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necessary by a specialist |
in the relevant field. |
Intermediate Stage |
10. End Stage |
Liver Failure |
Liver Surgery |
Partial hepatectomy of at |
least one (1) entire lobe of |
the liver that has been |
found necessary as a |
result of illness or accident |
of the life insured. |
Liver Cirrhosis |
Cirrhosis of the liver with a |
HAI-Knodell Scores of 6 |
and above as evident by |
liver biopsy. The |
diagnosis must be |
unequivocally confirmed |
by a specialist in the |
relevant field and based |
on the histological findings |
of the liver biopsy. |
Liver disease secondary to |
alcohol or drug abuse is |
excluded. |
11. End Stage |
Lung Disease |
Severe Asthma |
Evidence of an acute |
attack of Severe asthma |
with persistent status |
asthmaticus that requires |
hospitalization and |
endotracheal intubation |
and mechanical ventilation |
for a continuous period of |
at least four (4) hours on |
the advice of a specialist in |
the relevant field. |
Insertion of a Vena Cava |
Filter |
The surgical insertion of a |
vena cava filter after there |
has been documented |
proof of recurrent |
pulmonary emboli. The |
need for the insertion of a |
vena cava filter must be |
certified to be absolutely |
necessary by a specialist |
in the relevant field. |
Liver disease secondary to |
alcohol or drug abuse is |
excluded. |
Surgical Removal of One |
Lung |
Complete surgical removal |
of a lung as a result of an |
illness or an accident of |
the life insured. |
Partial removal of a lung is |
not included in this benefit. |
Advanced Stage1 |
at least 40 decibels by |
medical treatment, hearing |
aid and/or surgical |
procedures consistent with |
the current standard of the |
medical services available |
in Singapore after a period |
of 6 months from the date |
of intervention.” |
End Stage Liver Failure |
End stage liver failure as |
evidenced by all of the |
following: |
• Permanent jaundice; |
• Ascites; and |
• Hepatic |
encephalopathy |
Liver disease secondary to |
alcohol or drug abuse is |
excluded. |
End Stage Lung Disease |
End stage lung disease, |
causing chronic respiratory |
failure. This diagnosis |
must be supported by |
evidence of all of the |
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