credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
small_business
0.1438
768.01
12.301383
14.5
692
7,387
81,330
77.5
4
0
0
0
0
credit_card
0.1628
423.55
10.778956
11.53
652
900
11,134
77.5
6
0
0
1
0
debt_consolidation
0.1028
259.2
9.830917
6.97
697
629.958333
4,380
49.2
0
0
0
0
0
all_other
0.1122
131.38
9.574983
1.67
672
1,289.958333
74
37
4
0
0
0
0
credit_card
0.1312
168.76
10.635855
2.48
652
7,528.958333
2,636
32.9
1
0
0
0
0
debt_consolidation
0.1438
359.95
11.225243
13.07
657
2,429.958333
22,764
39.7
1
0
0
0
0
debt_consolidation
0.1312
230.36
11.418615
9.63
692
2,489.958333
5,537
79.1
6
0
0
0
0
small_business
0.1154
659.91
13.331002
2.33
692
4,005.958333
0
0
5
0
0
1
0
home_improvement
0.1028
294.83
10.434116
10.66
687
599.958333
1,521
27.7
12
0
0
1
0
debt_consolidation
0.1217
199.78
10.308953
2.2
662
658.958333
2,468
79.6
1
0
0
0
0
debt_consolidation
0.1122
131.38
10.404263
15.27
672
2,700
3,323
32.6
4
0
0
0
0
debt_consolidation
0.1438
123.71
10.357743
18.51
642
3,390
869
96.6
2
0
0
0
0
home_improvement
0.0964
320.99
9.998798
18.55
722
540
63
4.2
2
0
0
0
0
debt_consolidation
0.1628
99.71
11.0021
4.22
622
479
2,581
64.5
10
0
0
0
0
debt_consolidation
0.1186
23.21
10.060491
11.33
657
2,879.958333
4,479
101.8
1
0
0
1
0
educational
0.1217
299.67
9.998798
3.27
667
708.958333
0
0
1
0
0
0
0
small_business
0.1501
346.71
10.341742
23.34
667
2,190
3,283
63.1
7
0
0
0
0
debt_consolidation
0.1754
500.22
10.714418
23.65
652
2,670
81,695
92.9
0
0
0
0
0
educational
0.1407
171.06
9.472705
13.38
642
810
5,908
34.8
2
0
0
0
0
debt_consolidation
0.1754
705.87
10.714418
25.63
667
2,670
35,460
86.7
19
0
0
0
0
small_business
0.1249
836.23
11.314475
15.13
702
11,430
43,302
53.8
4
0
0
1
0
small_business
0.1596
878.44
11.561716
26.55
707
6,630
78,203
90
0
0
0
0
0
credit_card
0.1438
359.95
11.245046
9.98
642
4,679.958333
15,918
101.4
6
0
0
1
0
all_other
0.0933
287.59
9.615805
13.36
717
3,268.958333
2,588
103.5
0
0
0
1
0
debt_consolidation
0.1028
162
11.156251
0.26
687
344.958333
1,169
48.7
0
0
0
0
0
debt_consolidation
0.1438
227.66
10.714418
15.63
642
2,099.958333
5,575
66.4
0
1
0
1
0
credit_card
0.1249
468.29
11.21182
20.68
682
4,349.958333
8,009
74.2
4
0
1
0
0
all_other
0.1154
98.99
11.225243
18.26
672
2,670
1,393
43.5
7
0
0
0
0
home_improvement
0.1628
59.12
11.385092
26.52
652
3,959.958333
51,914
88.5
0
0
0
1
0
debt_consolidation
0.1343
186.46
10.491274
16.03
652
2,159.958333
3,132
97.9
4
0
0
0
0
all_other
0.1154
164.98
10.621327
10.36
672
6,839.958333
15,301
46.8
7
1
0
0
0
debt_consolidation
0.1596
337.32
11.09741
23.27
657
7,593.958333
25,348
91.6
1
0
0
0
0
small_business
0.0933
178.94
11.461632
0.13
702
210
327
21.8
1
0
0
0
0
all_other
0.1028
181.44
8.517193
0
682
238.958333
0
0
3
0
0
1
0
debt_consolidation
0.1438
240.54
10.308953
4.04
642
450
2,288
53.2
2
0
0
1
0
debt_consolidation
0.1122
246.33
9.903488
5.46
677
1,260
4,310
50.7
7
0
0
1
0
educational
0.1122
82.11
10.308953
0.4
672
1,590
174
9.2
7
1
0
0
0
credit_card
0.1438
274.9
10.985293
23.86
677
7,258.958333
14,301
60.2
4
0
0
1
0
debt_consolidation
0.1407
136
10.736397
13.51
642
1,708.958333
4,033
53.1
8
0
0
0
0
debt_consolidation
0.0964
192.6
11.608236
15.49
707
5,280
33,985
85
11
0
0
0
0
credit_card
0.1249
16.73
9.798127
19.2
657
5,130
9,231
44
1
4
0
0
0
all_other
0.1565
293.87
10.491274
21.5
642
1,830
3,896
34.2
3
0
0
1
0
debt_consolidation
0.128
67.2
9.903488
2.58
652
1,830
1,123
23.1
4
2
0
1
0
debt_consolidation
0.128
335.98
10.93596
5.04
662
1,049.958333
11,766
72.6
0
0
0
1
0
all_other
0.1407
239.49
10.697421
14.92
652
3,720
0
0
1
2
0
0
0
home_improvement
0.0964
385.19
10.373491
1.99
707
2,310
6,306
36.7
7
0
0
1
0
debt_consolidation
0.147
621.34
11.695247
26.25
697
5,909
130,799
89.4
3
0
0
0
0
all_other
0.1407
29.08
10.23996
21.26
642
2,339
14,479
78.3
2
0
0
0
0
debt_consolidation
0.1091
326.97
11.225243
8
677
2,189.958333
1,170
49.1
8
0
1
1
0
debt_consolidation
0.1375
272.46
9.903488
13.2
652
1,110
6,014
72.5
3
0
0
0
0
debt_consolidation
0.128
161.27
11.042922
12.61
652
2,609
9,212
56.9
0
3
0
0
0
all_other
0.1312
202.52
11.0021
1.02
652
539
1,328
41.5
3
0
0
0
0
debt_consolidation
0.147
324.48
11.170435
21.58
657
2,984
1,992
18.3
3
6
0
0
0
small_business
0.1407
855.3
12.043554
20.2
687
5,774
216,959
45.4
4
0
0
0
0
debt_consolidation
0.1375
170.29
9.680344
9.45
642
841
4,467
93.1
0
0
0
0
0
educational
0.0933
319.54
11.251561
16.29
717
3,480
2
0.1
16
0
0
0
0
all_other
0.1407
51.32
9.341369
22.95
642
329.958333
1,201
75.1
3
0
0
1
0
debt_consolidation
0.1786
88.41
10.915088
9.62
612
1,230
1,190
119
15
0
0
0
0
all_other
0.1375
81.74
10.993732
18.51
647
7,110
21,899
69.1
4
2
0
0
0
small_business
0.128
167.99
11.512925
9.98
652
2,519.958333
40,238
63.2
10
0
0
0
0
credit_card
0.1343
169.51
11.492723
12.53
647
2,849.958333
9,568
97.1
1
0
3
0
0
all_other
0.1375
170.29
10.205073
1.6
642
450.041667
1,202
92.5
1
0
0
0
0
small_business
0.128
167.99
9.903488
19.02
662
959
0
0
1
0
0
0
0
debt_consolidation
0.1628
882.39
11.695247
19.02
667
6,390.041667
121,719
60
5
0
0
1
0
debt_consolidation
0.1312
168.76
9.615805
8.72
647
1,530.041667
5,183
46.3
1
1
0
1
0
small_business
0.1596
489.29
11.082143
21.93
657
6,030.041667
254
36.3
6
1
0
1
0
small_business
0.1343
508.53
10.915088
19.44
672
4,860.041667
15,973
31.6
8
3
0
1
0
all_other
0.1343
162.73
11.127263
12.11
647
5,489
8,174
76.7
12
0
1
0
0
educational
0.1091
326.97
10.668955
4.19
682
630
58
7.2
1
0
0
1
0
all_other
0.0996
386.99
10.714418
2.48
707
2,981.041667
1,458
11
4
0
0
0
0
debt_consolidation
0.1438
206.18
9.969275
18.93
642
570.041667
1,400
16.9
7
0
0
0
0
all_other
0.1438
227.66
10.714418
18.32
647
1,140.041667
6,367
80.6
0
0
0
0
0
all_other
0.1533
487.59
11.238489
9.49
652
2,789
16,075
80.4
1
1
0
1
0
credit_card
0.1501
336.31
11.03489
17.03
642
9,390
15,780
20.2
4
3
0
0
0
educational
0.128
201.59
9.392662
3
657
479.041667
884
55.2
1
0
0
0
0
small_business
0.1501
520.06
10.505068
4.64
657
7,589
4,727
89.2
2
0
0
0
0
debt_consolidation
0.1217
233.07
10.668955
11.58
662
6,221
2,778
99.2
6
0
0
0
0
all_other
0.1154
19.8
8.517193
4.8
662
750.041667
228
19
3
0
0
0
0
debt_consolidation
0.1659
35.45
9.560997
27.55
647
2,819
7,400
77.1
3
0
0
1
0
all_other
0.1438
30.93
10.275051
3.1
632
420.041667
997
7.3
4
0
0
1
0
debt_consolidation
0.1122
164.22
11.350407
7.4
672
3,360.041667
2,695
29.9
8
0
0
1
0
debt_consolidation
0.0996
257.99
9.903488
1.5
697
479.041667
358
6
1
0
0
0
0
credit_card
0.1438
137.45
9.615805
16.32
647
1,049
4,364
101.5
5
0
0
1
0
debt_consolidation
0.1722
357.63
12.072541
26.13
657
4,949.041667
69,407
78.6
2
0
0
0
0
debt_consolidation
0.128
161.27
10.021271
10.29
652
3,180
5,070
72.4
3
1
0
0
0
debt_consolidation
0.1375
286.08
10.434116
14.29
652
990
4,206
75.1
1
0
0
0
0
debt_consolidation
0.1438
359.95
10.896739
4.33
642
4,529.041667
21,964
83.5
4
0
0
1
0
small_business
0.1312
843.8
12.429216
25.03
762
8,460.041667
401,941
20.7
1
0
0
1
0
all_other
0.087
177.3
9.071078
17.52
727
4,351
9,419
26.5
1
0
0
0
0
small_business
0.1438
412.35
11.512925
11.4
647
7,350.041667
37,367
66.5
15
0
0
0
0
debt_consolidation
0.1059
624.87
10.491274
0.33
712
300
89
1.6
0
0
0
1
0
all_other
0.0996
51.6
9.798127
10.33
682
2,910
6,646
100.7
1
0
0
1
0
all_other
0.1059
130.18
11.05089
17.89
682
5,279.041667
21,154
96.2
8
0
1
0
0
credit_card
0.0838
189.08
10.819778
4.51
727
600
669
7
0
0
0
0
0
small_business
0.1059
650.9
11.532728
2.55
707
1,590.041667
8,702
51.7
11
0
0
0
0
all_other
0.1091
404.62
11.289782
8.21
687
299
693
53.3
1
0
0
0
0
debt_consolidation
0.1059
325.45
10.839581
0.54
687
397.041667
704
44
4
0
0
0
0
all_other
0.1438
294.66
10.915088
12.87
642
3,242
4,776
27.9
13
0
0
0
0
all_other
0.1375
340.57
11.748788
1.95
657
5,100
6,298
86.3
2
3
0
0
0
major_purchase
0.1438
247.41
10.878047
15.65
647
2,040.041667
11,796
74.7
20
0
0
1