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specialist. |
Carcinoma in situ of |
Specified Organs treated |
with Radical Surgery |
The actual undergoing of a |
Radical Surgery to arrest |
the |
spread of malignancy in |
that specific organ, which |
must be considered as |
appropriate and necessary |
treatment. |
“Radical Surgery” is |
defined in this policy as |
the total and complete |
removal of one (1) of the |
following organs: breast |
(mastectomy), prostate |
(prostatectomy), corpus |
uteri (hysterectomy), ovary |
(oopherectomy), fallopian |
tube (salpingectomy), |
colon (partial colectomy |
with end to end |
anastomosis) or stomach |
(partial gastrectomy with |
end to end anastomosis). |
The diagnosis of the |
Carcinoma in situ must |
always be positively |
Major Burns |
Third degree (full |
thickness of the skin) |
burns covering at least |
20% of the surface of the |
life insured’s body. |
Major Cancer |
A malignant tumour |
positively diagnosed with |
histological confirmation |
and characterized by the |
uncontrolled growth of |
malignant cells with |
invasion and destruction of |
normal tissue. |
The term Major Cancer |
includes, but is not limited |
to, leukemia, lymphoma |
and sarcoma. |
Major Cancer diagnosed |
on the basis of finding |
tumour cells and/or |
tumour-associated |
molecules in blood, saliva, |
faeces, urine or any other |
bodily fluid in the absence |
of further definitive and |
clinically verifiable |
evidence does not meet |
the above definition. |
For the above definition, |
the following are excluded: |
Manulife CI FlexiCare (Deluxe) v0123 |
Page 22 of 42 |
Manulife (Singapore) Pte. Ltd. |
A Manulife Company |
Conditions |
Early Stage |
Prostate cancer that is |
histologically described |
using the TNM |
Classification as T1N0M0 |
or Prostate cancers |
described using another |
equivalent classification. |
Early Thyroid Cancer |
Thyroid cancer that is |
histologically described |
using the TNM |
Classification as T1N0M0 |
as well as Papillary |
microcarcinoma of thyroid. |
Early Bladder Cancer |
Bladder cancer that is |
histologically described |
using the TNM |
Classification as Tis or |
T1N0M0. Non-invasive |
papillary urothelial |
carcinoma of the bladder |
(stage Ta) is excluded. |
Early Chronic |
Lymphocytic Leukemia |
Chronic Lymphocytic |
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