Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
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5	629.226425	5.247553	0.715577	0.597299	0.540822	1	8.24026	0.718494	0.00553	0.625782	0.069855	0.331217	0.243505	0.303061	0.009196	0.701351	0	U_SYN_13928	0.471533	7.525547	0.274266	1	0.133814	0.189276	0.80719	0.285019	0.1991	3.885555
0.077971	699.300064	7.837242	0.144721	0.784339	0.237729	3	0.698405	0.949735	0.247916	0.027627	0.469265	0	0	2	-0.047852	0.835422	0	USER_007845	0.045882	11.841359	0.962573	7.816983	1.351055	0.012572	29.870525	0.868854	0.570999	4.725542
0	545.95149	4.759278	0.276535	0.825665	0.62593	0	7.284718	0.805406	0.009772	0.557422	0.009472	0.046605	0.038859	0.231711	0.006874	0.587167	0	U_SYN_14306	0.289252	5.141467	0.308856	0	0.056909	0.159903	2.155186	0.103477	0	2.107118
0.199491	648.360471	7.465072	0.089862	0.694107	0.138884	0	2.417221	0.875301	-0.065806	0.600321	0.042805	1	0	2	0.058231	0.077068	0	USER_001142	-0.073145	9.972704	0.755962	0.787023	0.195939	-0.026816	32.141463	-0.774036	0.361036	2.434189
2.762783	795.15106	10.143278	0.106164	0.739196	0.140889	0	1.327751	0.872605	0.063455	0.869094	0.089226	0	0	0	-0.070836	0.175957	0	USER_009183	-0.05478	18.205094	0.985924	1.664453	1.785059	-0.005463	43.571025	-0.177291	0.566263	7.046277
2.050148	788.597273	9.228983	0.131464	0.844606	0.185922	1	-0.314051	0.957642	-0.103547	0.193575	0.079145	0	0	0	-0.097488	0.39327	0	USER_007471	0.136578	17.858442	0.800186	2.121143	1.458264	0.015248	37.565573	0.086912	0.827386	0.437966
0	494.696307	4.664021	0.83837	0.922965	0.448398	0	6.702773	0.894516	0.002074	0.494816	0.098111	0.065569	0.010941	0.294051	0.008461	0.538517	0	U_SYN_12884	0.478085	4.559315	0.50911	0	0.175979	0.308846	0.338024	0.065147	0	3.204497
2.973271	562.841999	6.790275	0.251226	0.882668	0.397046	0	4.316677	0.449439	0.370056	0.556181	0.234478	1	0	0	0.125782	0.936397	0	USER_000401	0.278197	7.826214	0.971835	1.347925	0.355666	0.145248	20.471105	-0.80517	0.989763	5.290519
0	679.225261	2.564913	0.793496	0.875027	0.170494	0	7.377271	1	0.004569	0.266059	0.087123	0.012147	0.010659	0.128514	0.001835	0.562487	0	U_SYN_14310	0.488104	2.630608	0.72584	0	0.297757	0.151556	0.090304	0.006842	0	3.600872
0	850	5.416744	0.634998	1.5594	0.322123	0	7.974761	1	0.008403	0.735306	0.062601	0.035609	0.078121	0.081245	0.006852	0.2203	0	U_SYN_1490	0.538633	3.264278	1.057081	0	0.115104	0	0.636877	0.034119	0	4.295467
0	811.598168	1.444199	0.343073	0.280136	0.557384	1	6.662516	1	0.009359	0.317541	0.087565	0.163325	0.211794	0.261945	0.009001	0.859932	0	U_SYN_3247	0.288466	3.799164	0.123993	1	0.222169	0.020141	0.528809	0.112535	0	1.921911
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0.854238	542.675686	4.762872	0.246533	0.807321	0.442669	1	4.361502	0.510429	0.353036	0.429811	0.469615	4	0	1	0.104621	0.635844	1	USER_002968	0.158405	4.866316	0.126665	6.392804	3.041694	0.088512	13.272477	-0.561544	0.728124	8.691205
10	659.689788	4.637356	0.727353	1.229169	0.381346	2	7.467531	0.486622	0.009546	0.561473	0.018171	0.326144	0.34555	0.360647	0.004396	0.385416	1	U_SYN_1425	0.706257	3.488914	0.76043	4	0.153536	0.244378	0.48216	0.40686	0.819446	5.273997
0.538254	578.590512	6.712349	0.179659	0.564189	0.346079	1	2.855969	0.62075	0.212333	0.055203	0.05049	2	0	0	0.063004	0.977516	1	USER_003406	0.3795	7.278594	0.521825	4.465948	2.075916	0.187272	21.946721	1.610711	0.073003	8.772018
2.200469	714.260452	8.736216	0.138558	0.880956	0.019281	1	0.823855	0.803463	-0.070076	0.144463	0.305951	0	0	1	0.110336	0.243489	0	USER_004490	0.061849	14.795489	0.969959	1.585182	1.261078	0.015264	42.838848	-1.053349	0.152058	1.970812
0	603.621563	3.277314	0.446337	1.439529	0.264321	0	8.787442	1	0.004957	0.49767	0.075273	0.145859	0.084552	0.01247	0.005467	0.280235	0	U_SYN_2691	0.481026	2.128777	1.059031	0	0.132157	0.215481	0.479618	0.069123	0	4.226986
3.915104	686.810365	0.969097	0.499335	0.900599	0.066272	4	8.265784	0.808845	0.084475	0.004213	0.419137	0	2	1	0.000201	0.25692	1	USER_003224	0.410812	2.299796	0.65968	9.20683	0.089542	0.121891	4.524364	-0.673816	0.898395	7.506597
5	563.83363	0.636783	0.882288	3.072902	0	4	10	0.754571	0.001987	0.255185	0.050136	0.821444	0.584125	0.483202	0.003049	0	1	U_SYN_10441	1.250717	0.200694	3.072902	4	1.197487	0.650751	0	0.519842	1.024301	12.507171
2.148266	492.229123	5.178547	0.213648	0.623493	0.457473	4	4.793874	0.460312	0.312364	0.039276	0.176519	1	0	1	-0.003694	0.020236	1	USER_006036	0.260059	4.81456	0.077352	8.111881	0.99856	0.169167	14.047511	-0.633656	0.435581	0.416594
0	595.271212	4.42694	0.541145	0.838767	0.402245	0	6.618676	1	0.004509	0.578973	0.062504	0.129573	0.07953	0.189004	0.006287	0.580616	0	U_SYN_6843	0.374277	4.715696	0.501377	0	0.119539	0.173344	0.817091	0.062731	0	2.477217
0	613.996868	4.058917	0.185735	1.194317	0.307938	0	8.559962	1	0.00235	0.539179	0.034153	0.177605	0.021289	0.114858	0.007342	0.402841	0	U_SYN_13085	0.342673	3.135952	0.826541	0	0.044659	0.14704	1.017747	0.059668	0	2.933271
0.207448	688.629462	6.875433	0.136049	0.745067	0.225795	1	2.573723	0.617466	0.054024	0.018259	0.320564	2	0	0	-0.154139	0.175435	0	USER_000008	0.001836	10.655847	0.618956	3.543881	1.812078	0.000539	26.614986	-0.616577	0.477983	1.596206
0	799.283189	3.215358	0.293551	0.384271	0.437146	0	5.61772	1	0.004736	0.362963	0.04244	0.156873	0.074985	0.055066	0.005596	0.807865	0	U_SYN_8572	0.225245	6.639585	0.216288	0	0.088543	0.02077	0.992972	0.069557	0	1.265362
0	643.322918	3.009992	0.658882	2.063934	0.254217	0	10	1	0.006459	0.409988	0.034721	0.023097	0.011148	0.03563	0.004582	0	0	U_SYN_9148	0.67476	1.390982	1.539247	0	0.21186	0.253559	0.26102	0.010274	0	6.747603
5	782.376206	4.068987	0.304453	1.004212	0.283549	0	6.944114	0.816244	0.004812	0.468219	0.076237	0.177928	0.029967	0.070294	0.003472	0.497894	0	U_SYN_10813	0.440152	3.684967	0.719469	0	0.073028	0.054118	0.802492	0.135871	0.334737	3.056463
1.865097	581.297811	7.159853	0.261305	0.867876	0.697346	1	3.802313	0.612718	0.037232	0.695251	0.37034	1	0	0	-0.099981	0.502743	1	USER_006791	0.098731	8.95473	0.78396	2.638193	2.68806	0.048235	10.834791	-0.098173	0.039911	7.181955
2	765.611462	2.748209	0.334761	0.931568	0.33839	0	4.530175	0.875976	0.000723	0.437508	0.017938	0.005765	0.062882	0.219434	0.005052	0.534216	0	U_SYN_9552	0.396962	2.664108	0.616335	0	0.117534	0.060907	0.61865	0.070204	0.124209	1.798305
10	781.148082	7.248849	0.623622	1.085682	0.306035	1	9.524892	0.735515	0.005615	0.879419	0.089561	0.204417	0.200688	0.23274	0.007947	0.457159	1	U_SYN_3196	0.631438	6.113654	0.753426	3	0.08486	0.079047	0.834957	0.227326	0.723788	6.014379
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2	762.623819	4.240802	0.763575	0.701318	0.619872	2	6.454027	0.9949	0.001985	0.611825	0.020699	0.396445	0.35982	0.47722	0.010869	0.649341	0	U_SYN_1439	0.455411	5.29228	0.266591	2	0.175906	0.072349	0.621504	0.22892	0.093509	2.939232
5	580.248343	2.58945	0.650948	1.399997	0.413674	0	8.967461	0.837634	0.002267	0.447336	0.068909	0.101711	0.06396	0.037916	0.007902	0.300001	0	U_SYN_11039	0.649649	1.726303	0.820855	0	0.242038	0.318625	0.3739	0.114648	0.466666	5.825699
3.451277	620.403679	6.126993	0.227513	0.758148	0.296877	2	3.700772	0.700155	0.208401	0.829728	0.475653	1	0	0	-0.13368	0.628011	0	USER_008423	0.166026	7.712848	0.836778	3.508769	0.013008	0.069307	21.540154	1.386233	0.270825	3.981334
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0	408.463674	2.654997	0.225396	0.310371	0.623036	0	5.956027	1	0.006449	0.427251	0.020675	0.124369	0.084782	0.271361	0.007895	0.844814	0	U_SYN_3258	0.202288	6.469746	0.116999	0	0.081814	0.162396	1.281318	0.062745	0	1.204836
10.754533	632.841177	7.675089	0.170096	0.69468	0.311267	2	1.106673	0.600462	0.307924	0.428637	0.14896	0	0	1	-0.007033	0.473325	1	USER_005339	0.131947	10.461374	0.911704	3.761821	0.609529	0.052097	26.43043	0.944559	0.273775	1.28359
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10	635.865679	4.868543	0.293029	0.212716	0.541582	1	7.356824	0.841049	0.007717	0.537488	0.070655	0.170921	0.188509	0.372047	0.008787	0.893642	0	U_SYN_14174	0.370705	15.568574	0.097513	3	0.058977	0.144329	1.864081	0.17141	0.141811	2.727212
2	565.849254	6.775438	0.304937	1.366207	0.450467	0	8.694264	0.749813	0.008422	0.861934	0.041687	0.127842	0.037873	0.094656	0.008298	0.316897	0	U_SYN_3003	0.433812	4.621066	0.750775	0	0.044352	0.224123	2.12141	0.149789	0.182161	3.771672
0	701.152567	1.078169	0.552021	2.077451	0.35345	2	10	1	0.004637	0.215838	0.050422	0.349596	0.386906	0.267083	0.0064	0	0	U_SYN_11978	0.750851	0.495152	1.343176	2	0.468541	0.203204	0.170715	0.220951	0	7.508514
0	585.888757	2.69484	0.361557	0.656609	0.41854	0	4.973653	0.990239	0.008179	0.365801	0.03831	0.049834	0.068426	0.111082	0.005316	0.671696	0	U_SYN_11716	0.311349	3.561735	0.381792	0	0.129366	0.149511	0.7201	0.039383	0	1.548543
7	769.24774	4.416761	0.372897	0.500018	0.416708	3	7.880173	0.793944	0.000782	0.441953	0.056996	0.506404	0.465686	0.409692	0.005889	0.749991	0	U_SYN_5389	0.396152	7.361046	0.291657	5	0.082559	0.058164	1.154182	0.374049	0.233342	3.121749
0	841.043563	5.691929	0.43474	0.943499	0.306002	0	6.023731	0.857043	0.00536	0.731271	0.014189	0.045579	0.036683	0.264528	0.004801	0.52825	0	U_SYN_12055	0.353653	5.454654	0.654787	0	0.07506	0.005759	0.984536	0.081861	0	2.130309
6.079575	376.432628	0	0.798421	0.706912	0.662258	6	10.533598	0.409119	0.504915	0.818536	0.227964	1	0	3	0.021055	0.811904	1	USER_004422	0.542416	-0.102649	0.31963	13.911889	1.535584	0.467038	0	-1.211188	0.365878	2.962264
5	698.271276	1.052076	0.530767	0.407934	0.379641	1	6.397845	0.783521	0.004119	0.29731	0.015049	0.212052	0.149093	0.129143	0.008085	0.796033	0	U_SYN_1309	0.514417	2.071286	0.253065	1	0.460705	0.141912	0.187417	0.194935	0.135978	3.291157
10	730.741918	1.392473	0.507548	0.365798	0.539736	4	7.692691	0.736506	0.004626	0.298794	0.056072	0.767886	0.589382	0.58717	0.006897	0.817101	1	U_SYN_11345	0.55943	2.989436	0.168364	6	0.340071	0.121303	0.370112	0.512578	0.243865	4.303519
2.211289	554.972199	3.89834	0.236856	0.662156	0.44852	4	3.655931	0.36597	0.270436	0.367327	0.243583	0	0	2	0.132394	0.516311	1	USER_007360	0.259607	3.970626	0.415679	6.903752	0.661544	0.139257	10.74929	1.260029	0.857746	8.718542
0	797.939814	9.617052	0.011434	0.870702	0.180029	0	1.284134	1	0.032467	0.028393	0.250605	0	0	0	-0.00686	0.9727	0	USER_008621	0.025584	18.9885	0.228223	1.209178	0.970719	0.002422	39.428516	0.186777	0.129009	0.323579
9.17668	447.318944	3.485697	0.303514	1	0.55661	3	4.901052	0.472915	0.37802	0.032793	0.424559	2	0	0	-0.116612	0.821551	1	USER_004593	0.457425	1.478398	0.725589	9.527667	2.480494	0.334902	7.727616	-1.103069	0.483633	2.00273
2	796.420127	5.6796	0.367066	1.472773	0.509853	0	7.247768	0.980676	0.004362	0.708062	0.078744	0.090724	0.006142	0.057595	0.009616	0.263613	0	U_SYN_2514	0.479279	3.611201	0.721875	0	0.063511	0.04669	1.832824	0.036789	0.19637	3.473703
0	719.622368	2.371134	0.533014	0.684874	0.551768	0	6.017093	1	0.007857	0.283846	0.021848	0.137222	0.083423	0.111429	0.006776	0.657563	0	U_SYN_12577	0.377813	3.02104	0.306982	0	0.215696	0.089561	0.610966	0.066194	0	2.273338
7.473112	594.634481	4.090877	0.345942	0.837138	0.371465	0	2.60872	0.597139	0.268319	0.920666	0.391889	2	0	0	0.04438	0.707552	0	USER_006043	0.301094	3.057973	0.293745	1.147377	1.253661	0.139798	12.856303	1.338187	0.533129	7.984565
3.250227	741.683456	9.0231	0.112303	0.808149	0.352463	0	0.780961	0.779036	0.062749	0.497701	0.071972	0	0	0	-0.061142	0.733825	0	USER_000754	0.120028	13.587941	0.781708	-0.153975	3.760277	0.023638	29.21395	1.599181	0.888988	6.557138
0	616.996535	1.42591	0.155453	0.885109	0.500942	2	8.602015	0.846274	0.005662	0.161196	0.063527	0.483186	0.310352	0.456872	0.006101	0.557445	0	U_SYN_14245	0.354727	1.447464	0.441721	2	0.101876	0.150278	0.603258	0.299552	0	3.051367
10.103551	625.154255	7.531022	0.28812	0.781137	0.205276	0	3.36459	0.611587	0.347556	0.565444	0.049066	1	0	1	0.083206	0.189955	0	USER_004320	0.231239	11.399079	0.639121	-0.596751	0.770564	0.094533	29.925425	0.549277	0.877092	4.028895
5	683.760622	9.504465	0.331003	0.820961	0.473121	0	5.878682	0.727184	0.009574	0.979583	0.003001	0.01186	0.08429	0.092013	0.005674	0.589519	0	U_SYN_9258	0.384317	10.320157	0.432547	0	0.034463	0.116161	3.008321	0.137971	0.273654	2.259276
24.411599	454.868275	5.341874	0.254258	0.823944	0.304899	2	4.44162	0.438927	0.450534	0.550397	0.213855	2	0	0	0.041123	0.224175	1	USER_009184	0.34412	5.473336	0.068222	3.36895	1.377353	0.247223	18.565695	0.073974	0.001641	3.463317
0	662.900276	4.211007	0.343912	1.435999	0.319243	0	8.775685	1	0.009115	0.594991	0.062069	0.188218	0.061106	0.162706	0.004072	0.282001	0	U_SYN_8791	0.436766	2.741544	0.977565	0	0.079775	0.14858	0.882004	0.074797	0	3.832921
5.621851	598.377053	5.242899	0.25481	0.514359	0.322595	2	2.889711	0.568958	0.209935	0.400743	0.044996	0	0	1	0.04292	0.094257	1	USER_009586	0.251193	6.009531	0.746489	3.389415	2.551808	0.11492	17.757818	1.31535	0.905107	6.600673
5	610.935968	4.302432	0.457214	0.246579	0.694	0	6.805843	0.894279	0.004951	0.446004	0.004417	0.132283	0.06454	0.230397	0.007751	0.87671	0	U_SYN_12881	0.33191	12.413998	0.075453	0	0.103855	0.144268	1.620696	0.101335	0.082193	2.258924

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