credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
debt_consolidation
0.1533
332.6
12.506177
7.33
682
5,009.958333
107,007
29.8
5
0
0
1
0
educational
0.1501
443.81
9.798127
2.2
657
1,548
668
66.8
0
0
0
0
0
debt_consolidation
0.0838
63.03
9.998798
13.09
737
599.958333
425
9.4
0
0
0
0
0
debt_consolidation
0.0743
108.77
12.611538
1
802
8,593.958333
150,786
17
0
0
0
0
0
credit_card
0.0996
80.63
9.798127
2.33
692
928.958333
2,937
43.3
1
0
0
1
0
credit_card
0.1375
170.29
11.512925
6.2
647
1,978.958333
9,501
64.6
10
0
0
0
0
credit_card
0.1786
585.41
11.695247
14.09
652
1,140
1,100
6
0
1
0
0
0
debt_consolidation
0.1691
318.69
11.156251
1.35
637
780
2,864
81.6
1
0
0
1
0
credit_card
0.147
172.59
10.819778
15.14
647
3,299
36,662
82.9
0
0
0
0
0
debt_consolidation
0.1343
193.26
11.082143
18.22
667
990.958333
3,023
12.6
3
0
1
0
0
small_business
0.0964
287.3
11.512925
18.24
757
4,829
2,150
4.2
13
1
0
0
0
all_other
0.1565
131.19
8.892886
17.31
642
3,478.958333
0
69.5
1
0
0
1
0
credit_card
0.1091
163.48
10.657259
1.21
677
719
1,424
43.2
1
0
0
0
0
credit_card
0.1217
499.45
11.329003
17.02
712
4,320
37,570
59.5
5
0
0
0
0
all_other
0.0807
141.15
9.811372
3.29
737
1,200
0
0
1
0
0
0
0
educational
0.0838
94.54
9.903488
6.72
732
3,149.958333
7,021
27.4
9
0
0
0
0
all_other
0.1186
49.72
10.23996
14.31
667
539.958333
0
0
1
1
0
0
0
debt_consolidation
0.147
207.11
9.998798
20
667
2,614
15,782
36.2
19
0
0
0
0
credit_card
0.1249
100.35
11.082143
14.25
667
2,940
8,143
60.3
8
0
0
0
0
debt_consolidation
0.1596
388.28
10.229765
12.9
647
3,720
2,621
51.5
3
0
0
1
0
all_other
0.0743
77.69
10.034516
0.53
747
3,630
416
10.4
5
0
0
1
0
small_business
0.1501
403.07
10.388995
0.74
647
238.958333
381
63.5
4
0
0
0
0
debt_consolidation
0.1722
64.38
7.547502
18.99
642
450
702
87.7
0
0
0
0
0
debt_consolidation
0.1722
525.75
10.126631
14.74
652
5,820
1,055
39.1
1
0
0
0
0
credit_card
0.1407
61.58
9.229358
5.06
637
750
2,925
97.5
1
0
0
0
0
credit_card
0.1028
81
9.298351
7.14
692
3,964
0
0
1
0
0
0
0
educational
0.1375
102.17
8.862484
2.38
642
3,972
469
93.8
0
1
0
0
0
all_other
0.0933
127.82
10.819778
4
702
995.958333
6,500
80
3
0
0
0
0
debt_consolidation
0.1533
364.82
10.203592
13.02
647
1,109
8,742
87.4
0
0
0
0
0
all_other
0.0807
78.42
11.289782
0.09
727
6,678
6
1.5
0
1
0
0
0
debt_consolidation
0.1533
364.82
10.596635
11.76
647
1,019.958333
12,274
66.3
2
0
0
0
0
all_other
0.1091
98.09
9.472705
4.62
672
359
0
0
0
0
0
0
0
debt_consolidation
0.1375
170.29
9.903488
0
647
1,230
0
0
1
1
0
1
0
educational
0.1059
156.23
9.652844
0
682
1,109
0
0
6
0
0
0
0
debt_consolidation
0.1091
163.48
10.463103
1.2
677
599.958333
350
31.8
2
0
0
1
0
debt_consolidation
0.1186
348.03
10.819778
13.8
682
1,440
18,927
77.9
5
0
0
0
0
home_improvement
0.1596
84.34
10.043249
15.86
632
569.958333
231
77
2
0
0
1
0
debt_consolidation
0.147
207.11
11.264464
10.23
642
599.958333
4,103
93.7
0
0
0
0
0
credit_card
0.1249
167.24
12.100712
21.35
692
6,046.958333
222,702
30.5
0
0
0
0
0
debt_consolidation
0.1628
441.18
11.407565
1.31
642
2,550
3,864
56.7
2
2
0
0
0
credit_card
0.1312
337.52
11.082143
25
697
3,047
53,670
57.3
0
0
0
0
0
home_improvement
0.1312
67.51
10.714418
4.83
642
2,489.958333
0
0
1
0
0
1
0
credit_card
0.1754
472.38
11.082143
23.78
657
6,088.958333
27,730
57.8
0
2
0
0
0
debt_consolidation
0.1628
303.55
10.933107
11.38
667
2,520
9,221
98.1
4
2
0
0
0
debt_consolidation
0.1375
340.57
10.308953
2.16
657
629.958333
1,863
51
5
0
0
1
0
all_other
0.1122
131.38
10.165852
10.85
677
291.958333
25
2.5
4
0
0
1
0
all_other
0.0838
15.76
10.404263
2.15
717
6,359
3,461
18.6
10
0
0
0
0
debt_consolidation
0.1722
303.98
10.23996
22.93
642
1,800
7,985
89.5
4
0
0
0
0
debt_consolidation
0.1786
360.83
10.714418
15.65
652
3,964.958333
13,784
61.5
1
1
0
0
0
educational
0.1501
151.69
11.082143
5.48
642
1,739.958333
4,982
73.8
6
0
1
1
0
all_other
0.1754
538.84
11.082143
10.01
647
2,368.958333
2,469
94.5
0
0
0
1
0
debt_consolidation
0.1028
129.6
9.893437
5.82
682
539.958333
7,276
35.1
4
0
0
0
0
all_other
0.0933
131.01
9.680344
2.7
702
391
355
59.2
0
0
0
0
0
home_improvement
0.1467
345.04
11.101945
0.76
647
10,859.95833
991
15.2
1
3
0
0
0
credit_card
0.1754
183.21
10.192419
13.44
627
419
2,798
71.4
0
0
0
1
0
all_other
0.1122
118.24
10.819778
2.86
667
181
736
51.3
2
0
0
0
0
credit_card
0.1312
40.51
11.071533
3.77
642
4,830
12,331
78
3
0
0
0
0
debt_consolidation
0.1786
184.02
11.0021
5.3
617
720
4,333
95.4
4
0
0
1
0
credit_card
0.0933
319.54
11.05089
0.82
717
346
0
0
2
0
0
0
0
educational
0.1596
421.65
11.289782
4.61
647
299.958333
339
82.7
12
0
0
0
0
debt_consolidation
0.1375
166.88
10.680516
3.01
647
1,260
1,893
90.1
2
0
1
1
0
all_other
0.087
158.31
9.615805
9.84
727
2,220
5,243
31.6
4
0
0
1
0
educational
0.1438
240.54
10.915088
8.9
647
3,000
5,390
66.9
3
0
0
0
0
home_improvement
0.1122
67.33
11.472103
25
707
4,202.958333
74,292
94.6
0
0
0
0
0
educational
0.1407
82.11
10.545341
18.51
652
4,318.958333
5,295
83
0
1
0
1
0
debt_consolidation
0.1754
224.52
10.463103
19.85
657
5,460
17,659
58.7
9
0
0
1
0
debt_consolidation
0.1343
169.51
9.903488
0
652
330
0
0
1
0
0
1
0
small_business
0.1722
305.77
11.0021
8.84
642
720
5,059
79
4
0
0
1
0
debt_consolidation
0.1154
494.93
10.819778
0
687
299.958333
557
22.3
1
0
0
0
0
debt_consolidation
0.1533
98.39
10.308953
21.28
652
1,830
509
72.7
3
0
0
0
0
home_improvement
0.1407
191.59
9.615805
2
642
238.958333
852
77.5
5
0
0
1
0
debt_consolidation
0.1343
81.37
9.903488
11.64
652
2,819.958333
233
15.1
0
5
0
0
0
all_other
0.1312
141.76
9.21034
10.68
652
390
2,942
58.8
6
0
0
0
0
all_other
0.1407
143.69
10.085809
12.55
647
2,220
0
0
9
0
0
1
0
debt_consolidation
0.1786
432.99
10.604603
12.83
652
2,878.958333
4,157
96.7
12
0
1
1
0
all_other
0.1122
173.25
11.156251
25.78
722
4,080
17,844
31.1
0
0
0
0
0
debt_consolidation
0.1786
158.77
11.736069
25.77
662
7,979.958333
68,438
96.2
0
1
1
0
0
debt_consolidation
0.1375
204.34
9.903488
8.4
652
543.958333
1,421
71.7
3
0
0
0
0
all_other
0.087
158.31
10.240657
1.8
722
900
827
51.7
2
0
0
1
0
all_other
0.1467
316.58
10.491274
0.33
692
360
136
1.1
8
0
0
1
0
all_other
0.1659
510.47
11.03489
24.45
662
1,260
15,783
74.5
4
0
0
0
0
all_other
0.1501
145.62
11.082143
10.69
647
2,969
3,028
9.8
10
1
0
0
0
debt_consolidation
0.1501
332.84
11.407565
15.33
652
6,418.958333
22,158
80.7
10
2
1
0
0
all_other
0.128
278.03
10.968198
7.99
667
6,210
2,303
32.9
4
2
0
0
0
credit_card
0.1375
102.17
10.505068
23.61
672
1,049.958333
15,123
54.4
2
0
0
0
0
small_business
0.1754
290.97
10.896739
9.98
642
3,450
18,865
60.8
0
0
0
1
0
debt_consolidation
0.1375
170.29
9.903488
0.6
642
1,289.958333
77
11
18
1
0
0
0
credit_card
0.1312
118.14
10.463103
3.94
647
1,739.958333
2,680
57
0
2
0
0
0
educational
0.1059
162.73
10.308953
1.8
682
420
829
21.8
2
0
0
0
0
debt_consolidation
0.1596
298.67
10.275051
11.42
667
4,050
3,879
71.8
8
0
1
1
0
debt_consolidation
0.1438
359.95
10.968198
4.26
647
2,009.958333
14,000
55.8
12
0
0
0
0
debt_consolidation
0.1754
376.29
10.341742
22.37
642
4,470
10,713
82.4
4
0
0
1
0
educational
0.1059
265.25
11.858633
6.7
687
6,359
7,260
41.7
8
0
0
0
0
small_business
0.1533
870.68
12.013701
13.35
687
6,659
18,538
47.3
8
1
1
1
0
all_other
0.1407
205.27
10.491274
0
647
5,879
0
0
0
2
0
1
0
debt_consolidation
0.1438
149.48
9.852194
13.45
642
1,139
2,422
105.3
3
0
0
0
0
all_other
0.1312
168.76
9.729134
5.36
652
299.958333
2,486
82.9
0
0
0
1
0
all_other
0.0901
15.91
7.600902
0
702
238.958333
0
0
6
0
0
1
0
all_other
0.128
334.3
10.203592
1.42
667
299.958333
938
47.6
4
0
0
0
0
debt_consolidation
0.1154
131.99
9.825526
1.3
667
2,910
258
86
2
0
0
1