id
stringlengths
32
32
url
stringlengths
31
1.58k
title
stringlengths
0
1.02k
contents
stringlengths
92
1.17M
18313344ae7f4438027129400e47f9e4
https://www.investopedia.com/articles/markets/093014/how-wells-fargo-became-biggest-bank-america.asp
How Wells Fargo Became One of America's Biggest Banks
How Wells Fargo Became One of America's Biggest Banks Wells Fargo (WFC) is among the top five banks in the United States, ranking in the third sport as of mid-2020, after JPMorgan Chase and Bank of America. According to the company, it has more than $1.97 trillion in assets. The bank serves more than 70 million custome...
137efc42ae87bf28134b9513b70b016e
https://www.investopedia.com/articles/markets/100214/inside-intel-look-mega-chipmaker.asp
Inside Intel: A Look At The Mega Chipmaker
Inside Intel: A Look At The Mega Chipmaker Never has a corporation done so much with something so little. Founded in 1968, Intel Corp. (INTC) has been the world’s leading manufacturer of microprocessors and chipsets almost since its inception. Today Intel is easily the largest semiconductor company in the world, about ...
88c898089237c3a93c144ed5805aff45
https://www.investopedia.com/articles/markets/100515/how-start-your-own-private-equity-fund.asp
How to Start Your Own Private Equity Fund
How to Start Your Own Private Equity Fund Private equity firms have been a historically successful asset class and the field continues to grow as more would-be portfolio managers join the industry. Many investment bankers have made the switch from public to private equity because the latter has significantly outperform...
86ff85f2c62ab0b7995f4f265a9b50cd
https://www.investopedia.com/articles/markets/100715/6-biggest-russian-energy-companies.asp
The 6 Biggest Russian Energy Companies
The 6 Biggest Russian Energy Companies Russia ranks high among the top energy-producing countries in the world. According to the most recent industry data available, Russia is the world's single biggest producer of crude oil, the second-biggest producer of natural gas and the sixth-biggest producer of coal. Russia also...
8be8b48933e84c59f4e68a7427d66215
https://www.investopedia.com/articles/markets/100715/how-expensive-whole-foods-really.asp
Is Whole Foods Really that Expensive?
Is Whole Foods Really that Expensive? The prices of Whole Foods Market (WFM) have earned the organic grocery store chain the joking nickname, "Whole Paycheck." While shopping for groceries at Whole Foods does not usually devour an entire paycheck, its prices are noticeably higher on average than the prices available at...
5051cbac510012dbc8b250adcf00054c
https://www.investopedia.com/articles/markets/100715/what-makes-share-coke-campaign-so-successful.asp
Why the 'Share a Coke' Campaign Is So Successful
Why the 'Share a Coke' Campaign Is So Successful The Coca-Cola Company, one of the world's largest multinational corporations in the non-alcoholic beverage space, is known for its innovative marketing initiatives. In 2014, it launched its "Share a Coke" campaign, in which it replaced its iconic brand name with one of t...
e7762bff173f1c09a544868ac6545b35
https://www.investopedia.com/articles/markets/101215/top-4-companies-owned-comcast.asp
5 Companies Owned by Comcast
5 Companies Owned by Comcast What Are the Top 5 Companies Owned by Comcast Comcast Corp. (CMCSA) is a global media and technology conglomerate. The company was founded in 1963 when Ralph Roberts purchased American Cable Systems, a small subscriber cable system in Tupelo, Mississippi. The cable company was subsequently ...
46ea04df0f3b02227b8b051cdea22a59
https://www.investopedia.com/articles/markets/101315/who-are-starbucks-main-competitors.asp
Who Are Starbucks’ Main Competitors?
Who Are Starbucks’ Main Competitors? Starbucks has been fighting its competitors – Dunkin' Donuts and McDonald's – for the top position as coffee king for several years. The company, which began close to 50 years ago with a single location, has experienced phenomenal growth and success. In Q4 2018 alone, the company op...
9713c6d3f99804f13cd42e86f682491f
https://www.investopedia.com/articles/markets/101415/4-best-alternatives-paypal.asp
The 4 Best Alternatives to PayPal
The 4 Best Alternatives to PayPal PayPal (PYPL) is almost synonymous with online payments, but it is not alone in the growing digital money space. Nearly every consumer market is moving online. For example, consider how Amazon overtook Walmart as the world's largest retailer. Consumers are turning to online payment sys...
bb2f853e69ab93db918fe2a59a633f91
https://www.investopedia.com/articles/markets/101415/4-best-sp-500-index-funds.asp
Top S&P 500 Index Funds
Top S&P 500 Index Funds The Standard & Poor's 500 Index, or simply S&P 500, is a market-capitalization-weighted index of 505 large-cap U.S. companies that make up 80% of U.S. equity by market cap. It is widely regarded as the best gauge of large-cap U.S. equities and often referred to as “the market” because it is co...
90bb1e389c87ad3305165ed4bd18bef5
https://www.investopedia.com/articles/markets/101415/top-6-companies-owned-starbucks.asp
5 Companies Owned by Starbucks
5 Companies Owned by Starbucks Starbucks Corp. (SBUX) was founded nearly five decades ago, in 1971, with one store in Seattle's Pike Place Market. The company went public in 1992 and has grown into a global coffee roaster and retailer with about 30,000 coffeehouses in more than 80 countries.  Today, Starbucks has a...
efe5b37dfaf704f9c9200b458ffa2b17
https://www.investopedia.com/articles/markets/101515/4-best-total-market-index-funds.asp
The 4 Best Total Market Index Funds
The 4 Best Total Market Index Funds A total stock market index fund is a mutual fund or exchange-traded fund (ETF) that tracks an equity index such as the Russell 3000 Index, the S&P 500, or the Wilshire 5000 Total Market Index, as its benchmark. By investing in stocks linked to a given index, a total market index fund...
77df346cd88fbbf8025a74856c52f29a
https://www.investopedia.com/articles/markets/102115/top-10-companies-owned-amazon.asp
5 Companies Owned by Amazon
5 Companies Owned by Amazon Amazon.com, Inc. (AMZN) is a leader in e-commerce and cloud computing, and one of the largest companies in the world. It has a market capitalization as of this writing of $949.8 billion. The company was launched by founder Jeff Bezos in 1994 as an online bookstore, but has diversified into a...
936869466cc7401c0e774be407aa36a0
https://www.investopedia.com/articles/markets/102715/how-lockheed-martin-makes-its-money-lmt.asp
How Lockheed Martin Makes Money
How Lockheed Martin Makes Money Lockheed Martin Corp. (LMT) is a global security and aerospace company engaged in research, design, development, manufacturing, integration and sustainment of advanced technology systems, products and services. The company also provides management, engineering, cybersecurity, and a range...
4eaa6a70d645b08689d60482c45e63a4
https://www.investopedia.com/articles/markets/102815/biggest-risks-investing-tesla-stock.asp
6 Big Risks of Investing in Tesla Stock
6 Big Risks of Investing in Tesla Stock Pegged by many as a high-risk, high-reward stock, Tesla Motors, Inc. (TSLA) ranks among the most interesting public companies in the world. Founder Elon Musk is a controversial superstar in the technology industry, and Tesla's Silicon Valley roots have boosted investor expectatio...
823b387f8a30c01db52dcf21a45473de
https://www.investopedia.com/articles/markets/102915/top-5-companies-owned-disney.asp
5 Companies Owned by Disney
5 Companies Owned by Disney Walt Disney (DIS) has grown into a household name in family entertainment and a leading international media conglomerate. Founded in 1923 as the Disney Brothers Cartoon Studio by brothers Walt and Roy Disney, the company now boasts a market capitalization of $174.9 billion and generated an...
740047fecd0dd91a83c2d3ccecc291ad
https://www.investopedia.com/articles/markets/103015/biggest-companies-silicon-valley.asp
The Biggest Companies in Silicon Valley (AAPL, GOOGL)
The Biggest Companies in Silicon Valley (AAPL, GOOGL) When people think of the largest companies in Silicon Valley, computer and digital giants such as Apple (AAPL), Alphabet/Google (GOOGL), and Facebook (FB) are the first that come to mind. However, successful public companies within Silicon Valley extend beyond the t...
c979c7604201c717f45c30d8128abd3c
https://www.investopedia.com/articles/markets/111015/apple-vs-microsoft-vs-google-how-their-business-models-compare.asp
Apple vs. Microsoft Business Model: What's the Difference?
Apple vs. Microsoft Business Model: What's the Difference? Apple Business Model vs. Microsoft Business Model: An Overview More than any other American companies, Apple, Inc. (NASDAQ: AAPL) and Microsoft Corporation (NASDAQ: MSFT) dominate the intersection of technology and consumer access. Even though they compete acro...
f439c7d5d8860e72bf7b99ba29ec56e8
https://www.investopedia.com/articles/markets/111015/does-weather-affect-stock-market.asp
Does Weather Affect the Stock Market?
Does Weather Affect the Stock Market? Despite the best efforts of many highly trained economists and market specialists, there is no widespread consensus about how, or even if, weather affects the performance of the stock market. It seems like commonsense that it must have some impact, since weather is a ubiquitous phe...
08fb09559e9093f8b5219262cae3ada5
https://www.investopedia.com/articles/markets/111115/if-you-had-invested-qualcomm-right-after-its-ipo.asp
If You Had Invested in Qualcomm Right After Its IPO (QCOM)
If You Had Invested in Qualcomm Right After Its IPO (QCOM) Qualcomm, Inc. (QCOM) has solidified itself as one of the most innovative companies involved in the development of wireless technology. It has become the world's largest publicly-traded communication equipment company in the world in just over 20 years. As of N...
2c7fdd95809e3760da4b3b8c29f1f385
https://www.investopedia.com/articles/markets/111315/top-6-apps-financial-news.asp
Top 8 Apps for Financial News
Top 8 Apps for Financial News When it comes to investing and stock trading, news and reaction time can make or break an investor. These are the best apps for up-to-date financial news. 1. CNBC Breaking Business News App The CNBC Breaking Business News app (available on iPhone and Android) is NBC's flagship financial ne...
a6919af6e9cd2bc6a1da2e0ac4485a7e
https://www.investopedia.com/articles/markets/111615/analyzing-porters-5-forces-facebook.asp
Analyzing Porter's 5 Forces on Facebook (FB)
Analyzing Porter's 5 Forces on Facebook (FB) Investors and analysts like to use the Porter five forces model because its methodology is simple but powerful. By following through each of the five forces that Harvard Business School professor Michael E. Porter identified in his 1979 Harvard Business Review article, "How ...
675a9c82bd36dfe96e0cfccd3e8751e9
https://www.investopedia.com/articles/markets/112515/how-does-cocacola-actually-make-money.asp
How Coca-Cola Makes Money
How Coca-Cola Makes Money The Coca-Cola Company (KO) has a unique business model that has served it well since the first bottling in 1894. Coca-Cola sells syrup to bottling companies that do the hard work of manufacturing and distributing the product to consumers; it refers to this portion of its business as "concentra...
e5f7e7579cc261e0650292079b4109c6
https://www.investopedia.com/articles/markets/113015/if-you-had-invested-right-after-amgens-ipo.asp
If You Had Invested Right After Amgen's IPO (AMGN)
If You Had Invested Right After Amgen's IPO (AMGN) Amgen, Inc. (AMGN) went public on June 17, 1983, for $18 per share. Since its initial public offering (IPO), the stock has split five times. If you had invested $1,000 at the time of Amgen's IPO, your investment would have grown to be worth $780,692 as of April 17, 202...
cf211c2b0fb379f48f6c1908973040e8
https://www.investopedia.com/articles/markets/113015/if-you-had-invested-right-after-ciscos-ipo.asp
If You Had Invested Right After Cisco's IPO
If You Had Invested Right After Cisco's IPO What if You Had Invested Right After Cisco's IPO? Cisco Systems, Inc. (NASDAQ: CSCO) began making routers before most people knew what they were or even how to use the Internet. On Feb. 16, 1990, the company held its initial public offering (IPO). Cisco's IPO is considered on...
bbc59a8e28e2f32333a1e903f581e576
https://www.investopedia.com/articles/markets/120115/if-you-had-invested-right-after-disneys-ipo.asp
If You Had Invested Right After Disney's IPO
If You Had Invested Right After Disney's IPO Investors in the Walt Disney Company's (DIS) initial public offering (IPO) who held onto their investments would be very happy with their returns. If you had invested $1,000 in Disney's IPO on November 12, 1957, not including dividend reinvestment, your investment would be w...
e0a8b1d956da2b3935128c39ed9bbce2
https://www.investopedia.com/articles/markets/120115/quick-look-rite-aids-history.asp
Rite Aid History: A Quick Look
Rite Aid History: A Quick Look Rite Aid (RAD) was founded by Alex Grass in 1962 in Scranton, Pennsylvania, as a health and beauty store, originally called Thrift D Discount Center. The company changed its name to Rite Aid Corporation in 1968 ahead of its initial public offering (IPO) on the American Stock Exchange (AME...
8647fefbe2e72b162256cf0bc839ff75
https://www.investopedia.com/articles/markets/120115/ups-vs-fedex-comparing-business-models-and-strategies.asp
UPS vs. FedEx: What's the Difference?
UPS vs. FedEx: What's the Difference? United Parcel Service, Inc. (UPS) and FedEx Corp. (FDX) are two leading delivery services companies and main competitors to each other, at least in the public eye. However, to those following them closely, the two companies are quite different in their business models and strategie...
88f1536787c3232123be82734944cdad
https://www.investopedia.com/articles/markets/120215/starbucks-vs-dunkin-donuts-comparing-business-models.asp
Starbucks vs. Dunkin': What's the Difference?
Starbucks vs. Dunkin': What's the Difference? Starbucks vs. Dunkin': An Overview Starbucks Corp. (SBUX) and Dunkin' Brands (DNKN) are the two largest eatery chains in the U.S. that specialize in coffee. Both companies offer similar coffee options—although different food options—and both have similar overall strategies....
f6e763c74371cda92e37813c491c5675
https://www.investopedia.com/articles/markets/121615/cargill-stock-doesnt-exist-heres-why.asp
Cargill Stock Doesn’t Exist. Here's Why.
Cargill Stock Doesn’t Exist. Here's Why. Cargill is the largest private company in the United States. Since its founding in 1865 by William W. Cargill, the company has maintained its status as a private company mainly owned by family heirs. Cargill is one of the largest players in the agricultural, livestock, and proce...
3c3c2665366974cba77e0524c47bd210
https://www.investopedia.com/articles/markets/121715/bloomberg-stock-doesnt-exist-here-why.asp
Here's Why Bloomberg Stock Doesn’t Exist
Here's Why Bloomberg Stock Doesn’t Exist What Is Bloomberg? If you work in the business world, there's a very good chance you've heard of Bloomberg LP. The company is among the leading providers of financial news and information. It also provides price data, analyst coverage, analysis tools, and other services. it's pr...
29b4d243f882bf09b8b95b964879488b
https://www.investopedia.com/articles/markets/122215/top-5-companies-owned-pepsi-pep.asp
5 Companies Owned By Pepsi
5 Companies Owned By Pepsi PepsiCo (PEP) is best known for its ubiquitous carbonated cola beverage, Pepsi, and its rivalry with Coca-Cola. (KO). But what most people don't know is that the company's expansion goes far beyond beverages—a strategy that began in 1965. That year, PepsiCo was born out of a merger between Pe...
1ad1c4e1de081e477334c5dda84fb8f0
https://www.investopedia.com/articles/markets/123015/ford-vs-chevy-comparing-business-models-and-strategies-f-gm.asp
Ford vs. General Motors: What's the Difference?
Ford vs. General Motors: What's the Difference? Ford vs. General Motors: An Overview Ford Motor Company (NYSE: F) and Chevrolet, which is owned by General Motors Company (NYSE: GM), are the two largest automobile brands in the United States. Both Ford and GM are leaders and fierce competitors in the global automobile i...
036505170cb2541b6b31cc3f953e98d5
https://www.investopedia.com/articles/mortages-real-estate/11/the-truth-about-the-real-estate-market.asp
The Truth About Real Estate Prices
The Truth About Real Estate Prices Real estate has traditionally been considered a safe investment. But recessions and other disasters are testing that theory—making investors and would-be homeowners think twice. Key Takeaways Home values tend to rise over time, but recessions and other disasters can lead to lower pr...
82892d237adf80cd260757f4d97ac11d
https://www.investopedia.com/articles/mortgages-real-estate/08/buy-rental-property.asp
Top 10 Features of a Profitable Rental Property
Top 10 Features of a Profitable Rental Property Are you looking to purchase a residential rental property to boost your investment portfolio? Investment properties can be exciting and very rewarding if you make the right choice. But income and rewards aside, investing in real estate can be daunting for a first-time inv...
605778599282151c5321c11f7755ce81
https://www.investopedia.com/articles/mortgages-real-estate/08/diy-home-projects.asp
Do-It-Yourself Projects to Boost Home Value
Do-It-Yourself Projects to Boost Home Value Whole house renovations can add value to your home, but there are ways to upgrade your home without going into debt or ransacking your savings. Painting, re-grouting tile, and power washing the outside of your home won’t cost a lot of money, but these do-it-yourself home impr...
ce8c012d56483f2d024a5773defe926e
https://www.investopedia.com/articles/mortgages-real-estate/08/downmarket-buying.asp
8 Tips for Recession House Hunters
8 Tips for Recession House Hunters When real estate sales are slow and there is a glut of homes for sale, buyers have an opportunity to pick up a house on the cheap. The operative word here is "opportunity." There are times when you should pounce and times when you should show restraint and avoid an impulse buy. Knowin...
833f8b0c208eee1402a57a190f947cc6
https://www.investopedia.com/articles/mortgages-real-estate/08/fair-price-on-home.asp
10 Tips for Getting a Fair Price on a Home
10 Tips for Getting a Fair Price on a Home All home buyers have one thing in common: They don’t want to get ripped off. Whatever the state of the housing market, it’s especially important to make sure you pay a fair price. Yet how do you know that you’re getting a good deal—even in a tight market—before you make an off...
56cd16c79ec13fd4dc80dd3e8625b47d
https://www.investopedia.com/articles/mortgages-real-estate/08/foreclosures.asp
Buying a Foreclosed House: Top 5 Pitfalls
Buying a Foreclosed House: Top 5 Pitfalls Buying a house that is in foreclosure is often touted as a way for both owner-occupants and investors to get a great deal on a property. However, the potential financial rewards are not arrived at without a significant amount of hard work. Foreclosed properties have some common...
071e9c4f0dd0cbf6abd846936234f579
https://www.investopedia.com/articles/mortgages-real-estate/08/home-inspection.asp
Importance of Home Inspection Contingency
Importance of Home Inspection Contingency Before you buy a home, one of the things you should do is to have it checked out by a professional home inspector. Yes, we can hear your objection: "Buying a home is expensive enough as it is! Why would I choose to fork over hundreds more if I'm not required to?" In this articl...
a546e81a26a532ba518836e7cba30990
https://www.investopedia.com/articles/mortgages-real-estate/08/home-ownership.asp
Homeownership as an Investment
Homeownership as an Investment Homeownership has always been part of the American Dream. Because of that, many people accept owning a home as the right, even obligatory, thing to do without considering the benefits and the risks. If you are contemplating buying a home, you should know and review the pros and cons of th...
c676409c876c3b42b38f58db8df030e0
https://www.investopedia.com/articles/mortgages-real-estate/08/homeowners-associations-tips.asp
9 Things to Know About Homeowners Associations
9 Things to Know About Homeowners Associations Many residential communities have a homeowner's association (HOA) structure to help maintain a clean and cohesive atmosphere in the neighborhood. Also, when you buy a condominium, townhouse, or single-family home within "a planned development" you may also encounter the HO...
c00406c9adacbe4102b6f8ac83da1255
https://www.investopedia.com/articles/mortgages-real-estate/08/housing-appreciation.asp
Top Things that Determine a Home's Value
Top Things that Determine a Home's Value Many first-time home buyers believe the physical characteristics of a house will lead to increased property value. But in reality, a property's physical structure tends to depreciate over time, while the land it sits on typically appreciates in value. Although this distinction m...
2bf9697b53591705be4b3d25786a1dcc
https://www.investopedia.com/articles/mortgages-real-estate/08/interest-rates-affect-property-values.asp
How Interest Rates Affect Property Values
How Interest Rates Affect Property Values Interest rates have as profound an effect on the value of income-producing real estate just like they do on any other investment vehicle. This is especially true about the rates on interbank exchanges and Treasury bills (T-Bills). Because their influence on an individual's abil...
4baba7fa679aa8d562a2c39ebf1a9ab7
https://www.investopedia.com/articles/mortgages-real-estate/08/mortgage-closing-costs-fees.asp
Watch Out for ‘Junk’ Mortgage Fees
Watch Out for ‘Junk’ Mortgage Fees For most people, buying a home is daunting. After all, real estate transactions are usually a once- or twice-in-a-lifetime experience so there's little hands-on opportunity to become intimately familiar with the process. You'll have mountains of paperwork to sign, industry jargon to d...
7fe2b79c5a6b91cfd4ed703bdec5e47e
https://www.investopedia.com/articles/mortgages-real-estate/08/offset-mortgage.asp
Using an All-In-One Mortgage to Reduce Interest
Using an All-In-One Mortgage to Reduce Interest Do you want to own your own home, but don't want to drain your entire savings to accomplish this? You may want to consider an all-in-one mortgage. This product allows you to combine your mortgage and savings. Let's take a look a look at how it works. Key Takeaways All-in...
23bd3165798e7ee7014601e8cf39295f
https://www.investopedia.com/articles/mortgages-real-estate/08/real-estate-attorney.asp
Do You Need a Lawyer to Buy a House?
Do You Need a Lawyer to Buy a House? "Why do I need a lawyer?" many a do-it-yourself-oriented homebuyer often asks. "Can't real estate agents see me through?" Well, they can in most states. That doesn't necessarily mean that they should. Although using an attorney can cost thousands of dollars, it is often money well s...
31de8c25a2e1e7791bce4dc79e2f15f2
https://www.investopedia.com/articles/mortgages-real-estate/08/real-estate-mistakes.asp
8 Mistakes Real Estate Investors Should Avoid
8 Mistakes Real Estate Investors Should Avoid If you're just getting started in real estate investing, don't expect to become an expert overnight. Yes, it's true that you can make money buying and selling properties. However, it takes knowledge, determination, and skill. It also helps to know some of the classic mistak...
ef17e6e9700bf25ba669583d48aa66c6
https://www.investopedia.com/articles/mortgages-real-estate/08/real-estate-mutual-fund.asp
Add Some Real Estate to Your Portfolio
Add Some Real Estate to Your Portfolio With real estate becoming a firm part of the capital asset allocation matrix for both institutional and retail investors, real estate funds have seen steady growth recently. Due to the capital-intensive nature of real estate investing, its requirement for active management, as wel...
fe40e08c360df6861f9281dc30dabe47
https://www.investopedia.com/articles/mortgages-real-estate/08/rental-property.asp
Sell Your Rental Property for a Profit
Sell Your Rental Property for a Profit Unlike shares of stock, investment properties can't be unloaded in a few seconds with a click of your mouse. The time between the decision to sell and the actual date of sale is often measured in weeks or months. Selling your own home can be an intimidating process if you don't kn...
1ad741200b1b64717c8ca96f057ef14c
https://www.investopedia.com/articles/mortgages-real-estate/08/self-employed-mortgage.asp
How to Get a Mortgage When Self Employed
How to Get a Mortgage When Self Employed While getting a mortgage as a W-2 employee may be easier than if you're self-employed, you don't have to go running back to your cubicle to qualify for one. Some lenders may be concerned that you won't earn a steady enough income to make your monthly payments, and others may sim...
c569ea0b62c931843aded7fd78b0e193
https://www.investopedia.com/articles/mortgages-real-estate/08/sell-down-market.asp
6 Tips to Sell Your Home Fast
6 Tips to Sell Your Home Fast If you're ready to sell your home, you may have reason to want to sell it fast—such as a new job that starts soon in a different city. How do you generate interest in your house? After all, the more potential buyers you can attract, the better your chances of selling at a good price. Whate...
99cf2c72245eb45ff5d19f644bb754f8
https://www.investopedia.com/articles/mortgages-real-estate/08/tax-deductible-mortgage-canada.asp
Creating a Tax-Deductible Canadian Mortgage
Creating a Tax-Deductible Canadian Mortgage The tax law for Canada's homeowners is very different from the system in the U.S. Notably, the interest on a mortgage for a principal private residence is not tax deductible. However, all capital gains upon selling the home are tax exempt. But there is a way Canadians can...
af8d2cebf13bce4c0bae549aa9d95e71
https://www.investopedia.com/articles/mortgages-real-estate/09/federal-housing-authority.asp
Insuring Federal Housing Administration Mortgages
Insuring Federal Housing Administration Mortgages If you lend money to someone with a less-than-perfect borrowing track record, you'd want a guarantee that you'd get repaid. That is the underlying principle behind mortgage insurance. Although mortgage insurance protects lenders from loss, you may consider it a nuisance...
c4d2f5eeae0fc94d5216ddc1997518ae
https://www.investopedia.com/articles/mortgages-real-estate/09/new-homeowner-tips.asp
7 Smart Steps Every New Homeowner Should Take
7 Smart Steps Every New Homeowner Should Take Few things are more exciting than leaping from being a renter to being a first-time homeowner. Getting swept up in all the excitement is a wonderful feeling, but some first-time homeowners lose their heads and make mistakes that can jeopardize everything they've worked so h...
474031cf17de2c2195a150955840e643
https://www.investopedia.com/articles/mortgages-real-estate/09/owning-real-estate-canada.asp
Canada: A New Frontier For Real Estate Investors
Canada: A New Frontier For Real Estate Investors Owning property in Canada can be profitable if you understand the Canadian tax laws that apply to real estate investments. There is no residency or citizenship requirement for buying and owning property in Canada. You can occupy a Canadian residence on a temporary basis,...
9650283346147a5378974200274416b7
https://www.investopedia.com/articles/mortgages-real-estate/10/applying-fha-403k-loan.asp
Applying for an FHA 203(k) Loan
Applying for an FHA 203(k) Loan The FHA 203(k) loan is a unique product that allows would-be homeowners who don't have a lot of cash to buy a property in need of repairs. But when you combine the red tape of government agencies with the additional financial risks associated with average people (people who aren't experi...
ff8a105d6f0ecba64866757e95d6ba95
https://www.investopedia.com/articles/mortgages-real-estate/10/closing-home-process.asp
12 Steps of a Real Estate Closing
12 Steps of a Real Estate Closing A real estate deal is generally a long and stressful exercise that involves many steps and procedural formalities. Closing occurs when you sign the papers that make the house yours, but before that fateful day arrives, a long list of things has to happen. This article describes the 12 ...
1f4f636749675ea49ab6fa9afe72f8ff
https://www.investopedia.com/articles/mortgages-real-estate/10/habits-of-effective-real-estate-investors.asp
10 Habits of Highly Effective Real Estate Investors
10 Habits of Highly Effective Real Estate Investors Real estate has long been regarded as a sound investment. Wholesaling and management of commercial and residential properties are just two of the many ways investors can profit from real estate, but it does take a certain savvy to become successful in this competitive...
aad08c1917b45b50ce28791e28516238
https://www.investopedia.com/articles/mortgages-real-estate/10/increase-your-real-estate-net-worth.asp
How to Increase Your Real Estate Net Worth With Leveraging
How to Increase Your Real Estate Net Worth With Leveraging Investing in real estate has become a popular way to diversify your investment portfolio. Everywhere we look, we're constantly reminded of the benefits of buying property, from the many infomercials about real estate seminars, or the home shows that tote the in...
ce6f2f0efae65760a1d8d3afba561a96
https://www.investopedia.com/articles/mortgages-real-estate/10/out-of-state-property.asp
Investing in Out-of-State Property
Investing in Out-of-State Property Buying and owning property is rarely easy or simple. When the property in question is in a distant location, the challenges multiply. Nevertheless, investing in out-of-state property might seem appealing if you live in an area where real estate is expensive. It might also be attractiv...
dccbf3febe4a160f6fb7576b75a0a313
https://www.investopedia.com/articles/mortgages-real-estate/10/walk-away-mortgage-foreclosure.asp
When to Walk Away From Your Mortgage
When to Walk Away From Your Mortgage If you have a mortgage for an amount greater than the value of your property, what do you do? If you’re the owner of the largest residential property in Manhattan, you might decide to walk away, leaving the mess to your creditors while you go on about your business. In fact, that's ...
b1d1d1db268d373f6d81ae5e2d06779e
https://www.investopedia.com/articles/mortgages-real-estate/11/fha-minimum-property-standards.asp
The FHA's Minimum Property Standards
The FHA's Minimum Property Standards Homebuyers looking to finance a home purchase with a Federal Housing Administration (FHA) loan are sometimes surprised they are not allowed to purchase a particular property because it doesn't meet FHA requirements for a property. The FHA has put these minimum property standard requ...
fc5574c0f85f795a834f931c3c976457
https://www.investopedia.com/articles/mortgages-real-estate/11/forming-homeowners-association.asp
How to Form a Homeowners' Association
How to Form a Homeowners' Association Homeowner's Associations (HOAs) manage issues affecting the entire community, such as safety and security, lack of property maintenance, local nuisances, or the provision of services not taken care of by the local government. HOAs are generally formed by developers when a new commu...
bf6f89f5a5b1fbebd1daf1d3c9d48bc6
https://www.investopedia.com/articles/mortgages-real-estate/11/home-warranty-worth-it.asp
Do You Need a Home Warranty?
Do You Need a Home Warranty? When you purchase a home, even a home that isn’t new, there is a very good chance that you will be offered a home warranty as a safety net against expensive, unforeseen repairs. It may sound like a great form of financial protection—but is it really the safety net that homeowners expect? Le...
0dc0d32b449c51a23ddab5b33a70ad28
https://www.investopedia.com/articles/mortgages-real-estate/11/how-to-value-real-estate-rental.asp
5 Ways to Value a Real Estate Rental Property
5 Ways to Value a Real Estate Rental Property There are several questions investors ask must themselves when it comes to investing their hard-earned money. How much will the investment return? What does it cost? But more importantly, investors should be concerned with its value. This is especially true when you conside...
b85b0e985901967e4beb549c18bbc287
https://www.investopedia.com/articles/mortgages-real-estate/11/make-money-in-real-estate.asp
How to Make Money in Real Estate
How to Make Money in Real Estate Whether you're curious about the investment potential of real estate or you're simply sick of infomercials promising little-known ways to "profit from your property," it's worth learning, for real, how real estate creates wealth. Rather than providing obscure strategies for investing in...
339e29176206823b58ea4a28d72d30b3
https://www.investopedia.com/articles/mortgages-real-estate/11/valuing-real-estate.asp
How to Value Real Estate Investment Property
How to Value Real Estate Investment Property The methods for analyzing the value of a real estate investment are analogous to those used in the fundamental analysis of stocks. Because real estate investment is typically not a short-term trade, analyzing the cash flow, and the subsequent rate of return, is critical to a...
d2569aaed6c2a38178c63031e0b834dd
https://www.investopedia.com/articles/mortgages-real-estate/12/playing-hardball-when-selling-your-home.asp
5 Negotiating Strategies When Selling Your Home
5 Negotiating Strategies When Selling Your Home Selling your home is likely one of the biggest financial transactions you’ll undertake in your lifetime, and the price you agree on with a buyer, along with the real estate commissions you pay, will determine how much money you walk away with. These negotiating strategies...
7c24424ece2bd9c8723bd96a2742dd3f
https://www.investopedia.com/articles/mutualfund/03/030503.asp
Socially Responsible Mutual Funds
Socially Responsible Mutual Funds Some people believe that unscrupulous means are sometimes necessary for making gains in a portfolio. However, it is possible to profit while using an ethical investment strategy – and you don't need to join Greenpeace in order to do it. Here we'll take a look at socially responsible in...
08dd128361d735c9a319750201819759
https://www.investopedia.com/articles/mutualfund/03/061103.asp
The Hidden Differences Between Index Funds
The Hidden Differences Between Index Funds Index funds, which track an underlying market index have grown in popularity with investors over the years. A fund might track the S&P 500 or Dow Jones Industrial Average, allowing investors to own each of the holdings within those indices. Although index funds should replicat...
e4cf7b4ccb66806b2585be4920c4a8b3
https://www.investopedia.com/articles/mutualfund/05/062705.asp
An Inside Look at ETF Construction
An Inside Look at ETF Construction How Is an ETF Created? Some people are happy to use a range of devices like wristwatches and computers, and trust that things will work out. Others want to know the inner workings of the technology they use and understand how it was built. If you fall into the latter category and as a...
630ee20023289385c90247dacb0d8737
https://www.investopedia.com/articles/mutualfund/05/062805.asp
Evaluating Bond Funds For Performance and Risks
Evaluating Bond Funds For Performance and Risks When it comes to bond funds, knowing what information is most important can be confusing regardless of whether you are looking at a research service like Morningstar or a mutual fund company's website or prospectus. As an example, we'll use these factors to compare two of...
e47da4aa0a15cb6ae2402d87400a3533
https://www.investopedia.com/articles/mutualfund/05/etfindexfund.asp
ETFs vs. Index Funds: What's the Difference?
ETFs vs. Index Funds: What's the Difference? ETFs vs. Index Funds: An Overview Exchange-traded funds (ETFs) have become increasingly popular since its inception in 1993. But despite investors' love affair with ETFs, a closer look shows that index funds are still the top choice for the majority of retail index investors...
6da85120eb260b4ca8850120a53332c1
https://www.investopedia.com/articles/mutualfund/05/etfstrategy.asp
4 Ways to Use ETFs in Your Portfolio
4 Ways to Use ETFs in Your Portfolio Exchange traded funds (ETFs) are an investing innovation that combine the best features of index mutual funds with the trading flexibility of individual securities. ETFs offer diversification, low expense ratios and tax efficiency in a flexible investment that can be adapted to suit...
1e801a467542dd5ac36f9e76a75f9205
https://www.investopedia.com/articles/mutualfund/05/mfhistory.asp
A Brief History of the Mutual Fund
A Brief History of the Mutual Fund Mutual funds didn't really capture the attention of American investors until the 1980s and 1990s, when investors in them hit record highs and realized incredible returns. They are now mainstream investments and form the core of individual retirement accounts. However, the idea of pool...
62d51513c99e3216bbb4faa7173001bf
https://www.investopedia.com/articles/mutualfund/05/shareclass.asp
The ABCs of Mutual Fund Share Classes
The ABCs of Mutual Fund Share Classes In mutual fund investing, the old adage that high costs indicate quality couldn't be further from the truth. There is no proof that paying a higher fee results in higher returns. If anything, the mutual fund manager of a high-cost fund might take more risks in the attempt to produc...
048f9ad607efe90db6934865277863a5
https://www.investopedia.com/articles/mutualfund/07/leveraged_etfs.asp
Leveraged ETFs: Are They Right For You? (SSO, DDM)
Leveraged ETFs: Are They Right For You? (SSO, DDM) The appeal of exchange-traded funds (ETFs) is simple: They mix the diversification benefits of mutual funds with the ability to trade on an intraday basis. There are now thousands of ETFs to choose from and more are being added on a regular basis. Tutorial: ETF Investi...
4034d16b0e142d533931d5d83afbaf89
https://www.investopedia.com/articles/mutualfund/07/mf_safe.asp
Is Your Mutual Fund Safe?
Is Your Mutual Fund Safe? Like millions of investors, there's a good chance you own mutual funds that you believe are conservative by nature. These could include diversified stock funds and bond funds. However, managers might hold derivatives in your fund's portfolio, and you might not even be aware of it. Why should t...
5ab107118dea033f6830fc357dfb77e1
https://www.investopedia.com/articles/mutualfund/07/money_market_savings.asp
Money Market Fund vs. Savings Account: What’s the Difference?
Money Market Fund vs. Savings Account: What’s the Difference? Once you've started to accumulate some savings, you may be wondering where you should keep that money, especially given that most traditional savings accounts offer pretty nominal interest rates. If you want to keep your funds liquid, one alternative is a mo...
0aa80aa742a7ac6db947547c3c6c92e9
https://www.investopedia.com/articles/mutualfund/07/private_equity.asp
How to Invest in Private Equity
How to Invest in Private Equity Private equity is capital made available to private companies or investors. The funds raised might be used to develop new products and technologies, expand working capital, make acquisitions, or strengthen a company's balance sheet. Unless you are willing to put up quite a bit of cash, y...
b974cc718cdf6b3417943ef5fbeb1808
https://www.investopedia.com/articles/mutualfund/08/fund-of-funds.asp
A Fund of Funds: High Society for the Little Guy
A Fund of Funds: High Society for the Little Guy Buying a mutual fund is a bit like hiring someone to fix the brakes on your car. Sure, you could do the research, buy the tools and fix the car yourself (and many people do), but often it's not only easier but also safer to let an expert handle the problem. Mechanics and...
9c544d3f7918f064371b94bf6b88fbf2
https://www.investopedia.com/articles/mutualfund/08/managed-separate-account.asp
Should You Have a Separately Managed Account?
Should You Have a Separately Managed Account? The investment management world is divided into retail and institutional investors. Products designed for middle-income individual investors, such as the retail classes of mutual funds, have modest initial investment requirements: $1,000 or even less. In contrast, managed a...
87f1751b8e62470dcf5608d7e8014b5e
https://www.investopedia.com/articles/mutualfund/08/money-market-break-buck.asp
Why Money Market Funds Break The Buck
Why Money Market Funds Break The Buck Money market funds are often thought of as cash and a safe place to park money that isn't invested elsewhere. Investing in a money market fund is a low-risk, low-return investment in a pool of very secure, very liquid, short-term debt instruments. Money market funds seek stability ...
27ed586c9dd88d95cce2866a99c306d7
https://www.investopedia.com/articles/mutualfund/08/morningstar.asp
Morningstar: A Premier Mutual Fund Source
Morningstar: A Premier Mutual Fund Source Investors who enter the mutual fund market are often confronted with a bewildering array of information and jargon that leaves them unsure of where to begin. Mutual fund websites are filled with information about large-cap funds, small-cap funds, sector funds, alpha, beta, styl...
f6fa1a1426bcabbfb4d7bd1895c0e778
https://www.investopedia.com/articles/mutualfund/08/real-estate-sector-funds.asp
The Risks of Real Estate Sector Funds
The Risks of Real Estate Sector Funds For many securities-oriented investors, real estate provides an ideal way to diversify their overall portfolios (and indeed, real estate comprises one of only two asset classes that have outperformed inflation over the long term). However, owners of individual properties face the s...
9af14af28bfba02c4559a033884b8b08
https://www.investopedia.com/articles/mutualfund/08/sector-fund-introduction.asp
An Introduction to Sector Mutual Funds
An Introduction to Sector Mutual Funds There are several different ways one can diversify a portfolio, such as the different categories of the Morningstar style box, which contain several different asset classes. But another common way to diversify is between the various sectors of the economy. This is usually accompli...
05528de5471b342d3439215e236ffb2f
https://www.investopedia.com/articles/mutualfund/08/top-mutual-fund-managers.asp
Top 5 All-Time Best Mutual Fund Managers
Top 5 All-Time Best Mutual Fund Managers Great money managers are the rock stars of the financial world. While Warren Buffett is a household name to many, to stock geeks, the names of Benjamin Graham, John Templeton, and Peter Lynch are cause for extended discourses on investment philosophies and performance. The great...
ea810d047e0c9f7fa1023b9cabb0859d
https://www.investopedia.com/articles/mutualfund/09/commodity-mutual-funds.asp
Commodity Funds 101
Commodity Funds 101 Commodities get a lot of attention from the media. The price of oil, gold, corn, soy and hogs are in the national news nearly every day. While investing in the commodities markets is a fairly sophisticated endeavor, commodity mutual funds provide an opportunity for almost any investor to get a piece...
613b25421bcbf7155f29e66e85903867
https://www.investopedia.com/articles/mutualfund/09/mutual-fund-liquidation.asp
Liquidation Blues: When Mutual Funds Close
Liquidation Blues: When Mutual Funds Close Mutual fund liquidations, also referred to as "full closures," are never good news. Liquidation involves the sale of all of a fund's assets and the distribution of the proceeds to the fund shareholders. At best, it means shareholders are forced to sell at a time, not of their ...
028a450949e35185e253e600ddc39afd
https://www.investopedia.com/articles/mutualfund/10/a-safer-money-market-2a7.asp
How Money Market Funds Got Safer With Rule 2a-7
How Money Market Funds Got Safer With Rule 2a-7 At their inception in the 1970s, money market funds were marketed as "safe" investments. Essentially, their pitch was this: "If your investments in the stock market are keeping you from sleeping at night, it's time to learn about the safer alternatives in money market fun...
bad1bc031645d2d1498a988abb256e9d
https://www.investopedia.com/articles/mutualfund/10/floating-rate-mutual-funds.asp
Floating-Rate Mutual Funds: Rewards and Risks
Floating-Rate Mutual Funds: Rewards and Risks Floating rate mutual funds invest in bonds and other fixed-income securities that have variable, as opposed to fixed, interest rates. When interest rates are low, fixed-income investors search for creative, sometimes riskier, ways to grab extra income. For this reason, floa...
a43f85a297e633825970c90941b6c23c
https://www.investopedia.com/articles/mutualfund/13/12b1-understanding-mutual-fund-fees.asp
12b-1: Understanding Mutual Fund Fees
12b-1: Understanding Mutual Fund Fees As with any for-profit business enterprise, the mutual fund industry charges fees for the services it offers. In their most basic form, these services consist of managing a pool of commingled assets in accordance with an investment strategy. That strategy may include outperforming ...
bd8d770b1b042a6c4338fa9aac477854
https://www.investopedia.com/articles/mutualfunds/09/hedge-fund-due-diligence.asp
Hedge Fund Due Diligence
Hedge Fund Due Diligence Thinking about buying into a hedge fund? Once a hedge fund has been chosen for further evaluation, the first step in the due diligence process is the information-gathering phase. Information can be obtained from the hedge fund manager or third-party sources, depending on the type of information...
1cf831653080aea7366369c2ae83f6d9
https://www.investopedia.com/articles/optioninvestor/02/021302.asp
The Importance of Time Value in Options Trading
The Importance of Time Value in Options Trading Most investors and traders new to options markets prefer to buy calls and puts because of their limited risk and unlimited profit potential. Buying puts or calls is typically a way for investors and traders to speculate with only a fraction of their capital. But these str...
1d65665eb62e75ff5e8901281a55cfba
https://www.investopedia.com/articles/optioninvestor/03/021403.asp
Options Trading Strategies: Understanding Position Delta
Options Trading Strategies: Understanding Position Delta In this article, we discuss various risk measures for options such as delta, gamma, theta, and vega, which are summarized in figure 1 below. We take a closer look at delta as it relates to actual and combined positions—known as position delta—which is a very impo...
b35a750064c510428f45f109fefebf7b
https://www.investopedia.com/articles/optioninvestor/03/073003.asp
Getting Acquainted With Options Trading
Getting Acquainted With Options Trading What Is Stock Options Trading? Trading options is very different from trading stocks because options have distinct characteristics from stocks. Investors need to take the time to understand the terminology and concepts involved with options before trading them. Options are financ...
bab0e74abfe475df93d2063f88cb6bcd
https://www.investopedia.com/articles/optioninvestor/05/011905.asp
Options Arbitrage Opportunities via Put-Call Parity
Options Arbitrage Opportunities via Put-Call Parity An important principle in options pricing is called put-call parity. This parity states that the value of a call option, at a specified strike price, implies a particular fair value for the corresponding put option, and vice versa. Thus, the price of a call and put sh...
fe398c2e137e643854267b21d1118d19
https://www.investopedia.com/articles/optioninvestor/05/020205.asp
Option Price-Volatility Relationship: Avoiding Negative Surprises
Option Price-Volatility Relationship: Avoiding Negative Surprises Whether you are planning to purchase a put or call option, it pays to know more than just the impact of a move of the underlying on your option's price. Often option prices seem to have a life of their own even when markets move as anticipated. A closer ...
846269ff942040658b44275f21a4f426
https://www.investopedia.com/articles/optioninvestor/05/030105.asp
What To Do When Your Options Trade Goes Awry
What To Do When Your Options Trade Goes Awry Successful options trading is not about being correct most the time, but about being a good repair mechanic. When things go wrong, as they often do, you need the proper tools and techniques to get your strategy back on the profit track. Here we demonstrate some basic repair ...