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6 “Activities of Daily |
Living” for a continuous |
period of at least 6 |
months. |
Self-inflicted injuries are |
excluded. |
Idiopathic Parkinson’s |
Disease |
The unequivocal |
diagnosis of idiopathic |
Parkinson’s Disease by a |
consultant neurologist. |
This diagnosis must be |
supported by all of the |
following conditions: |
• the disease cannot be |
controlled with |
medication; and |
• inability of the life |
insured to perform |
(whether aided or |
unaided) at least 3 of |
the 6 “Activities of |
Daily Living” for a |
continuous period of at |
least six (6) months. |
For the purpose of this |
definition, “aided” shall |
mean with the aid of |
special equipment, device |
and/or apparatus and not |
pertaining to human aid. |
Poliomyelitis |
(Intermediate Stage) |
The occurrence of |
Poliomyelitis where the |
following conditions are |
met: |
• Poliovirus is identified as |
the cause |
• Paralysis of the |
respiratory muscles |
supported by ventilator |
for a continuous period |
of minimum 96 hours |
For the purpose of this |
definition, “aided” shall |
mean with the aid of |
special equipment, device |
and/or apparatus and not |
pertaining to human aid. |
Poliomyelitis |
The occurrence of |
Poliomyelitis where the |
following conditions are |
met: |
• Poliovirus is identified as |
the cause, |
• Paralysis of the limb |
muscles or respiratory |
muscles must be |
present and persist for |
at least 3 months. |
Manulife CI FlexiCare (Deluxe) v0123 |
Page 28 of 42 |
Manulife (Singapore) Pte. Ltd. |
A Manulife Company |
Conditions |
Early Stage |
neuropathy due to alcohol |
is excluded. |
Intermediate Stage |
30. Primary |
Pulmonary |
Hypertension |
Early Pulmonary |
Hypertension |
Primary or Secondary |
pulmonary hypertension |
with established right |
ventricular hypertrophy |
leading to the presence of |
permanent physical |
impairment of at least |
Class III of the New York |
Heart Association (NYHA) |
Classification of Cardiac |
Impairment. |
The NYHA Classification |
of Cardiac Impairment: |
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