Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
3.064952	447.635725	0.66539	0.125267	0.780842	0.473572	1	5.566505	0.144546	0.418278	0.410284	0.462001	0	0	1	0.066605	0.678658	0	USER_009708	0.089824	0.646911	0.677418	1.865618	0.449708	0.065712	1.751399	-0.526243	0.056342	2.393251
0	498.967023	1.447224	0.553257	0.705395	0.577132	0	8.220577	0.923938	0.00829	0.319813	0.072023	0.053516	0.023527	0.214937	0.006103	0.647302	0	U_SYN_14554	0.43632	1.796912	0.298289	0	0.357581	0.278478	0.373137	0.053537	0	3.586802
0	768.031832	5.553919	0.600002	0.614724	0.612595	0	4.613477	1	0.000781	0.716194	0.032171	0.158892	0.006172	0.202607	0.009805	0.692638	0	U_SYN_10284	0.338319	7.770714	0.238147	0	0.106121	0.050421	1.360914	0.049519	0	1.560828
3.469137	543.277683	5.78299	0.295323	0.716186	0.448414	1	2.344837	0.45061	0.213347	0.775615	0.429678	0	0	1	0.078037	0.995669	0	USER_003174	0.256332	3.906071	0.243087	-0.666604	0.058438	0.14295	15.949073	0.708304	0.158271	6.894249
0	712.91353	7.93129	0.262331	0.28346	0.706359	0	5.85454	0.982308	0.008683	0.91692	0.053856	0.101202	0.003689	0.105361	0.010832	0.85827	0	U_SYN_4607	0.160294	20.683488	0.083236	0	0.032664	0.039953	4.132672	0.038544	0	0.938446
3.401119	652.999072	6.842959	0.097607	0.823843	0.496397	3	2.567316	0.558802	0.185436	0.088216	0.286797	0	0	1	0.004452	0.695397	1	USER_007639	0.116869	8.688682	0.137404	6.204661	0.235217	0.041861	17.230681	0.967218	0.799461	9.955628
3.242022	662.457755	8.076114	0.142434	0.617717	0.378703	1	2.385358	0.678011	0.209748	0.705408	0.142037	2	0	0	-0.13851	0.659284	0	USER_009057	0.249972	10.595149	0.751429	2.45283	1.854531	0.085237	25.088329	-0.552399	0.728961	1.169343
2.857397	591.804732	4.668863	0.04577	0.73227	0.323786	1	1.862124	0.64509	0.149423	0.040249	0.255834	0	0	1	-0.272402	0.315899	1	USER_000753	0.196812	5.489699	0.559261	0.563396	2.88046	0.092392	15.785744	-2.102207	0.382457	4.771483
3.93186	637.912882	6.434088	0.209993	0.824934	0.457045	1	1.640286	0.692118	0.016397	0.069432	0.493889	3	0	3	-0.039055	0.606481	1	USER_005069	0.137073	8.745559	0.522394	6.178258	2.007466	0.052857	17.467092	-0.941929	0.647524	1.261034
7	631.731023	2.427289	0.508951	1.455623	0.037432	3	7.759862	0.571582	0.007682	0.403242	0.019704	0.535504	0.465635	0.51786	0.003242	0.272188	0	U_SYN_11115	0.662946	1.560332	1.401136	5	0.201382	0.263092	0.044616	0.471709	0.679291	5.14437
0	572.900099	5.659968	0.242682	0.947124	0.219202	0	4.218206	1	0.000132	0.702628	0.001853	0.047588	0.018651	0.030605	0.006616	0.526438	0	U_SYN_1067	0.296952	5.405251	0.739512	0	0.042132	0.14961	0.939588	0.019872	0	1.252604
0	461.213776	1.870861	0.213236	0.213083	0.552897	1	5.009085	0.788599	0.003177	0.241824	0.087477	0.310917	0.240426	0.380103	0.009286	0.893459	0	U_SYN_7280	0.208066	5.975615	0.09527	1	0.108194	0.147078	0.813823	0.249964	0	1.042219
7	663.115271	2.101468	0.98256	0.803931	0.378415	5	8.189039	0.93024	0.009098	0.304068	0.07778	0.927343	0.756385	0.8267	0.006837	0.598034	1	U_SYN_11258	0.686403	2.324809	0.499712	7	0.44632	0.233233	0.013869	0.533023	0.375168	5.620979
2	604.030186	2.536268	0.665871	1.83644	0.18666	0	10	0.932141	0.005761	0.319136	0.078024	0.165048	0.079337	0.065654	0.004922	0.08178	0	U_SYN_10940	0.682914	1.309758	1.49365	0	0.252581	0.305411	0.158183	0.100459	0.244859	6.829143
0	790.538168	11.997603	0.043628	0.762028	0.138378	0	-0.47368	1	0.091077	0.781439	0.464042	0	0	0	0.159348	0.859219	0	USER_003732	0.041438	24.46566	0.481208	-0.655257	2.266184	0.00448	51.687023	1.183884	0.708087	2.433478
3.812926	490.732438	4.582119	0.188725	0.743252	0.457881	2	4.871177	0.538551	0.301663	0.48477	0.211293	1	0	1	-0.072292	0.751287	0	USER_006691	0.29113	5.297427	0.254098	3.493363	3.979438	0.19017	12.420258	-0.218049	0.564054	6.635876
1.888716	694.185625	7.248023	0.063327	0.71633	0.164922	1	0.830354	0.796439	0.105017	0.722215	0.149217	0	0	0	0.027217	0.121031	0	USER_001006	-0.004089	11.235452	0.794298	1.142766	1.295506	-0.001158	30.263312	-0.024164	0.697469	0.841547
0	607.032387	10	0.49803	0.546814	0.423498	0	5.960321	0.788119	0.006313	1.197231	0.059637	0.082657	0.024394	0.286835	0.006132	0.726593	0	U_SYN_6166	0.278574	15.460406	0.315239	0	0.04931	0.123062	2.125836	0.116867	0	1.660388
2	618.388372	1.553772	0.509352	1.446358	0.458745	2	9.117028	0.65131	0.004034	0.234312	0.06687	0.498962	0.364986	0.24587	0.007456	0.276821	0	U_SYN_6461	0.603013	1.004795	0.782849	2	0.307994	0.253936	0.349727	0.39866	0.192848	5.497685
0	659.12719	3.712476	0.413754	0.620107	0.60038	0	6.561073	1	0.009786	0.410872	0.087406	0.046651	0.00405	0.275101	0.008937	0.689946	0	U_SYN_889	0.300607	5.155447	0.247807	0	0.108526	0.104323	1.306681	0.01521	0	1.972305
2	818.264759	7.574916	0.532095	2.111793	0.149268	0	7.862515	0.954897	0.00259	0.825711	0.05123	0.052996	0.010477	0.061885	0.004803	0	0	U_SYN_966	0.648046	3.424785	1.79657	0	0.069329	0.037393	0.529055	0.037083	0.281572	5.095272
2	509.385756	2.737068	0.179083	0.820304	0.336118	0	6.772931	0.955163	0.00085	0.290905	0.023639	0.183056	0.076742	0.100765	0.0051	0.589848	0	U_SYN_10481	0.328281	2.974091	0.544586	0	0.063122	0.203304	0.755225	0.095874	0.109374	2.223424
14.826545	590.800276	5.31115	0.170637	0.867799	0.176584	3	4.089074	0.454536	0.177544	0.019559	0.033645	0	0	1	-0.094576	0.221493	1	USER_003214	0.042692	6.078183	0.311485	6.610509	1.048735	0.020119	21.866426	-0.117704	0.940698	4.003766
0	620.590569	7.034117	0.515972	0.969819	0.439685	0	7.566859	0.986132	0.005278	0.782607	0.051016	0.096451	0.023018	0.2846	0.008058	0.515091	0	U_SYN_1963	0.37679	6.575054	0.543404	0	0.072325	0.157162	1.496999	0.041388	0	2.851115
2	710.788033	2.664713	0.365998	0.398585	0.608839	0	5.833436	0.90692	0.005762	0.356714	0.065039	0.106079	0.008367	0.126908	0.007509	0.800708	0	U_SYN_9850	0.301857	5.344555	0.155911	0	0.132382	0.076404	1.028592	0.071566	0.053145	1.760862
0	588.950767	6.37922	0.730593	1.005566	0.29477	3	7.378747	1	0.008906	0.789402	0.090954	0.515125	0.476605	0.456824	0.005823	0.497217	0	U_SYN_12062	0.451159	5.770095	0.709155	3	0.112759	0.214136	0.506594	0.297519	0	3.328989
5	763.797661	1.100647	0.498521	1.722616	0.327003	0	10	0.822934	0.009012	0.299692	0.075071	0.100316	0.04401	0.270889	0.003736	0.138692	0	U_SYN_14496	0.760656	0.603883	1.159315	0	0.41521	0.119219	0.18049	0.114125	0.574205	7.606563
0	732.23423	4.0895	0.30818	0.365583	0.628547	0	4.889866	0.984073	0.000814	0.557083	0.064519	0.013219	0.052137	0.012881	0.010537	0.817208	0	U_SYN_1909	0.213309	8.78361	0.135797	0	0.07356	0.045674	1.778286	0.025978	0	1.043052
0.09689	797.720779	8.391069	0.08553	0.76137	0	1	0.418037	0.828853	-0.054218	0.23977	0.189266	0	0	0	0.053438	0.358158	0	USER_000690	0.178871	14.61905	0.778537	1.026609	3.139452	0.017002	41.955343	1.521029	0.712679	5.18531
0	554.067923	3.769503	0.550756	2.789618	0.181399	0	10	1	0.00359	0.410005	0.059038	0.179121	0.088758	0.182203	0.002603	0	0	U_SYN_8353	0.774837	1.304499	2.283583	0	0.142332	0.416907	0.307187	0.080364	0	7.748365
0.217062	571.618246	5.605246	0.369343	0.898933	0.375607	0	4.093664	0.498882	0.269508	0.986197	0.278614	1	0	1	-0.002611	0.879045	1	USER_009453	0.323837	5.360227	0.324559	2.099465	1.590228	0.163909	17.499378	-0.684591	0.289479	1.490559
0.435191	789.209029	9.752521	0.081229	0.960631	0.233796	0	-0.687476	1	-0.12154	0.378719	0.427561	0	0	0	0.091567	0.629671	0	USER_005177	0.158953	18.096154	0.199851	0.518677	1.951587	0.017569	37.362089	-2.156327	0.415215	8.296355
1.424035	535.071612	6.030601	0.255118	0.836817	0.465407	1	5.108223	0.532345	0.18135	0.021261	0.13035	0	0	1	0.048874	0.022228	0	USER_008923	0.1293	5.737987	0.548867	1.942724	0.900939	0.074037	16.119599	-0.895577	0.0806	9.815144
0.2735	668.693499	8.652861	0.063884	0.749645	0.165388	0	1.993887	0.805866	0.232477	0.51337	0.47569	0	0	1	-0.029046	0.542974	0	USER_009448	0.041919	13.662441	0.143681	-0.300216	6.916768	0.013819	36.108918	-0.2775	0.363181	0.557118
7	770.95314	5.704402	0.544343	0.580625	0.421171	1	6.772292	0.865446	0.006704	0.58285	0.089862	0.27052	0.225664	0.218582	0.00597	0.709688	0	U_SYN_2835	0.453884	8.381129	0.336082	3	0.093781	0.065233	1.09473	0.202677	0.270958	3.073838
0	625.804179	2.885551	0.69785	1.064084	0.415033	0	6.754501	1	0.001815	0.363225	0.09392	0.110995	0.097968	0.230516	0.004374	0.467958	0	U_SYN_11455	0.489161	2.478816	0.622455	0	0.233743	0.199396	0.361854	0.062689	0	3.30404
0	762.89066	0.563374	0.385797	1.415498	0.261266	1	8.640997	1	0.002531	0.170845	0.072362	0.292357	0.220116	0.38344	0.006387	0.292251	0	U_SYN_7213	0.700328	0.371742	1.045676	1	0.581567	0.110918	0.090405	0.153742	0	6.05153
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0	690.440815	2.229771	0.453078	0.578245	0.433566	0	4.754243	1	0.005794	0.250048	0.077924	0.176228	0.066195	0.190125	0.005223	0.710877	0	U_SYN_3770	0.337418	3.287558	0.327538	0	0.194473	0.097887	0.528738	0.072727	0	1.604167
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15	850	0.5	0.812397	1.239423	0.413387	5	10	0.347425	0.002388	0.155456	0.079741	0.84624	0.725204	0.809135	0.005059	0.380288	1	U_SYN_8183	1.124937	0.373295	0.727061	7	1.353996	0	0.038776	0.732463	1.239423	11.249372
7.965008	457.197078	4.503464	0.214083	0.699141	0.285033	2	4.652081	0.266655	0.227496	0.172703	0.187075	1	0	1	-0.149384	0.762423	1	USER_009649	0.091581	3.025339	0.974982	4.017369	2.757561	0.065406	16.099146	-1.340365	0.249592	2.355084
0	784.203533	2.974018	0.587671	0.884909	0.453152	0	7.570354	0.951632	0.003098	0.322081	0.016636	0.172586	0.076964	0.007386	0.007574	0.557545	0	U_SYN_11426	0.418345	3.019586	0.483911	0	0.191174	0.050047	0.555688	0.094212	0	3.167018
0	721.591714	5.441503	0.463595	0.781342	0.434099	0	8.408968	0.97441	0.002484	0.720491	0.060009	0.119176	0.080206	0.191771	0.005487	0.609329	0	U_SYN_4613	0.331438	6.174108	0.442163	0	0.083659	0.077381	1.267069	0.070051	0	2.787054
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7	649.959081	0.924595	0.278406	1.232963	0.331707	2	9.321676	0.748813	0.003797	0.289473	0.01052	0.435762	0.296186	0.451364	0.005604	0.383518	0	U_SYN_8593	0.665313	0.693639	0.823981	4	0.271723	0.241982	0.221309	0.320059	0.575383	6.201837
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7	602.932686	0.5	0.433878	0.80015	0.368375	4	8.938859	0.768832	0.002277	0.129622	0.050919	0.69297	0.625839	0.460644	0.004936	0.599925	0	U_SYN_6895	0.763527	0.555463	0.505395	6	0.72313	0.342986	0.104273	0.48811	0.373403	6.825057
1.766898	589.468709	5.008541	0.268241	0.735343	0.200283	1	2.991991	0.729107	0.037367	0.964872	0.023903	0	0	0	-0.171305	0.250973	0	USER_007940	0.027035	6.164011	0.28337	0.968716	0.123246	0.012807	20.027086	-0.045022	0.115175	5.265788
0	750.573165	3.948593	0.470287	1.109184	0.380813	0	7.600075	0.872374	0.002568	0.500828	0.078188	0.003717	0.004732	0.132049	0.006145	0.445408	0	U_SYN_14317	0.412323	3.265504	0.686792	0	0.116161	0.074538	0.796515	0.053585	0	3.133684
0	740.621587	4.7201	0.41521	0.397101	0.549822	0	4.789345	0.999598	0.009008	0.602112	0.068441	0.163672	0.023829	0.017058	0.008603	0.80145	0	U_SYN_13600	0.245476	9.495256	0.178766	0	0.086141	0.048818	1.517654	0.056411	0	1.17567
0	727.339982	2.614139	0.269665	0.479557	0.448137	0	6.172827	0.976758	0.00662	0.403235	0.069236	0.052541	0.054203	0.035684	0.007822	0.760221	0	U_SYN_2650	0.250499	4.51058	0.26465	0	0.099356	0.055866	0.855582	0.04132	0	1.546288
1.76452	634.158797	6.700795	0.035737	0.619199	0.16572	2	1.588943	0.514449	0.127521	0.593133	0.23088	0	0	0	0.121827	0.316777	0	USER_009887	0.117039	9.894262	0.590676	3.69438	1.261915	0.04593	27.951689	-1.703204	0.529998	4.044044
2	602.095003	0.5	0.682465	1.162525	0.294284	1	7.894849	0.890523	0.004878	0.208591	0.020042	0.217291	0.219541	0.32899	0.003449	0.418738	0	U_SYN_8789	0.810578	0.396032	0.820413	1	1.137441	0.365357	0.046723	0.17484	0.155003	6.399388
9.469413	461.310821	1.850346	0.394856	0.755769	0.368241	2	3.728544	0.297363	0.418523	0.663631	0.036647	1	0	1	0.074717	0.960866	1	USER_000345	0.171868	1.454817	0.530559	7.162487	0.575046	0.12146	5.844865	-0.819614	0.913909	2.30295
0	581.191787	5.508363	0.56655	0.474664	0.457426	0	4.657623	0.8933	0.003975	0.599706	0.015088	0.079799	0.060532	0.212359	0.007132	0.762668	0	U_SYN_3190	0.300559	9.585361	0.257541	0	0.101019	0.146896	1.092149	0.084779	0	1.39989
2	611.930931	1.933159	0.821906	1.851911	0.375079	4	9.971702	0.925741	0.003196	0.252583	0.03319	0.663128	0.608591	0.687232	0.005493	0.074045	1	U_SYN_9894	0.755323	0.990393	1.157298	4	0.404251	0.326944	0.129134	0.411219	0.246921	7.531857
0	666.244391	3.065229	0.535897	1.081048	0.098985	0	5.071693	1	0.002052	0.504267	0.026264	0.189575	0.0326	0.061205	0.002901	0.459476	0	U_SYN_12349	0.440165	2.595346	0.974041	0	0.169308	0.14706	0.140814	0.066653	0	2.232383
5	651.662098	2.908971	0.55538	0.410466	0.531479	0	5.512247	0.723744	0.00604	0.473626	0.013018	0.049696	0.009725	0.286689	0.008435	0.794767	0	U_SYN_3650	0.415175	5.698658	0.192312	0	0.184575	0.149718	0.687409	0.128329	0.136822	2.288547
1.117824	725.348347	7.591731	0	0.594177	0.309909	0	0.466803	0.846778	0.232566	0.482062	0.211055	0	0	0	0.039782	0.904951	0	USER_002104	0.014183	13.050211	0.470032	-1.724075	2.609091	0.003214	26.194919	-1.927417	0.291739	0.872173
1.015886	652.107151	6.08757	0.326693	0.768529	0.263802	3	0.32925	0.569367	0.018082	0.329012	0.078372	0	0	1	0.037118	0.604481	1	USER_003190	0.150909	8.245247	0.454697	5.661762	0.599044	0.054298	22.408298	1.286538	0.523777	9.986908
0	615.16916	7.360261	0.567161	0.477665	0.44394	0	6.599803	1	0.001674	0.744458	0.05054	0.161247	0.018406	0.258279	0.006591	0.761167	0	U_SYN_5976	0.29249	12.741399	0.265611	0	0.076024	0.124883	1.414307	0.053896	0	1.930376
0	696.450217	10	0.715063	1.148142	0.287737	2	8.995949	0.952616	0.002349	1.172821	0.053108	0.330768	0.371684	0.299056	0.005885	0.425929	0	U_SYN_3370	0.463949	8.011909	0.817779	2	0.070798	0.129526	0.819868	0.229689	0	4.173665
16.303795	565.160197	4.743765	0.055351	0.636754	0.485915	2	2.518979	0.455056	0.257986	0.19981	0.135821	0	0	0	-0.017497	0.459656	1	USER_009255	0.057276	4.853441	0.582507	2.920983	2.395351	0.029663	12.193502	1.684249	0.333117	7.796036
0.350556	643.249473	6.432712	0.118942	0.899896	0.387305	1	2.558221	0.615259	0.25171	0.98424	0.127253	1	0	0	0.02949	0.272957	1	USER_006063	-0.055676	8.30187	0.050533	2.529217	3.448551	-0.020929	19.706447	0.027082	0.967969	2.326094
2	743.029171	2.733472	0.215644	0.209279	0.480025	0	4.368744	0.929343	0.004241	0.419612	0.012224	0.100254	0.018074	0.204954	0.009701	0.89536	0	U_SYN_9604	0.217134	8.838198	0.10882	0	0.076106	0.042231	1.029182	0.063761	0.027904	0.948602
27.496412	374.850105	3.405487	0.522624	0.925758	0.519784	4	6.815087	0.311632	0.550359	0.507341	0.217514	1	0	5	-0.084863	0.13344	1	USER_007189	0.370999	1.716738	0.105716	8.860836	0.763007	0.320509	8.176845	0.560278	0.79507	6.070921
0	557.941677	3.26719	0.19393	1.107898	0.471018	0	5.088435	0.982499	0.008151	0.422317	0.081603	0.036227	0.04518	0.050892	0.008248	0.446051	0	U_SYN_1764	0.339155	2.704856	0.586058	0	0.057594	0.180097	1.240465	0.031422	0	1.725771
0.787515	742.897619	8.664526	0.026799	0.739811	0.172171	0	-0.800562	0.984831	0.033617	0.630533	0.463897	0	0	0	0.033599	0.838085	0	USER_004691	0.113352	15.235539	0.060732	-1.585113	2.562862	0.022073	35.863719	-0.645879	0.93974	8.81459

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