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Intoxicated ex-friend assaulted me and fell off my roof; her mother is trying to sue me for her medical bills. (Texas) So, about three months ago, a friend of mine and her friend (both 21) showed up to my house unannounced and extremely intoxicated at around 11:30 at night. I was about 4 months pregnant at the time, so I didn’t drink. We hung out for about an hour and talked and laughed and then she mentioned heading home soon. At this point, her speech was slurred and she could barely stand up. I told her she should spend the night as she was super drunk and it was a 45 minute drive home. For whatever reason, this enraged her and she became extremely irate. She started screaming and saying things like, “I drink and drive all the time, why the fuck do you think I won’t make it home this time?” I told her that her logic was stupid and that she really needed to find a ride home or stay the night, either was fine with me. Her screaming woke my daughter (5) up so I went inside to tuck her back into bed. While I’m tucking her in, I hear my friend’s car peel out of the driveway. Her friend who had only had a couple drinks was sitting on my porch and said that she refused to leave with my friend driving. I call the police because not only was she extremely drunk, but angry and driving erratically. I’m in the middle of telling them the direction she left in when I see that she has turned around and is pulling back into my driveway. She runs off the side of my culvert and comes within 6 inches of hitting my mother’s vehicle. She apparently came back to fight because she immediately jumps out of the vehicle and begins screaming again. She approaches me and begins trying to fight me. She punched me in the arm (not very hard), which left a small bruise. While I’m trying to fight her off, her friend takes the keys out of her ignition and hands them to me. I throw the keys onto my roof, which my friend notices. I threaten to call the police again because the drunk driving has now turned into assault. I go inside to get my phone and call the police again, when I hear a loud thud outside. She had climbed onto my roof to retrieve her keys and had fallen off. She broke two teeth and bit a hole into her lip. I took her to the ER, and sat with her until her mother arrived. Her mother proceeds to begin yelling at me saying “I’m gonna sue you for every penny you’re worth because I know your little boyfriend has money!” I leave the ER and forget about the whole situation. I block my friend on Facebook and move on my life. Until I get a call today from the friend, who calls to tell me that her mom is still going to sue me and that I need to pay the ~$10,000 that her insurance (BCBS) won’t pay. Is there even a snowball’s chance in hell that she could sue me over this? What steps and legal precautions do I need to take? | 0580072446f580429a18d4849d77651a91d42dece641625677b6193367285df2 | [
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"content": "Intoxicated ex-friend assaulted me and fell off my roof; her mother is trying to sue me for her medical bills. (Texas) So, about three months ago, a friend of mine and her friend (both 21) showed up to my house unannounced and extremely intoxicated at around 11:30 at night. I was about 4 months pr... | [
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"content": "Intoxicated ex-friend assaulted me and fell off my roof; her mother is trying to sue me for her medical bills. (Texas) So, about three months ago, a friend of mine and her friend (both 21) showed up to my house unannounced and extremely intoxicated at around 11:30 at night. I was about 4 months pr... | [
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"content": "Intoxicated ex-friend assaulted me and fell off my roof; her mother is trying to sue me for her medical bills. (Texas) So, about three months ago, a friend of mine and her friend (both 21) showed up to my house unannounced and extremely intoxicated at around 11:30 at night. I was about 4 months pr... | 10 | 9.522634 | {
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Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To make a long story short, he beat me then threw me in the back of my car and sped off, yelling that he was going to kill me. He purposely crashed my car at 90mph (I remember literally everything from the accident, and I looked at the speedometer). I was ejected (I had no time for a seatbelt before he took off, which was throwing me around in the backseat). Both my ankles were shattered, my shin broken, my back broken, my nose broken, and a meniscus tear in my left knee. I just barely escaped being paralyzed. Had surgery, got a back brace, etc. I was in a wheelchair for several months and the hospital didn't give me physical therapy right away. They didn't even give me a walker or cane, my grandma just had those already. I had to learn to walk on my own again. I was going to the hospital every two weeks, so they knew. I didn't know any better and figured I was supposed to learn on my own. I was given physical therapy but I still can't walk properly or even sit long. I had to quit my job in november because it was causing me immense pain and they refused to put me somewhere that I would be more comfortable. This meant I lost insurance before I was due to have surgery on my knee, so I haven't been able to get that. I'm in the process of filing for disability because at this point I literally can not work, not even doing a desk job, because I have to lay in bed to get rid of pain. I can't afford my pain and arthritis medications anymore. I told the police this was an attempted murder. I said he purposely crashed my car (which was blown up btw) in an attempt to kill me. He was in county jail for 9 months then released. I know because he contacted me once he was out. Before blocking him I did ask if he was sentenced and all they did was sentence him to take AA for a year. This is an outrage in my opinion. My question is **can I sue?** I've dealt with any legal problems ever (I'm 24 now for reference) so I have no idea what to do, but I feel like these medical bills and such should not be left for me to pay. He has no job, and if he gets one I doubt he'll stay long because that's what he always did. He was a slacker. So I don't even know if I can sue him. What can I do? This stuff has ruined my life, at least for a little while. I'll never be like I was before. I'll always have pain (my doctors say so, anyway, and at this point I'm inclined to believe it). Please help me, r/legaladvice :( | b44eca9a72818d74c233d7a628f679f83ba9bfd785624ce28042f9ee0c9d1c9e | [
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"content": "Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To ma... | [
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"content": "Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To ma... | [
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"content": "Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To ma... | 5.192308 | 4.692308 | {
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Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To make a long story short, he beat me then threw me in the back of my car and sped off, yelling that he was going to kill me. He purposely crashed my car at 90mph (I remember literally everything from the accident, and I looked at the speedometer). I was ejected (I had no time for a seatbelt before he took off, which was throwing me around in the backseat). Both my ankles were shattered, my shin broken, my back broken, my nose broken, and a meniscus tear in my left knee. I just barely escaped being paralyzed. Had surgery, got a back brace, etc. I was in a wheelchair for several months and the hospital didn't give me physical therapy right away. They didn't even give me a walker or cane, my grandma just had those already. I had to learn to walk on my own again. I was going to the hospital every two weeks, so they knew. I didn't know any better and figured I was supposed to learn on my own. I was given physical therapy but I still can't walk properly or even sit long. I had to quit my job in november because it was causing me immense pain and they refused to put me somewhere that I would be more comfortable. This meant I lost insurance before I was due to have surgery on my knee, so I haven't been able to get that. I'm in the process of filing for disability because at this point I literally can not work, not even doing a desk job, because I have to lay in bed to get rid of pain. I can't afford my pain and arthritis medications anymore. I told the police this was an attempted murder. I said he purposely crashed my car (which was blown up btw) in an attempt to kill me. He was in county jail for 9 months then released. I know because he contacted me once he was out. Before blocking him I did ask if he was sentenced and all they did was sentence him to take AA for a year. This is an outrage in my opinion. My question is **can I sue?** I've dealt with any legal problems ever (I'm 24 now for reference) so I have no idea what to do, but I feel like these medical bills and such should not be left for me to pay. He has no job, and if he gets one I doubt he'll stay long because that's what he always did. He was a slacker. So I don't even know if I can sue him. What can I do? This stuff has ruined my life, at least for a little while. I'll never be like I was before. I'll always have pain (my doctors say so, anyway, and at this point I'm inclined to believe it). Please help me, r/legaladvice :( | b44eca9a72818d74c233d7a628f679f83ba9bfd785624ce28042f9ee0c9d1c9e | [
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"content": "Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To ma... | [
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"content": "Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To ma... | [
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"content": "Ex tried to kill me. Was never sentenced or punished in any way. I now have lots of medical bills, lost wages, and am likely disabled for life. Can I sue?[TN] This happened in Tennessee, Memphis to be specific, in October 2015. My ex tried to murder me. It was a legitimate attempted murder. To ma... | 5.192308 | 4.692308 | {
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My deceased mother had outstanding medical bills, and the company is threatening to sue me(Texas) My mother had non small cell carcinoma, and existed with it for 8 years. It metastasized in the brain and she had to have surgery, the result being she could no longer work. She got on Disability, and ultimately Medicare, but never had a secondary because the premiums were so expensive due to a preexisting condition(The cheapest plan we could ever find was $967/mo). I moved her into my apartment, so I could take care of her. She did have savings at one time, but bills wiped that out over the years. She finally passed in May, with outstanding medical bills reaching 7 grand(After Medicare's part). She specifically never had me sign anything, anywhere, so that I would not be held liable for any costs, she told me "Let the debt die with me." ​ Since she has passed, I have gotten sporadic bills in the mail from the medical companies involved, as well as phone calls. Two turned the debt over to collection agencies. When I talk, they don't even know my name, since I never signed anything anywhere, but they know I am next of kin. I have been told very rudely that family debt exists and it is my legal requirement to pay said debt off, even if my mom is dead. They have threatened lawsuits against me, and said they will use public records to find out who I am so they can bring legal action against me. Am I liable for the leftover medical debt? What should I do here. | 3a518bae9f3062f34fdd8532de43b91a197bb8aac331ba44b71082539e90c8c9 | [
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"content": "My deceased mother had outstanding medical bills, and the company is threatening to sue me(Texas) My mother had non small cell carcinoma, and existed with it for 8 years. It metastasized in the brain and she had to have surgery, the result being she could no longer work. She got on Disability, and... | [
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"content": "My deceased mother had outstanding medical bills, and the company is threatening to sue me(Texas) My mother had non small cell carcinoma, and existed with it for 8 years. It metastasized in the brain and she had to have surgery, the result being she could no longer work. She got on Disability, and... | 10 | 4.764706 | {
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My deceased mother had outstanding medical bills, and the company is threatening to sue me(Texas) My mother had non small cell carcinoma, and existed with it for 8 years. It metastasized in the brain and she had to have surgery, the result being she could no longer work. She got on Disability, and ultimately Medicare, but never had a secondary because the premiums were so expensive due to a preexisting condition(The cheapest plan we could ever find was $967/mo). I moved her into my apartment, so I could take care of her. She did have savings at one time, but bills wiped that out over the years. She finally passed in May, with outstanding medical bills reaching 7 grand(After Medicare's part). She specifically never had me sign anything, anywhere, so that I would not be held liable for any costs, she told me "Let the debt die with me." ​ Since she has passed, I have gotten sporadic bills in the mail from the medical companies involved, as well as phone calls. Two turned the debt over to collection agencies. When I talk, they don't even know my name, since I never signed anything anywhere, but they know I am next of kin. I have been told very rudely that family debt exists and it is my legal requirement to pay said debt off, even if my mom is dead. They have threatened lawsuits against me, and said they will use public records to find out who I am so they can bring legal action against me. Am I liable for the leftover medical debt? What should I do here. | 3a518bae9f3062f34fdd8532de43b91a197bb8aac331ba44b71082539e90c8c9 | [
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"content": "My deceased mother had outstanding medical bills, and the company is threatening to sue me(Texas) My mother had non small cell carcinoma, and existed with it for 8 years. It metastasized in the brain and she had to have surgery, the result being she could no longer work. She got on Disability, and... | [
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"content": "My deceased mother had outstanding medical bills, and the company is threatening to sue me(Texas) My mother had non small cell carcinoma, and existed with it for 8 years. It metastasized in the brain and she had to have surgery, the result being she could no longer work. She got on Disability, and... | 6.794872 | 6.147813 | {
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[WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing process and we are just glad it's over and we no longer have to deal with him. It's a bit of a fixer-upper and we've been repainting inside. This weekend, I pulled off a coaxial faceplate and I found hidden within a ziploc bag with a few thousand in 100s folded up inside. I freaked out. We started looking in similar locations all over the house, and over the last couple of days have found lots of other bags in other locations - under the kitchen counter, behind a panel inside a medicine cabinet, under a loose step board in the garage, and several other places. We've found a lot so far, but I would prefer not to say how much, unless it matters legally. During the search, we also found a couple of guns, boxes of ammunition, a bunch of survivalist packaged food, and a backpack filled with clothes and first aid gear. We are still looking for more stuff. Since we now own the house, do we have any obligation to inform the former owner of this? We had to clear out a lot of the old crap from the house and that was part of the problems with the closing and delays from the seller. The purchase was amended to include everything in the house because the grandson didn't want to clean out a bunch of the old crap. Obviously he didn't know about his grandfather's predilection for hiding money and guns or he wouldn't have added that clause in the purchase. I doubt he would have left this stuff here if he was aware of it. I don't want to tell him, but my wife has a bigger heart than I do and wants to tell him and let him decide. Lawyers of Reddit, what are we legally obligated to do here? | a7b074bcd66497c6785ecf753243e9193dbe99b382e930589b0a74e7b8f8ce2d | [
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[WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing process and we are just glad it's over and we no longer have to deal with him. It's a bit of a fixer-upper and we've been repainting inside. This weekend, I pulled off a coaxial faceplate and I found hidden within a ziploc bag with a few thousand in 100s folded up inside. I freaked out. We started looking in similar locations all over the house, and over the last couple of days have found lots of other bags in other locations - under the kitchen counter, behind a panel inside a medicine cabinet, under a loose step board in the garage, and several other places. We've found a lot so far, but I would prefer not to say how much, unless it matters legally. During the search, we also found a couple of guns, boxes of ammunition, a bunch of survivalist packaged food, and a backpack filled with clothes and first aid gear. We are still looking for more stuff. Since we now own the house, do we have any obligation to inform the former owner of this? We had to clear out a lot of the old crap from the house and that was part of the problems with the closing and delays from the seller. The purchase was amended to include everything in the house because the grandson didn't want to clean out a bunch of the old crap. Obviously he didn't know about his grandfather's predilection for hiding money and guns or he wouldn't have added that clause in the purchase. I doubt he would have left this stuff here if he was aware of it. I don't want to tell him, but my wife has a bigger heart than I do and wants to tell him and let him decide. Lawyers of Reddit, what are we legally obligated to do here? | a7b074bcd66497c6785ecf753243e9193dbe99b382e930589b0a74e7b8f8ce2d | [
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"content": "[WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing p... | [
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[WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing process and we are just glad it's over and we no longer have to deal with him. It's a bit of a fixer-upper and we've been repainting inside. This weekend, I pulled off a coaxial faceplate and I found hidden within a ziploc bag with a few thousand in 100s folded up inside. I freaked out. We started looking in similar locations all over the house, and over the last couple of days have found lots of other bags in other locations - under the kitchen counter, behind a panel inside a medicine cabinet, under a loose step board in the garage, and several other places. We've found a lot so far, but I would prefer not to say how much, unless it matters legally. During the search, we also found a couple of guns, boxes of ammunition, a bunch of survivalist packaged food, and a backpack filled with clothes and first aid gear. We are still looking for more stuff. Since we now own the house, do we have any obligation to inform the former owner of this? We had to clear out a lot of the old crap from the house and that was part of the problems with the closing and delays from the seller. The purchase was amended to include everything in the house because the grandson didn't want to clean out a bunch of the old crap. Obviously he didn't know about his grandfather's predilection for hiding money and guns or he wouldn't have added that clause in the purchase. I doubt he would have left this stuff here if he was aware of it. I don't want to tell him, but my wife has a bigger heart than I do and wants to tell him and let him decide. Lawyers of Reddit, what are we legally obligated to do here? | a7b074bcd66497c6785ecf753243e9193dbe99b382e930589b0a74e7b8f8ce2d | [
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"content": "[WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing p... | [
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"content": "[WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing p... | [
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"content": "[WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing p... | 10 | 7.466667 | {
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[WA] Found hidden treasure in our new house. Do we have to give it back to the seller? My wife and I bought a new house and moved in a few weeks ago. We bought it from the grandson of the previous owner who was selling it as he inherited it in the estate. He was kind of a jerk during the closing process and we are just glad it's over and we no longer have to deal with him. It's a bit of a fixer-upper and we've been repainting inside. This weekend, I pulled off a coaxial faceplate and I found hidden within a ziploc bag with a few thousand in 100s folded up inside. I freaked out. We started looking in similar locations all over the house, and over the last couple of days have found lots of other bags in other locations - under the kitchen counter, behind a panel inside a medicine cabinet, under a loose step board in the garage, and several other places. We've found a lot so far, but I would prefer not to say how much, unless it matters legally. During the search, we also found a couple of guns, boxes of ammunition, a bunch of survivalist packaged food, and a backpack filled with clothes and first aid gear. We are still looking for more stuff. Since we now own the house, do we have any obligation to inform the former owner of this? We had to clear out a lot of the old crap from the house and that was part of the problems with the closing and delays from the seller. The purchase was amended to include everything in the house because the grandson didn't want to clean out a bunch of the old crap. Obviously he didn't know about his grandfather's predilection for hiding money and guns or he wouldn't have added that clause in the purchase. I doubt he would have left this stuff here if he was aware of it. I don't want to tell him, but my wife has a bigger heart than I do and wants to tell him and let him decide. Lawyers of Reddit, what are we legally obligated to do here? | a7b074bcd66497c6785ecf753243e9193dbe99b382e930589b0a74e7b8f8ce2d | [
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Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put styrofoam blocks on all four corners and put it in a box with nothing else. (In retrospect, I realize that I should have taken it apart and shipped each piece with the packaging that it came in, or just driven it, but I'll never admit that to UPS.) I declared a value of $1300 and, based on that, paid $30 for insurance. If you don't know about computers you can just ignore this paragraph, what matters is that the PC was working when I shipped it and it arrived with only a small amount of visible damage but in a completely non-functioning state. When it arrived the hard drive was loose in the case and the connectors (both SATA and power) were broken. This would be fine given that the hard drive was for backup and most of my storage was on 2 SSDs, but when I plugged it in it light up but it gave no POST beeps at all and sent no information to the monitor, although none of the other parts are visibly physically damaged. A couple days later I called UPS and filed an insurance claim. They asked for a number of pictures, which I sent to them within a couple of days. The package arrived on August 11th. It has been over one month of them not returning my calls and only emailing me a couple of times to ask for more pictures. I’ve been calling a couple of times a week, and they continue to say that they are working on it when they pick up. They also have this awful system where I am the “receiver” and the UPS store from which I shipped the PC to myself is the “shipper,” and I have been dealing with them since my initial claim was processed. So, my main contact doesn’t even work in the insurance claims department, and when I do call the claims people they tell me to call the store (the “shipper”). I’ve never filed an insurance claim before, so maybe this is just how it works, but waiting one month for a company that reported $3 billion of net income last year to pay me $1300 on an insurance claim for something that they clearly broke seems unacceptable to me. **Issue:** Practically, at some point it’s not worth my time. I am able to cover the repairs myself, but in principle I want to hold UPS accountable. If I file against UPS in small claims court will it help. Will it achieve anything? Or, will it take even more of my time and money? Can I sue for my legal fees, other fees I incur throughout the process, and/or the amount of my time that they have wasted? Is there anything else that I should know about the legal process or other means of incentivizing UPS to pay for my PC. I also haven’t taken apart or attempted to repair my PC in case making modifications after filing the claim could affect UPS’s or my liability. If I just go ahead and repair it, will I be able to get any cost reimbursed if I keep the receipts and UPS eventually does pay, either through insurance or through litigation? **TL;DR: I shipped a PC with UPS and paid for insurance valuing it at $1300. The computer arrived and is not working at all. It has been a month and they are dragging their feet. Will it help to sue them? Will it hurt if I fix my computer before the insurance claim or lawsuit is resolved?** Thank you for any and all advice. | 6989ffff5f202f01a27d6ca6006eb208ea9b058bd476c07d9ff08cded78c51e1 | [
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Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put styrofoam blocks on all four corners and put it in a box with nothing else. (In retrospect, I realize that I should have taken it apart and shipped each piece with the packaging that it came in, or just driven it, but I'll never admit that to UPS.) I declared a value of $1300 and, based on that, paid $30 for insurance. If you don't know about computers you can just ignore this paragraph, what matters is that the PC was working when I shipped it and it arrived with only a small amount of visible damage but in a completely non-functioning state. When it arrived the hard drive was loose in the case and the connectors (both SATA and power) were broken. This would be fine given that the hard drive was for backup and most of my storage was on 2 SSDs, but when I plugged it in it light up but it gave no POST beeps at all and sent no information to the monitor, although none of the other parts are visibly physically damaged. A couple days later I called UPS and filed an insurance claim. They asked for a number of pictures, which I sent to them within a couple of days. The package arrived on August 11th. It has been over one month of them not returning my calls and only emailing me a couple of times to ask for more pictures. I’ve been calling a couple of times a week, and they continue to say that they are working on it when they pick up. They also have this awful system where I am the “receiver” and the UPS store from which I shipped the PC to myself is the “shipper,” and I have been dealing with them since my initial claim was processed. So, my main contact doesn’t even work in the insurance claims department, and when I do call the claims people they tell me to call the store (the “shipper”). I’ve never filed an insurance claim before, so maybe this is just how it works, but waiting one month for a company that reported $3 billion of net income last year to pay me $1300 on an insurance claim for something that they clearly broke seems unacceptable to me. **Issue:** Practically, at some point it’s not worth my time. I am able to cover the repairs myself, but in principle I want to hold UPS accountable. If I file against UPS in small claims court will it help. Will it achieve anything? Or, will it take even more of my time and money? Can I sue for my legal fees, other fees I incur throughout the process, and/or the amount of my time that they have wasted? Is there anything else that I should know about the legal process or other means of incentivizing UPS to pay for my PC. I also haven’t taken apart or attempted to repair my PC in case making modifications after filing the claim could affect UPS’s or my liability. If I just go ahead and repair it, will I be able to get any cost reimbursed if I keep the receipts and UPS eventually does pay, either through insurance or through litigation? **TL;DR: I shipped a PC with UPS and paid for insurance valuing it at $1300. The computer arrived and is not working at all. It has been a month and they are dragging their feet. Will it help to sue them? Will it hurt if I fix my computer before the insurance claim or lawsuit is resolved?** Thank you for any and all advice. | 6989ffff5f202f01a27d6ca6006eb208ea9b058bd476c07d9ff08cded78c51e1 | [
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"content": "Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put s... | [
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Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put styrofoam blocks on all four corners and put it in a box with nothing else. (In retrospect, I realize that I should have taken it apart and shipped each piece with the packaging that it came in, or just driven it, but I'll never admit that to UPS.) I declared a value of $1300 and, based on that, paid $30 for insurance. If you don't know about computers you can just ignore this paragraph, what matters is that the PC was working when I shipped it and it arrived with only a small amount of visible damage but in a completely non-functioning state. When it arrived the hard drive was loose in the case and the connectors (both SATA and power) were broken. This would be fine given that the hard drive was for backup and most of my storage was on 2 SSDs, but when I plugged it in it light up but it gave no POST beeps at all and sent no information to the monitor, although none of the other parts are visibly physically damaged. A couple days later I called UPS and filed an insurance claim. They asked for a number of pictures, which I sent to them within a couple of days. The package arrived on August 11th. It has been over one month of them not returning my calls and only emailing me a couple of times to ask for more pictures. I’ve been calling a couple of times a week, and they continue to say that they are working on it when they pick up. They also have this awful system where I am the “receiver” and the UPS store from which I shipped the PC to myself is the “shipper,” and I have been dealing with them since my initial claim was processed. So, my main contact doesn’t even work in the insurance claims department, and when I do call the claims people they tell me to call the store (the “shipper”). I’ve never filed an insurance claim before, so maybe this is just how it works, but waiting one month for a company that reported $3 billion of net income last year to pay me $1300 on an insurance claim for something that they clearly broke seems unacceptable to me. **Issue:** Practically, at some point it’s not worth my time. I am able to cover the repairs myself, but in principle I want to hold UPS accountable. If I file against UPS in small claims court will it help. Will it achieve anything? Or, will it take even more of my time and money? Can I sue for my legal fees, other fees I incur throughout the process, and/or the amount of my time that they have wasted? Is there anything else that I should know about the legal process or other means of incentivizing UPS to pay for my PC. I also haven’t taken apart or attempted to repair my PC in case making modifications after filing the claim could affect UPS’s or my liability. If I just go ahead and repair it, will I be able to get any cost reimbursed if I keep the receipts and UPS eventually does pay, either through insurance or through litigation? **TL;DR: I shipped a PC with UPS and paid for insurance valuing it at $1300. The computer arrived and is not working at all. It has been a month and they are dragging their feet. Will it help to sue them? Will it hurt if I fix my computer before the insurance claim or lawsuit is resolved?** Thank you for any and all advice. | 6989ffff5f202f01a27d6ca6006eb208ea9b058bd476c07d9ff08cded78c51e1 | [
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Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put styrofoam blocks on all four corners and put it in a box with nothing else. (In retrospect, I realize that I should have taken it apart and shipped each piece with the packaging that it came in, or just driven it, but I'll never admit that to UPS.) I declared a value of $1300 and, based on that, paid $30 for insurance. If you don't know about computers you can just ignore this paragraph, what matters is that the PC was working when I shipped it and it arrived with only a small amount of visible damage but in a completely non-functioning state. When it arrived the hard drive was loose in the case and the connectors (both SATA and power) were broken. This would be fine given that the hard drive was for backup and most of my storage was on 2 SSDs, but when I plugged it in it light up but it gave no POST beeps at all and sent no information to the monitor, although none of the other parts are visibly physically damaged. A couple days later I called UPS and filed an insurance claim. They asked for a number of pictures, which I sent to them within a couple of days. The package arrived on August 11th. It has been over one month of them not returning my calls and only emailing me a couple of times to ask for more pictures. I’ve been calling a couple of times a week, and they continue to say that they are working on it when they pick up. They also have this awful system where I am the “receiver” and the UPS store from which I shipped the PC to myself is the “shipper,” and I have been dealing with them since my initial claim was processed. So, my main contact doesn’t even work in the insurance claims department, and when I do call the claims people they tell me to call the store (the “shipper”). I’ve never filed an insurance claim before, so maybe this is just how it works, but waiting one month for a company that reported $3 billion of net income last year to pay me $1300 on an insurance claim for something that they clearly broke seems unacceptable to me. **Issue:** Practically, at some point it’s not worth my time. I am able to cover the repairs myself, but in principle I want to hold UPS accountable. If I file against UPS in small claims court will it help. Will it achieve anything? Or, will it take even more of my time and money? Can I sue for my legal fees, other fees I incur throughout the process, and/or the amount of my time that they have wasted? Is there anything else that I should know about the legal process or other means of incentivizing UPS to pay for my PC. I also haven’t taken apart or attempted to repair my PC in case making modifications after filing the claim could affect UPS’s or my liability. If I just go ahead and repair it, will I be able to get any cost reimbursed if I keep the receipts and UPS eventually does pay, either through insurance or through litigation? **TL;DR: I shipped a PC with UPS and paid for insurance valuing it at $1300. The computer arrived and is not working at all. It has been a month and they are dragging their feet. Will it help to sue them? Will it hurt if I fix my computer before the insurance claim or lawsuit is resolved?** Thank you for any and all advice. | 6989ffff5f202f01a27d6ca6006eb208ea9b058bd476c07d9ff08cded78c51e1 | [
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"content": "Considering suing UPS after they broke my PC and haven't paid the insurance, Cleveland, OH **Background:** This summer I built a gaming PC. I spent just over $1200 and was really happy with the results. Then I moved back home for business school and made the mistake of shipping it via UPS. I put s... | [
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 10 | 6.283582 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 10 | 0 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 9.294872 | 0 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 9.294872 | 0 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 9.166667 | 0 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 9.166667 | 0 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 9.166667 | 0 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 9.166667 | 0 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 6.987179 | 2.820513 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 6.987179 | 1.787179 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 6.987179 | 0.237179 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 6.987179 | 0 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 5.448718 | 5.282051 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 5.448718 | 5.048718 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 5.384615 | 3.384615 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 5.320513 | 5.070513 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 5.320513 | 3.820513 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 5.25641 | 4.25641 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 5.192308 | 4.692308 | {
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IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our 6ft fence and are up putting up 8ft with angled wood on top (Mostly to stop Gavin from trying to jump out of the yard >:(((( ). We've also gotten rid of the trampoline since my dad ended up breaking it. Our pool is staying but now we're putting it in the ground so :D Hooray for working on a yard for god knows how long. But I just want to say thank you to everyone who gave me advice during this. We've been stress free for the last month and it's honestly been so peaceful in our small neighborhood now. Thanks /r/legaladvice :) You guys saved my dog and my sanity. | 2d34783c4abfee96f514be757fbfdbc40a5ae5d89c9188672a300441de0c2076 | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | [
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"content": "IL] Final update on the neighbors hell bent on killing my dog You all might remember [this. Well it's finally come to an end. The LL removed the people next door, we got a restraining order against them and Gavin has come back home. We've been working on beefing up our yard now. We tore down our ... | 5.192308 | 4.692308 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 10 | 8.171488 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 10 | 8.093418 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 10 | 7.607143 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 9.871795 | 9.754148 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 9.871795 | 9.464387 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 9.871795 | 8.157509 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 9.358974 | 7.930403 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 9.230769 | 9.008547 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 9.230769 | 7.873626 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.461538 | 7.532967 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 8.18472 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 7.419414 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 7.419414 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 6.573549 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 6.080128 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 5.6337 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 5.038462 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 4.659674 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 0.871795 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.205128 | 0 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.141026 | 7.391026 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.141026 | 7.391026 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.141026 | 6.562078 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 8.141026 | 5.641026 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 6.025641 | 5.882784 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.769231 | 5.678322 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.769231 | 4.369231 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.705128 | 4.505128 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.705128 | 5.1337 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.705128 | 4.871795 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.705128 | 4.505128 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.641026 | 5.212454 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.641026 | 4.974359 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.641026 | 4.974359 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.641026 | 4.641026 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.448718 | 5.282051 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.448718 | 5.048718 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
{
"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.384615 | 5.184615 | {
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[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a random person. I will try and keep details as vague as possible to protect my identity. I immediately called my bank and told them that I did not request this money, and that I did not recognize the name of the person who made the transfer. They told me that they would begin the refund process, but that this could take weeks to resolve itself. For now, I would have to leave the money sitting in my account until the claim is settled, or I could be hit with an overdraft once it processes. Immediately after, I began receiving calls and texts from two numbers. One person claiming to be the person who made the transfer, and the other the person who was supposed to receive it. They both gave me a similar story. The sender was the recipient’s family member who was trying to send money. But because they were elderly and unfamiliar with the app, they sent the money to me instead (my phone number is one digit off of the intended recipient’s). Both asked me to send the money back to them, explaining that they are in need of it quickly. I explained that I had already begun the refund process with my bank, and that unfortunately, it could take weeks to process. They have asked me to cancel the refund with my bank, and just transfer them back the money. While both people have been nice and non-threatening through this situation, there have been some things that set off some red flags. This seems similar to scams I’ve heard about in the past. Where if I were to return the money, they would then dispute the original transfer. Then not only would my account be reduced by the original amount sent to me, but also by the amount I sent back to them. Some of the red flags so far: \- Their story seems like a typical “sob story” to make me feel sympathetic and send them back the money. \- Shouldn’t there have been some kind of confirmation before they sent me the money? I know in the past when I’ve used apps like this, they always make me verify the last 4 digits of the phone number before I send money for the first time. Especially considering the amount involved. \- I told them that the claim was opened, but they want me to cancel and send them the money directly. \- At one point, they mentioned my name and address, and said that they lived in the area and wanted to meet up. Thankfully, the name and address they mentioned were not mine, but a person who used to have my phone number. Still, this freaked me out a bit that they were trying to look up my name and address. Am I being paranoid? If this is real, then I obviously want to help them. But I think that going through the bank is the safest way for everyone involved. But this whole thing seems fishy to me, and while it’s not a life-changing amount of money, I really can’t afford to cover the loss if this does end up being a scam. To make it more frustrating, because neither of them are customers with my bank, my bank will not confirm any details with these people that the refund is actually taking place. So, they could think that I might be trying to steal their money and scam them instead. Should I be prepared for them to file a police report? | c1dc08770e759ab18462c14e53e81c907fc0427ce4b53fa5d897d2cf2a83d27f | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | [
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"content": "[US, FL] Random person sent me large amount of money on Zelle, they are now requesting I refund them. Unsure if this is a scam and how to proceed. I recently received a large amount of money through Zelle (for those that don’t know, it’s an app like paypal/venmo but through your bank) from a rando... | 5.384615 | 5.184615 | {
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[VA] Sister just found out her husband's erratic behavior is because he's doing meth. They have 2 small children. I need to figure out what to do to help her leave, retain custody of kids and be safe... While potentially getting him help if he's interested or line up a divorce. Don't know where to start our who to contact. I'm worried for her safety. He's an alcoholic but had 'quit', apparently substituting booze for meth. What resources are out there? Is an emergency custody order appropriate? Thanks for your help! -Throwaway obviously- | 0a366f173953058d5a20d70f583e6876cf64904a65c00e9e6063b76f08709f9d | [
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[VA] Sister just found out her husband's erratic behavior is because he's doing meth. They have 2 small children. I need to figure out what to do to help her leave, retain custody of kids and be safe... While potentially getting him help if he's interested or line up a divorce. Don't know where to start our who to contact. I'm worried for her safety. He's an alcoholic but had 'quit', apparently substituting booze for meth. What resources are out there? Is an emergency custody order appropriate? Thanks for your help! -Throwaway obviously- | 0a366f173953058d5a20d70f583e6876cf64904a65c00e9e6063b76f08709f9d | [
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Harassed by neighbor, condo assoc and police won't act. [MD] Myself and a roommate moved to a condo in MD about 6 months ago. We wanted an area where we wouldn't have to worry about loud, obnoxious kids, even though we aren't that old ourselves. We thought that we had found the perfect place. Turns out, one of our neighbors is a little crazy, and other residents know it but seem to have just ignored her forever. Unfortunately, not long after we moved in she started harassing us and spreading lies about us to other residents in the area. Mostly, it seemed to be around the fact that we are young and we are renting, while many of the residents own their condos. She has stopped and interrogated EVERY single guest that we have had over in the past 6 months, and on many of their vehicles she has placed notes telling them to park in a different spot. I've spoke with the condo association; there is no law or bi-law which states where guests can park, they just generally park in a certain area. Most of the residents also don't like to back into parking spaces, because they feel that it will harm the grass. Well, we were raised to believe that backing in is safer for pedestrian traffic overall, even by our driving instructors. Unfortunately, us backing in infuriates our neighbor, and we've overheard her talking to other residents saying that she was going to go to the courthouse to report us for this or that offense that we didn't actually commit. We've called the police about it before, but she wasn't home when he arrived, and after explaining everything to him, he seemed to think that she would be considered "Not Criminally Responsible." He suggested that we just negotiate with our landlord to get out of our lease. I want to know what options I have to get her to just leave us alone. She works for a major real estate company(and on her last note she actually wrote it on official company stationary), and she has a lot of contacts from her years in the industry. The condo association won't do anything about it, and the police seem to think she's too crazy to bother arresting. | aa755d81236aa0ee4d51ffdc63c2010e955b96959a5110658e0297918afc6804 | [
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(CT) Wife received summons for 1,300 in defaulted credit card debt. It was for me slid under the door of our apartment. It was addressed to an old address and in my wife's maiden name (which she changed about 3 years ago). Have we been properly served? The TLDR: wife got sick years ago and has left her disabled. After she lost her job we couldn't afford the payments on one income so we defaulted. She is still disabled l, but gets ssdi now. Thanks in advance for any help or thoughts!! | 0e7035f0bf48fd3e28df8de9a3b500af1d4ef2a642b2a4d333f58027ad8ea457 | [
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"content": "(CT) Wife received summons for 1,300 in defaulted credit card debt. It was for me slid under the door of our apartment. It was addressed to an old address and in my wife's maiden name (which she changed about 3 years ago). Have we been properly served? The TLDR: wife got sick years ago and has lef... | [
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"content": "(CT) Wife received summons for 1,300 in defaulted credit card debt. It was for me slid under the door of our apartment. It was addressed to an old address and in my wife's maiden name (which she changed about 3 years ago). Have we been properly served? The TLDR: wife got sick years ago and has lef... | 5.384615 | 5.184615 | {
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(CT) Wife received summons for 1,300 in defaulted credit card debt. It was for me slid under the door of our apartment. It was addressed to an old address and in my wife's maiden name (which she changed about 3 years ago). Have we been properly served? The TLDR: wife got sick years ago and has left her disabled. After she lost her job we couldn't afford the payments on one income so we defaulted. She is still disabled l, but gets ssdi now. Thanks in advance for any help or thoughts!! | 0e7035f0bf48fd3e28df8de9a3b500af1d4ef2a642b2a4d333f58027ad8ea457 | [
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"content": "(CT) Wife received summons for 1,300 in defaulted credit card debt. It was for me slid under the door of our apartment. It was addressed to an old address and in my wife's maiden name (which she changed about 3 years ago). Have we been properly served? The TLDR: wife got sick years ago and has lef... | [
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"content": "(CT) Wife received summons for 1,300 in defaulted credit card debt. It was for me slid under the door of our apartment. It was addressed to an old address and in my wife's maiden name (which she changed about 3 years ago). Have we been properly served? The TLDR: wife got sick years ago and has lef... | 5.384615 | 5.184615 | {
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Is it possible to change our house's address because its address is invalid? (West Virginia) I apologize in advance if this is not the correct place to ask! My spouse and I moved into a house last year that is over 100 years old. At the time it was built, there was a road (let's call it "Smith Street") that used to connect to the front of the house. Before we bought the house, another road was built to connect the town I live in to another town, and Smith Street was pushed back and no longer connects to this house nor even our neighbor's house. Despite this, the house's address still says "# Smith Street". I totally understand if this is confusing and if I gotta draw it out, I'm willing to do so lol. Many companies, including my bank, say that our house's address is invalid and we have to use our post office for everything. The trouble there is that so many companies cannot have their products delivered to a PO box. We can't install a mailbox because the USPS does not deliver mail in our area. We'd like to change the address of this house so that we can have items delivered directly to our house by FedEx, UPS, etc. I've tried looking up if this is possible to do and if so, how to do this, but Google keeps giving me the wrong results and assuming that I must be talking about moving between houses. | 9e8124d69f83617e6ce89a2a07f3fc70021570b523f1e42c22274b7adeb8c5a6 | [
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"content": "Is it possible to change our house's address because its address is invalid? (West Virginia) I apologize in advance if this is not the correct place to ask! My spouse and I moved into a house last year that is over 100 years old. At the time it was built, there was a road (let's call it \"Smith S... | [
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"content": "Is it possible to change our house's address because its address is invalid? (West Virginia) I apologize in advance if this is not the correct place to ask! My spouse and I moved into a house last year that is over 100 years old. At the time it was built, there was a road (let's call it \"Smith S... | 5.833333 | 5.533333 | {
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Is it possible to change our house's address because its address is invalid? (West Virginia) I apologize in advance if this is not the correct place to ask! My spouse and I moved into a house last year that is over 100 years old. At the time it was built, there was a road (let's call it "Smith Street") that used to connect to the front of the house. Before we bought the house, another road was built to connect the town I live in to another town, and Smith Street was pushed back and no longer connects to this house nor even our neighbor's house. Despite this, the house's address still says "# Smith Street". I totally understand if this is confusing and if I gotta draw it out, I'm willing to do so lol. Many companies, including my bank, say that our house's address is invalid and we have to use our post office for everything. The trouble there is that so many companies cannot have their products delivered to a PO box. We can't install a mailbox because the USPS does not deliver mail in our area. We'd like to change the address of this house so that we can have items delivered directly to our house by FedEx, UPS, etc. I've tried looking up if this is possible to do and if so, how to do this, but Google keeps giving me the wrong results and assuming that I must be talking about moving between houses. | 9e8124d69f83617e6ce89a2a07f3fc70021570b523f1e42c22274b7adeb8c5a6 | [
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Neighbor giving our address to Facebook Marketplace buyers Our neighbor gives our address when they sell items on Facebook. People park in our driveway and knock on our door, then get upset at us when I tell them I'm not selling anything. They usually contact the neighbor, while still in our driveway, and then walk over to the neighbors house for the items. This happens multiple times a week (it's the neighbors side hustle). Is there anything legal I can do? I've asked them repeatedly to not give my address to strangers, but they just blow me off. I've put out no parking signs, but don't live close to a tow company, so it'd be an hour + before a truck showed up to tow. We live in a rural area, if that makes a difference. His barn, that he stores the items in, is next to our driveway and further from his house/driveway. Although it's easy to use his driveway to get to the barn. | 0515305102b787de2a01db4939605559718e9ea0171ef815e28eb3a74daa4419 | [
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Neighbor giving our address to Facebook Marketplace buyers Our neighbor gives our address when they sell items on Facebook. People park in our driveway and knock on our door, then get upset at us when I tell them I'm not selling anything. They usually contact the neighbor, while still in our driveway, and then walk over to the neighbors house for the items. This happens multiple times a week (it's the neighbors side hustle). Is there anything legal I can do? I've asked them repeatedly to not give my address to strangers, but they just blow me off. I've put out no parking signs, but don't live close to a tow company, so it'd be an hour + before a truck showed up to tow. We live in a rural area, if that makes a difference. His barn, that he stores the items in, is next to our driveway and further from his house/driveway. Although it's easy to use his driveway to get to the barn. | 0515305102b787de2a01db4939605559718e9ea0171ef815e28eb3a74daa4419 | [
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Neighbor giving our address to Facebook Marketplace buyers Our neighbor gives our address when they sell items on Facebook. People park in our driveway and knock on our door, then get upset at us when I tell them I'm not selling anything. They usually contact the neighbor, while still in our driveway, and then walk over to the neighbors house for the items. This happens multiple times a week (it's the neighbors side hustle). Is there anything legal I can do? I've asked them repeatedly to not give my address to strangers, but they just blow me off. I've put out no parking signs, but don't live close to a tow company, so it'd be an hour + before a truck showed up to tow. We live in a rural area, if that makes a difference. His barn, that he stores the items in, is next to our driveway and further from his house/driveway. Although it's easy to use his driveway to get to the barn. | 0515305102b787de2a01db4939605559718e9ea0171ef815e28eb3a74daa4419 | [
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | 10 | 8.061224 | {
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | 10 | 9.951872 | {
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | 10 | 0 | {
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | 10 | 0 | {
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | 6.923077 | 6.34413 | {
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | 6.923077 | 3.637363 | {
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I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other 2 are Belgians. We met up with a guy (a local) we knew online and went out to a club. 2 of my friends got lucky and left with girls. My remaining European friend got too drunk so the local said he'd take my friend to his home (a 5 minute walk) to sleep it off and he'd be right back. I stayed to do some dancing etc. That's the last thing I remember until I woke up in an alleyway with my pants down, alone, with a painful bum. I must have been drugged. I don't know who did it. I have an hour or two missing from my memory and I felt sort of hazy for a few more hours. In a sort of panic I cleaned myself up and told the local guy sorry for not waiting for him, I just left with a girl, etc. I was ashamed though I know I couldn't help it - I still am ashamed tbh but fuck it. I didn't report it. The recent Hollywood stuff keeps bringing the memories back to my mind and now I regret not reporting it. How do I go about reporting it from over here in the Netherlands? What kind of interviews can I expect to have to work my way through? Would it help to hire a SF lawyer to help report it? (I can afford it) Hell, would it help if I were to fly over to SF to report it in person? I have 2 weeks off after Christmas. | c9818a9af1f34b53777ab3bb718432222951f2c4ccfcb8e2c954c7a95cd40cb0 | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | [
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"content": "I [27/M] was raped in San Francisco this summer and I didn't report it. I regret that now. I was there as a tourist from Europe. How do I go about reporting it now? Tl;dr is in the title. I went to SF on a trip with 3 friends in July. I'm from the Netherlands, so is one of the friends, the other ... | 6.217949 | 5.75641 | {
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