credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
all_other
0.1608
409.16
10.858999
25.55
677
2,430.041667
6,473
39.7
5
0
0
1
0
major_purchase
0.1513
121.56
10.404263
26.15
677
3,390
9,580
84
3
0
0
0
0
debt_consolidation
0.1387
119.41
10.126631
3.94
652
2,202
2,728
48.7
3
0
0
0
0
small_business
0.1355
135.84
11.279732
15.06
657
2,880
42,670
65.5
3
1
0
0
0
major_purchase
0.145
247.84
9.903488
6.3
652
2,070.041667
9,978
83.8
1
2
0
0
0
all_other
0.164
106.07
10.727663
29.24
677
3,060.041667
17,419
94.2
0
0
0
0
0
debt_consolidation
0.1513
243.11
11.589887
27.63
682
6,690.041667
7,384
43.4
9
0
0
1
0
debt_consolidation
0.1166
115.69
10.448715
16.23
677
1,320.041667
5,593
25.4
5
0
0
1
0
credit_card
0.145
516.32
11.695247
24.95
677
13,979
204,954
81.4
0
0
0
0
0
all_other
0.1324
20.29
9.546813
22.03
662
750
195
65
0
0
0
0
0
home_improvement
0.1166
809.78
11.901583
18.43
722
13,499
247,970
93.6
12
0
0
1
0
credit_card
0.1292
269.25
11.34569
27.45
737
5,609.041667
47,593
62.4
1
0
0
0
0
debt_consolidation
0.1608
111.75
10.491274
26.03
667
2,507.041667
19,636
103.9
12
0
0
0
0
all_other
0.1608
281.58
11.718882
25.27
672
3,930.041667
41,040
85.3
0
0
0
0
0
credit_card
0.1324
540.96
11.512925
21.9
687
4,110
52,201
84.3
7
0
0
0
0
debt_consolidation
0.1482
359.61
11.156251
3.82
647
4,080
10,074
59.6
0
4
0
0
0
debt_consolidation
0.1261
299.89
10.257659
15.87
672
1,590.041667
4,139
63.7
8
0
0
0
0
debt_consolidation
0.0976
160.78
10.199138
2.37
712
690
1,394
8.8
0
0
0
0
0
debt_consolidation
0.1545
251.18
10.778956
25.25
677
3,479.041667
3,336
90.2
3
0
0
0
0
major_purchase
0.0976
385.86
11.225243
0.4
727
900.041667
2,130
17.9
1
0
0
0
0
home_improvement
0.1197
448.2
11.264464
6.39
682
390
570
24.8
3
0
0
0
0
small_business
0.1576
796.26
11.156251
29.21
732
8,250.041667
57,143
52.7
2
0
0
1
0
debt_consolidation
0.1292
156.5
11.343986
18.1
667
3,750
133
11.1
6
2
0
0
0
debt_consolidation
0.1418
493.42
10.463103
17.93
662
929.041667
11,569
64.3
1
0
0
1
0
credit_card
0.1418
287.83
11.379394
1.49
652
3,779.041667
2,885
15.8
12
0
5
0
0
all_other
0.1513
243.11
11.532728
5.93
642
2,501.041667
16,914
55.2
3
0
0
0
0
small_business
0.1039
324.51
10.819778
20.09
737
5,039.041667
117,814
49.4
0
0
0
0
0
debt_consolidation
0.1703
535.02
11.512925
10.85
642
4,139.041667
15,827
76.1
1
2
0
1
0
debt_consolidation
0.1829
685.13
12.323856
12.05
642
6,330.041667
120,830
90.5
2
0
0
0
0
debt_consolidation
0.145
137.69
10.566072
22.05
657
3,269
8,623
71
3
0
0
0
0
debt_consolidation
0.1292
269.25
11.070132
12.07
667
3,664
7,661
67.7
5
0
1
0
0
debt_consolidation
0.1861
451.19
11.523865
29.7
662
5,760.041667
35,447
96.9
8
0
0
0
0
home_improvement
0.1861
241.55
11.95118
28.17
657
7,380
28,519
89.1
4
0
1
1
0
all_other
0.1008
64.61
9.862666
6.94
697
300.041667
0
0
0
0
0
0
0
all_other
0.1229
166.77
11.264464
8.15
667
2,819.041667
4,476
59.7
6
1
0
1
0
all_other
0.164
185.62
10.668955
22.75
647
4,143.041667
6,970
62.8
0
2
0
1
0
debt_consolidation
0.1197
338.64
11.115429
16.66
682
4,320.041667
8,712
72
5
0
0
1
0
home_improvement
0.1261
120.63
10.645425
7.94
662
4,169.041667
5,316
48.3
13
0
0
0
0
debt_consolidation
0.1766
215.9
11.225243
28.56
667
3,781.041667
13,393
28.4
8
0
0
0
0
debt_consolidation
0.1324
202.86
10.645425
25.14
717
5,970.041667
19,937
90.6
0
0
0
0
0
educational
0.1482
41.5
8.699515
3
637
900.041667
932
66.6
1
1
0
0
0
all_other
0.1292
471.18
11.695247
22.71
692
3,479.041667
10,388
60.4
4
0
0
1
0
debt_consolidation
0.164
530.33
10.545341
13.71
652
2,640
9,955
58.9
2
0
0
0
0
home_improvement
0.1418
513.98
10.896739
10.47
662
2,610
1,298
12.1
4
1
0
0
0
debt_consolidation
0.1545
244.21
10.308953
18.8
647
1,950.041667
4,587
41
2
0
0
0
0
all_other
0.1418
342.66
10.373491
7.76
657
1,860
4,105
82.1
11
0
0
0
0
debt_consolidation
0.1734
644.8
11.385092
10.73
652
4,230.041667
12,781
46
0
4
0
1
0
all_other
0.0976
80.39
10.439981
2.63
702
4,589.041667
2,399
96
0
0
0
0
0
debt_consolidation
0.1671
536.18
10.819778
16.22
647
6,870.041667
36,469
77.8
3
0
0
1
0
all_other
0.1829
435.58
11.532728
14.8
652
4,148.041667
52,775
69.7
1
0
0
1
0
all_other
0.1071
652.04
11.338572
0.21
717
1,650.041667
39
0.3
11
0
0
0
0
debt_consolidation
0.1545
279.09
10.275051
15.48
642
1,620.041667
8,372
77.5
0
0
0
0
0
all_other
0.1071
49.72
8.188689
11.33
682
1,068
3,757
52.9
1
0
0
1
0
debt_consolidation
0.145
254.72
10.266463
16.78
652
1,199
5,880
52.4
1
0
0
1
0
credit_card
0.1261
107.23
11.260765
16.72
667
10,320
80,837
58
4
0
0
1
0
educational
0.0976
160.78
10.714418
0
717
420
0
0
4
0
0
1
0
credit_card
0.1545
191.88
11.512925
22.46
647
9,089
70,533
79.4
6
0
0
0
0
all_other
0.1324
169.05
10.23996
19.54
667
3,960.041667
13,542
56.4
5
1
0
1
0
all_other
0.1071
782.44
11.512885
0.35
732
780
1,344
7.7
1
0
0
0
0
credit_card
0.1418
109.65
10.126631
22.32
657
1,290.041667
5,993
52.1
1
0
0
0
0
major_purchase
0.0976
321.55
11.082019
11.34
722
2,970
4,945
2.7
5
0
0
0
0
debt_consolidation
0.1103
491.3
11.184421
6.5
707
990.041667
10,935
27.3
1
0
0
0
0
debt_consolidation
0.1387
266.1
10.766378
23.01
677
9,660.041667
7,073
60.5
7
0
0
0
0
all_other
0.1039
811.27
13.458836
0.81
737
3,630
200,583
23.1
1
0
0
1
0
debt_consolidation
0.145
385.52
11.238489
20.02
667
3,780.041667
7,327
50.9
6
0
1
1
0
credit_card
0.1418
350.37
11.695247
4.94
657
4,139.041667
5,854
46.5
5
0
2
1
0
all_other
0.0945
320.1
11.353343
4.36
727
4,679.041667
8,271
47.8
17
0
0
0
0
credit_card
0.1261
184.29
10.165852
6.46
667
960.041667
5,153
65.2
1
0
0
0
0
debt_consolidation
0.0976
241.16
11.338572
7.03
737
2,580
37,241
14.8
6
0
0
1
0
all_other
0.1292
201.94
10.043249
6.94
662
1,800
6,934
75.4
12
0
1
1
0
all_other
0.1324
169.05
10.491274
25.47
717
7,620.041667
21,991
102.8
0
0
0
1
0
debt_consolidation
0.1545
334.91
11.066638
21.6
657
2,729.041667
6,324
95.8
4
0
0
0
0
debt_consolidation
0.1513
389.84
10.668955
18.81
657
3,480.041667
15,284
76
15
0
0
0
0
debt_consolidation
0.164
296.99
10.811746
27.7
672
1,949
27,750
66.5
5
0
0
0
0
educational
0.1261
670.13
11.580584
15.88
687
1,259.041667
12,154
29.4
5
0
0
0
0
credit_card
0.1292
100.97
10.596635
15.73
662
1,904
7,784
65.4
24
0
0
0
0
all_other
0.164
282.84
12.072541
23.84
657
4,740
65,626
99.6
3
0
0
1
0
debt_consolidation
0.1482
335.4
10.532096
27.04
692
3,900.041667
26,221
78.6
5
0
0
0
0
all_other
0.1861
419.29
10.915088
1.66
652
2,280
2,097
17
4
1
0
1
0
debt_consolidation
0.1387
136.46
10.858999
6.9
647
2,669
5,272
78.7
0
0
0
0
0
debt_consolidation
0.1671
710.18
11.066638
20.83
662
3,269
11,881
50.8
4
0
0
1
0
educational
0.1197
830
12.128111
22.72
727
5,699.041667
226,567
0.7
4
0
0
1
0
debt_consolidation
0.1071
130.41
10.545341
3.85
687
810
6,283
57.1
0
0
0
0
0
all_other
0.0863
31.63
11.036501
18.03
737
4,019
80,006
54.9
2
1
0
0
0
debt_consolidation
0.0863
316.28
11.373663
6.74
737
4,140
17,794
34.8
4
0
0
1
0
debt_consolidation
0.1861
437.51
11.608236
28.21
662
8,760
88,391
89.9
1
0
0
0
0
home_improvement
0.1418
68.54
11.0021
10.08
642
4,649.041667
2,840
38.4
4
0
0
0
0
home_improvement
0.1829
755.91
11.245046
11.15
647
2,129.041667
6,637
72.9
7
0
0
1
0
credit_card
0.1734
573.16
10.858999
10.82
647
2,399.041667
13,967
68.3
8
0
0
0
0
debt_consolidation
0.145
61.96
10.308953
2.84
642
1,200
1,429
84.1
2
0
0
0
0
debt_consolidation
0.1576
294.33
10.833405
21.24
647
2,070.041667
13,565
79.3
1
0
0
0
0
credit_card
0.1829
685.13
11.793553
11.68
642
4,200.041667
35,087
96.7
2
0
0
0
0
debt_consolidation
0.1355
169.8
11.03489
4.88
652
6,300
3,341
19.8
3
1
0
0
0
debt_consolidation
0.1324
676.2
11.512925
22.25
697
6,456.041667
115,602
29.7
5
0
0
0
0
credit_card
0.1387
54.59
10.308953
1.92
642
2,760.041667
1,583
79.1
1
0
0
0
0
home_improvement
0.1039
649.02
11.512925
2.94
727
3,300
5,207
5.2
8
0
0
1
0
home_improvement
0.0945
128.04
11.021902
6.31
722
4,170.041667
7,587
11.8
4
0
0
0
0
all_other
0.1513
208.38
10.596635
13.5
652
6,318
1,184
29.6
5
3
1
0
0
home_improvement
0.164
153.8
10.536885
24.71
652
3,300
12,160
48.6
14
0
0
0
0
debt_consolidation
0.1387
170.58
10.645425
6.69
652
1,889
6,782
78.9
2
0
0
0