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6 “Activities of Daily
Living” for a continuous
period of at least 6
months.
Self-inflicted injuries are
excluded.
Idiopathic Parkinson’s
Disease
The unequivocal
diagnosis of idiopathic
Parkinson’s Disease by a
consultant neurologist.
This diagnosis must be
supported by all of the
following conditions:
• the disease cannot be
controlled with
medication; and
• inability of the life
insured to perform
(whether aided or
unaided) at least 3 of
the 6 “Activities of
Daily Living” for a
continuous period of at
least six (6) months.
For the purpose of this
definition, “aided” shall
mean with the aid of
special equipment, device
and/or apparatus and not
pertaining to human aid.
Poliomyelitis
(Intermediate Stage)
The occurrence of
Poliomyelitis where the
following conditions are
met:
• Poliovirus is identified as
the cause
• Paralysis of the
respiratory muscles
supported by ventilator
for a continuous period
of minimum 96 hours
For the purpose of this
definition, “aided” shall
mean with the aid of
special equipment, device
and/or apparatus and not
pertaining to human aid.
Poliomyelitis
The occurrence of
Poliomyelitis where the
following conditions are
met:
• Poliovirus is identified as
the cause,
• Paralysis of the limb
muscles or respiratory
muscles must be
present and persist for
at least 3 months.
Manulife CI FlexiCare (Deluxe) v0123
Page 28 of 42
Manulife (Singapore) Pte. Ltd.
A Manulife Company
Conditions
Early Stage
neuropathy due to alcohol
is excluded.
Intermediate Stage
30. Primary
Pulmonary
Hypertension
Early Pulmonary
Hypertension
Primary or Secondary
pulmonary hypertension
with established right
ventricular hypertrophy
leading to the presence of
permanent physical
impairment of at least
Class III of the New York
Heart Association (NYHA)
Classification of Cardiac
Impairment.
The NYHA Classification
of Cardiac Impairment: