the Salceda panel’s nod last week, after it was approved by the Legislative Franchises Committee.
Economic Affairs panel chairperson, AAMBIS-OWA Party-List Rep. Sharon Garin defended the substitute bill before the Ways and Means Committee, which approves tax provisions of any given bill.
After an hour of discussion, the Committee approved the language in Section 5, 15, and 16 of the ecozone measure without amendments.
Section 15 (Fiscal Incentives) in particular reads, “Registered enterprises operating within the Bulacan Ecozone may be entitled to the existing pertinent fiscal incentives granted under Executive Order No.226, as amended, otherwise known as the Omnibus Investments Code of 1987, and to such other fiscal incentives as may be provided by law.”
During the hearing, Salceda recalled that the airport franchise bill and ecozone bill were supposed to be just one big-ticket measure. But he pitched to have it split “so that it’s very clear what kind of animal this is and what it will do to the Philippine economy.”
“I asked the House leadership to separate the franchise bill and to remove any reference to the Gross Income Earned regime, which I am firmly opposed to. I also asked that the boundaries of the ecozone be made more definite, and that incentives for eligible enterprises be those incentives that are already in our standard tax incentives menu, under EO 226,” he said.
“The House leadership accepted all my recommendations both in the ecozone bill and in the airport bill. So, I am confident that this is now a fairer bill than what was originally proposed,” he added.
Once the bill is enacted, the Bulacan Ecozone will cover the domestic and international airport, the Airport City to be developed adjacent to the airport, and lands adjacent to the Airport City as may be determined after.
The bill also creates the “Bulacan Airport City Special Economic Zone and Freeport Authority” or BACSEZFA, which shall manage and operate the Bulacan Ecozone.
Salceda also insisted that tax incentives given to the ecozone be subject to the Tax Incentives Management and Transparency Act (TIMTA).
“It’s still performance-based, targeted, time-bound, and transparent. I wanted to make sure of that as the main advocate of tax incentives reform. At the same time, I want the investments that will come out of this bill to be realized. The airport will be the largest single-item investment in the country’s history,” said the Bicol lawmaker.
“So, with my revisions to the original draft now in place, we saw that approving this bill was justified. I thank the House leadership for their confidence in me and my recommendations,” he added.
Garin described the ecozone bill as “highly parochial” in nature and thus the author was given “due respect and consideration” when it was tackled Tuesday by her own panel.
“We had to consider na gusto talaga ng congressman. It is something that they have seen that could help their own district. With this application, they are anticipating the construction of the airport and they will gain from that,” she said. | 4,159 | 1,933 | 8,640.736679 |
warc | 202143 | Forecasting can be described as method employed by professionals to build educated guesses about upcoming sales. There are plenty of ways in which you need to do forecasts, nevertheless all the methods essentially do the same thing: clue you in as to of how very much something can cost you in the future. Predicting is a scientific research because it includes using quantities to make knowledgeable guesses as to what will happen later on. By doing forecasts, organization professionals may better plan for their businesses, and they allow them make decisions about what goods to produce, which products to offer, which in turn employees to use, etc . Foretelling of is used in about any industry, including retail, creation, healthcare, education, communications, tail wind, finance, and government.
You will find four significant categories of forecasting methods used by most organization professionals. The main types are: function predictive examination, financial forecasting, operational predicting, and financial metrics monitoring, all of which use different techniques in order to generate educated guesses about near future trends. The principal sources used for these forecasting methods happen to be internal or external directories; historical data; user viewpoints; and secondary sources including magazines, newspaper publishers, and websites. The greatest significance of using the correct forecasting methods depends entirely on the correctness of the quotes; since errors in forecasts result in both higher costs or more affordable profits, the value of finding a trusted technique is utmost. The best method for making good financial forecasts relies on combining historical and current info with advice about the future direction in order to contact form an accurate approximate.
Many industrial sectors have developed techniques of forecasting based upon complex statistical formulas, and these strategies are often referred to as forecasting methods. Yet , even though the majority of techniques rely on mathematics, you lack for every business to utilize predicting models as it can be done with readily available info. In the past, just large firms could find the money for to hire someone to study and create sophisticated forecasting units, but https://system-fusion.co.uk/digital-marketing today any individual can use and profit from them because there are today affordable and simple to use forecasting models. | 2,446 | 1,209 | 4,940.555831 |
warc | 202143 | Owning a vehicle comes with responsibility. Your vehicle needs fuel, oil, and maintenance to run properly. You could think of preventative maintenance like going to your yearly health check-up. Doctors then have the chance to catch a problem before it becomes serious....
You look at your phone quickly to read a text or take your hands off the wheel to eat or drink. It may seem harmless but the time you are distracted is usually longer than you realize. A lot can happen in a couple seconds when you are distracted. April is Distracted...
Local Mechanics Help You Decipher 5 Common Car Noises (PHOENIX) – The first warning sign your car needs attention is often a sound. Understanding where the noise is coming from and when can help determine whether you’re dealing with a quick fix or an urgent repair....
Your vehicle is a huge investment. With that in mind, it’s critical to maintain and service your vehicle on a routine basis to take good care of it. When you do this, your vehicle will get you where you need to go and will also retain its value longer. Essential Car...
With unemployment at an all-time high, theft seems to be on the rise. Did you realize that the catalytic converter on your car is one of the things thieves are going after? Let’s take a look at what a catalytic converter is and how you can protect it. What is a...
No matter how new or reliable your car is, odds are that one day you will see fluid under it. When your car springs a leak, you usually assume the worst. Will it drive? How much will it cost? Some automotive leaks are serious and could leave you stranded while others...
(PHOENIX) – As we enter 2021 with high hopes for the COVID-19 vaccine, the reality is we’re facing several more months of uncertainty. That can make major financial decisions, like whether to repair or replace a vehicle, even more stressful. Your Neighborhood Auto...
PHOENIX – Cleaning and organizing are popular goals this month and your Neighborhood Auto Repair Professionals (NARPRO) are available to share interesting ways to get a clean, organized car: Cleaning Tools: Cooking Spray Spritzing your grille will make it easier to...
(PHOENIX)– After a year filled with canceled trips and plans, many people are itching to hit the road this holiday season. Being prepared may be even more important this year because people haven’t been paying as much attention to car maintenance. Whether your plans...
It can be difficult to describe the noises your car makes. Click, click … vrrrrrrrrr … squeak … these are just a few you may have heard once or twice. Some car noises are completely normal, but there are some that you should never ignore. Here’s a list of car... | 2,762 | 1,432 | 5,180.678771 |
warc | 202143 | While reading an
All Things Digital review of an application called Lift, I started to think about the place of goals in a workplace or personal setting. Often people talk about setting personal goals as a way to advance an individual’s life, and while we may set long term professional goals, daily tasks and weekly goals may get underestimated even though they are the building blocks of long term goals and aspirations.
Lift helps users to organize and keep track of a variety of goals and tasks, and gives users the opportunity to support each other in a social network that focuses on maintaining and reaching goals. Lift may be useful for employees to keep track of their professional and personal goals by giving them a structure and timeline for getting things done, but more than that, the principles that Lift employs are critical in any workplace. While many of us have long term professional goals, it is important to remember that short term goals and tasks contribute to a big whole, and that setting goals and organizing a schedule are important to personal and professional success.
Plan Your Week
At the beginning of the week it is important to look at the tasks you need to get done throughout the whole month, and then to allocate them to your working weeks so that you can work towards an ultimate goal. Taking an hour or two at the beginning of a week to plan the week’s work can help you to keep on track and measure your progress. As far as setting employment goals, there are some basic principles you can implement to get the most out of your goal-setting process.
Be Specific
When setting goals, it is important to be specific about what you want and what you need to do. Writing “improve social media engagement” is a decent reminder, but it does not provide any strategies for achieving the goal, whereas “post on Facebook twice a day to improve social media engagement” will. Setting specific goals gives you the tools and guidance you need to improve and attain those goals.
Choose Goals that Are Measurable
Setting yourself goals that can be easily measured is also important. This is not possible for every aspect of every working position, but mixing up your goals between those that can and cannot be measured will help. Being able to measure goals is a really important part of staying motivated, so setting goals that you can observe the direct results of is an important motivational device. While some goals are hard to quantitatively measure, there are others that can be measured qualitatively over time, and sometimes you need to get your coworkers involved.
Asking your coworkers for qualitative feedback on any long term goals can help you to understand what you need to do to achieve the goals you have set, or if you are making progress in the ways that you want. Outside and self-review are an important aspect of the goal-setting process, so creating a timeline for self-evaluation is also a critical aspect of the process. Reviewing your goals every week or couple of weeks can help to assess if you are progressing the way that you want, and whether you need to change your goal-setting or goal-achieving strategy.
Making Sure Your Goals Are Attainable
While it is good to set your standards high, it is also important to set goals that push you to progress, but that are also attainable. Setting goals that are too difficult to achieve will make you feel disheartened when you do not achieve them. The purpose of setting goals is to create measures of progress, so creating a set of goals that are attainable helps you to feel inspired and progress.
Set Goals That Are Relevant
When considering the types of goals that you want to set, it is important to have a greater end goal in mind. While you might have a general goal to be a better employee, it is important to develop sub goals to make this possible. Being a better employee involves progressing the company, so while your ultimate end is to be more valuable, improving and growing your company should be the goal that your other goals center on.
Making your goals relevant to your current situation is also an important aspect of attainability. Setting a goal to play the violin in a large local orchestra when you have never played a musical instrument before is not a relevant goal, neither is it attainable, but setting a goal to be able to play a simple violin piece at next year’s family reunion is.
Establish a Timeline
Aiming to complete certain goals within a set frame of time can give you the push to get things done in good time, and to make sure that you organize your time effectively. When creating a timeline for goals it is important to keep attainability in mind, and then review your timeline according to what you have completed and what you think you can complete. Do not bite off more than you can chew. The purpose of goal setting is to measure progress, and pushing yourself too hard leads to stress and work that lacks the quality it would have had otherwise.
Taking the time to plan and coordinate your tasks for the week or day is a crucial aspect of working smart. When we plan, we start to organize our daily and weekly tasks, we lay out what we need to do things, and we start a process of success. So, if you don’t already, take the time to plan some long and short term goals to help you progress personally and professionally.
Sources
Goode, Lauren. “On the Road to Self-Betterment, Apps That Keep You on Track.” All Things Digital. http://allthingsd.com/20130603/on-the-road-to-self-betterment-apps-that-keep-you-on-track/. (5 May, 2013).
“Setting Employee Goals effectively Is Critical to Your Success.” Success Factors. http://www.successfactors.com/en_us/lp/articles/setting-goals-effectively.html (5 May, 2013). | 5,839 | 2,506 | 13,413.855946 |
warc | 202143 | It is the dream for many people to start and run a successful salon business. With a salon, one gets a chance to help customers undergo wonderful transformations while making money in the process. However, like other businesses, opening a salon and keeping it running calls for effective working capital. This means finding means to finance the enterprise as an entrepreneur. Below are the financing options you can consider.
Term Loans
A term loan is what comes to mind to many people when they think of funding their businesses. This is a loan that you take to finance your business and repay over a set timeframe. This can be months or a couple of years, depending on the agreement with the lender. It is easier to secure term loans for your salon business when you interact with your bank, online lender, or consider SBA loans.
Business Lines of Credit
This is the other option you can consider as an entrepreneur to finance your business. A business line of credit allows the borrower to get a pool of money from the lender to draw on at any time and finance the business. As a salon owner, this is an option that works best for you as it comes with flexibility in terms of repayment.
Equipment Financing
The best salon has the right equipment, which in most cases is expensive. As an entrepreneur starting a salon business, you must ensure that you have the right equipment. Raising the money needed can, however, prove hectic. It is for this reason that you should consider looking for equipment financing. This is where the lender extends the money needed to acquire and purchase the salon appliances and equipment.
Personal Loans
As a salon owner, you have the option of securing personal loans for business financing purposes. In comparison to other types of loans, personal loans have low interest and suit entrepreneurs with poor or no business credit.
Credit Cards
Seeking a business credit card is another option for financing your business needs. In most cases, business cards function as short-term loans that you can use to finance your salon business. This, however, depends on the lender and the application process.
With effective guidance, as an entrepreneur, financing your salon business becomes easier. Reach out to New Horizon Capital Funding today for professional assistance. | 2,315 | 1,049 | 5,080.200191 |
warc | 202143 | What disease causes benign tumors? Neurofibromatosis (NF), a type of phakomatosis or syndrome with neurological and cutaneous manifestations, is a rare genetic disorder that typically causes benign tumors of the nerves and growths in other parts of the body, including the skin. What disease causes tumors? VHL is a complicated disease, which causes tumors to grow in 10 different parts of the body: kidneys, adrenals, pancreas, brain, spine, retina, inner ears, reproductive tract, liver, and lungs. How do you know if a mass is cancerous?
Bumps that are cancerous are typically large, hard,
painless to the touch and appear spontaneously. The mass will grow in size steadily over the weeks and months. Cancerous lumps that can be felt from the outside of your body can appear in the breast, testicle, or neck, but also in the arms and legs. Do benign tumors go away? Most go away on their own. Those that interfere with vision, hearing, or eating may require treatment with corticosteroids or other medication. Lipomas grow from fat cells. They are the most common benign tumor in adults, often found in the neck, shoulders, back, or arms. Are benign tumors hard or soft?
They
can feel firm or soft. Benign masses are more likely to be painful to the touch, such as with an abscess. Benign tumors also tend to grow more slowly, and many are smaller than 5 cm (2 inches) at their longest point. Sarcomas (cancerous growths) more often are painless. Do benign tumors grow fast?
Benign tumors
tend to grow slowly and have distinct borders. Benign tumors are not usually problematic. However, they can become large and compress structures nearby, causing pain or other medical complications. When does a tumor become cancerous?
Malignant tumors are cancerous. They
develop when cells grow uncontrollably. If the cells continue to grow and spread, the disease can become life threatening. Malignant tumors can grow quickly and spread to other parts of the body in a process called metastasis. What causes a Tumour?
In general, tumors occur
when cells divide and grow excessively in the body. Normally, the body controls cell growth and division. New cells are created to replace older ones or to perform new functions. Cells that are damaged or no longer needed die to make room for healthy replacements. What causes tumors to grow in the body? When cells grow old or become damaged, they die, and new cells take their place. Sometimes this orderly process breaks down, and abnormal or damaged cells grow and multiply when they shouldn’t. These cells may form tumors, which are lumps of tissue. | 2,608 | 1,265 | 5,341.761265 |
warc | 202143 | Healthcare Professor Jonathan Metzl isn’t afraid to tackle society’s most controversial issues, like guns, mass shootings, health care, race, politics and mental illness. Read More
Mar. 11, 2019
A new study shows that access to health insurance can help hold a community together socially, and lack of it can contribute to the fraying of neighborhood cohesion. The study, Beyond Health Effects? Examining the Social Consequences of Community Levels of Uninsurance Pre-ACA, published by the… Read More
Jan. 16, 2017
How about shrink wrapping your hand to have an MRI? Or having a light in a cast to help heal diabetic foot ulcers? These are just some of the devices developed by Vanderbilt engineering students for Design Day 2016. Read More
May. 6, 2016
Morality is not declining in the modern world, says Edward Rubin, University Professor of Law and Political Science, in a new book. Instead, a new morality is replacing the previous one. Read More
Apr. 3, 2015
The Politics of Health Conference Oct. 3-4 at Vanderbilt is a free event that will speak to the scale, urgency and intimacy of health as a critical American economic and political issue. Read More
Sep. 9, 2013
TEDMED, a multidisciplinary community of innovators and leaders who share a common goal of creating a better future in health and medicine, will hold its 2013 event April 16-19 at The John F. Kennedy Center for the Performing Arts in Washington, D.C. Some 2,000 related events will… Read More
Apr. 15, 2013
Chancellor Nicholas S. Zeppos announced four foundational ideas that will guide Vanderbilt as it defines itself in a new century during a speech April 3 at Spring Faculty Assembly. Read More
Apr. 3, 2013
As advocates and politicians debate gun control issues, economists say gun injuries and deaths have cost billions in court proceedings, insurance costs and hospitalizations. Manish Sethi, assistant professor of orthopaedic surgery and rehabilitation, has studied healthcare costs associated with gun violence and is quoted. Read More
Mar. 6, 2013
A conference at Owen Graduate School of Management will examine how healthcare companies will balance quality of service, operational efficiencies and cost control as millions of previously uninsured people gain greater access to the healthcare system through the Affordable Care Act. Read More
Aug. 23, 2012
A Vanderbilt expert on health policy and economics says that many people who get subsidized private health insurance under the Affordable Care Act in 2014 could face confusing changes in eligibility and cost sharing, and some will be required to pay the government back after the first year of participation. Read More
Jun. 8, 2012
Of all the issues being debated by politicians, lawmakers and voters, funding health care may be the issue on which no one can agree. Read More
Apr. 10, 2012
Watch video of Alondra Nelson, associate professor of sociology at Columbia University, speaking Nov. 8. Typically associated with the revolutionary rhetoric and militant action of the Black Power movement of the 1960s and 1970s, the Black Panther Party did significant and lesser-known work pursuing equality in the… Read More
Nov. 11, 2011
Nancy-Ann DeParle, current deputy chief of staff to President Obama and former director of the White House Office of Health Reform, and Todd Park, chief technology officer in the Department of Health and Human Services, are among the speakers at the fourth annual Nashville Health Care Conference and Career Fair. Read More
Oct. 4, 2011
The lecture will explore "What Dr. Martin Luther King Jr. would want us to know about health care disparities." Read More
Aug. 23, 2011
A clear safety culture and “conceptual toolkit” are needed to reduce medical mistakes, research from Vanderbilt Owen Graduate School of Management finds. Read More
Mar. 18, 2011
The legal debate over President Obama’s health care law – specifically whether the insurance requirement in the law goes beyond Congress’s authority and is thus unconstitutional – is likely to go to the Supreme Court. Vanderbilt University Law School and the Vanderbilt Owen Graduate School of Management have experts who can weigh in on the debate and the future of health care in America. Read More
Feb. 4, 2011
Dr. Bill Paul, Metro Nashville’s director of public health, discusses “health care reform in the community” with the Healthcare Delivery Systems course taught by Sharon Shields, professor of the practice of health promotion and education. Media Contact: Ann Marie Deer Owens, (615) 322-NEWS annmarie.owens@vanderbilt.edu… Read More
Nov. 4, 2010
As many people know, some of the biggest “pains” in health care have nothing to do with treatment and everything to do with the confusion surrounding paying for care. HIMSS Medical Banking Project is an organization that creates innovative ideas and partnerships to help make “medical banking” easier and more effective for health care organizations, financial institutions and patients. Read More
Jun. 14, 2010
Watch video of a June 2 panel discussion of local health care experts discussing current Congressional action on health care reform. Read More
Jun. 4, 2009 | 5,286 | 2,556 | 10,650.586854 |
warc | 202143 | Welcome to the University of Iowa World Language Placement test in German. The UI offers WebCAPE tests that were developed by the Humanities Research Center at Brigham Young University. These tests are designed to help you decide in which course to continue your language study.
Who should take a World Languages Placement Test (WLPT)? If you completed four years of the same world language in high school, you do not need to take the WLPT unless you plan to continue studying the same language at The University of Iowa. If you completed fewer than four years of the same world language in high school, discuss what you need to take with your advisor. If your major is in the College of Liberal Arts and Sciences, you can refer to the General Education Program requirements for your major. You will need to take the WLPT if your high school course work does not satisfy the General Education Program World Language requirement for your major. If you are an open major and completed fewer than four years of the same world language in high school, you should take the WLPT.
The test results will help you and your advisor determine the best level for your first enrollment in a language course.
Placement factors considered (in addition to your WLPT score) include how long you have studied the language; strength of instruction; grades earned; experience abroad or with native speakers; and length of time since the language was studied.
Test Description and Guidelines The tests are multiple-choice and cover grammar, reading, and vocabulary. The tests are adaptive, meaning the question difficulty will vary depending on how you respond. You will not be able to review an item once you have submitted your answer. Complete the test in one sitting. There is no time limit but you should set aside a minimum of one hour. You may not use books, notes or any other resource materials. Scoring and Placement
Your score will appear at the end of your test. Save the score page to a file to print a copy. If you do not see a score, login again and click on resume to complete your test.
Score Placement Recommendations 0-399
GRMN:1010
This review course covers the material in GRMN:1001 and GRMN:1002 (Elementary German I&II) in an accelerated format. This course is designed for students with previous study of German in high school, usually two years or more, who place below the third semester level on the placement test. The course begins with a fast-paced review of material typically covered in high school programs; the pace slows in the middle of the semester as less familiar topics are covered. 400-449 GRMN:2001
Intermediate German I
Designed to increase students' proficiency in spoken and written German, and to increase their knowledge of and insights into the German-speaking cultures of Central Europe and their historical background. Ample opportunity is provided to increase and sharpen communicative skills. Particular emphasis is placed on the further development and refinement of reading skills. 450-499 GRMN:2002
Intermediate German II
This course is a continuation of GRMN:2001. >500 GRMN:3501
Introduction to German Literature
This course introduces students to the study of German literature. Readings consist of representative poems, plays, fiction, and essays from 1750 to the present. Class discussions focus on comprehension of the texts, the texts as literature (i.e., style and narrative), and the texts as representatives of major German literary trends. Discussions and assignments are designed to help students improve their linguistic skills. GRMN:3103
Composition and Conversation I
This course is designed to help students improve their reading, writing, speaking, and listening skills in German. A variety of readings will provide the basis for class discussions and writing assignments.
Please note: These placements are recommendations only! The best placement for you depends on the strength and emphasis of your previous coursework, your motivation to learn German, and whether you have had out-of-class exposure to the language by traveling or living in a German speaking country. If your high school German program placed very strong emphasis on speaking and/or listening skills or you have spent longer than one month living in a German speaking country, you may want to consider taking a higher course. If you have questions related to course placement, contact the Academic Advising Center at: advising@uiowa.edu or contact the German Department (319-335-2285) and ask for help.
If you are having difficulty accessing a test, contact the ITS Help Desk at: its-helpdesk@uiowa.edu | 4,643 | 2,099 | 10,226.10243 |
warc | 202143 | Never was there a time when young people lived in a difficult social environment as it is today. More than ever before, young people today need us adults to be ready to listen, to let them talk their way to freedom from the stresses of their threatening and confusing morally bankrupt society raising them.
Counselors do not give prescription drugs to their patients and yet they get better as though they took tabs. Just listening!
They listen and listen, to help the other person understand himself on the basis of what he has said. This requires readiness to listening that is non judgmental of the one speaking.
Psychologists today advise that a person who is going through a stressful experience feels better and overcomes it faster when s/he keeps the company of those he can talk to about his/her problem.
Men are more prone to effects of stress because they shelve their feelings away from others. The talking nature of women helps them to vent out unwanted feeling or impulses. Can talking help young people the way it does women? Very much so.
As an adult, you need to listen to understand his point, not just to hear his voice and answer back or give advice. Sometimes they need advice and they courageously ask for it.
Many times, they don’t need advice but just an ear to listen. In listening can be the relief, the reassurance and the hope the young man wants. When a youth has been helped by his listening parents to air out, reflect on and understand his thoughts, he can be easily helped to make useful decisions that avoid trouble.
By Joseph Ssebunya | 1,582 | 836 | 2,967.196172 |
warc | 202143 | We’ve heard the expression so many times that it may have lost its significance: Christianity is about a relationship not a religion. Can I have a relationship with God? Isn’t He too busy for another follower? Do I have anything to offer Him? How does my imperfection mesh with His perfection? What does He expect from me? Tough questions indeed, but let’s start with what we know about relationships. If I want to draw close to God I need to learn everything I can about Him – His personality traits, His character, His likes and dislikes, His purposes, His expectations, and indeed His mysterious facets. Only then can I say truly that I am in a relationship.
If the words of the songs we hear on Sunday mornings are any indication most folks attending a church service (in person or via livestream) are overwhelmingly upbeat in their posture toward God. “I love Jesus! Praise the Lord. Thank you, Lord. God is so good.” It’s a contagious mindset, and one person’s zeal easily infects others. But what happens to us Tuesday evening after another day of battling with an unreasonable boss or long hours rebutting the machinations of a dubious co-worker? How about Thursday at the grocery store when the guy in the BMW coming from the other direction cuts us off and takes the parking spot for which we’ve waited patiently? Life gets real in those moments. Does our vision of God fade as the friction of life overwhelms?
Is my driving goal a consistent and unquenchable thirst to please God above all?
Solomon, the writer of most of Proverbs, has been tagged as the wisest man who ever lived, and his famous ruling on the squabble between two ladies fighting over a baby astounds us in its simplicity and perception. Solomon cut to the chase if you will pardon the pun. In his writings Solomon slipped in a description of God that many of us overlook. We don’t like to think that this God of love we serenade so freely could hate anything. But He does. Here’s the scoop…
There are six things the LORD hates—no, seven things he detests: haughty eyes, a lying tongue, hands that kill the innocent, a heart that plots evil, feet that race to do wrong, a false witness who pours out lies, a person who sows discord in a family.Proverbs 6:16-19 NLT
Some among us try to explain away the intensity of the word
hate as being un-God-like, and they substitute something bland like dislike strongly. The four versions of Scripture on my study desk (KJV, ESV, NASB, NLT) all translate the word as hate and it means despise, or abhor. The same word is translated in other places in Scripture as foe, enemy, or odious.
Let’s paint
hate with an image. You’ve just purchased a pair of gleaming white tennis shoes with all those tiny treads on the bottom. After removing the toe-stuffing that the manufacturer crammed into each shoe and tying up the laces you’ve exited the front door of your home. Just before you reach the car your foot seems to slip to one side, and you look down to find that you have stepped in a canine landmine left on your sidewalk by the neighbor’s dog. In an instant you’ve grabbed the meaning of hate, despise, and abhor.
The why of God’s intense reaction is wrapped in the single word
detests which is rendered as “an abomination to Him” in some translations. The venerable Strong’s Concordance states that word means, “something morally disgusting, an abhorrence; especially idolatry or an idol.” In short the one practicing the Seven Nasties on this list is an idolater —he worships himself in place of God.
Let’s walk through the Seven Nasties and see if our Sunday morning singing and our weekday lives are in sync. The last thing I want to do is to tolerate practices in my life that God hates, especially since I desire to be in a growing relationship with Him.
Haughty eyes
The phrase describes one who looks down on others and thinks, “I matter, and you don’t!” This person sees himself as the center of the universe and operates from the unreasonable expectation that all else must bend to his wishes. The attitude may include unkindness and irreverence. Bruce K. Waltke in his book, The Book of Proverbs Chapters 1-15, writes, “…no vice stands in sharper opposition to wisdom and fear of God than pride…”
A lying tongue
The lying tongue speaks half-truths, exaggerations, and flattery with ease. The practice includes covering up facts, disguising reality, or purposefully misleading the listener to gain an advantage. The man with a lying tongue is one who sells an item on the swap page but omits the underlying issues and feels no guilt over the transaction. A person marked by a lying tongue often shakes another’s confidence in humanity when the truth finally comes to light. Take note that Jesus describes Satan as both a
liar and the father of lies in John 8:44. Hands that kill the innocent
This describes cruelty and the practice of abusing others. Prejudice fits here with its hatred of all people of a certain creed or color into one large cauldron. Certainly there are bad eggs in every sampling of humanity, but God has placed in each and every person His image. Why kill or abuse the innocent? Is it for entertainment? Likely the deeper purpose is to take advantage of those too weak to fight back in an attempt to further one’s own goals.
A heart that plots evil
This heart beats to the tune of vicious scheming which plays out in devious actions. Adam Clarke in his Commentary on the Bible reveals that this heart, “fabricates such, lays the foundation, builds upon it, and completes the superstructure of iniquity.”
Charles R. Swindoll states, “Nothing we do or say occurs until it has been filtered through the heart within us.”[1] Think of the heart as the moral control center. Solomon pointed out how vital it is that this control center be fully functional.
Watch over your heart with all diligence, For from it flow the springs of life.Proverbs 4:23 NASB
Jeremiah made a startling statement about the condition of the human heart.
The heart is deceitful above all things, and desperately sick; who can understand it?Jeremiah 17:9 ESV
Feet that race to do wrong
With mischievous eagerness this person remains vigilant on the prowl for opportunities to do evil. He has escaped consequences for his previous actions, so he runs faster to do evil with each excursion. As he wallows in the muck his fear of God lessens. Solomon captured this thinking.
Because God does not punish sinners instantly, people feel it is safe to do wrong.Ecclesiastes 8:11 TLB
A false witness who pours out lies
The false witness destroys reputations through slander. His purpose is to elevate himself by tearing someone else down. As the gossip pours forth from the false witness those who hear the messages devalue the subject in their own thinking as the human mind seems prone to remembering the dirt rather than digging out the truth.
A person who sows discord in a family
Adam Clarke in his Commentary on the Bible described this sower of discord as, “He who troubles the peace of a family, of a village, of the state; all who, by lies and misrepresentations, strive to make men’s minds evil-affected towards their brethren.”
Every family has its share of dirty laundry and likely has that member who can’t wait for the next gathering to share what he’s heard or seen or inferred. Perhaps he thinks his stature in the group will rise as he reveals matters that ought to remain hidden.
Hatred stirs up strife, But love covers all transgressions.Proverbs 10:12 NASB
What does this practical love, this love that builds rather than destroys, look like? Take a look at Paul’s description in 1 Corinthians 13:4-7. Consider this paraphrase.
(Source: https://nicholsnotes.com/serve-in-love/) Love is patient with people no matter their maturity level. Love is kind even under stress. Love gives others the benefit of the doubt. Love does more than is expected. Love serves and keeps on serving. Love operates with confidence in God’s power. Love does not envy the success of others. Love does not boast of personal achievements. Love is courteous and respectful to everyone. Love does not demand its own way. Love is not easily irritated. Love does not resent the giftedness of others.
We must understand that Satan’s agenda is the opposite of God’s agenda. While God hates these seven practices Satan loves them. John summarized these agendas for us.
The thief’s purpose is to steal and kill and destroy. My purpose is to give them a rich and satisfying life.John 10:10 NLT
Satan’s goal is to steal, kill and destroy, and the Seven Nasties we just examined fit well into his playbook. Left unchecked the Seven Nasties give rise to lives marked by diabolical practices, and those lives become pawns in Satan’s campaign to destroy.
Jesus on the other hand offers abundant life, and the opportunity for each of us to have a relationship with Him.
for you were formerly darkness, but now you are Light in the Lord; walk as children of Light (for the fruit of the Light consists in all goodness and righteousness and truth), trying to learn what is pleasing to the Lord.Ephesians 5:8-10 NASB
Learning and practicing what is pleasing to the Lord seems a better investment of my time than becoming an expert at the Seven Nasties.
[1] Charles R. Swindoll. Living Beyond the Daily Grind Book II. Dallas: Word, 1988. 483. | 9,629 | 4,573 | 19,647.539689 |
warc | 202143 | Bogs have grow to be a lot greater than only a place to scrub. They’re a spot the place you possibly can spend some private time to calm down and get an escape from the routines of day by day life for some time after an extended, tiring day. Remodeling or renovating your bathroom can value you some huge cash if you don’t do it proper. When you make the precise modifications, you might have a gorgeous and comfortable bathroom by spending only a fraction of the cash that you have been meant to spend on transforming all the bathroom. Putting in a heated flooring in your bathroom is likely one of the additions that could rework your bathroom into one thing comfortable and contemporary. Earlier than making any buying choices, you might want to know some particulars about various kinds of heated bathroom floors. A few of these particulars are described within the paragraphs under.
Go for the precise heated flooring
There are primarily two sorts of heated bathroom floors out there available in the market. The primary sort is powered utilizing electrically heated coils whereas the opposite one is hydronic. It makes use of water crammed tubes with a purpose to present the specified ranges of heated within the flooring. The water tubes are supposed to be heated utilizing completely different means like kerosene, fuel, oil or photo voltaic power. If you’re undecided about which choice to go for, it is suggested to seek the advice of an HVAC skilled to get a consent about essentially the most suited heating system retaining into consideration your present bathroom infrastructure.
Professionals of electrically powered heated flooring programs
In case you wish to set up some electrically powered heated flooring programs to the entire house or simply your bathrooms, you ought to be conscious of the very fact that there are numerous upsides to go for this technique. To begin with, they supply a really comfortable expertise. Secondly, they don’t devour lots of further house. This technique is put in under the flooring so there may be nothing that will be seen besides the thermostat. Furthermore, they’re a good selection for individuals who undergo from any type of allergic reactions as this technique doesn’t blow any mud.
Professionals of hydronic heated flooring programs
Hydronic heated flooring programs come with the identical execs that are provided by electrically powered flooring programs however there may be one other upside to those programs as nicely. They’re very value efficient and permit you to avoid wasting cash on account of gas prices. | 2,621 | 1,242 | 5,440.36876 |
warc | 202143 | Clinical and MRI phenotypes of sarcoidosis-associated myelopathy Abstract Objective To determine the characteristic clinical and spinal MRI phenotypes of sarcoidosis-associated myelopathy (SAM), we analyzed a large cohort of patients with this disorder. Methods Patients diagnosed with SAM at a single center between 2000 and 2018 who met the established criteria for definite and probable neurosarcoidosis were included in a retrospective analysis to identify clinical profiles, CSF characteristics, and MRI lesion morphology. Results Of 62 included patients, 33 (53%) were male, and 30 (48%) were African American. SAM was the first clinical presentation of sarcoidosis in 49 patients (79%). Temporal profile of symptom evolution was chronic in 81%, with sensory symptoms most frequently reported (87%). CSF studies showed pleocytosis in 79% and CSF-restricted oligoclonal bands in 23% of samples tested. Four discrete patterns of lesion morphology were identified on spine MRI: longitudinally extensive myelitis (n = 28, 45%), short tumefactive myelitis (n = 14, 23%), spinal meningitis/meningoradiculitis (n = 14, 23%), and anterior myelitis associated with areas of disc degeneration (n = 6, 10%). Postgadolinium enhancement was seen in all but 1 patient during the acute phase. The most frequent enhancement pattern was dorsal subpial enhancement (n = 40), followed by meningeal/radicular enhancement (n = 23) and ventral subpial enhancement (n = 12). In 26 cases (42%), enhancement occurred at locations with coexisting structural changes (e.g., spondylosis). Conclusions Recognition of the clinical features (chronically evolving myelopathy) and distinct MRI phenotypes (with enhancement in a subpial and/or meningeal pattern) seen in SAM can aid diagnosis of this disorder. Enhancement patterns suggest that SAM may have a predilection for areas of the spinal cord susceptible to mechanical stress. Glossary BSCB= blood-spinal cord barrier; IQR= interquartile range; mRS= modified Rankin Scale; NMOSD= neuromyelitis optica spectrum disorder; SAM= sarcoidosis-associated myelopathy Footnotes
Go to Neurology.org/NN for full disclosures. Funding information is provided at the end of the article.
The Article Processing Charge was funded by the authors.
Received February 7, 2020. Accepted in final form February 28, 2020. Copyright © 2020 The Author(s). Published by Wolters Kluwer Health, Inc. on behalf of the American Academy of Neurology.
This is an open access article distributed under the terms of the Creative Commons Attribution-NonCommercial-NoDerivatives License 4.0 (CC BY-NC-ND), which permits downloading and sharing the work provided it is properly cited. The work cannot be changed in any way or used commercially without permission from the journal. | 2,785 | 1,449 | 5,331.670117 |
warc | 202143 | The iconic game species of the American West are in perilous decline, as migratory animals lose ground to energy development and habitat destruction in Southeast Montana and Northeast Wyoming. Sage-grouse, mule deer, and pronghorn are facing decreasing herd sizes and downward long-term population trends, which threaten the continued viability of these species in the coming decades.
Bountiful wildlife populations are a major part of the cultures and economies of Montana and Wyoming. Deterioration in habitat quality associated with energy development can negatively affect wildlife populations and, in turn, impact hunters, wildlife-watchers, and the tourism industry as a whole, which brings millions of people and billions of dollars to the region every year.
Losing Ground, a report commissioned by the National Wildlife Federation and the Natural Resources Defense Council analyzes trends in population and hunting opportunities for mule deer, pronghorn antelope, elk, and greater sage-grouse.
As development continues to destroy wildlife habitat, pronghorn, mule deer, elk, and Sage-grouse will be forced to exist on less and lower quality land. Continued, unconstrained energy exploration, development, and production throughout Montana and Wyoming will lead to further declines in game populations and overall health as well as reduced hunting opportunities.
For more information, read the related report,
Population Status and Trends of Big Game and Greater Sage-Grouse in Southeast Montana and Northeast Wyoming.
Energy Development’s Impacts on the Wildlife, Landscapes, and Hunting Traditions of the American West.
Promoting more-inclusive outdoor experiences for allRead the Story
A groundbreaking bipartisan bill aims to address the looming wildlife crisis before it's too late, while creating sorely needed jobs.Read More
New conservation fellowship, Michigan United Conservation Clubs spotlight and the WildlifeUnite award winnersRead More
Get quotes now or call (855) 786-0941Get Quotes Now
More than one-third of U.S. fish and wildlife species are at risk of extinction in the coming decades. We're on the ground in seven regions across the country, collaborating with 52 state and territory affiliates to reverse the crisis and ensure wildlife thrive. | 2,290 | 1,144 | 4,547.972028 |
warc | 202143 | Stanozolol ne işe yarar
Winstrol stanozolol 10mg pill (100 tabs) Stanozolol is likely certainly one of the hottest anabolic steroids of all time and as such Winstrol tablets remain the most popular of this categoryas well. The reason I truly have used Winstrol over steroids such as Stanozolol is because of its higher dosage and effectiveness for constructing muscle mass and a reduction in perceived threat of gaining muscle mass in females. I don’t know if it is true, but my physique tells me that Winstrol has an incredible influence on my metabolism and physique temperature, stanozolol ne işe yarar. Not solely does Winstrol have a formidable impact on testosterone and cortisol levels, nevertheless it also has the power to improve metabolism as nicely. This has led to me taking plenty of dietary supplements and using the right form of supplements, stanozolol ne işe yarar. With Winstrol I truly have been getting lots of benefits, including: Tummy Burn, Lean Bulk, and lean mass build
A slight improve in TMAO
Increased HDL levels
Improved lean body mass
No unwanted side effects with reference to hormonal changes that are widespread to steroids.
So What Can I Take? I do believe it’s price noting that Winstrol doesn’t work in each case. It can even have unfavorable effects on numerous vitamins and vitamins I take, stanozolol ne işe yarar. For instance, you might discover a variety of the effects of Winstrol I can’t see (I am using anabolic steroids). When you eat the correct quantities in your way of life and use of dietary supplements you will note results you did not see otherwise, stanozolol ne işe yarar.
Here are a variety of the widespread side effects:
In the previous I had had one aspect impact where it seemed to happen after about 24-48 hours of use: Irritation/Stomach Pain, işe yarar stanozolol ne. This is among the side effects I couldn’t see before being under this high dosage, stanozolol ne işe yarar. It did not occur with Winstrol as a end result of at first I was considering it was related to lack of use. However once I began to feel worse, the consequences grew to become worse, stanozolol ne işe yarar. It continues to be not completely clear why that is on this case, however the symptoms became more pronounced. It’s not a huge amount and it only occurred as quickly as as a result of I was taking two doses in one week.
I even have had one aspect effect the place it appeared to occur after about 24-48 hours of use: Irritation/Stomach Pain. This is considered one of the unwanted effects I could not see before being beneath this high dosage. It didn’t happen with Winstrol because at first I was considering it was associated to lack of use, stanozolol ne işe yarar. However once I started to feel worse, the consequences became worse.
Winstrol ne işe yarar
The major differences between winstrol and anavar are: winstrol is barely superior with reference to muscle gains, and it additionally causes worse unwanted side effects, particularly should you take the day by day dose every day. Anavar has all the above qualities but the one attainable draw back could also be that it could cause liver injury. See the unwanted side effects above, winstrol ne işe yarar.
This product is a supplement and doesn’t comprise any other lively elements, winstrol ne işe yarar. Therefore it’s not beneficial to use this product with youngsters underneath 12 years of age, winstrol ne işe yarar.
Use Only When Your Body Needs the Stimulus and You Are Aware of the Potential
It is a must-take and it is all the time safer when taking in bigger doses than you suppose but as it’s only a complement and solely has some benefit for some people that need it, it’s always safest to be very positive you may be getting the specified amounts of stimulants from it earlier than making any purchase, winstrol ne işe yarar.
The best way to ensure the best results is to make use of it only on your own, winstrol ne işe yarar. Do not give out to others and don’t anticipate others to give you out in bulk.
Note: Be certain to learn all warnings and instructions very carefully earlier than making any buy, işe ne yarar winstrol.
For these with a persistent problem with continual stimulant use, check the label rigorously and do not take till a well being care provider has determined it is needed after which make your choice. We have a full, free, unbiased product line of dietary supplements in your assist, winstrol ne işe yarar.
This is the Official, Lowest Price Online Purchase Program and with these reductions you will get over forty,000+ different merchandise, from 1000’s of various manufacturers for beneath $5 whenever you store directly on-line, winstrol ne işe yarar.
To turn out to be part of this unique, one hundred pc unique and utterly confidential purchasing program, all you want to do is click on a button on the shopping cart page and then press submit.
We have had some inquiries where clients have told us their problems with chronic stimulant use in the last year and that many people have seen serious unwanted effects in the last 6 months that will have been related to using stimulants, winstrol ne işe yarar.
This product has been used within the type of an oral medicine used to deal with Attention Deficit/Hyperactivity Disorder (ADHD), to treat Attention Deficit Disorder (ADHD), ADHD and NPD.
Many of the side effects that we are reporting now are from the first few weeks where we had been giving our sufferers high doses (500mg) that weren’t a real stimulant high. As the dose was elevated, unwanted effects that we had been seeing started popping up once in a while. Not having the flexibility to see these unwanted aspect effects was not good for the patient however it was worse for us, winstrol ne işe yarar. | 5,968 | 2,584 | 13,335.616099 |
warc | 202143 | What To Avoid On A Low Carb Diet What Is The Keto Diet Regimen?
The keto diet is a very low-carb, higher-fat diet. It’s similar in several ways to other low-carb diets.What To Avoid On A Low Carb Diet
While you consume far fewer carbohydrates on a keto diet, you maintain modest protein consumption and also might enhance your intake of fat. The decrease in carb intake puts your body in a metabolic state called ketosis, where fat, from your diet and also from your body, is shed for energy.
What Is Ketosis– The Scientific Research Behind Working?
Ketosis is a metabolic state which includes the manufacturing of ketone bodies with the body fat and also their in-turn usage to produce power.
The body generally makes use of carbohydrates (sugar or blood glucose) as the key source of energy. Yet, when the carb intake in the body is low (less than 50 grams a day), after that the body participates in a sensation referred to as ketosis.
Burning fat is the body’s all-natural option for creating power when it does not obtain an ample amount of glucose.
While the body is low on carbs, the insulin degree in the body decreases. A a great deal of fats saved into the fats are launched into the body, at some point taking in the fats. The fatty acids are transferred to the liver, where the oxidation reactions transform the acids right into ketones (ketone bodies). These ketone bodies create energy for the body.
Though the liver generates ketones on a regular basis, ketosis modifies the rate and also quantity relying on the carbohydrate intake. In this manner, ketosis aids you to melt the saved fat to generate energy in the body– putting the unused fat gets to helpful use.
It deserves noting that the ketosis sensation has two advantages. Apart from assisting you shed fat, it also gives you an increase of power since shedding the very same quantity of fat creates even more power than melting the exact same quantity of carbohydrates.
Keto Foods
When it comes to the best keto foods, you want to eat real low-carb foods and stick to foods with fewer than 5% carbs. Here are some examples.What To Avoid On A Low Carb Diet
KETO-FRIENDLY FOODS. These are the foods that boost ketosis in the body by boosting the fat focus against carbs. ANTI-KETO FOODS. Food products that contain a bountiful amount of carbs are an obstruction to your keto diet regimen. You need to reduce the usage of these food items. 1.Baked products and also bread. 2.Sugar-rich foods. 3.Sweetened drinks. 4.Pasta.What To Avoid On A Low Carb Diet5.Grain items. 6.Starch-rich foods. What Is The Personalized Keto Diet Regimen?
The Personalized Keto Diet is a program by Rachel Roberts that helps customers to discover the most effective consuming plan for their objectives and their food choices. The program facilities around tasty food but does not trigger the individual to feel as though they are starving themselves or needing to give up many of their favored foods. Whether individuals are following a VLCKD [very lowered carb ketogenic diet plan] or a LFD [low-fat diet], the maker of the Personalized Keto Diet regimen outlines the seven reasons the Ketogenic Diet regimen is the holy grail for weight loss.What To Avoid On A Low Carb Diet
One of the hardest parts of sticking to any kind of diet is the reality that there is way too much that participants need to quit when they follow it. Deprivation
of these types of food can be helpful for a short time as the body begins to function from saved fat. However, some people find self-discipline a difficulty to promote, leaving them at risk to giving up altogether and going back to their days of poor nutrition.
There are a number of diet plans that have actually tried to overcome this push and pull of self-discipline, supplying enough freedom that the customer can still find the examples they like. Nonetheless, a few of these dishes are nothing like what the individual would ordinarily get ready for themselves, leaving the trouble unsolved. With Personalized Keto Diet plan, the creators ask their participants if they are interested in a treatment that does not make them hungry or leave them missing out on the foods that they love.
The Claims
Customized Keto makes a bold claim, specifying that consumers will be able to use their programs for permanent weight loss, while completely rejuvenating the body with health. Headed by Rachel Roberts, this program facilities around the suggestion that the market that handles healthy nutrition is damaged. With over 70% of the nation considered as obese, having a program that is very easy to adhere to without having any kind of self-discipline difficulty is interesting many. The main site states all the benefits of the Custom-made Keto Diet regimen plan. What To Avoid On A Low Carb Diet
-Significantly decreases weight loss, as well as controls your blood sugar degrees -Very straightforward to follow, as well as you will actually stick to the diet regimen strategy -Hunger yearnings will fade rapidly -No exercise involved -The customized keto diet regimen is not simply a weight loss diet regimen, it’s additionally a healthy and balanced diet regimen -Consumers will certainly start to lose fat instantly What Are The Pro Points Of The Custom-made Keto Diet Plan? High fat, reduced carbs:
The keto diet plan’s goal is to cut down upon the variety of carbs as well as make your body enter the state of ketosis, where it starts to shed ketone bodies as opposed to carbs.
This causes a much faster and also efficient weight loss and generates extra power for the body.
100% secure and healthy and balanced:
Keto diet has been used for an enough time period in the field of medical science.What To Avoid On A Low Carb Diet
It discovers numerous applications in healthcare. It is used to heal epilepsy in kids. Keto diet plan is also valuable to deal with Type II diabetes mellitus. It is utilized to deal with individuals that are detected with Parkinson’s illness.
The keto diet plan also reduces the opportunities of cardiovascular issues. It is properly practical in blood pressure administration. It has confirmed really handy for cardiovascular fitness. It reduces the poor cholesterol degree as well as increases the great cholesterol degree in the body.
Does not require you to sweat it out in the gym:
The majority of the job that the keto diet plan does is interior. It does not make you spend hrs in the gym working out to see the results you prefer. It counts on the internal ketogenic activities in the body.
Maintain muscular tissues mass:
While you get on a keto diet regimen, on a path of slimming down, your body preserves muscular tissue mass.What To Avoid On A Low Carb Diet
The body burns fat to lower weight as well as the complete metabolic weight remains the exact same due to the fact that you acquire muscular tissues. That is one more perk of being on a keto diet. It helps you achieve the best form that you prefer.
Much better health and wellness and also mood:
Unlike fats, the ketone bodies produced through ketosis can easily go across the brain-blood barrier. These
ketone bodies give a lot of power to your mind. Therefore, you might say that keto diet plans aid you stand versus depression.
As a result of the great deal of power that it supplies to your body, you experience a far better mood throughout the day.
The keto diet regimen additionally aids you stand versus restlessness and tiredness as a result of extreme work patterns in every day life. It works on your rest patterns as well as therefore, gets you in total great form.
Better mindset as well as psychological clarity:
Since the diet strategy affects both your psychological as well as physical wellness forever, it is likewise able to provide you with raised, sharpened psychological clearness. Because of this, you really feel fresh as well as extra certain than before.
It develops your emphasis as well as for this reason, is extremely valuable in enhancing your total productivity.
Fat adaptation as well as insulin sensitivity:
The customized keto diet strategy teaches your body to make use of fat as power. Additionally, by resetting the insulin sensitivity, the keto diet regimen facilitates the weight-loss activity as the body metabolizes the stored sugar better.What To Avoid On A Low Carb Diet
Testimonials…
To show how effective the dish strategies are, right here’s what several of our actual customers have to say:
As of today I’ve shed 35 pounds, I have no hunger pangs and emotionally I really feel sharp as a pin. This is most definitely mosting likely to come to be a ‘way of life’ for me as it’s so simple to follow …
All my meals are planned out for me and also I also get a downloadable wish list with all the active ingredients I require for the weekly shop so it truly is a doddle.
Katy Thompson, UK
I’m 4 weeks into my personalized keto diet regimen plan and I have actually lost 14 extra pounds which I need to claim is rather amazing, it’s actually incredible viewing my body change into something I am really pleased with instead of something I have actually always tried to conceal.
Jessica Grey, United States
I’ve struggled with my weight my entire life and it’s secure to state that I’ve attempted a Great Deal Of diets … The Keto diet is the only one I’ve handled to adhere to as well as the weight is literal55ly melting off my body.
Unlike other diets where I am feeling starving all day and also food is frequently on my mind, the keto diet regimen has actually entirely removed this, I in fact NEVER feel hungry with this way of eating!What To Avoid On A Low Carb Diet
I would definitely suggest anybody battling to slim down to try these custom keto meal plans as they really have actually been a blessing for me.
Gary Best, Canada | 9,925 | 4,332 | 22,377.071791 |
warc | 202143 | Valuation of Barrier Options in a Black-Scholes Setup with Jump Risk
Posted: 29 Mar 2001
Abstract
This paper discusses the pitfalls in the pricing of barrier options using approximations of the underlying continuous processes via discrete lattice models. To prevent from numerical deficiencies, the space axis is discretized first, and not the time axis. In a Black-Scholes setup, models with improved convergence properties are constructed: a trinomial model and a randomized trinomial model where price changes occur at the jump times of a Poisson process. These lattice models are sufficiently general to handle options with multiple barriers: the numerical difficulties are resolved and extrapolation yields even more accurate results. In a last step, we extend the Black-Scholes setup and incorporate unpredictable discontinuous price movements. The randomized trinomial model can easily be extended to this case, inheriting its superior convergence properties.
Keywords: barrier option, binomial model, lattice-approach, option valuation JEL Classification: C63, G12, G13 | 1,083 | 589 | 1,980.290323 |
warc | 202143 | Very few people would disagree with the notion that the Australian property market is certainly experiencing a huge boom. In fact, says the
Sydney Morning Herald, the national property market is “on fire”, with house values in Sydney rising 3.5% in May 2021, for a total rise of just more than 15% for the year up to that point. This sharp rise in prices is even more pronounced when one compares the amount of homes in Sydney that sold for at least $1 million just a decade ago – 15.5% of homes in Sydney sold for more than a million in 2011 – to the amount of homes that sell for more than $1 million in Sydney today. In 2021 up to June, almost 52% of homes sold in Sydney were bought at a price of at least $1 million – that’s a jump of almost 40%!
The rise in the overall price of homes is a part of a surprising run on the real estate industry’s behalf, driven by a range of factors, and primarily of a discrepancy between the amount of properties on offer on the market, and the amount of sellers interested in purchasing a home.
Driving the price of property up, the lack of supply on the market is probably due to a range of factors, but certainly also thanks to government relief measures imposed early in the COVID-19 pandemic to take some of the financial burden off of consumers. Property owners were less likely to be forced to put their homes on the market, while buyer interest was sparked by historically low interest rates, government incentives, and a surge in owner-occupiers rather than investors.
As prospective buyers started considering upgrading their home to something that better suited remote work, the demand for new homes quickly started outstripping supply. A delay in the completion of new properties hasn’t helped, either. Even so, home sellers have been reaping the benefits of the seller’s market, garnering huge profits with every percentage point property prices rise by.
Australia’s Real Estate Boom: Here to stay?
While prices look to continue increasing for probably the rest of the year, this unprecedented growth in the price of Australian properties cannot continue forever. As economic principles dictate, prices will only increase for as long as demand outweighs the supply of available properties. With home prices showing marked growth especially in Australia’s capital cities, an increasing amount of buyers are starting to be priced out of the market, unable to afford the few homes that are being advertised.
It’s fair to assume that the balance might start shifting as soon as demand starts petering out, but it is anyone’s guess as to how home prices will look a year from now. Real estate experts didn’t expect the rapid growth in the price of property in the face of the pandemic, and many have had to adjust their predictions for the rest of the year. Thanks to a less severe than expected economic fallout as a result of the pandemic, the world of local real estate has proved resilient, with many real estate agents taking the pandemic in their stride in terms of the marketing of properties. Utilising the technology that kept offices running throughout the health crisis, agents were able to offer prospective buyers novel ways of viewing properties they were interested in purchasing, keeping the market going despite many challenges.
Any real estate agent worth their salt will tell you that trying to predict the way the property market will perform is folly. While we can safely presuppose that Australia’s current real estate boom will come to an end, we can’t yet say how things will look a year from now.
Should You Sell Your Home?
Homeowners who have been thinking of putting their property on the market may be interested in entering the realm of real estate sales in the midst of the property boom, hoping to make huge profits when their home is nabbed up by one of a host of interested buyers. But does a boom in property prices mean that it is a good time to sell?
Real estate agents who have been doing business in a particular city or suburb for a while will have witnessed the way the market performs in different circumstances. For this reason, real estate agents are a mainstay in the market, and essential on any seller’s journey. A good real estate agent will be able to assess a property and tell the owner whether the home will perform favourably on the open market.
To do this, they will also likely employ a comparative market analysis to gauge the overall condition of the home, also taking into account all its features, along with comparing it to other, similar properties in the same city or suburb. By doing this, real estate agents are also able to recommend a selling price that is fair to the buyer and also guarantees a good profit for the seller.
Home sellers can greatly benefit by taking a page from the books of the other properties their own home is competing with. After all, comparing homes with one another is exactly what potential homebuyers will be doing. Make no mistake, though: assuming that a home will sell because demand for property is high will cost sellers, dearly, especially if they think they can sell a sub-par property as is.
Selling Your Home in Australia
Home sellers often underestimate the things they need to do to make their property appealing to the broadest possible group of buyers, neglecting to pay attention to the way their home is presented in its online listing. Considering that the online listing is the first way to grab the attention of potential buyers, this marketing channel should be used to its full potential.
To make the online listing shine, sellers should ask the real estate agent that is helping them to sell about a good home staging company to help set the scene. Staging the home is one of the best ways to make the listing as eye-catching as possible, while also taking into account what potential buyers like. In order to stage the home properly, home stagers advise that all religious and political regalia, along with sentimental items and quirky décor, should be put away, so as not to draw the attention away from the home’s best features. Sticking to a neutral colour palette is also advisable, as is lighting and decorating the property in a way that speaks to the bulk of interested buyers.
Sellers should also take care to complete any renovations to the property before the home is officially listed. Buyers will definitely keep an eye out for small issues that could cost them big bucks to repair later on, which is why sellers should always make sure that every appliance, switch and amenity works exactly as it should. Once the home is ready to be put on the market, an experienced and qualified real estate agent is of paramount importance if a homeowner is looking to sell quickly, and at the right price – even during a property boom.
Get the Perfect Real Estate Agent
Finding the right agent to help you sell is essential. Agents do not only handle all the marketing efforts associated with the sale of a property, but also take responsibility for the largest part of the administration involved in selling a house.
Real estate agents come with an arsenal of skills, and will also negotiate on the seller’s behalf, while ensuring that they still make a good profit – something in which the real estate agent has a vested interest, considering that the commission they earn also depends on it.
When using a real estate agent to help you sell, you are also gaining access to a large database of potential buyers. They understand the market they work in, know what sellers are looking for, and have the know-how to advise home sellers along every step of the process – is there any reason not to sell with the help of an agent?
Conclusion
The Australian property market has shown remarkable agility despite the onslaught of the COVID-19 pandemic, and home sellers stand to make lots of profit as property prices in the country continue to rise. Even so, the price increases – which have been largely driven by a lack of supply in the face of soaring demand – cannot continue unabated. As many prospective homebuyers start being priced out of the market, the balance may well shift again as demand increases.
Just how the local real estate market will look in a year is very hard to predict, though. Sellers who are planning to put their homes on the market need the services of an experienced and qualified real estate agent if they are to sell their home fast – and this is as true today as it is on any other day. Still haven’t found an agent to help you sell? Perfect Agent can help! | 8,710 | 3,740 | 19,909.569519 |
warc | 202143 | Imagine – nannies are hired not only by people, but also by birds, and in particular by owls. Smart birds protect their nests in a very original way. As nannies, they take narrow-necked snakes to themselves. Owls find them in the ground where they live and take them to their nest. For the fact that snakes guard their eggs, the birds feed the snakes with various beetles larvae.
Researchers have found such snakes in almost all nests of North American owls. In addition to the fact that with such nannies, the owls are much more protected, so they also develop better. That’s really true – the animal world never ceases to amaze us. | 651 | 392 | 1,051.232143 |
warc | 202143 | We all love our cats as well as treat them as good as it really is. There are still diseases and parasites that your cat may well no matter how good you take car from the cat. Organic that your cat boasts a parasite or a disease you'll want to take it to a vet. Some parasites or diseases remain uncovered an excellent you control you cat on a routine basis, you discover most parasites and diseases early.…Continue
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The process of the Atkins diet is that a situation of ketosis will aid you burn fat stores as energy. Many people, even those that on low carbohydrate diets, don't quite understand ketosis and why it goes to work.
Once 7 days you'll wish to pull out of planner and schedule your weekly workout sessions. Try to schedule them when enjoyment the most…Continue
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Everyone really wants to age gracefully and remain healthy as they age. With members men and women society living longer and longer, aging remains on everyone's judgment. So just how is graceful aging achieved? In this article, here are some discuss many of the best tips place you on your way to healthy aging.
Eat meals and snacks at regularly…Continue
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If you are over weight, then individuals are. Millions of people are overweight just one across the domain. Obesity seems to be becoming an a growing number serious issue with every passing day.
You see, when the actual starts to penetrate starvation mode, your Patch Rx releases chemicals that tells your body to start storing some fat quick like. It's because in the days of feast or famine.when people cared less about losing love handles.and more…Continue
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In order to burn the greatest amounts of fat in one reasonable time-frame, you can practice the very best fat loss principles. See, burning fat is no big secret. In fact, dilemma any other science, a person want to get the desired results will need to be going after the right things. The law of expected outcomes holds true across all disciplines and areas of life.
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When you turn on your TV today, I can promise you that you will see a few commercial ads on kind of weight loss diet, pill, or coffee maker. If you are wanting to shed weight, you might have perhaps either ordered one of such before or are highly considering ordering one. But do they also work or are points a complete waste of greenbacks? In this article we can be taking a look at they and afterwards of content you will be aware why they or do not work.
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Added by achilles9 on March 15, 2019 at 8:50pm — No Comments
If you are following my article writing patterns, then possess to figured out that I write from my daily life life experiences. This will be no different. I just had dinner with one of my clients. This was a consultation about getting started AGAIN with weight loss and general wellness. We spoke for 90 minutes while I deconstructed her daily routines and…Continue
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Added by achilles9 on February 27, 2019 at 4:16am — No Comments | 3,529 | 1,659 | 7,302.626281 |
warc | 202143 | Baseline and 9-Month Follow-Up Outcomes of Health Care for Iowa Medicaid Health Home Program Enrollees Abstract
The Iowa Medicaid Health Home incentivizes health care providers in Iowa to offer additional services to Medicaid patients with chronic conditions through a monthly payment tied to the number and severity of the enrollee's chronic condition (Table 1). The Health Home model was authorized under a state plan amendment approved by the Centers for Medicare and Medicaid Services with enrollment beginning July 1, 2012.
Health Home is a specific designation under section 2703 of the Patient Protection and Affordable Care Act and is a model of care that provides patient-centered, whole person, coordinated care for all stages of life and transitions of care specifically for individuals with chronic illnesses. For Iowa Medicaid, Health Home practices are enrolled Medicaid provider organizations capable of providing enhanced personal, coordinated care for Medicaid enrollees meeting program eligibility criteria. In return for the enhanced care provided, the Iowa Medicaid Enterprise (IME) offers monthly care coordination payments and the potential for annual performance based incentives designed to improve patient health outcomes and lower overall Medicaid program costs. Additional information about the Iowa Medicaid Health Home is located at http://www.ime.state.ia.us/Providers/healthhome.html. | 1,419 | 716 | 2,804.308659 |
warc | 202143 | The standard shingle roof lasts around 20-25 years, more or less depending on damage and usual wear and tear. Other roofing materials will last longer, but are more expensive to install.
The extent and quality of care you give your roof along the way can reduce or increase the time between new roof replacements. If you play your cards right, you could end up only having to install a new roof once in your lifetime, so long as you give it the attention it requires.
Installing a new roof is very expensive no matter the type of roof you have. You’re a lot better off doing maintenance and small repairs as needed to lengthen the lifetime of your roof.
If you aren’t confident in your roofing abilities – or just don’t like the thought of climbing up a ladder – you can always hire a licensed, certified roofer in Alexandria to give you a hand with all your maintenance and repair needs.
PREVENTATIVE ROOF CARE
Doing tasks to prevent roof damage before it occurs is the most affordable way to increase the lifetime of your roof. Here are some preventative care recommendations for your roof:
Gusting winds and rain storms can break branches and even push over whole trees. Rotting, dying trees will also drop their heavy branches onto your roof if they are not pruned. Falling limbs damage all types of roofs, including asphalt shingles and even metal roofs. Cut branches that hang over your roof. Gutter guards are metal or mesh covers that can be installed over your rain gutters to prevent clogging. They can limit the amount of gutter cleaning you have to do and prevent rain flowing into your landscaping. You can install gutter guards on your own or leave the work to a roofer or gutter cleaning company in Alexandria. Install rain gutter guards. Shingles start to lose asphalt granules after only a couple of years, and metal roofs will be dented or start to show signs of aging such as rust or tarnish. Having inspections done by a pro will let you know if there’s an issue that needs to be taken care of. Schedule routine inspections. Roof coatings replenish the oils from shingles so they don’t dry out, making your roof last 5 years or more beyond its expected lifespan. There are regular and plant-based options so you can feel safe about putting these coatings on your home, where they will run off and come in contact with your children, pets and landscaping. Apply a roof coating. Too much or not enough insulation can create a condensation issue. Lack of ventilation will lead to trapped moisture. This can quickly result in mold and mildew growth, as well as musty odors in your home. Besides being a nuisance, mold and mildew will wreak havoc on wood and other home materials, damaging your home’s structure. Ensure your insulation and ventilation system are in excellent condition. ROUTINE ROOF MAINTENANCE
Every once in a while, you’ll have to complete some general maintenance on your roof. If this is done in a timely manner, you’ll prevent leaks and increase the lifespan of your roof, regardless of the materials it’s made from.
Do these chores at least once a year to prevent damages and keep your roof looking nice:
Cleaning a roof will remove debris, mold and dirt. This will limit the risk of pests and rodents building nests on your roof, and it will renew the curb appeal. AllClean Alexandria Pressure Washing offers Roof cleaning. roof cleaning in Alexandriaas one of our services. Cleaning out gutters is a necessary part of home ownership. Check your rain gutters often, especially while it’s raining, to see if there are any clogs that should be cleared. Most gutter experts recommend gutter cleaning once in the spring and again in the fall. Gutter cleaning. If moss starts growing, it likely means that your roof is shaded and stays very moist. Moss’s roots attach to shingles and other materials and ruin them if it isn’t gotten rid of fast enough. Most homeowners decide to have a professional service do this so no unnecessary damage is done in the process. Remove moss. MINOR ROOF REPAIRS
Damages happen, but so long as you take care of them quickly, no serious problems should result. If you are a handyman, you may feel confident doing small repairs yourself. But if not, professional roofers in Alexandria are certified to tackle these fast fixes for you to keep your roof in good shape.
Shingles have asphalt bits attached to them. The texture can be removed from the shingles by debris, hail or strong rain. These asphalt chunks help protect your roof. If they start to come off, the roof will begin to look worn, but, more importantly, it won’t protect what’s underneath. Only a small section needs to be re-shingled if the damage is only superficial. Replace damaged or worn shingles. Sometimes, the section of your roof that sits between the roof material and the top of the exterior wall (called the fascia) will have to be replaced. The fascia can sometimes leak, allowing mold and mildew into your home, let alone pests. Replace fascia. Flashings fill in gaps on the roof where it is impossible to place roofing material. It’s the perfect location for leaks, and it is very easily damaged. If more complicated work is required, replacing the flashing is a simple project for roofers and proficient homeowners as well. Re-caulk around the flashings. YOUR ROOF NEEDS LOVE TOO!
The roof is one of the most expensive home maintenance costs. With the typical lifespan of a roof being between 20 and 30 years, you will likely only have to replace it once or twice. Of course, if you move frequently, you could end up buying a lot of roofs during your lifetime.
When buying a new home, a roof inspection is definitely worth your money. You can also include the cost of a new roof – if one is needed – in the closing costs or request that the home seller has the roof replaced before the sale. When selling a home, give
AllClean Alexandria Pressure Washing a call for professional roof cleaning in Alexandria to improve curb appeal for potential buyers. | 6,108 | 2,774 | 13,204.641673 |
warc | 202143 | Retailers like Winn-Dixie are launching their annual campaigns for Breast Cancer Month.
Grocers are in pink mode as Breast Cancer Month gets underway. The annual health campaign, which increases awareness of the disease and raises funds for research, prevention and treatment, has spurred a variety of programs and promotions among food retailers over the years.
This month, Big Y Supermarkets continues its longtime support of Breast Cancer Month by donating proceeds from several store departments to more than two dozen local breast cancer support groups through a Partners of Hope program. Customers can also donate directly to the program online or purchase a pink ribbon for $1 in stores.
Since 2007, Big Y has raised more than $2.5 million for the cause. "During these challenging and stressful times, it has never been more important to take care of one's health. Thousands of women and many men are impacted each year by breast cancer. With a renewed focus on health and wellness and the importance of breast cancer awareness and early detection, we hope that this initiative can not only help save lives but some day lead to better treatments and ultimately a cure,” said Charles D’Amour, the company’s CEO.
The Winn-Dixie banner has also launched its educational and fundraising programs for Breast Cancer, once again teaming up with the American Cancer Society for that group’s Making Strides Against Breast Cancer initiative. Customers can round up their grocery total at checkout to contribute to the cause.
More than $700,000 in customer and company donations has gone to this program over the years. “Our strong relationship with Making Strides allows our communities to come together and support neighbors fighting for their lives as we aid the American Cancer Society in providing crucial resources and community support to those touched by the disease, including my own family when my mom was diagnosed with breast cancer. Winn-Dixie is proud to join Making Strides in offering hope and healing to individuals living with this horrible disease,” said Lynn Rushing, Winn-Dixie’s regional VP.
In addition to fundraising efforts, grocers get involved in other ways to help prevent the disease that strikes more than 200,000 women each year and is the second leading cause of cancer death of American women. The Schnucks chain, for its part, is partnering with Pink Ribbon Girls of St. Louis and the Urban League of Metropolitan St. Louis to encourage women in underserved communities in the area to get mammograms. The first 1,500 women to receive mammograms in eligible zip codes can receive a $50 Schnucks gift card and other resources to promote healthy living and eating choices.
“Along with our partners at the Pink Ribbon Girls and the Urban League, Schnucks is answering the challenge and striving to make the community we call home better,” remarked Schron Jackson, director of community for Schnucks.
One of the largest independently owned supermarket chains in New England, Springfield, Mass.-based Big Y operates 84 locations throughout Massachusetts and Connecticut and is No. 76 on The PG 100, Progressive Grocer’s 2021 list of the top food and consumables retailers in North America. The parent company of Winn-Dixie, Fresco y Más and Harveys Supermarket stores, Jacksonville, Fla.-based Southeastern Grocers is one of the largest conventional supermarket companies in the United States and is No. 43 on The PG 100. St. Louis-based Schnuck Markets Inc. operates 111 stores in Missouri, Illinois, Indiana and Wisconsin, and ranks No. 64 on The PG 100. | 3,646 | 1,767 | 7,386.915676 |
warc | 202143 | Lease to Own House – 3 Advantages
What is a rental fee to own house listing? , it is a contract that enables the tenant to rent out the residential property while still holding the title. The tenant will certainly have the ability to make use of the residential or commercial property as security to ensure repayment of regular monthly payments till the full purchase cost is repaid. This kind of setup has been around for several years but in recent times, even more people are choosing to engage in rent to own residence sales rather than conventional real estate sales. There are numerous benefits to this sort of transaction, so why should you consider it? There are a variety of benefits to renting as opposed to selling a house and also converting the rent into a home mortgage payment. Initially, not just is there no demand to supply lessees with down payment, lease to possess residence purchases commonly do not need residential or commercial property assessments. Because these deals are carried out totally on-line, it can be hassle-free and also reasonably cost-effective to rent to possess a residence instead of market. Also those that are professionals at realty as well as the marketplace, frequently favor to enter into a rental fee to own house plans since they provide quick and also practical ways to sell residential or commercial property without every one of the expenditures that typically feature marketing a home. Among the major reasons that it is so popular to lease to own residences is that it allows the proprietors to have complete control over the residential or commercial property. After all, in a traditional sale deal, the seller needs to submit building evaluation records, real estate assessment reports, and also pay for real estate tax as well as insurance. Every one of this implies that the seller is cognizant of the current value of his/her residential or commercial property. When a person acquisitions a lease to own residence rather, he or she can choose the exact price that she or he will offer the residential or commercial property for commonly a fair bit less than the vendor originally assumed it would certainly cost. One more advantage to going into rental fee to possess home transactions is that the proprietor does not have to fret about the prospective impacts of adverse rankings on the market. A typical realty purchase can be impacted by the results of a regional realty report. An owner that has low rankings can have his/her residence marketed much slower than anticipated if it should turn out that the city that is being talked about does not have a high demand for properties to purchase. This holds true also when the property market is doing specifically well. When an individual enters a rental fee to own house agreement rather, the proprietor has full control over the home throughout the procedure. A third advantage is that there are no limitations on which residential or commercial property the owner can pick for the rent to possess home listing. In a conventional real estate transaction, a proprietor may need to sell one residence, then be limited to offering 2 even more houses within a certain price range after a given period of time. In a rental fee to possess house agreement, the proprietor can detail as numerous buildings as he or she wants (although she or he must divulge the specific numbers before listing). A last advantage is that the owner can regulate the process from start to finish. In a typical real estate deal, the seller will find the perfect building and also send it to the customer. Then, the purchaser will send his/her quote. Then, the seller will either accept or reject the offer. If the deal is declined, the seller will certainly need to choose whether to continue the procedure or move on to an additional listing. By comparison, a rent to possess residence arrangement enables the owner to regulate the sale of the residential property right from the start, making the process much smoother and quicker. | 4,027 | 1,741 | 9,296.101666 |
warc | 202143 | The recent sacking of sociology Professor David Miller by Bristol University for “inciting hatred against Jewish students” and allegedly labelling Zionism a “racist, violent imperialist ideology” and calling for it to end “as a functioning ideology of the world”, just shows the limits of free speech and academic freedom within the higher education system in the UK.
With over 100 MPs and the Jewish Community Trust instantly mobilizing to put pressure on the college authorities to remove him, Miller was always going to be hard pressed to keep his job. Especially when a well-organized coterie of Jewish students said they found Prof Miller’s lectures “scary” and accused him of “harassment, targeting and issuing a vicious diatribe”. With some even reporting a wave of social media abuse for speaking out against him and that Jewish teenagers would be put off applying to study at Bristol.
This, despite the fact an independent report by a leading QC stating Professor Miller’s comments “did not constitute unlawful speech”, resulting in a university disciplinary panel dismissing him and in an official press release, saying:
“We have a duty of care to all students and the wider University community, in addition to a need to apply our own codes of conduct consistently and with integrity,”
Which rather smacks of yet another case of double standards when you consider the University of Cambridge’s supportive reaction to Dr Priyamvada Gopal’s
‘The condition is foundational generating characteristic ways to be in one’s body, one’s mind, and one’s world. Parasitic whiteness renders its host’s appetites voracious, insatiable and perverse. These deformed appetites particularly target non-white people. We established these appetites are almost impossible to eliminate, effective treatment consists of a combination of psychic and social-historical interactions. Such interactions can only aim to reshape whiteness infiltrated appetites.
To reduce their intensity, redistribute their aims and occasionally turn those aims towards the work of reparation. When remembered and represented their ravages wreaked by the chronic condition can function as a warning “Never Again”. Memorialization alone, “Great Again” is therefore no guarantee against regression. There is not yet a permanent cure’.
All this from a member of a community that is almost completely geared to their own ethnic self-interest and has for centuries been constantly associated with the ultimate parasitism of usury. An irony seemingly lost on Professor Moss in his racist ramblings dressed up as science. To which I would had the rejoinder ‘Physician Heal Thyself!” | 2,801 | 1,449 | 5,107.137336 |
warc | 202143 | Mid-term food vouchers available for families in Hertfordshire
Distressed families in Hertfordshire with children will be entitled to additional financial support from the County Council during the next school holidays.
With rising unemployment, rising fuel costs, and changes to universal credit, the number of families facing financial uncertainty in the county has increased.
The number of people claiming unemployment benefits has more than doubled since the start of the pandemic, and over the past year the number of families eligible for free school meals has increased by more than 12% – to 27,003 .
In recent months, the departmental council has made vouchers available to families eligible for free school meals during the holidays. This support was to end after the summer vacation.
But now the County Council is making plans to extend the voucher scheme until January – after receiving £ 6.172million from the government’s ‘household support fund’.
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The support is just one of many ways the £ 6million will be used in the county, by March of next year.
County Council Chief Cllr Richard Roberts said: “I am delighted that the government wants to support families like this.
“This is one-time funding, so it is not guaranteed for the future, but it will be welcome for families who are entitled to it.
“I think for some families it could be the difference between coping and not coping. “
Cllr Roberts says he will build on the £ 180million already spent by County Council to support families.
And with the additional £ 6million, he says, “We can do a lot with this scale of funding – by working with partners in the districts and boroughs. “
So far, departmental council officials have pledged to make support for holiday vouchers available during the fall and Christmas holidays. Eligible families will receive a voucher code directly by email.
Nationally, £ 500million is made available to advice by the government through the ‘Household Support Fund’.
The fund is available for use during the winter – and is designed to help needy households with grants for items such as food, clothing and utilities. | 2,253 | 1,066 | 4,514.454034 |
warc | 202143 | Alternative medicine has grown to be very well liked in america. These day there are several guides and sites specialized in this theme. There have even been talk illustrates regarding this on several occasions. Just what is alternative treatment? That is certainly with a lack of controlled data and its unproven, untested, although
Alternative medicine is any healthy treatment method, such as natural and organic treatment, homeopathy, chiropractic care medicine, and rub, that efforts to have the similar curing outcomes as standard remedies. Lots of people confound it with contrasting and alternative medicine (CAM). These are each identical in many ways, yet they fluctuate in many others. CAM specializes in solution throughout the much larger medical online community. Alternative healthcare, in contrast, frequently intends to treatdiseases and disorders, and ailments without having reverence to healthcare requirement. Although CAM can be good for specific problems, alternative treatment frequently provides a bigger take a look at health and wellness.
Some think that there is certainly some evidence that demonstrates that typical treatment might just cause certain cases of cancers. Alternative treatments for many forms of cancer in many cases are viewed as instead of standard treatment options. There are actually complementary routines and integrative practices. Complementary procedures are those that concentrate on the effective use of Western health strategies to non-Westerndiseases and ailments, and problems. Integrative treatment frequently allows affected individuals and health professionals to the office together to boost the patient’s health and wellbeing.
The expression “supporting and alternative healthcare” (CAM) can be a wide word that covers a variety of medical treatments that happen to be utilized along with each other. They might contain anything from acupuncture to naturopathy to deep breathing. A research publicized in the Journal of General Internal Medicine in 2021 showed that people who acquired integrative remedies were actually almost certainly going to practical experience enhancement on their disease and skilled a lesser number of adverse unwanted side effects than others who obtained conventional treatments.
Many people speculate about the distinctions among common and alternative treatment. Much of the differences call for the viewpoint of how to help remedy sickness and disorders. For example, an acupuncturist utilizes needles to identify and eradicate agony. Herbalists use herbal remedies and nutritional supplements to stop specific disorders. Integrative health care professional works with each Eastern and Western methods to discovering a solution to a certain issue.
If you traveling throughout the world, you would be hard pressed to discover an individual who utilized complete rest as a form of recovering. It is because this type of relaxation has been considered alternative treatment in america. In order to process this type of therapeutic, you need a particular opinion that there are points over and above our earth’s top and therefore existence carries on beyond our earth’s lifetime. People during the entire civilized world see death being a natural process that we need to go through. Individuals that observe these sorts of use and morals supporting and option medical treatments achieve this given that they think there are ways to deal with the challenges encircling a patient’s ailment.
Many sufferers choose to merge each common and alternative healthcare when confronted with persistent conditions. The objective is to have their human body functioning properly and also to minimize their symptoms. This tends to call for the use of acupuncture, acupressure, herbal solutions, nutritional supplements, reducing stress methods, and physical exercises. All of these methods happen to be deemed choice medicines in the states right up until just recently. However, they are extensively acknowledged as legit types of remedy by more health care professionals.
If you are considering curing problems making use of alternative treatment, you should get hold of your community practitioner and request with regards to the several routines offered. There are many alternative medicine methods that are presently preferred in recent times. Some of these involve: pilates, mind-calming exercise and naturopathy qi gong, homeopathy, and tai chi. All these routines may help you improve your health, reduce your signs or symptoms, as well as prevent upcoming disease. You should study all of your current alternatives and engage with your doctor.
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Continue on your quest for additional relevant articles: | 4,830 | 2,198 | 10,523.598726 |
warc | 202143 | A good Indiana family attorney is vital in every life. Surprisingly enough, everyone will need a family attorney at one time or another. Not every Indiana family attorney will be good enough for your particular needs, but there are a few who are experienced with the particular issues your family faces, and those who understand the legal system and how it works. Like it or not, having a lawyer is, therefore, an essential decision to make in order for you to have the best chances of getting what you deserve in court.
A Family Attorney Helps Sort Out Issues of Close Relationships
A good Indiana family attorney will help you to sort out any issues that may arise as a result of your family relationship, such as divorce, adoption, child custody, and so on. An
experienced family lawyer will know the laws as well as the nuances of the legal system in Indiana, so he or she can represent you in the most effective manner possible. They also know how to approach certain cases and how not to do so. Good attorneys fight for the rights of their clients and try to ensure that their client receives all the compensation that they are entitled to. We Focus on Many Areas of Family Law
Our team is familiar with many types of family law cases, including (but not limited to):
Divorce Paternity actions Children’s advocacy Child support & custody enforcement and modification Domestic violence injunctions Defense and prosecution of relocation actions Uncontested Divorce
In all divorces, until they are not, they are considered contested. “Uncontested” means that all decisions in the case have been or will be reached by the parties. In other words, no decision will need to be made by a judge regarding how property will be divided or how children will be shared.
The parties often reach a consensus on these issues out of consideration for each other and their children. It is the fastest and least expensive type of divorce.
Contested Divorce
Sometimes, the involved parties cannot, or will not, come to an agreement on the major issues in their particular situation and require the courts to intervene and make the decisions for them. This can be quite traumatic and stressful, as the decisions for things like child care, timesharing, and other personal family issues are no longer within your control and are given to a judge.
Mediation
If the parties are unable to reach an agreement, the first step in the process is usually that of mediation. In this process, the parties go to mediation who tries to help them get over whatever obstacles there may be which obstruct the parties’ ability to agree. We are familiar with the mediation process and may be able to help couples reach agreements.
Paternity
Paternity refers to the biological relationship between a child and a father. Sometimes legal action is required to determine the paternity of a child. The family law attorneys at Strain Law can help with your paternity concerns.
Paternity can have long-lasting legal ramifications, affecting such things as:
Child custody Child support Visitation rights
Whether you need to establish paternity to pursue child support or want to ensure your visitation rights, our attorneys can assist you.
Prenuptial and Postnuptial Agreement
A lack of a professionally drafted legal agreement can lead to a painful and costly trial if a marriage ends in divorce. Contact Strain Legal Services if you are interested in speaking with a family lawyer/firm who can assist you in establishing the best arrangement for your family, spouse, and yourself.
Prenuptial agreements can outline each spouse’s rights and obligations should the marriage result in dissolution. For clients who are married, the attorneys at Strain Legal Services can assist you with postnuptial agreements. In the event that your marriage results in divorce or legal separation, a postnuptial agreement will determine how finances & debts will be handled. | 3,963 | 1,819 | 8,533.848818 |
warc | 202143 | The annual recurrence of Earth Hour is quite useful. Some of the lights in my apartment aren’t used frequently. This eco-event is a reminder to switch on everything and check whether any bulbs need replacing. Also an incentive to do laundry and a load of dishes, tasks that I’m prone to put off.
It’s also pleasant to think of all those warriors for Gaia who light candles to replace electrical illumination. For every lumen produced, a burning wick emits vastly more carbon than the electricity that powers a bulb – and it throws off
real pollutants, too!
To top it all, the UN looks silly again. Huzzah!
Update: Mission accomplished! Three dead bulbs detected and changed, dishes and laundry begun. Another successful Earth Hour. I wait eagerly for next year. | 787 | 498 | 1,202.624498 |
warc | 202143 | How we make money.
Today, several notable refinancing rates have declined.
The 15-year and 30-year fixed rates have seen their average rates fall. The average rate for 10-year fixed-rate refinance mortgages has also declined.
Refinancing rates are constantly changing. However, they are currently low, potentially making them a good deal for borrowers. For those looking to refinance their existing mortgage, this might be the right decision to lock in a lot on an interest rate.
Take a look at today’s refinance rates:
Find mortgage refinancing rates in your area here.
What this means for owners
With refinancing rates continuing to hover around 3%, homeowners who were waiting to refinance still have a chance to potentially save with a new home loan. However, the refinancing fees normally range from 3% to 6% of the loan amount. So make sure that whatever you save in interest will outweigh the fees you pay. And it’s important to know that even a “no closing cost” refinance still has fees, but instead of paying them up front, they are built into your loan.
Refi rate over 30 years
Right now, the 30-year average fixed refinance has an interest rate of 3.08%, down 4 basis points from what we saw last week.
You can use our mortgage calculator to figure out how much your mortgage will cost you each month and to understand how paying more each month will impact your mortgage. Our mortgage calculator will also tell you how much interest you will be charged over the life of the loan.
15-year refi rate
Currently, the 15-year average fixed refinance rates are 2.36%, down 1 basis point from a week ago.
The monthly payments on a 15-year refinance loan can be much higher than what you would get on a 30-year mortgage. However, a shorter loan term can save you thousands of dollars in interest over the life of the loan.
10-year average fixed refinancing rates
The 10-year average fixed refinance rate is 2.30%, down 2 basis points from a week ago.
Monthly payments with a 10-year refinance term would cost even more than what you would pay with a 15-year loan. The advantage is that you will end up paying even less interest over the life of the loan.
Mortgage refinancing rate trends
Currently, refinancing rates are extremely low compared to the recent history of mortgage rates. Rates have been at or below 3% since April 2021, according to Freddie Mac’s weekly survey.
Even though we have seen refinance rates climb higher, borrowers will likely still have access to favorable rates. Experts believe that rates will remain low throughout 2021, and that in the second half of 2021, rates are more likely to rise steadily. Whatever happens with long-term refinance rates will depend on general factors, such as inflation and our economic recovery.
How we calculate our refi rates
Our refi rate trends are based on daily rate data from Bankrate, which is owned by the same parent company as NextAdvisor. These daily refi rate averages are based on a consumer profile that meets the following criteria:
At least 20% + equity Principal residence FICO Score 740+ Single family Home
The information provided to Bankrate by lenders nationwide is provided in the table below:
Prices as of October 6, 2021.
Take a look at the mortgage refinance rates for a number of different loans.
Should I refinance now?
Record refinancing rates have led to an increase in mortgage refinancing over the past year. But as interest rates rebounded from their historic lows, the number of borrowers looking to refinance began to decline.
However, even with the downturn, interest in mortgage refinancing remains higher than it was before the pandemic brought rates down. In fact, refinancing rates hover at just over 3%, which historically remains a good deal, even if it is higher than recent lows.
As we turn our backs on record interest rates, many borrowers are still able to save with refinancing. But many experts predict that rates will continue to rise through 2021. So it’s reasonable to expect refinancing to become more expensive for borrowers as the year progresses.
How to get the lowest refinance rate
Your personal situation has a big impact on the refinancing rate you can claim. Having a lower loan-to-value ratio for your home and a better credit rating usually results in a better mortgage refinance rate.
Your situation is not the only consideration that affects the refinancing interest rate for which you are eligible. The value of your property relative to your loan balance is also a factor in the decision. Having at least 20% equity in your property is ideal.
The type of mortgage loan affects the refinancing rate for your mortgage. A shorter term refinance loan generally has better rates than refinance loans with longer repayment terms, all other things being equal. The type of refinance loan you need makes a difference in the refinancing rate. Withdrawal refinance loans generally have higher refinance rates than other loans.
How much does it cost to refinance?
Several factors affect the cost of refinancing, including:
Where is the property Mortgage type Which lender you choose Loan balance FICO score The equity in the property
Typically, the refinancing closing costs are 3-6% of the loan balance. The type of loan you refinance can impact its cost in a number of ways. Some government-backed refinance loans, such as the FHA Streamline or the VA Interest Rate Reduction Refinance Loan (IRRRL) may not require appraisal, but may come with high upfront fees to cover mortgage insurance. On the other hand, if you have enough equity, you could refinance into a conventional loan to eventually get rid of the mortgage insurance requirement. | 5,731 | 2,461 | 13,185.258838 |
warc | 202143 | There are many techniques about how to reduce acne on the chest. Through understanding precisely what the cause of problem is, you’ll be able to figure out how to get to the answer. Having acne on the chest will most likely develop an unwelcome routine of scratching that acne on the chest, that is certainly the worst action to take. Really don’t scratch – even if it truly is torturing you!
Here are some suggestions for eliminating acne on the chest, and if you follow the rules there will be less chance of it ever coming back. Bad acne usually occurs whenever cell secretion attracts much more bacterial action on the skin, so when mixed with your own sweat and dead skin cells it will create a complete mess. Likewise, scratching the chest with filthy fingernails will boost the infection.
The most effective way to deal with and stop acne on your chest would be to merely live a more hygienic lifestyle. Just purifying the skin with h2o will work amazing things to your skin.
One easy suggestion to help you clear away acne on chest quick
There exist severe skin irritations which will give rise to a colony of acne breakouts all over a specific part of the body. In these cases, you may need more than normal water to eliminate them. While you shower, you should utilize a mild, non-comedogenic cleanser; this simply implies that it will not worsen the acne. They are for sale in a lot of varieties and are perfectly adapted to several types of skin.
Most recommended you don’t rub too hard on your bad acne. The truth is, an effective way to get rid of acne on the chest would be to gently clean your dead skin using your own hands whilst showering. Many people have a tendency to use overpriced loofahs along with other components to scrub harder than they should, and this is usually exactly where they are wrong. The harder you will scrub, the more it is going to spread. Also, after the shower, avoid massaging places where you have acne and have gently pat your skin dried out instead.
While going through what exactly other people have experienced, you will learn how to reduce acne on chest as well as figure out the best way to improve your current. | 2,194 | 1,111 | 4,277.411341 |
warc | 202143 | Let's look at some other aspects of the GDP data:
Annualised growth in the last two quarters was just 1.8 per cent and if March quarter GDP growth is 0.5 per cent, annual growth will slip below 2 per cent.
For a bit more context, average GDP growth since the onset of the GFC in the middle of 2008 has been 2.5 per cent which means there are now almost seven years of sub-trend growth. No wonder the unemployment rate has gone from 4 per cent to 6.4 per cent and inflation is a dead duck.
If we view trend GDP growth as 0.8 per cent per quarter (ie 3.2 per cent annual), there has been only one quarter in the past ten that has exceeded 0.7 per cent. Crook, in other words.
To be sure, interest rates are low and the massive depreciation of the Australian dollar over the last two years will help underpin growth but there must be serious questions about whether the stimulus is enough. It is a bit like a patient on a course of medicine. One tablet wont fix things – you need to take the full course to get better. Alas, the RBA have delivered the medicine in fits and starts but yesterday 'forget' to deliver the next dose.
Perversely, many of the policy back-flips from the government and Senate blocking of budget measures also mean that the restrictive nature of the budget is not as severe as feared. This may help. Policy is tilting towards a faster pace of growth, but it is operating in unfavourable circumstances of weak commodity prices and some less than robust economic activity in the global economy.
Suffice to say, a further interest rate cut is needed as is a more relaxed approach to fiscal policy when the budget is delivered in May. | 1,665 | 906 | 3,035.960265 |
warc | 202143 | Proposed taxi reforms might open the gates to the popular transportation company
By
Aaron Guillen, Staff Reporter
When you have a late night out and don’t have your car, how do you plan on getting home? Most people would hop on transit, turn to a friend, or catch a taxi cab.
In the hustling and bustling city of Vancouver, there is a demand for taxis. As a global destination, it can be surprisingly hard to find one too early in the morning or late at night if a person doesn’t live in the densely populated, urban areas. A proposed taxi reform might make it easier for transportation services, like Uber, a booming company in many metropolitan areas.
“I think the outcome is that we are close. We want to move forward on what the industry could do,” said Andrea Toma, chief licence inspector for the City of Vancouver, to CBC.
There’s no denying that Uber would “energize the local economy, help make streets safer from drunk and distracted driving, and foster a more connected, less congested environment,” but is it worth the risk?
Recently, Uber has been breaking taxi bylaws in Toronto, and city officials aren’t content. Having voted on new terms in the taxi and limousine laws, Toronto has closed the loophole, thus attempting to bring Uber services to a halt.
“Until regulation is amended and/or enacted by council to permit other than the currently licenced taxicabs and limousines, the UberX service will continue to be in non-compliance with city bylaws,” said Tracey Cook, a Toronto executive director of municipal licencing and standards, to the
Toronto Sun.
Looking back to Vancouver, the main concerns include public safety and the fate of the taxi industry. The monopoly on Vancouver customers could be placed in jeopardy should services like Uber merge into the streets. Among the likes of Yellow Cab, North Shore Taxi, MacLure’s Cabs Vancouver, and Black Top & Checker Cabs, the introduction of a new service could slow down competitors’ success. It is evident that more discussion needs to take place before any agreements are made.
“There needs to be better alignment between the city and provincial regulators on what we see from ride-share. We have been working with the [Transportation] Ministry themselves, that’s why we are proposing to council to allow for that continuation of dialogue,” said Toma.
Expect to hear more about these regulations in two to three months. | 2,484 | 1,299 | 4,579.815242 |
warc | 202143 | Do you really know what’s in your wine?
Finding a wine that makes little ecological impact is tricky. If it’s vegan, is it sustainable? If it’s sustainable, is it organic? Here’s a tentative pick through the minefield that is modern wine
As if the world of wine isn’t complicated enough, what do you do if you have a particular priority or requirement? A wine that’s suitable for vegans, for instance. Will a wine that’s suitable for vegetarians fit the bill? And what about organic? What does that say about the way the wine is treated in the winery? Sustainable? Minimal intervention?
It’s all a bit of a minefield, but let’s try to unscramble things. Basically, it comes down to the integrity of what you pour down your throat. Vegetarian and vegan wines are the most straightforward in that they have to be made without any animal-derived products. Traditionally, that would have excluded the fining agents, such as isinglass and egg white, used to clarify the wine, but those are now rarely used outside the world of fine wine and most supermarket own-label wines these days are in fact vegan-friendly. And almost all of Marks & Spencer’s range is.
Organic, on the other hand, is a bit more complicated. Essentially, it refers to how the vines are grown, so you have the assurance that no pesticides or herbicides are used in the vineyard, but the same doesn’t apply to what additives might be used in the winemaking process. An organic wine isn’t necessarily vegetarian or vegan, either, while winemakers may also use conventional yeasts, enzymes to enhance particular flavours, and relatively high levels of sulphur. If you want to avoid that, you need to go for wines that proclaim that they’re low in sulphur or “minimal intervention” – in other words, that the winemaker doesn’t add much in the way of additives.
To add a further layer of complexity, just because a wine doesn’t have organic certification doesn’t mean the vines aren’t cultivated organically. Some winemakers can’t be bothered with the hassle and expense of the paperwork, or want to keep their options open in the case of adverse weather conditions, hence the description
lutte raisonee (AKA supervised control), an approach employed by a number of French winemakers.
Then there is the whole issue of sustainability – the amount of resources that are used to make the wine, the waste it creates and how it’s disposed of, and the distance it has to travel to arrive at its final destination. New Zealand wineries have impeccable credentials, for example, but their wines often travel halfway around the world. I tell you, nothing’s simple, and at the end of the day it’s all about priorities and cost, obviously: the cheaper the wine, the less virtuous it’s likely to be.
Five wines with shiny credentials Castellore Organic Prosecco GBP7.49 Aldi, 11.5%. You really don’t pay much more for this organic prosecco than for a conventionally produced one, and it has much more character to boot. Jordi Miro White Grenache 2020 GBP9 Marks & Spencer, 14%. Made with minimal intervention and vegan, this delicious, rich, fragrant white would make a good aperitif. GAM Beaujolais-Villages Domaine Lathuiliere Gravallon 2020 GBP13.25 Corney & Barrow, 13%. Juicy, gulpable, modern beaujolais made with native yeasts and without added sulphur. Chill. Adnams Organic Tempranillo Shiraz GBP19.99 for a 2 1/4 -litre box, 13%. With its soft, ripe, brambly fruit, this handy wine box is perfect for autumn drinking or for a cheeseboard. Kunye Syrah 2019 GBP9.95 Brightside Wines (minimum order GBP50, plus GBP8.95 delivery), 13.5%. Social initiatives are important, too. This fabulous, fresh syrah from a non-profit South African project in Swartland supports a scholarship fund that helps disadvantaged students pursue their wine education. | 3,947 | 1,989 | 7,544.743087 |
warc | 202143 | World leaders urged to consider health benefits of climate action
Hundreds of international health organisations and professionals sign open letter to politicians ahead of Cop26
More than 400 international health organisations and professionals, representing two-thirds of global healthcare workers, have signed an open letter calling on politicians to consider the health benefits of climate action ahead of the Cop26 climate summit in Glasgow.
“We know that climate change is impacting people’s health, this is increasingly visible around the world. We also know that many solutions to address climate change offer tremendous health co-benefits,” said Dr Jeni Miller of Global Climate and Health Alliance, the organisation which drafted the letter. “The health community is really seeing that if we don’t step up and call for action on climate change, we’re failing the patients and the communities that we care for.”
The letter lists 7 million premature deaths a year due to pollution and disturbance of global food systems by extreme weather as some of the health detriments caused by the climate crisis. It also argues that the costs of policies such as improving the cleanliness of air and water and creating more secure food supplies would be offset by savings in healthcare costs.
The appeal has also been signed by the director general of the World Health Organization (WHO), Dr Tedros Adhanom Ghebreyesus, and coincides with the publication of a special report on climate and health by the WHO.
Paediatric healthcare providers from the UK will cycle from London to Glasgow with a copy of the report to officially present it to world leaders at the summit, after the report is delivered to them, by bike, from Geneva by Dr Diarmid Campbell-Lendrum, the head of the WHO’s health and climate department.
The report includes 10 recommendations, and intends to “offer positive encouragement” to world leaders emphasising the positive health effects of climate crisis mitigation, according to Campbell-Lendrum. “We think that [the report] will boost the argument of any government or stakeholder around the world who is trying to encourage their population to get behind climate action,” he said. “These health gains are so large they … provide a compelling argument.”
Developing nations in the global south, which have historically contributed the least to greenhouse gas emissions, are among the areas where health is worst affected by the climate crisis, according to the report. “Some of these small island developing states will within the next several decades be flooded by rising sea levels – there is no way that you can protect health for those populations if the country is submerged,” Campbell-Lendrum said.
Both the report and the open letter also stress the importance of a “green recovery” from the Covid-19 pandemic. “Countries have leveraged tremendous amounts of money to deal with the economic impacts of the pandemic,” Miller said. “Many of those investments are still going into propping up carbon-intensive industries. We’re making this massive public investment into something which will bring about and exacerbate the unfolding health crisis that’s driven by climate change.”
Paths to green recovery suggested by the report could include preventing public funds from going to fossil industries, as well as dedicating funds to ensuring the same shift away from fossils is possible in developing countries.
“For both Covid and the climate crisis, there is a need for coordinated global action, because nobody is safe until everybody is safe,” Campbell-Lendrum said. | 3,743 | 1,724 | 7,794.298144 |
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