credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
0
credit_card
0.1513
85.09
10.085809
28.15
697
1,499.958333
4,708
72.4
2
0
0
0
0
debt_consolidation
0.1576
280.31
10.778956
25.4
677
1,980
6,814
34.9
8
0
0
1
0
debt_consolidation
0.1387
341.15
10.755773
19.73
662
11,940
61,882
60.6
0
0
0
0
0
all_other
0.1197
116.2
9.975994
26.84
772
12,990
1,511
11.4
2
0
0
0
0
credit_card
0.1418
68.54
10.491274
17.17
647
719.958333
5,065
84.4
3
0
0
0
0
credit_card
0.1418
342.66
11.418615
12.99
657
3,065.958333
7,053
44.1
0
2
0
1
0
debt_consolidation
0.1734
89.56
10.596635
25.77
652
5,609.958333
28,446
64.1
10
3
0
0
0
all_other
0.1355
407.52
10.596635
3.9
662
3,270
6,560
37.9
10
0
0
1
0
debt_consolidation
0.1861
535.95
11.007419
24.29
657
3,180
28,890
72
1
0
0
0
0
credit_card
0.1134
315.84
11.635143
18.54
707
9,899.958333
45,303
46
6
0
0
0
0
debt_consolidation
0.1197
249
11.184421
5.7
682
9,119.958333
10,832
32
5
0
0
0
0
major_purchase
0.1103
163.77
10.545341
0.47
682
449.958333
4,254
33.2
5
0
0
0
0
debt_consolidation
0.1418
342.66
10.474467
7.63
657
4,320
5,957
82.7
0
0
1
0
0
debt_consolidation
0.1482
414.93
10.545341
9.76
652
2,609.958333
5,628
54.6
0
0
0
0
0
debt_consolidation
0.1292
176.7
9.903488
13.38
667
900
3,987
97.2
1
0
0
1
0
debt_consolidation
0.1766
807.8
12.043554
26.97
682
9,599.958333
119,451
95
0
0
0
0
0
debt_consolidation
0.145
688.42
11.326596
25.4
717
6,569.958333
26,938
75.9
0
0
0
1
0
debt_consolidation
0.1734
573.16
10.717081
16.44
652
1,859.958333
12,700
92
3
0
0
0
0
debt_consolidation
0.145
344.21
10.491274
6.13
657
13,740
9,060
78.1
1
0
0
0
0
credit_card
0.1703
373.62
10.736397
23.22
652
3,005.958333
19,508
68
1
0
0
0
0
debt_consolidation
0.1797
361.38
11.289782
29.72
672
8,489.958333
25,879
77.2
2
3
0
0
0
all_other
0.0863
284.66
11.05089
0.29
737
360
76
7.6
1
0
0
0
0
debt_consolidation
0.1829
411.99
11.461632
20.48
652
7,207
10,705
44.6
7
1
1
0
0
credit_card
0.1734
182.7
10.696186
26.78
657
1,980
12,061
89.3
8
0
0
0
0
all_other
0.0945
179.26
11.77529
3.06
722
4,560
1,743
19.4
8
0
0
1
0
educational
0.1418
123.36
10.555813
19.81
652
5,219.958333
1,682
46.7
7
2
0
1
0
credit_card
0.1482
345.78
11.512925
9.73
647
4,799.958333
19,717
95.7
1
0
1
1
0
debt_consolidation
0.1197
166
10.308953
20.76
687
4,079.958333
14,536
68.9
4
0
0
0
0
credit_card
0.1418
227.87
10.915088
23.04
687
4,079.958333
17,568
66
4
0
0
0
0
debt_consolidation
0.1387
85.29
10.126631
4.18
647
509.958333
2,634
38.2
4
0
0
0
0
credit_card
0.1797
503.22
11.09741
24.71
657
6,870
28,570
93.7
7
0
0
1
0
all_other
0.1766
116.95
10.691945
26.84
647
16,260
31,416
97.6
4
1
0
0
0
educational
0.1261
83.77
10.05057
3.78
677
660
1,548
70.4
3
0
0
1
0
credit_card
0.1734
644.8
11.05089
25.68
677
5,579.958333
6,461
64.6
2
1
0
0
0
all_other
0.1355
183.39
10.360912
3.11
657
5,879.958333
4,383
54.8
5
0
0
1
0
credit_card
0.1482
414.93
11.234348
10.24
652
1,889.958333
19,512
38.3
1
1
0
0
0
all_other
0.164
353.55
12.388394
12.37
652
5,850.958333
188
37.6
1
5
0
0
0
debt_consolidation
0.1071
163.01
11.289782
12.08
702
6,090
14,434
56.4
9
0
1
0
0
all_other
0.1766
21.59
10.078533
26.89
642
720
495
99
2
0
0
1
0
credit_card
0.1608
211.18
11.982929
28.34
682
3,749.958333
205,347
90.3
4
0
0
0
0
all_other
0.1166
247.9
11.184421
21.22
702
3,689.958333
87,698
33.6
1
0
0
0
0
credit_card
0.145
309.79
10.819778
27.84
692
3,450
39,486
86.4
1
0
0
0
0
debt_consolidation
0.1734
644.8
11.407565
25.59
687
4,680
61,915
86.2
1
0
0
0
0
all_other
0.0945
224.07
11.512925
7.6
717
4,560
32,145
83.1
8
0
0
1
0
debt_consolidation
0.1197
196.71
11.385092
20.84
687
5,189.958333
44,040
83.3
17
0
1
1
0
all_other
0.1355
45
11.09741
11.65
647
4,620
11,518
94.3
0
0
0
1
0
debt_consolidation
0.164
530.33
11.407565
18.12
657
6,390
13,605
70.9
2
1
0
0
0
all_other
0.1103
163.77
11.635143
5
682
9,899.958333
30,461
37
4
0
0
0
0
all_other
0.1861
291.68
12.301383
6.87
647
4,049.958333
378
5
0
11
1
0
0
all_other
0.0832
15.75
11.512925
14.02
747
1,020
56
5.6
1
0
0
0
0
all_other
0.1482
242.05
10.645425
11.14
642
1,260
14,902
80.1
1
0
0
0
0
debt_consolidation
0.1418
143.92
10.404263
9.2
647
4,799.958333
5,509
96.6
1
1
1
1
0
debt_consolidation
0.1734
279.42
10.858999
28.36
672
4,469.958333
17,905
92.3
1
0
1
0
0
credit_card
0.1829
181.5
11.0021
27.14
642
2,370
37,962
85.1
1
0
0
0
0
debt_consolidation
0.1071
97.81
10.203592
18.89
697
3,812
0
81.3
0
0
0
0
0
debt_consolidation
0.1008
164.76
9.615805
11.12
707
6,209.958333
9,115
37.8
11
0
0
1
0
all_other
0.1261
308.26
11.461948
27.4
747
6,959.958333
66,423
40.5
7
0
0
1
0
credit_card
0.1418
136.21
10.085809
29.7
727
5,640
9,862
16.4
0
1
0
0
0
debt_consolidation
0.1545
453.52
10.596635
14.52
657
3,810
8,545
82.2
3
0
0
0
0
debt_consolidation
0.1292
30.29
9.454071
25.11
717
3,180
3,584
50.6
0
0
0
0
0
credit_card
0.1829
399.28
11.608236
11.09
657
2,130
40,915
2.4
1
0
0
1
0
all_other
0.0976
289.4
11.087237
17.12
727
4,560
44,248
22.8
4
0
0
0
0
all_other
0.1355
203.76
10.545341
25.93
707
6,915
39,481
92.9
0
0
0
1
0
debt_consolidation
0.1261
134.03
10.596635
20.07
677
4,409.958333
15,721
85.4
4
0
0
0
0
all_other
0.1482
193.64
11.198215
20.6
657
3,329.958333
2,166
83.3
2
0
0
1
0
credit_card
0.1324
216.39
10.518673
25.07
717
4,590
13,913
43
0
0
0
0
0
debt_consolidation
0.1482
167.7
10.918283
10.4
647
3,600
6,171
67.1
1
3
1
1
0
debt_consolidation
0.145
314.1
10.899513
17.24
657
2,699.958333
10,643
71.9
1
0
0
0
0
all_other
0.1482
259.33
11.156251
25.68
692
6,959.958333
64,723
69.9
0
0
0
0
0
all_other
0.1418
270.7
10.778956
15.1
657
4,710
5,192
78.7
0
1
0
1
0
debt_consolidation
0.1387
163.75
10.736397
22.72
662
2,010
0
71.7
6
0
0
0
0
credit_card
0.1292
201.94
10.571317
25.48
732
3,611
13,047
43.5
0
0
0
0
0
debt_consolidation
0.145
165.23
11.05089
11.39
642
4,019.958333
11,823
54.2
2
0
0
0
0
educational
0.1355
190.18
10.571317
6.77
657
725
4,885
57.5
0
0
0
0
0
debt_consolidation
0.1292
100.97
10.545341
19.52
672
4,529.958333
8,443
33.2
4
1
0
0
0
credit_card
0.1576
148.04
10.819778
21.5
652
5,519.958333
17,817
55.5
1
0
0
1
0
credit_card
0.1071
58.69
11.71994
11.55
682
4,950
15,853
63.4
6
0
0
0
0
debt_consolidation
0.1229
106.73
10.915088
9.1
667
3,480
1,062
59
12
0
0
1
0
home_improvement
0.1766
163.72
10.819778
24.46
647
5,790
16,723
70.6
0
0
0
0
0
debt_consolidation
0.1734
179.12
10.463103
26.78
652
4,230
5,101
92.7
5
1
1
1
0
debt_consolidation
0.1134
119.27
10.778956
13
687
5,519.958333
82,141
91.8
3
0
0
1
0
debt_consolidation
0.1355
119.71
10.558414
10.91
657
5,040
3,513
92.4
1
0
0
0
0
debt_consolidation
0.145
123.06
11.407565
9.37
647
2,850
20,827
74.4
1
0
0
0
0
debt_consolidation
0.1576
324.11
10.571317
22.58
652
4,889.958333
29,629
75.8
3
0
0
0
0
all_other
0.1513
266.55
11.849398
18.08
647
2,760
12,578
76.7
0
0
0
1
0
home_improvement
0.1861
227.87
11.0021
26.08
642
5,790
57,415
83.1
1
0
0
0
0
all_other
0.1261
73.72
10.596635
10.53
667
3,570
4,832
25
5
1
0
0
0
debt_consolidation
0.1482
74.35
10.463103
13.68
642
3,900
4,207
79.4
4
0
0
1
0
all_other
0.1482
79.53
11.225243
16.05
652
3,029.958333
894
89.4
1
0
0
1
0
debt_consolidation
0.1482
151.28
11.431542
26.24
697
3,449.958333
150,334
87.7
0
0
0
0
0
debt_consolidation
0.145
75.73
10.836517
7.27
647
4,409.958333
6,417
71.3
0
0
0
0
0
home_improvement
0.1482
172.89
10.858999
14.17
642
7,439.958333
5,355
43.5
1
2
0
0
0
debt_consolidation
0.1734
143.29
10.308953
28.56
667
2,669.958333
14,951
82.1
5
1
0
0
0
debt_consolidation
0.1418
207.31
10.596635
26.88
702
3,096
12,531
71.6
0
0
0
1
0
debt_consolidation
0.1103
196.52
10.596635
13.44
692
3,480
19,372
73.9
4
0
0
0
0
debt_consolidation
0.1576
218.12
10.799392
27.41
677
5,189.958333
20,582
96.2
0
0
0
0
0
all_other
0.1134
190.82
10.714418
22.45
712
5,129.958333
18,933
60.3
9
0
0
1
0
debt_consolidation
0.1766
179.92
11.918391
27.86
652
5,999.958333
110,498
99.7
7
0
0
1
0
debt_consolidation
0.1355
135.84
10.799576
18.74
667
3,540
16,195
88.5
4
1
0
0
0
all_other
0.1513
41.68
10.596635
24.81
657
3,870
7,809
85.8
5
1
1
1