Datasets:
sruthiselvakumar
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dataset

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which clearly define the
severity of the impairment.
The life insured must
have been placed on
disease modifying
treatment prescribed by a
specialist and must be
under the continuous care
of a specialist.
Intermediate Stage
Moderate to Severe
Alzheimer’s Disease
A definite diagnosis of
Alzheimer’s disease or
dementia due to
irreversible organic brain
disorders by a consultant
neurologist. The Minimental exam score must
be less than 20 out of 30
as assessed by two (2)
neuropsychometric tests
performed six (6) months
apart which clearly define
the severity of the
impairment. There must
also be permanent clinical
loss of the ability to do all
the following:
• Remember;
• Reason; and
• Perceive, understand,
express and give effect
to ideas.
The following are
excluded:
• Non-organic diseases
such as neurosis and
psychiatric illnesses; and
• Alcohol related brain
damage.
This diagnosis must be
supported by the clinical
confirmation of an
appropriate consultant and
supported by our
appointed medical
examiner.
Coverage on Early Stage
Alzheimer expires on the
policy anniversary on
which the life insured is
Age 85 Last Birthday.
The following are
excluded:
• Non-organic diseases
such as neurosis and
psychiatric illnesses;
and
• Alcohol related brain
damage.
Locked in syndrome
Condition in which a
person is aware but
cannot move or
communicate verbally due
to complete paralysis of all
voluntary muscles in the
body except for vertical
eye movements and
blinking. There should be
evidence of quadriplegia
and inability to speak. This
diagnosis must be
supported by evidence of
infarction of the ventral
pons and EEG indicating
that the person is not
Akinetic Mutism
Organic brain damage
which results in a person
being unable to talk or
move despite the fact that
they appear alert at times.
This diagnosis must be
supported by evidence
showing organic brain
damage and definitely
confirmed by a consultant
neurologist holding such
an appointment at an
approved hospital. This
condition has to be
medically documented for
a continuous period of at