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Hysterectomy due to Cancer
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 85th birthday or the benefit
end date of this policy, whichever is earlier.
The removal of the uterus (at least the corpus and cervix or
corpus only) with supporting evidence of Major Cancer* of the
uterus, fallopian tube, ovary, vagina or endometrium, advanced
cervical carcinoma. Diagnosis has to be confirmed by
appropriate specialist.
The coverage of this Special Benefit will be provided until the
day before the policy anniversary immediately after the life
insured's 85th birthday.
7
8
9
Mastectomy due to
Carcinoma-in-situ or
Cancer of the breast
Osteoporosis with
Fractures
Severe Rheumatoid
Arthritis
*Major Cancer here refers to the definition of Major Cancer as
specified by LIA.
Mastectomy means surgical removal of at least three quadrants
of the tissue of a breast due to Carcinoma-in-situ or Cancer.
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 85th birthday or the benefit
end date of this policy, whichever is earlier..
Osteoporosis is a degenerative bone disease that results in loss
of bone. The diagnosis must be supported by a bone density
reading which satisfies the World Health Organisation (WHO)
definition of osteoporosis with a bone density reading T-score of
less than –2.5. There must also be a history of three (3) or more
osteoporotic fractures involving either femur, wrist or vertebrae.
These fractures must directly cause the life insured's
permanent inability to perform at least one (1) Activity of Daily
Living.
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 85th birthday or the benefit
end date of this policy, whichever is earlier.
Widespread joint destruction with major clinical deformity of
three (3) or more of the following joint areas: hands, wrists,
Manulife CI FlexiCare (Deluxe) v0123
Page 38 of 42
Manulife (Singapore) Pte. Ltd.
A Manulife Company
No
Covered Special CI
Conditions
Definition
elbows, spine, knees, ankles, feet. The diagnosis must be
supported by all of the following:
• Morning stiffness
• Symmetric arthritis
• Presence of rheumatoid nodules
• Elevated titres of rheumatoid factors
• Radiographic evidence of severe involvement
The diagnosis must be confirmed by a Specialist.
10
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 85th birthday or the benefit
end date of this policy, whichever is earlier.
A potentially fatal disorder of copper toxicity characterized by
progressive liver disease and/or neurologic deterioration due to
copper deposit. The diagnosis must be confirmed by a
Specialist and the treatment with a chelating agent must be
documented for at least 6 months.
Wilson's Disease
The coverage of this Special CI conditions benefit will be
provided until the day before the policy anniversary
immediately after the life insured's 85th birthday or the benefit
end date of this policy, whichever is earlier.
JUVENILE SPECIFIC CONDITIONS
11
ADHD (Attentiondeficit/hyperactivity disorder)
A childhood-onset neurodevelopmental condition, which has