id
stringlengths
32
32
url
stringlengths
31
1.58k
title
stringlengths
0
1.02k
contents
stringlengths
92
1.17M
9ded65b3057ef5755d515fa18b65d25a
https://www.investopedia.com/terms/f/federalreservesystem.asp
Federal Reserve System (FRS)
Federal Reserve System (FRS) What Is the Federal Reserve System (FRS)? The Federal Reserve System (FRS) is the central bank of the U.S. The Fed, as it is commonly known, regulates the U.S. monetary and financial system. The Federal Reserve System is composed of a central governmental agency in Washington, D.C., the Boa...
7e8f3c349f4b52a740d59d6a8275ee70
https://www.investopedia.com/terms/f/fedmodel.asp
Fed Model
Fed Model What Is the Fed Model? The Fed model is a market timing tool for determining whether the U.S. stock market is fairly-valued. The model is based on an equation that compares the earnings yield of the S&P 500 with the yield on 10-year U.S. Treasury bonds. The model was never officially endorsed by the Federal R...
603bc887b5867ecbf657b6e32df3c002
https://www.investopedia.com/terms/f/fee-structure.asp
Fee Structure
Fee Structure What Is a Fee Structure? A fee structure is a chart or list highlighting the rates on various business services or activities. A fee structure lets customers or clients know what to expect when working with a particular business. Potential customers should always examine a company's fee structure to make ...
219c3f4cd80adb693e4a631858fe8870
https://www.investopedia.com/terms/f/fee.asp
Fee
Fee What Is a Fee? A fee is a fixed price charged for a specific service. Fees are applied in a variety of ways such as costs, charges, commissions, and penalties. Fees are most commonly found in heavily transactional services and are paid in lieu of a wage or salary. How a Fee Works Fees are most often associated with...
b36a6057db09dd9819e8adaef79fdd73
https://www.investopedia.com/terms/f/feed-in-tariff.asp
What Is a Feed-In Tariff (FIT)?
What Is a Feed-In Tariff (FIT)? What Is a Feed-In Tariff (FIT)? A feed-in tariff is a policy tool designed to promote investment in renewable energy sources. This usually means promising small-scale producers of the energy—such as solar or wind energy—an above-market price for what they deliver to the grid. Key Takeawa...
cebd5b38ac0aed4160a3f37b2555ccfb
https://www.investopedia.com/terms/f/feederfund.asp
Feeder Fund
Feeder Fund What Is a Feeder Fund? A feeder fund is one of several sub-funds that put all of their investment capital into an overarching umbrella fund, known as a master fund, for which a single investment advisor handles all portfolio investments and trading. This two-tiered investment structure of a feeder fund and ...
65793de894105be323318b569ad5e293
https://www.investopedia.com/terms/f/ffdlc.asp
Fully Funded Documentary Letter of Credit (FFDLC)
Fully Funded Documentary Letter of Credit (FFDLC) What Is a Fully Funded Documentary Letter of Credit (FFDLC)? A fully funded documentary letter of credit (FFDLC) is a documented letter of credit that serves as a written promise of payment provided by a buyer to a seller. With a fully funded letter of credit, the buyer...
dd039766b8962eceaef75dd05f84953d
https://www.investopedia.com/terms/f/fha-streamline-refinance.asp
FHA Streamline Refinance
FHA Streamline Refinance What Is an FHA Streamline Refinance? An FHA streamline refinance is an option for homeowners that is administered by the Federal Housing Administration (FHA). It is intended to give consumers an easier way to obtain mortgage refinancing from a participating lender. In order to qualify, a homeow...
c070f416947b795fc900d7a1af7a19a6
https://www.investopedia.com/terms/f/fibonacciarc.asp
Fibonacci Arc Definition and Uses
Fibonacci Arc Definition and Uses What is a Fibonacci Arc? Fibonacci arcs are half circles that extend outward from a line connecting a high and low, called the base line. These arcs intersect the base line at the 23.6%, 38.2%, 50%, 61.8%, and 78.6%. Fibonacci arcs represent areas of potential support and resistance. T...
83141f2a9031cddfcb3442c14f4e3758
https://www.investopedia.com/terms/f/fibonacciextensions.asp
Fibonacci Extensions Definition and Levels
Fibonacci Extensions Definition and Levels What are Fibonacci Extensions? Fibonacci extensions are a tool that traders can use to establish profit targets or estimate how far a price may travel after a retracement/pullback is finished. Extension levels are also possible areas where the price may reverse. Extensions are...
722383fc79eb2240acd750f0c4402e02
https://www.investopedia.com/terms/f/fibonaccifan.asp
Fibonacci Fan
Fibonacci Fan What Is a Fibonacci Fan? A Fibonacci fan is a charting technique used in technical analysis that uses the Fibonacci ratio to predict support and resistance levels graphically. The Fibonacci ratio can be used to describe the proportions in things from nature's smallest building blocks, such as atoms, to th...
94779d985e64abb72f3af52a2d842511
https://www.investopedia.com/terms/f/fibonaccilines.asp
Fibonacci Numbers and Lines Definition and Uses
Fibonacci Numbers and Lines Definition and Uses What are Fibonacci Numbers and Lines? Fibonacci numbers are used to create technical indicators using a mathematical sequence developed by the Italian mathematician, commonly referred to as "Fibonacci," in the 13th century. The sequence of numbers, starting with zero and ...
19ffbb4a9a173572fe5aabfdc58c17a0
https://www.investopedia.com/terms/f/fibonacciretracement.asp
Fibonacci Retracement Levels
Fibonacci Retracement Levels What Are Fibonacci Retracement Levels? Fibonacci retracement levels are horizontal lines that indicate where support and resistance are likely to occur. They are based on Fibonacci numbers. Each level is associated with a percentage. The percentage is how much of a prior move the price has ...
2adb58dfd6abbb5124ace18e0680da99
https://www.investopedia.com/terms/f/fibonaccitimezones.asp
Fibonacci Time Zones
Fibonacci Time Zones What are Fibonacci Time Zones? Fibonacci time zones are a technical indicator based on time. The indicator is typically started at a major swing high or swing low on the chart. Vertical lines then extend out to the right, indicating areas of time that could result in another significant swing high,...
d1299e99ac6a03e14beac4cf59957c55
https://www.investopedia.com/terms/f/fica.asp
Federal Insurance Contributions Act (FICA)
Federal Insurance Contributions Act (FICA) What Is the Federal Insurance Contributions Act (FICA)? The Federal Insurance Contributions Act (FICA) is a U.S. law that mandates a payroll tax on the paychecks of employees, as well as contributions from employers, to fund the Social Security and Medicare programs. For self-...
6913f23acd85c589cb1478ff85455e70
https://www.investopedia.com/terms/f/fico-08.asp
FICO 8
FICO 8 What Is FICO 8? FICO 8 is the most widely used version of the standard model used to score consumers on their use of credit. The FICO score gets its name from the Fair Isaac Corporation (now called FICO), the California-based data analytics firm that in 1989 created the system for rating the use of credit and...
75ae7737f37e396fbeb413edca40677c
https://www.investopedia.com/terms/f/ficoscore.asp
FICO Score
FICO Score What Is a FICO Score? A FICO score is a credit score created by the Fair Isaac Corporation (FICO). Lenders use borrowers’ FICO scores along with other details on borrowers’ credit reports to assess credit risk and determine whether to extend credit. FICO scores take into account data in five areas to deter...
9ad9904e3182f01219992b040ab0f1d9
https://www.investopedia.com/terms/f/fiduciary.asp
Fiduciary
Fiduciary What Is a Fiduciary? A fiduciary is a person or organization that acts on behalf of another person or persons, putting their clients' interest ahead of their own, with a duty to preserve good faith and trust. Being a fiduciary thus requires being bound both legally and ethically to act in the other's best int...
9a13f5c47002584055c502cfc99892b6
https://www.investopedia.com/terms/f/fie.asp
Foreign Invested Enterprise (FIE)
Foreign Invested Enterprise (FIE) What Is a Foreign Invested Enterprise (FIE)? A foreign-invested enterprise (FIE) is any one of several legal structures under which a company can participate in a foreign economy. FIEs tend to have tight government regulation at several important junctures, which can limit how much a c...
455fc2a1d885600a97a459058d19dc76
https://www.investopedia.com/terms/f/fifo.asp
First In, First Out (FIFO)
First In, First Out (FIFO) What Is First In, First Out (FIFO)? First In, First Out, commonly known as FIFO, is an asset-management and valuation method in which assets produced or acquired first are sold, used, or disposed of first. For tax purposes, FIFO assumes that assets with the oldest costs are included in the in...
f60fc1c6217aba9d73ad8ab2b20e6869
https://www.investopedia.com/terms/f/file-and-suspend.asp
File and Suspend
File and Suspend What Is File and Suspend? File and suspend was a Social Security claiming strategy that allowed married couples of full retirement age to receive spousal benefits and delay retirement credits at the same time. It was ended as of May 1, 2016, by the Bipartisan Budget Act of 2015, signed on Nov. 2, 2015,...
b70cc3909a1566d66c25578563212803
https://www.investopedia.com/terms/f/filingstatus.asp
Filing Status
Filing Status What Does Filing Status Mean? Filing status is a category that defines the type of tax return form a taxpayer must use when filing his or her taxes. Filing status is closely tied to marital status. Understanding Filing Status The filing status is important because an individual's tax bracket (and, there...
518ac896c8765ab8791a358fe94659d0
https://www.investopedia.com/terms/f/fill.asp
Fill
Fill What Is a Fill? A fill is an executed order. It is the action of completing or satisfying an order for a security or commodity. Order execution and reporting fills is a fundamental act in the transacting of stocks, bonds or any other type of security. For example, if a trader places a buy order for a stock at $50 ...
bc6a430ae877e9878107beee11c08577
https://www.investopedia.com/terms/f/filter.asp
Filter
Filter What Is a Filter? In investing, a filter is a criterion used to narrow down the number of options to choose from within a given universe of securities. This process is also referred to as screening securities; the terms "filter" and "screen" can therefore be used synonymously in this context. Key Takeaways A f...
ff123295209567089f1728297a0f930a
https://www.investopedia.com/terms/f/filterrule.asp
Filter Rule
Filter Rule What Is a Filter Rule? A filter rule is a trading strategy in which a technical analyst sets rules for when to buy and sell investments, based on percentage changes from prior prices. The filter rule is generally based on price momentum, or the belief that rising prices tend to continue to rise and falling ...
f0df4853833f9868e73b83c3b8906c8f
https://www.investopedia.com/terms/f/filthy-five.asp
Filthy Five
Filthy Five What are the Filthy Five? The Filthy Five refers to five power plants that were located in Massachusetts. The Filthy Five were constructed before 1977 and were therefore exempt from modern pollution laws for many years. Key Takeaways The Filthy Five was a name given to collectively to five coal-fired power ...
1698cf2b3d389a679887e74d646c071a
https://www.investopedia.com/terms/f/finality-of-payment.asp
Finality of Payment
Finality of Payment What Is Finality of Payment? In finance, the term "finality of payment" refers to the moment at which funds, recently transferred from one account to another, officially become the legal property of the receiving party. Key Takeaways Finality of payment is the moment at which recently transferred f...
fa6f8f07a7753d143addb0fdd8bd7567
https://www.investopedia.com/terms/f/finance.asp
Finance
Finance What Is Finance? Finance is a term for matters regarding the management, creation, and study of money and investments. Finance can be broadly divided into three categories, public finance, corporate finance, and personal finance. There are many other specific categories, such as behavioral finance, which seeks ...
46a41d0bf0b7a4516ab01d10b2985931
https://www.investopedia.com/terms/f/finance_charge.asp
Finance Charge
Finance Charge What Is a Finance Charge? A finance charge is a fee charged for the use of credit or the extension of existing credit. It may be a flat fee or a percentage of borrowings, with percentage-based finance charges being the most common. A finance charge is often an aggregated cost, including the cost of carry...
4db9497d2244e07ac8da463452af2f7d
https://www.investopedia.com/terms/f/financial-action-task-force-fatf.asp
Financial Action Task Force (FATF)
Financial Action Task Force (FATF) What Is the Financial Action Task Force (FATF)? The Financial Action Task Force (FATF) is an intergovernmental organization that designs and promotes policies and standards to combat financial crime. Recommendations created by the Financial Action Task Force (FATF) target money launde...
6559524a9c9cef25a43fc23a7941d92b
https://www.investopedia.com/terms/f/financial-analysis.asp
Financial Analysis
Financial Analysis What Is Financial Analysis? Financial analysis is the process of evaluating businesses, projects, budgets, and other finance-related transactions to determine their performance and suitability. Typically, financial analysis is used to analyze whether an entity is stable, solvent, liquid, or profitabl...
bed8e97ebf7e6be99aca16f31ac7938f
https://www.investopedia.com/terms/f/financial-analyst-journal.asp
Financial Analysts Journal (FAJ)
Financial Analysts Journal (FAJ) What Is the Financial Analysts Journal? The Financial Analysts Journal is a publication circulated by the CFA Institute. It is the flagship publication of the institute and includes a variety of financial research reports from financial experts and CFA charter holders. The Financial Ana...
4bd017087c5a70ed5d1cf877e6fae71a
https://www.investopedia.com/terms/f/financial-conduct-authority-uk-fca.asp
Financial Conduct Authority (UK) (FCA)
Financial Conduct Authority (UK) (FCA) What Is the Financial Conduct Authority (UK)? As the regulator of the financial services industry in the United Kingdom, the Financial Conduct Authority (FCA) is responsible for the functioning of the U.K.'s financial markets. The goal of the organization is to ensure honest and f...
8928463919c337ce2aacd0d3df4c408f
https://www.investopedia.com/terms/f/financial-crisis.asp
Financial Crisis
Financial Crisis What Is a Financial Crisis? In a financial crisis, asset prices see a steep decline in value, businesses and consumers are unable to pay their debts, and financial institutions experience liquidity shortages. A financial crisis is often associated with a panic or a bank run during which investors sell ...
1bb4d13925c5a02c051e09fae8fbb564
https://www.investopedia.com/terms/f/financial-elder-abuse.asp
Financial Elder Abuse
Financial Elder Abuse What Is Financial Elder Abuse? Financial elder abuse involves taking advantage of older people and unfairly benefiting from their monetary resources. Family members, business associates, caregivers, and strangers sometimes financially abuse elders by taking advantage of their trust. Tactics involv...
5c6b25a2d934e399ba2d353299632624
https://www.investopedia.com/terms/f/financial-forensics.asp
Financial Forensics
Financial Forensics What Is Financial Forensics? Financial forensics is a field that combines criminal investigation skills with financial auditing skills to identify criminal financial activity coming from within or outside of an organization. Financial forensics may be used in prevention, detection, and recovery acti...
af6e1cb446ad45ea01f891af5fc5b45b
https://www.investopedia.com/terms/f/financial-holding-company-fhc.asp
Financial Holding Company (FHC)
Financial Holding Company (FHC) What Is a Financial Holding Company (FHC)? A financial holding company is a type of bank holding company that offers a range of non-banking financial services. Key Takeaways A financial holding company (FHC) is a bank holding company that can offer non-banking financial services, such ...
1da68bb64f32fbbd7c3420f72884ac37
https://www.investopedia.com/terms/f/financial-inclusion.asp
Financial Inclusion
Financial Inclusion What Is Financial Inclusion? Financial inclusion refers to efforts to make financial products and services accessible and affordable to all individuals and businesses, regardless of their personal net worth or company size. Financial inclusion strives to remove the barriers that exclude people from ...
c1b4f64b2962762be6b496d069031cd2
https://www.investopedia.com/terms/f/financial-market.asp
Financial Markets
Financial Markets What Are Financial Markets? Financial markets refer broadly to any marketplace where the trading of securities occurs, including the stock market, bond market, forex market, and derivatives market, among others. Financial markets are vital to the smooth operation of capitalist economies. Key Takeaways...
c3ed54428d639469c485ebd30dd710b7
https://www.investopedia.com/terms/f/financial-planning-association.asp
Financial Planning Association
Financial Planning Association What Is the Financial Planning Association? The Financial Planning Association is a professional organization for financial planners. Based in Denver, Colorado, the Financial Planning Organization promotes education and professional ethics in the field while also helping potential clients...
f50fdc068b0d86a54ecf38c217193f07
https://www.investopedia.com/terms/f/financial-quota-share.asp
Financial Quota Share
Financial Quota Share What Is a Financial Quota Share? A financial quota share is a reinsurance treaty in which the ceding company is responsible for a portion of the loss associated with a claim. Key Takeaways A financial quota share is a reinsurance treaty in which the ceding company is responsible for a portion of ...
e63a1ec087a498c3e999a3e9f0eee42c
https://www.investopedia.com/terms/f/financial-responsibility-law.asp
Financial Responsibility Law
Financial Responsibility Law What is Financial Responsibility Law? Financial responsibility law, commonly associated with vehicles, is a regulation that requires an individual or business to prove that they can pay for damages resulting from an accident. Key Takeaways Financial responsibility law, commonly associated ...
8acce45cf4f6cdbed4c60b246f2b0f97
https://www.investopedia.com/terms/f/financial-services-agency-fsa.asp
Financial Services Agency (FSA)
Financial Services Agency (FSA) What is Financial Services Agency? Financial Services Agency, or FSA, is a Japanese government entity responsible for overseeing banking, insurance, and securities and exchange. The role of the Financial Services Agency is to ensure the stability of Japan's financial system; the protecti...
ec361a5dbd00b00e35f5b28d09e81e96
https://www.investopedia.com/terms/f/financial-services-authority-fsa.asp
Financial Services Authority (FSA)
Financial Services Authority (FSA) What Is the Financial Services Authority (FSA)? The Financial Services Authority (FSA) was the agency that regulated financial services in the United Kingdom between 2001 and 2013. The regulatory authority was formally divided in 2013 into the Financial Conduct Authority and the Prude...
be11ba7beb2ca4d1213a118e2eca8e4e
https://www.investopedia.com/terms/f/financial-shenanigans.asp
Financial Shenanigans
Financial Shenanigans What Are Financial Shenanigans? Financial shenanigans are actions designed to misrepresent the true financial performance or financial position of a company or entity. Financial shenanigans can range from relatively minor infractions involving merely a loose interpretation of accounting rules to o...
695868fa680bea5b348122d421105e58
https://www.investopedia.com/terms/f/financial-statements.asp
Financial Statements
Financial Statements What Are Financial Statements? Financial statements are written records that convey the business activities and the financial performance of a company. Financial statements are often audited by government agencies, accountants, firms, etc. to ensure accuracy and for tax, financing, or investing pur...
f10b941f18d276b443832d66f2dd6fb4
https://www.investopedia.com/terms/f/financial-structure.asp
Financial Structure
Financial Structure What Is Financial Structure? Financial structure refers to the mix of debt and equity that a company uses to finance its operations. This composition directly affects the risk and value of the associated business. The financial managers of the business have the responsibility of deciding the best mi...
287f796692c8baee08f1456515294a6c
https://www.investopedia.com/terms/f/financial_plan.asp
Financial Health Checklist
Financial Health Checklist What Is a Financial Plan? A financial plan is a document containing a person's current money situation and long-term monetary goals, as well as strategies to achieve those goals. A financial plan may be created independently or with the help of a certified financial planner. In either case, i...
6a46c18a734267f07109030e220e9539
https://www.investopedia.com/terms/f/financial_sector.asp
Financial Sector
Financial Sector What Is the Financial Sector? The financial sector is a section of the economy made up of firms and institutions that provide financial services to commercial and retail customers. This sector comprises a broad range of industries including banks, investment companies, insurance companies, and real est...
2003e24eab11e61e58cfff456dbf0d1a
https://www.investopedia.com/terms/f/financialaccounting.asp
Financial Accounting
Financial Accounting What is Financial Accounting? Financial accounting is a specific branch of accounting involving a process of recording, summarizing, and reporting the myriad of transactions resulting from business operations over a period of time. These transactions are summarized in the preparation of financial s...
b99b86912c3e0cf8e5285d63f2be6dc3
https://www.investopedia.com/terms/f/financialblog.asp
Financial Blog
Financial Blog What Is a Financial Blog? An online journal (or web log) that provides news and information related to the finance industry. Financial blogs not only comment on news and information, but some also provide stock analysis based on both fundamental and technical principles. Most, if not all, financial blogs...
8009f3c3f205a21340d1aca61151b395
https://www.investopedia.com/terms/f/financialengineering.asp
Financial Engineering
Financial Engineering What Is Financial Engineering? Financial engineering is the use of mathematical techniques to solve financial problems. Financial engineering uses tools and knowledge from the fields of computer science, statistics, economics, and applied mathematics to address current financial issues as well as ...
0418657655dcfb532688de9ce912bc29
https://www.investopedia.com/terms/f/financialinstrument.asp
Financial Instrument
Financial Instrument What Is a Financial Instrument? Financial instruments are assets that can be traded, or they can also be seen as packages of capital that may be traded. Most types of financial instruments provide efficient flow and transfer of capital all throughout the world's investors. These assets can be cash,...
e9a54d7186d1685060f7f4e07552cde0
https://www.investopedia.com/terms/f/financialintermediary.asp
Financial Intermediary
Financial Intermediary What Is a Financial Intermediary? A financial intermediary is an entity that acts as the middleman between two parties in a financial transaction, such as a commercial bank, investment bank, mutual fund, or pension fund. Financial intermediaries offer a number of benefits to the average consumer,...
371c9e2535cfe554798a876ca77c73a0
https://www.investopedia.com/terms/f/financialmodeling.asp
Financial Modeling
Financial Modeling What Is Financial Modeling? Financial modeling is the process of creating a summary of a company's expenses and earnings in the form of a spreadsheet that can be used to calculate the impact of a future event or decision. A financial model has many uses for company executives. Financial analysts most...
a0f2464319b310be7ded5550478ed08c
https://www.investopedia.com/terms/f/financialplanner.asp
Financial Planner
Financial Planner What Is a Financial Planner? A financial planner is a qualified investment professional who helps individuals and corporations meet their long-term financial objectives. Financial planners do their work by consulting with clients to analyze their goals, risk tolerance, and life or corporate stages, th...
5654daf2ae4a4115aea45c132428fe95
https://www.investopedia.com/terms/f/financialservicesroundtable.asp
Financial Services Roundtable
Financial Services Roundtable What Is the Financial Services Roundtable? The Financial Services Roundtable (FSR) represented around 100 of the largest integrated financial services companies that provide banking, insurance, and investment products/services to American consumers. In 2018, the Financial Services Roundtab...
020dc737375db368d53b9198527d03a5
https://www.investopedia.com/terms/f/financing-entity.asp
Financing Entity
Financing Entity What Is a Financing Entity? A financing entity is the party in a financing arrangement that provides money, property, or another asset to an intermediary or financed entity. A financing entity receives a fee for its services and is linked to the financed entity through a chain of financing transactions...
edafae02e41801b540289cdee0325d91
https://www.investopedia.com/terms/f/financing-squeeze.asp
Financing Squeeze
Financing Squeeze What Is a Financing Squeeze? A financing squeeze occurs when would-be borrowers find it difficult to obtain capital because lenders fear making loans. This often leads to a liquidity crisis if there is little cash on hand and not enough operating cash flow. A financing squeeze also occurs if credit is...
9d36dc41557d1498e987bcc2238e5e0b
https://www.investopedia.com/terms/f/financing.asp
Financing
Financing What Is Financing? Financing is the process of providing funds for business activities, making purchases, or investing. Financial institutions, such as banks, are in the business of providing capital to businesses, consumers, and investors to help them achieve their goals. The use of financing is vital in any...
e33d750f210251c8faec443f84344b1e
https://www.investopedia.com/terms/f/fine-tuning.asp
Fine Tuning
Fine Tuning What is Fine Tuning? In professional finance, fine tuning often refers to the process of making small modifications and improvements to investing strategy. In recent years the rise of algorithmic trading and quantitative investing has given the notion of fine tuning new dimensions. Trading or investing syst...
67669317fe0b91ddc29c37e681574d1d
https://www.investopedia.com/terms/f/fineprint.asp
Fine Print
Fine Print What Is Fine Print? The "fine print" is a term that refers to contract terms and conditions, disclosures, or other important information that is not included in the main body of a document but placed in footnotes or a supplemental document. Reading and understanding the fine print is essential when entering ...
a71dd2b05838c2006941a4e476b12650
https://www.investopedia.com/terms/f/finitereinsurance.asp
Finite Reinsurance
Finite Reinsurance What Is Finite Reinsurance? Finite reinsurance, also known as finite risk reinsurance, is a category of reinsurance that cedes a finite or limited amount of risk to the reinsurer. By transferring less risk to the reinsurer, the insurer receives coverage on its potential claims at a lower cost than wi...
5b0845e99357f296bb0f1e25666bc22d
https://www.investopedia.com/terms/f/fintech.asp
Financial Technology – Fintech
Financial Technology – Fintech What Is Financial Technology – Fintech? Financial technology (Fintech) is used to describe new tech that seeks to improve and automate the delivery and use of financial services. ​​​At its core, fintech is utilized to help companies, business owners and consumers better manage their finan...
943d70b7b30fbe8c446cd1b79fa17320
https://www.investopedia.com/terms/f/fintrac.asp
FINTRAC
FINTRAC What Is FINTRAC? FINTRAC is an acronym for the Financial Transactions and Reports Analysis Centre of Canada, the financial intelligence unit that monitors monetary transactions to identify and prevent illegal activities such as money laundering and financing of terrorist organizations. The center reports to the...
c6cad384d0289c12d349d44a6600b006
https://www.investopedia.com/terms/f/firewall.asp
Firewall
Firewall What Is a Firewall? A firewall is a legal barrier preventing the transference of inside information and the performance of financial transactions between commercial and investment banks. Restrictions placed on collaborations between banks and brokerage firms under the Glass-Steagall Act of 1933 acted as a form...
be308a5e6b76197b4fa020be54440bca
https://www.investopedia.com/terms/f/firmquote.asp
Firm Quote
Firm Quote What is a Firm Quote? A firm quote is a bid to buy or offer to sell a security or currency at the firm bid and ask prices, that is not subject to cancellation. In simple terms, it's the level that the market maker will provide liquidity to a counter party. Key Takeaways Broker-dealers and market makers have...
4b3e191fc65c6fbfa462e5da8d191cf0
https://www.investopedia.com/terms/f/first-time-homebuyer-tax-credit.asp
First-Time Homebuyer Tax Credit
First-Time Homebuyer Tax Credit What Was the First-Time Homebuyer Tax Credit? The federal first-time homebuyer tax credit was available to Americans purchasing their first homes from April 2008 through September 2010. It has expired, but prospective homeowners can still use a number of other federal policies and progra...
89485f735f9431667151108572148c47
https://www.investopedia.com/terms/f/first-to-file-rule.asp
First to File Rule
First to File Rule What Is the First to File Rule? The first to file rule can mean different things depending on the context. In the context of federal court proceedings, the first to file rule states that whoever is the first party to file a lawsuit is awarded their home courts for the location of the trial or legal p...
ea509662486c6483c4c54e5f52b9d9f2
https://www.investopedia.com/terms/f/first-year-allowance.asp
First-Year Allowance
First-Year Allowance What is the First-Year Allowance The first-year allowance is a UK tax allowance permitting British corporations to deduct between 6% and 100% of the cost of qualifying capital expenditures made during the year the equipment was first purchased. This serves as an incentive for British companies to i...
2091612950556ccc79bbc78ab3cc5d96
https://www.investopedia.com/terms/f/first_dollar_coverage.asp
First Dollar Coverage
First Dollar Coverage What is First Dollar Coverage? First dollar coverage is a type of insurance policy with no deductible where the insurer assumes payment once an insurable event occurs. While there is no deductible, the amount the insurer will pay out is often lower than on similar plans that have a deductible, or ...
e73ed8be46b54f928ea038ffb7a1ca27
https://www.investopedia.com/terms/f/firstcall.asp
Thomson First Call
Thomson First Call Thomson First Call: An Overview Thomson ONE Analytics, formerly called Thomson First Call, is an investment research and data service. It is widely used by professionals in the financial services industry and is a source of news and information for many in the financial media. Some of its features ar...
675324f5a78f6c5ac0346d880aa3a845
https://www.investopedia.com/terms/f/firstnoticeday.asp
First Notice Day
First Notice Day What Is First Notice Day? A First Notice Day (FND) is the day after which an investor who has purchased a futures contract may be required to take physical delivery of the contract's underlying commodity. The first notice day can vary by contract and will also depends on exchange rules. If the first bu...
96af1c2ef50ef9bd3843dc2a0480e5b0
https://www.investopedia.com/terms/f/fiscal-drag.asp
Fiscal Drag
Fiscal Drag What Is Fiscal Drag? Fiscal drag is an economic term whereby inflation or income growth moves taxpayers into higher tax brackets. This in effect increases government tax revenue without actually increasing tax rates. The increase in taxes reduces aggregate demand and consumer spending from taxpayers as a la...
484242019292f18e81287712e767a941
https://www.investopedia.com/terms/f/fiscalagent.asp
Fiscal Agent
Fiscal Agent What Is a Fiscal Agent? A fiscal agent is an organization, such as a bank or trust company, that acts on behalf of another party performing various financial duties. A fiscal agent may assist in the redemption of bonds or coupons, handle tax issues, replace lost or damaged securities, and perform various o...
8f625d2d424171fd25e9645ac99eeb95
https://www.investopedia.com/terms/f/fiscalcapacity.asp
Fiscal Capacity
Fiscal Capacity What Is Fiscal Capacity? Fiscal capacity, in economics, is the ability of government, groups, institutions, etc. to generate revenue. The fiscal capacity of governments depends on a variety of factors including those that contribute to the tax base; the government’s ability to efficiently tax; compensat...
868f2d6b5b2de624b4baf17b4dcfb857
https://www.investopedia.com/terms/f/fiscalyear.asp
Fiscal Year (FY)
Fiscal Year (FY) What Is a Fiscal Year (FY)? A fiscal year is a one-year period that companies and governments use for financial reporting and budgeting. A fiscal year is most commonly used for accounting purposes to prepare financial statements. Although a fiscal year can start on January 1st and end on December 31st,...
c7b8c61642b411db1e6d4eaca1e90246
https://www.investopedia.com/terms/f/fisher-college-of-business.asp
Fisher College of Business
Fisher College of Business What Is the Fisher College of Business? The Fisher College of Business is the business school at Ohio State University. Founded in 1916 and located in Columbus, Ohio, the school offers both undergraduate and graduate programs. The Fisher College of Business’s ranked as the 41st-best program i...
b282b4d8c45055c085e1278de84ea498
https://www.investopedia.com/terms/f/fisher-transform.asp
Fisher Transform Indicator
Fisher Transform Indicator What Is the Fisher Transform Indicator? The Fisher Transform is a technical indicator created by John F. Ehlers that converts prices into a Gaussian normal distribution. In this way, the indicator highlights when prices have moved to an extreme, based on recent prices. This may help in spot...
d5a4041ee95be4fc2ad269ca98196a2a
https://www.investopedia.com/terms/f/five-c-credit.asp
Five Cs of Credit
Five Cs of Credit What Are the Five Cs of Credit? The five Cs of credit is a system used by lenders to gauge the creditworthiness of potential borrowers. The system weighs five characteristics of the borrower and conditions of the loan, attempting to estimate the chance of default and, consequently, the risk of a finan...
674ccbc1c05971b7d282bb89141ef3a9
https://www.investopedia.com/terms/f/fiveyearrule.asp
5-Year Rule
5-Year Rule What Is the 5-Year Rule? Generally speaking, the 5-year rule concerns the withdrawal of funds from an IRA. However, several different types of 5-year rules actually exist. Two apply specifically to Roth IRAs: a waiting period before funds can be withdrawn. Another relates to the distribution schedule of fun...
5e92738779bcc6f8c06edc7718789659
https://www.investopedia.com/terms/f/fixed-amortization-method.asp
Fixed Amortization Method
Fixed Amortization Method What Is the Fixed Amortization Method? Fixed amortization method refers to one of three ways by which early retirees of any age gain access to their retirement funds without penalty before turning 59½ under Rule 72t. The fixed amortization method spreads retirees’ account balances over their...
34bf817cc4bf90d8221a60531214e41d
https://www.investopedia.com/terms/f/fixed-annuitization-method.asp
Fixed Annuitization Method
Fixed Annuitization Method What Is the Fixed Annuitization Method? The fixed annuitization method is one of three methods by which early retirees of any age can access their retirement funds without penalty before turning 59½. The fixed annuitization method divides the retiree's account balance by an annuity factor tak...
17ed7737d95b77b7e7a0204ff26e38c9
https://www.investopedia.com/terms/f/fixed-asset-turnover.asp
Fixed Asset Turnover Ratio
Fixed Asset Turnover Ratio What Is the Fixed Asset Turnover Ratio? The fixed asset turnover ratio (FAT) is, in general, used by analysts to measure operating performance. This efficiency ratio compares net sales (income statement) to fixed assets (balance sheet) and measures a company's ability to generate net sales fr...
ddb754e377a584f8b7baf474dc892b02
https://www.investopedia.com/terms/f/fixed-charge.asp
Fixed Charge
Fixed Charge What Is a Fixed Charge? A fixed charge is any type of expense that recurs on a regular basis, regardless of the volume of business. Fixed charges mainly include loan (principal and interest) and lease payments, but the definition of "fixed charges" may broaden out to include insurance, utilities, and taxes...
86bfd8f5d643985cfbb9ea27514e94b2
https://www.investopedia.com/terms/f/fixed-chargecoverageratio.asp
Fixed-Charge Coverage Ratio
Fixed-Charge Coverage Ratio What Is the Fixed-Charge Coverage Ratio? The fixed-charge coverage ratio (FCCR) measures a firm's ability to cover its fixed charges, such as debt payments, interest expense, and equipment lease expense. It shows how well a company's earnings can cover its fixed expenses. Banks will often lo...
e0da4e25c91b2979881419bcca50bf68
https://www.investopedia.com/terms/f/fixed-debenture.asp
Fixed Debenture
Fixed Debenture What Is a Fixed Debenture? A fixed debenture, also known as a fixed charge debenture, is a debt that's issued against specific assets. A fixed debenture typically carries a fixed rate of interest for the loan. Fixed-charge debentures are generally used by companies to raise money to finance operations i...
2fb8edf695407e31f7774bef6051cd5d
https://www.investopedia.com/terms/f/fixed-interest-security.asp
Fixed-Interest Security
Fixed-Interest Security Definition of Fixed-Interest Security A fixed-interest security is a debt instrument such as a bond, debenture, or gilt-edged bond that investors use to loan money to a company in exchange for interest payments. A fixed-interest security pays a specified rate of interest that does not change ove...
08cdf5f83de239a56337dd1d265f1314
https://www.investopedia.com/terms/f/fixed-price-purchase-option.asp
Fixed Price Purchase Option
Fixed Price Purchase Option What Is a Fixed Price Purchase Option? A fixed price purchase option is the right, but not the obligation, to buy a leased item at the end of a lease term at a price determined from the onset of the lease agreement. A fixed price purchase option's purchase price is established when the lease...
80ac3fef1afcc7f10e01b74ce169fb61
https://www.investopedia.com/terms/f/fixed-rate-certificate-of-deposit.asp
Fixed-Rate Certificate of Deposit (CD)
Fixed-Rate Certificate of Deposit (CD) What Is a Fixed-Rate Certificate of Deposit (CD)? A fixed-rate certificate of deposit (CD) is an investment instrument that has a set interest rate over its entire term. CDs generally offer terms in increments of three months up to one year and then switch to two-year, three-year,...
61a87cc0eb72734025ecf1142d3f7f4c
https://www.investopedia.com/terms/f/fixed-rate-payment.asp
Fixed-Rate Payment
Fixed-Rate Payment What Is a Fixed-Rate Payment? A fixed-rate payment is an installment loan with an interest rate that cannot be changed during the life of the loan. The payment amount also will remain the same, though the proportions that go toward paying off the interest and paying off the principal will vary. A f...
31ff5947b8270334e40c5f491febc5c8
https://www.investopedia.com/terms/f/fixed_floatswap.asp
Fixed-for-Floating Swap
Fixed-for-Floating Swap What Is a Fixed-for-Floating Swap? A fixed-for-floating swap is a contractual arrangement between two parties in which one party swaps the interest cash flows of fixed-rate loan(s) with those of floating-rate loan(s) held by another party. The principal of the underlying loans is not exchanged. ...
77a1d52954309b49ea98bb5b2984ea99
https://www.investopedia.com/terms/f/fixedcost.asp
Fixed Cost
Fixed Cost What Is a Fixed Cost? A fixed cost is a cost that does not change with an increase or decrease in the amount of goods or services produced or sold. Fixed costs are expenses that have to be paid by a company, independent of any specific business activities. In general, companies can have two types of costs, f...
78337e80ab86e0709c657086d379c894
https://www.investopedia.com/terms/f/fixedexchangerate.asp
Fixed Exchange Rate
Fixed Exchange Rate What Is a Fixed Exchange Rate? A fixed exchange rate is a regime applied by a government or central bank that ties the country's official currency exchange rate to another country's currency or the price of gold. The purpose of a fixed exchange rate system is to keep a currency's value within a narr...
7d1758987979faa77f8821bb3486f5b4
https://www.investopedia.com/terms/f/fixedincome.asp
Guide to Fixed Income
Guide to Fixed Income What Is Fixed Income? Fixed income broadly refers to those types of investment security that pay investors fixed interest or dividend payments until its maturity date. At maturity, investors are repaid the principal amount they had invested. Government and corporate bonds are the most common types...
83fab51d608287d7031f8d4182b3cb00
https://www.investopedia.com/terms/f/fixedrulepolicy.asp
Fixed-Rule Policy
Fixed-Rule Policy What Is a Fixed-Rule Policy? A fixed-rule policy is a fiscal or monetary policy that operates automatically based on a predetermined set of criteria. Advocates of fixed-rule policies argue they eliminate policymakers' discretion in an attempt to avoid the problem of misaligned incentives between indiv...
7667d99f9a99181f4294778b5f01aaff
https://www.investopedia.com/terms/f/fixing.asp
Fixing
Fixing What Is Fixing? Fixing is the practice of setting the price of a product rather than allowing it to be determined by free-market forces. Fixing a price is illegal if it involves collusion among producers or suppliers to set the price of a product or service. Fixing almost always refers to price-fixing, but it ca...
b7892014e8b3e8a99226d4f2a7eb0c4c
https://www.investopedia.com/terms/f/flag.asp
Flag
Flag What Is a Flag? In the context of technical analysis, a flag is a price pattern that, in a shorter time frame, moves counter to the prevailing price trend observed in a longer time frame on a price chart. It is named because of the way it reminds the viewer of a flag on a flagpole. The flag pattern is used to iden...
608f41b603d848d1a3f341d5e3587b8d
https://www.investopedia.com/terms/f/flash-services-pmi.asp
Flash Services PMI
Flash Services PMI What is Flash Services PMI Flash services PMI is an early estimate of the Services Purchasing Managers' Index (PMI) for a country, designed to provide an accurate advance indication of the final services PMI data. Breaking Down Flash Services PMI IHS Markit publishes the services PMI monthly. Data is...
ee1dcca25536adcc7fa7c95fb0271420
https://www.investopedia.com/terms/f/flat-dollar.asp
Flat Dollar
Flat Dollar What Is a Flat Dollar? A flat dollar represents a fixed dollar amount, generally in the context of fees or commissions paid for services. Contracts that specify flat dollar amounts rather than percentage-based fees remove the size of the transaction from the fee equation. Because of this, flat dollar fees m...