Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
3.494094	576.158382	6.003305	0.221227	0.852226	0.298452	2	3.164077	0.443518	0.182315	0.44403	0.369435	0	0	1	-0.06054	0.887621	0	USER_003987	0.235047	6.07312	0.643013	4.598729	0.827753	0.117028	21.05803	1.149486	0.500537	7.8945
0.100617	684.803868	9.157792	0.238161	0.748279	0.178285	0	2.599549	0.674981	0.044497	0.663732	0.262817	0	0	0	-0.008854	0.109119	0	USER_007115	0.098046	14.483982	0.904629	-0.308203	1.911998	0.029449	37.625477	-0.271388	0.646278	8.305926
0	653.627929	4.639613	0.409995	1.267559	0.401505	0	8.070057	0.991628	0.003687	0.587631	0.085161	0.162851	0.086472	0.139732	0.006495	0.366221	0	U_SYN_4916	0.418708	3.392625	0.758628	0	0.086504	0.149495	1.099077	0.078146	0	3.378995
2	684.253099	2.994384	0.722283	0.529921	0.667529	2	7.622309	0.927681	0.009388	0.482329	0.003031	0.439836	0.385777	0.284411	0.006881	0.73504	0	U_SYN_7065	0.427302	4.753588	0.176184	2	0.233418	0.128771	0.55511	0.276612	0.070656	3.257031
10	583.851211	0.5	0.670057	1.207098	0.461814	3	8.966738	0.627547	0.000356	0.118548	0.044008	0.669698	0.517639	0.520866	0.007855	0.396451	1	U_SYN_2979	0.97577	0.382527	0.649643	5	1.116761	0.472182	0.076186	0.505182	0.804732	8.749474
0	602.36086	2.659078	0.458187	1.669896	0.276047	0	7.726531	1	0.005091	0.422302	0.080418	0.149817	0.016103	0.003205	0.003359	0.165052	0	U_SYN_13750	0.543923	1.502392	1.208927	0	0.166065	0.244903	0.397707	0.049776	0	4.202641
0	789.19957	7.271412	0.714676	0.788363	0.463914	2	9.385635	1	0.003542	0.91281	0.016974	0.415954	0.366503	0.259525	0.007323	0.605819	0	U_SYN_8990	0.399207	8.185184	0.422631	2	0.096952	0.044131	0.962484	0.234737	0	3.746814
7	642.107332	1.490859	0.389746	0.59896	0.359971	4	9.342663	0.674785	0.00918	0.270574	0.098455	0.672151	0.655306	0.715085	0.006469	0.70052	0	U_SYN_6861	0.502434	2.132967	0.383352	6	0.244991	0.189913	0.327502	0.528323	0.279515	4.694073
0	745.259051	6.219845	0.476983	0.486874	0.489357	0	5.270551	1	0.006361	0.628257	0.025545	0.08492	0.003744	0.07016	0.009801	0.756563	0	U_SYN_8168	0.272116	10.598257	0.248619	0	0.075474	0.051821	1.59192	0.026599	0	1.434201
7	653.248205	5.459144	0.620479	0.529616	0.496552	2	6.981718	0.859069	0.003719	0.735081	0.01818	0.375226	0.350387	0.330614	0.009573	0.735192	0	U_SYN_8128	0.468044	8.670591	0.266634	4	0.111614	0.167434	1.028786	0.274056	0.247154	3.267749
0.066497	576.385394	5.632386	0.171758	0.923835	0.304503	2	1.802739	0.599744	0.184132	0.54185	0.329954	1	0	0	0.084807	0.749202	1	USER_005920	0.018717	8.362228	0.860537	3.603859	2.24178	0.009311	19.586551	-0.68904	0.395444	1.017829
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0.645976	511.743998	5.282451	0.228896	0.772024	0.498445	2	7.337423	0.521246	0.277614	0.362177	0.283274	2	0	1	0.022899	0.610181	1	USER_001475	0.160882	4.338679	0.200681	5.310604	4.944411	0.098944	13.247208	1.268574	0.113077	6.522352
7.910819	585.983942	7.162475	0.247855	0.817967	0.380559	4	3.917228	0.483985	0.141274	0.998611	0.288648	0	0	1	0.165602	0.379936	1	USER_006368	0.132725	9.996866	0.681233	7.546481	0.33563	0.063712	22.183647	2.219835	0.500322	8.589837
0	685.97657	4.835803	0.232622	0.587769	0.563426	0	4.686066	1	0.00852	0.580207	0.077409	0.107633	0.06229	0.293573	0.010587	0.706115	0	U_SYN_8384	0.227861	7.031141	0.256605	0	0.04713	0.067954	2.090809	0.050977	0	1.067771
5	740.723466	0.5	0.324108	0.405821	0.380943	3	7.407955	0.842521	0.009129	0.168096	0.028491	0.608703	0.49406	0.536147	0.005387	0.79709	0	U_SYN_5246	0.61173	0.988493	0.251226	3	0.54018	0.121541	0.128738	0.393821	0.135274	4.531667
2	549.761236	2.022258	0.478825	1.01265	0.437434	0	8.737532	0.9277	0.001686	0.389371	0.083463	0.144205	0.028548	0.134134	0.004804	0.493675	0	U_SYN_13464	0.480417	1.817515	0.569682	0	0.225621	0.262254	0.461034	0.080746	0.13502	4.197657
1.258015	609.834375	4.210315	0.445469	0.702408	0.202978	0	4.066474	0.525207	0.253185	0.416451	0.405731	0	0	1	0.297111	0.110485	0	USER_009140	0.358528	4.7337	0.830113	0.047844	0.467705	0.156557	16.778559	1.427019	0.232266	8.906453
0	545.032588	2.627437	0.351785	0.67141	0.451772	0	5.846072	1	0.005871	0.462303	0.088453	0.115618	0.067369	0.207989	0.00719	0.664295	0	U_SYN_3896	0.313147	3.406017	0.368086	0	0.12898	0.173635	0.769433	0.054896	0	1.830677
0	753.838604	4.6832	0.334448	1.249872	0.14915	0	8.520226	1	0.004262	0.586871	0.023825	0.033948	0.048678	0.007776	0.00621	0.375064	0	U_SYN_1721	0.392122	3.469365	1.063454	0	0.069921	0.068558	0.464887	0.024788	0	3.340967
5.598582	752.195959	7.718968	0.129137	0.756879	0.075423	1	1.852355	0.851572	0.129528	0.034433	0.475889	0	0	1	0.059303	0.047452	0	USER_006623	-0.003549	12.798886	0.67875	0.288703	2.738694	-0.000631	35.683898	0.045348	0.423485	8.679442
0	793.959793	0.512962	0.422934	1.11002	0.217866	0	10	1	0.009267	0.182984	0.057142	0.184612	0.025335	0.152385	0.004371	0.44499	0	U_SYN_3777	0.675168	0.423929	0.868185	0	0.689983	0.068794	0.064491	0.062984	0	6.751684
1.958933	473.69646	0	0.624715	0.941242	0.557801	2	9.542928	0.380652	0.290607	0.391083	0.125007	1	1	0	-0.054035	0.029239	1	USER_000210	0.472938	-0.012874	0.123877	6.71233	1.376783	0.323579	0	-0.859284	0.127699	4.08468
0.835328	587.335757	6.912452	0.243081	0.621509	0.366173	1	1.247899	0.69003	0.26709	0.838243	0.363894	0	0	2	-0.089163	0.840298	0	USER_000722	0.000385	7.549064	0.125286	1.370452	2.638205	0.000184	21.9065	2.298356	0.86634	6.297587
0.995996	662.539812	7.805842	0.054946	0.525659	0.326491	0	1.358059	0.618228	-0.015075	0.75057	0.122188	1	0	0	-0.024402	0.469729	1	USER_004408	-0.085463	11.9362	0.470756	2.367198	1.097808	-0.029129	26.286524	-1.31914	0.549423	8.981457
10	621.870635	1.803613	0.269018	0.951831	0.483907	3	6.070266	0.517933	0.000172	0.274005	0.009782	0.653574	0.485807	0.415639	0.008945	0.524085	1	U_SYN_4050	0.576135	1.714737	0.491233	5	0.141319	0.23897	0.637988	0.534641	0.634554	3.497291
6.264738	349.082816	1.550417	0.528811	0.937592	0.671109	1	5.302478	0.085287	0.637274	0.538618	0.485239	0	0	0	0.052002	0.757314	1	USER_008450	0.75463	0.117947	0.764865	3.166985	2.081094	0.687285	2.549591	1.464326	0.738867	9.656711
0	614.250715	7.087282	0.154689	0.462406	0.421157	0	7.420121	1	0.008038	0.858502	0.089109	0.182359	0.010887	0.002659	0.006211	0.768797	0	U_SYN_12280	0.166715	12.601708	0.267661	0	0.021523	0.07146	2.523133	0.057974	0	1.237044
0	691.514963	3.366355	0.22991	1.461755	0.438866	0	8.329524	0.877403	0.002435	0.41529	0.098002	0.039301	0.048839	0.027722	0.005371	0.269123	0	U_SYN_13894	0.419021	2.155495	0.82024	0	0.066326	0.120743	1.137716	0.075481	0	3.49025
0	483.661329	2.48265	0.428924	1.191718	0.410361	0	7.725221	1	0.001101	0.38751	0.09261	0.080764	0.037699	0.266216	0.008585	0.404141	0	U_SYN_7705	0.444461	1.921975	0.702683	0	0.166079	0.296042	0.581802	0.035539	0	3.433558
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5	492.065484	5.263041	0.42528	2.127756	0.231659	0	9.159974	0.68426	0.009298	0.625354	0.097705	0.116129	0.045554	0.011601	0.00689	0	0	U_SYN_1558	0.690427	2.362486	1.634842	0	0.079298	0.449323	0.700717	0.174801	0.709252	6.324297
5	577.766638	3.416965	0.348872	0.372863	0.428275	0	6.769689	0.807731	0.005989	0.427686	0.013478	0.12835	0.090273	0.234197	0.005541	0.813569	0	U_SYN_10892	0.336101	7.226124	0.213175	0	0.099197	0.16636	0.952862	0.142494	0.124288	2.275301
0	730.984606	3.693887	0.194204	1.075091	0.320686	0	6.882036	0.934005	0.009591	0.370988	0.059512	0.124621	0.052053	0.005749	0.007056	0.462455	0	U_SYN_2488	0.325996	3.14349	0.730324	0	0.051189	0.070543	0.954529	0.0794	0	2.243514
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0	524.830195	2.749635	0.27031	0.356468	0.494968	0	4.504945	1	0.003038	0.318359	0.004255	0.105445	0.093953	0.160711	0.009194	0.821766	0	U_SYN_4542	0.222571	6.023721	0.180028	0	0.094858	0.131588	0.993095	0.05982	0	1.002671
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0	707.778663	3.337052	0.103719	0.614163	0.544315	0	6.154747	0.866694	0.00365	0.371218	0.047272	0.023633	0.00083	0.123975	0.007021	0.692919	0	U_SYN_14429	0.212138	4.672676	0.279865	0	0.030177	0.054855	1.628012	0.060661	0	1.305654
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8.745068	653.476193	6.263616	0.141904	0.825218	0.352321	4	3.686726	0.621192	0.241485	0.211968	0.009165	1	0	1	-0.112903	0.199659	1	USER_009341	0.134998	7.289485	0.926092	8.858618	0.452529	0.048237	20.284068	-0.771934	0.499741	0.35768
2	535.274801	2.539294	0.699834	0.403313	0.580215	0	6.081207	0.791495	0.009012	0.344203	0.097189	0.070547	0.040407	0.032066	0.007121	0.798343	0	U_SYN_12823	0.406391	5.045158	0.169305	0	0.265159	0.232548	0.442246	0.116688	0.053775	2.471345
2	588.726582	0.767235	0.799639	0.844679	0.350966	4	9.63839	0.875899	0.001561	0.274522	0.041484	0.671233	0.597645	0.632451	0.005958	0.57766	1	U_SYN_9843	0.679446	0.812164	0.548225	4	0.922057	0.322766	0.053952	0.430304	0.112624	6.548764
1.421225	385.750379	0.231648	0.553986	0.802983	0.551154	7	11.233898	0.336595	0.279201	0.347195	0.412577	1	0	0	0.22557	0.18398	1	USER_001676	0.542658	0.010675	0.306264	14.809054	1.325663	0.458052	0.519872	0.290914	0.148602	9.093316
4.615162	478.120225	2.933909	0.374294	0.796092	0.423398	3	5.185635	0.589595	0.328546	0.471514	0.485612	2	0	0	-0.028258	0.688034	1	USER_004954	0.216492	2.566917	0.555502	8.024306	1.931944	0.14638	8.458484	0.332919	0.735783	7.175758
4.081359	585.91496	4.767722	0.134064	0.763188	0.218305	0	3.662888	0.594265	0.258849	0.448647	0.085215	2	0	1	0.043249	0.037101	1	USER_006670	-0.124172	5.121315	0.050713	1.548755	2.646643	-0.059622	18.634531	-0.551388	0.407413	6.232291
2	674.13232	4.094516	0.349365	0.330329	0.673379	0	5.952831	0.860532	0.005869	0.496949	0.006756	0.100434	0.094055	0.181692	0.009719	0.834835	0	U_SYN_11392	0.258557	9.514845	0.107892	0	0.083291	0.082676	1.793906	0.114134	0.044044	1.539144
0	740.371836	6.299535	0.677351	1.522314	0.467916	0	6.678593	0.933314	0.000081	0.767738	0.0098	0.006314	0.060797	0.042409	0.005668	0.238843	0	U_SYN_9964	0.53892	3.883056	0.809999	0	0.105844	0.10742	0.951056	0.046808	0	3.59923
1.439485	731.590082	8.126763	0.083581	0.880287	0.173541	1	0.285381	0.762163	-0.000736	0.70206	0.256193	0	0	1	-0.106333	0.014387	1	USER_008176	0.153905	12.485779	0.883235	1.097033	3.423361	0.033134	33.582186	-0.509558	0.044768	8.886657
0	580.672388	1.814271	0.238767	1.870771	0.354494	3	10	0.971947	0.004089	0.239447	0.037071	0.58425	0.446819	0.431752	0.005624	0.064615	0	U_SYN_9727	0.550263	0.92059	1.207594	3	0.12473	0.269456	0.489585	0.320542	0	5.502627
1.090235	615.856985	7.042767	0.174235	1	0.242222	0	2.51835	0.622027	0.24444	0.519096	0.067463	1	0	0	0.023815	0.934378	0	USER_008879	0.198141	8.428201	0.010558	0.791248	0.15215	0.084351	26.684261	-0.487108	0.865956	2.467623
0	603.994076	7.640718	0.400712	1.581032	0.015901	0	8.222549	0.949706	0.008393	0.859365	0.025899	0.194659	0.047511	0.215964	0.005072	0.209484	0	U_SYN_13231	0.462257	4.545255	1.555892	0	0.051767	0.20676	0.07281	0.092768	0	3.800935
4.538885	570.119768	7.294571	0.513217	0.709248	0.381353	0	4.644334	0.375258	0.321595	0.752317	0.093695	0	0	1	-0.040224	0.329439	1	USER_002309	0.411805	7.362538	0.417533	-0.24556	0.906168	0.209557	22.563817	-0.679607	0.820515	3.456671
0	651.300476	4.44046	0.367199	0.857717	0.567786	0	6.642593	1	0.005912	0.496405	0.020834	0.035711	0.074846	0.198645	0.009479	0.571142	0	U_SYN_13201	0.325751	4.636507	0.370717	0	0.080873	0.117685	1.595439	0.033167	0	2.163834
0.754292	685.156044	9.475436	0.018158	0.757682	0.339128	2	1.172573	0.769011	0.228935	0.771786	0.245511	1	0	1	-0.085779	0.519956	0	USER_005849	-0.026787	14.054532	0.361671	3.612996	1.756834	-0.008029	31.310229	-0.766005	0.579849	4.822442
5.659023	580.335551	6.900144	0.407488	0.876751	0.409815	1	2.914837	0.524296	0.225181	0.701267	0.386644	1	0	0	0.135781	0.636338	0	USER_005896	0.297308	6.939545	0.288024	3.646463	2.37123	0.14577	20.361814	-0.58602	0.76034	4.067815
2	682.339386	3.701539	0.150602	0.36072	0.587937	0	4.772688	0.917429	0.000192	0.516559	0.050002	0.016191	0.038619	0.215153	0.009557	0.81964	0	U_SYN_10542	0.209935	8.034255	0.148639	0	0.039616	0.063996	1.84852	0.049471	0.048096	1.001953
0.26479	603.911229	6.240252	0.217456	0.7665	0.350938	1	5.399669	0.628456	0.309149	0.826691	0.352442	3	0	0	0.11768	0.257898	0	USER_006488	0.285409	8.104063	0.881057	6.660719	0.226218	0.127702	20.251546	-1.354525	0.655041	3.636642
0	827.786714	1.743476	0.566601	1.098603	0.246032	2	7.015493	0.986183	0.004781	0.23866	0.000475	0.454958	0.347672	0.479112	0.003761	0.450699	0	U_SYN_10420	0.498192	1.454591	0.828311	2	0.307355	0.020121	0.185907	0.246316	0	3.49506
0.600038	541.373357	4.482183	0.247656	0.983493	0.432645	1	3.114865	0.448923	0.065998	0.117322	0.283029	0	0	0	0.005417	0.990489	1	USER_003559	0.013212	4.192476	0.876324	2.703195	0.258594	0.007414	12.714937	-0.770367	0.799895	7.67045
0	543.850236	1.444814	0.041032	0.292685	0.665444	3	8.878681	1	0.006551	0.278216	0.033843	0.5633	0.436845	0.512663	0.010005	0.853658	0	U_SYN_10002	0.200312	3.679322	0.097919	3	0.026561	0.111501	0.921993	0.300043	0	1.778507
0	766.447585	1.751016	0.577228	1.314001	0.410472	1	7.107665	0.936777	0.006826	0.265253	0.020598	0.333131	0.175989	0.134251	0.00549	0.342999	0	U_SYN_4647	0.544017	1.238341	0.774641	1	0.311844	0.082644	0.303864	0.178025	0	3.866693
2.319147	492.95593	4.419169	0.288531	0.839032	0.321016	1	3.340867	0.481378	0.306422	0.595359	0.422701	1	0	2	0.253321	0.712581	1	USER_000572	0.194717	4.096003	0.778572	1.938429	7.964908	0.126404	15.002716	1.107677	0.233272	4.806879
0	600.69475	1.934021	0.699319	0.622404	0.361344	2	8.818674	0.919449	0.00126	0.364428	0.022896	0.488154	0.378429	0.500685	0.005133	0.688798	0	U_SYN_14539	0.432604	2.677201	0.397502	2	0.343811	0.196092	0.21013	0.292195	0	3.814992
0.300601	640.525524	6.59137	0.124125	0.767419	0.135094	0	5.555453	0.832016	0.31393	0.351171	0.215214	1	0	0	0.078694	0.987869	0	USER_002226	-0.093007	9.565387	0.386997	1.132876	0.703634	-0.035423	28.504559	-1.236838	0.302781	7.212482
2.170167	684.386914	6.226529	0.024746	0.640027	0.349586	1	0.262039	0.785986	0.162248	0.229153	0.36606	0	0	0	0.072604	0.545707	0	USER_006018	0.160589	9.621053	0.906867	1.596457	2.120902	0.048356	20.249113	0.324374	0.285909	4.737481
10.972204	435.447865	2.457065	0.345125	0.806725	0.676274	6	6.511168	0.235327	0.378746	0.170828	0.495585	5	0	0	-0.077763	0.697668	1	USER_001740	0.30686	1.661443	0.62243	18.763888	0.046486	0.23129	3.977074	0.448423	0.861045	3.562493
2.492853	633.593077	6.865924	0	0.555425	0.353712	1	3.62467	0.878972	0.166963	0.891343	0.191173	0	0	1	-0.017883	0.907394	0	USER_000738	-0.013961	10.72	0.964956	1.964707	6.246032	-0.005493	22.186826	-0.591273	0.592181	6.222828
10	850	8.779749	0.5406	1.245046	0.31414	1	7.174015	0.672264	0.002091	0.987092	0.037531	0.213529	0.218171	0.124411	0.007385	0.377477	0	U_SYN_8458	0.633712	6.527471	0.853928	3	0.06088	0	1.267057	0.260605	0.830031	4.546262
2.350323	537.32327	6.479972	0.225278	0.747279	0.469116	3	3.462085	0.475693	0.324582	0.742773	0.385898	0	0	0	0.090182	0.001143	0	USER_008113	0.158647	6.607029	0.857881	5.775505	2.695025	0.090191	17.200566	-0.448531	0.233867	3.197164
0	597.533122	8.55644	0.482838	1.030327	0.29625	0	7.489394	0.927732	0.000179	0.988243	0.058661	0.176812	0.022341	0.054579	0.003485	0.484837	0	U_SYN_1726	0.374021	7.569882	0.725093	0	0.055778	0.171687	1.310924	0.088653	0	2.80119
6.610686	635.997087	4.698341	0.063775	0.899942	0.226257	3	3.671478	0.615142	0.20174	0.886628	0.367422	1	0	2	0.051593	0.327968	1	USER_008831	0.125181	5.26684	0.42704	7.793042	0.843323	0.048707	18.176543	1.254749	0.383564	6.018384

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