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necessary by a specialist
|
in the relevant field.
|
Intermediate Stage
|
10. End Stage
|
Liver Failure
|
Liver Surgery
|
Partial hepatectomy of at
|
least one (1) entire lobe of
|
the liver that has been
|
found necessary as a
|
result of illness or accident
|
of the life insured.
|
Liver Cirrhosis
|
Cirrhosis of the liver with a
|
HAI-Knodell Scores of 6
|
and above as evident by
|
liver biopsy. The
|
diagnosis must be
|
unequivocally confirmed
|
by a specialist in the
|
relevant field and based
|
on the histological findings
|
of the liver biopsy.
|
Liver disease secondary to
|
alcohol or drug abuse is
|
excluded.
|
11. End Stage
|
Lung Disease
|
Severe Asthma
|
Evidence of an acute
|
attack of Severe asthma
|
with persistent status
|
asthmaticus that requires
|
hospitalization and
|
endotracheal intubation
|
and mechanical ventilation
|
for a continuous period of
|
at least four (4) hours on
|
the advice of a specialist in
|
the relevant field.
|
Insertion of a Vena Cava
|
Filter
|
The surgical insertion of a
|
vena cava filter after there
|
has been documented
|
proof of recurrent
|
pulmonary emboli. The
|
need for the insertion of a
|
vena cava filter must be
|
certified to be absolutely
|
necessary by a specialist
|
in the relevant field.
|
Liver disease secondary to
|
alcohol or drug abuse is
|
excluded.
|
Surgical Removal of One
|
Lung
|
Complete surgical removal
|
of a lung as a result of an
|
illness or an accident of
|
the life insured.
|
Partial removal of a lung is
|
not included in this benefit.
|
Advanced Stage1
|
at least 40 decibels by
|
medical treatment, hearing
|
aid and/or surgical
|
procedures consistent with
|
the current standard of the
|
medical services available
|
in Singapore after a period
|
of 6 months from the date
|
of intervention.”
|
End Stage Liver Failure
|
End stage liver failure as
|
evidenced by all of the
|
following:
|
• Permanent jaundice;
|
• Ascites; and
|
• Hepatic
|
encephalopathy
|
Liver disease secondary to
|
alcohol or drug abuse is
|
excluded.
|
End Stage Lung Disease
|
End stage lung disease,
|
causing chronic respiratory
|
failure. This diagnosis
|
must be supported by
|
evidence of all of the
|
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