Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0.504365	768.82674	9.067122	0.141021	0.75017	0.269648	0	0.240979	0.882326	0.103455	0.211676	0.21339	0	0	0	0.041132	0.451497	0	USER_005676	0.014062	16.942776	0.361172	0.042291	1.032392	0.002075	33.110958	-1.479013	0.76126	4.024091
0.283891	517.761727	3.550142	0.205313	0.960563	0.227848	1	4.922008	0.478674	0.110959	0.587473	0.185024	1	0	0	0.073281	0.499481	1	USER_000629	0.228661	2.923824	0.657387	2.594864	1.155032	0.138127	13.70625	0.993608	0.45614	3.899035
5	697.075324	0.925185	0.287422	0.781915	0.561245	2	7.446736	0.998147	0.002173	0.272998	0.042026	0.49222	0.386439	0.506688	0.008754	0.609043	0	U_SYN_7903	0.537696	1.049064	0.343069	2	0.280361	0.149504	0.37001	0.264339	0.260638	4.004084
0	392.886315	1.574063	0.635632	0.930661	0.420695	1	7.749345	1	0.005595	0.307112	0.022233	0.338028	0.240884	0.179958	0.008029	0.534669	0	U_SYN_13334	0.496292	1.527236	0.539137	1	0.379694	0.412476	0.241285	0.173674	0	3.845936
5	696.039744	5.609413	0.218796	0.333958	0.563401	0	6.166644	0.845275	0.007516	0.757242	0.029509	0.03598	0.011221	0.217617	0.008678	0.833021	0	U_SYN_14692	0.26746	12.926163	0.145806	0	0.038322	0.07487	2.468875	0.07605	0.111319	1.649333
0	760.957824	10	0.266606	1.496287	0.37378	0	7.930379	1	0.000258	1.15156	0.003772	0.075125	0.049044	0.270004	0.005983	0.251857	0	U_SYN_13451	0.399041	6.264538	0.937004	0	0.026397	0.064603	2.74128	0.037251	0	3.164548
0	520.99992	5.041075	0.623881	0.504735	0.246113	0	8.911943	1	0.004988	0.533403	0.059074	0.14154	0.021945	0.143776	0.005271	0.747632	0	U_SYN_13993	0.327014	8.336003	0.380513	0	0.121352	0.195614	0.466642	0.049046	0	2.914328
2	617.829969	0.5	0.301281	1.991697	0.137786	1	9.515624	0.899207	0.004961	0.135289	0.089711	0.221885	0.230123	0.233874	0.003156	0.004151	0	U_SYN_11539	0.862057	0.23904	1.71727	1	0.502136	0.363898	0.048137	0.17592	0.26556	8.203012
0.903646	570.614823	6.040627	0.234401	0.902248	0.481383	3	5.005158	0.545345	0.130874	0.511088	0.349774	1	0	1	-0.054716	0.869679	1	USER_001846	0.061335	6.767636	0.887323	6.299178	4.43273	0.031156	15.663867	-0.688756	0.03031	9.576097
0	485.673097	8.343634	0.251897	2.071835	0.132245	0	9.921793	0.972462	0.009747	0.836579	0.041604	0.004127	0.044774	0.01402	0.00261	0	0	U_SYN_8414	0.513623	3.841744	1.797844	0	0.029833	0.34023	0.825462	0.025685	0	5.096058
0	774.29502	1.300507	0.202727	0.47729	0.417652	1	5.653581	1	0.003519	0.183401	0.073612	0.282619	0.150445	0.329197	0.007105	0.761355	0	U_SYN_8817	0.299082	2.25278	0.277949	1	0.144753	0.041167	0.433046	0.129919	0	1.690881
0	662.103388	3.14524	0.380302	0.98415	0.331269	0	5.675486	0.874051	0.004722	0.394978	0.031324	0.012965	0.034246	0.27808	0.007091	0.507925	0	U_SYN_6284	0.372549	2.901113	0.658131	0	0.117188	0.127274	0.645676	0.064543	0	2.114399
0.366327	677.122407	6.215345	0.189593	0.726298	0.063703	1	2.978827	0.747421	0.237671	0.539077	0.241216	0	0	0	-0.16418	0.339055	0	USER_003417	-0.050062	9.18482	0.088751	1.198468	0.239352	-0.015736	29.097048	0.402562	0.588306	4.426294
0	768.47555	4.065038	0.510622	0.853254	0.444417	0	7.03708	1	0.004533	0.472781	0.098661	0.192746	0.078138	0.197835	0.006581	0.573373	0	U_SYN_12944	0.371856	4.26438	0.474054	0	0.122597	0.055119	0.884096	0.081265	0	2.616782
0	850	4.088818	0.175222	0.349728	0.58642	0	5.762884	0.92563	0.001649	0.462981	0.089786	0.01898	0.018719	0.22602	0.007603	0.825136	0	U_SYN_8536	0.170258	9.091752	0.144641	0	0.041831	0	1.977623	0.041058	0	0.981179
5.986843	543.612429	4.333897	0.325028	0.930144	0.500575	1	4.408414	0.47766	0.423359	0.528991	0.011295	0	0	0	-0.073101	0.433534	1	USER_000651	0.274068	4.18932	0.471157	2.433024	3.845468	0.152674	10.822273	-0.51626	0.632985	6.813547
5	741.53183	6.953446	0.678124	0.941574	0.345906	0	4.684493	0.73049	0.005818	0.795009	0.05761	0.132977	0.077784	0.137528	0.007009	0.529213	0	U_SYN_12726	0.520107	6.675903	0.615878	0	0.096141	0.102573	0.774189	0.171032	0.313858	2.436437
0.113066	680.497371	8.006194	0	0.502985	0.259424	1	1.898699	1	-0.071685	0.702995	0.251665	1	0	0	0.416581	0.99708	0	USER_003609	0.091906	13.247716	0.402455	2.086224	1.966645	0.028324	29.645984	1.451158	0.295512	3.947154
1.434232	761.084417	9.369313	0.014	0.860342	0.153845	0	1.932574	0.830751	0.166913	0.722386	0.262506	0	0	0	0.040717	0.208257	0	USER_006346	0.154362	17.586004	0.898943	0.81867	1.627534	0.024955	39.639458	-0.945165	0.276857	2.093803
7	679.735254	2.088424	0.591895	2.161502	0.222471	2	10	0.940012	0.001581	0.297306	0.053981	0.477676	0.329163	0.463401	0.003625	0	0	U_SYN_10471	0.841259	0.923467	1.68063	4	0.270466	0.26043	0.189612	0.266047	1.008701	8.412589
10.835613	554.49328	6.245186	0.271561	0.822564	0.246825	1	3.076833	0.533852	0.229868	0.55095	0.280761	2	0	0	-0.007432	0.423109	0	USER_003334	0.335582	6.961496	0.978387	4.352962	0.538083	0.180303	23.518596	-0.135965	0.533726	2.48711
0	600.980909	5.950949	0.242067	0.902832	0.526383	0	5.625263	0.981661	0.007379	0.784393	0.039914	0.058635	0.002924	0.081009	0.00839	0.548584	0	U_SYN_4326	0.286239	5.934143	0.427597	0	0.040005	0.129598	2.374209	0.025803	0	1.610171
1.19832	677.784217	9.052467	0.050136	0.858174	0.261019	0	-0.158497	0.856007	0.106403	0.91765	0.097804	1	0	0	0.065177	0.314372	0	USER_008763	-0.000148	13.851253	0.261713	1.546032	0.563578	-0.000046	33.448011	0.727699	0.940777	4.528111
5	519.060605	2.702762	0.162953	0.96054	0.41565	0	6.038567	0.999919	0.002339	0.45	0.027372	0.094358	0.000759	0.277591	0.007427	0.51973	0	U_SYN_8587	0.412352	2.548477	0.561292	0	0.05814	0.248116	0.940341	0.028568	0.32018	2.490016
4.09618	533.999635	5.571208	0.169653	0.923688	0.378165	3	4.878739	0.256727	0.230653	0.26967	0.307662	0	0	1	-0.10361	0.726406	1	USER_005522	0.183553	5.760925	0.428496	4.642749	1.305111	0.105459	17.321871	-0.401816	0.274183	0.186646
0	597.298301	3.933549	0.347097	0.463059	0.554447	0	5.30204	0.840255	0.002314	0.521567	0.083399	0.073209	0.067393	0.17024	0.005975	0.76847	0	U_SYN_13306	0.246325	6.986032	0.206317	0	0.086052	0.113176	1.423946	0.106078	0	1.306025
4.454165	608.528842	0	0.453774	0.789511	0.424667	4	6.971142	0.674214	0.231924	0.649878	0.410461	0	2	0	0.103553	0.200262	1	USER_004973	0.364276	0.558087	0.222111	7.476321	0.692551	0.159931	0	-0.869196	0.429714	3.001161
7	589.292281	1.608088	0.444464	0.847598	0.575879	4	9.614482	0.853057	0.006572	0.172544	0.001132	0.812182	0.663205	0.454548	0.006368	0.576201	0	U_SYN_3641	0.559949	1.697014	0.359484	6	0.260211	0.265424	0.514462	0.501393	0.395546	5.383617
0.083172	447.284598	5.380574	0.420358	0.600521	0.542012	2	4.228499	0.44598	0.368611	0.45329	0.057601	0	0	3	-0.099147	0.01966	0	USER_000799	0.376337	4.130353	0.923453	5.709232	0.638106	0.275557	12.321195	-0.566054	0.158162	1.432508
0	647.201601	4.12628	0.577508	0.36113	0.566485	0	7.685115	1	0.005086	0.503369	0.076035	0.051928	0.086742	0.060405	0.006427	0.819435	0	U_SYN_9034	0.292801	8.948201	0.156555	0	0.136647	0.107963	0.987566	0.041601	0	2.250211
1.167156	727.57714	7.893734	0.044971	0.849793	0.154342	0	1.801091	0.86232	0.165245	0.786429	0.001356	0	0	0	-0.029819	0.039335	0	USER_008459	0.012722	12.584956	0.451311	-1.734134	1.152593	0.002832	33.376988	-0.301209	0.936909	5.929678
0	519.002345	1.575355	0.576457	1.588907	0.211189	2	9.78343	0.981509	0.004052	0.334722	0.026462	0.514241	0.387471	0.231986	0.006181	0.205546	0	U_SYN_21	0.610096	0.932766	1.253348	2	0.34408	0.367164	0.140912	0.27791	0	5.968834
0	571.615826	9.197181	0.093096	0.486805	0.512529	0	5.753452	0.975999	0.009945	1.103381	0.078518	0.016737	0.044435	0.209075	0.008877	0.756598	0	U_SYN_3718	0.146802	15.673326	0.237303	0	0.010013	0.074304	4.274982	0.027952	0	0.844616
0	490.496778	4.188114	0.930354	1.134995	0.437035	3	8.765518	0.987165	0.009274	0.510842	0.00316	0.675523	0.514253	0.403169	0.00795	0.432502	1	U_SYN_13391	0.552746	3.391198	0.638963	3	0.216961	0.361298	0.127476	0.362067	0	4.845105
0	685.948594	1.644659	0.510418	0.434946	0.681355	3	8.440678	0.880428	0.008881	0.215945	0.091983	0.527032	0.506755	0.598115	0.009261	0.782527	0	U_SYN_2902	0.35475	3.074438	0.138594	3	0.29256	0.105813	0.548624	0.357965	0	2.994333
0.225689	672.315519	7.141601	0.090975	0.674868	0.343081	0	3.369851	0.718646	0.122493	0.315485	0.037848	1	0	0	0.045164	0.712203	0	USER_005453	0.058478	11.489445	0.806502	0.160572	4.108169	0.018892	23.457252	-1.231103	0.620754	8.181359
0	551.902908	0.5	0.601172	0.565175	0.511406	3	6.457977	1	0.006967	0.182161	0.046192	0.534358	0.476211	0.372783	0.010067	0.717413	1	U_SYN_5534	0.62672	0.751682	0.276141	3	1.001953	0.339679	0.101981	0.303171	0	4.047343
7	574.451661	1.617155	0.57198	1.05229	0.358508	1	6.866491	0.603862	0.000564	0.230431	0.029413	0.252093	0.237993	0.358531	0.007564	0.473855	0	U_SYN_11042	0.638524	1.403427	0.675036	3	0.333097	0.319898	0.24815	0.305481	0.491069	4.384417
1.509018	496.292245	4.686023	0.188288	0.790494	0.460625	3	6.466519	0.468637	0.316313	0.41682	0.137327	2	0	1	-0.060637	0.441891	1	USER_000351	0.136554	3.390275	0.54158	9.752921	2.65512	0.087818	12.637623	-0.415539	0.630281	8.789236
2	686.518104	0.5	0.177151	0.623343	0.51087	0	6.8008	0.758752	0.005929	0.181329	0.091224	0.034342	0.047942	0.274945	0.010038	0.688328	0	U_SYN_779	0.551147	0.691235	0.304896	0	0.295252	0.163823	0.210184	0.121185	0.083112	3.748242
15.952368	593.353233	5.560242	0.127864	0.749881	0.30085	2	2.951213	0.579453	0.311704	0.194776	0.464704	1	0	0	-0.078944	0.870243	0	USER_002431	0.267509	4.756427	0.436569	4.777649	0.577745	0.124828	19.437202	0.184861	0.869247	6.452979
1.40536	677.487003	8.334661	0.282936	0.794075	0.301551	2	2.114947	0.455408	0.150552	0.825231	0.043525	0	0	1	0.03311	0.925713	1	USER_004934	0.221223	12.115053	0.557868	4.19749	3.198499	0.069389	29.106683	1.709446	0.455734	3.801253
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1.517506	771.763398	8.337286	0.113782	0.739767	0.120575	1	1.705626	0.91217	-0.065725	0.296115	0.001235	0	0	0	0.047008	0.701489	0	USER_009343	-0.008545	15.082467	0.202585	2.817572	0.353685	-0.001215	36.660103	-1.099918	0.270449	4.047232
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9.115511	694.230319	8.372376	0.141039	0.744068	0.395408	0	3.486295	0.790162	0.122306	0.418768	0.193321	0	0	0	-0.085868	0.898078	0	USER_007250	0.268402	12.651447	0.420736	1.021122	3.114875	0.076016	25.309346	0.702349	0.723841	1.873814
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5	550.734098	2.586888	0.763197	1.174417	0.280744	1	8.322184	0.689487	0.005787	0.396156	0.004147	0.326575	0.180095	0.40422	0.004473	0.412791	0	U_SYN_1242	0.638278	2.029859	0.844707	1	0.284045	0.3473	0.171979	0.276206	0.391472	5.311868
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0	656.183167	3.313511	0.239125	2.243037	0.214267	0	8.755159	1	0.000424	0.530406	0.016887	0.06212	0.044407	0.110509	0.002568	0	0	U_SYN_8998	0.578936	1.414195	1.762429	0	0.070053	0.204014	0.540202	0.031958	0	5.068673
7	482.610207	2.439647	0.648422	0.58649	0.266207	0	3.983779	0.998995	0.007766	0.4263	0.001439	0.037372	0.051839	0.290735	0.007204	0.706755	0	U_SYN_11914	0.530576	3.553797	0.430362	2	0.25532	0.354415	0.228333	0.027166	0.273695	2.113696
0	658.543869	2.192455	0.332729	0.335717	0.668532	0	6.69435	1	0.008699	0.332284	0.094665	0.188882	0.034236	0.188188	0.007228	0.832141	0	U_SYN_8343	0.254205	5.031829	0.111279	0	0.145141	0.088489	0.978038	0.066935	0	1.701736
0.00119	665.911072	7.271752	0.273101	0.719463	0.324206	0	1.854742	0.630839	0.153368	0.041517	0.130897	1	0	0	-0.083032	0.39824	0	USER_007811	0.050316	10.065188	0.546879	1.627263	2.4517	0.016841	24.571026	1.831891	0.530654	9.949512
0	619.113537	2.716973	0.064521	0.489427	0.538649	0	7.330875	1	0.00205	0.460072	0.05804	0.100728	0.009684	0.277371	0.008207	0.755286	0	U_SYN_8893	0.18824	4.609512	0.225798	0	0.022904	0.079022	1.369069	0.033124	0	1.379964
0	596.587836	0.88534	0.452662	0.634902	0.56709	3	8.537184	0.883333	0.002317	0.102923	0.04532	0.564453	0.497869	0.431811	0.008697	0.682549	0	U_SYN_7490	0.465755	1.204704	0.274856	3	0.459397	0.214596	0.274801	0.365363	0	3.976233
6.954366	612.740984	0	0.514935	0.824991	0.344516	2	8.900667	0.559941	0.314966	0.023166	0.385084	2	1	1	-0.155447	0.801192	1	USER_007328	0.328631	-0.304623	0.636564	6.514109	1.047843	0.141765	0	-0.260467	0.977247	4.644541
5	850	1.055015	0.965334	0.99638	0.575114	3	10	0.815792	0.003891	0.149338	0.061467	0.548154	0.447167	0.53084	0.00799	0.50181	0	U_SYN_11859	0.762034	0.962271	0.423348	3	0.835777	0	0.021034	0.372279	0.332127	7.620342
0.157014	762.644939	10.535021	0.171526	0.796585	0.0781	0	-0.403348	0.928776	0.000238	0.728528	0.194888	0	0	0	0.016693	0.011011	0	USER_008110	0.198526	19.353842	0.4183	0.066543	3.732904	0.031531	48.561198	0.642528	0.082651	5.625117
0	762.045049	1.050574	0.437387	2.47363	0.009141	1	9.728732	1	0.009785	0.19255	0.090759	0.232676	0.225087	0.263669	0.002261	0	0	U_SYN_14772	0.799768	0.408207	2.45102	1	0.380147	0.127897	0.005403	0.137329	0	7.780732
0	784.767809	1.133527	0.279441	0.245347	0.639511	2	5.090201	1	0.001285	0.177243	0.054361	0.47235	0.301134	0.438432	0.009894	0.877327	0	U_SYN_1777	0.295038	3.282285	0.088445	2	0.226538	0.034993	0.522335	0.232045	0	1.501805
0.319152	518.219263	7.009999	0.032792	0.75496	0.296133	1	1.845945	0.59527	0.103729	0.207188	0.142999	0	0	1	-0.030864	0.916446	0	USER_009232	-0.097673	9.032339	0.14993	2.744252	2.038644	-0.05892	24.670526	0.625357	0.704492	3.709011
7.311728	634.006263	6.978328	0.13014	0.881973	0.305172	0	2.300299	0.701601	0.031565	0.462217	0.347805	3	0	0	-0.121423	0.640612	0	USER_000111	0.18259	9.461601	0.508505	2.430306	0.224569	0.071706	24.2437	-0.618336	0.152872	0.762623
2	449.007074	7.64528	0.067236	0.262374	0.453943	0	5.812345	0.998356	0.006523	0.845375	0.000204	0.110174	0.045813	0.096843	0.006125	0.868813	0	U_SYN_11133	0.138468	21.097763	0.143271	0	0.008681	0.100954	3.237177	0.047454	0.034983	0.804822
0	560.693144	2.506489	0.435907	0.859814	0.409555	0	6.274145	1	0.007766	0.449039	0.071171	0.147659	0.043409	0.248847	0.004287	0.570093	0	U_SYN_13072	0.379466	2.611433	0.507672	0	0.167239	0.199604	0.579068	0.057321	0	2.380827
28.529544	517.861357	4.144849	0.107598	0.72672	0.510338	1	3.706821	0.570497	0.345812	0.075148	0.498554	0	0	0	0.094711	0.816704	1	USER_003727	0.035752	3.602173	0.640986	2.913322	0.263628	0.02159	10.14788	0.004056	0.424249	0.314871
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7	648.377379	1.786848	0.435563	2.474368	0.061232	2	10	0.601758	0.001994	0.206255	0.069223	0.384354	0.292409	0.422119	0.004707	0	0	U_SYN_13863	0.871539	0.694092	2.322859	4	0.230842	0.319495	0.061756	0.362326	1.154705	8.715394
7	684.46623	4.161344	0.589087	1.257434	0.236177	3	8.820458	0.840274	0.007154	0.579045	0.067119	0.63889	0.469381	0.527415	0.002857	0.371283	0	U_SYN_14490	0.615146	3.065596	0.960457	5	0.13824	0.185141	0.403851	0.396371	0.586802	5.425872
0.821429	500.848371	6.470089	0.33091	0.807386	0.490979	1	5.068073	0.557493	0.284582	0.371161	0.016236	1	0	1	0.06192	0.570189	1	USER_007822	0.205247	5.678486	0.605944	3.215214	6.035943	0.130295	16.467053	-0.266829	0.32081	6.877358
10	561.402992	2.007907	0.895444	1.49393	0.474579	4	9.69365	0.781029	0.002018	0.295853	0.085214	0.763577	0.633709	0.467206	0.006089	0.253035	1	U_SYN_7271	0.8623	1.259721	0.784942	6	0.424803	0.452468	0.099632	0.506774	0.995953	8.358835

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