text stringlengths 0 146 |
|---|
ophthalmologist. |
The blindness must not be |
correctable by surgical |
procedures, implants or |
any other means. |
Manulife CI FlexiCare (Deluxe) v0123 |
Page 14 of 42 |
Manulife (Singapore) Pte. Ltd. |
A Manulife Company |
Conditions |
7. Coma |
Early Stage |
Coma for 48 hours |
Coma that persists for at |
least forty-eight (48) |
continuous hours. This |
diagnosis must be |
supported by evidence of |
all of the following: |
• No response to external |
stimuli for at least fortyeight (48) hours; |
• The use of life support |
measures to sustain life; |
and |
• Brain damage resulting |
in permanent |
neurological deficit |
which must be assessed |
at least thirty (30) days |
after the onset of the |
coma. |
For the above definition, |
medically induced coma |
and coma resulting directly |
from alcohol or drug abuse |
are excluded. |
Intermediate Stage |
Severe Epilepsy |
Severe epilepsy confirmed |
by all of the following: |
• diagnosis made by a |
specialist in the relevant |
field by the use of |
electroencephalography |
(EEG), magnetic |
resonance imaging |
(MRI), position emission |
tomography (PET) or |
any other appropriate |
diagnostic test that is |
available, |
• there must be |
documentation of |
recurrent unprovoked |
tonic-clonic or grand mal |
seizures of more than 5 |
attacks per week, and |
be known to be resistant |
to optimal therapy as |
confirmed by drug |
serum-level testing, and |
• the life insured must |
have been taking at |
least two (2) prescribed |
antiepileptic |
(anticonvulsant) |
medications for at least |
six (6) months on the |
recommendation of a |
specialist in the relevant |
field. |
Advanced Stage1 |
Coma for 96 hours |
A coma that persists for at |
least ninety-six (96) hours. |
This diagnosis must be |
supported by evidence of |
all of the following: |
• No response to external |
stimuli for at least ninetysix (96) hours; |
• Life support measures |
are necessary to sustain |
life; and |
• Brain damage resulting |
in permanent |
neurological deficit |
which must be assessed |
at least thirty (30) days |
after the onset of the |
coma. |
For the above definition, |
medically induced coma |
and coma resulting directly |
from alcohol or drug abuse |
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