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Other causes of
neurological damage such
as SLE and HIV are
excluded.
Spinal Cord Disease or
Injury resulting in Bowel
and Bladder Dysfunction
Spinal cord disease or
chorda equina injury
resulting in permanent
bowel dysfunction
and bladder dysfunction
requiring permanent
regular self catheterisation
or a permanent urinary
conduit. The diagnosis
must be supported by a
consultant neurologist and
the permanency assessed
at six (6) months.
Intermediate Stage
• Well documented history
of exacerbations and
remissions of
neurological signs.
Other causes of
neurological damage such
as SLE and HIV are
excluded.
Moderate Muscular
Dystrophy
A group of hereditary
degenerative diseases of
muscle characterised by
weakness and atrophy of
muscle. The diagnosis of
muscular dystrophy must
be unequivocal and made
by a consultant
neurologist. The condition
must result in the inability
of the life insured to
perform (whether aided or
unaided) at least 2 of the 6
“Activities of Daily
Living” for a continuous
period of at least 6
months.
Mild Coronary Artery
Disease
The narrowing of the
lumen of two coronary
arteries by a minimum of
60%, as proven by
invasive coronary
angiography regardless of
whether any form of
coronary artery surgery
has been recommended or
performed.
For the purpose of this
definition, “aided” shall
mean with the aid of
special equipment, device
and/or apparatus and not
pertaining to human aid.
Moderate Coronary
Artery Disease
The narrowing of the
lumen of three coronary
arteries by a minimum of
60%, as proven by
invasive coronary
angiography regardless of
whether any form of
coronary artery surgery
has been recommended or
performed.
Diagnosis by Imaging or
non-invasive diagnostic
procedures such as CT
scan or MRI does not
meet the confirmatory
status required by the
definition.
Diagnosis by Imaging or
non-invasive diagnostic
procedures such as CT
scan or MRI does not
meet the confirmatory
status required by the
definition.
Coronary arteries herein