credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
debt_consolidation
0.1804
532.64
11.314475
20.96
657
6,360.041667
24,391
98.4
3
2
0
0
0
debt_consolidation
0.1141
230.54
10.422281
17.04
682
2,310.041667
7,291
98.5
6
0
0
0
0
small_business
0.1141
395.2
10.904119
19.46
697
3,570.041667
1,827
33.2
5
0
0
1
0
small_business
0.1046
97.46
10.862838
4.34
682
3,120.041667
8,414
105.2
4
0
0
0
0
small_business
0.1836
726.67
11.95118
25.27
667
8,190.041667
210,887
35.5
3
0
0
1
0
debt_consolidation
0.1646
329.97
10.819778
26.86
662
3,600
18,579
82.9
0
0
0
1
0
all_other
0.1425
102.9
10.951859
22.17
657
4,949.041667
6,710
54.6
1
0
0
0
0
credit_card
0.1141
164.67
10.325482
0.39
677
183.041667
397
39.7
1
0
0
0
0
debt_consolidation
0.1804
682.76
11.350407
16.28
647
1,590.041667
2,253
62.6
4
0
0
0
0
debt_consolidation
0.1551
261.87
11.225243
27.2
677
3,900.041667
14,273
50.1
2
1
1
0
0
debt_consolidation
0.1709
211.51
10.819778
26.52
657
7,470.041667
18,941
98.7
1
0
0
1
0
debt_consolidation
0.1772
360.13
11.306848
25.91
657
2,430.041667
41,603
81.1
0
0
0
1
0
debt_consolidation
0.1362
224.36
10.502324
14.34
657
2,549
11,541
63.4
0
0
0
0
0
debt_consolidation
0.1836
447.81
10.896739
14.82
647
5,884
8,079
45.4
3
2
0
0
0
debt_consolidation
0.1488
349.53
10.668955
27.99
692
4,440
14,998
80.9
0
0
1
0
0
all_other
0.092
57.41
10.463103
10.94
707
3,419.041667
10,008
84.8
6
0
0
1
0
all_other
0.1172
529.3
11.225243
1.06
692
5,480
821
6.1
4
2
0
0
0
major_purchase
0.1299
168.45
9.903488
9.78
657
1,949.041667
504
63
2
0
0
0
0
debt_consolidation
0.152
417.17
10.545341
5.81
647
2,489
7,600
84.4
2
0
0
0
0
debt_consolidation
0.1078
261.08
10.043249
7.83
687
4,413
7,846
56.9
4
0
1
0
0
all_other
0.1046
81.21
10.714418
17.95
687
6,660.041667
3,092
14.9
6
0
2
0
0
debt_consolidation
0.1457
186.06
9.998798
8.73
642
9,719.041667
9,930
55.2
0
1
0
0
0
small_business
0.1362
169.97
10.203592
19.42
657
4,589.041667
3,959
100
2
2
0
0
0
all_other
0.1078
262.71
11.0021
3.48
702
180.041667
0
0
8
0
0
0
0
debt_consolidation
0.1393
280.84
11.918391
19.13
687
5,100
62,705
78.5
5
0
0
0
0
credit_card
0.1393
61.46
10.292146
22.13
657
5,970.041667
9,821
56.8
5
0
2
1
0
debt_consolidation
0.1804
627.6
11.652687
21.03
652
7,140.041667
73,941
63.5
2
0
0
0
0
debt_consolidation
0.1393
273.15
10.203592
11.02
652
2,632
2,359
57.5
0
2
0
0
0
debt_consolidation
0.1292
188.48
10.308953
8.2
662
1,019.041667
18,718
68.1
2
0
0
1
0
major_purchase
0.1071
84.77
9.837348
0.64
682
209.041667
287
28.7
4
0
0
0
0
home_improvement
0.1039
30.02
12.209068
11.85
732
9,779
133,963
16.8
15
0
0
1
0
debt_consolidation
0.1671
532.63
11.512925
29.04
692
13,530
71,002
75.6
1
0
0
1
0
all_other
0.1071
195.61
10.555813
12.28
687
2,550
364
28
5
0
0
0
0
credit_card
0.1482
138.31
11.512925
24.79
662
7,621
41,190
75.2
4
0
0
0
0
debt_consolidation
0.1482
414.93
11.396392
3.49
652
5,190
8,016
61.7
11
8
0
0
0
small_business
0.1829
755.91
12.832011
8.52
652
5,039.041667
165,108
92.3
4
0
0
1
0
debt_consolidation
0.1482
345.78
11.552146
25.47
692
8,789
22,470
45.9
0
0
0
0
0
small_business
0.1576
300.46
10.491274
22.53
647
2,609
2,066
18.1
4
0
0
0
0
small_business
0.1071
328.47
11.461632
13.43
737
3,600
37,055
46.5
8
0
0
1
0
debt_consolidation
0.1387
71.65
10.388995
18.37
657
3,720
1,935
77.4
2
0
0
0
0
credit_card
0.1355
271.68
10.858999
27.05
717
2,700.041667
11,023
59.9
2
0
0
0
0
home_improvement
0.1545
418.64
10.858999
9.74
647
4,860.041667
13,665
49.9
3
0
0
1
0
debt_consolidation
0.1355
81.51
10.199138
7.98
647
1,889
182
60.7
6
0
0
0
0
all_other
0.1166
66.11
10.518673
17.29
672
3,389.041667
42,969
83.1
4
0
0
0
0
debt_consolidation
0.1418
57.4
10.257659
17.47
642
2,909
4,138
94
2
0
0
1
0
debt_consolidation
0.1355
615.52
10.896739
21.27
677
4,829
22,037
58.9
4
0
0
0
0
credit_card
0.1513
260.47
11.156251
15.99
642
3,001
26,933
65.2
5
0
0
0
0
credit_card
0.1829
849.38
11.225243
8.54
657
9,361.041667
0
0
2
0
0
0
0
debt_consolidation
0.1861
464.86
11.225243
29.47
662
3,990
22,038
78.7
8
0
0
1
0
debt_consolidation
0.145
289.14
10.819778
16.68
657
3,360
11,783
94.3
0
0
0
0
0
all_other
0.1797
650.48
11.225243
15.97
647
6,242
64,851
78.4
2
0
0
0
0
debt_consolidation
0.1829
352.1
10.945741
25.5
657
3,420.041667
13,243
98.1
0
0
0
0
0
small_business
0.1545
401.2
10.819778
7.9
662
727
1,509
30.8
7
0
0
1
0
debt_consolidation
0.1608
624.74
11.156251
29.16
707
5,219.041667
4,863
18.1
1
0
1
0
0
debt_consolidation
0.1387
475.05
10.765871
25.66
717
4,860.041667
33,377
49
2
0
0
1
0
debt_consolidation
0.1355
394.78
10.463103
21.22
677
5,579.041667
30,402
71.5
4
0
0
0
0
small_business
0.1387
402.56
11.149657
8.8
677
2,909
8,045
49.7
4
1
0
1
0
debt_consolidation
0.1103
818.83
12.323856
12.66
712
4,409
242,194
56
0
0
0
1
0
debt_consolidation
0.1261
670.13
11.380536
14.92
692
2,639
78,284
37.6
5
1
0
0
0
debt_consolidation
0.1008
129.22
10.778956
0.75
702
869.041667
3,403
74
0
0
0
1
0
debt_consolidation
0.1829
435.58
11.03489
25.26
657
4,590.041667
13,560
57.2
3
0
0
0
0
debt_consolidation
0.1513
451.48
11.264464
29.28
717
3,330
61,057
80.7
3
0
0
0
0
small_business
0.1355
848.99
11.184421
2.02
687
377
7,522
36
1
0
0
0
0
debt_consolidation
0.1766
620.7
11.03489
20.44
657
6,899
28,776
51.9
7
0
0
1
0
debt_consolidation
0.1134
197.4
10.373491
21.9
702
2,760.041667
7,152
100.7
0
0
0
0
0
all_other
0.1797
129.2
10.434116
27.42
647
3,750.041667
13,156
25.6
10
0
0
0
0
debt_consolidation
0.1197
132.8
9.980449
22.5
692
2,249
3,451
39.2
4
0
0
0
0
all_other
0.1008
64.61
10.778956
0
697
809
0
0
1
0
0
1
0
credit_card
0.1197
481.4
11.77529
10.85
682
5,071
966
13.1
5
0
0
0
0
debt_consolidation
0.1576
525.58
10.645425
7.86
657
3,449.041667
7,827
59.7
1
0
0
0
0
debt_consolidation
0.1229
280.17
11.042922
14.65
677
2,490.041667
6,978
64
5
0
0
0
0
debt_consolidation
0.1261
228.69
11.141862
23.62
712
7,440.041667
92,929
97.7
0
0
0
0
0
all_other
0.1071
176.05
11.225243
1.01
702
930.041667
3,782
23.3
3
0
0
0
0
all_other
0.1513
333.4
11.156251
16.35
647
3,059.041667
29,314
89.9
3
0
0
1
0
credit_card
0.1545
645.4
11.161181
28.78
717
7,529.041667
69,744
76.1
1
0
0
0
0
small_business
0.1387
852.87
11.957611
20.79
712
7,260
188,854
0
0
1
1
1
0
all_other
0.145
385.52
11.0021
5.74
657
1,830
8,181
87
0
0
0
1
0
debt_consolidation
0.145
172.11
10.918718
4.54
642
5,190
333
33.3
7
0
0
1
0
debt_consolidation
0.1324
338.1
10.395375
26.12
727
6,030.041667
10,994
30.5
0
0
1
0
0
debt_consolidation
0.1545
122.11
10.523257
28.66
697
5,580.041667
22,670
77.5
1
0
0
0
0
all_other
0.1166
52.89
11.395549
16.64
672
5,040.041667
59,672
40.9
4
0
0
0
0
credit_card
0.1261
50.26
10.126631
1.87
657
883.041667
1,140
47.5
0
0
0
0
0
debt_consolidation
0.145
70.57
10.021271
27.73
682
2,880
1,597
88.7
1
0
0
0
0
small_business
0.1829
871.16
12.037506
7.86
657
4,979.041667
26,429
30.9
3
0
0
1
0
all_other
0.1229
80.05
9.169518
0
662
539.041667
0
0
5
0
0
0
0
debt_consolidation
0.1608
281.58
10.839581
28.47
687
4,740
6,277
64.7
0
0
0
0
0
all_other
0.1418
51.4
10.379722
16.36
642
7,920.041667
0
0
0
1
0
0
0
debt_consolidation
0.1229
100.06
9.744023
10.91
667
720
4,223
38.3
3
0
0
1
0
all_other
0.1418
342.66
11.200951
0.74
657
4,260.041667
449
37.4
0
0
0
0
0
all_other
0.1229
50.03
10.308953
14.12
662
660.041667
669
7.5
1
0
0
0
0
major_purchase
0.1008
113.07
10.385914
0.56
702
1,049
1,085
28.6
0
0
0
0
0
debt_consolidation
0.1734
687.79
11.242559
12.74
652
6,583
20,767
81.1
0
0
3
0
0
small_business
0.1134
789.6
11.461632
18.38
722
5,100
148,540
74
1
0
0
1
0
debt_consolidation
0.145
206.53
10.968198
19.92
652
5,400.041667
12,094
45.1
6
0
0
0
0
credit_card
0.0945
192.06
11.082143
0.92
712
3,240
318
5.2
5
0
0
0
0
educational
0.1134
197.4
9.798127
3.67
687
567.041667
745
22.4
3
0
0
1
0
small_business
0.1355
67.92
10.645425
18.06
657
5,340.041667
5,594
25.3
8
0
0
0
0
debt_consolidation
0.1829
185.13
10.491274
25.67
642
2,880
5,004
60.3
6
0
2
0
0
debt_consolidation
0.1545
348.87
10.778956
13.38
642
2,400.041667
24,979
94.6
4
0
0
0
0
major_purchase
0.1355
122.26
10.778956
12.05
652
4,139.041667
4,397
84.6
1
0
1
0