credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
home_improvement
0.1425
274.4
10.915088
15.53
652
8,699
19,457
51.1
0
2
0
1
0
all_other
0.1709
24.99
9.942708
28.42
662
1,208.041667
1,878
22.6
3
0
0
0
0
debt_consolidation
0.1362
81.59
10.770588
15.53
647
1,470
1,233
35.2
1
0
0
0
0
debt_consolidation
0.0838
315.12
10.586584
5.67
737
2,925
4,545
18.9
4
0
0
0
0
all_other
0.0983
160.94
10.714418
0.67
702
2,977
339
11.7
6
0
0
0
0
major_purchase
0.1078
163.18
10.181119
13.55
687
4,109.041667
40,091
33.2
0
0
0
0
0
home_improvement
0.1109
688.41
12.301383
21.28
747
8,730
270,800
25.3
5
0
0
0
0
all_other
0.1141
55.17
9.743788
21.75
687
360
5,898
42.1
3
0
0
0
0
debt_consolidation
0.152
443.24
10.417747
17.08
657
5,280.041667
12,951
83
1
0
1
0
0
debt_consolidation
0.1583
286.73
10.518673
22.25
647
4,440
276
92
6
0
1
0
0
educational
0.133
253.79
10.308953
14.08
662
1,960.041667
0
0
7
0
0
1
0
all_other
0.1172
35.57
8.922658
19.2
672
1,200.041667
5,168
84.1
4
0
0
0
0
all_other
0.1362
56.09
11.127263
5.61
682
1,470
2,324
14
18
0
0
1
0
credit_card
0.1204
232.64
11.05089
14.55
672
4,290
7,180
34.4
4
0
0
1
0
home_improvement
0.1078
244.76
11.09741
5.13
687
3,119.041667
12,123
21
5
0
0
1
0
debt_consolidation
0.1393
187.8
10.434116
19.34
657
2,789.041667
3,266
46
6
0
0
0
0
debt_consolidation
0.1362
163.17
11.0021
21.03
662
6,600
16,140
81.8
13
0
1
0
0
debt_consolidation
0.1109
65.57
10.596635
9.98
672
390
0
0
0
0
0
0
0
debt_consolidation
0.133
169.2
10.341742
16.88
657
5,129
2,229
51.8
1
7
0
0
0
debt_consolidation
0.133
406.07
11.289782
8.64
662
991.041667
15,636
73.4
1
0
0
0
0
all_other
0.1078
326.35
10.365018
13.01
702
3,629
2,294
22.9
5
0
0
1
0
debt_consolidation
0.133
406.07
10.491274
12.77
662
2,430.041667
8,480
19.1
4
2
0
0
0
all_other
0.1457
248.08
11.294769
26.49
692
5,160
18,943
55.2
6
0
1
0
0
all_other
0.1299
16.85
10.199138
10
652
1,890
182
60.7
6
0
0
0
0
credit_card
0.133
406.07
10.703244
20.14
677
5,100
17,940
64.5
6
0
0
1
0
debt_consolidation
0.1488
471.52
11.09741
22.16
662
6,840.041667
23,802
62.8
6
0
0
1
0
major_purchase
0.0983
482.82
11.09741
9.38
732
960.041667
664
1.6
2
0
0
0
0
debt_consolidation
0.1141
148.2
10.308953
13.88
677
3,059.041667
844
46.9
9
0
0
0
0
major_purchase
0.0983
193.13
9.729134
7.07
702
780
0
0
6
0
0
0
0
debt_consolidation
0.1583
701.47
11.156251
13.94
672
4,050
11,346
103.1
6
0
0
1
0
credit_card
0.1425
82.32
11.009671
22.93
652
6,090.041667
25,203
93
0
0
0
0
0
debt_consolidation
0.1014
355.67
10.645425
12.94
712
1,470
45,442
25.8
0
0
0
1
0
debt_consolidation
0.133
81.22
10.085809
11.35
652
2,460.041667
5,016
27.7
5
0
0
0
0
all_other
0.133
67.68
9.887358
23.6
677
1,560.041667
480
96
5
0
0
0
0
educational
0.1141
65.87
8.411833
4
667
330
333
37
4
0
0
0
0
credit_card
0.1236
200.32
11.05089
14.51
667
2,880
12,508
34.7
5
0
0
1
0
debt_consolidation
0.1046
324.84
11.338572
16.67
722
4,458
6,673
32.6
4
0
0
0
0
debt_consolidation
0.1615
450.96
10.896739
20.2
657
3,390.041667
18,511
72.6
0
0
0
0
0
small_business
0.1172
793.94
11.849398
8.39
707
5,280.041667
16,298
80.7
8
0
0
1
0
small_business
0.1804
682.76
11.695247
19.33
647
5,160
5,094
71.7
3
1
0
1
0
credit_card
0.1299
134.76
11.396111
6.78
657
7,020.041667
0
0
0
2
0
0
0
debt_consolidation
0.133
203.04
10.596635
5.13
657
3,179.041667
75
37.5
8
0
0
1
0
all_other
0.1646
106.16
11.0021
28.16
672
6,480.041667
7,846
25.8
4
1
0
0
0
all_other
0.1046
68.22
10.439981
10.04
682
720
1,856
26.5
0
0
0
0
0
small_business
0.1078
815.87
11.362103
0.75
717
3,181.041667
2,718
19.3
8
1
0
0
0
debt_consolidation
0.1109
458.94
11.300969
15.63
702
3,629
42,619
2.6
4
0
0
0
0
debt_consolidation
0.152
208.59
10.491274
18.53
642
3,270
6,970
76.6
4
1
0
1
0
debt_consolidation
0.0951
372.44
9.903488
14.58
737
6,900
20,245
50.1
1
0
0
1
0
debt_consolidation
0.1615
233.41
10.394763
29.07
687
1,471
10,503
51.7
1
0
0
0
0
all_other
0.1141
98.8
9.472705
10.43
672
959.041667
474
11.8
0
0
0
0
0
small_business
0.1299
505.34
11.407565
10.24
672
2,250
4,162
68.4
14
0
1
1
0
credit_card
0.1646
265.39
10.714418
23.04
652
4,169.041667
7,091
89.8
0
1
0
0
0
educational
0.1425
171.5
11.05089
17.22
647
4,199.041667
2,347
24.7
1
1
0
1
0
debt_consolidation
0.1488
207.64
10.621327
15.75
642
2,279.041667
11,638
73.7
4
1
0
0
0
debt_consolidation
0.1615
704.63
11.112448
21.83
667
5,220.041667
33,295
90.7
4
0
1
1
0
debt_consolidation
0.1393
592.4
10.819778
23.47
697
7,440.041667
48,792
80.9
0
0
0
0
0
major_purchase
0.133
84.6
10.12503
0.96
652
180.041667
177
88.5
1
0
0
1
0
debt_consolidation
0.1551
418.99
11.03489
15.38
647
1,860
11,214
70.1
0
0
0
0
0
debt_consolidation
0.1551
438.2
11.198215
19.73
657
6,210
26,066
98
13
0
1
1
0
all_other
0.1299
808.54
12.388394
9.67
682
9,479
66,919
61.3
5
0
0
0
0
home_improvement
0.1804
202.57
10.714418
25.84
647
1,799
10,147
89.8
0
0
0
1
0
major_purchase
0.1046
77.97
10.203592
19.29
697
482.041667
1,364
34.1
2
0
0
0
0
debt_consolidation
0.1299
203.82
10.714418
22.77
692
5,719.041667
22,191
85.3
6
0
1
1
0
all_other
0.092
191.36
11.482466
19.6
737
12,240.04167
40,904
34.4
12
0
0
0
0
debt_consolidation
0.1583
526.1
11.0021
17.28
657
5,400
11,096
92.2
2
0
1
1
0
debt_consolidation
0.1236
300.48
11.849398
16.9
672
4,440
45,428
82.3
5
0
1
0
0
debt_consolidation
0.1457
516.83
10.817736
25.4
707
6,360.041667
11,937
52.8
0
0
0
1
0
debt_consolidation
0.1393
102.44
9.392662
3.9
642
390
1,437
79.8
0
0
0
1
0
credit_card
0.1141
386.97
11.982929
12.26
702
6,960
56,200
57.4
4
0
0
0
0
educational
0.0838
75.63
9.663007
3.82
722
602.041667
0
0
0
0
0
0
0
major_purchase
0.1425
68.6
11.127263
14.45
642
4,710
29,452
65.4
2
1
0
0
0
all_other
0.0743
49.72
8.160518
5.14
752
930.041667
506
5.9
0
0
0
0
0
credit_card
0.1236
534.19
11.314475
16.27
682
6,390.041667
33,859
88.7
4
0
0
1
0
debt_consolidation
0.1551
230.45
11.982929
25.11
692
5,159
127,093
76.6
2
0
0
0
0
all_other
0.152
470.18
10.778956
26.08
687
5,339.041667
32,005
70.4
1
0
0
0
0
debt_consolidation
0.1615
176.16
10.933107
24.36
652
7,379
10,402
81.9
3
0
0
1
0
debt_consolidation
0.1425
171.5
10.463103
21.5
657
4,349
4,473
106.5
7
0
1
1
0
all_other
0.1204
66.47
9.837348
0.96
662
1,109
182
18.2
2
0
1
0
0
debt_consolidation
0.1425
343
10.524064
17.55
657
2,850
6,370
87.3
2
0
0
0
0
all_other
0.1141
342.51
10.915088
4.95
682
3,365
1,963
56.1
4
1
0
0
0
all_other
0.092
255.15
10.858999
11.08
732
6,870
5,255
46.1
5
1
0
0
0
debt_consolidation
0.1551
418.99
10.596635
2.4
642
2,490
4,340
85.1
3
0
0
0
0
home_improvement
0.1836
436
11.127263
26.7
657
3,330
27,163
88.2
2
0
0
0
0
debt_consolidation
0.1425
411.6
11.156251
9.77
657
3,509.041667
4,768
59.6
4
1
0
1
0
debt_consolidation
0.1299
175.19
10.736397
3.89
657
180.041667
3,302
66
4
0
0
0
0
debt_consolidation
0.1362
84.99
10.085809
10.65
647
11,190.04167
3,257
59.2
0
0
0
0
0
debt_consolidation
0.152
312.01
10.165852
4.34
642
1,380.041667
6,345
77.4
8
0
0
0
0
credit_card
0.1078
293.72
11.918391
11.57
687
3,450.041667
31,629
101.4
2
0
0
1
0
all_other
0.1488
276.86
10.933178
5.34
642
2,430.041667
1,697
60.6
2
1
0
0
0
credit_card
0.1393
239.01
11.156251
23.21
677
11,820.04167
59,023
79.5
5
0
0
0
0
debt_consolidation
0.1488
276.86
10.434116
16.91
647
3,750.041667
13,128
25.6
10
0
0
0
0
small_business
0.1204
830.84
11.561716
3.73
702
780
1,554
9.1
2
0
1
1
0
all_other
0.092
95.68
10.596635
0.99
707
779
1,676
64.5
1
0
0
0
0
debt_consolidation
0.1836
630.39
11.877569
29.96
667
13,979.04167
212,629
87.4
3
0
0
1
0
debt_consolidation
0.1804
682.76
11.082143
22.01
657
2,399.041667
16,265
76.7
1
0
0
0
0
all_other
0.1204
18.28
9.837348
5.22
662
1,109
182
18.2
2
0
1
0
0
all_other
0.1141
395.2
10.678215
14.9
692
720
20
0.4
2
0
0
1
0
home_improvement
0.1583
397.21
10.839581
15.93
642
4,200.041667
18,382
79.6
3
0
0
0
0
debt_consolidation
0.1583
526.1
12.013701
13.52
657
6,780.041667
198,023
61.3
2
1
0
1
0
debt_consolidation
0.152
208.59
10.316921
19.96
642
1,980.041667
6,083
23.9
1
0
0
1