Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
7	691.38592	0.705843	0.392569	0.589903	0.376825	3	7.66021	0.901253	0.007846	0.173495	0.044902	0.543821	0.488141	0.457035	0.008412	0.705048	0	U_SYN_11249	0.623939	1.023104	0.367613	5	0.487154	0.179937	0.161564	0.349087	0.275288	4.779502
15	604.097675	4.130703	0.743426	0.561852	0.588673	5	9.746687	0.499875	0.0092	0.508178	0.037542	0.951152	0.805784	0.848777	0.008193	0.719074	1	U_SYN_9777	0.682672	6.241127	0.231105	7	0.175722	0.305219	0.623893	0.727131	0.561852	6.653788
12.230072	596.318864	7.036217	0.329121	0.899795	0.240503	1	2.276211	0.732828	0.163417	0.670843	0.297571	0	0	2	0.016693	0.112532	0	USER_003034	0.287757	8.818065	0.50319	1.148997	6.600846	0.132724	26.719937	-1.219	0.948191	0.055206
4.330151	487.52021	4.17287	0.611671	0.764139	0.512834	0	4.254541	0.525064	0.337284	0.124311	0.394953	1	0	3	-0.131672	0.925089	1	USER_004049	0.218846	3.547452	0.190328	1.035074	5.649035	0.144231	10.164397	-1.498314	0.175176	7.643807
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2.870658	698.408427	9.888823	0.155612	0.930427	0	0	0.056993	0.843096	0.190272	0.943364	0.180745	2	0	1	-0.148072	0.281384	0	USER_007935	-0.046664	17.487516	0.375966	2.014402	2.062936	-0.012862	49.444117	0.999833	0.34822	3.45134
0.192827	488.24034	4.715718	0.4584	0.695038	0.401368	1	5.731226	0.451351	0.003643	0.759997	0.346428	1	0	0	0.234715	0.038867	1	USER_003026	0.201041	4.603472	0.654678	4.584658	0.804116	0.132234	14.114894	-0.705451	0.349611	5.321445
15	676.652165	5.677428	0.559616	1.196463	0.100078	2	8.185368	0.567248	0.009362	0.667645	0.096614	0.324253	0.344533	0.407863	0.004722	0.401769	0	U_SYN_3301	0.741795	4.379167	1.076723	4	0.096862	0.233797	0.250221	0.373736	1.196463	6.071863
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9.376607	584.196	5.649231	0.028028	0.766233	0.253615	0	4.790986	0.686695	0.154625	0.811091	0.057464	2	0	0	0.036965	0.285174	0	USER_006282	0.199244	6.281566	0.92708	1.618053	0.241507	0.096291	21.082492	1.014772	0.302039	8.556244
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0.942712	752.102863	9.246015	0.08451	0.747128	0.179799	1	2.638996	0.900903	-0.054817	0.521048	0.037367	1	0	0	0.013355	0.35197	0	USER_005478	-0.036238	16.212321	0.527143	4.397455	0.304063	-0.00645	37.917938	0.361503	0.04244	6.309487
7.839349	666.380861	5.916688	0.035551	0.995792	0.126218	0	3.636648	0.81206	0.052742	0.218906	0.16586	0	0	0	0.078255	0.077992	0	USER_003848	0.130602	8.289075	0.587063	1.638147	0.67107	0.043602	25.849471	-1.464034	0.868265	1.879731
10	797.69123	6.534934	0.828856	1.234467	0.227492	1	9.395148	0.794473	0.00187	0.763428	0.00657	0.184951	0.163048	0.223825	0.002324	0.382767	1	U_SYN_8493	0.725694	4.897038	0.953636	3	0.124923	0.069018	0.25443	0.18661	0.822978	6.817999
2.766333	464.904282	4.083661	0.4484	0.737615	0.427343	3	5.064103	0.175992	0.540087	0.129261	0.128125	2	0	2	0.177556	0.644841	1	USER_007593	0.56399	1.652036	0.485586	6.971917	2.332894	0.394891	11.692683	0.009686	0.59115	4.29438
7	468.957712	4.694796	0.807514	0.920122	0.497664	3	9.476912	0.833662	0.006852	0.622286	0.04445	0.523583	0.531752	0.401918	0.005842	0.539939	1	U_SYN_9321	0.60799	4.602192	0.46221	5	0.168415	0.421218	0.449731	0.383136	0.42939	5.761871
1.243787	551.122573	3.745092	0.244358	0.617248	0.331874	1	3.821704	0.319025	0.18944	0.138667	0.151662	2	0	1	0.080385	0.061766	1	USER_005719	0.250053	3.54097	0.662185	4.322092	0.543765	0.135882	12.510968	0.506596	0.541594	0.104252
1.507665	694.506932	8.907946	0.137041	0.780795	0.332811	0	1.827026	0.775644	0.114563	0.965223	0.406976	1	0	0	0.218634	0.184978	0	USER_009862	0.015336	13.366044	0.033161	0.457236	1.133898	0.004336	29.716404	-0.609285	0.176132	6.044552
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2.07839	682.562202	7.091204	0.203883	0.67318	0.144727	1	1.264204	0.890063	-0.010528	0.653673	0.12365	2	0	0	0.119067	0.369786	1	USER_006718	0.066308	12.188514	0.702578	5.058038	0.692653	0.020186	30.324572	-2.375981	0.563938	4.173447
2.140683	525.12013	4.31369	0.153344	0.732634	0.501542	1	3.963881	0.251455	0.317562	0.842333	0.087067	3	0	1	0.36782	0.689488	0	USER_001440	0.313287	2.934194	0.544462	7.004068	0.804955	0.185056	10.750974	-2.33224	0.688997	2.998758
0	594.914253	8.423436	0.427883	1.159411	0.374532	0	5.440856	1	0.000551	0.942758	0.046228	0.114282	0.052487	0.087719	0.006701	0.420294	0	U_SYN_3412	0.383712	6.688391	0.725175	0	0.050201	0.177963	1.804941	0.050031	0	2.087721
2	489.600239	1.517289	0.587757	2.061547	0.249719	2	9.582333	0.925407	0.003326	0.317227	0.063341	0.433209	0.330422	0.366693	0.00639	0	0	U_SYN_10416	0.7523	0.701946	1.54674	2	0.363421	0.492961	0.156197	0.258926	0.274873	7.208791
0	514.174301	1.180028	0.161026	0.23359	0.529215	3	6.193131	0.866279	0.003753	0.184053	0.056352	0.557035	0.460314	0.610173	0.009116	0.883205	0	U_SYN_400	0.251273	3.537358	0.109971	3	0.125799	0.153425	0.523929	0.358693	0	1.556164
0	576.504812	6.83296	0.522675	0.453798	0.67052	0	7.725415	1	0.009964	0.703446	0.054527	0.134393	0.083598	0.24419	0.007083	0.773101	0	U_SYN_2986	0.27641	12.338359	0.149517	0	0.07539	0.137449	2.186932	0.065397	0	2.13538
5	633.419998	3.441731	0.274015	0.17111	0.514118	0	2.971773	0.949233	0.003921	0.366668	0.017814	0.064897	0.040571	0.014028	0.008079	0.914445	0	U_SYN_12764	0.272896	12.694941	0.08314	0	0.077367	0.107462	1.284598	0.051947	0.057037	0.810985
1.809899	646.289724	6.556677	0.037691	0.451978	0.294204	1	3.09759	0.742782	0.124666	0.129994	0.469803	2	0	0	-0.030282	0.850509	1	USER_001043	0.045534	9.163297	0.892934	4.99599	0.056867	0.016865	23.138386	1.141309	0.947454	4.738349
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0	744.351682	0.5	0.132422	0.42538	0.398009	2	6.50061	1	0.003851	0.12738	0.053446	0.334641	0.347717	0.406285	0.005116	0.78731	0	U_SYN_6605	0.458136	0.951692	0.256075	2	0.220703	0.088002	0.172652	0.204708	0	2.978163
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5	655.762276	2.737598	0.442836	1.246994	0.21271	0	7.351994	0.788503	0.004763	0.350279	0.001201	0.158115	0.075632	0.127024	0.005021	0.376503	0	U_SYN_6554	0.552732	2.032376	0.981747	0	0.15606	0.195202	0.324444	0.154723	0.415665	4.06368
0	605.278926	1.329594	0.394663	0.337205	0.606708	2	6.656051	1	0.006964	0.292002	0.080391	0.429156	0.32762	0.243626	0.006997	0.831397	0	U_SYN_8780	0.32574	3.041119	0.13262	2	0.276067	0.144937	0.48831	0.227033	0	2.168141
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1.519108	651.668822	7.039777	0.256503	0.741465	0.273406	1	2.637543	0.792775	0.179767	0.124904	0.016686	0	0	0	0.026961	0.683862	1	USER_006586	0.353605	8.475557	0.105686	0.625456	1.020985	0.127511	25.575309	-0.168594	0.202145	7.90557
0	629.138276	3.429516	0.401604	1.757499	0.137113	0	7.634219	1	0.004273	0.460417	0.086167	0.052755	0.081024	0.065246	0.006186	0.121251	0	U_SYN_10797	0.528646	1.846308	1.516523	0	0.113785	0.212287	0.281384	0.040134	0	4.0358
0	674.191498	3.397111	0.27635	0.37237	0.600518	0	4.718507	0.924847	0.008649	0.390661	0.057884	0.012603	0.000715	0.02393	0.00992	0.813815	0	U_SYN_5781	0.214569	7.191634	0.148755	0	0.079022	0.068587	1.476264	0.034057	0	1.012446
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3.704542	623.11867	4.316808	0.177511	0.889021	0.40954	0	3.764518	0.432716	0.126953	0.278315	0.411688	1	0	1	0.025605	0.934791	0	USER_006875	0.13139	4.380989	0.380836	0.70478	3.098322	0.0542	12.744508	-0.470158	0.550518	0.884906
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5.42089	558.582288	5.52418	0.208226	0.905862	0.62284	3	3.550619	0.62518	0.31957	0.758657	0.271563	1	0	0	-0.078021	0.366984	1	USER_006185	0.283862	5.599587	0.430256	6.208804	0.387691	0.150404	10.417507	0.071118	0.350456	6.978744
0	591.47931	4.707468	0.061191	1.22829	0.454749	0	8.580298	0.87076	0.007392	0.567469	0.0492	0.063845	0.093675	0.068937	0.006338	0.385855	0	U_SYN_7233	0.305617	3.544007	0.669726	0	0.012728	0.143652	2.009723	0.098952	0	2.622288
1.582925	543.215198	3.65631	0.255542	0.751387	0.503083	1	3.162076	0.587511	0.186022	0.248705	0.165171	1	0	0	0.068503	0.772013	0	USER_008293	-0.069669	4.036927	0.978423	4.227409	1.415046	-0.038861	9.084416	0.151629	0.123549	7.024473
2.147201	518.348336	6.505159	0.305777	0.962299	0.499723	0	4.694272	0.351744	0.197065	0.660602	0.034701	0	0	0	0.054474	0.980175	0	USER_003014	0.276837	5.757215	0.362396	0.906542	0.704962	0.166934	16.271907	2.432935	0.627885	0.048998
2	621.148352	1.011081	0.596402	1.094328	0.325637	1	8.236887	0.850442	0.001933	0.292991	0.097291	0.324004	0.218478	0.238753	0.007651	0.452836	0	U_SYN_11736	0.617791	0.846569	0.737975	1	0.536776	0.257059	0.132883	0.222568	0.14591	5.088674
0	735.00364	4.84253	0.426195	1.605784	0.368492	0	8.354809	0.776885	0.003851	0.677694	0.071585	0.188316	0.091133	0.062664	0.007849	0.197108	0	U_SYN_519	0.48948	2.838888	1.014066	0	0.08623	0.102343	1.023916	0.173081	0	4.089515
5	557.015205	1.897434	0.591405	1.610273	0.267057	3	9.659859	0.795974	0.003599	0.372058	0.029728	0.502035	0.499666	0.362211	0.004912	0.194864	0	U_SYN_1755	0.699605	1.109433	1.180238	3	0.296082	0.372679	0.207044	0.382121	0.536758	6.758081
0	719.808346	8.448946	0.125846	1.353139	0.354185	0	7.234666	0.81772	0.001264	1.04176	0.078442	0.06231	0.0749	0.068628	0.004287	0.323431	0	U_SYN_4508	0.331776	5.814274	0.873878	0	0.014721	0.078535	2.615895	0.114075	0	2.40029
2.746828	634.032983	0	0.610533	0.794961	0.218222	4	7.645545	0.435297	0.178698	0.48315	0.431736	0	0	0	-0.058982	0.53166	1	USER_005895	0.47084	1.034955	0.564281	9.476744	0.103301	0.184884	0	0.953935	0.615031	2.166098
0	598.820399	10	0.43307	0.779431	0.561295	0	5.709865	0.889274	0.003991	1.045559	0.091183	0.005558	0.039038	0.294224	0.00669	0.610284	0	U_SYN_12919	0.305609	11.370987	0.34194	0	0.042878	0.139569	3.182147	0.057669	0	1.744988
6.03168	531.746458	3.195794	0.15613	0.792163	0.497348	1	5.699266	0.286182	0.372333	0.958087	0.490589	0	0	0	-0.000676	0.667505	1	USER_007125	0.17584	2.489193	0.728817	3.589584	3.078592	0.101749	8.03186	0.115573	0.041682	6.268137
2.077342	691.527365	9.216698	0.099914	0.647125	0.315398	1	0.452421	0.684783	0.185151	0.749742	0.064042	3	0	1	0.053556	0.266433	0	USER_001109	0.065705	15.257924	0.067837	4.998211	1.050314	0.018932	31.548829	0.740496	0.363292	8.607815
0	374.214637	3.34376	0.140197	0.550718	0.394947	0	6.685014	0.83386	0.005237	0.451967	0.012343	0.194244	0.000774	0.245999	0.005685	0.724641	0	U_SYN_5263	0.210279	5.138571	0.333214	0	0.04071	0.181904	1.135463	0.124961	0	1.405715
0	749.400279	6.647008	0.214293	1.254513	0.467694	0	7.825684	0.881989	0.008585	0.823977	0.00558	0.088504	0.070195	0.282035	0.008633	0.372744	0	U_SYN_1069	0.344833	4.907305	0.667785	0	0.031761	0.063073	2.442579	0.094814	0	2.698556
27.515799	475.505898	3.255084	0.262684	1	0.431019	6	4.376559	0.280442	0.386671	0.115473	0.266328	0	0	0	-0.151113	0.940268	0	USER_000184	0.340561	3.268274	0.98247	11.74749	1.665972	0.231887	9.260406	-1.243549	0.138284	8.868769
0	469.187705	1.210679	0.485632	0.818481	0.372561	1	7.161914	0.995246	0.00517	0.191908	0.081313	0.173013	0.232516	0.192205	0.006812	0.59076	0	U_SYN_8419	0.461978	1.318132	0.513547	1	0.37052	0.319867	0.232007	0.12356	0	3.30865
2.644609	644.333082	5.572725	0.254366	0.790308	0.214459	3	1.426599	0.6118	0.112534	0.641949	0.346803	0	0	1	0.064565	0.245113	0	USER_006844	0.201516	7.696813	0.107376	5.730317	4.016063	0.075355	21.888014	-0.057997	0.449562	9.980007
0	662.345756	4.282101	0.652361	0.588203	0.27846	0	5.426785	1	0.008435	0.522035	0.066281	0.010256	0.049119	0.059015	0.007264	0.705899	0	U_SYN_665	0.358989	6.222153	0.424411	0	0.148869	0.122483	0.414524	0.017813	0	1.948155
0.603995	551.257095	4.357116	0.35015	0.885319	0.432028	0	4.875056	0.619382	0.394996	0.718214	0.258296	2	0	0	0.104758	0.634956	1	USER_004038	0.336071	3.851255	0.377265	2.14508	3.16858	0.182543	12.373593	-0.20694	0.747055	9.236618
10	768.247657	4.055725	0.835786	0.688884	0.398899	4	10	0.727067	0.006451	0.479416	0.005812	0.656317	0.675916	0.720605	0.005483	0.655558	1	U_SYN_13796	0.636639	5.141092	0.414089	6	0.201117	0.09463	0.265669	0.508843	0.459256	6.36639
4.839498	665.314762	5.443627	0.336584	0.645379	0.357902	3	2.772994	0.526606	0.086858	0.282562	0.354259	0	0	0	-0.036181	0.976719	1	USER_008834	0.1981	7.410976	0.191273	6.112822	0.869009	0.06652	17.47672	-0.183397	0.409047	2.766149
0	720.695501	4.851301	0.65986	0.802712	0.585435	0	6.045558	1	0.002095	0.630857	0.079268	0.015853	0.057802	0.127053	0.009319	0.598644	0	U_SYN_1699	0.398894	5.374143	0.332776	0	0.13327	0.09378	0.96604	0.022096	0	2.411535
0	835.115406	4.095015	0.291546	1.572881	0.170205	0	5.853288	0.970298	0.000996	0.49963	0.085085	0.177495	0.069288	0.091295	0.005537	0.213559	0	U_SYN_12164	0.449716	2.447881	1.305169	0	0.069498	0.012171	0.493788	0.085916	0	2.632315

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