Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
0.659082	785.720097	9.308359	0.188529	0.473771	0.227618	0	0.146789	0.997099	0.027565	0.273639	0.427314	0	0	0	-0.119154	0.368024	0	USER_000732	-0.047167	17.02965	0.785712	-0.099489	8.268033	-0.005513	35.948029	-0.663915	0.919697	8.343309
2	671.197094	9.197856	0.766698	1.602833	0.265771	1	9.730714	1	0.004953	1.029161	0.012084	0.346769	0.209445	0.162705	0.00724	0.198583	0	U_SYN_12410	0.612086	5.401501	1.176846	1	0.08246	0.198987	0.570312	0.166864	0.213711	5.956038
5	514.445814	3.578594	0.407293	0.544519	0.576156	0	5.502119	0.805591	0.000237	0.379966	0.053966	0.089358	0.049888	0.02879	0.00605	0.727741	0	U_SYN_523	0.38546	5.552348	0.230791	0	0.11072	0.235169	1.22206	0.119538	0.181506	2.120849
0	526.183886	2.949462	0.47627	1.974718	0.243753	0	8.132566	1	0.004529	0.457867	0.039517	0.028353	0.037454	0.284457	0.005881	0.012641	0	U_SYN_3089	0.60341	1.421621	1.493375	0	0.156182	0.355262	0.37653	0.019742	0	4.907271
2.896965	701.705546	8.448902	0	0.760092	0.258298	1	1.033014	0.597358	-0.006029	0.712213	0.170482	0	0	1	0.126498	0.467609	0	USER_008133	0.252148	15.38896	0.108964	0.445304	3.305229	0.067986	31.332833	-1.48939	0.761838	9.622577
0	663.008694	4.360762	0.533213	0.862158	0.520466	0	7.138071	1	0.006747	0.550064	0.070115	0.093111	0.020352	0.239008	0.008584	0.568921	0	U_SYN_11619	0.377231	4.532271	0.413434	0	0.119534	0.128253	1.059432	0.034039	0	2.692701
10	646.228205	4.172486	0.269246	1.396722	0.344618	1	9.708859	0.630628	0.002581	0.613056	0.075711	0.338614	0.173174	0.180078	0.006049	0.301639	0	U_SYN_1996	0.606929	2.787749	0.915387	3	0.063019	0.224864	1.050761	0.301285	0.931148	5.892593
0.775361	640.715168	6.091839	0.242755	0.78553	0.338653	2	1.662537	0.689928	0.166091	0.813694	0.490134	1	0	2	-0.05216	0.417347	1	USER_002916	0.178741	7.156351	0.868285	3.791849	0.444135	0.068014	20.14411	-0.990383	0.373365	8.430422
0	723.911865	1.232212	0.638447	0.68982	0.424244	1	6.597187	1	0.008031	0.225815	0.09193	0.22155	0.160981	0.392443	0.009047	0.65509	0	U_SYN_11819	0.479624	1.560118	0.397168	1	0.479238	0.109954	0.189005	0.114759	0	3.164171
10	673.723488	0.813346	0.787732	5.915649	0	5	10	0.671876	0.003177	0.165617	0.040678	0.910756	0.724965	0.741704	0.003086	0	1	U_SYN_11602	1.838425	0.135205	5.915649	7	0.862469	0.58922	0	0.621966	3.943766	18.384246
2	557.535598	1.086599	0.139153	1.099727	0.469619	1	8.985828	0.923046	0.005419	0.203335	0.007323	0.223872	0.14482	0.207781	0.006811	0.450136	0	U_SYN_2831	0.47024	0.905705	0.583275	1	0.117271	0.250052	0.439279	0.141389	0.14663	4.225499
2	756.055988	2.329044	0.228137	0.890051	0.485273	0	8.059945	0.794547	0.00055	0.340511	0.040985	0.15749	0.02551	0.160642	0.006905	0.554974	0	U_SYN_8269	0.368788	2.352448	0.458133	0	0.09392	0.062992	0.872377	0.137082	0.118673	2.972413
5	647.858171	8.586725	0.715984	0.9965	0.473514	4	9.417412	0.861802	0.000085	1.036607	0.030574	0.798307	0.636927	0.485391	0.009316	0.50175	0	U_SYN_7489	0.537119	7.83103	0.524643	4	0.082423	0.197408	1.15479	0.485849	0.332167	5.05827
6.418736	429.712642	3.927558	0.351074	0.787955	0.587743	2	5.454179	0.297055	0.419365	0.005136	0.272891	1	0	2	-0.049324	0.004713	1	USER_005203	0.429362	2.428314	0.535263	5.173223	1.208873	0.328101	8.095807	0.34434	0.811868	3.02826
0.23257	629.595302	5.649919	0.141084	0.715377	0.379034	2	3.978914	0.772916	-0.001296	0.696077	0.48318	2	0	0	0.036893	0.890123	1	USER_005492	0.03396	6.98894	0.508565	5.067962	0.474623	0.013609	17.54204	0.426955	0.97131	2.709543
2.132014	546.725992	5.461689	0.102315	0.849251	0.38321	2	5.09046	0.608481	0.317477	0.557581	0.134966	0	0	1	-0.04273	0.285729	0	USER_006907	-0.03876	4.845475	0.182532	3.34105	2.317442	-0.021373	16.843563	0.379989	0.608253	4.899059
2	402.933672	3.355542	0.890409	3.688212	0	1	10	1	0.00596	0.482631	0.056879	0.315299	0.23015	0.395354	0.002335	0	0	U_SYN_1299	1.102643	0.885785	3.688212	1	0.257676	0.896281	0	0.163635	0.491762	11.026431
0	687.276722	2.222424	0.502346	0.57579	0.570329	0	5.429914	0.983564	0.00691	0.360791	0.015022	0.195821	0.078923	0.15825	0.008977	0.712105	0	U_SYN_6273	0.351979	3.28863	0.247401	0	0.216303	0.104137	0.630782	0.088998	0	1.911215
2	643.447088	0.663639	0.116164	0.876661	0.413474	3	7.862914	0.662156	0.004578	0.136737	0.003923	0.597489	0.511089	0.461938	0.007785	0.56167	0	U_SYN_5499	0.512085	0.679498	0.514184	3	0.152119	0.192314	0.242523	0.467711	0.116888	4.02648
0	559.889671	6.615675	0.468273	0.681989	0.526998	0	9.138068	0.845565	0.008025	0.725258	0.098368	0.012079	0.05083	0.126876	0.007729	0.659005	0	U_SYN_6447	0.306661	8.460057	0.322583	0	0.069728	0.161755	1.853837	0.080647	0	2.802287
0.463177	645.629143	8.064902	0.173397	0.835815	0.135573	1	2.857841	0.763498	0.075587	0.484201	0.146339	2	0	0	0.017803	0.66091	0	USER_000613	0.116658	11.025247	0.381971	4.79779	0.399928	0.043348	34.857597	-0.727864	0.618579	6.423206
5.705203	485.858242	5.351847	0.417235	0.617188	0.609494	3	2.71499	0.385373	0.121062	0.021943	0.218333	1	0	1	0.086909	0.125733	1	USER_000126	0.142101	3.575224	0.262749	7.239391	1.768086	0.094082	10.449637	0.392412	0.540859	0.572218
0.212599	744.131625	7.09333	0	0.777316	0.126289	0	1.19034	0.873148	0.13357	0.672867	0.463888	0	0	0	-0.1137	0.097304	0	USER_002864	0.027731	13.229298	0.241448	-1.038642	10.137421	0.005338	30.987594	-1.12237	0.094448	9.807477
1.938487	692.448192	9.875189	0	0.574505	0.213131	0	-1.058607	0.974575	0.140214	0.895764	0.368078	0	0	1	0.085534	0.016956	0	USER_002985	-0.094616	16.046308	0.51324	1.414673	2.295395	-0.027103	38.852405	0.741593	0.232955	4.487676
0	609.210108	3.110625	0.585004	0.833599	0.372308	0	6.448645	1	0.004834	0.480619	0.039145	0.06818	0.037666	0.272301	0.006864	0.583201	0	U_SYN_10151	0.404514	3.331864	0.523243	0	0.182209	0.177096	0.480611	0.031754	0	2.608569
0	850	2.231876	0.297092	0.746183	0.4669	0	7.508477	0.854285	0.002036	0.231848	0.064721	0.01934	0.094456	0.282315	0.009406	0.626909	0	U_SYN_7067	0.324132	2.637581	0.39779	0	0.127405	0	0.732474	0.092425	0	2.433738
0.689687	528.061566	6.459658	0.248057	0.886933	0.384928	0	3.111026	0.658921	0.195584	0.248048	0.428548	2	0	0	-0.097765	0.204978	0	USER_007100	0.419492	8.049253	0.605255	0.806526	0.36537	0.245547	19.865775	-2.360666	0.246972	4.11478
13.602173	445.052478	2.524604	0.485521	0.615219	0.653948	1	7.136021	0.317524	0.377649	0.128867	0.005602	0	0	1	0.14182	0.874314	1	USER_004651	0.128639	1.572701	0.973318	2.13752	1.780816	0.094713	4.368226	-1.939655	0.854311	1.460391
1.729914	542.272433	0	0.667238	0.774095	0.372154	5	9.624235	0.549904	0.190652	0.494101	0.340168	1	0	2	0.152429	0.388854	1	USER_000116	0.63088	1.101509	0.229064	12.565564	4.377267	0.35298	0	1.22399	0.810705	0.904991
0	646.859698	6.575096	0.453843	0.378078	0.399322	0	5.988099	0.929556	0.001092	0.843845	0.027318	0.172142	0.00693	0.001024	0.008918	0.810961	0	U_SYN_8747	0.241731	13.753182	0.227103	0	0.067991	0.089282	1.433979	0.081899	0	1.447508
0	676.386602	2.110444	0.42152	0.957947	0.512202	0	8.4113	1	0.009739	0.41078	0.031472	0.012211	0.021163	0.136566	0.007272	0.521027	0	U_SYN_5680	0.408525	1.994848	0.467284	0	0.190695	0.128955	0.625322	0.010012	0	3.436225
10	725.91392	3.179183	0.433395	0.826495	0.329167	1	6.502499	0.575447	0.004865	0.405244	0.089661	0.258137	0.198824	0.226064	0.004391	0.586753	0	U_SYN_11549	0.556308	3.431409	0.55444	3	0.132165	0.125509	0.592942	0.30691	0.550997	3.617393
24.427381	473.143041	4.95154	0.259307	0.740482	0.67792	1	4.734219	0.450043	0.323976	0.17707	0.163468	3	0	1	-0.054134	0.693885	1	USER_001781	0.169945	3.639176	0.848169	4.47471	7.331051	0.116445	7.973948	-0.011145	0.31328	0.77502
2	563.302654	2.383504	0.614763	0.443489	0.529581	0	7.19415	1	0.009093	0.357447	0.013847	0.092855	0.062131	0.172871	0.005542	0.778255	0	U_SYN_1537	0.393658	4.385557	0.208626	0	0.247539	0.205201	0.486268	0.046496	0.059132	2.832036
2.236193	497.623523	4.352021	0.391884	0.887869	0.425055	4	5.80989	0.283781	0.201015	0.499674	0.254512	1	0	0	0.098125	0.419019	1	USER_009905	0.203974	4.49828	0.708841	9.845338	3.979392	0.130683	12.510864	-0.111567	0.643796	0.812509
0.715584	781.578099	6.686786	0	0.757134	0.184111	0	1.863172	0.890353	-0.114822	0.347683	0.499449	0	0	0	-0.0738	0.631321	0	USER_005301	0.035642	11.917402	0.703741	-0.432663	2.971296	0.004434	27.278371	-0.217864	0.036735	6.008664
2	432.276393	2.511927	0.214539	0.408487	0.625905	0	5.917711	0.957724	0.008646	0.40113	0.012245	0.043428	0.080728	0.124339	0.009063	0.795757	0	U_SYN_5555	0.262631	4.940006	0.152813	0	0.082138	0.199468	1.234922	0.054157	0.054465	1.554174
0	676.525702	5.817107	0.230811	0.249248	0.617429	0	5.657475	0.824104	0.001653	0.695221	0.092058	0.189758	0.088363	0.009809	0.006978	0.875376	0	U_SYN_3010	0.152893	16.65611	0.095355	0	0.039007	0.048224	2.762655	0.153795	0	0.86499
0.973671	525.38917	5.758919	0.205009	0.6978	0.341691	1	2.133866	0.369958	0.31315	0.250276	0.162013	2	0	0	0.206117	0.389907	0	USER_002107	0.140603	5.490683	0.558243	3.153589	4.435939	0.082984	18.955755	-0.388659	0.396367	3.019882
1.636919	733.375244	6.493746	0.032608	0.892203	0.12035	0	1.468352	0.792316	-0.138893	0.560929	0.24907	0	0	0	0.042595	0.28763	1	USER_001684	0.075828	10.339822	0.788583	0.942108	4.216593	0.016079	28.561114	0.377024	0.829933	7.277343
0	637.482508	0.776406	0.421947	1.025608	0.408569	1	9.729496	1	0.005739	0.256634	0.069817	0.345666	0.163388	0.301379	0.005882	0.487196	0	U_SYN_7328	0.559911	0.689766	0.606577	1	0.481452	0.216347	0.183367	0.152716	0	5.447647
0	726.251061	0.712379	0.333971	0.611776	0.407755	1	8.093737	1	0.005586	0.224649	0.000434	0.196656	0.200495	0.305589	0.00872	0.694112	0	U_SYN_12486	0.468737	1.000848	0.362321	1	0.411103	0.105465	0.193466	0.119145	0	3.793833
2	726.429258	2.389486	0.31803	0.494339	0.470373	0	6.69812	0.999828	0.001881	0.342845	0.094682	0.125174	0.013386	0.146178	0.004992	0.75283	0	U_SYN_4185	0.314615	4.020408	0.261815	0	0.127749	0.070686	0.7665	0.041637	0.065912	2.107328
1.085737	570.110164	6.383568	0.358409	0.655344	0.432043	1	6.755388	0.465742	0.241013	0.419421	0.308119	2	0	3	0.088489	0.994887	1	USER_000146	0.078691	6.591848	0.95591	4.670578	2.302243	0.040045	18.12795	0.804798	0.138867	9.969502
10	717.919214	2.389264	0.658782	1.080138	0.374885	1	5.114003	0.546479	0.009284	0.327981	0.074727	0.27531	0.202827	0.356728	0.00566	0.459931	0	U_SYN_9549	0.694007	2.024563	0.67521	3	0.264649	0.166664	0.305629	0.32485	0.720092	3.549155
0	726.352267	1.858237	0.150795	1.415452	0.336311	2	8.752172	1	0.004927	0.348512	0.059478	0.441821	0.368889	0.517796	0.008013	0.292274	0	U_SYN_11496	0.430461	1.226193	0.93942	2	0.077005	0.096774	0.530706	0.243213	0	3.767473
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2	535.772535	1.979349	0.36392	2.761725	0.085064	1	10	0.899491	0.009451	0.276601	0.025874	0.328623	0.172909	0.219662	0.003769	0	0	U_SYN_13147	0.797705	0.691663	2.526801	1	0.175016	0.455747	0.107098	0.190664	0.36823	7.977048
5	675.65774	3.042381	0.147391	0.858623	0.47264	0	6.141428	0.878356	0.000054	0.378533	0.069233	0.191846	0.019171	0.238321	0.005128	0.570689	0	U_SYN_4582	0.379588	3.1737	0.452803	0	0.046904	0.120324	1.22601	0.111963	0.286208	2.331211
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2	729.026332	4.561464	0.455499	0.485273	0.413926	0	7.084275	0.982445	0.003005	0.551945	0.033274	0.163398	0.075558	0.212968	0.007993	0.757364	0	U_SYN_14873	0.316609	7.793738	0.284406	0	0.097716	0.069639	1.028077	0.078709	0.064703	2.242948
0	707.609473	2.802331	0.177095	0.734513	0.511054	0	6.947024	0.785803	0.003445	0.477986	0.016607	0.011288	0.00404	0.258853	0.00776	0.632743	0	U_SYN_14259	0.268941	3.358043	0.359137	0	0.061018	0.069627	1.178517	0.090277	0	1.868341
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15	517.064094	5.552174	0.583076	1.450959	0.554171	1	7.877222	0.49949	0.000668	0.563487	0.075096	0.198466	0.166078	0.367677	0.00882	0.27452	0	U_SYN_154	0.800499	3.579832	0.64688	3	0.10316	0.484573	1.282815	0.309567	1.450959	6.305709
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30	411.082599	1.850862	0.389276	0.737828	0.517735	3	5.650714	0.199997	0.499022	0.52686	0.285109	3	0	1	-0.066793	0.616145	1	USER_008080	0.205674	0.462039	0.193019	10.098558	1.383753	0.164135	4.463033	0.335615	0.580832	2.464996
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1.389723	629.163243	6.844334	0.277885	0.65116	0.477271	3	2.631317	0.636378	0.231152	0.009458	0.468161	0	0	0	-0.068815	0.839787	1	USER_005781	0.116158	9.446678	0.214619	4.912236	0.252592	0.04664	17.888669	0.690679	0.116759	1.23343
0	580.676666	5.668634	0.21205	1.743027	0.147637	0	9.406406	0.988654	0.00328	0.57846	0.058901	0.097311	0.094123	0.275266	0.002924	0.128487	0	U_SYN_8926	0.446891	3.07572	1.485692	0	0.036759	0.218833	0.659434	0.061968	0	4.203635
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5	788.012329	0.5	0.592626	0.472282	0.464009	0	7.293175	0.940908	0.003965	0.182616	0.004308	0.065672	0.081755	0.17848	0.00939	0.763859	0	U_SYN_1552	0.705577	0.873695	0.253139	0	0.987709	0.079522	0.094513	0.067865	0.157427	5.1459
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0	581.706489	0.883057	0.461813	0.435945	0.444551	2	7.152325	1	0.006329	0.205581	0.071952	0.425465	0.319929	0.454801	0.004639	0.782028	0	U_SYN_556	0.42918	1.647664	0.242145	2	0.469772	0.209357	0.211273	0.223618	0	3.069634
0	676.15186	1.370097	0.393879	1.517222	0.316054	2	8.739654	1	0.003794	0.303274	0.006773	0.447908	0.322401	0.289979	0.007259	0.241389	0	U_SYN_2148	0.557654	0.847192	1.037698	2	0.267927	0.176267	0.262465	0.231093	0	4.8737
0	522.580252	5.244176	0.624297	0.508975	0.527143	0	4.914076	1	0.001978	0.685026	0.099454	0.153961	0.062433	0.099993	0.009554	0.745513	0	U_SYN_11987	0.326508	8.611483	0.240672	0	0.116818	0.194373	1.038606	0.064918	0	1.604484
0	732.335683	0.623428	0.552586	1.423741	0.342446	1	9.469729	1	0.006905	0.159193	0.059743	0.166121	0.168563	0.18941	0.007234	0.28813	0	U_SYN_495	0.726985	0.409143	0.936187	1	0.763843	0.155528	0.095519	0.100405	0	6.884353

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