credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
all_other
0.1287
134.54
10.165852
23.22
677
2,911
5,610
80.1
3
0
0
1
1
all_other
0.16
70.32
10.085809
2.55
667
3,509.958333
0
63
0
0
0
1
1
debt_consolidation
0.1821
181.3
10.714418
11.39
662
5,400
0
25.8
3
2
0
1
1
debt_consolidation
0.1533
139.32
10.463103
9.12
667
2,820.041667
2,653
49.1
1
0
0
1
1
educational
0.1025
32.39
9.259131
21.37
702
5,310.041667
5,430
48.9
0
1
0
1
1
home_improvement
0.1189
663.28
11.01205
2.89
742
3,660
6,863
46.7
4
0
0
1
1
small_business
0.1739
716.95
11.03489
13.51
697
4,350
7,574
35.6
3
1
0
1
1
all_other
0.1114
393.65
11.225243
7.82
737
3,179.958333
10,320
8.9
1
0
0
1
1
home_improvement
0.1379
851.89
11.238489
4.45
717
5,249.958333
165
2.5
2
0
0
1
1
major_purchase
0.1287
840.83
11.459525
0.13
757
2,190
14
0.2
2
0
0
1
0
debt_consolidation
0.1608
35.2
10.308953
23.84
642
2,490
10,125
90.4
1
0
0
0
0
debt_consolidation
0.1608
246.38
12.152144
22.47
647
7,212
150,971
92.3
4
0
0
1
0
debt_consolidation
0.16
787.53
11.264464
19.34
682
3,780.041667
15,897
66
5
0
1
0
0
educational
0.164
126.4
10.308953
29.6
677
1,643
3,043
58.5
1
0
0
1
0
debt_consolidation
0.1482
242.05
10.714418
19.12
652
2,847
26,531
52.6
33
0
0
1
0
debt_consolidation
0.1482
172.89
10.645425
18.51
652
4,020
9,792
64
8
0
0
1
0
debt_consolidation
0.138
149.96
10.736397
16.7
662
4,339
314
12.6
4
1
0
0
0
all_other
0.1482
311.2
11.394142
19.34
657
4,139.958333
38,329
77.3
0
0
0
1
0
debt_consolidation
0.1703
570.69
11.355101
25.32
672
4,149.958333
38,781
54.5
3
0
0
0
0
credit_card
0.1324
404.03
12.206073
21.31
697
5,879.958333
152,416
80.1
0
0
0
0
0
debt_consolidation
0.1229
236.81
10.126631
15.55
672
990
10,410
63.9
1
0
0
0
0
home_improvement
0.1229
250.15
10.736397
3.03
672
983
5,556
27.1
2
0
0
0
0
debt_consolidation
0.1387
231.98
11.512925
14.64
657
3,498
39,411
97.8
1
0
0
0
0
all_other
0.1387
163.75
10.778956
9.18
652
7,556
4,945
64.2
2
2
1
0
0
debt_consolidation
0.1671
385.27
10.918718
26.52
667
2,672.958333
21,300
65.5
4
0
0
0
0
all_other
0.0775
156.11
11.156251
8.81
772
6,389.958333
0
7.3
4
0
0
0
0
all_other
0.0838
204.84
10.789319
4
742
3,661
0
2.9
3
0
0
0
0
all_other
0.0807
136.45
11.695247
4
742
4,080
0
22.1
6
0
0
0
0
all_other
0.0933
80.69
11.608236
10
712
2,819.958333
0
17.2
6
0
0
0
0
all_other
0.0933
124.62
11.492723
10
707
4,079.958333
0
56.8
1
0
1
0
0
all_other
0.1154
164.98
10.915088
10
697
3,190
2,447
65.5
4
0
0
1
0
all_other
0.1028
164.42
11.461632
10
702
2,310
0
20.1
3
1
0
0
0
all_other
0.0964
32.11
9.392662
10
697
1,050
0
48.7
2
0
0
0
0
all_other
0.0996
103.2
11.918391
10
692
6,030.041667
0
19.8
2
0
0
0
0
all_other
0.1028
113.39
12.100712
10
687
3,990
0
21.7
4
0
0
0
0
all_other
0.1122
211.85
10.373491
10
687
3,329.958333
0
38.3
6
0
0
0
0
all_other
0.0964
208.66
9.903488
10
712
1,139
0
10.7
4
0
0
1
0
all_other
0.0996
64.5
8.699515
10
687
810
0
70
1
0
0
0
0
all_other
0.1249
42.65
10.596635
10
707
5,790
0
51.5
8
0
0
1
0
all_other
0.0933
95.86
9.903488
10
712
3,512.958333
0
48.1
4
0
0
0
0
all_other
0.0901
95.42
10.463103
10
717
4,770
0
14
3
0
0
0
0
all_other
0.0775
209.18
12.220981
1
802
6,840.041667
0
8.6
5
0
0
0
0
all_other
0.0775
218.55
11.390758
1
802
3,570.041667
0
0
1
0
0
0
0
all_other
0.0743
155.38
11.654425
1
802
6,750.041667
0
5
5
0
0
0
0
all_other
0.1122
344.87
11.0021
19.5
742
5,609.958333
0
0
5
1
0
0
0
all_other
0.0712
30.94
10.819778
1.1
772
5,910
0
0.8
3
0
0
0
0
all_other
0.0838
81.94
8.779557
6.46
722
1,230.041667
0
0.1
2
0
0
1
0
all_other
0.0743
93.23
11.289782
0.39
797
4,441
0
0.5
0
0
0
0
0
all_other
0.0743
77.69
11.10682
10.36
787
5,250.041667
0
1.3
5
0
0
0
0
all_other
0.0775
156.11
12.611538
5.38
757
5,641
0
23.5
4
0
0
0
0
all_other
0.1407
34.21
10.126631
16.27
642
567.041667
0
85
0
0
0
0
0
all_other
0.1091
45.78
10.596635
8.61
672
8,490.041667
0
0.5
0
0
1
0
0
all_other
0.1122
164.23
10.23996
3.51
672
1,139
0
56.2
4
1
0
0
0
all_other
0.0901
38.17
10.491274
3.27
707
4,680
0
2.2
5
1
0
0
0
debt_consolidation
0.0964
141.25
10.308953
3.72
697
1,050
3,493
63.5
0
0
0
0
0
debt_consolidation
0.1059
195.28
9.903488
12.9
697
4,169.958333
13,660
66
4
0
0
0
0
debt_consolidation
0.0712
61.87
11.918391
5.6
802
8,489.958333
150,786
2.2
0
0
0
0
0
educational
0.147
345.18
10.819778
7.22
652
2,820
10,025
85
0
2
0
0
0
debt_consolidation
0.0964
61
11.512925
10
707
6,360.041667
0
41.5
6
0
0
0
0
all_other
0.1312
180.57
8.29405
15
662
178.958333
0
47.8
1
0
0
0
0
credit_card
0.1312
202.51
9.392662
4.4
657
898.958333
5,251
49.3
9
0
0
0
0
credit_card
0.128
67.2
9.21034
3.48
647
1,169.958333
571
61.9
0
1
0
0
0
debt_consolidation
0.1312
226.98
11.0021
13.16
672
5,880
5,513
88.9
9
0
1
1
0
credit_card
0.1501
693.45
11.289782
3.11
672
3,570
7,883
59.3
6
1
0
1
0
credit_card
0.1059
325.46
10.915088
17.96
727
3,180
6,559
24.8
5
0
0
0
0
credit_card
0.1691
142.43
11.127263
19.62
657
2,009.958333
1,943
25.6
3
1
0
0
0
all_other
0.1438
89.35
10.645425
16.91
642
5,549
4,139
52.4
18
4
1
1
0
debt_consolidation
0.1091
114.44
9.615805
11.52
682
990
3,570
72.4
0
0
0
0
0
debt_consolidation
0.1186
265.17
11.05089
10.42
687
6,388.958333
7,406
58.8
14
0
1
1
0
home_improvement
0.1312
135.01
10.373491
7.91
652
5,609.958333
9,129
73.3
3
0
1
0
0
credit_card
0.147
345.18
11.082143
6.37
647
1,896
2,211
73.7
6
0
0
0
0
educational
0.1028
38.88
8.29405
8.1
682
368
900
37.5
1
0
0
0
0
credit_card
0.1249
33.45
10.373491
5.21
652
2,429.958333
1,636
16.7
2
4
0
0
0
debt_consolidation
0.1249
150.52
10.341742
9.56
662
780
4,494
76.2
1
0
0
0
0
educational
0.1438
61.86
10.596635
4.11
632
629
6,214
55
9
0
0
1
0
credit_card
0.1533
139.31
11.362103
20.12
652
2,849
37,318
75.4
1
0
0
0
0
all_other
0.1122
164.23
11.018629
14.48
692
2,969
9,442
51.3
15
0
0
1
0
credit_card
0.1438
42.96
9.21034
5.64
632
660
1,269
105.7
1
0
0
0
0
debt_consolidation
0.1596
316.25
9.903488
15.66
642
5,370
5,673
22
1
0
0
0
0
all_other
0.1438
68.73
10.596635
15.57
642
238.958333
17,312
86.6
0
0
0
0
0
debt_consolidation
0.147
110.46
9.472705
9.42
637
449
1,670
55.6
1
0
0
0
0
educational
0.1754
43.11
9.169518
8.38
612
659
546
47.6
0
1
0
0
0
debt_consolidation
0.1249
140.48
10.809728
7.68
662
1,019
6,670
72.5
1
0
0
0
0
debt_consolidation
0.1501
34.68
9.757305
20
652
1,052
2,484
35.4
2
0
0
0
0
educational
0.1059
133.44
10.596635
9.51
682
406
705
54.2
2
0
0
0
0
credit_card
0.1217
116.54
9.21034
14.76
667
1,022
4,784
95.7
0
0
0
0
0
debt_consolidation
0.1375
102.17
9.392662
19.3
667
5,668.958333
2,545
14.4
4
1
0
1
0
credit_card
0.1343
67.81
10.714418
8.75
647
419
1,615
54.1
8
0
1
0
0
all_other
0.1533
365.69
11.03489
1.72
642
1,470
1,437
95.8
13
0
0
1
0
debt_consolidation
0.1407
171.05
10.714418
0.53
642
2,846
123
41
6
13
0
0
0
debt_consolidation
0.1091
425.04
11.03489
20
697
4,979.958333
13,748
50.2
4
0
1
0
0
all_other
0.0996
257.99
10.126631
0.48
702
599.958333
316
19.2
1
0
0
0
0
credit_card
0.1501
346.73
10.819778
7.75
647
1,500
16,246
83.3
1
0
0
1
0
credit_card
0.1691
284.86
11.0021
20.22
647
6,209
6,755
99.3
1
0
0
1
0
all_other
0.1722
464.95
10.373491
15.98
642
810
6,703
79.8
1
0
0
1
0
educational
0.1438
412.37
9.615805
6.48
672
1,140
1,464
83.7
12
0
0
0
0
all_other
0.1628
670.59
11.512925
9.79
662
449
1,603
64.1
1
0
0
1
0
debt_consolidation
0.128
201.6
10.950807
15.2
667
6,449.958333
13,622
79.7
4
2
1
0
0
all_other
0.1091
196.18
8.853665
8.57
682
334
0
25.2
2
0
0
1
0
credit_card
0.1691
489.61
13.122363
7.47
667
3,600
168,496
46.1
2
1
0
1