Datasets:

Addyk24
/

Pre-Delinquency-dataset

Dataset card Data Studio Files Files and versions

Split (2)

train · 20k rows

Salary_Drift_Capped_max float64	Credit_Score_last float64	Liquidity_Ratio float64	Savings_Burn_Rate float64	Budget_Pressure float64	Discretionary_Ratio float64	EMI_Stress_Count int64	Cognitive_Load_Score_mean float64	P_2 float64	B_37 float64	B_25 float64	B_30 float64	D_4 float64	D_42 float64	D_52 float64	S_24 float64	S_4 float64	is_at_risk int64	User_ID large_string	Stress_Acceleration float64	Debt_Service_Coverage float64	Discretionary_Stress float64	Payment_Risk_Composite float64	Savings_Depletion_Velocity float64	Credit_Stress_Multiplier float64	Recovery_Capacity float64	AMEX_Risk_Trend float64	Budget_Salary_Interaction float64	Cognitive_Stress_Compound float64
10	787.069599	1.470014	0.662066	1.22647	0.440742	1	8.047824	0.700272	0.008652	0.298765	0.003346	0.281721	0.161555	0.392044	0.006979	0.386765	1	U_SYN_7357	0.771301	1.108215	0.685913	3	0.421695	0.088251	0.218946	0.252874	0.817646	6.207296
3.94533	614.942278	6.117562	0.136222	0.740195	0.315742	1	3.495523	0.698931	0.207158	0.258105	0.377641	0	0	0	0.134246	0.373832	0	USER_008190	-0.045385	6.693491	0.399164	3.191881	2.638342	-0.019396	20.929957	1.12414	0.86443	5.409107
0	548.94094	3.2027	0.590234	1.180179	0.344949	0	6.940119	1	0.009775	0.379805	0.087497	0.054774	0.034534	0.156226	0.006653	0.409911	0	U_SYN_2143	0.473662	2.50176	0.773078	0	0.178712	0.259273	0.452697	0.026792	0	3.287273
0	684.678255	10	0.794728	1.72152	0.344643	3	10	1	0.009319	1.080568	0.010412	0.545168	0.458878	0.518828	0.008207	0.13924	1	U_SYN_5104	0.602524	5.489921	1.128209	3	0.078686	0.18111	0.707458	0.301214	0	6.025242
0	798.09924	2.926761	0.310459	0.368558	0.528755	0	5.79729	0.92145	0.0058	0.440221	0.044769	0.016476	0.050669	0.037998	0.009848	0.815721	0	U_SYN_5073	0.232926	6.246318	0.173681	0	0.102571	0.02198	1.067092	0.051563	0	1.350342
7.753042	537.33669	5.881492	0.301664	0.79859	0.579718	3	3.696496	0.464529	0.336912	0.233746	0.432767	2	0	1	0.032916	0.503288	1	USER_002955	0.419458	4.311686	0.563103	7.888835	0.219102	0.238453	12.359432	-1.632987	0.032696	1.464541
9.619176	475.75606	5.441908	0.126585	0.863085	0.582082	2	5.200563	0.380383	0.391829	0.287535	0.175859	0	0	1	-0.041946	0.317674	0	USER_005463	0.178722	4.751183	0.541708	2.966627	6.343558	0.12161	11.371365	0.49964	0.818624	9.127777
0.371145	575.068874	6.036262	0.150647	0.788918	0.273786	1	4.139272	0.843543	0.224523	0.400384	0.012153	1	0	0	0.032872	0.789564	1	USER_002506	0.029432	7.371571	0.192637	3.510506	0.512932	0.014712	21.918081	-0.254613	0.612718	0.51212
2.850416	647.674032	7.375669	0.175431	0.898949	0.164842	2	2.736554	0.698384	0.252747	0.988405	0.333839	0	0	0	0.042798	0.218353	0	USER_001048	0.212228	10.613937	0.677692	2.343662	12.201436	0.078071	30.799248	-0.267364	0.868392	2.018336
2.342156	653.920234	7.868708	0.02684	0.731332	0.208214	0	2.564097	0.633674	0.177238	0.51158	0.379998	0	0	0	0.118602	0.913803	0	USER_004170	0.090064	12.468776	0.169456	0.30504	0.277535	0.032109	31.15167	-0.579534	0.794283	6.365351
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0.265551	716.256389	1.881244	0.474993	0.828521	0.122965	2	6.231195	0.982106	-0.072069	0.822758	0.165692	0	0	0	0.060321	0.013951	1	USER_003888	0.493048	3.514659	0.694092	4.769702	0.245384	0.119895	8.249581	-1.913538	0.567023	0.434447
2	699.252345	4.02844	0.605064	0.450393	0.595576	0	6.860314	0.874562	0.005827	0.497714	0.020724	0.100014	0.030096	0.009639	0.00916	0.774804	0	U_SYN_5988	0.360042	7.319209	0.18215	0	0.14656	0.098683	0.947546	0.089208	0.060052	2.470004
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2	679.44546	0.517267	0.472676	0.42751	0.691638	1	6.155221	0.753916	0.006028	0.173286	0.088438	0.245056	0.169176	0.139317	0.01069	0.786245	0	U_SYN_7587	0.591314	0.980581	0.131828	1	0.765756	0.183366	0.188656	0.222703	0.057001	3.639667
15	515.23152	1.747809	0.656836	0.786744	0.395155	2	9.03999	0.513337	0.002608	0.304939	0.085516	0.458468	0.290765	0.406538	0.005891	0.606628	1	U_SYN_7543	0.762636	1.971041	0.475858	4	0.355468	0.464194	0.237008	0.419435	0.786744	6.894222
10	750.493029	2.21319	0.390509	1.312933	0.253816	4	10	0.658214	0.004941	0.283513	0.065156	0.721435	0.615798	0.6621	0.002967	0.343533	0	U_SYN_412	0.6662	1.56638	0.97969	6	0.168818	0.12053	0.342377	0.537885	0.875289	6.662001
7	758.295683	2.157863	0.243823	0.422005	0.348136	3	8.045983	0.772879	0.00122	0.304908	0.067519	0.640874	0.436085	0.502632	0.005812	0.788997	0	U_SYN_11338	0.386127	4.133797	0.27509	5	0.107988	0.064381	0.568062	0.413936	0.196936	3.106773
2	597.097535	6.672224	0.29404	3.325452	0	0	10	0.953924	0.007647	0.786824	0.054656	0.012898	0.067219	0.288599	0.003726	0	0	U_SYN_5745	0.822835	1.947837	3.325452	0	0.043418	0.378358	0	0.042466	0.443394	8.228347
19.882513	513.660676	6.089657	0.305643	0.905791	0.296029	3	3.62408	0.680707	0.156406	0.751758	0.229893	0	0	1	-0.128459	0.983526	1	USER_009052	0.320221	7.533772	0.800497	5.588317	0.427118	0.195824	21.434699	-0.458228	0.933619	1.844622
1.145462	709.054791	8.217053	0.124174	0.498971	0.263544	0	0.20559	1	-0.003088	0.219813	0.255	1	0	0	0.13738	0.74985	0	USER_002209	0.215889	13.864836	0.666526	1.206179	1.55877	0.055325	30.257477	0.380403	0.312062	2.415837
0	669.663774	2.420549	0.244385	1.211909	0.320528	0	6.219267	1	0.001625	0.424554	0.092803	0.103865	0.032516	0.207101	0.003497	0.394045	0	U_SYN_3267	0.395045	1.845058	0.823459	0	0.096957	0.129529	0.586246	0.040914	0	2.456892
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0	810.761739	3.221745	0.319309	1.867754	0.25949	0	8.64219	1	0.008642	0.333327	0.096695	0.192469	0.071331	0.273993	0.003313	0.066123	0	U_SYN_8808	0.529553	1.63727	1.383091	0	0.096127	0.03778	0.569064	0.07914	0	4.576497
0	742.050958	2.051908	0.345692	0.978646	0.525815	0	6.970903	0.864674	0.005489	0.372959	0.001361	0.001982	0.003713	0.008625	0.00941	0.510677	0	U_SYN_417	0.392377	1.9023	0.464059	0	0.160644	0.077012	0.705949	0.055839	0	2.735225
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3.628269	568.599888	5.619044	0.06561	0.632679	0.174499	2	3.509891	0.525941	0.34828	0.81633	0.324344	2	0	0	0.076743	0.393365	0	USER_003071	0.05362	6.324366	0.417666	5.401481	2.671272	0.027434	23.19264	-0.170378	0.089483	1.720992
2	699.353729	2.585802	0.064829	2.126377	0.191177	0	7.467003	0.826106	0.001719	0.370349	0.044628	0.164853	0.008779	0.092497	0.002082	0	0	U_SYN_851	0.55919	1.16144	1.719863	0	0.024138	0.153163	0.462297	0.121647	0.283517	4.175471
0.437795	671.727292	7.313875	0.043276	0.830886	0.306438	1	4.072644	0.757713	0.205652	0.406075	0.394095	1	0	1	0.007339	0.710675	0	USER_007687	0.062367	8.996236	0.879666	4.474395	1.716567	0.020215	25.363119	-0.50618	0.421982	2.738492
9.513994	470.447136	3.09491	0.127818	0.889292	0.395907	3	3.962335	0.314845	0.269566	0.346195	0.316985	2	0	0	-0.08907	0.959108	1	USER_001347	0.106867	1.981377	0.879165	9.264426	0.079237	0.073749	9.348071	0.58552	0.775183	7.677639
0	771.99432	5.847163	0.316403	0.832424	0.547739	0	5.950895	1	0.005546	0.699509	0.062984	0.012724	0.071151	0.251327	0.010339	0.583788	0	U_SYN_5878	0.295035	6.270924	0.376473	0	0.053202	0.041844	2.189371	0.025162	0	1.755723
3.068648	582.223623	6.765426	0.119589	0.63525	0.372722	2	1.491234	0.611835	0.344006	0.768293	0.056227	1	0	1	-0.017045	0.952619	1	USER_004223	0.180445	7.619084	0.282981	6.808075	2.663978	0.087852	21.219009	-0.241398	0.313681	2.162558
0	505.187522	1.912996	0.080975	2.082578	0.267826	1	10	0.973967	0.000057	0.281605	0.029262	0.228053	0.196845	0.2237	0.007636	0	0	U_SYN_4611	0.540162	0.876484	1.52481	1	0.040226	0.338645	0.470862	0.137883	0	5.401625
3.436865	532.767964	2.981066	0.189144	0.730355	0.530731	3	5.103207	0.383165	0.400629	0.284359	0.346548	2	0	0	0.065219	0.42222	1	USER_001364	0.177101	3.545631	0.944147	9.477566	8.87732	0.102149	6.994613	-0.336826	0.618429	7.961832
0	688.552713	1.136131	0.163006	3.878999	0	1	10	1	0.008109	0.31074	0.095257	0.218307	0.186085	0.306044	0.000309	0	0	U_SYN_9540	0.986497	0.285532	3.878999	1	0.131868	0.289577	0	0.121318	0	9.864968
2	523.58124	3.637209	0.90295	1.382485	0.349693	1	8.938868	0.932747	0.003553	0.422549	0.027177	0.295379	0.220947	0.275039	0.007453	0.308758	0	U_SYN_9207	0.640898	2.453454	0.89904	1	0.241611	0.380366	0.123438	0.181799	0.184331	5.728903
0	654.444792	10	0.716942	1.038759	0.378196	2	7.30444	0.906362	0.001197	1.101562	0.093629	0.358594	0.351224	0.458861	0.005799	0.480621	0	U_SYN_9823	0.442636	8.781492	0.645904	2	0.070984	0.157382	1.070512	0.250401	0	3.233211
0	635.15706	4.615916	0.362621	2.200758	0.326623	0	10	1	0.008339	0.618956	0.090838	0.015992	0.097604	0.08653	0.004039	0	0	U_SYN_2489	0.591347	2.006259	1.48194	0	0.076893	0.230994	0.960952	0.034079	0	5.913474
0	727.779475	0.576339	0.573918	0.777724	0.391939	1	7.33248	1	0.009326	0.217214	0.074044	0.17707	0.163243	0.197739	0.008366	0.611138	0	U_SYN_11922	0.62343	0.656629	0.472903	1	0.848566	0.138538	0.096248	0.102094	0	4.571287
2.523319	627.902439	6.618253	0.18181	0.851128	0.391508	0	0.996197	0.930781	0.045112	0.491354	0.19307	1	0	0	0.308198	0.673746	0	USER_008289	0.110449	9.60754	0.917037	1.711009	0.379514	0.044601	20.135763	0.467983	0.925073	5.42348
2	850	7.56959	0.110035	3.330354	0	0	10	0.965189	0.007729	0.939206	0.037815	0.139734	0.088628	0.083191	0.001385	0	0	U_SYN_7390	0.765158	2.20665	3.330354	0	0.014347	0	0	0.082433	0.444047	7.651582
0	839.084042	0.830207	0.114671	1.297157	0.302658	3	8.745702	0.992596	0.003321	0.24666	0.062979	0.550297	0.460006	0.421242	0.005546	0.351422	0	U_SYN_2849	0.508839	0.594211	0.904562	3	0.123275	0.010099	0.222455	0.306052	0	4.450152
0	675.19636	1.349231	0.486336	0.451057	0.524553	3	7.304078	0.759464	0.00784	0.275467	0.064272	0.670681	0.531777	0.34237	0.007204	0.774472	0	U_SYN_14069	0.374116	2.448444	0.214454	3	0.335582	0.118903	0.363542	0.456952	0	2.732575
0.536163	764.228782	10.884083	0	0.519967	0.180881	0	1.458583	1	0.043066	0.641709	0.206834	0	0	0	-0.18704	0.411125	0	USER_008049	0.084952	21.535827	0.090072	0.629659	5.889734	0.013248	44.576775	0.954366	0.241777	7.3991
2	527.105509	1.671645	0.190753	0.211635	0.621055	3	8.975834	1	0.009058	0.269922	0.061424	0.574259	0.49507	0.427917	0.009244	0.894182	0	U_SYN_5881	0.252442	5.364109	0.080198	3	0.10767	0.148204	0.840148	0.320799	0.028218	2.26588
5	802.06009	4.499001	0.255727	0.516297	0.407885	0	5.522229	0.789921	0.002822	0.640124	0.078503	0.083538	0.0085	0.086423	0.004409	0.741851	0	U_SYN_4452	0.323465	7.300048	0.305707	0	0.055605	0.028194	1.365798	0.111643	0.172099	1.786249
3.492712	620.497783	6.846954	0.273729	0.677751	0.461551	2	2.45966	0.929724	0.21498	0.707216	0.479574	2	0	0	-0.227441	0.682713	1	USER_008805	0.116857	8.46874	0.472607	5.897435	0.963881	0.048762	18.433687	0.078492	0.904582	0.549765
2.933763	533.398019	6.757239	0.203238	0.765499	0.305057	3	3.8922	0.581933	0.247627	0.642103	0.296174	0	0	0	0.039763	0.979903	0	USER_007868	0.131178	8.016658	0.317749	5.431415	0.075496	0.075511	23.479485	-0.362618	0.15287	9.124903
5	580.388295	1.244378	0.808296	1.945932	0.098387	3	10	0.705149	0.002339	0.267361	0.035812	0.574471	0.522378	0.510037	0.004486	0.027034	1	U_SYN_2479	0.880443	0.608221	1.754477	3	0.601242	0.431596	0.02347	0.446995	0.648644	8.804429
1.780167	663.801492	0	0.652649	0.959007	0.329167	3	7.05825	0.694574	0.195177	0.309458	0.137285	0	1	2	0.102642	0.858199	1	USER_008001	0.761999	0.438264	0.525321	4.170298	2.045637	0.257969	0	-0.482492	0.696894	6.057014
0	569.175451	5.49331	0.503496	0.578326	0.58225	0	7.415391	0.962605	0.004494	0.691405	0.050441	0.104775	0.079366	0.124511	0.007195	0.710837	0	U_SYN_10457	0.302471	8.098336	0.241595	0	0.090018	0.154439	1.588057	0.0702	0	2.242941
2	636.921428	0.901904	0.396259	0.765241	0.544035	3	8.354243	1	0.005506	0.123959	0.016898	0.546321	0.477547	0.598347	0.006186	0.617379	1	U_SYN_11151	0.511546	1.042373	0.348923	3	0.395506	0.198181	0.296236	0.30716	0.102032	4.273579
2	612.849077	5.329933	0.35954	0.438725	0.569257	0	7.575669	0.858348	0.003328	0.637294	0.022427	0.005961	0.037168	0.299607	0.009066	0.780637	0	U_SYN_13245	0.27244	9.893605	0.188978	0	0.066214	0.117472	1.943222	0.0696	0.058497	2.063914
0.57209	607.778018	3.868439	0.090422	0.816295	0.263404	0	6.360329	0.570348	0.164217	0.731285	0.011001	1	0	0	-0.079338	0.472074	0	USER_003525	0.165644	5.093364	0.904934	0.17688	3.530625	0.07295	14.24739	0.7235	0.94645	9.88219
10	746.056135	2.138179	0.630503	0.914876	0.539124	2	8.099581	0.518572	0.008644	0.341686	0.007967	0.495636	0.314707	0.348361	0.005676	0.542562	0	U_SYN_13296	0.661484	2.106839	0.421644	4	0.281703	0.125013	0.425935	0.435674	0.609917	5.357746
0	705.786303	8.263893	0.870566	0.474916	0.322837	3	6.758449	0.986393	0.006099	1.000751	0.073784	0.657915	0.446275	0.615054	0.006599	0.762542	0	U_SYN_11310	0.380065	14.3741	0.321595	3	0.104086	0.099656	0.345317	0.3367	0	2.56865
2.398587	443.856293	2.514442	0.381611	0.744697	0.545813	3	5.902421	0.331612	0.213932	0.662738	0.338117	3	0	2	0.00977	0.196951	1	USER_006572	0.170215	1.68264	0.101749	7.741774	10.76583	0.125694	5.710139	-1.034889	0.795968	1.009448
0	584.640071	1.248658	0.662299	1.293438	0.439623	1	7.391454	1	0.008781	0.150698	0.022902	0.182552	0.209038	0.353741	0.00443	0.353281	0	U_SYN_9435	0.605673	0.896099	0.724813	1	0.49108	0.292221	0.185377	0.117477	0	4.476804
6.595669	418.458006	3.06659	0.339577	0.805125	0.508702	2	6.067199	0.212448	0.375338	0.73229	0.33003	1	0	2	-0.08551	0.825191	1	USER_004128	0.260352	2.083392	0.463915	5.338436	0.963265	0.204278	7.533043	0.06153	0.11416	7.473467
7	521.691456	2.187086	0.809205	1.795652	0.198067	4	9.281496	0.802103	0.003745	0.241184	0.004801	0.653802	0.576558	0.683008	0.002498	0.102174	0	U_SYN_7253	0.829339	1.153739	1.439993	6	0.353815	0.495053	0.08265	0.448267	0.837971	7.69751
0	745.156493	1.695167	0.673346	1.836601	0.389859	2	10	1	0.00829	0.354489	0.019011	0.356228	0.351891	0.285286	0.004549	0.081699	0	U_SYN_13284	0.680734	0.875331	1.120587	2	0.375088	0.129765	0.215877	0.212436	0	6.807343
10	801.594515	4.34545	0.311971	1.038032	0.416988	2	7.652688	0.693848	0.006395	0.627459	0.081812	0.484774	0.308426	0.470768	0.00745	0.480984	0	U_SYN_3506	0.546188	3.818388	0.605185	4	0.070178	0.04807	1.246709	0.360421	0.692022	4.179804
2	785.099391	0.5	0.337769	0.378644	0.535185	2	6.849644	0.828297	0.001289	0.238869	0.03999	0.450564	0.312531	0.405027	0.010075	0.810678	0	U_SYN_1679	0.550393	1.044618	0.175999	2	0.562949	0.064947	0.177208	0.29761	0.050486	3.769995
2.472093	743.906113	8.874764	0	0.776164	0.085675	0	2.013385	0.749297	0.102063	0.037776	0.287184	0	0	0	-0.048441	0.084271	1	USER_005633	0.01385	14.528541	0.45779	0.831194	0.629715	0.002672	40.572106	0.221005	0.099665	0.910962
1.359039	754.517579	7.710481	0	0.606932	0.114845	1	-0.537446	0.907066	0.001272	0.625471	0.275613	0	0	0	-0.010198	0.401489	0	USER_004531	0.01974	13.714658	0.715654	1.029751	5.940011	0.003427	34.124849	1.446078	0.125533	2.78622
5	536.460868	1.492723	0.736222	1.211497	0.139546	5	10	0.905129	0.006677	0.244507	0.019285	0.888974	0.722293	0.82118	0.00543	0.394252	1	U_SYN_8130	0.688737	1.138183	1.042437	5	0.462241	0.392629	0.054946	0.521328	0.403832	6.887372
0.176629	585.24568	6.913317	0.258726	0.76332	0.465879	3	3.250744	0.77024	0.320829	0.923464	0.384902	0	0	1	0.023098	0.989033	1	USER_008388	0.184292	8.515072	0.885487	6.268013	2.0734	0.088713	18.462728	0.113121	0.087925	7.0755
1.397374	588.007201	5.885548	0.160975	0.711216	0.197961	0	3.465297	0.443869	0.343946	0.342396	0.325562	0	0	0	-0.039435	0.756517	0	USER_000125	0.073374	6.78218	0.626526	1.219364	3.392951	0.034952	23.602212	-1.695718	0.157471	8.626205
1.045038	610.25067	0	0.626237	0.787292	0.313971	6	7.345493	0.703053	0.077072	0.078177	0.044121	0	1	0	0.216152	0.529002	1	USER_001964	0.533609	0.361966	0.700336	13.410467	3.399836	0.232604	0	2.747598	0.171152	4.262786
0	564.210524	5.046454	0.438856	0.931299	0.310753	0	4.388416	0.953019	0.000951	0.547599	0.018596	0.176244	0.048214	0.095505	0.007931	0.53435	0	U_SYN_9662	0.356779	4.893297	0.641895	0	0.085274	0.185388	0.879987	0.08613	0	1.565693
0.877426	711.546766	8.284122	0.164901	0.824204	0.289506	0	1.405853	0.799788	0.1272	0.661247	0.197965	1	0	0	0.11017	0.489052	0	USER_005454	0.021222	12.751499	0.773714	0.539687	4.099889	0.005342	29.429101	2.28708	0.910402	3.751704
0	559.417124	6.988975	0.76692	0.775818	0.439663	1	8.768745	1	0.005753	0.746899	0.026255	0.270468	0.177236	0.206489	0.004942	0.612091	0	U_SYN_13500	0.413452	7.979939	0.43472	1	0.108185	0.21844	0.716207	0.134311	0	3.625458

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