credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
home_improvement
0.164
883.88
11.492723
3.12
662
4,590.041667
7,005
38.9
9
0
1
1
0
debt_consolidation
0.1418
188.46
11.156251
19.46
657
2,010.041667
12,053
28.5
0
0
0
1
0
debt_consolidation
0.1545
390.73
11.034954
14.36
647
2,490.041667
7,897
28.7
6
1
0
0
0
major_purchase
0.1261
536.11
11.567414
19.23
687
5,040.041667
111,115
40.8
4
1
0
0
0
credit_card
0.1482
331.95
11.082143
15.73
652
2,730.041667
21,712
73.9
12
0
0
0
0
debt_consolidation
0.1797
364.99
10.762488
23.53
642
4,252.041667
10,226
63.9
1
1
0
0
0
debt_consolidation
0.1355
271.68
11.225243
4.22
662
4,559.041667
1,053
40.5
7
3
0
0
0
debt_consolidation
0.1482
259.33
10.404263
15.38
652
4,319.041667
4,474
71
2
1
0
0
0
debt_consolidation
0.1134
368.48
10.700995
6.92
687
930.041667
13,215
58.2
0
0
0
0
0
credit_card
0.1324
172.43
9.740969
6.99
657
780
5,734
59.1
32
0
0
1
0
credit_card
0.1545
191.88
10.736397
21.23
647
4,140
6,397
96.9
0
1
0
0
0
debt_consolidation
0.1513
416.75
11.198215
15.73
652
5,490
22,917
38.6
3
1
0
0
0
debt_consolidation
0.1545
334.91
11.350407
21.91
657
3,839.041667
10,665
94.4
3
0
0
0
0
debt_consolidation
0.1039
629.55
10.463103
12.72
727
4,529.041667
35,403
49.9
0
0
0
0
0
credit_card
0.1513
124.16
9.975808
21.04
647
1,289.041667
2,140
28.6
5
1
0
0
0
all_other
0.1008
113.07
9.392662
3
707
930.041667
447
7.8
1
0
0
1
0
all_other
0.1261
804.16
12.363076
16.84
707
7,320
220,710
54.5
1
1
0
1
0
all_other
0.1261
201.04
10.651123
2.22
662
450
689
68.9
0
0
0
1
0
all_other
0.1261
723.74
11.736069
16.94
687
4,020
167,006
53.5
3
0
0
1
0
debt_consolidation
0.1797
225.86
10.645425
28.29
662
4,188
28,432
57.1
3
1
0
1
0
all_other
0.1103
229.28
10.308953
14.09
697
780
1,819
26
0
0
0
0
0
all_other
0.1482
276.62
10.373491
25.99
687
7,710
4,975
68.2
0
1
0
0
0
debt_consolidation
0.1576
413.46
10.896739
18.96
652
5,850
15,827
82
1
0
0
0
0
credit_card
0.1861
241.55
11.695247
25.33
642
9,390.041667
37,839
54.4
2
0
0
0
0
credit_card
0.1861
759.27
11.512925
18.89
652
2,460.041667
66,900
94
7
0
0
0
0
debt_consolidation
0.1134
230.3
10.736397
4.2
682
3,241
7,931
27.7
8
0
0
0
0
debt_consolidation
0.1387
153.52
9.893437
6.06
652
900.041667
3,714
86.4
1
0
0
0
0
credit_card
0.1324
101.43
10.950807
3.37
652
750
8,035
82.8
0
0
0
0
0
credit_card
0.1545
111.64
10.819778
22.92
642
2,550
8,132
71.3
3
1
0
0
0
educational
0.1482
276.62
11.407565
15.95
652
720
4,682
72
0
1
0
0
0
all_other
0.1166
462.74
12.388394
15.27
697
17,639.95833
161,129
57
6
0
0
0
0
debt_consolidation
0.1861
185.95
11.08368
29.2
652
8,759.958333
18,545
86.3
1
0
0
1
0
debt_consolidation
0.1355
50.94
10.308953
14.2
647
7,019.958333
0
0
0
3
0
0
0
debt_consolidation
0.1261
502.6
10.896739
19.96
682
2,639.958333
11,460
101.4
1
0
0
0
0
debt_consolidation
0.1292
168.28
10.596535
19.02
667
4,469.958333
2,594
24.9
5
0
1
1
0
debt_consolidation
0.1766
107.95
10.714418
26.77
647
2,887
14,978
53.1
1
0
0
0
0
educational
0.145
123.06
10.203592
21.33
657
2,189.958333
20,952
63.3
6
0
0
1
0
all_other
0.1261
33.51
11.082143
0.85
657
540
1,496
71.2
1
0
0
0
0
educational
0.08
15.67
8.101678
0
747
570
0
0
0
0
0
0
0
debt_consolidation
0.1103
425.79
11.0021
13.18
712
1,620
9,664
63.2
4
0
0
0
0
all_other
0.1324
20.29
10.126631
28.61
752
7,140
45,623
36.8
2
0
0
0
0
credit_card
0.1513
138.05
10.275051
24.08
662
3,990
5,729
100.5
0
0
0
0
0
credit_card
0.1576
192.72
10.691945
29.95
692
2,790
26,313
58.5
9
0
2
0
0
debt_consolidation
0.1482
248.96
10.896739
9.67
647
4,170
6,572
80.1
1
1
0
1
0
debt_consolidation
0.145
378.64
10.778956
25.65
702
3,810
13,055
43.5
1
1
0
0
0
debt_consolidation
0.1261
335.07
10.471072
20.1
687
990
3,590
65.3
6
0
0
0
0
debt_consolidation
0.1324
101.43
10.590214
13.92
657
3,600
2,131
96.9
0
0
0
0
0
all_other
0.1861
688.17
12.323856
16.47
642
5,985.958333
64,744
72
4
1
0
0
0
all_other
0.1166
82.64
10.39513
20.33
687
2,370
15
0.4
6
0
0
0
0
credit_card
0.1418
68.54
11.289782
14.85
647
5,219.958333
21,180
77.9
1
0
0
0
0
all_other
0.1418
856.63
12.429216
19.09
692
10,259.95833
214,559
63.5
1
0
0
0
0
debt_consolidation
0.1482
297.37
10.65961
4.54
647
3,090
4,181
97.2
2
0
0
0
0
debt_consolidation
0.1545
293.05
11.350407
15.71
642
4,200
14,578
99.2
3
2
0
0
0
debt_consolidation
0.1355
485.63
10.331366
12.91
667
4,079.958333
10,442
52.2
15
0
0
1
0
debt_consolidation
0.1608
490.12
10.645425
18.94
652
4,139.958333
17,059
82.4
1
0
0
0
0
debt_consolidation
0.1197
132.8
10.596635
3.39
677
630
4,152
62.9
2
0
0
0
0
all_other
0.1103
49.13
10.422281
13.5
682
1,980
0
0
4
0
0
0
0
debt_consolidation
0.1482
207.47
10.645425
13.34
647
2,639.958333
23,544
94.9
3
0
0
0
0
debt_consolidation
0.1324
304.29
11.127145
18.51
672
3,329.958333
7,920
76.9
10
0
0
0
0
debt_consolidation
0.145
172.11
11.401994
16.57
647
5,129.958333
21,251
80.8
0
0
0
0
0
all_other
0.145
70.57
9.21034
13.8
642
900
3,646
91.1
2
0
0
0
0
all_other
0.1229
667.06
11.264464
2.38
692
1,650
4,361
42.3
5
1
0
0
0
debt_consolidation
0.1608
281.58
11.434964
21.91
647
4,950
13,446
94
3
0
1
0
0
all_other
0.145
258.16
10.778956
19.63
657
4,379.958333
45,076
56.8
6
0
0
1
0
credit_card
0.1292
185.11
10.126631
19.87
667
570
6,156
50.5
0
0
0
0
0
all_other
0.1734
375.24
11.0021
29.3
677
7,920
2,737
9.6
6
0
0
1
0
home_improvement
0.1355
271.68
10.367222
21.28
672
1,081
7,184
66.5
3
0
0
0
0
debt_consolidation
0.1418
445.45
10.491274
18.93
667
1,298
17,784
52
5
0
0
1
0
debt_consolidation
0.1608
246.38
11.05089
22.74
647
5,519.958333
13,910
77.7
0
1
0
0
0
debt_consolidation
0.1861
214.2
10.778956
27.33
642
1,718
5,660
75.8
3
0
0
0
0
debt_consolidation
0.1418
171.33
10.668955
10.38
647
4,409.958333
9,168
89
1
0
0
0
0
educational
0.1134
157.92
10.23996
5.14
677
816.958333
40
3.3
1
0
0
0
0
debt_consolidation
0.1324
38.04
10.524064
16.81
652
3,900
1,097
58.1
6
0
1
1
0
all_other
0.1324
497.01
10.085809
2.7
672
1,800
923
21.5
7
0
0
1
0
all_other
0.1166
330.53
11.407565
19.93
717
5,355
35,140
43.3
8
0
0
0
0
major_purchase
0.1229
266.83
11.310075
14.2
677
5,609.958333
1,921
23.7
9
0
1
0
0
major_purchase
0.1229
770.46
10.858999
17.03
707
2,579.958333
15,455
22.4
11
0
0
1
0
credit_card
0.1103
180.15
11.156251
15.51
692
6,629.958333
8,333
57.5
5
0
1
0
0
credit_card
0.1482
121.03
10.668955
20.76
657
3,600
9,366
85.1
0
0
0
0
0
debt_consolidation
0.145
413.06
10.778956
3.8
657
3,389.958333
4,554
44.6
0
0
0
0
0
debt_consolidation
0.1545
397.71
10.463103
13.89
647
2,501
15,168
35.3
3
0
0
0
0
all_other
0.1355
203.76
11.512925
9.28
662
7,110
33,351
99
4
2
0
0
0
debt_consolidation
0.0976
192.93
10.496814
17.87
717
4,859.958333
12,736
59.2
4
0
0
0
0
all_other
0.0945
96.03
9.21034
3.6
707
510
814
10.7
1
0
0
0
0
debt_consolidation
0.1671
371.96
10.668955
22.55
642
1,380
11,967
84.9
2
0
0
1
0
debt_consolidation
0.1513
277.84
11.492723
6.73
642
3,419.958333
23,522
60.2
0
0
0
0
0
credit_card
0.1482
207.47
10.778956
22.13
657
8,099.958333
22,512
57.9
6
0
0
0
0
debt_consolidation
0.1545
348.87
11.015016
15.1
642
2,669.958333
4,344
54.3
3
0
0
0
0
major_purchase
0.1324
338.1
11.09741
9.13
672
2,821
6,673
40.9
4
1
0
1
0
all_other
0.1197
664
11.407698
18.96
707
2,549.958333
17,212
39.7
7
0
0
0
0
major_purchase
0.1324
148.77
10.524064
18.04
662
3,900
1,085
57.5
6
0
1
1
0
all_other
0.1482
82.99
10.275051
28.06
702
3,389.958333
4,253
16.3
5
0
0
0
0
credit_card
0.145
247.84
10.354213
17.78
652
3,630
8,382
64.5
1
2
0
1
0
debt_consolidation
0.1576
437.99
11.482466
11.84
652
4,079.958333
21,861
88.1
2
0
0
0
0
debt_consolidation
0.1071
489.03
11.502875
8.65
712
8,220
114,516
37.1
7
1
0
0
0
credit_card
0.1229
200.12
11.251561
17.69
672
10,530
57,578
76.9
5
0
0
0
0
credit_card
0.1387
272.92
11.289782
11.1
657
8,069.958333
9,034
64.5
0
0
0
0
0
debt_consolidation
0.1292
84.14
10.714418
22.32
672
6,390
4,744
32.1
9
0
0
1
0
all_other
0.1545
348.87
11.982929
25.72
682
3,749.958333
205,347
90.3
4
0
0
0
0
all_other
0.1355
169.8
10.404263
16.62
657
1,632
7,966
106.2
0
0
0
0