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low grade & high grade |
squamous epithelial |
lesions unless |
specifically reported as |
CIS (carcinoma in situ). |
• Prostatic Intraepithelial |
Neoplasia (PIN). |
• Vulvar Intraepithelial |
Neoplasia (VIN). |
• Melanoma in situ and |
any non-melanoma skin |
carcinoma (in-situ or |
invasive), skin confined |
primary cutaneous |
lymphoma and |
dermatofibrosarcoma |
protuberans. |
• Non-invasive papillary |
urothelial carcinoma of |
the bladder (stage Ta). |
• All tumours in the |
presence of Human |
Immunodeficiency Virus |
(HIV) infection. |
Intermediate Stage |
described as benign, |
dysplasia, premalignant, |
borderline malignant, or |
suspicious malignant |
potential. |
• Cervical Dysplasia, CIN1, CIN-2 and CIN-3 and |
low grade & high grade |
squamous epithelial |
lesions unless |
specifically reported as |
CIS (carcinoma in situ). |
• Prostatic Intraepithelial |
Neoplasia (PIN). |
• Vulvar Intraepithelial |
Neoplasia (VIN). |
• All tumours in the |
presence of Human |
Immunodeficiency Virus |
(HIV) infection. |
Advanced Stage1 |
J) All bone marrow |
malignancies which do not |
require recurrent blood |
transfusions, |
chemotherapy, targeted |
cancer therapies, bone |
marrow transplant, |
haematopoietic stem cell |
transplant or other major |
interventionist treatment; |
and |
K) All tumours in the |
presence of HIV infection. |
Manulife CI FlexiCare (Deluxe) v0123 |
Page 24 of 42 |
Manulife (Singapore) Pte. Ltd. |
A Manulife Company |
Conditions |
21. Major Head |
Trauma |
22. Major |
Organ / Bone |
Marrow |
Transplantatio |
n |
Early Stage |
Head Trauma Requiring |
Re-constructive Surgery |
and Accidentally Spinal |
Cord Injury |
1) The actual undergoing |
of re-constructive surgery |
above the neck |
(restoration or reconstruction of the shape |
of and appearance of |
facial structures which are |
defective, missing or |
damaged or misshapened) |
performed by a specialist |
in the relevant field to |
correct disfigurement as a |
direct result of an accident. |
The need for surgery must |
be certified to be |
absolutely necessary by a |
specialist in the relevant |
field. Treatment relating to |
teeth and/or any other |
Subsets and Splits
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