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sruthiselvakumar
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dataset

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Advanced Stage1
Alzheimer’s Disease /
Severe Dementia
Deterioration or loss of
cognitive function as
confirmed by clinical
evaluation and imaging
tests, arising from
Alzheimer's disease or
irreversible organic
disorders, resulting in
significant reduction in
mental and social
functioning requiring the
continuous supervision of
the life insured. This
diagnosis must be
supported by the clinical
confirmation of an
appropriate consultant and
supported by our
appointed medical
examiner.
The following are
excluded:
• Non-organic diseases
such as neurosis and
psychiatric illnesses;
and
• Alcohol related brain
damage.
Persistent Vegetative
State (Apallic Syndrome)
Universal necrosis of the
brain cortex with the
brainstem intact. This
diagnosis must be
definitely confirmed by a
consultant neurologist
holding such an
appointment at an
approved hospital. This
condition has to be
medically documented for
at least one (1) month.
Manulife CI FlexiCare (Deluxe) v0123
Page 12 of 42
Manulife (Singapore) Pte. Ltd.
A Manulife Company
Conditions
Early Stage
least one 1 month.
Akinetic mutism because
of psychological reasons is
excluded.
3. Irreversible
Aplastic
Anaemia
Pure Red Cell Aplasia
(PRCA)
Complete or nearly
complete cessation of red
cell production in the bone
marrow without effects on
other hematopoietic cells.
The condition must have
resulted in reversible but
severe anaemia, meeting
both of the following
criteria:
• Hemoglobin <4 g/dL or
Hematocrit <10
percent;
• Absolute reticulocyte
count <10,000/microL
or reticulocyte
percentage <0.5
percent;
The diagnosis must be
confirmed by a specialist
in the relevant field based
on a bone marrow biopsy.
4. Severe
Bacterial
Meningitis
Bacterial Meningitis with
full recovery
Bacterial infection resulting
in severe inflammation of
the membranes of the