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following:
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• FEV1 test results which
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are consistently less
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than 1 litre;
|
• Permanent
|
supplementary oxygen
|
therapy for hypoxemia;
|
• Arterial blood gas
|
analyses with partial
|
oxygen pressures of
|
55mmHg or less (PaO2
|
<=55mmHg); and
|
• Dyspnea at rest.
|
The diagnosis must be
|
confirmed by a respiratory
|
physician.
|
Manulife CI FlexiCare (Deluxe) v0123
|
Page 17 of 42
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Manulife (Singapore) Pte. Ltd.
|
A Manulife Company
|
Conditions
|
12. Fulminant
|
Hepatitis
|
Early Stage
|
Biliary Tract
|
Reconstruction Surgery
|
Biliary tract reconstruction
|
surgery involving
|
choledochoenterostomy
|
(choledochojejunostomy or
|
choledochoduodenostomy
|
) for the treatment of biliary
|
tract disease, including
|
biliary atresia, that is not
|
amenable to other surgical
|
or endoscopic measures.
|
The procedure must be
|
considered the most
|
appropriate treatment by a
|
specialist in hepatobiliary
|
disease. This benefit is not
|
payable for the
|
consequences of gall
|
stone disease or
|
cholangitis.
|
13. Heart
|
Attack of
|
Specified
|
Severity
|
Cardiac Pacemaker
|
Insertion
|
Insertion of a permanent
|
cardiac pacemaker that is
|
required as a result of
|
serious cardiac arrhythmia
|
which cannot be treated
|
via other means. The
|
insertion of the cardiac
|
pacemaker must be
|
certified to be absolutely
|
necessary by a specialist
|
in the relevant field.
|
Pericardiectomy
|
The undergoing of a total
|
or partial pericardiectomy
|
as a result of pericardial
|
disease. The surgical
|
procedure must be
|
certified to be absolutely
|
necessary by a specialist
|
in the relevant field.
|
Intermediate Stage
|
Chronic Primary
|
Sclerosing Cholangitis
|
This benefit is payable for
|
chronic primary sclerosing
|
cholangitis confirmed on
|
cholangiogram imaging
|
confirming progressive
|
obliteration of the bile
|
ducts. The diagnosis
|
must be made by a
|
gastroenterologist and the
|
condition must have
|
progressed to the point
|
where there is permanent
|
jaundice.
|
The benefit is payable only
|
where there is a need
|
immunosuppressive
|
treatment, drug therapy for
|
intractable pruritis or if
|
biliary tract obliteration has
|
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