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https://www.forbes.com/sites/forbesfinancecouncil/2019/04/04/three-mantras-for-market-volatility/
Three Mantras For Market Volatility
Three Mantras For Market Volatility As a financial advisor, clients are always happy to receive account statements that show higher balances than the prior month. But if I report a decline, the phone calls seem to come rolling in. It’s not surprising; investors abhor loss. But in my experience, even if the losses are t...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/04/09/why-hasnt-sustainable-investing-gone-viral-yet/
Why Hasn't Sustainable Investing Gone Viral Yet?
Why Hasn't Sustainable Investing Gone Viral Yet? With Leonardo DiCaprio raising awareness on climate change, Emma Watson advocating for gender equality and Matt Damon co-founding a company to address water scarcity, sustainability has gone mainstream. So what has prevented this movement from extending further into the ...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/04/22/to-rent-or-buy-rethinking-the-american-dream/
To Rent Or Buy: Rethinking The American Dream
To Rent Or Buy: Rethinking The American Dream Owning your own home has been a staple of the American dream for as long as anyone can remember. There’s something quite satisfying that comes from knowing you’ve worked hard, remained disciplined and achieved a substantial goal of providing for you and your family’s securi...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/05/02/worried-about-payroll-fraud-nine-ways-small-businesses-can-mitigate-the-risk/
Worried About Payroll Fraud? Nine Ways Small Businesses Can Mitigate The Risk
Worried About Payroll Fraud? Nine Ways Small Businesses Can Mitigate The Risk Payroll fraud is a common issue with severe consequences. Whether an employee asks for a pay advance that is never repaid, punches in for a fellow worker who takes the day off or diverts the paychecks of an absent or former employee, there ar...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/05/13/new-trends-in-retirement-planning-a-wake-up-call-to-advisors-and-their-clients/
New Trends In Retirement Planning: A Wake-Up Call To Advisors And Their Clients
New Trends In Retirement Planning: A Wake-Up Call To Advisors And Their Clients For years, the vast majority of wealth managers and financial advisors have been following a similar approach to their clients’ investments for retirement and beyond. The conventional wisdom is to start with higher proportions of stocks rel...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/05/17/new-to-the-finance-field-10-industry-pros-offer-tips-for-young-executives/
New To The Finance Field? 10 Industry Pros Offer Tips For Young Executives
New To The Finance Field? 10 Industry Pros Offer Tips For Young Executives Today’s finance professionals are entering the workforce at a difficult time. New technology and currencies are rising, the market is in flux, and the economy is increasingly global, making it difficult for them to settle into their careers. To ...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/05/20/its-time-to-take-foreign-exchange-out-of-the-stone-age/
It's Time To Take Foreign Exchange Out Of The Stone Age
It's Time To Take Foreign Exchange Out Of The Stone Age If you are a fellow member of the foreign exchange (FX) trading family, you probably understand when I refer to the entire process as something out of Bedrock. Bedrock, as you recall, is the fictional prehistoric town in the cartoon series The Flintstones. The Sto...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/05/23/these-four-factors-are-the-difference-between-success-and-failure-in-digital-transformation/
These Four Factors Are The Difference Between Success And Failure In Digital Transformation
These Four Factors Are The Difference Between Success And Failure In Digital Transformation Chief investment officers (CIOs) today are faced with more pressure than ever before to modernize and digitize. In fact, many large investment institutions are still managing billions of dollars using spreadsheets. This must cha...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/05/29/fix-and-flip-what-it-is-and-how-you-can-make-the-most-of-one/
Fix And Flip: What It Is And How You Can Make The Most Of One
Fix And Flip: What It Is And How You Can Make The Most Of One House flipping has become mainstream with the help of HGTV’s plethora of reality shows about people fixing and flipping properties, but what exactly is a “fix and flip,” which types are the most common and how can you make the most of one? A house “flip” is ...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/06/03/10-self-help-tips-to-help-small-business-owners-keep-their-finances-organized/?sh=4700922457c6
10 Self-Help Tips To Help Small Business Owners Keep Their Finances Organized
10 Self-Help Tips To Help Small Business Owners Keep Their Finances Organized Owning a small business can come with a steep learning curve, and it’s one that many entrepreneurs face alone. Learning as you go is never easy, and there are many aspects of day-to-day business that need to be mastered. In particular, small ...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/06/13/baby-boomers-dont-buy-into-these-10-pre-retirement-investment-myths/
Baby Boomers: Don't Buy Into These 10 Pre-Retirement Investment Myths
Baby Boomers: Don't Buy Into These 10 Pre-Retirement Investment Myths As Baby Boomers approach retirement, they may encounter a lot of so-called “expert” advice telling them how to invest just before or during their golden years. While some of this guidance is sound, other tips are myths that may, in fact, steer invest...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/06/13/three-simple-steps-to-jumpstart-a-new-websites-presence-in-google/
Three Simple Steps To Jumpstart A New Website's Presence In Google
Three Simple Steps To Jumpstart A New Website's Presence In Google The first rule every content marketer learns is that Google is the end all be all. Here’s a shocking statistic to illustrate just how thoroughly Google controls the search engine business. From January 2010 to April 2019, about 90% of all desktop search...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/06/20/small-business-owners-are-busy-they-dont-have-time-to-learn-to-speak-bank/
Small-Business Owners Are Busy. They Don't Have Time To Learn To Speak 'Bank'
Small-Business Owners Are Busy. They Don't Have Time To Learn To Speak 'Bank' Recently, a small-business owner friend told me a cautionary tale about “bank-speak.” She had a great idea for expanding with a new product line, but she didn’t have enough room in her operating budget to turn the idea from vision to reality....
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https://www.forbes.com/sites/forbesfinancecouncil/2019/06/27/why-iot-cybersecurity-risks-are-an-investment-opportunity/
Why IoT Cybersecurity Risks Are An Investment Opportunity
Why IoT Cybersecurity Risks Are An Investment Opportunity The world can’t stop talking about the Internet of Things (IoT) – and that trend will only continue to gain momentum in coming years. The IoT, technology that connects physical objects to the Internet to collect, process and share information, can encompass ever...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/06/28/how-to-avoid-having-the-difficult-unpaid-invoices-conversation-with-clients/
How To Avoid Having The Difficult 'Unpaid Invoices' Conversation With Clients
How To Avoid Having The Difficult 'Unpaid Invoices' Conversation With Clients They can ideate boldly, meet unreasonable deadlines for clients, scramble breathlessly so they never miss a payroll and dream the biggest dreams you ever saw. But for some reason, small-business owners often are intimidated by one thing: aski...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/07/02/mindfulness-programs-are-the-next-big-thing-in-business-leadership/
Mindfulness Programs Are The Next Big Thing In Business Leadership
Mindfulness Programs Are The Next Big Thing In Business Leadership Great leaders in business know the importance of competitive benefits, growth opportunities and a culture that supports a work-life balance for its team members. But here’s one offering many may not have considered: mindfulness. I had a chance to see wh...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/07/03/dont-care-about-your-advisors-business-model-you-should-it-could-be-costing-you-money/
Don't Care About Your Advisor's Business Model? You Should. It Could Be Costing You Money
Don't Care About Your Advisor's Business Model? You Should. It Could Be Costing You Money With the trade dispute between the United States and China showing few signs of easing, the equities markets rumbled for much of May, with the S&P shedding more than 6%. This followed a four-month stretch to open the year when the...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/07/11/federal-interest-rates-how-do-changes-affect-hard-money-lending/
Federal Interest Rates: How Do Changes Affect Hard Money Lending?
Federal Interest Rates: How Do Changes Affect Hard Money Lending? As president of a private asset-based lender, I am often asked if increased interest rates on a federal level will affect the rates available to hard money borrowers. What I tell my clients is this: “What affects your rate in the private money space is s...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/07/15/choosing-the-right-financial-systems-to-scale-your-early-stage-company/
Choosing The Right Financial Systems To Scale Your Early-Stage Company
Choosing The Right Financial Systems To Scale Your Early-Stage Company The financial decisions that startup teams make during their growth phase ultimately determine their long-term success or failure. In these early days, it’s crucial to understand how, when and why you are spending money in order to address problems ...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/08/12/proceed-with-caution-10-tips-for-angel-investors-looking-to-fund-a-startup/
Proceed With Caution: 10 Tips For Angel Investors Looking To Fund A Startup
Proceed With Caution: 10 Tips For Angel Investors Looking To Fund A Startup Pexels Pexels As a successful businessperson, you want to give back to your community and help the next generation of entrepreneurs grow. Choosing the right startup to back can require a critical eye. The things that you knew about your busines...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/08/22/passing-interchange-fees-to-consumers-works-when-its-transparent/
Passing Interchange Fees To Consumers Works -- When It's Transparent
Passing Interchange Fees To Consumers Works -- When It's Transparent Across the country, businesses – especially small, independent businesses – are struggling to keep up with Americans’ exponential credit card use. What’s worse for small businesses: more Americans are using credit cards to pay for small transactions; ...
9cf5ffc03cbd7b2a86b1b689b9915b81
https://www.forbes.com/sites/forbesfinancecouncil/2019/08/22/winning-over-your-organization-on-software-adoption/
Winning Over Your Organization On Software Adoption
Winning Over Your Organization On Software Adoption “We may want a really cool tool, but we need to prove out a solid ROI first. We don’t want to invest in the status quo.” That’s where a lot of our tech discussions began at my company — and again when we were deciding to consider a new HRIS/payroll platform in 2014. T...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/09/30/how-small-businesses-can-compete-with-big-businesses/
How Small Businesses Can Compete With Big Businesses
How Small Businesses Can Compete With Big Businesses I almost didn't start. I was excelling in the payments business in my early 20s. A colleague told me I should start my own company because I knew enough and had the motivation to do so. The problem was, I couldn’t stop thinking about how far behind I would be when co...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/10/03/entrepreneurs-dont-overlook-these-12-common-startup-costs/
Entrepreneurs: Don't Overlook These 12 Common Startup Costs
Entrepreneurs: Don't Overlook These 12 Common Startup Costs Starting a new business is exciting and full of possibility—and it can be downright terrifying. That’s why, when an individual begins an entrepreneurial journey, smart financial planning should be regarded as one of the most important milestones on the road to...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/10/03/weighing-consumption-based-billing-for-business-success/
Weighing Consumption-Based Billing For Business Success?
Weighing Consumption-Based Billing For Business Success? While subscription billing is seen as a tried-and-true pricing strategy with many advantages, more companies are taking notice of a more complex strategy that offers customers greater flexibility and businesses greater creativity for pricing packages: consumption...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/10/14/raising-capital-from-accredited-investors-know-the-two-types-before-you-start-your-pursuit/
Raising Capital From Accredited Investors: Know The Two Types Before You Start Your Pursuit
Raising Capital From Accredited Investors: Know The Two Types Before You Start Your Pursuit The pursuit of the coveted accredited investor has gained traction in recent years thanks to the passage of the JOBS Act of 2012 and its formal launch in 2016. The new regulations opened marketing channels not previously availab...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/10/18/how-to-prepare-for-your-next-fundraise/
How To Prepare For Your Next Fundraise
How To Prepare For Your Next Fundraise Raising money is both a challenging and exciting necessity for venture capital-funded startups. As a finance leader, preparing for a fundraise means going through your company financials with a fine-tooth comb, revealing the good, the bad and the ugly. This exercise is the moment ...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/11/01/14-fintech-trends-to-watch-for-in-2020/
14 Fintech Trends To Watch For In 2020
14 Fintech Trends To Watch For In 2020 Automation and technology aimed at improving financial services—fintech—has garnered a lot of attention lately. From crowdfunding to mobile payments and money transfer services, fintech has the potential to revolutionize how consumers and businesses handle financial transactions. ...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/11/05/diversity-and-inclusion-a-worthy-business-investment-with-strong-returns/?sh=3a8237112455
Diversity And Inclusion: A Worthy Business Investment With Strong Returns
Diversity And Inclusion: A Worthy Business Investment With Strong Returns When I made the decision to pursue an accounting degree in college, I knew I had signed up for the road less traveled — for a woman. Throughout my career, it has not been unusual for me to be the only woman in the room. As a result, this has pose...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/11/05/four-benefits-of-promoting-talent-from-within/?sh=5ffc2deb77dd
Four Benefits Of Promoting Talent From Within
Four Benefits Of Promoting Talent From Within Recruiting, hiring and training staff is easily one of the biggest pain points for small business owners. Finding just the right talent for a specific job can feel like an endless struggle without additional help or the right tools. But there’s an easy way to solve the prob...
4bc0b5dc450e378515f13b46c9e7d2ef
https://www.forbes.com/sites/forbesfinancecouncil/2019/11/07/the-need-and-demand-for-better-financial-literacy/
The Need (And Demand) For Better Financial Literacy
The Need (And Demand) For Better Financial Literacy Today, many young adults are experiencing stress when faced with taking responsibility for their finances and planning for the future. This is because most lack the skills, knowledge and confidence to do so. Average student loan debt continues to climb to never-before...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/11/08/what-changes-are-coming-to-the-cfo-role-10-experts-weigh-in/?sh=5445abbc276a
What Changes Are Coming To The CFO Role? 10 Experts Weigh In
What Changes Are Coming To The CFO Role? 10 Experts Weigh In Many companies have a chief financial officer who manages a variety of functions, from overseeing cash flow to monitoring the business’ financial health and taking corrective actions as needed. But as with many other professions, technology and a changing eco...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/11/12/15-strategies-for-identifying-critical-business-metrics/
15 Strategies For Identifying Critical Business Metrics
15 Strategies For Identifying Critical Business Metrics Developing a metrics-tracking system may be one of the more complicated tasks a business undertakes. Some metrics may not be useful, while others may be “vanity” metrics that make business owners feel good but don’t really offer actionable information. With the sh...
861cfdef82851191243187a7add58a40
https://www.forbes.com/sites/forbesfinancecouncil/2019/11/18/medicare-out-of-pocket-costs-for-cancer-treatment-every-retiree-should-know/
Medicare Out-Of-Pocket Costs For Cancer Treatment Every Retiree Should Know
Medicare Out-Of-Pocket Costs For Cancer Treatment Every Retiree Should Know Medicare is a great health insurance option for eligible retirees. However, working in the healthcare insurance industry, one issue I’ve seen not being talked about properly is the out-of-pocket costs for cancer treatment. No matter which optio...
dfd9437f95be4a74b543705d9478cdd0
https://www.forbes.com/sites/forbesfinancecouncil/2019/12/10/is-bitcoin-a-better-store-of-value-than-gold/
Is Bitcoin A Better Store Of Value Than Gold?
Is Bitcoin A Better Store Of Value Than Gold? (Disclosure: Author holds an investment in bitcoin.) There have been a lot of analogies over the years to bitcoin being a sort of “digital gold.” But how does bitcoin actually compare to gold as a storage unit of value? Can it protect against the risk of inflation the way g...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/12/16/14-unnecessary-startup-expenses-wasting-hard-earned-money/
14 Unnecessary Startup Expenses Wasting Hard-Earned Money
14 Unnecessary Startup Expenses Wasting Hard-Earned Money When you’re running a small business, every dollar counts. Yet so much money is wasted on unnecessary expenses. This type of extraneous spending can hold your company back from growing, but it's not always easy to know what to cut to save money. As experts in th...
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https://www.forbes.com/sites/forbesfinancecouncil/2019/12/27/investment-forecast-for-2020-and-beyond/
Investment Forecast For 2020 And Beyond
Investment Forecast For 2020 And Beyond photo: Getty Trying to predict investment opportunities for a year or two into the future is not an exact science. The standard warning that goes with such forecasts is they are educated predictions, and there is no guarantee they will occur. However, as I share my forecast with ...
79fc7e56a25cfde3560b5fd3fb06cca9
https://www.forbes.com/sites/forbesfinancecouncil/2020/01/02/13-changes-coming-to-the-banking-industry/
13 Changes Coming To The Banking Industry
13 Changes Coming To The Banking Industry Very few industries have the long history and stability the banking industry has enjoyed. Banks depend on the firm trust of their customers, and as a result, change usually takes a long time. However, in recent years, members of the banking sector have realized that evolution i...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/01/03/what-to-have-in-place-before-your-child-is-born/
What To Have In Place Before Your Child Is Born
What To Have In Place Before Your Child Is Born photo: Getty You’re going to be a parent — congratulations. Your life is about to change in amazing ways. Children are a challenge but also one of life’s biggest blessings. You’re probably already brainstorming names and planning how their nursery will look, but there’s a...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/01/21/why-reducing-the-refugee-cap-is-bad-finance/
Why Reducing The Refugee Cap Is Bad Finance
Why Reducing The Refugee Cap Is Bad Finance Photo: Getty In late September, the government announced that it would slash the number of refugees allowed in the U.S. to 18,000 — a dramatic and historic low for the country since the modern resettlement program’s creation in 1980. In 2016, the refugee cap was at 85,000, wh...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/01/27/how-tech-is-making-banking-more-inclusive/
How Tech Is Making Banking More Inclusive
How Tech Is Making Banking More Inclusive Photo: Getty It’s no secret that wealth and income disparities in the United States are bad — and getting worse, with inequality reaching its highest level in 50 years. The banking industry has, historically, done plenty to make the problem worse. First, let’s look back to the ...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/01/28/cost-segregation-study-provides-for-immediate-expense-of-leasehold-improvements/
Cost Segregation Study Provides For Immediate Expense Of Leasehold Improvements
Cost Segregation Study Provides For Immediate Expense Of Leasehold Improvements PHOTO Getty Landlords and tenants often negotiate to make improvements or alterations to nonresidential rental space so that it becomes more suitable for the prospective tenant’s business needs. In doing so, the landlord or the tenant may b...
91b5716f516fd47b8b39d370a29a92bf
https://www.forbes.com/sites/forbesfinancecouncil/2020/02/12/you-yes-you-need-an-emergency-savings-account/?sh=6a0ce9c821d2
You (Yes, You) Need An Emergency Savings Account
You (Yes, You) Need An Emergency Savings Account Photo: Getty You know it’s true. You’ve heard it a thousand times. You need an emergency savings account, but somehow you’ve never quite gotten the details sorted out and set aside the money. Oh, but it’s OK, because you do have money put aside, just not formally designa...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/02/21/want-to-retire-early-follow-these-10-expert-recommended-tips/
Want To Retire Early? Follow These 10 Expert-Recommended Tips
Want To Retire Early? Follow These 10 Expert-Recommended Tips For many years, the early 60s has been the default age range for retirement. This is an ideal time to retire for some, but many others would prefer to retire earlier. However, fears about lower social security, unexpected expenses or outliving their retireme...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/02/24/retirement-planning-for-both-sides-of-the-mountain/
Retirement Planning For Both Sides Of The Mountain
Retirement Planning For Both Sides Of The Mountain Photo: Getty When someone approaching retirement comes to me, almost ready to begin living off the hard-earned savings they have accumulated over 30-plus years, I’m reminded of an intriguing factoid that the Discovery Channel never tires of sharing: More people die des...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/03/02/virtual-payments-poised-to-make-inroads-in-the-business-market/
Virtual Payments Poised To Make Inroads In The Business Market
Virtual Payments Poised To Make Inroads In The Business Market Photo: Getty Although still a relatively new technology, virtual payments systems, like virtual cards and real-time payments (RTP), have already integrated into routine consumer activity. From grocery store checkout lines to toll roads to Uber rides, these ...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/03/10/five-reasons-you-might-need-a-revocable-living-trust/
Five Reasons You Might Need A Revocable Living Trust
Five Reasons You Might Need A Revocable Living Trust Photo: Getty In my experience, most people delay or avoid preparing and updating estate planning documents. That's understandable, since facing our own mortality puts us in a less warm, comfortable place than remaining in blissful denial. My wish for you, though, is ...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/03/30/is-a-529-plan-the-best-way-to-save-for-higher-education/
Is A 529 Plan The Best Way To Save For Higher Education?
Is A 529 Plan The Best Way To Save For Higher Education? Photo: Getty In financial planning, we sometimes talk about “one-dimensional money.” This is money that’s dedicated for a single purpose. You’re not likely to use it for any needs or wants except the one it’s originally slated for, nor would it be easy or financi...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/04/08/five-tips-to-boost-employee-engagement-in-the-finance-industry/
Five Tips To Boost Employee Engagement In The Finance Industry
Five Tips To Boost Employee Engagement In The Finance Industry Photo: Getty In today's economy, brands are tracking a slew of metrics and implementing new policies to better meet customers' needs and deliver top-notch customer service. However, many of the same companies are not putting the same emphasis on measuring a...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/04/15/the-cybersecurity-gap-hidden-in-the-background/
The Cybersecurity Gap Hidden In The Background
The Cybersecurity Gap Hidden In The Background Photo: Getty Ring home security systems promise “Smart security here, there, everywhere,” and their products are indeed appearing all over. The company sold nearly 400,000 devices online last December, a 180% surge from the year before. But while customers buy the tools to...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/04/20/self-driving-healthcare-automation-still-requires-humans-behind-the-wheel/
Self-Driving Healthcare: Automation Still Requires Humans Behind The Wheel
Self-Driving Healthcare: Automation Still Requires Humans Behind The Wheel Photo: Getty By now, there are few companies that are not planning for a future where automation powered by artificial intelligence and machine learning are ubiquitous in daily business. But there are still big questions to be answered as we emb...
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https://www.forbes.com/sites/forbesfinancecouncil/2020/04/20/weathering-the-crisis-three-helpful-tips-for-startups/?fbclid=IwAR2yYaAJ9F7WLhPlEvzsG3YkKSt5eJoGy1mFd253kfhq_4qgiOWSb-l6tlI
Weathering The Crisis: Three Helpful Tips For Startups
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14 Outdated Investing 'Rules' You Don't Need To Follow Anymore
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10 Ways To Safeguard Your Interests When Selling Your Business
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What You Should Know Before Investing In A Bitcoin IRA
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14 Finance Experts Share Their Biggest Fintech Predictions For 2021
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