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They might be able to buy mosquito nets. | Sivrisineklerden korunmak için cibinlik satın almaları, | en-tr |
Maybe they could afford a lock for the door and feel secure. | pudessem comprar um cadeado para a porta e sentir-se seguros. | en-pt |
Maybe it was just that they could put sugar in their tea and offer that to me when I came as their guest and that made them feel proud. | ואולי הם רק מוסיפים סוכר לתה שהם מגישים לי כשאני מתארחת אצלם וחשים גאווה על כך. | en-he |
But there were these beautiful details, even if I talked to 20 goat herders in a row, and some days that's what happened -- these beautiful details of life change that were meaningful to them. | incluso si hablaba con 20 pastores seguidos -y algunos días pasaba eso- estos hermosos detalles de transformación eran lo más valioso para ellos. | en-es |
That was another thing that really touched me. | Còn một điều khác cũng làm cho tôi xúc động. | en-vi |
It was really humbling to see for the first time, to really understand that even if I could have taken a magic wand and fixed everything, I probably would have gotten a lot wrong. | Spokorniałam, widząc po raz pierwszy, naprawdę rozumiejąc, że nawet gdybym mogla wziąć do ręki magiczną różdżkę i naprawić wszystko, prawdopodobnie popełniłabym wiele błędów. | en-pl |
Because the best way for people to change their lives is for them to have control and to do that in a way that they believe is best for them. | 本人が最善だと思う方法こそが 人生を変える一番良い方法だからです | en-ja |
So I saw that and it was very humbling. | Quindi questo è quello che ho visto, ed è stato molto avvilente. | en-it |
Anyway, another interesting thing happened while I was there. | 此外，还有一件事情很有意思 | en-zh-cn |
I never once was asked for a donation, which had kind of been my mode, right. | У мене ні разу не просили милостині, що було звичним для мене. | en-uk |
There's poverty, you give money to help -- no one asked me for a donation. | Gde je siromaštvo, daju se pare za pomoć. Niko mi nije tražio donaciju. | en-sr |
In fact, no one wanted me to feel bad for them at all. | הם לא רצו שאני ארחם עליהם. | en-he |
If anything, they just wanted to be able to do more of what they were doing already and to build on their own capabilities. | Když už, chtěli být schopní dělat to, co už dělali, ale ve větším a vytvořit si své vlastní schopnosti. | en-cs |
So what I did hear, once in a while, was that people wanted a loan -- I thought that sounded very reasonable and really exciting. | Aina silloin tällöin ihmiset halusivat lainata rahaa -- minusta se kuulosti järkevältä ja todella innostavalta. | en-fi |
And by the way, I was a philosophy and poetry major in school, so I didn't know the difference between profit and revenue when I went to East Africa. | Usput, studirala sam filozofiju i poeziju, tako da, kada sam otišla u Afriku, nisam znala razliku između dobiti i prihoda. | en-sr |
I just got this impression that the money would work. | У мене просто було таке враження, що гроші повинні допомогти. | en-uk |
And my introduction to business was in these $100 little infuses of capital. | Dan perkenalan saya dengan bisnis adalah melalui suntikan modal 100 dolar ini. | en-id |
And I learned about profit and revenue, about leverage, all sorts of things, from farmers, from seamstresses, from goat herders. | Naučila sam o zaradi i prihodu, financijskim polugama, o raznim stvarima, od seljaka, švelja, stočara. | en-hr |
So this idea that these new stories of business and hope might be shared with my friends and family, and through that, maybe we could get some of the money that they needed to be able to continue their businesses as loans, that's this little idea that turned into Kiva. | Jadi ide ini bahwa kisah-kisah baru tentang bisnis dan harapan dapat diceritakan pada sahabat dan keluarga saya, dan melalui itu, mungkin kami dapat meraih uang yang mereka butuhkan untuk dapat meneruskan usaha mereka dengan memberikan mereka pinjaman, itulah ide kecil ini yang memicu berdirinya Kiva. | en-id |
A few months later, I went back to Uganda with a digital camera and a basic website that my partner, Matthew, and I had kind of built, and took pictures of seven of my new friends, posted their stories, these stories of entrepreneurship, up on the website, spammed friends and family and said, "We think this is legal. | Za pár měsíců jsem se vrátila do Ugandy s digitálním foťákem a jednoduchým webem, který jsem se svým partnerem Matthewem vytvořila, vyfotili jsme sedm z mých přátel a vyvěsili jejich příběhy, příběhy o podnikání, na náš web, zaspamovali rodinu a přátele a říkali: „Myslíme si, že je to legální. | en-cs |
Haven't heard back yet from SEC on all the details, but do you say, do you want to help participate in this, provide the money that they need?" | Все още не са ни отговорили от СЕК (федерална агенция в САЩ) за подробностите, но вие си кажете мнението, дали искате да участвате в това, да осигурите парите, от които те се нуждаят?" | en-bg |
The money came in basically overnight. | Parate erdhën brenda natës. | en-sq |
We sent it over to Uganda. | Przesłałam je do Ugandy. | en-pl |
And over the next six months, a beautiful thing happened; the entrepreneurs received the money, they were paid, and their businesses, in fact, grew, and they were able to support themselves and change the trajectory of their lives. | 半年後，一件很美妙的事情發生了 這些企業家們收到貸款 之後他們的事業開始成長 他們有辦法自立自強 然後改變生活型態 | en-zh-tw |
In October of '05, after those first seven loans were paid, Matt and I took the word beta off of the site. | 2005 թ․-ի հոկտեմբերին, երբ այդ յոթ վարկերն արդեն մարված էին, ես ու Մեթը վերացրինք կայքից «բետա» բառը: | en-hy |
We said, "Our little experiment has been a success. | "A nossa experiência foi um sucesso. | en-pt |
Let's start for real." That was our official launch. | Եկեք սկսենք իրական գործը»: Դա մեր պաշտոնական բացումն էր: | en-hy |
And then that first year, October '05 through '06, Kiva facilitated $500,000 in loans. | В первый год своего существования с октябра 2005 по 2006 Kiva способствовала выдаче кредитов на сумму $500 000. | en-ru |
The second year, it was a total of 15 million. | Druhý rok to bolo 15 miliónov. | en-sk |
The third year, the total was up to around 40. | Üçüncü yılda genel toplam 40 milyon civarındaydı. | en-tr |
The fourth year, we were just short of 100. | Τον τέταρτο χρόνο, παραλίγο να φτάσουμε τα 100. | en-el |
And today, less than five years in, Kiva's facilitated more than 150 million dollars, in little 25-dollar bits, from lenders and entrepreneurs -- more than a million of those, collectively in 200 countries. | E hoje, menos de 5 anos depois, o projeto Kiva disponibilizou mais de 150 milhões de dólares, em pequenas doses de 25 dólares, de credores para empreendedores — mais de um milhão deles, espalhados em 200 países. | en-pt-br |
So that's where Kiva is today, just to bring you right up to the present. | I tu je Kiva danas, da vas upoznamo sa sadašnjošću. | en-hr |
And while those numbers and those statistics are really fun to talk about and they're interesting, to me, Kiva's really about stories. | Während diese Zahlen und Statistiken Spaß machen und interessant sind, geht es für mich auf Kiva um Geschichten. | en-de |
It's about retelling the story of the poor, and it's about giving ourselves an opportunity to engage that validates their dignity, validates a partnership relationship, not a relationship that's based on the traditional sort of donor beneficiary weirdness that can happen. | Je o prerozprávaní príbehu o chudobných, a o dávaní sebe samému príležitosť zapojiť sa, pričom ich dôstojnosť ostane neporušená a rozvinie sa vzťah založený na partnerstve, a nie vzťah založený na tradičnej ´darca - obdarovaný´ bizardnosti. | en-sk |
But instead a relationship that can promote respect and hope and this optimism that together we can move forward. | 従来の関係ではなくて 敬意と希望を育む関係に 楽観主義を携えて 我々は前進していきます | en-ja |
So what I hope is that, not only can the money keep flowing forth through Kiva -- that's a very positive and meaningful thing -- but I hope Kiva can blur those lines, like I said, between the traditional rich and poor categories that we're taught to see in the world, this false dichotomy of us and them, have and have n... | Pra, ajo që shpresoj është se, jo vetëm që paratë vazhdojne te levizin nëpermjet Kiva - kjo është një gjë shumë pozitive dhe kuptimplote - por shpresoj qe Kiva mund zvogeloje dallimet siç thashe, mes kategorive tradicionale te te pasurve dhe të varfërve qe jemi mësuar të shohim në botë, këtë ndarje në dy pjesë të rreme... | en-sq |
I hope that Kiva can blur those lines. | Saya mengharapkan Kiva dapat mengaburkan batasan-batasan ini. | en-id |
Because as that happens, I think we can feel free to interact in a way that's more open, more just and more creative, to engage with each other and to help each other. | เพราะถ้าทำได้ ฉันคิดว่าเราจะรู้สึกเป็นอิสระที่จะสื่อสาร ด้วยวิธีที่เปิดเผย ยุติธรรม และสร้างสรรค์มากขึ้น เพื่อร่วมมือช่วยเหลือกันและกัน | en-th |
Imagine how you feel when you see somebody on street who is begging and you're about to approach them. | Պատկերացրեք, թե ինչ եք զգում, երբ տեսնում եք ինչ-որ մեկին փողոցում մուրելիս, և պատրաստվում եք մոտենալ նրան: | en-hy |
Imagine how you feel; and then imagine the difference when you might see somebody who has a story of entrepreneurship and hard work who wants to tell you about their business. | Immagina come ti senti. E poi immagina la differenza quando potresti vedere qualcuno che ha una storia di imprenditoria e lavoro duro e che vuole parlarti della sua attività. | en-it |
Maybe they're smiling, and they want to talk to you about what they've done. | Muhtemelen gülümseyerek neler başardığını anlatıyor size. | en-tr |
Imagine if you're speaking with somebody who's growing things and making them flourish, somebody who's using their talents to do something productive, somebody who's built their own business from scratch, someone who is surrounded by abundance, not scarcity, who's in fact creating abundance, somebody with full hands wi... | דמיינו שאתם משוחחים עם אדם שמגדל דברים וגורם להם לפרוח, אדם שמנצל את כישרונותיו כדי לייצר, אדם שבנה את העסק שלו מאפס, אדם שמוקף בשפע ולא במחסור, אדם שלמעשה יוצר שפע, אדם שידיו מלאות בדברים שביכולתו להציע שידיו אינן ריקות, והוא מבקש ממכם משהו. | en-he |
Imagine if you could hear a story you didn't expect of somebody who wakes up every day and works very, very hard to make their life better. | تصور کنید که شما بتوانید داستانی را بشنوید که انتظارش را ندارید ، داستانی از کسی که هر روز از خواب بیدار می شود و بسیار سخت کار می کند تا زندگیش را بهتر بکند. | en-fa |
These stories can really change the way that we think about each other. | Këto tregime me të vërtetë të ndryshojnë mënyrën se si ne mendojmë për njëri-tjetrin. | en-sq |
And if we can catalyze a supportive community to come around these individuals and to participate in their story by lending a little bit of money, I think that can change the way we believe in each other and each other's potential. | i jeśli możemy stworzyć przyjazne otoczenie wspierające owych ludzi które współtworzy ich historię pożyczając odrobinę pieniędzy to myślę, że możemy zacząć wierzyć w siebie nawzajem i potencjał innych ludzi. | en-pl |
Now for me, Kiva is just the beginning. | Számomra a Kiva csak a kezdet. | en-hu |
And as I look forward to what is next, it's been helpful to reflect on the things I've learned so far. | Và tôi đang hướng tới các bước tiếp theo, Nó phản ánh những gì tôi đã học được cho tới nay. | en-vi |
The first one is, as I mentioned, entrepreneurship was a new idea to me. | Yang pertama adalah, seperti yang saya sebutkan sebelumnya, kewirausahaan adalah ide baru untuk saya. | en-id |
Kiva borrowers, as I interviewed them and got to know them over the last few years, have taught me what entrepreneurship is. | Els prestataris de Kiva, a mesura que els he anat entrevistant i coneixent en els últims anys, m'han ensenyat què és l'emprenedoria. | en-ca |
And I think, at its core, it's deciding that you want your life to be better. | 我认为，它的核心是一种让生活更美好的决心 | en-zh-cn |
You see an opportunity and you decide what you're going to do to try to seize that. | Вам выпадает шанс и вы решаете, как использовать его. | en-ru |
In short, it's deciding that tomorrow can better than today and going after that. | ובקצרה, זהו יישומה של ההחלטה שהמחר יכול להיות טוב יותר מהיום. | en-he |
Second thing that I've learned is that loans are a very interesting tool for connectivity. | Druhá vec, ktorú som sa naučila, je, že pôžičky veľmi zaujímavým spôsobom spájajú ľudí. | en-sk |
So they're not a donation. | Eles não são uma doação. | en-pt-br |
Yeah, maybe it doesn't sound that much different. | ใช่ อาจจะฟังดูไม่ต่างกันมากนัก | en-th |
But in fact, when you give something to someone and they say, "Thanks," and let you know how things go, that's one thing. | ولكن في الواقع .. عندما تعطي شيئاً لشخص ما وهو يقول لك " شكراً " ومن ثم يذهب كل منكما الى طريقه هذا هو الامر بالنسبة للهبات | en-ar |
When you lend them money, and they slowly pay you back over time, you have this excuse to have an ongoing dialogue. | Когда вы одалживаете деньги и вам возвращают их постепенно, у вас есть предлог для постоянного диалога. | en-ru |
This continued attention -- this ongoing attention -- is a really big deal to build different kinds of relationships among us. | 이러한 지속적이고 연속적인 관심은 다른 종류의 관계를 맺는데에 매우 중요한 요소입니다. | en-ko |
And then third, from what I've heard from the entrepreneurs I've gotten to know, when all else is equal, given the option to have just money to do what you need to do, or money plus the support and encouragement of a global community, people choose the community plus the money. | И в третьих, из того, что я узнала от предпринимателей, с которыми я познакомилась, в случае, если на абсолютно равных условиях предлагается сделать выбор между просто деньгами, необходимыми для развития дела, и деньгами плюс поддержкой и поощрением мирового сообщества люди выбирают сообщество плюс деньги. | en-ru |
That's a much more meaningful combination, a more powerful combination. | Это гораздо более значимая комбинация, более могущественная. | en-ru |
So with that in mind, this particular incident has led to the things that I'm working on now. | Quindi, con questo in mente, questo particolare evento ha portato a quello su cui sto lavorando adesso. | en-it |
I see entrepreneurs everywhere now, now that I'm tuned into this. | Sada vidim poduzetnike svugdje, sada kada sam u tome. | en-hr |
And one thing that I've seen is there are a lot of supportive communities that already exist in the world. | 我還看到 世界上還有很多能提供支持的社群 | en-zh-tw |
With social networks, it's an amazing way, growing the number of people that we all have around us in our own supportive communities, rapidly. | Družabna omrežja so čudovit način, ki hitro povečuje število ljudi, ki nas obkrožajo v naših lastnih podpornih skupnostih. | en-sl |
And so, as I have been thinking about this, I've been wondering: how can we engage these supportive communities to catalyze even more entrepreneurial ideas and to catalyze all of us to make tomorrow better than today? | Així que, pensant en això, m'he estat preguntant: com podem comprometre aquestes comunitats sustentadores a catalitzar encara més idees emprenedores i a ajudar-nos a fer que demà sigui millor que avuí? | en-ca |
As I've researched what's going on in the United States, a few interesting little insights have come up. | Tôi nghiên cứu xem mọi chuyện diễn tiến ra sao ở Mỹ, 1 vài khuyến khích thú vị đã được nêu ra. | en-vi |
So one is that, of course, as we all might expect, many small businesses in the U.S. and all over the world still need money to grow and to do more of what they want to do or they might need money during a hard month. | Перше, це, звичайно те, чого і слід було очікувати: багато підприємств малого бізнесу в США і в усьому світі як і раніше потребують грошей для свого розвитку і для того, щоб пережити важкі часи. | en-uk |
But there's always a need for resources close by. | Но потребность в ресурсах все время остается. | en-ru |
Another thing is, it turns out, those resources don't usually come from the places you might expect -- banks, venture capitalists, other organizations and support structures -- they come from friends and family. | גיליתי דבר נוסף - המשאבים האלה בד"כ לא מגיעים מהמקומות הצפויים -- בנקים, השקעות הון סיכון או ארגוני תמיכה -- הם מגיעים מחברים ומשפחה. | en-he |
Some statistics say 85 percent or more of funding for small businesses comes from friends and family. | Disa statistika thonë se 85 për qind ose më shumë e financimit për bizneset e vogla vijnë nga familjet dhe miqtë. | en-sq |
That's around 130 billion dollars a year -- it's a lot. | 年間にすると1300億ドルです 大量の資金です | en-ja |
And third, so as people are doing this friends and family fundraising process, it's very awkward, people don't know exactly what to ask for, how to ask, what to promise in return, even though they have the best of intentions and want to thank those people that are supporting them. | Terceiro, as pessoas que estão neste processo de angariação de fundos, não sabem exatamente o que pedir, como pedir, o que prometer em troca, embora tenham a melhor das intenções e queiram agradecer às pessoas que os estão a apoiar. | en-pt |
So to harness the power of these supportive communities in a new way and to allow entrepreneurs to decide for themselves exactly what that financial exchange should look like, exactly what fits them and the people around them, this week actually, we're quietly doing a launch of Profounder, which is a crowd funding plat... | Pra, për të shfrytëzuar fuqinë e këtyre komuniteteve mbështetës në një mënyrë të re dhe për të lejuar sipërmarrësit të vendosin vete pikërisht si duhet të duket këmbimit financiar, pikërisht atë që i përshtatet atyre dhe njerëzve rreth tyre, aktualisht këtë javë, ne, qetesisisht, po bëjmë leshimin e Profounder, e cila ... | en-sq |
And it's investments, not donations, not loans, but investments that have a dynamic return. | ומדובר בהשקעות. לא בתרומות או בהלוואות אלא בהשקעות עם החזרים דינאמיים. | en-he |
So the mapping of participating in the story, it actually flows with the up and down. | 이야기에 참여하는 것이 사업의 흐름과 함께하게 됩니다. | en-ko |
So in short, it's a do-it-yourself tool for small businesses to raise these funds. | 要するに 小規模事業が資金集めを セルフサービスで行うための仕組みです | en-ja |
And what you can do is go onto the site, create a profile, create investment terms in a really easy way. | In kar lahko naredite, je, da greste na spletno stran, si naredite profil in izdelate pogoje za investiranje na res enostaven način. | en-sl |
We make it really, really simple for me as well as anyone else who wants to use the site. | 우리는 저 뿐만이 아니라 사이트를 이용하고자 하는 다른 사람들을 위해 정말 정말 쉽게 만들었습니다. | en-ko |
And we allow entrepreneurs to share a percentage of their revenues. | Dozvoljavamo preduzetnicima da dele procenat svoj dobitka. | en-sr |
They can raise up to a million dollars from an unlimited number of unaccredited, unsophisticated investors -- everyday people, heaven forbid -- and they can share those returns over time -- again, whatever terms they set. | Sie können bis zu 1 Millionen Dollar von einer unbestimmten Anzahl unbekannter, einfacher Investoren zubekommen -- Allerweltsmenschen, Gott bewahre -- und sie können ihre Gewinne über die Zeit teilen -- wieder nach den Bestimmungen, die sie sich gesetzt haben. | en-de |
As investors choose to become involved based on those terms, they can either take their rewards back as cash, or they can decide in advance to give those returns away to a non-profit. | これらの条件に従って 関わっている投資家は 投資成果を現金で受け取ったり 事前に決めたNPOに 寄付することができます | en-ja |
So they can be a cash, or a cause, investor. | Eles podem ser investidores movidos pelo dinheiro ou por uma causa social. | en-pt-br |
It's my hope that this kind of tool can show anybody who has an idea a path to go do what they want to do in the world and to gather the people around them that they already have, the people that know them best and that love them and want to support them, to gather them to make this happen. | เป็นความหวังของฉันว่าเครื่องมือนี้ จะเผยให้ใครก็ตามที่มีความคิด ได้เห็นเส้นทางที่จะทำอะไรก็ได้ที่เขาอยากทำ และได้รวบรวมคนรอบตัวที่เขามีอยู่แล้ว คนที่รู้จักเขาดีที่สุด คนที่รัก และสนับสนุนเขา ได้รวมตัวกันทำฝันนี้ให้เป็นจริง | en-th |
So that's what I'm working on now. | Dies ist, woran ich gerade arbeite. | en-de |
And to close, I just want to say, look these are tools. | 最後作結，我想說的是，這些只是工具 | en-zh-tw |
Right now, Profounder's right at the very beginning, and it's very palpable; it's very clear to me, that it's just a vessel, it's just a tool. | الان .. ان " برو فاوندر " هو البداية فحسب وهو موقع محسوس .. و واضح جداً .. انه مجرد أداة | en-ar |
What we need are for people to care, to actually go use it, just like they've cared enough to use Kiva to make those connections. | Potřebujeme, aby se o něj zajímali lidé, aby ho opravdu používali stejně jako se zajímali o využití Kivy, aby mohli nacházet kontakty. | en-cs |
But the good news is I don't think I need to stand here and convince you to care -- I'm not even going to try. | Hyvä uutinen on se, ettei minun kai tarvitse vakuuttaa teitä. En aio edes yrittää. | en-fi |
I don't think, even though we often hear, you know, hear the ethical and moral reasons, the religious reasons, "Here's why caring and giving will make you happier." | Ik denk het niet, hoewel we vaak horen over de ethische en morele redenen, de religieuze redenen: "Dit is waarom zorgen en geven je gelukkiger zal maken." | en-nl |
I don't think we need to be convinced of that. I think we know; in fact, I think we know so much, and it's such a reality that we care so deeply, that in fact, what usually stops us is that we're afraid to try and to mess up, because we care so very much about helping each other and being meaningful in each other's liv... | Nie trzeba nas przekonywać. Przecież o tym wiemy Więcej, myślę że wiemy tak wiele i to jest tak prawdziwe że zależy nam tak bardzo że to nas blokuje i boimy się spróbować i namieszać bo tak bardzo nam zależy, żeby sobie pomagać i zacząć coś znaczyć w życiu drugiego człowieka | en-pl |
So what I think I can do today, that best thing I can give you -- I've given you my story, which is the best I can do. | Mislim da je najbolja stvar koju danas mogu da vam dam - dala sam vam svoju priču, to je najbolje što mogu. | en-sr |
And I think I can remind us that we do care. | Et nous rappeler que nous aimons prendre soin des autres. | en-fr |
I think we all already know that. | 우리는 그것을 이미 알고 있습니다. | en-ko |
And I think we know that love is resilient enough for us to get out there and try. | Και νομίζω πως ξέρουμε ότι η αγάπη είναι αρκετά ανθεκτική για να πάμε και να δοκιμάσουμε. | en-el |
Just a sec. | ごめんなさい | en-ja |
(Applause) For me, the best way to be inspired to try is to stop and to listen to someone else's story. | (Aplaudiments) Per a mi, la millor manera d'inspirar-se per intentar-ho és parar-se a escoltar la història d'algú altre. | en-ca |
And I'm grateful that I've gotten to do that here at TED. | И съм благодарна, че имах възможността да го направя тук, на TED. | en-bg |
And I'm grateful that whenever I do that, guaranteed, I am inspired -- I am inspired by the person I am listening to. | In hvaležna sem, da kadarkoli to naredim, sem zagotovo navdihnjena, navdihne me oseba, ki jo poslušam. | en-sl |
And I believe more and more every time I listen in that that person's potential to do great things in the world and in my own potential to maybe help. | וככל שאני מקשיבה, אני מאמינה יותר ויותר בפוטנציאל של האדם הזה לעשות דברים נפלאים בעולם ובפוטנציאל שלי לסייע לו. | en-he |
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