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• Non-invasive; |
• Carcinoma-in-situ (Tis) |
or Ta; |
• Having borderline |
malignancy; |
• Having any degree of |
malignant potential; |
• Having suspicious |
malignancy; |
• Neoplasm of uncertain |
or unknown behavior; or |
• All grades of dysplasia, |
squamous intraepithelial |
lesions (HSIL and LSIL) |
and intra epithelial |
neoplasia; |
B) Any non-melanoma |
skin carcinoma, skin |
confined primary |
cutaneous lymphoma and |
dermatofibrosarcoma |
protuberans unless there |
is evidence of metastases |
to lymph nodes or beyond; |
C) Malignant melanoma |
that has not caused |
invasion beyond the |
epidermis; |
D) All Prostate cancers |
histologically described as |
T1N0M0 (TNM |
Classification) or below; or |
Prostate cancers of |
another equivalent or |
lesser classification; |
E) All Thyroid cancers |
histologically classified as |
T1N0M0 (TNM |
Classification) or below; |
F) All Neuroendocrine |
tumours histologically |
classified as T1N0M0 |
(TNM Classification) or |
below; |
G) All tumours of the |
Urinary Bladder |
histologically classified as |
T1N0M0 (TNM |
Classification) or below; |
H) All Gastro-Intestinal |
Stromal tumours |
histologically classified as |
Stage I or IA according to |
the latest edition of the |
AJCC Cancer Staging |
Manual, or below; |
I) Chronic Lymphocytic |
Leukaemia less than RAI |
Stage 3; |
Manulife CI FlexiCare (Deluxe) v0123 |
Page 23 of 42 |
Manulife (Singapore) Pte. Ltd. |
A Manulife Company |
Conditions |
Early Stage |
transplant or other major |
interventionist treatment. |
The diagnosis of the |
above minor cancers must |
be established by |
histological evidence and |
be confirmed by a |
specialist in the relevant |
field. |
The following conditions |
are specifically excluded |
from coverage: |
• Clinical diagnosis |
• Any diagnosis on the |
basis of finding tumour |
cells and/or tumorassociated molecules in |
blood, saliva, faeces, |
urine or any other bodily |
fluid in the absence of |
further definitive and |
clinically verifiable |
evidence does not meet |
the above definition. |
• Any lesion or tumour |
which is histologically |
described as benign, |
dysplasia, premalignant, |
borderline malignant, or |
suspicious malignant |
potential. |
• Cervical Dysplasia, CIN1, CIN-2 and CIN-3 and |
Subsets and Splits
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