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Hysterectomy due to Cancer
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The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 85th birthday or the benefit
|
end date of this policy, whichever is earlier.
|
The removal of the uterus (at least the corpus and cervix or
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corpus only) with supporting evidence of Major Cancer* of the
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uterus, fallopian tube, ovary, vagina or endometrium, advanced
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cervical carcinoma. Diagnosis has to be confirmed by
|
appropriate specialist.
|
The coverage of this Special Benefit will be provided until the
|
day before the policy anniversary immediately after the life
|
insured's 85th birthday.
|
7
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8
|
9
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Mastectomy due to
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Carcinoma-in-situ or
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Cancer of the breast
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Osteoporosis with
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Fractures
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Severe Rheumatoid
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Arthritis
|
*Major Cancer here refers to the definition of Major Cancer as
|
specified by LIA.
|
Mastectomy means surgical removal of at least three quadrants
|
of the tissue of a breast due to Carcinoma-in-situ or Cancer.
|
The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 85th birthday or the benefit
|
end date of this policy, whichever is earlier..
|
Osteoporosis is a degenerative bone disease that results in loss
|
of bone. The diagnosis must be supported by a bone density
|
reading which satisfies the World Health Organisation (WHO)
|
definition of osteoporosis with a bone density reading T-score of
|
less than –2.5. There must also be a history of three (3) or more
|
osteoporotic fractures involving either femur, wrist or vertebrae.
|
These fractures must directly cause the life insured's
|
permanent inability to perform at least one (1) Activity of Daily
|
Living.
|
The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 85th birthday or the benefit
|
end date of this policy, whichever is earlier.
|
Widespread joint destruction with major clinical deformity of
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three (3) or more of the following joint areas: hands, wrists,
|
Manulife CI FlexiCare (Deluxe) v0123
|
Page 38 of 42
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Manulife (Singapore) Pte. Ltd.
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A Manulife Company
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No
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Covered Special CI
|
Conditions
|
Definition
|
elbows, spine, knees, ankles, feet. The diagnosis must be
|
supported by all of the following:
|
• Morning stiffness
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• Symmetric arthritis
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• Presence of rheumatoid nodules
|
• Elevated titres of rheumatoid factors
|
• Radiographic evidence of severe involvement
|
The diagnosis must be confirmed by a Specialist.
|
10
|
The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 85th birthday or the benefit
|
end date of this policy, whichever is earlier.
|
A potentially fatal disorder of copper toxicity characterized by
|
progressive liver disease and/or neurologic deterioration due to
|
copper deposit. The diagnosis must be confirmed by a
|
Specialist and the treatment with a chelating agent must be
|
documented for at least 6 months.
|
Wilson's Disease
|
The coverage of this Special CI conditions benefit will be
|
provided until the day before the policy anniversary
|
immediately after the life insured's 85th birthday or the benefit
|
end date of this policy, whichever is earlier.
|
JUVENILE SPECIFIC CONDITIONS
|
11
|
ADHD (Attentiondeficit/hyperactivity disorder)
|
A childhood-onset neurodevelopmental condition, which has
|
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