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https://www.investopedia.com/articles/investing/092316/6-reasons-beware-marketlinked-cds.asp
6 Reasons to Beware of Market-Linked CDs
6 Reasons to Beware of Market-Linked CDs A market-linked CD is a certificate of deposit with a return based on a collection of stocks or a market index, such as the S&P 500. One of these CDs can also be called an index-linked CD, an equity-linked CD, or an MLCD. With few exceptions, the principal amount in a market-lin...
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https://www.investopedia.com/articles/investing/092413/how-currency-works.asp
How Currency Works
How Currency Works Whether we pull out paper bills or swipe a credit card, most of the transactions we engage in daily use currency. Indeed, money is the lifeblood of economies around the world. Currency refers to paper money or coins that are in circulation. But currency is actually only a small piece of the monetary ...
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https://www.investopedia.com/articles/investing/092415/chinas-stock-markets-vs-us-stock-markets.asp
China’s Stock Markets vs. U.S. Stock Markets
China’s Stock Markets vs. U.S. Stock Markets Since first coming to power in 2012, Xi Jinping has preached economic reform as the way to achieve “the Chinese Dream.” Some of the reform measures have been aimed at deepening China’s financial markets and giving stock markets a greater role in financing corporate investmen...
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https://www.investopedia.com/articles/investing/092514/entrepreneur-vs-small-business-owner-defined.asp
Entrepreneurs and Entrepreneurship Defined
Entrepreneurs and Entrepreneurship Defined Entrepreneurship An entrepreneur is an individual who starts and runs a business with limited resources and planning, and is responsible for all the risks and rewards of his or her business venture. The business idea usually encompasses a new product or service rather than an ...
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https://www.investopedia.com/articles/investing/092515/what-rule-48.asp
What Was Rule 48?
What Was Rule 48? Implemented in 2007, Rule 48 was a procedure the New York Stock Exchange (NYSE) could invoke to to establish order in the markets during periods of extreme volatility – specifically, to avoid panic-selling at the opening bell. But after it exacerbated big price swings during a hectic period in August ...
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https://www.investopedia.com/articles/investing/092815/6-financial-lessons-master-time-youre-30.asp
7 Financial Lessons to Master by Age 30
7 Financial Lessons to Master by Age 30 It takes a lot of time and discipline to become money smart. It doesn't happen overnight. Some people go through life never saving and living paycheck to paycheck. Learning how to be able to handle your money at an early age may not seem sexy, but it will certainly put you down t...
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https://www.investopedia.com/articles/investing/092815/chinas-top-trading-partners.asp
China's Top Trading Partners
China's Top Trading Partners Despite the trade war with the U.S., China's foreign trade volume rose 9.7% in 2018 to hit a record high of 30.51 trillion yuan ($4.5 trillion). It recorded a trade surplus, or positive trade balance, of 2.33 trillion yuan. However, the country's economic growth slowed to 6.6% – a 28-year l...
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https://www.investopedia.com/articles/investing/092815/risks-investing-inverse-etfs.asp
The Risks of Investing in Inverse ETFs
The Risks of Investing in Inverse ETFs Inverse exchange-traded funds (ETFs) seek to deliver inverse returns of underlying indexes. To achieve their investment results, inverse ETFs generally use derivative securities, such as swap agreements, forwards, futures contracts and options. Inverse ETFs are designed for specul...
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https://www.investopedia.com/articles/investing/092915/how-invest-real-estate-without-buying-property.asp
Investing in Real Estate Without Buying Property
Investing in Real Estate Without Buying Property Investing in real estate can be very lucrative, but getting started in real estate investments requires a large amount of capital. That being said, if you do not have hundreds of thousands of dollars on hand, there are other options to invest in real estate without buyin...
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https://www.investopedia.com/articles/investing/093015/4-countries-produce-most-chocolate.asp
The 4 Countries That Produce the Most Chocolate
The 4 Countries That Produce the Most Chocolate The top four countries responsible for the production of chocolate are the United States, Germany, Switzerland, and Belgium. It is estimated that, while Western Europe accounts for approximately 35% of total world chocolate production, the U.S. accounts for an additional ...
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https://www.investopedia.com/articles/investing/093015/how-exactly-do-movies-make-money.asp
How Exactly Do Movies Make Money?
How Exactly Do Movies Make Money? From a distance, the movie business might look pretty glamorous. Celebrities and producers glide down red carpets, clutch their Oscars, and vacation in St. Barts—just because they can. While there's a lot of money to be made in the film industry, the economics of making movies are far ...
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https://www.investopedia.com/articles/investing/093015/understanding-private-equity-funds-structure.asp
What Is the Structure of a Private Equity Fund?
What Is the Structure of a Private Equity Fund? Although the history of modern private equity investments goes back to the beginning of the last century, they didn't really gain prominence until the 1980s. That's around the time when technology in the United States got a much-needed boost from venture capital. Many fle...
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https://www.investopedia.com/articles/investing/093016/managed-payout-funds-vs-annuities-how-do-they-compare.asp
Managed Payout Funds vs. Annuities: How Do They Compare?
Managed Payout Funds vs. Annuities: How Do They Compare? One of the key benefits that annuities can provide investors is a guaranteed stream of income for life. But this guarantee comes at a cost because the investor effectively forfeits control of the money in return for the income guarantee. Mutual fund companies hav...
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https://www.investopedia.com/articles/investing/100115/use-options-data-predict-stock-market-direction.asp
Use Options Data To Predict Stock Market Direction
Use Options Data To Predict Stock Market Direction Every trader and investor asks, “Where is the overall market (or a specific security price) headed?” Several methodologies, intensive calculations, and analytical tools are used to predict the next direction of the overall market or of a specific security. Options mark...
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https://www.investopedia.com/articles/investing/100215/mutual-funds-are-not-fdic-insured-here-why.asp
Mutual Funds Are Not FDIC Insured: Here's Why
Mutual Funds Are Not FDIC Insured: Here's Why The primary way the FDIC protects depositors from losing hard-earned dollars in the event of financial collapse is by insuring deposits known as FDIC-insured accounts. As of 2018, the FDIC insures deposits up to $250,000 per depositor, per insured bank, based on account typ...
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https://www.investopedia.com/articles/investing/100313/financial-analysis-solvency-vs-liquidity-ratios.asp
Solvency Ratios vs. Liquidity Ratios: What's the Difference?
Solvency Ratios vs. Liquidity Ratios: What's the Difference? Solvency Ratios vs. Liquidity Ratios: An Overview Solvency and liquidity are both terms that refer to an enterprise's state of financial health, but with some notable differences. Solvency refers to an enterprise's capacity to meet its long-term financial com...
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https://www.investopedia.com/articles/investing/100313/reviewing-liabilities-balance-sheet.asp
Reviewing Liabilities On The Balance Sheet
Reviewing Liabilities On The Balance Sheet Of all the financial statements issued by companies, the balance sheet is one of the most effective tools in evaluating financial health at a specific point in time. Consider it a financial snapshot that can be used for forward or backward comparisons. The simplicity in its de...
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https://www.investopedia.com/articles/investing/100515/learn-how-trade-crude-oil-5-steps.asp
5 Steps to Making a Profit in Crude Oil Trading
5 Steps to Making a Profit in Crude Oil Trading Crude oil trading offers excellent opportunities to profit in nearly all market conditions due to its unique standing within the world’s economic and political systems. Also, energy sector volatility has risen sharply in recent years, ensuring strong trends that can produ...
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https://www.investopedia.com/articles/investing/100515/what-exactly-are-arbitrage-mutual-funds.asp
Arbitrage Mutual Funds: Benefits and Drawbacks
Arbitrage Mutual Funds: Benefits and Drawbacks An arbitrage fund is a type of mutual fund that appeals to investors who want to profit from volatile markets without taking on too much risk. Before investing in one, it is crucial to understand how they work and if they make sense for your portfolio. KEY TAKEAWAYS Arbi...
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https://www.investopedia.com/articles/investing/100614/interested-invesing-africa-heres-how.asp
Interested in Investing in Africa? Here's How
Interested in Investing in Africa? Here's How Africa’s journey from when it was tagged as the “The Hopeless Continent” on the cover of The Economist in May 2000 to December 2011, when the same publication put “Africa Rising” on its cover (and then “Aspiring Africa” in March 2013) has been anything but boring. Africa ha...
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https://www.investopedia.com/articles/investing/100614/oil-price-analysis-impact-supply-demand.asp
Oil Price Analysis: The Impact of Supply and Demand
Oil Price Analysis: The Impact of Supply and Demand Oil is the crown jewel of commodities that is used in a multitude of ways in our lives, from plastics to asphalt to fuel. The oil industry is an economic powerhouse and the movements of oil prices are closely watched by investors and traders. Changes in oil prices can...
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https://www.investopedia.com/articles/investing/100615/investing-100-month-stocks-30-years.asp
Investing $100 a Month in Stocks for 30 Years
Investing $100 a Month in Stocks for 30 Years If you asked the average saver if it's safer to invest $100 in the stock market or to put $100 in a savings account, most would pick the savings account. This makes sense in the short term; stocks can lose value, but the Federal Deposit Insurance Corporation (FDIC) guarante...
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https://www.investopedia.com/articles/investing/100615/top-3-commodities-mutual-funds.asp
Top 3 Commodities Mutual Funds
Top 3 Commodities Mutual Funds Investing in commodity mutual funds is one of the best means of hedging a portfolio that is otherwise dominated by stocks against unexpected financial or political crises or ordinary economic downturns. For example, in the wake of the Great Recession, during the late 2000s into the early ...
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https://www.investopedia.com/articles/investing/100615/why-financial-literacy-and-education-so-important.asp
Why Financial Literacy Is So Important
Why Financial Literacy Is So Important Financial Literacy in Decline As consumer habits and financial products change, financial literacy has taken a blow. In past generations, cash was used for most daily purchases; today, it's rarely flashed—particularly not by younger shoppers. The way we shop has changed as well. O...
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https://www.investopedia.com/articles/investing/100714/introduction-government-loans.asp
An Introduction to Government Loans
An Introduction to Government Loans What Is a Government Loan? The U.S. government offers loan programs through different departments to support the needs of individuals, businesses, and communities. These loans provide capital for those who may not qualify for a loan from a private lender. Government loan programs can...
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https://www.investopedia.com/articles/investing/100714/nordic-model-pros-and-cons.asp
The Nordic Model: Pros and Cons
The Nordic Model: Pros and Cons Sweden, Norway, Finland, and Denmark (collectively the Nordic countries) have a combination of high living standards and low income disparity that has captured the world’s attention. At a time when the growing gap between the rich and poor has become a political hot button in developed n...
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https://www.investopedia.com/articles/investing/100813/interesting-facts-about-imports-and-exports.asp
How Importing and Exporting Impacts the Economy
How Importing and Exporting Impacts the Economy In today’s global economy, consumers are used to seeing products from every corner of the world in their local grocery stores and retail shops. These overseas products—or imports—provide more choices to consumers. And because they are usually manufactured more cheaply tha...
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https://www.investopedia.com/articles/investing/100814/charging-bullthe-brass-icon-wall-street.asp
Charging Bull: The Bronze Icon of Wall Street
Charging Bull: The Bronze Icon of Wall Street The Charging Bull, sometimes referred to as the Wall Street Bull, is a three-and-a-half-ton bronze sculpture from artist Arturo Di Modica that sits proudly in New York City's financial district. The bull symbolizes "the power of the American people" and represents the spiri...
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https://www.investopedia.com/articles/investing/100814/wall-streets-enduring-impact-economy.asp
Why Wall Street Is a Key Player in the World's Economy
Why Wall Street Is a Key Player in the World's Economy The most important financial center in the world? A fabled place of silver spoons and golden parachutes? A hub of cut-throat capitalism? Or all of the above. Wall Street is many things to many people, and the perception of what it really is depends on who you ask. ...
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https://www.investopedia.com/articles/investing/100815/4-mutual-funds-warren-buffet-would-buy.asp
4 Mutual Funds Warren Buffet Would Buy
4 Mutual Funds Warren Buffet Would Buy Warren Buffett, also known as the Oracle of Omaha, is an iconic American investor who has amassed over $60 billion through his investments. Buffet is known for his value investing approach and his holding company, Berkshire Hathaway, has consistently made him one of the world's we...
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https://www.investopedia.com/articles/investing/100913/basics-short-selling.asp
Short Selling Basics
Short Selling Basics Short selling (also known as “shorting,” “selling short” or “going short”) refers to the sale of a security or financial instrument that the seller has borrowed to make the short sale. The short seller believes that the borrowed security's price will decline, enabling it to be bought back at a lowe...
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https://www.investopedia.com/articles/investing/100915/effect-fed-fund-rate-hikes-gold.asp
The Effect of Fed Funds Rate Hikes on Gold
The Effect of Fed Funds Rate Hikes on Gold While popular opinion is that interest rate hikes are bearish for gold, the effect that an interest rate increase has on the precious metal, if any, is unknown since there is little solid correlation between interest rates and gold prices. Rising interest rates may even hav...
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https://www.investopedia.com/articles/investing/100915/learn-how-trade-gold-4-steps.asp
How to Trade Gold in Just 4 Steps
How to Trade Gold in Just 4 Steps Whether it's behaving like a bull or a bear, the gold market offers high liquidity and excellent opportunities to profit in nearly all environments due to its unique position within the world’s economic and political systems. While many folks choose to own the metal outright, speculati...
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https://www.investopedia.com/articles/investing/101215/7-iconic-brands-no-longer-exist.asp
6 Iconic Brands That No Longer Exist
6 Iconic Brands That No Longer Exist Branding is a good quality for any business to have, but a recognizable brand does not always equal success. Many household brand names no longer exist, falling prey to bankruptcy or acquisition. When a brand ceases to exist, mismanagement coupled with industry pressure may be the c...
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https://www.investopedia.com/articles/investing/101215/how-fed-fund-rate-hikes-affect-us-dollar.asp
How Moves in the Fed Funds Rate Affect the US Dollar
How Moves in the Fed Funds Rate Affect the US Dollar Changes in the federal funds rate can impact the U.S. dollar. When the Federal Reserve increases the federal funds rate, it typically increases interest rates throughout the economy. The higher yields attract investment capital from investors abroad seeking higher re...
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https://www.investopedia.com/articles/investing/101215/top-5-corporate-bond-mutual-funds.asp
5 Top Corporate Bond Mutual Funds
5 Top Corporate Bond Mutual Funds Corporate bond mutual funds invest in bonds issued by private sector companies. Corporate bonds are fixed-income securities that make interest payments throughout the term of a bond, then pay principals upon their maturities. These bonds can be investment grade or non-investment grade,...
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https://www.investopedia.com/articles/investing/101315/10-best-tech-jobs.asp
The 10 Best Tech Jobs
The 10 Best Tech Jobs It’s hard to go wrong with a technology degree. According to the National Association of Colleges and Employers, computer science is the STEM major with the highest job offer and job acceptance rate. Perhaps that’s why a recent CareerBuilder survey revealed that from in the 2010s, the number of st...
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https://www.investopedia.com/articles/investing/101515/3-biggest-hedge-fund-scandals.asp
The 10 Biggest Hedge Fund Failures
The 10 Biggest Hedge Fund Failures There have been a number of scandals involving hedge funds over the years. A few of these scandals include the Bernie Madoff investment scandal and the Galleon Group and SAC Capital insider trading scandals. Despite these hedge fund scandals rocking the investment community, the numbe...
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https://www.investopedia.com/articles/investing/101515/top-5-natural-resources-mutual-funds.asp
Top 5 Natural Resources Mutual Funds (FSCHX)
Top 5 Natural Resources Mutual Funds (FSCHX) The natural resources sector includes securities of companies engaged in extractive practices of commodities, including mining for coal, metallic ore, sand, gravel and oil shale. It may include logging of naturally occurring trees and drilling for oil and gas. As the world b...
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https://www.investopedia.com/articles/investing/101613/analyzing-investments-solvency-ratios.asp
Analyzing Investments With Solvency Ratios
Analyzing Investments With Solvency Ratios Solvency ratios are primarily used to measure a company's ability to meet its long-term obligations. In general, a solvency ratio measures the size of a company's profitability and compares it to its obligations. By interpreting a solvency ratio, an analyst or investor can gai...
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https://www.investopedia.com/articles/investing/101615/how-shark-tanks-robert-herjavec-made-his-money.asp
How Robert Herjavec of 'Shark Tank' Made His Money
How Robert Herjavec of 'Shark Tank' Made His Money At the age of eight, Robert Herjavec and his family fled to Canada from the communist regime in Yugoslavia. They left their native country with just one suitcase and $20 in their pockets. In an effort to make the most out of his opportunity to create a better life for ...
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https://www.investopedia.com/articles/investing/101915/how-gordon-ramsay-built-his-restaurant-empire.asp
How Gordon Ramsay Built His Restaurant Empire
How Gordon Ramsay Built His Restaurant Empire British chef Gordon Ramsay is well-known to TV audiences as a prolific and successful media personality. But the 48-year-old is an equally adept businessman. In a relatively short span of 17 years, Ramsay has opened 49 restaurants across locations as diverse as Dubai in UAE...
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https://www.investopedia.com/articles/investing/101915/investing-collectible-cars-top-tips-and-risks.asp
Investing in Collectible Cars: Top Tips and Risks
Investing in Collectible Cars: Top Tips and Risks Millions of Americans are involved in car collecting. The old muscle car or British roadster you bought in college may still have a place of honor in your garage and see use as a weekend cruiser. A restored vintage Volkswagen Beetle or suicide-door Lincoln Continental c...
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https://www.investopedia.com/articles/investing/101915/top-10-best-ted-talks-business-leaders.asp
The Top 10 Best TED Talks for Business Leaders
The Top 10 Best TED Talks for Business Leaders Is your management style effective in leveraging creativity, productivity, and change? TED Conferences, LLC is a nonprofit media organization dedicated to sharing "ideas worth spreading." Watch the following ten talks to sharpen your management skills. Key Takeaways Nonpr...
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https://www.investopedia.com/articles/investing/102014/guide-six-sigma-black-belt.asp
Should I Get a Six Sigma Black Belt?
Should I Get a Six Sigma Black Belt? Six Sigma is a technical, data-driven and statistical quality improvement program primarily for the manufacturing sector, though in recent years it has been applied elsewhere, including the service sector. Six Sigma advocates for quantitative measurements of success over qualitative...
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https://www.investopedia.com/articles/investing/102015/how-bloomberg-makes-billions-hint-not-just-news.asp
How Bloomberg Makes Money: Terminals, News, Business
How Bloomberg Makes Money: Terminals, News, Business One of the most successful limited partnerships in existence, Bloomberg L.P. bills itself as “the global business and financial information and news leader.” Bloomberg’s founder and former mayor of New York, Michael Bloomberg, owns 88% of the company’s stock, making ...
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https://www.investopedia.com/articles/investing/102015/invest-through-equity-crowdfunding-risks-and-rewards.asp
Invest Through Equity Crowdfunding: Risks and Rewards
Invest Through Equity Crowdfunding: Risks and Rewards Crowdfunding refers to raising money from the public (i.e., the "crowd"), primarily through online forums, social media, and crowdfunding websites to finance a new project or venture. Equity crowdfunding takes this one step further. In exchange for relatively small ...
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https://www.investopedia.com/articles/investing/102114/six-things-bad-financial-advisors-do.asp
6 Things Bad Financial Advisors Do
6 Things Bad Financial Advisors Do A good financial advisor can add tons of value to your financial well-being and can enhance your quality of life. "Good" can be a subjective term; in this case, "good" denotes someone who is qualified to help you, and whose personality gives you the confidence to follow their advice. ...
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https://www.investopedia.com/articles/investing/102115/5-iconic-airlines-no-longer-exist.asp
5 Iconic Airlines That No Longer Exist
5 Iconic Airlines That No Longer Exist Several airlines that were once very popular with air travelers have disappeared from the landscape of operational air carriers. Financial problems have been the demise of many major airlines, while labor problems, increased competition, and plane crashes doomed others. Key Takeaw...
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https://www.investopedia.com/articles/investing/102115/how-morningstar-rates-and-ranks-mutual-funds.asp
How Morningstar Rates and Ranks Mutual Funds
How Morningstar Rates and Ranks Mutual Funds Morningstar, Inc. (NASDAQ: MORN) first introduced its rating system in 1985. The simple, easy-to-understand Morningstar platform quickly became a favorite of analysts, advisors and individual investors in the mutual fund world. Today, Morningstar is one of the most influenti...
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https://www.investopedia.com/articles/investing/102115/what-beta-and-how-calculate-beta-excel.asp
How to Calculate Beta in Excel
How to Calculate Beta in Excel What Is Beta? Peering through Yahoo (YHOO) Finance, Google (GOOG) Finance, or other financial data feeders, one may see a variable called beta amid other financial data, such as stock price or market value. In finance, the beta of a firm refers to the sensitivity of its share price with r...
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https://www.investopedia.com/articles/investing/102314/understanding-benchmark-oils-brent-blend-wti-and-dubai.asp
Benchmark Oils: Brent Crude, WTI and Dubai
Benchmark Oils: Brent Crude, WTI and Dubai Open a newspaper and there’s a good chance you’ll find a news story about the price of oil going in one direction or the other. To the average consumer, it’s easy to get the impression that there’s a singular, worldwide market for this crucial energy source. In reality, there ...
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https://www.investopedia.com/articles/investing/102413/cash-flow-statement-reviewing-cash-flow-operations.asp
Cash Flow Statements: Reviewing Cash Flow From Operations
Cash Flow Statements: Reviewing Cash Flow From Operations Operating cash flow is cash that is generated from the normal operating processes of a business. A company's ability to consistently generate positive cash flows from its daily business operations is highly valued by investors. In particular, operating cash flow...
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https://www.investopedia.com/articles/investing/102413/why-and-when-do-countries-default.asp
Why and When Do Countries Default?
Why and When Do Countries Default? Though not common, countries can, and periodically do, default on their sovereign debt. This happens when the government is either unable or unwilling to make good on its fiscal promises to repay its bondholders. Argentina, Russia, and Lebanon are just a few of the governments that ha...
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https://www.investopedia.com/articles/investing/102615/story-instagram-rise-1-photo0sharing-app.asp
The Story of Instagram: The Rise of the #1 Photo-Sharing Application
The Story of Instagram: The Rise of the #1 Photo-Sharing Application The story of Instagram’s explosive rise reads like a Silicon Valley fairy tale, with the company gaining staggering momentum within just a few short months. The photo and video-sharing social media application took only eight weeks for software engine...
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https://www.investopedia.com/articles/investing/102715/calculating-internal-rate-return-using-excel.asp
Calculating the Internal Rate of Return with Excel
Calculating the Internal Rate of Return with Excel The internal rate of return (IRR) is the discount rate providing a net value of zero for a future series of cash flows. The IRR and net present value (NPV) are used when selecting investments based on the returns. How IRR and NPV Differ The main difference between the ...
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https://www.investopedia.com/articles/investing/102715/simulating-stock-prices-using-excel.asp
How to Use Excel to Simulate Stock Prices
How to Use Excel to Simulate Stock Prices Some active investors model variations of a stock or other asset to simulate its price and that of the instruments that are based on it, such as derivatives. Simulating the value of an asset on an Excel spreadsheet can provide a more intuitive representation of its valuation fo...
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https://www.investopedia.com/articles/investing/102715/what-consumers-want-mcdonalds.asp
What Consumers Want From McDonald's
What Consumers Want From McDonald's Once a pioneer in the fast-food industry, McDonald’s Corp. (MCD) is widely considered to be too comfortable with its success. As a result, the company appears to be losing touch with customers and franchise owners, even internationally. In the second quarter of 2015, McDonald’s saw i...
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https://www.investopedia.com/articles/investing/102715/why-gold-counter-cyclical-asset.asp
Why Is Gold a Counter Cyclical Asset?
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5 Signs You're Being Overworked at Your Job
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7 Factors That Affect Your Life Insurance Quote
7 Factors That Affect Your Life Insurance Quote Life insurance is a great way to protect your loved ones financially, but it’s also a major investment. Over a period of years, even a slightly lower premium can yield major savings. The following are some of the biggest factors that insurers consider when pricing out the...
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5 Free Ways to Learn New Skills Online
5 Free Ways to Learn New Skills Online Learning a new skill is an invaluable experience that can also have monetary benefits. If you're looking to pick up a new skill, you do not have to enroll in a costly program. In fact, many completely free opportunities exist online. In addition to being easy on your wallet, these...
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How Sam Zell Made His Fortune
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Why Are ETF Fees Lower Than Mutual Funds?
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Fair Market Value vs. Investment Value: What’s the Difference?
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Invest in Municipal Bonds During Rate Hikes
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The Impact of Share Repurchases on Financial Accounting
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The Vanguard 529 College Savings Plan: A Review
The Vanguard 529 College Savings Plan: A Review The Vanguard Group is well-known across the mutual fund industry for its low-cost approach to investing. It has extended its positive reputation with the offering of its 529 savings plans. Investors searching for 529 savings plans want a convenient way to save for educati...
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