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https://www.investopedia.com/terms/e/excess-limits-premium.asp
Excess Limits Premium
Excess Limits Premium What Are Excess Limits Premiums? The excess limits premium of an insurance policy agreement is the amount paid for coverage beyond the basic liability limits outlined in the policy agreement. The term is most commonly found in casualty reinsurance contracts. Key Takeaways An excess limits premium...
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https://www.investopedia.com/terms/e/excess-loss-reinsurance.asp
Excess of Loss Reinsurance
Excess of Loss Reinsurance What Is Excess of Loss Reinsurance? Excess of loss reinsurance is a type of reinsurance in which the reinsurer indemnifies–or compensates–the ceding company for losses that exceed a specified limit. A reinsurer is a company that provides financial protection to insurance companies; a ceding c...
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https://www.investopedia.com/terms/e/excess-margin-deposit.asp
Excess Margin Deposit
Excess Margin Deposit What Is an Excess Margin Deposit? An excess margin deposit is the collateral held in a margin account that is in excess of the minimum level required to maintain that account's good standing. Margin traders who fail to maintain excess margin deposits may find themselves subject to margin calls. Ke...
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https://www.investopedia.com/terms/e/excess-profits-tax.asp
Excess Profits Tax
Excess Profits Tax What is an Excess Profits Tax? An excess profits tax is a special tax that is assessed upon individual or corporate income beyond a specified amount of return on invested capital, usually in excess of what is deemed to be a normal income. An excess profits tax can be implemented with the intention of...
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https://www.investopedia.com/terms/e/excesscapacity.asp
Excess Capacity
Excess Capacity What Is Excess Capacity? Excess capacity is a condition that occurs when demand for a product is less than the amount of product that a business could potentially supply to the market. When a firm is producing at a lower scale of output than it has been designed for, it creates excess capacity. The term...
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https://www.investopedia.com/terms/e/excesskurtosis.asp
Excess Kurtosis
Excess Kurtosis What Is Excess Kurtosis? The term excess kurtosis refers to a metric used in statistics and probability theory comparing the kurtosis coefficient with that of a normal distribution. Kurtosis is a statistical measure that is used to describe the size of the tails on a distribution. Excess kurtosis helps ...
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https://www.investopedia.com/terms/e/excessreturn.asp
Excess Returns
Excess Returns What Are Excess Returns? Excess returns are returns achieved above and beyond the return of a proxy. Excess returns will depend on a designated investment return comparison for analysis. Some of the most basic return comparisons include a riskless rate and benchmarks with similar levels of risk to the in...
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https://www.investopedia.com/terms/e/exchange-fees.asp
Exchange Fees
Exchange Fees What are Exchange Fees Exchange fees are a type of investment fee that some mutual funds charge to shareholders if they transfer to another fund within the same group. Other fees shareholders may encounter include sales loads, redemption fees, purchase fees, account fees, 12b-1 fees, and management fees. ...
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https://www.investopedia.com/terms/e/exchange-traded-derivative.asp
Exchange Traded Derivative
Exchange Traded Derivative What Is an Exchange Traded Derivative? An exchange traded derivative is a financial contract that is listed and trades on a regulated exchange. Simply put, these are derivatives that are traded in a regulated fashion. Exchange traded derivatives have become increasingly popular because of the...
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https://www.investopedia.com/terms/e/exchange-traded-managed-fund-etmf.asp
Exchange Traded Managed Fund (ETMF)
Exchange Traded Managed Fund (ETMF) What Are Exchange-Traded Managed Funds? Exchange-traded managed funds (ETMFs) are a type of fund approved by the Securities Exchange Commission (SEC) in 2014. They are a hybrid between mutual funds and exchange-traded funds (ETFs). They were created for the global investment company ...
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https://www.investopedia.com/terms/e/exchange.asp
Exchange
Exchange What Is an Exchange? An exchange is a marketplace where securities, commodities, derivatives and other financial instruments are traded. The core function of an exchange is to ensure fair and orderly trading and the efficient dissemination of price information for any securities trading on that exchange. Excha...
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https://www.investopedia.com/terms/e/exchangeabledebt.asp
Exchangeable Debt
Exchangeable Debt What Is Exchangeable Debt? An exchangeable debt is a type of hybrid debt security that can be converted into the shares of a company other than the issuing company (usually a subsidiary). Companies issue exchangeable debt for a number of reasons, including tax savings and divesting a large stake in an...
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https://www.investopedia.com/terms/e/exchangecontrol.asp
Exchange Controls
Exchange Controls What Are Exchange Controls? Exchange controls are government-imposed limitations on the purchase and/or sale of currencies. These controls allow countries to better stabilize their economies by limiting in-flows and out-flows of currency, which can create exchange rate volatility. Not every nation may...
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https://www.investopedia.com/terms/e/exchangerate.asp
Exchange Rate Definition
Exchange Rate Definition What is an Exchange Rate An exchange rate is the value of one nation's currency versus the currency of another nation or economic zone. For example, how many U.S. dollars does it take to buy one euro? As of July 31, 2020, the exchange rate is 1.18, meaning it takes $1.18 to buy €1. Key Takeaw...
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https://www.investopedia.com/terms/e/exchangeratio.asp
Exchange Ratio
Exchange Ratio What Is the Exchange Ratio? The exchange ratio is the relative number of new shares that will be given to existing shareholders of a company that has been acquired or that has merged with another. After the old company shares have been delivered, the exchange ratio is used to give shareholders the same r...
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https://www.investopedia.com/terms/e/exchangestabilizationfund.asp
Exchange Stabilization Fund (ESF)
Exchange Stabilization Fund (ESF) What is the Exchange Stabilization Fund (ESF)? The Exchange Stabilization Fund (ESF) is an emergency reserve account that can be used by the U.S. Department of Treasury to mitigate instability in various financial sectors, including credit, securities, and foreign exchange markets. Key...
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https://www.investopedia.com/terms/e/exchangetraded-mutual-funds-etmf.asp
Exchange-Traded Mutual Fund (ETMF)
Exchange-Traded Mutual Fund (ETMF) What is an Exchange-Traded Mutual Fund? An exchange-traded mutual fund (ETMF) is an exchange-traded security that is a hybrid between an exchange-traded fund (ETF) and an open-end mutual fund. It may also be known as an exchange-traded managed fund. ETMFs allow a standard net asset va...
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https://www.investopedia.com/terms/e/exchangetradedoption.asp
Exchange-Traded Option
Exchange-Traded Option What is Exchange-Traded Option? An exchange-traded option is a standardized derivative contract, traded on an exchange, that settles through a clearinghouse, and is guaranteed. Understanding Exchange-Traded Option An exchange-traded option is a standardized contract to either buy (using a call op...
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https://www.investopedia.com/terms/e/excisetax.asp
Excise Tax
Excise Tax What Is an Excise Tax? An excise tax is a legislated tax on specific goods or services at purchase such as fuel, tobacco, and alcohol. Excise taxes are intranational taxes imposed within a government infrastructure rather than international taxes imposed across country borders. A federal excise tax is usuall...
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https://www.investopedia.com/terms/e/exclusive-assortment.asp
Exclusive Assortment
Exclusive Assortment What is an Exclusive Assortment Exclusive Assortment is a merchandising strategy in which a retailer displays the product line of a single manufacturer. An exclusive assortment may be part of an exclusive arrangement between a manufacturer and a retailer, or because the retailer seeks to brand itse...
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https://www.investopedia.com/terms/e/executingbroker.asp
Executing Broker
Executing Broker What Is an Executing Broker? An executing broker is a broker or dealer that processes a buy or sell order on behalf of a client. For retail customers, the order sent to an executing broker is first assessed for appropriateness (automated through parameters for a particular client), and if the order is ...
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https://www.investopedia.com/terms/e/execution.asp
Execution
Execution What is an Execution? Execution is the completion of a buy or sell order for a security. The execution of an order occurs when it gets filled, not when the investor places it. When the investor submits the trade, it is sent to a broker, who then determines the best way for it to be executed. Key Takeaways Ex...
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https://www.investopedia.com/terms/e/executive-mba.asp
Executive MBA (EMBA)
Executive MBA (EMBA) What Is an Executive MBA (EMBA)? The Executive Master of Business Administration (EMBA) is a degree program that specifically targets corporate executives and managers who are already in the workforce. The EMBA program is similar to a regular full-time MBA in terms of content; except that it enable...
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https://www.investopedia.com/terms/e/executor.asp
Executor
Executor What Is an Executor? An executor (or executrix) of an estate is an individual appointed to administer the estate of a deceased person. The executor's main duty is to carry out the instructions to manage the affairs and wishes of the deceased person's estate. The executor is appointed either by the testator of ...
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https://www.investopedia.com/terms/e/exemption.asp
Exemption
Exemption What Is an Exemption? An exemption is a deduction allowed by law to reduce the amount of income that would otherwise be taxed. The Internal Revenue Service (IRS) previously offered two types of exemptions: personal and dependent exemptions. But with the changes brought about by the 2017 Tax Cuts and Jobs Act,...
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https://www.investopedia.com/terms/e/exempttransaction.asp
Exempt Transaction
Exempt Transaction What Is an Exempt Transaction? An exempt transaction is a type of securities transaction where a business does not need to file registrations with any regulatory bodies, provided the number of securities involved is relatively minor compared to the scope of the issuer's operations and that no new sec...
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https://www.investopedia.com/terms/e/exhaustion.asp
Exhaustion
Exhaustion What Is Exhaustion? Exhaustion is a situation in which a majority of participants trading in the same asset are either long or short, leaving few investors to take the other side of the transaction when participants wish to close their positions. For example, if everyone has already bought, when those people...
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https://www.investopedia.com/terms/e/exhaustiongap.asp
Exhaustion Gap
Exhaustion Gap What Is an Exhaustion Gap? An exhaustion gap is a technical signal marked by a break lower in prices (usually on a daily chart) that occurs after a rapid rise in a stock's price over several weeks prior. This signal reflects a significant shift from buying to selling activity that usually coincides with ...
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https://www.investopedia.com/terms/e/exit_fee.asp
Exit Fee
Exit Fee What Is an Exit Fee? An exit fee is a fee charged to investors when they redeem shares from a fund. Exit fees are most common in open-end mutual funds. When exiting a fund, an investor may have to pay a redemption fee along with any back-end sales loads associated with their share class. Key Takeaways An exi...
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https://www.investopedia.com/terms/e/exoneration.asp
Exoneration
Exoneration WHAT IS Exoneration Exoneration means to free someone from blame or guilt; in the financial realm, exoneration usually means to relieve someone of a financial obligation or duty. This can apply in many different areas of finance, such as taxation or mortgages. BREAKING DOWN Exoneration An important applicat...
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https://www.investopedia.com/terms/e/exotic_currency.asp
Exotic Currency
Exotic Currency What is an Exotic Currency? Exotic currencies are currencies that are thinly traded in foreign exchange markets and are not widely used in global financial transactions. Key Takeaways Exotic currencies are currencies that are thinly traded in foreign exchange markets and are not widely used in global f...
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https://www.investopedia.com/terms/e/exoticoption.asp
Exotic Option
Exotic Option What Is an Exotic Option? Exotic options are a category of options contracts that differ from traditional options in their payment structures, expiration dates, and strike prices. The underlying asset or security can vary with exotic options allowing for more investment alternatives. Exotic options are hy...
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https://www.investopedia.com/terms/e/expansion.asp
Expansion
Expansion What Is Expansion? Expansion is the phase of the business cycle where real gross domestic product (GDP) grows for two or more consecutive quarters, moving from a trough to a peak. Expansion is typically accompanied by a rise in employment, consumer confidence, and equity markets and is also referred to as an ...
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https://www.investopedia.com/terms/e/expatriation-tax.asp
Expatriation Tax
Expatriation Tax What Is an Expatriation Tax? An expatriation tax is a government fee charged to individuals who renounce their citizenship, usually based on the value of a taxpayer's property. In the United States, the expatriation tax provisions under Section 877 and Section 877A of the Internal Revenue Code (IRC) ap...
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https://www.investopedia.com/terms/e/expected-family-contribution.asp
Expected Family Contribution (EFC)
Expected Family Contribution (EFC) What Does Expected Family Contribution Mean? Expected family contribution (EFC) is the amount of money that a student's family is expected to contribute to college costs for one year. Financial need is calculated as the difference between the cost of attending school and the expected ...
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https://www.investopedia.com/terms/e/expectedutility.asp
Expected Utility
Expected Utility What is Expected Utility? Expected utility is an economic term summarizing the utility that an entity or aggregate economy is expected to reach under any number of circumstances. The expected utility is calculated by taking the weighted average of all possible outcomes under certain circumstances, with...
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https://www.investopedia.com/terms/e/expense.asp
Expense
Expense What is an Expense? An expense is the cost of operations that a company incurs to generate revenue. As the popular saying goes, “it costs money to make money.” Common expenses include payments to suppliers, employee wages, factory leases, and equipment depreciation. Businesses are allowed to write off tax-deduc...
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https://www.investopedia.com/terms/e/exponential-growth.asp
Exponential Growth
Exponential Growth What Is Exponential Growth? Exponential growth is a pattern of data that shows greater increases with passing time, creating the curve of an exponential function. For example, if a population of mice doubles every year starting with two in the first year, the population would be four in the second ye...
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https://www.investopedia.com/terms/e/export-credit-agency.asp
Export Credit Agency (ECA) Definition
Export Credit Agency (ECA) Definition What Is an Export Credit Agency (ECA)? An export credit agency offers trade finance and other services to facilitate domestic companies' international exports. Most countries have ECAs that provide loans, loan guarantees and insurance to help eliminate the uncertainty of exporting ...
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https://www.investopedia.com/terms/e/expost.asp
Ex-Post
Ex-Post What Is Ex-Post? Ex-post is another word for actual returns and is Latin for "after the fact." The use of historical returns has customarily been the most well-known approach to forecast the probability of incurring a loss on investment on any given day. Ex-post is the opposite of ex-ante, which means "before t...
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https://www.investopedia.com/terms/e/expostrisk.asp
Ex-Post Risk
Ex-Post Risk What Is Ex-Post Risk? Ex-post risk is a risk measurement technique that uses historic returns to predict the risk associated with an investment in the future, i.e. after the fact. This type of risk measurement determines future risk by weighing the statistical variance from the relative mean of past long-t...
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https://www.investopedia.com/terms/e/exposure-trigger.asp
Exposure Trigger
Exposure Trigger What is Exposure Trigger Exposure Trigger is an event that causes a policyholder’s insurance coverage to kick in. This is one of four triggers of coverage that determines when an injury or damage covered by an insurance policy occurred and whether the policy will pay for a related claim. The exposure t...
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https://www.investopedia.com/terms/e/extendable-swap.asp
Extendable Swap
Extendable Swap What Is an Extendable Swap? An extendable swap has an embedded option that allows either party to extend that swap, on specified dates, past the original expiration date. Key Takeaways An extendable swap has an embedded option that allows either party to extend that swap, on specified dates, past the ...
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https://www.investopedia.com/terms/e/extendablebond.asp
Extendable Bond
Extendable Bond What Is an Extendable Bond? An extendable bond, or extendable note, is a long-term debt security that includes an option that allows the bondholder to extend its initial maturity to a later date. Key Takeaways An extendable bond is a long-term debt security that gives bondholders the option to extend i...
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https://www.investopedia.com/terms/e/extended_trading.asp
Extended Trading
Extended Trading What Is Extended Trading? Extended trading is trading conducted by electronic networks either before or after the regular trading hours of the listing exchange. Such trading tends to be limited in volume compared to regular trading hours when the exchange is open. Pre-market trading in the United State...
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https://www.investopedia.com/terms/e/extender-clause.asp
Extender Clause
Extender Clause What Is an Extender Clause? An extender clause is a contractual provision in an exclusive real estate listing agreement. This type of clause protects the listing agent by guaranteeing their full commission in the event that the property sells after the listing agreement has already expired. In order for...
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https://www.investopedia.com/terms/e/extensionrisk.asp
Extension Risk
Extension Risk What Is Extension Risk? Extension risk is the risk that borrowers will defer prepayments due to market conditions. It is a risk that is generally analyzed in secondary market structured credit product investments. For instance, if interest rates rise it might discourage homeowners from re-financing their...
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https://www.investopedia.com/terms/e/externality-of-production.asp
Production Externality Defined
Production Externality Defined What Are Production Externalities? Production externality refers to a side effect from an industrial operation, such as a paper mill producing waste that is dumped into a river. Production externalities are usually unintended, and their impacts are typically unrelated to and unsolicited b...
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https://www.investopedia.com/terms/e/extra-expense-insurance.asp
Extra Expense Insurance
Extra Expense Insurance What Is Extra Expense Insurance? Extra expense insurance is a form of commercial insurance that pays for a policyholder’s additional costs while recovering from a major disruption. Extra expense insurance coverage applies to the period of time between when a business is forced to close temporari...
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https://www.investopedia.com/terms/e/extracontractual-obligations-eco-clause.asp
Extra-Contractual Obligations (ECO) Clause
Extra-Contractual Obligations (ECO) Clause What Is an Extra-Contractual Obligations (ECO) Clause? An extra-contractual obligations (ECO) clause in a reinsurance contract requires a reinsurer to pay for expenses imposed upon the ceding insurer by regulatory, judicial, or governmental organizations. An extra-contractual ...
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https://www.investopedia.com/terms/e/extraordinaryredemption.asp
Extraordinary Redemption
Extraordinary Redemption What is Extraordinary Redemption? An extraordinary redemption is a provision that gives a bond issuer the right to call their bonds due to an unusual event, such as a catastrophe that impacts the source of the bond's revenue. An extraordinary redemption feature must be specified in the bond's o...
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https://www.investopedia.com/terms/e/extrinsicvalue.asp
Extrinsic Value
Extrinsic Value What is Extrinsic Value? Extrinsic value measures the difference between the market price of an option, called the premium, and its intrinsic value. Extrinsic value is also the portion of the worth that has been assigned to an option by factors other than the underlying asset's price. The opposite of ex...
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https://www.investopedia.com/terms/e/inelastic.asp
Inelastic
Inelastic What Is Inelastic? Inelastic is an economic term referring to the static quantity of a good or service when its price changes. Inelastic means that when the price goes up, consumers’ buying habits stay about the same, and when the price goes down, consumers’ buying habits also remain unchanged. 1:20 Inelas...
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https://www.investopedia.com/terms/f/faang-stocks.asp
FAANG Stocks
FAANG Stocks What Are FAANG Stocks? In finance, “FAANG” is an acronym that refers to the stocks of five prominent American technology companies: Facebook (FB), Amazon (AMZN), Apple (AAPL), Netflix (NFLX); and Alphabet (GOOG) (formerly known as Google). The term was coined by Jim Cramer, the television host of CNBC's Ma...
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https://www.investopedia.com/terms/f/fablesscompany.asp
Fabless Company
Fabless Company What Is a Fabless Company? The term “fabless company” refers to a company that designs and markets hardware while outsourcing the manufacturing of that hardware to a third-party partner. The term is commonly used in relation to advanced chip designers, who hold the intellectual property (IP) for the chi...
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https://www.investopedia.com/terms/f/facta.asp
Fair and Accurate Credit Transactions Act (FACTA)
Fair and Accurate Credit Transactions Act (FACTA) What Is the Fair and Accurate Credit Transactions Act (FACTA)? The Fair and Accurate Credit Transactions Act (FACTA) is a federal law enacted by the United States Congress in 2003. Its stated purpose was to enhance consumer protections, particularly in relation to ident...
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https://www.investopedia.com/terms/f/factor-investing.asp
Factor Investing
Factor Investing What Is Factor Investing? Factor investing is a strategy that chooses securities on attributes that are associated with higher returns. There are two main types of factors that have driven returns of stocks, bonds, and other factors: macroeconomic factors and style factors. The former captures broad ri...
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https://www.investopedia.com/terms/f/factor-market.asp
Factor Market
Factor Market What Is a Factor Market? A factor market is a market in which companies buy the factors of production or the resources they need to produce their goods and services. Companies buy these productive resources in return for making payments at factor prices. This market is also referred to as the input market...
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https://www.investopedia.com/terms/f/factor.asp
Factor
Factor What Is a Factor? A factor is an intermediary agent that provides cash or financing to companies by purchasing their accounts receivables. A factor is essentially a funding source that agrees to pay the company the value of an invoice less a discount for commission and fees. Factoring can help companies improve ...
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https://www.investopedia.com/terms/f/factory-orders.asp
Factory Orders
Factory Orders What Are Factory Orders? Factory orders are economic indicators of the dollar value for goods from factories. Based on the US Census Bureau, factory orders are categorized into two major groupings: durable and non-durable goods. Understanding Factory Orders Factory orders are released monthly in a report...
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https://www.investopedia.com/terms/f/fail.asp
Fail
Fail What is a Fail? In common trading terms, a fail occurs if a seller does not deliver securities or a buyer does not pay owed funds by the settlement date. Through a stock exchange, this occurs if a stockbroker does not deliver or receive securities within a specified time after a security sale or a security purchas...
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https://www.investopedia.com/terms/f/failuretodeliver.asp
Failure To Deliver
Failure To Deliver What Is Failure To Deliver? Failure to deliver refers to a situation where one party in a trading contract (whether it's shares, futures, options, or forward contracts) does not deliver on their obligation. Such failures occur when a buyer (the party with a long position) does not have enough money t...
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https://www.investopedia.com/terms/f/fair-market-value-purchase-option.asp
Fair Market Value Purchase Option
Fair Market Value Purchase Option What Is Fair Market Value Purchase Option? A fair market value (FMV) purchase option is the right, but not the obligation, to buy a leased asset at the end of the lease term for a price that represents the item's then-current worth. The fair market value purchase option does not provid...
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https://www.investopedia.com/terms/f/fairvalue.asp
Fair Value
Fair Value What Is Fair Value? Fair value is a term with several meanings in the financial world. In investing, it refers to an asset's sale price agreed upon by a willing buyer and seller, assuming both parties are knowledgable and enter the transaction freely. For example, securities have a fair value that's determin...
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https://www.investopedia.com/terms/f/fako-score.asp
FAKO Score
FAKO Score What Is a FAKO Score? The term “FAKO Score” refers to any credit score that is not the “FICO Score” developed and sold by the publicly traded credit scoring company, Fair Isaac Corporation (FICO). Over the years, various websites have created and popularized credit scores that are intended to resemble the FI...
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https://www.investopedia.com/terms/f/falsemarket.asp
False Market
False Market What Is a False Market? A false market occurs when prices are manipulated and impacted by erroneous information, preventing the efficient negotiation of prices. These types of markets will often be marred by volatile swings because the true value of the market is clouded by misinformation. Key Takeaways A...
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https://www.investopedia.com/terms/f/famaandfrenchthreefactormodel.asp
Fama and French Three Factor Model
Fama and French Three Factor Model What Is the Fama and French Three Factor Model? The Fama and French Three-Factor Model (or the Fama French Model for short) is an asset pricing model developed in 1992 that expands on the capital asset pricing model (CAPM) by adding size risk and value risk factors to the market risk ...
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https://www.investopedia.com/terms/f/familyandfriends.asp
Friends and Family Shares
Friends and Family Shares What Are Friends and Family Shares? The term "friends and family shares" refers to stock offered by a new business to friends, family members, or other associates of the company's executives. These shares are usually one of the very first sources of capital for a young business entity. Entrepr...
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https://www.investopedia.com/terms/f/familyoffunds.asp
Family of Funds
Family of Funds What Is a Family of Funds? A family of funds (or fund family) includes all the separate funds managed by a single investment company. For instance, all of the mutual funds offered by Vanguard would be part of the same family of funds. Investing broadly across different funds from the same family of fund...
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https://www.investopedia.com/terms/f/farm-credit-system.asp
Farm Credit System (FCS)
Farm Credit System (FCS) What is the Farm Credit System (FCS)? The Farm Credit System (FCS) is a nationwide lending network which specializes in serving the agricultural community. It is made up of cooperative banks and associations who provide credit to individuals and businesses throughout the United States. The FCS ...
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https://www.investopedia.com/terms/f/farm-income.asp
Farm Income
Farm Income What Is Farm Income? Farm income refers to profits and losses that are incurred through the operation of a farm or agricultural business. A farm income statement (sometimes called a farm profit and loss statement) is a summary of income and expenses that occurred during a specified accounting period. This p...
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https://www.investopedia.com/terms/f/farmermac.asp
Federal Agricultural Mortgage Corporation (FAMC)
Federal Agricultural Mortgage Corporation (FAMC) What Is Federal Agricultural Mortgage Corporation (FAMC)? The Federal Agricultural Mortgage Corporation (FAMC)—also known as Farmer Mac—was founded by an act of Congress in 1987 in response to the farm crisis in the United States. The crisis caused thousands of farmers t...
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https://www.investopedia.com/terms/f/farmers-home-administration-fmha.asp
Farmers Home Administration (FmHA)
Farmers Home Administration (FmHA) What Is the Farmers Home Administration? The Farmers Home Administration (FmHA) is a former U.S. Department of Agriculture agency, created to finance and insure loans for rural families and farmers. The FmHA provided credit and technical assistance through housing, utility, business, ...
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https://www.investopedia.com/terms/f/fast-fashion.asp
Fast Fashion
Fast Fashion What Is Fast Fashion? Fast fashion is the term used to describe clothing designs that move quickly from the catwalk to stores to meet new trends. The collections are often based on designs presented at Fashion Week events. Fast fashion allows mainstream consumers to purchase trendy clothing at an affordabl...
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https://www.investopedia.com/terms/f/fastmarket.asp
Fast Market
Fast Market What Is a Fast Market? A fast market is a market condition that will be officially declared by a stock market exchange when the financial markets are experiencing unusually high levels of volatility combined with unusually heavy trading. Fast markets occur rarely, but when one does occur, brokers are not he...
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https://www.investopedia.com/terms/f/fastmarketrule.asp
Fast Market Rule
Fast Market Rule What Is the Fast Market Rule? The fast market rule is a rule in the United Kingdom that permits market makers to trade outside quoted ranges when an exchange determines that market movements are so sharp that quotes cannot be kept current. The purpose of the fast market rule is to maintain an orderly m...
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https://www.investopedia.com/terms/f/fat-finger-error.asp
Fat Finger Error
Fat Finger Error What Is a Fat Finger Error? A fat finger error is a human error caused by pressing the wrong key when using a computer to input data. Fat finger errors are often harmless but can sometimes have a significant market impact. For example, if a trader receives an order to sell 1,000 shares of Apple Inc. at...
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https://www.investopedia.com/terms/f/fatcat.asp
Fat Cat
Fat Cat What Is a Fat Cat? The term "fat cat" is a slang description of executives who earn what many believe to be unreasonably high salaries and bonuses. These top executives also receive generous pensions and retirement packages consisting of extra compensation not available to other company employees. Key Takeaways...
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https://www.investopedia.com/terms/f/fdic.asp
Federal Deposit Insurance Corporation (FDIC)
Federal Deposit Insurance Corporation (FDIC) What Is the Federal Deposit Insurance Corporation (FDIC)? The Federal Deposit Insurance Corporation (FDIC) is an independent federal agency insuring deposits in U.S. banks and thrifts in the event of bank failures. The FDIC was created in 1933 to maintain public confidence a...
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https://www.investopedia.com/terms/f/feasibility-study.asp
Feasibility Study
Feasibility Study What Is a Feasibility Study? A feasibility study is an analysis that takes all of a project's relevant factors into account—including economic, technical, legal, and scheduling considerations—to ascertain the likelihood of completing the project successfully. Project managers use feasibility studies t...
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https://www.investopedia.com/terms/f/featherbedding.asp
Featherbedding
Featherbedding What Is Featherbedding? The term featherbedding refers to a labor union practice that requires employers to change their workforce to live up to union regulations. When unions engage in featherbedding, companies are generally forced to increase their labor costs in order to meet these demands. This may c...
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https://www.investopedia.com/terms/f/fed-speak.asp
Fed Speak
Fed Speak What is Fed Speak? Fed speak is a phrase used to describe former Federal Reserve Board Chairman Alan Greenspan's tendency to make wordy statements with little substance. Many analysts felt that Greenspan's ambiguous "Fed speak" was an intentional strategy used to prevent the markets from overreacting to his r...
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https://www.investopedia.com/terms/f/fedai.asp
Foreign Exchange Dealers Association of India (FEDAI)
Foreign Exchange Dealers Association of India (FEDAI) What Is the Foreign Exchange Dealers Association of India (FEDAI)? The Foreign Exchange Dealers Association of India (FEDAI) is an association of commercial banks that specializes in the foreign exchange (forex) markets in India. These institutions are also called A...
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https://www.investopedia.com/terms/f/federal-application-of-student-aid-fafsa.asp
Free Application for Federal Student Aid (FAFSA)
Free Application for Federal Student Aid (FAFSA) What Is the FAFSA? The FAFSA is the official form that families must use to apply for federal financial aid to pay for college. It is also used by many states and individual colleges and universities in making their financial aid decisions. Key Takeaways The Free Appli...
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https://www.investopedia.com/terms/f/federal-budget.asp
Federal Budget
Federal Budget Definition of Federal Budget The federal budget is an itemized plan for the annual public expenditures of the United States. Breaking Down the Federal Budget The federal budget is used to finance a variety of federal expenses, which range from paying federal employees, to dispersing agricultural subsidie...
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https://www.investopedia.com/terms/f/federal-credit-union-fcu.asp
Federal Credit Union – FCU
Federal Credit Union – FCU What Is a Federal Credit Union? A federal credit union (FCU) is a credit union regulated and supervised by the National Credit Union Association (NCUA). The NCUA is a federal government agency with authority designated by the Federal Credit Union Act of 1934 to oversee the national credit uni...
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https://www.investopedia.com/terms/f/federal-direct-student-loan-program.asp
Federal Direct Loan Program
Federal Direct Loan Program What Is the Federal Direct Loan Program? The Federal Direct Loan Program provides low-interest student loans to postsecondary students (undergraduates and graduate students) and to their parents. The William D. Ford Federal Direct Loan Program is issued and managed by the U.S. Department of ...
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https://www.investopedia.com/terms/f/federal-home-loan-bank-act.asp
Federal Home Loan Bank Act
Federal Home Loan Bank Act What is the Federal Home Loan Bank Act? The Federal Home Loan Bank Act was passed during the Hoover administration in 1932. It was designed to encourage home ownership by providing a source of low-cost funds for member banks to use in extending mortgage loans. The Federal Home Loan Bank Act w...
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https://www.investopedia.com/terms/f/federal-reserve-bank-of-boston.asp
Federal Reserve Bank of Boston
Federal Reserve Bank of Boston What is the Federal Reserve Bank of Boston The Federal Reserve Bank of Boston is one of 12 reserve banks in the Federal Reserve System (FRS). The bank is responsible for the first district, which includes Maine, Massachusetts, New Hampshire, Rhode Island and Vermont, and all of Connecticu...
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https://www.investopedia.com/terms/f/federal-reserve-bank-of-chicago.asp
Federal Reserve Bank of Chicago
Federal Reserve Bank of Chicago What Is the Federal Reserve Bank of Chicago? The Federal Reserve Bank of Chicago is one of 12 reserve banks in the Federal Reserve System (FRS). The bank is responsible for the seventh district, whose territory includes Iowa and parts of the states of Indiana, Illinois, Wisconsin and Mic...
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https://www.investopedia.com/terms/f/federal-reserve-bank-of-minneapolis.asp
Federal Reserve Bank of Minneapolis
Federal Reserve Bank of Minneapolis What Is the Federal Reserve Bank of Minneapolis? The Federal Reserve Bank of Minneapolis is one of 12 reserve banks in the Federal Reserve System (FRS). The bank is responsible for the Ninth Federal Reserve District whose territory includes Montana, North Dakota, South Dakota, and it...
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https://www.investopedia.com/terms/f/federal-reserve-bank-of-san-francisco.asp
Federal Reserve Bank of San Francisco
Federal Reserve Bank of San Francisco What Is the Federal Reserve Bank of San Francisco? The Federal Reserve Bank of San Francisco is one of 12 reserve banks in the Federal Reserve System (FRS). The bank is responsible for the twelfth district, whose territory includes Alaska, Arizona, California, Hawaii, Idaho, Nevada...
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https://www.investopedia.com/terms/f/federal-reserve-credit.asp
Federal Reserve Credit
Federal Reserve Credit What is Federal Reserve Credit? Federal Reserve credit refers to the act of the Federal Reserve lending funds on a very short-term basis to member banks in order to meet their liquidity and reserve needs. By lending money to member banks, the Federal Reserve helps to maintain the steady flow of f...
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https://www.investopedia.com/terms/f/federal-savings-and-loan-insurance-corporation-fslic.asp
Federal Savings And Loan Insurance Corporation (FSLIC)
Federal Savings And Loan Insurance Corporation (FSLIC) What Was the Federal Savings And Loan Insurance Corporation (FSLIC)? The Federal Savings and Loan Insurance Corporation (FSLIC) is a defunct U.S. government institution that provided deposit insurance to savings and loan institutions until its dissolution at the en...
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https://www.investopedia.com/terms/f/federal-savings-and-loan.asp
Federal Savings and Loan (S&L)
Federal Savings and Loan (S&L) What Is a Federal Savings and Loan (S&L)? The term federal savings and loan (S&L) refers to a financial institution that focuses on providing checking and savings accounts, loans, and residential mortgages to consumers. These institutions are also referred to as thrifts—credit unions and ...
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https://www.investopedia.com/terms/f/federal-subsidy-recapture.asp
Federal Subsidy Recapture
Federal Subsidy Recapture What Is a Federal Subsidy Recapture? The term federal subsidy recapture refers to the repayment of all or part of a federal mortgage subsidy if the home is sold or otherwise disposed of within nine years of receiving a federally subsidized loan. If a home is financed using a federally subsidiz...
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https://www.investopedia.com/terms/f/federal-tax-lien.asp
Federal Tax Lien
Federal Tax Lien What Is a Federal Tax Lien? A federal tax lien is the U.S. government's right to keep or take a person's personal property until that person takes care of unpaid federal taxes. The Internal Revenue Service will send a notice of federal tax lien that serves as a demand for payment. However, if taxes go ...
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https://www.investopedia.com/terms/f/federalcoveredadvisor.asp
Federal Covered Advisor
Federal Covered Advisor What Is a Federal Covered Advisor? A federal covered advisor is an investment advisor in the United States that is registered with the U.S. Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940. A federal covered advisor is also referred to as a federal covered inv...
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https://www.investopedia.com/terms/f/federally-guaranteed-obligation.asp
Federally Guaranteed Obligations
Federally Guaranteed Obligations What is a Federally Guaranteed Obligations Federally guaranteed obligations are debt securities issued by the United States government and considered risk-free because they receive the full faith and credit of the federal government. The selling of these securities helps to finance the ...
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https://www.investopedia.com/terms/f/federalreservebank.asp
Understanding the Role of the Fed
Understanding the Role of the Fed What Is the Federal Reserve System (FRS)? The Federal Reserve System (FRS), often just called "the Fed," is the central bank of the United States and arguably the most powerful financial institution in the world. It was founded to provide the country with a safe, flexible, and stable m...