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are excluded.
Febrile or absence (petit
mal) seizures alone will
not satisfy the requirement
of this definition.
Coma for 72 hours
Coma that persists for at
least seventy-two (72)
continuous hours. This
diagnosis must be
supported by evidence of
all of the following:
• no response to external
stimuli for at least
seventy-two (72) hours;
and
• the use of life support
measures to sustain life;
and
• brain damage resulting
in permanent
neurological deficit
which must be assessed
at least thirty (30) days
after the onset of the
coma.
For the above definition,
Manulife CI FlexiCare (Deluxe) v0123
Page 15 of 42
Manulife (Singapore) Pte. Ltd.
A Manulife Company
Conditions
Early Stage
8. Coronary
Artery Bypass Surgery
Transmyocardial Laser
Therapy
The undergoing of
transmyocardial laser
therapy for the treatment
of refractory angina. This
benefit is not payable in
addition to any other form
of cardiac
revascularization
treatment including CABG
and coronary angioplasty.
9. Deafness
(Irreversible
Loss of
Hearing)
Partial Loss of Hearing
Permanent binaural
hearing loss with the loss
of at least 60 decibel in all
frequencies of hearing as
a result of illness or
accident. The hearing loss
must be established by a
specialist in the relevant
field and supported by an
objective diagnostic test to
indicate the quantum loss
of hearing.
Cavernous sinus
thrombosis surgery
The actual undergoing of a
surgical drainage for
cavernous sinus
Intermediate Stage
medically induced coma
and coma resulting directly
from alcohol or drug abuse
are excluded.
Port Access or Key hole
Cardiac Surgery
Coronary Artery Bypass
Grafting or Coronary
artherectomy performed
by port access procedures
to correct blockages in the
coronary arteries or use
Enhanced External
Counterpulsation Device
for intractable angina not
responsive to medial
therapy and not amenable
to other surgical or
percutaneous techniques