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8a6060717011d199da4a59e1dd4da27a | https://www.investopedia.com/articles/optioninvestor/05/051005.asp | How To Manage Bull Put Option Spreads | How To Manage Bull Put Option Spreads
Managing open options positions is a critical dimension to trading, especially if you are an options seller. Here we look at the popular options-writing strategy known as the put credit spread, or bull put spread, and how to manage this type of trade with an effective stop-manageme... |
9ac68a2744b9cbdfdc7ceb93669192e7 | https://www.investopedia.com/articles/optioninvestor/06/goldsilverfutures.asp | Trading Gold and Silver Futures Contracts | Trading Gold and Silver Futures Contracts
Gold and silver futures contracts can offer a hedge against inflation, a speculative play, an alternative investment class or a commercial hedge for investors seeking opportunities outside of traditional equity and fixed income securities.
In this article, we'll cover the basic... |
b676ee3ba3370348103af68d1601e71c | https://www.investopedia.com/articles/optioninvestor/06/inthemoneycallwrite.asp | An Alternative Covered Call Options Trading Strategy | An Alternative Covered Call Options Trading Strategy
Books about option trading have always presented the popular strategy known as the covered-call write as standard fare. But there is another version of the covered-call write that you may not know about. It involves writing (selling) in-the-money covered calls, and i... |
32091adde34f21859942b124ce135a99 | https://www.investopedia.com/articles/optioninvestor/06/ironcondor.asp | Options Trading With The Iron Condor | Options Trading With The Iron Condor
Traders make most investments with the expectation that the price will go up. They make some with the hope that the price will move down. Unfortunately, it is often the case that the price doesn't do a whole lot of moving at all. Wouldn't it be nice if you could make money when the ... |
017c009b35c1a5580d75754fe8105416 | https://www.investopedia.com/articles/optioninvestor/06/singlestockfutures.asp | Introduction To Single Stock Futures | Introduction To Single Stock Futures
Single stock futures (SSFs) are contracts between two investors. The buyer promises to pay a specified price for 100 shares of a single stock at a predetermined future point. The seller promises to deliver the stock at the specified price on the specified future date. The contracts ... |
457c776d2bfa82c970212e2e2773f232 | https://www.investopedia.com/articles/optioninvestor/07/affordable-hedging.asp | Using Options as a Hedging Strategy | Using Options as a Hedging Strategy
Hedging strategies are used by investors to reduce their exposure to risk in the event that an asset in their portfolio is subject to a sudden price decline. When properly done, hedging strategies reduce uncertainty and limit losses without significantly reducing the potential rate o... |
7566617d8b81bd300df13cfaa3bed4a3 | https://www.investopedia.com/articles/optioninvestor/07/credit-der-index.asp | The Alphabet Soup of Credit Derivative Indexes | The Alphabet Soup of Credit Derivative Indexes
Many fixed-income players seem to be speaking in code. They use terms such as ABX, CMBX, CDX, CDS, MBS, and LCDX. What on earth are they talking about? This article will explain the alphabet soup of credit derivative indices and give you an idea of why market participants ... |
b3631ffa53977cde0f842f389b7aea44 | https://www.investopedia.com/articles/optioninvestor/07/grain_market.asp | Grow Your Finances in the Grain Markets | Grow Your Finances in the Grain Markets
Temperature, precipitation and the changing needs of customers all contribute to the supply and demand for commodities like wheat, corn or soybeans. All of these changes greatly affect the price of commodities, and the grain markets are essential to managing these price swings an... |
aa1a6d506d8ecb4ca02f4f27eab95330 | https://www.investopedia.com/articles/optioninvestor/07/money_management_futures.asp | Risk Management Matters in Futures Trading | Risk Management Matters in Futures Trading
What sets good traders apart from the masses? It isn't necessarily the ability to pick precision entries and exit points, but rather an understanding of risk and risk management.
Risk management when trading futures shares many of the same features as that of stocks - for inst... |
1d391dc673d9d743dc554cf1ca82fdb6 | https://www.investopedia.com/articles/optioninvestor/07/soft_market.asp | Trading The Soft Commodity Markets | Trading The Soft Commodity Markets
The soft commodities markets are made up of perishables such as cocoa, coffee, cotton, orange juice, and sugar, which are also some of the oldest tradable commodities still around today. You can trace their roots in commerce back over thousands of years. It is important to note that t... |
fb48b1fde345b0db251616bdcab9ba7f | https://www.investopedia.com/articles/optioninvestor/07/swaps.asp | An Introduction to Swaps | An Introduction to Swaps
Derivatives contracts can be divided into two general families:
1. Contingent claims (e.g., options)
2. Forward claims, which include exchange-traded futures, forward contracts, and swaps
A swap is an agreement between two parties to exchange sequences of cash flows for a set period of time. Us... |
67c4648b0e12edfed79d56effd645309 | https://www.investopedia.com/articles/optioninvestor/08/american-european-options.asp | American vs. European Options: What's the Difference? | American vs. European Options: What's the Difference?
American vs. European Options: An Overview
American and European options have similar characteristics but the differences are important. For instance, owners of American-style options may exercise at any time before the option expires. On the other hand, Europe... |
6f67df85a9e6283813d3a6fec0a19849 | https://www.investopedia.com/articles/optioninvestor/08/greenshoe-option-ipo.asp | Greenshoe Options: An IPO's Best Friend | Greenshoe Options: An IPO's Best Friend
Companies wanting to venture out and sell shares to the public can stabilize initial pricing through a legal mechanism called the greenshoe option. A greenshoe is a clause contained in the underwriting agreement of an initial public offering (IPO) that allows underwriters to buy ... |
849d4edd4f4ebd1fa17809a8c3edad30 | https://www.investopedia.com/articles/optioninvestor/08/manage-interest-rate-risk.asp | Managing Interest Rate Risk | Managing Interest Rate Risk
Interest rate risk exists in an interest-bearing asset, such as a loan or a bond, due to the possibility of a change in the asset's value resulting from the variability of interest rates. Interest rate risk management has become very important, and assorted instruments have been developed to... |
61718f4f625dbac1fe0b2038139a0563 | https://www.investopedia.com/articles/optioninvestor/08/naked-options.asp | Naked Options Expose You To Risk | Naked Options Expose You To Risk
As investors become more educated and savvy, they look for new and exciting ways to trade the markets. This often leads investors to seek out the concept of selling naked options.
What does it mean to trade options naked? It doesn't mean they are trading from a European beach somewhere ... |
9197b64b5183e94ec779217c41ac1d68 | https://www.investopedia.com/articles/optioninvestor/08/straddle-strategy.asp | Understanding Straddle Strategy For Market Profits | Understanding Straddle Strategy For Market Profits
In trading, there are numerous sophisticated trading strategies designed to help traders succeed regardless of whether the market moves up or down. Some of the more sophisticated strategies, such as iron condors and iron butterflies, are legendary in the world of optio... |
b351692fd406fc95e4f0dca2a5ad1830 | https://www.investopedia.com/articles/optioninvestor/08/strangle-strategy.asp | Get A Strong Hold On Profit With Strangles | Get A Strong Hold On Profit With Strangles
The word "strangle" conjures up murderous images of revenge. However, a strangle in the world of options can be both liberating and legal. In this article, we'll show you how to get a strong hold on this strangle strategy.
An option strangle is a strategy where the investor ho... |
008ecae323d0d934708f21e51fc7a6d2 | https://www.investopedia.com/articles/optioninvestor/08/synthetic-options.asp | Understanding Synthetic Options | Understanding Synthetic Options
Options are touted as one of the most common ways to profit from market swings. Whether you are interested in trading futures, currencies or want to buy shares of a corporation, options offer a low-cost way to make an investment with less capital.
While options have the ability to limit ... |
d24f5e7e521b5e823e88208b59ed1001 | https://www.investopedia.com/articles/optioninvestor/09/buying-options.asp | The Basics of Option Prices | The Basics of Option Prices
Options are contracts that give option buyers the right to buy or sell a security at a predetermined price on or before a specified day. The price of an option, called the premium, is composed of a number of variables. Options traders need to be aware of these variables so they can make an i... |
08e60cf167bcece2dcdcfc7f82ab635d | https://www.investopedia.com/articles/optioninvestor/09/naked-short-selling.asp | Commentary: The Truth About Naked Short Selling | Commentary: The Truth About Naked Short Selling
The basic form of short selling is selling stock that you borrow from an owner and do not own yourself. In essence, you deliver borrowed shares. Another form is to sell stock that you do not own and are not borrowing from someone. Here you owe the shorted shares to the bu... |
22f3c48019bf7cef5ce3a03d3cc5ec88 | https://www.investopedia.com/articles/optioninvestor/09/profit-out-of-the-money-butterfly.asp | Setting Profit Traps With Butterfly Spreads | Setting Profit Traps With Butterfly Spreads
Individuals trade options for a variety of reasons. Some people trade them in order to speculate on the expectation of a given price moment, while others use options to hedge an existing position. Others use more advanced strategies in hopes of generating extra income on a re... |
2523861933564e72896390ba0759d73d | https://www.investopedia.com/articles/optioninvestor/09/selling-options.asp | The Ins and Outs of Selling Options | The Ins and Outs of Selling Options
In the world of buying and selling stock options, choices are made in regards to which strategy is best when considering a trade. Investors who are bullish can buy a call or sell a put, whereas if they're bearish, they can buy a put or sell a call.
There are many reasons to choose... |
6f998e454db0cc8c8d237d7002a49261 | https://www.investopedia.com/articles/optioninvestor/09/write-covered-calls-increase-income.asp | Write Covered Calls to Increase Your IRA Income | Write Covered Calls to Increase Your IRA Income
Investors looking for a relatively low-risk alternative to increase their investment returns may want to consider writing covered calls on the stock they have in their IRAs. This conservative approach to trading options can produce additional revenue, regardless of whethe... |
c6385714e20091913bbf23d6c1659d60 | https://www.investopedia.com/articles/optioninvestor/10/binary-options.asp | What You Need To Know About Binary Options Outside the U.S | What You Need To Know About Binary Options Outside the U.S
What Do You Need To Know About Binary Options Outside the U.S?
Binary options let traders profit from price fluctuations in multiple global markets, but it's important to understand the risks and rewards of these controversial and often-misunderstood financial ... |
9e70071f4945e7b8aca4d482b68427aa | https://www.investopedia.com/articles/optioninvestor/10/derivatives-101.asp | Derivatives 101 | Derivatives 101
Investing has grown more complicated in recent decades, with the creation of numerous derivative instruments offering new ways to manage money. The use of derivatives to hedge risk and improve returns has been around for generations, particularly in the farming industry, where one party to a contract ag... |
26499f317451f50d9d1621fc418c6f78 | https://www.investopedia.com/articles/optioninvestor/10/etf-options-v-index-options.asp | ETF Options vs. Index Options: What's the Difference? | ETF Options vs. Index Options: What's the Difference?
ETF Options vs. Index Options: An Overview
In 1982, stock index futures trading began. This marked the first time traders could actually trade a specific market index itself, rather than the shares of the companies that comprised the index. First came options on sto... |
7a3d63d607002cfb550264b4ff1fafbf | https://www.investopedia.com/articles/optioninvestor/10/lure-of-cheap-options.asp | The Dangerous Lure of Cheap Out-of-the-Money Options | The Dangerous Lure of Cheap Out-of-the-Money Options
Out-of-the-money (OTM) options are more cheaply priced than in-the-money (ITM) or in-the-money options because the OTM options require the underlying asset to move further in order for the value of the option (called the premium) to substantially increase. Out-of-the... |
8b6e541a2025e3606e01e73141c70c13 | https://www.investopedia.com/articles/optioninvestor/10/modified-butterfly-spread.asp | Advanced Option Trading: The Modified Butterfly Spread | Advanced Option Trading: The Modified Butterfly Spread
The majority of individuals who trade options start out simply buying calls and puts in order to leverage a market timing decision, or perhaps writing covered calls in an effort to generate income. Interestingly, the longer a trader stays in the options trading gam... |
f99b2a1359c8cd919597360fe974668e | https://www.investopedia.com/articles/optioninvestor/11/how-to-be-a-successful-options-trader.asp | 10 Traits of a Successful Options Trader | 10 Traits of a Successful Options Trader
Options are one of the most versatile instruments in the financial markets. Their flexibility allows the trader to leverage their position to boost returns. These products also allow the user to manage risk by using them for hedging or to make a profit from the upside, downside,... |
f1a823590ef6866cce06f54359aaebd1 | https://www.investopedia.com/articles/optioninvestor/11/intro-weekly-options.asp | Weekly Options | Weekly Options
What Are Weekly Options?
Weekly options behave like monthly options in every respect except they only exist for eight days. They are introduced each Thursday and they expire eight days later on Friday (with adjustments for holidays). Investors who historically enjoyed 12 monthly expirations on the third ... |
5b8d9fc11c5c63bb2d910e4c13c2dffc | https://www.investopedia.com/articles/optioninvestor/11/predict-earnings-with-options.asp | How To Use Options To Make Earnings Predictions | How To Use Options To Make Earnings Predictions
The famous physicist Niels Bohr once said that "prediction is very difficult, especially about the future." While true for many aspects of quantum mechanics, traders and investors have several tools to help make accurate predictions in the financial markets. Oftentimes, t... |
33da86a35bb6dfd3d3bf6b5e8956a71e | https://www.investopedia.com/articles/optioninvestor/11/understanding-counterparty-risk.asp | Introduction To Counterparty Risk | Introduction To Counterparty Risk
Counterparty risk is the risk associated with the other party to a financial contract not meeting its obligations. Every derivative trade needs to have a party to take the opposite side.
Credit default swaps, a common derivative with counterparty risk, are often traded directly with an... |
ca477c38130ca30d44a9e74fe2b32745 | https://www.investopedia.com/articles/optioninvestor/120401.asp | Prices Plunging? Buy a Put! | Prices Plunging? Buy a Put!
Investors may buy put options when they are concerned that the stock market will fall. That's because a put—which grants the right to sell an underlying asset at a fixed price through a predetermined time frame—will typically increase in value when the price of its underlying asset goes down... |
33247b7bd7459c98621631d1035c4fe0 | https://www.investopedia.com/articles/people/083016/who-are-top-5-bitcoin-millionaires.asp | 5 of the World's Top Bitcoin Millionaires | 5 of the World's Top Bitcoin Millionaires
Bitcoin is a digital asset and payment system with a market capitalization of around $180 billion as of September 2019. It is considered by many to be one of the most successful digital currencies ever created. Its atmospheric rise since launching in 2009 left billions of dolla... |
bbf0e85bf0c96f0c013f7059d471f103 | https://www.investopedia.com/articles/personal-finance/010215/hotels-vs-airbnb-new-york-city-visitors.asp | Hotels Vs. Airbnb For New York City Visitors | Hotels Vs. Airbnb For New York City Visitors
Do you love visiting New York City, but hate the sky-high hotel prices? Here’s an alternative: Rent a privately owned room from a city resident. Several online services have recently sprung up to facilitate this, most notably Airbnb, which launched in 2008.
Log on to Airbnb.... |
b2969b0479d6a5ed3e87325d087a2835 | https://www.investopedia.com/articles/personal-finance/010416/critical-illness-insurance-who-needs-it.asp | Critical Illness Insurance: What Is It and Who Needs It? | Critical Illness Insurance: What Is It and Who Needs It?
If you’re lucky, you’ve probably never had to use critical illness insurance (sometimes called catastrophic illness insurance). You’ve maybe never even heard of it. But in the event of a big health emergency, such as cancer, heart attack or stroke, critical illne... |
f143cbf33177f1fda6a254c73a4a9cc0 | https://www.investopedia.com/articles/personal-finance/010516/salary-negotiation-strategies-can-backfire.asp | Salary Negotiation Strategies That Can Backfire | Salary Negotiation Strategies That Can Backfire
Negotiating an acceptable salary is a crucial part of accepting a new position, but if candidates botch this step, it may cost them the job. And even if the fallout isn’t quite as severe, the company may have lingering regrets that may affect the employee’s ability to suc... |
468dd6592430e5463e5d3043db8674d8 | https://www.investopedia.com/articles/personal-finance/010616/pros-cons-using-roboadvisor.asp | Pros & Cons of Using a Robo-Advisor | Pros & Cons of Using a Robo-Advisor
Pros & Cons of Using a Robo-Advisor
Robo-advisors are shiny new investment platforms. But what are their advantages and disadvantages? Can all digital financial advisors be painted with a broad brush?
Robo-advisors differ from brokerage to brokerage. The catch-all term includes a cla... |
968bc11032ec4d8d8f3190b6f9c81da7 | https://www.investopedia.com/articles/personal-finance/010715/7-top-ways-earn-airline-miles.asp | 7 Top Ways to Earn Airline Miles | 7 Top Ways to Earn Airline Miles
Since they first took off more than 30 years ago, frequent flyer programs have undergone as many changes as the airline industry itself. While it’s still possible to reap some major rewards—or to waste time collecting points you’ll never use—today’s programs look very different from tho... |
0dd56342ead8886851f8fdd3f5429fe0 | https://www.investopedia.com/articles/personal-finance/010715/key-differences-between-uber-and-lyft.asp | Lyft vs. Uber: What's the Difference? | Lyft vs. Uber: What's the Difference?
Lyft vs. Uber: An Overview
Sometimes it's safer or more convenient to leave the driving and traffic headaches to someone else. This is the thought that eventually grew into Uber Technologies Inc. and Lyft Inc., the two quintessential transportation-service companies.
In a race to t... |
0890390d924e810e4663075803bb6ba0 | https://www.investopedia.com/articles/personal-finance/010815/why-credit-karma-free-how-it-makes-money.asp | How Credit Karma Makes Money | How Credit Karma Makes Money
Credit Karma offers consumers access to credit scores and other credit information from TransUnion and Equifax, as well as tools for consumers to improve their rating. Users can access Credit Karma's information for free and as frequently as they desire, without registering with a credit ca... |
aff72ed17b9efdef89d68c938e583d38 | https://www.investopedia.com/articles/personal-finance/010816/pitfalls-medicare-advantage-plans.asp | Pitfalls of Medicare Advantage Plans | Pitfalls of Medicare Advantage Plans
We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Learn more about how we review products and read our advertiser disclosure for how we make money.
A Medicare Advantage Plan, also called a Part C... |
8734fd63bc9be6d47635c2b256dec869 | https://www.investopedia.com/articles/personal-finance/010915/cost-studying-new-york-university-nyu.asp | The Cost of Studying at New York University (NYU) | The Cost of Studying at New York University (NYU)
The pace at which the cost of college tuition is increasing is not slowing down, and the price of an education at New York University (NYU), with its main campus in Manhattan's Greenwich Village, is no exception. The 2020-21 tuition is approximately $54,880 per year for... |
f807719a63ce94fd51bd01b0acaf3010 | https://www.investopedia.com/articles/personal-finance/010915/parttime-versus-fulltime-mba.asp | Part-Time vs. Full-Time MBA: What's the Difference? | Part-Time vs. Full-Time MBA: What's the Difference?
Part-Time vs. Full-Time MBA: An Overview
Earning a Master's Degree in Business Administration (MBA) is an important step in climbing the corporate ladder. Whether you seek a promotion at a financial firm or aim to become an entrepreneur with your own startup, an MBA c... |
ad5d3fe553bb27172e2992e767699e54 | https://www.investopedia.com/articles/personal-finance/011116/i-make-100k-year-how-much-rent-can-i-afford.asp | I Make $100k a Year: How Much Rent Can I Afford? | I Make $100k a Year: How Much Rent Can I Afford?
You’ve landed a new job with an annual salary of $100,000, and you’re going apartment hunting. What an exciting time! Although your first question might be, “How much rent can I afford to pay?” That question has two answers: one that might be considered more "technical,"... |
83d7942fcc6d4acfd91cc3611140c9be | https://www.investopedia.com/articles/personal-finance/011215/10-best-cities-florida-retirement.asp | 10 Best Florida Retirement Cities | 10 Best Florida Retirement Cities
Between its warm climate and gorgeous beaches, it’s no wonder Florida is such an attractive state for retirees. It doesn’t hurt that the state has no tax on income and has a relatively low cost of living.
Undoubtedly, part of what makes Florida a big draw for older adults is the number... |
577c44f6979e6f743cde8d15697cfd5d | https://www.investopedia.com/articles/personal-finance/011215/which-safer-paypal-or-credit-card.asp | Which Is Safer: PayPal or a Credit Card? | Which Is Safer: PayPal or a Credit Card?
PayPal has been around since 1998 when it emerged as a popular way to pay for purchases on eBay. But many still ask, is PayPal safe? If PayPal wasn't as safe or safer to use than a credit card, cash, or a check, it would have been consigned to the rubbish heap of dead websites l... |
c185fbbd5e400c0c3bfcc358c693a5c8 | https://www.investopedia.com/articles/personal-finance/011216/3-best-retirement-calculators-2016.asp | 2 of the Best Retirement Calculators | 2 of the Best Retirement Calculators
As American workers began to shoulder more of the responsibility for funding their retirement, retirement calculators proliferated across the Internet. A Google search for “online retirement calculator” garners tens of thousands of hits. People are anxious about their retirement rea... |
fd570a50e5cc42eaad4ac5514826c7c3 | https://www.investopedia.com/articles/personal-finance/011216/average-retirement-savings-age-2016.asp | Average Retirement Savings by Age Group | Average Retirement Savings by Age Group
If you're like the majority of people, you probably need to step up your retirement savings efforts. A 2015 report from the Government Accountability Office (GAO) found that the median retirement savings for Americans between age 55 and 64 was $104,000. The GAO notes this sum wou... |
7cd048199679ae41470cd66572c528af | https://www.investopedia.com/articles/personal-finance/011216/business-vs-consumer-credit-reports-whats-difference.asp | Business Credit Reports vs. Consumer Credit Reports: What's the Difference? | Business Credit Reports vs. Consumer Credit Reports: What's the Difference?
Business Credit Reports vs. Consumer Credit Reports: An Overview
Business and consumer credit reports have similar purposes: to inform prospective lenders about your creditworthiness and allow them to assess what risk they are taking should the... |
06572d56824a38ca474e7ae29d5b03d7 | https://www.investopedia.com/articles/personal-finance/011415/when-mba-worth-it.asp | When Is an MBA Worth It? | When Is an MBA Worth It?
Earning a Master's in Business Administration (MBA) can help professionals enhance their career opportunities, receive increased compensation, and job promotions. An MBA can provide the skills and knowledge necessary to start a new business, and many employers require an MBA for certain managem... |
d977ed159731567eb7c3213cc08bdba3 | https://www.investopedia.com/articles/personal-finance/011416/dallas-texas-5-best-retirement-communities.asp | Dallas, Texas: The 5 Best Retirement Communities | Dallas, Texas: The 5 Best Retirement Communities
The Dallas/Fort Worth metro area of Texas is quickly becoming one of the most popular retirement destinations for individuals over the age of 55. There are a variety of neighborhoods that offer a living environment for every taste and activity level. The downtown area is... |
613013c1b2de53aa167dd0fa2e85427f | https://www.investopedia.com/articles/personal-finance/011815/how-walmart-model-wins-everyday-low-prices.asp | How Walmart Model Wins With "Everyday Low Prices" | How Walmart Model Wins With "Everyday Low Prices"
Walmart's (WMT) success is the stuff of legend, but there is no mystique at the core of its mammoth success. Walmart's ability to provide customers with "everyday low prices" and its presence as an economic and political force of gigantic size and influence, is the resu... |
bcf73243fe4bb014fbce7f15c0c4e03b | https://www.investopedia.com/articles/personal-finance/011916/best-retirementplanning-apps.asp | The Best Retirement-Planning Apps | The Best Retirement-Planning Apps
Find a Retirement App
Developing a retirement strategy can be burdensome. Fortunately, however, in today's hyper-connected world, there are many tools that make planning for retirement easier. Generally, these come with advice, goals, and progress reports at your fingertips.
Key Takeaw... |
bf54c408e59481151fa51ea06145b1dd | https://www.investopedia.com/articles/personal-finance/011916/mutual-vs-publically-traded-insurance-companies.asp | Mutual vs. Stock Insurance Companies: What's the Difference? | Mutual vs. Stock Insurance Companies: What's the Difference?
Mutual vs. Stock Insurance Companies: An Overview
Insurance companies are classified as either stock or mutual depending on the ownership structure of the organization. There are also some exceptions, such as Blue Cross/Blue Shield and fraternal groups which ... |
fbb05e18aaf9ad9ad765bda7f6401c38 | https://www.investopedia.com/articles/personal-finance/011916/student-loan-refinancing-pros-and-cons.asp | How to Consolidate Student Loans | How to Consolidate Student Loans
Do you feel weighed down by student loan debt? If so, you might consider consolidating or refinancing your loans to lower your monthly payments. In many cases, that can be a smart financial move. But before decide to consolidate or refinance, it pays to take a close look at the pros and... |
64fa0635d55445f5479537e831dbe4b0 | https://www.investopedia.com/articles/personal-finance/012015/study-abroad-budget-australia.asp | Study Abroad: Budget for Australia | Study Abroad: Budget for Australia
Want to study in Australia? We have both good and bad news. Australia is one of the 10 most sought-after destinations for U.S. students who go abroad. And there are a few very good reasons. Many of its universities rank among the world's top 100, and the country is home to a number of... |
e4bf146c319f4b73a16073d0f63ae56d | https://www.investopedia.com/articles/personal-finance/012016/how-use-limited-purpose-fsa.asp | How to Use a Limited Purpose FSA | How to Use a Limited Purpose FSA
What Is a Limited Purpose Flexible Spending Account (LPFSA)?
A limited purpose flexible spending account (LPFSA) is a special type of flexible spending account (FSA) that may be available to consumers that have enrolled in a health savings account (HSA). An HSA is a type of savings acco... |
ee3efcac42bb8ba9fc7cd736b9028981 | https://www.investopedia.com/articles/personal-finance/012114/taxsmart-ways-help-your-kidsgrandkids-pay-college.asp | Tax-Smart Ways to Help Your Kids or Grandkids Pay for College | Tax-Smart Ways to Help Your Kids or Grandkids Pay for College
Your child (or grandchild) might be just a two-year-old, but it's not too early to start figuring out how you'll pay for college. Here's why: According to the College Savings Plans Network, it's estimated that it will cost $244,667.00 to send a child who is ... |
aff21d63440dc6e619d3a6234a26abb4 | https://www.investopedia.com/articles/personal-finance/012115/how-target-credit-card-works.asp | How the Target Credit Card Works | How the Target Credit Card Works
The Target credit card, called the RedCard, is a credit card that can be used in Target's retail stores and on the store's website. The Target RedCard features and benefits include a 5% discount on purchases at Target, no annual fee, and an extra 30 days for returns and exchanges. Howev... |
b1a8813cd9902c6501aea0b5438c5039 | https://www.investopedia.com/articles/personal-finance/012116/6-funds-maximize-your-income-while-youre-retired.asp | 6 Funds to Maximize Your Income While You're Retired | 6 Funds to Maximize Your Income While You're Retired
You can find plenty of recommendations on great funds for your portfolio before retirement, but what works once your saving is mostly complete and you’re drawing on the accounts? We asked several financial advisors for some fund recommendations for the retiree.
Our e... |
fd77e7280c399f35be34e4f631c7c0a1 | https://www.investopedia.com/articles/personal-finance/012215/how-bad-my-credit-score.asp | How Bad Is My Credit Score? | How Bad Is My Credit Score?
If you have really bad credit or really good credit, you probably know it already. But there's a vast middle area where your score is too low to get you the best offers. If you want to sign up for a new credit card, take out a loan at a car dealership, get a mortgage to buy a house, or borro... |
6f8c0c80f62d09ae64229911abebff49 | https://www.investopedia.com/articles/personal-finance/012315/how-expensive-new-york-city-really.asp | How Expensive Is New York City to Live In? | How Expensive Is New York City to Live In?
How Expensive Is it to Live in New York City?
Life really does cost more in New York. To be precise, the cost of living in Manhattan was 148% higher than the average cost for major U.S. cities in 2019. Manhattan takes the number one spot as the most expensive, according to a K... |
71b9a5d589ee2a812c9923623ee1d0d2 | https://www.investopedia.com/articles/personal-finance/012715/when-leasing-car-better-buying.asp | When Leasing a Car Is Better Than Buying | When Leasing a Car Is Better Than Buying
Choosing whether to lease a new vehicle instead of buying it largely comes down to priorities. For some drivers, leasing or buying is purely a matter of dollars and cents. For others, it’s more about forming an emotional connection to the car. Before choosing which road to go do... |
66bc4d1b20425a39a927942e14e17b4c | https://www.investopedia.com/articles/personal-finance/012815/banana-republic-credit-cards-benefits-rewards.asp | How Does the Banana Republic Store Credit Card Work: Benefits and Rewards | How Does the Banana Republic Store Credit Card Work: Benefits and Rewards
How the Banana Republic Store Credit Card Works
If you’re a frequent shopper at Banana Republic, you’ve probably been informed about the store's credit card at the checkout counter or seen advertisements for the credit card online, along with a p... |
8ba01334c2a1734df436a3f6209aa3e5 | https://www.investopedia.com/articles/personal-finance/012815/how-amazoncom-credit-card-works.asp | How the Amazon Prime Rewards Signature Visa Card Works: Benefits and Rewards | How the Amazon Prime Rewards Signature Visa Card Works: Benefits and Rewards
How the Amazon Prime Rewards Signature Visa Card Works
Amazon.com is the virtual store that has everything—and at low prices. Order it today; have it as soon as tomorrow. Not only does it offer a wide variety of goods, but the company also off... |
95c23e4b53a77f7467531e79b74033b8 | https://www.investopedia.com/articles/personal-finance/012815/how-steve-jobs-changed-world.asp | How Steve Jobs Changed the World | How Steve Jobs Changed the World
As an innovator and visionary, Steve Jobs' accomplishments can be held on a pedestal with the likes of Microsoft’s (MSFT) Bill Gates, Google’s (GOOG) Larry Page and Sergey Brin, and Facebook’s (FB) Mark Zuckerberg. The aforementioned names are all highly regarded within technology for t... |
993ed5a3d5fc47c3ba47170c369b4746 | https://www.investopedia.com/articles/personal-finance/012915/how-use-linkedin-get-job.asp | How to Use LinkedIn to Get a Job | How to Use LinkedIn to Get a Job
LinkedIn wants to help you get a new job – it really, really does. But you’ve got to help it help you. It is a Microsoft subsidiary, and a very effective one. Even though LinkedIn has over 700 million users, only a tiny fraction of those people are relevant for your job-hunting purposes... |
97e510b756a175c936a7610c9ede845d | https://www.investopedia.com/articles/personal-finance/013014/how-rent-your-home-so-you-can-pay-your-mortgage.asp | Temporarily Leasing Out Your Home | Temporarily Leasing Out Your Home
If you own your home, but temporarily can’t afford the payments, and can’t find a less expensive place to live, you’re likely worried about losing your home. The good news is that only about 5% of Americans were delinquent on their mortgage payments in 2013, compared to 30% in mid-2012... |
0be05c46a7ce3a6101e9c76f5e5c3ecc | https://www.investopedia.com/articles/personal-finance/013014/tax-breaks-secondhome-owners.asp | Tax Breaks for Second-Home Owners | Tax Breaks for Second-Home Owners
If you’re thinking about buying a second home for vacations, rental income, or an eventual retirement residence, it makes financial sense to take advantage of all the available tax breaks. The cost of owning a second home can be significantly reduced through tax deductions on mortgage ... |
821f38e985cd2bc4e8cce4266e0b5110 | https://www.investopedia.com/articles/personal-finance/013114/closer-look-accelerated-benefit-riders.asp | Accelerated Benefit Riders: How They Work | Accelerated Benefit Riders: How They Work
Life insurance policies that include accelerated benefit riders provide several types of coverage to policyholders while they are still alive. They pay benefits on top of the traditional death benefit and cash value to policyholders who have a chronic illness, critical illness,... |
af8a34164b582e880552c189acff4d83 | https://www.investopedia.com/articles/personal-finance/020215/indeed-vs-linkedin.asp | Indeed vs. LinkedIn: What's the Difference? | Indeed vs. LinkedIn: What's the Difference?
Indeed vs. LinkedIn: An Overview
More and more people take to the Internet to find jobs. There are many employment websites to choose from. However, some operate differently, adding complexities to the job search.
Two of the most popular resources for job seekers are LinkedIn... |
a666903cb4b589cd8ae5d7663693058a | https://www.investopedia.com/articles/personal-finance/020215/top-alternatives-cosigner.asp | Top Alternatives to a Co-signer | Top Alternatives to a Co-signer
At certain points in your life, especially if you're just starting out, you may need a co-signer for a loan or other financial transaction. But what if you don’t know anyone who is willing or able to co-sign? Or, you don’t want to strain your relationship with a friend or relative by ask... |
82f53789dc834026b4864b434af2e1ca | https://www.investopedia.com/articles/personal-finance/020215/visa-vs-mastercard-there-difference.asp | Visa vs. MasterCard: What's the Difference? | Visa vs. MasterCard: What's the Difference?
Visa vs. MasterCard: An Overview
The electronic payments industry is dominated by four companies. Visa, MasterCard, American Express, and Discover are responsible for handling the majority of the world’s card payments. Visa and MasterCard present unique offerings since neit... |
a454e5f29af6b2e72de96b041b69e92b | https://www.investopedia.com/articles/personal-finance/020216/top-5-personal-finance-experts-follow-2016.asp | The Top 5 Personal Finance Experts to Follow | The Top 5 Personal Finance Experts to Follow
Trying to reach your financial goals might seem like an intimidating task. But the good news is that you don’t have to do it alone. There are many successful people out there who are kind enough to share the steps they took to become financially free. Here are five accomplis... |
74ae599e0f95b204dcb88d381949cdee | https://www.investopedia.com/articles/personal-finance/020315/applying-grad-school-gpa-vs-work-experience.asp | GPA vs. Work Experience in Grad School Applications | GPA vs. Work Experience in Grad School Applications
A qualification from a top-tier graduate school can open a lot of professional doors, and savvy students do everything they can to get into the best program possible. The graduate school selection process is not always transparent, but a successful application often w... |
45c07c687c4b7c270269843e4f5f5333 | https://www.investopedia.com/articles/personal-finance/020615/xoom-vs-western-union-which-should-you-choose.asp | Xoom vs. Western Union: What's the Difference? | Xoom vs. Western Union: What's the Difference?
Xoom vs. Western Union: An Overview
For those needing to send funds to faraway places fast, Xoom (XOOM) and Western Union (WU) both offer viable money transfer options. Founded exactly 150 years apart, the two companies offer similar services, but with significant differen... |
60d4cef2cb2da33cdedaca6932307374 | https://www.investopedia.com/articles/personal-finance/020916/universal-life-how-much-cash-value-retirement.asp | The Value of Universal Life by Retirement | The Value of Universal Life by Retirement
When it comes to life insurance, there are two basic categories: term life and permanent life. A term life policy is meant to protect a wage earner's family, usually while they are working. If the wage earner passes away, the policy pays a lump sum, a death benefit, to those th... |
320673a4593e9407086383f543d2feae | https://www.investopedia.com/articles/personal-finance/021015/how-land-wall-street-job-out-college.asp | How to Land a Wall Street Job Out of College | How to Land a Wall Street Job Out of College
If you ask a recruiter how to land a great job on Wall Street straight out of college, they'll probably say the best way is through connections and a degree from an Ivy League school, or one of a handful of other elite universities known as target schools. However, your gend... |
dbf10907618140e8b5212b8704382b87 | https://www.investopedia.com/articles/personal-finance/021015/how-much-are-taxes-ira-withdrawal.asp | How Much Are Taxes on an IRA Withdrawal? | How Much Are Taxes on an IRA Withdrawal?
How much you will pay in taxes when you withdraw money from an individual retirement account (IRA) depends on the type of IRA, your age, and even the purpose of the withdrawal. Sometimes the answer is zero—you owe no taxes. In other cases, you owe income tax on the money you wit... |
a7b7433444e9b3d53a773430626b0be3 | https://www.investopedia.com/articles/personal-finance/021015/uber-versus-yellow-cabs-new-york-city.asp | The Difference Between Uber vs. Yellow Cabs in New York City | The Difference Between Uber vs. Yellow Cabs in New York City
Uber vs. Yellow Cabs in New York City: An Overview
If you live in a mid-to-large-sized city and take taxis, you have probably already tried Uber. What you may not know is that the transportation app has different rates in each city. New York City is arguably ... |
d502bd7f6b2dd7a66b25754119014223 | https://www.investopedia.com/articles/personal-finance/021016/5-alternatives-traditional-health-insurance.asp | 5 Alternatives to Traditional Health Insurance | 5 Alternatives to Traditional Health Insurance
As the cost of traditional health insurance rises, some Americans are seeking alternatives that provide some sort of protection without busting their monthly budgets. Here are five viable options worth considering.
Key Takeaways Traditional health insurance policies are t... |
544b0a09b553f3b6a03f823cd48a040f | https://www.investopedia.com/articles/personal-finance/021115/become-venture-capital-associate.asp | How to Become a Venture Capital Associate | How to Become a Venture Capital Associate
Venture capital (VC) firms search the startup world and look for the next Facebook or YouTube. They provide risky capital infusions to early-stage or small companies that have limited access to more conventional sources of capital like bank loans.
In exchange, the venture capit... |
99a34aa482ede2a88c1c2abe00c1ec54 | https://www.investopedia.com/articles/personal-finance/021115/job-description-and-salary-mergers-and-acquisitions-analyst.asp | Mergers and Acquisitions Analysts - Career Profile | Mergers and Acquisitions Analysts - Career Profile
Within finance, working in the field of mergers and acquisitions (M&A) carries an extra patina of glamour. These corporate strategists study industries and buy, sell, divide, restructure, and combine companies with the aim of achieving greater growth and efficiency. Me... |
2369516a7d9dae361addf65767f4fe82 | https://www.investopedia.com/articles/personal-finance/021314/how-file-tax-extension.asp | How to File a Tax Extension | How to File a Tax Extension
Tax deadlines have a way of creeping up on you, so filing for a tax extension might be something you need to do. The filing deadline for your 2020 individual income tax return is Thursday, April 15, 2021. You have until that date to file and pay your federal taxes without any penalty.
Fili... |
c529f050ec5a048a18dafed09798553c | https://www.investopedia.com/articles/personal-finance/021315/how-overdraft-fees-work-and-how-avoid-them.asp | How Overdraft Fees Work and How to Avoid Them | How Overdraft Fees Work and How to Avoid Them
Overdraft fees can seem inescapable. Top banks charge as much as $30 whenever you spend more money than is available in your checking account, unless you've opted into overdraft protection with a linked account or line of credit. Because banks generate substantial revenue f... |
b540ca092280b3d360f4afba6104cd2b | https://www.investopedia.com/articles/personal-finance/021315/it-worth-paying-broker-fee-new-york-city.asp | Is It Worth Paying A Broker Fee In New York City? | Is It Worth Paying A Broker Fee In New York City?
The scenario: You are getting ready to move to New York City and are going to look for a rental apartment there. New York is a great city—vibrant, rich in culture and diversity—but you need to understand from the outset that it also has one of the most difficult-to-navi... |
7fe04b89da0550676ca91907e541d21d | https://www.investopedia.com/articles/personal-finance/021715/square-vs-stripe.asp | Square vs. Stripe | Square vs. Stripe
Square (SQ) and Stripe have emerged as two popular payment processing services for small and growing businesses. As the services have become widely used, their simple fixed-rate payment processing fees have drawn in big-name supporters, such as Starbucks (SBUX), to use and promote their systems. ... |
e496c2670290a7cced5e48400ce7b4ca | https://www.investopedia.com/articles/personal-finance/021815/how-make-money-airbnb-risks-rewards.asp | The Risks and Rewards of Making Money With Airbnb | The Risks and Rewards of Making Money With Airbnb
The peer-to-peer short-term rental services like Airbnb are becoming an alternative to many travelers. Some travelers are looking for the feel of home away from home. Others are looking for accommodations that will cover large groups in one place. Many also look to shor... |
da95b3337d90ed3a7ea78ed66db81639 | https://www.investopedia.com/articles/personal-finance/022014/your-employerprovided-life-insurance-coverage-enough.asp | Is Your Employer-Provided Life Insurance Coverage Enough? | Is Your Employer-Provided Life Insurance Coverage Enough?
As part of your employee benefits package, you employer may provide some group term life insurance. While that's a nice perk, especially if you have no other life insurance in place, it's important to consider whether it's sufficient to meet your financial needs... |
149e18246d39a6cdf46d2cc43e40a7fa | https://www.investopedia.com/articles/personal-finance/022017/7-jobs-cant-be-automated.asp | 7 Jobs That (Probably) Won’t Be Automated | 7 Jobs That (Probably) Won’t Be Automated
Today automation is making it possible to perform tasks more efficiently and precisely than any human could ever hope to do. While that’s great for companies, it’s a not-so-comforting thought for workers who could one day lose their jobs because of it. A report released by the ... |
54b66fd47a53d397216bc9b798d9c7d9 | https://www.investopedia.com/articles/personal-finance/022216/i-make-50k-year-how-much-should-i-invest.asp | I Make $50K a Year: How Much Should I Invest? | I Make $50K a Year: How Much Should I Invest?
No matter how much money you earn, the amount you invest each year should be based on your goals. Your investment goals not only provide you with a target at which to aim, but they also provide the motivation to stick with your investing plan.
Your investment goals should a... |
a30913a8d70b11cf10a079c6550577e6 | https://www.investopedia.com/articles/personal-finance/022315/best-credit-cards-travel-china.asp | Best Credit Cards for Travel in China | Best Credit Cards for Travel in China
Credit card usage and acceptance in China have greatly increased over the past decade, particularly in large metropolitan areas such as Beijing, Hong Kong, and Shanghai. That’s good news for many tourists who prefer the convenience and safety of carrying credit cards over large amo... |
53bf9441d82f6ef1f92060c053ab01eb | https://www.investopedia.com/articles/personal-finance/022315/best-fortune-500-mentorship-programs.asp | The Best Fortune 500 Mentorship Programs | The Best Fortune 500 Mentorship Programs
Whether you are a college student, have just landed your first job, or have more extensive experience in the workforce, a mentor can help guide you down the path toward a successful career. Choosing the perfect mentor is an important decision. It requires finding someone that ha... |
3e4032aa89c988bcd40739eabe652a0d | https://www.investopedia.com/articles/personal-finance/022415/filling-out-form-4562-stepbystep.asp | Form 4562: Depreciation and Amortization Definition | Form 4562: Depreciation and Amortization Definition
What Is Form 4562: Depreciation and Amortization?
If you purchased for business or investment purposes any equipment or machinery, bought a building or other property, or used a vehicle for business this year, you need to complete Form 4562, Depreciation and Amortizat... |
ac1ca41f5b5b44d8df8e9b816603f812 | https://www.investopedia.com/articles/personal-finance/022415/how-pinterest-makes-money.asp | How Pinterest Makes Money | How Pinterest Makes Money
Social media platform Pinterest went public earlier this year. In short, the company makes money from advertising. Shares started trading on the New York Stock Exchange on April 18 under the symbol “PINS.”
Pinterest's initial public offering (IPO) price was at $19 per share and it raised $1.4 ... |
63d792a265838f4af6acf9b68d05b7f1 | https://www.investopedia.com/articles/personal-finance/022415/mba-vs-executive-mba-which-better.asp | MBA vs. Executive MBA: What's the Difference? | MBA vs. Executive MBA: What's the Difference?
MBA vs. Executive MBA: An Overview
For many people, the deciding factor between picking a standard, full-time MBA vs. a part-time executive MBA (EMBA) comes down to how best to juggle classes with the responsibility of a day job. In addition, many mid-career professionals w... |
7b54d32cab359e925ae55cec8795086e | https://www.investopedia.com/articles/personal-finance/022415/top-10-countries-save-most.asp | 10 Countries With the Highest Savings Rates | 10 Countries With the Highest Savings Rates
When we talk about the top savers among countries, we are really talking about which countries have the highest savings rates. These are not necessarily the nations with the highest incomes. For example, a country where the average person makes $10,000 and saves $2,000 would ... |
5e3d4d64d7d9936f785e664c8a3f5ed8 | https://www.investopedia.com/articles/personal-finance/022516/be-smart-naming-beneficiaries-your-401k.asp | Be Smart in Naming Beneficiaries of Your 401(k) | Be Smart in Naming Beneficiaries of Your 401(k)
It's common when a person works in the same company for a long time for the dusty 401(k) paperwork to sit in a file drawer safe and sound—and out of date.
Imagine the shock when the death of a happily married executive, the proud parent of several children with a second w... |
152563dbc1a31b3e08eb94bb50bc8967 | https://www.investopedia.com/articles/personal-finance/022516/what-will-social-security-look-when-you-retire.asp | What Will Social Security Look Like When You Retire? | What Will Social Security Look Like When You Retire?
What will Social Security look like when you retire? Many Americans have lost hope that there will be anything to see. According to a 2019 Gallup poll, 41% of individuals surveyed said they worry a great deal about the Social Security system. The same survey also rev... |
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