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146
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are excluded.
|
Febrile or absence (petit
|
mal) seizures alone will
|
not satisfy the requirement
|
of this definition.
|
Coma for 72 hours
|
Coma that persists for at
|
least seventy-two (72)
|
continuous hours. This
|
diagnosis must be
|
supported by evidence of
|
all of the following:
|
• no response to external
|
stimuli for at least
|
seventy-two (72) hours;
|
and
|
• the use of life support
|
measures to sustain life;
|
and
|
• brain damage resulting
|
in permanent
|
neurological deficit
|
which must be assessed
|
at least thirty (30) days
|
after the onset of the
|
coma.
|
For the above definition,
|
Manulife CI FlexiCare (Deluxe) v0123
|
Page 15 of 42
|
Manulife (Singapore) Pte. Ltd.
|
A Manulife Company
|
Conditions
|
Early Stage
|
8. Coronary
|
Artery Bypass Surgery
|
Transmyocardial Laser
|
Therapy
|
The undergoing of
|
transmyocardial laser
|
therapy for the treatment
|
of refractory angina. This
|
benefit is not payable in
|
addition to any other form
|
of cardiac
|
revascularization
|
treatment including CABG
|
and coronary angioplasty.
|
9. Deafness
|
(Irreversible
|
Loss of
|
Hearing)
|
Partial Loss of Hearing
|
Permanent binaural
|
hearing loss with the loss
|
of at least 60 decibel in all
|
frequencies of hearing as
|
a result of illness or
|
accident. The hearing loss
|
must be established by a
|
specialist in the relevant
|
field and supported by an
|
objective diagnostic test to
|
indicate the quantum loss
|
of hearing.
|
Cavernous sinus
|
thrombosis surgery
|
The actual undergoing of a
|
surgical drainage for
|
cavernous sinus
|
Intermediate Stage
|
medically induced coma
|
and coma resulting directly
|
from alcohol or drug abuse
|
are excluded.
|
Port Access or Key hole
|
Cardiac Surgery
|
Coronary Artery Bypass
|
Grafting or Coronary
|
artherectomy performed
|
by port access procedures
|
to correct blockages in the
|
coronary arteries or use
|
Enhanced External
|
Counterpulsation Device
|
for intractable angina not
|
responsive to medial
|
therapy and not amenable
|
to other surgical or
|
percutaneous techniques
|
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